WHY, I WAS ALWYAS BROKE 😭||My trauma with money

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  • Опубликовано: 4 фев 2024
  • Hey odysseys, I hope you guys are doing well 🫠. I am happy you are here ☺️.
    I really need you guys to check out www.mekify.com by Emeka and Iffy. They are a great couple helping others earn extra money and you can also reach out to them through their watsapp number below
    Emeke & Iffy: +14034026020
    Thank you so much for the love and support.
    For business enquiries my email: fatmaodyssey@gmail.com
    My Insta: fatmaodyssey

Комментарии • 135

  • @neshkatama9083
    @neshkatama9083 5 месяцев назад +34

    I think part of being broke is lack of financial literacy. Parents or school didn't really educate. We just learn how to manage as we grow .Thank you for sharing 😊

    • @aeolia80
      @aeolia80 5 месяцев назад

      Not always true. My parents were extremely good with their finances, though they lived poor, because all extra money they made was for retirement because I'm from a country with no pensions. My father was constantly talking about Roth IRAs and investments, things like that. And yet, I was poor, poorer than they ever were. I wasn't able to get a job that paid more than enough to barely pay for rent let alone save and invest. I was terrified of debts, so I really tried to avoid them, but I always had roommates because I could never afford my own place. I finally got a job in my mid-30s in a different country where I was able to save money and live on my own, but I couldn't invest, and you want to know why? I'm a US citizen, and the laws over finance and investing for US citizens living abroad is extremely restrictive, extremely. And I'm an immigrant now. I'm not allowed to have a Roth IRA, not allowed, because I would have to make a salary more than $100,000 a year to contribute to one while living abroad, and I'm not allowed to have certain foreign investments. So the US government wants its citizens living abroad to remain poor. I'm not explaining this well. I mean it already sucks that US citizens abroad still have to file taxes even though we have no representation in government, we also have to declare all our foreign accounts to the financial crimes enforcement department if our overseas accounts are more than $10,000 total!! That's NOTHING money when you're trying to save and build a life and a nest egg.

  • @Xtoak
    @Xtoak 5 месяцев назад +45

    There is Something about you thats very interesting,captivating and Real,keep posting more videos on many different subjects,go outside more..🤜🏽❤️

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +6

      Awweee best comment I read today 😭. Thank you 🤗. What would you like to see me vlog outside?😎

    • @Xtoak
      @Xtoak 5 месяцев назад +1

      @@FatmaOdysseyvideos on different foods and restaurants 😁

    • @bellasoomali
      @bellasoomali 5 месяцев назад +2

      Yh I’m here for the authenticity too🎉Realest RUclipsr I’m subscribed to ❤✨

  • @Eese.
    @Eese. 5 месяцев назад +22

    Amen, may you find the perfect partner and be blessed with two sweet children, inshallah.

  • @mohamudabdiwarsame9003
    @mohamudabdiwarsame9003 5 месяцев назад +4

    Well experienced lady, one thing captivating me so much is that sending children to school in early age before they learn quran and thier religión.

  • @terrakim218
    @terrakim218 5 месяцев назад +6

    “Who’s gonna feed me?” 🤣 EXACTLY

  • @user-jp9mu1of2r
    @user-jp9mu1of2r 5 месяцев назад +10

    What ever money you get every month you need to save some never spend all your money

  • @houdaaboud210
    @houdaaboud210 5 месяцев назад

    THANK YOU FOR THE ADVICES

  • @mohammedsatomi7009
    @mohammedsatomi7009 5 месяцев назад +4

    I always love your encouragement and your charismatic talk.❤❤❤❤❤❤❤

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      Thank you my brother 🤍🫶🏾

  • @user-lq1cg3mq4o
    @user-lq1cg3mq4o 5 месяцев назад +4

    I really admire you ma❤ I love watching your videos good one 👏

  • @amaljama7258
    @amaljama7258 4 месяца назад +1

    Fatma dear I have realized watching this video that mostly in the household we grow the value of money or the way we see money is some kind like wrong turn I felt what you've felt and still learning how to understand, manage, and be friends with money cause it's necessary and I always say to myself I need to have a financial plan for my life to get my things together and as someone in her 30's you've said the truth it always differ by age. So thank you for sharing this video with us.

