Don't Doubt That You CAN WIN With Money!
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- Опубликовано: 11 сен 2024
- The Ramsey Show (December 1, 2022)
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It's good to see Dave in so many episodes recently. No other personality delivers the straight, honest advice like he does. Some people need a little tough love or cold water to wake up and smell the coffee and fix their lives.
My concern when Dave is not on the show is that the personalities seem to miss at least one important point in a reply. A lot of us have commented that there should be a talking point sheet so that someone who asks about annuities, for example, gets the same answers that they would get when Dave would reply.
The single folks getting out of debt alone are impressive
As your grandmother nothing is more important than seeing your grandchildren. It's not a pride thing it's I miss my children and grandchildren. Grandparents realize that their time is limited with these with their little ones and they want to see them and get to know them. My only grandparent died when I was 5. I have no memories of her. It's important that your children have memories of their grandparents also.
Very true.
So then travel out to see them 💁🏻♀️
@@EmilyLucille523 I would say communicate and make the arrangements! Common, after all they are all blood.
@@EmilyLucille523 wow what a condescending, self righteous and overall mean response. There is a thing called empathy. You should look into it.
I respect the fact that you saved the “daughter” part for the last part of your introduction. Something about listing her qualifications FIRST and foremost. Love that.
NOTHING makes Dave smile when folks are on the debt free scream stage more is when they are listing their debt and then they say they paid off their house! He beams and screams we are looking at WEIRD people here! I can't wait to be there when our mortgage is GONE.
No one every laughs at Dave’s foreclosure dad joke. Dave I laugh every time you say it.
I agree 1000% on not wanting to pay for anyone else’s loans ! I paid mine and didn’t ask for help because I choose to take the loan out
I still use the same At-A-Glance day planner 8yrs running
Me too. Lol they get the job done
I always ask this question "would you take out a loan to......" For example, when I talked my husband into paying off our mortgage, because he wanted to keep cash in our savings "in case something happened" I said...."would you take out a loan, so you can have cash in the bank just in case" and he obviously said NO! So we paid it off! Lol
1:17:50 I invested instead of paying down the mortgage, and that's how I became a millionaire at 35. Now there's at least one person who used that method.
And that Power Ball winner also became a millionaire without the Baby Steps but Dave is talking about the study he did, the ones he’s asked. Not the outer ones like you.
@@EmilyLucille523 True, though he's talking about his study to make the point that paying off the mortgage is always better than investing. He's insinuating that if you choose to invest rather than pay your mortgage, you won't be rich. Also, power ball is luck while mortgage vs. investment is about math/risk/psychology, hardly an apples to apples comparison. Appreciate your input though.
@@Azel247 mostly I agree with you. The math is clearly in your favor. Personally Im choosing to pay off my house purely because I don't like owing somebody or some bank money. It makes me feel less stable.
That being said I have to disagree that Dave is implying you CAN'T become a millionaire except his way. I also disagree that he says it's ALWAYS better to pay it off. I believe he comes from a similar stand point as me. Paying it off relieves some.sort of burden, that's the main reason. Financially, it's not as good as investing, but is better than blowing it so overall it's a good point IMO. Your original comment is misleading though as the other commentor stated. You originally commented implying that Dave said no body exists that became a millionair your way. When that was shown tk be wrong by the other commenter, you pivoted and basically said that doesn't matter lol. I'd try to pick a lane or just say sorry that's my fault I was wrong but here's what I think lol. Cuz right now you just look like someone who got burned and is trying to save face lol
Love this..keeps me on track, motivated and I always learn something new or get a great reminder!! 🎊🥰🏆🌟☕️Bless you all!
Can I just say just how much I appreciate that me viewing this is free? ❤❤❤❤
Just 27mins in and this episode is funny! Love the banter
Love the jazzy sweater Rachel, so festive 🎄
LaCroix version of Dave. 🤣🤣🤣 Jared
58:39 🤣 that reaction
What does Dave think about the taxpayer being forced to bail out pensions? It's not the tax payers fault their employers didn't contribute to and manage the pension to meet the obligations they promised. That got passed without any fanfare or people complaining.
We've bailed out the auto companies on tax payer dime, the banks, and corporations like the place I work for. They increased the sales tax 1/2 percent to my job so they wouldn't leave the state. So I will not feel quilty one bit for taking some help for student loans. It was a complete fraudulent system in the first place.
Fox News is playing a commercial about thieves stealing your house right now😂😂😂😂 all the actors look like they’re in their 80s too
Yeah the bank you have your mortgage with will never tell you to pay off your mortgage.
There are a lot of this that our tax dollars pay for that we don't benefit from directly, so why should student loans be any different. Maybe we would be able to pay for tuition if we didn't have to pay so much in taxes. Can we divert my taxes to attack my student loans?
I thought George was the lacroix version of Dave?
😂🤣
Dude in Salt Lake City - take the truck! If they’re spending $260 per week on fuel that’s $13,500 per year. Not sure why they only think it’s a $11,000 value to you.
If you run your car at $111 per week it’s almost $6000 in fuel, plus insurance $1000, tires $250, maintenance $500, income tax on pay $3000, depreciation, etc. If fuel prices go up you’ll quickly wish you hadn’t.
Sell your vehicle, invest the money for when you need to buy one.
Mortgage fraud is growing on the US... in Florida we have to advise them to alert us to anybody trying to make a transfer of deed because it's a rampant problem in the State of Florida for example
I need the planner 🙌🙌🙌
Wrong, plenty of mail carriers in my office make 150k a year delivering the mail. The overtime is there you just need to work
In what state and what city is that true that mailman get $150,000
Where are you. I can do that job.
St.louis I make 125k delivering the mail
delivering mail 24/7/365 😬😵💀
Listening from Dixon, IL - Congrats to the debt-free couple Brenna and Jerry. (Fun Sponge - hilarious) Great job you two!
Your parents won't be around forever swollow your pride mate you don't want to regret it down the track its one Day of the year 😊
It’s impossible to just eat half a taco...
Don’t knock it if you haven’t tried!
@@loljk9443 oh I’ve tried, and I can’t. They’re too good.
@@amazinggrace8136 You are not broke enough I have split a taco with my boyfriend because that was the only food we had money to buy... it was even cheaper than buying soda crackers at the grocery store or a piece of fruit
@K C I was joking. But you’re right, I have been blessed to not have had to go through that. I hope you guys are doing better now.
Wild West*
What is the song at 1:30:46?
I don't know where to listen to Ramsey in my area, and I don't have a lot of free time. But I do have a question. I'm in a predicament. Where do I send my question? Does Ramsey do email?
I can't listen to him on the radio because I can't get any of the stations. I simply google Dave Ramsey RUclips and the date of the show. And all the back episodes you may have missed are there as well.
For crying out loud,
Go see your parents.
Avid listener, but you try to talk over each other too much. Makes it hard to listen!
Baby's are VERY EXPENSIVE.
M