  • @user-gb1tn3cn2b
    @user-gb1tn3cn2b 5 месяцев назад

    Yes watching you from Mombasa even these days people still go Makadara

  • @nadiafillis8432
    @nadiafillis8432 5 месяцев назад +2

    Im praying for you ; you really are a breath of fresh air and soo inspiring i love listening to you .may Almighty Allah bless you with everything that which is good for you in this world and tje Aakhirah sister ❤😊

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      Thank you Nadia for your kind comment, thank you for watching my videos and thank you for your kind dua 🤍🫶🏾

  • @amaladan5579
    @amaladan5579 5 месяцев назад

    I hope you make money that makes you happy and healthy 😊

  • @berhaneberhe3545
    @berhaneberhe3545 5 месяцев назад +6

    My Dear Sister, You Were Broke Because You Know What You Doing.

  • @amourmakame3123
    @amourmakame3123 5 месяцев назад +3

    Aleykum Selam Fatoş! Don’t mind to be broke na normal condition now!

  • @Prikaya279
    @Prikaya279 2 месяца назад +1

    😂😂 foshizo manizo ❤❤

  • @appliedknowledgeispower2024
    @appliedknowledgeispower2024 5 месяцев назад +2

    Wa alaikum assalaaam wa rahmatullahi wa barakatuhu dear Sis ❤fix spelling ALWAYS❤LOVE U

  • @NK-eb1qh
    @NK-eb1qh 4 месяца назад +1

    May Allah bless you with a righteous husband and the healthy children like you wish ❤

  • @vinylwaif
    @vinylwaif 4 месяца назад

    “We were broke then we were broke broke. Broké” girlll im crying lmaooooo 😂😂😂😂

  • @SamiraMohamed-SK
    @SamiraMohamed-SK 5 месяцев назад +1

    😂😂😂the number of times I've laughed like a crazy person,peke yangu. Especially on the part of, am gonna die,so why I'm I saving money?
    This is so relatable, May Allah bless you abundantly for all the videos you make,they are encouraging,entertaining, educative.
    Nakupenda sana ❤

  • @modoutouray1623
    @modoutouray1623 5 месяцев назад +5

    Don’t worry Allah will give you lots of money insa Allah

  • @lamiseelbetar2579
    @lamiseelbetar2579 5 месяцев назад +2

    Ameen Sis ❤you deserved the best ❤

  • @kakimbirisam863
    @kakimbirisam863 5 месяцев назад +10

    BEEN MISSING YOUR VIDEO,,I LOVE THEM VERY MUCH

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +2

      Thank you for being here 🤍🫠

    • @kakimbirisam863
      @kakimbirisam863 5 месяцев назад +1

      YOUR MOST WELCOME MY DEAR FRIEND,,WAITING MORE PATIENTLY HAAAHAHAHAHAH

  • @sapphiress10
    @sapphiress10 5 месяцев назад +5

    Ameen, Ameen, Ameen! To all of your duas Fatma! May Allah increase us in his rizq and help us be more content/thankful with what we have and not let money become a trial that detaches or distances us away from him.
    Growing up in the west, the education system never taught us how to really make money, pay bills or even file for taxes either lol 😂Why are they hiding such basic but crucial information?! They make us go to college/uni and then so many people end up with student debt 😭We need to know how to be more efficient with money whether it's making it or saving it :(
    Thank you for always being so honest about your experiences, enjoyed this episode too :)

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      Ameen, ameen sis 🤍. I know right 😭😭

  • @fatumamatan6772
    @fatumamatan6772 5 месяцев назад

    Ameen ya Raab! Sakina and Ilyas are great names mashaAllah.

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад

      Sakina and Eyas 🤍. Thank you namesake 🫶🏾

  • @Jonida1
    @Jonida1 4 месяца назад +1

    😊 I like your points of views. Money should not be considered priority of life. There are a lot more priorities which stays above the money despite that sometimes we do not understand or forget that importance. Specially in the west were people are hanged out of loans, mortgages. But Im pretty sure beleiving in Tehuid that Allah is EL Mukit, EL Basit, helps a lot moving the focus from money and enjoying the life in a quality sense. I like your simplicity and humbleness. You are exactly a Muslim.

  • @saharaabdi6628
    @saharaabdi6628 5 месяцев назад +2

    Kkkk😂😂😂 umenichekesha wallhi,

  • @aishaabdirahmanyussuf9117
    @aishaabdirahmanyussuf9117 5 месяцев назад

    This is a real issue we are dealing with.
    It has to do what we were thought about money in our childhood.
    What is helping me now is to work on the beliefs we have about money and reprogram the subconscious.
    These are some books that has helped me.
    1. Get Good with Money:
    2 Secrets of Six-Figure Women
    I hope this helps
    Ps I enjoyed your video. Jazakallahu kheyr sister.

  • @LucyNyambura2
    @LucyNyambura2 5 месяцев назад +5

    You inspire me alot.

  • @kaydee956
    @kaydee956 3 месяца назад +1

    About that being far from the camera I literally have to zoom you in😂 I like looking at a face am watching up close
    Love your videos and your vibes abayo Allahumabarik

    • @FatmaOdyssey
      @FatmaOdyssey  3 месяца назад

      🤣🤣🤣 I need to get a new camera with a lens 🤭
      I hear you abayo, thank you so much 💕

  • @leilaahmed3588
    @leilaahmed3588 5 месяцев назад +4

    Riyadaada Alle hakuu rumeeyo abaayo.

  • @NewBeginnings2.0
    @NewBeginnings2.0 5 месяцев назад +6

    Let me tell you Maina😂🙌🏾

  • @ludwigrando5603
    @ludwigrando5603 5 месяцев назад +2

    Work is good

  • @cigaal4668
    @cigaal4668 5 месяцев назад +1

    MAASH ALAAH riyooyinkaaga ALLE hakuurumeeyo wallaal Aad ayyad udadaashay halkaas,na kasiiwd

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад

      Mahadsanid walal, ameen ya rabbi 🤲🏾

  • @Hanna-14
    @Hanna-14 5 месяцев назад

    Yeah I remember that 🤭🤭 makadara kids here 😂❤

  • @khadrahassan7171
    @khadrahassan7171 5 месяцев назад +10

    Hi sister, I love how honest and funny you are and I really relate to your stories about money,May Allah bless you and protect you always 💖

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +2

      Aweee ameen ya Rabbi 🤲🏾😭. May Allah bless us all 🤲🏾

  • @creativespacex3842
    @creativespacex3842 5 месяцев назад

    Love from Uganda, Kampala

  • @amransalat0133
    @amransalat0133 5 месяцев назад +2

    I enjoy your content ❤

  • @Shosho-s4f
    @Shosho-s4f 5 месяцев назад +1

    Somali girls life story (being broke) ✋🏽 😂 but the thing is we are always supporting our families as long as we are not married ones you find a job you’re automatically a money machine I’ve seen this a lot in my Somali community ,i work with arabs,Indians,Filipinos and they always brag about saving money because they I’ve been taught to do so from young age.

  • @aajabbinmagosh5509
    @aajabbinmagosh5509 4 месяца назад

    Makadara😂😂😂😂 Eid days goody goody 😂😂 my favorite

  • @FatmaMohamed-ym1rc
    @FatmaMohamed-ym1rc 5 месяцев назад +1

    Sister my Allaah give you rightios children and all of the.

  • @Hornscope
    @Hornscope 5 месяцев назад +5

    Shaahiiba wuu ii dhadhami la'ayahy beryahan,
    markaa waxaa bilaabay inaan cabo bigays or black tea with cloves. So far so good

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      I need to go to bageeys

    • @Hornscope
      @Hornscope 5 месяцев назад

      @@FatmaOdyssey yeah me too sister. Bigays is much healthier

  • @thepersonaofgrace
    @thepersonaofgrace 5 месяцев назад +9

    Milk tea, chai ya maziwa is the best!
    I'm not quiting 😊

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +2

      It’s not good though 😭😭

    • @thepersonaofgrace
      @thepersonaofgrace 5 месяцев назад +1

      @@FatmaOdyssey what do you mean? Why is it not good?

    • @geet2948
      @geet2948 5 месяцев назад

      @@thepersonaofgracesome people have gut issues and inflammation with milk and dairy products. That is because cows today are in poor conditions and are being fed a poor diet (corn,soy,grains) as opposite to how cows should roam freely and eat from vegetation and greenery. The milk in stores comes from big industrial farms that treat cows like machines, keep them locked, give them medication & antibiotics etc.

  • @sherifftouray9317
    @sherifftouray9317 4 месяца назад

    Hi Fatima yes 🤑💰 money but it's the roots of all evils, one have to be very careful with it dear. Like for me will work till the end of month and will not be in the rost to collect my salary.

  • @magajiabdullahi3075
    @magajiabdullahi3075 5 месяцев назад +1

    Assalamu alaikum. Are you back from Cairo yet? With love from Abuja, Nigeria.

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад

      Waaleykum salaam, yes Alhamdulillah. Thank you 🤍

  • @deqaabdi2090
    @deqaabdi2090 5 месяцев назад +1

    MashaAllah, super relatable subject, I am also struggling with saving money and am in my early 30s….and the black tax is too real😢😅😂😅

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      We need to do better 😭😭

  • @zainabadebayo6483
    @zainabadebayo6483 5 месяцев назад +5

    Fatma, it seems u really like milk tea 😊... I think if its something u do enjoy and its not harmful right, maybe u should just keep taking it😂

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      I know right…issa a struggle sis but I need to stop taking dairy unfortunately. 😒

  • @ridwankhadar296
    @ridwankhadar296 5 месяцев назад +1

    I am from Mariakani, and your mention reminded me of memories back home. Never knew u were from there?

    • @bellasoomali
      @bellasoomali 5 месяцев назад

      Same💫

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад

      Yap, I am form mariakani majengo 😭😂

  • @sheisjacinta_
    @sheisjacinta_ 5 месяцев назад +4

    Nice one

  • @Tmaria-wn3hc
    @Tmaria-wn3hc 5 месяцев назад +3

    Noo but when i was in kindergarten i used to go the bus stop at 5:30 am like i was literally 6 in pre unit lol but to be fair my school was somehow far
    wueh let me not even start with how from such a young age we used to get beaten by teachers because we are not academically smart and carry a whole bag of homework from almost every subject daily yaani shule was nothing but trauma i hated school sooo much.

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      Nakwambia, lakini Alhamdulillah we passed that…may Allah heal us from our traumas wallahy

  • @daisymichelle
    @daisymichelle 5 месяцев назад +3

    Maina I can explain 😂😂😂😂😂
    Love you fatma❤

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +2

      We have to give Maina the tea 🤭😂

    • @daisymichelle
      @daisymichelle 5 месяцев назад

      @@FatmaOdyssey sips in taxes🥴😭💀💀💃

  • @zuhur66
    @zuhur66 5 месяцев назад

    “Tumia pesa ikuzoee" whoever brought that notion finished us completely 💔💔 I guess that was meant for the richh 😂 lkn ipo siku InshaaAllah 😊

  • @luxurybuildings3604
    @luxurybuildings3604 5 месяцев назад +1

    More videos please sister ❤

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад

      Coming through in Sha Allah, thank you 🤍

  • @kakimbirisam863
    @kakimbirisam863 5 месяцев назад +1

    DRINKKK TEAAAA

  • @ilmiomar1998
    @ilmiomar1998 5 месяцев назад

    Which Ngo did you work for siz

  • @AfriScents
    @AfriScents 5 месяцев назад +1

    I LOVE YOUR VIDEO'S SOOO MUCH

  • @salaahkarama9927
    @salaahkarama9927 5 месяцев назад +2

    Eid was not complete without going to makadara Yooo! 😢.... mishkaki, sherbets, viazi+tambi , bembea ya kitanda ...😂

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      I KNOW RIGHT!😭😭 best times wallaby

  • @mustafegadari5099
    @mustafegadari5099 5 месяцев назад +2

    Hi fatima greeting you from Somaliland

  • @HK00088
    @HK00088 5 месяцев назад

    I feel like ur going to marry a good guy soon

  • @BEAUTY-RAY
    @BEAUTY-RAY 5 месяцев назад +1

    True 👍

  • @fathiyaibrahim9583
    @fathiyaibrahim9583 4 месяца назад

    Am like you I like giving money

  • @adamfischer2735
    @adamfischer2735 5 месяцев назад +3

    You make me smile beautiful Fatma. Money is the root of all evil. God bless you🙏✝

    • @sambam275
      @sambam275 5 месяцев назад +3

      Everything in life is a proof. Without Money you cant live! It‘s about your intentions! With Allahs help she‘ll do good deeds with her money and blessings🤲🏽 with Allah on her side she‘ll never falls 4 evil ☪️✌🏽

  • @yusuphabarrow1325
    @yusuphabarrow1325 4 месяца назад +1

    Are you still not married?

  • @MucoStories
    @MucoStories 5 месяцев назад +2

    It’s not just Kenya, many countries don’t teach financial literacy at all. The US also sucks as well.

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      Unfortunately, but it’s never too late to learn 🤗

    • @MucoStories
      @MucoStories 5 месяцев назад

      @@FatmaOdyssey I agree 100%

  • @befree9579
    @befree9579 2 месяца назад +1

    I am always broke also cause my wife spends it all

  • @Yasmin-xt2rj
    @Yasmin-xt2rj 5 месяцев назад +2

    I’m i a 🔁 now broke one day and rich the other day 😢

  • @markkip2001
    @markkip2001 5 месяцев назад +1

    Can you give the honor to be your kids father 🤗🤗

    • @bassflix5982
      @bassflix5982 5 месяцев назад

      😂😂😂😂 May she accept u ameen

  • @Mahirsheikh10
    @Mahirsheikh10 5 месяцев назад +1

    am from mombasa masha Allah

  • @healthyforpurpose1898
    @healthyforpurpose1898 5 месяцев назад +2

    I live in the uk and broke 😂😂😂

  • @kangemicho
    @kangemicho 5 месяцев назад +2

    The Kenyan system of education is that of the colonial system which was installed in kenya by the whites intentionally and not only in kenya but almost in all east african countries - with an intention to make them job seekers but not creators - so it's all by design sister - do not blame the kenyan government and it will take years to change all that

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +1

      We need to decolonize and re learn 😭😭😭

  • @Jaay2022
    @Jaay2022 5 месяцев назад +1

    😅

  • @Kozlar92
    @Kozlar92 5 месяцев назад

    Ameen.

  • @user-zw2bx2rg3i
    @user-zw2bx2rg3i Месяц назад +1

    وعليكم والسلام ورحمة الله وبركاته 😂🎉😂😂😂😂😂😂😂😂😂😂

  • @adenmohamedwarsame5580
    @adenmohamedwarsame5580 5 месяцев назад +1

    money if i catch you hhhhh

  • @markkip2001
    @markkip2001 5 месяцев назад +1

    You very interesting.you talk about trauma in life what are you life trauma

  • @feedthesoullive9003
    @feedthesoullive9003 4 месяца назад +1

    Set aside at least 20% of your monthly earnings for savings and investments or rainy day money. God willing, if you are able to keep the saved money untouched you might be able to make a down payment on a house soon. The stability of having and owning your own home is important and feels nice. 😊

  • @supuu43
    @supuu43 5 месяцев назад +4

    I remember goodie goodie in the 90s....they were like 10 cents a piece. Wah...we enjoyed 😂😂
    The idea of constantly in a state of scarcity and saying I'm broke sina pesa really messed us up. Living my 2nd half of my life in the west I have seen the difference between Kenya and the US. Money is a tool...

    • @FatmaOdyssey
      @FatmaOdyssey  5 месяцев назад +2

      Am telling you, goody goody was that candy! 😭
      Yeah wallaby I agree, that mindset “sina pesa” really messed us up. But Alhamdulillah we are unlearning and re learning 😭

  • @bogeremuzamiru6326
    @bogeremuzamiru6326 5 месяцев назад +1

    Milk is not advised for grown up people like me and u,

  • @Shel1021
    @Shel1021 5 месяцев назад

    Do you have an autoimmune disorder like lupus or sarcoidosis?

  • @user-xs4wt6xw2k
    @user-xs4wt6xw2k 5 месяцев назад +1

    first check up you health then anything else you still looks sick