Get-Rich-Quick Scheme Didn't Work Now I'm $150,000 In Debt!
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- Опубликовано: 15 окт 2019
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Someone did get rich just not the caller
LOL !! 😹
sad but true
For sure 😂
😭😭😭😭
People are quick to call something a get rich quick scheme just because it didn’t work for them
Next caller: "Hi Dave, I've recently gotten a $150k windfall and wanted to know the best way to invest"
So funny
😂😂😂
That’s funny right there
“I’ve made $150k off each client in my business and am now an everyday millionaire”
😂
"I'm about $150,000 in debt."
Dave: "Cool"
Love this guy lol
He has heard WAY worse stories this doesn't phase him lol
Very cool Kanye
Haha nothing shocks him anymore
Job security.
He should have just done what I did and lent all his savings to a Nigerian prince. I'm expecting my first payment back any day now 💰
😆
Lol tht is his money in the first place ...think abt tht
Luckeeeeeey
How do I get in touch with this prince
how long did it take you to get your money? I got that offer, too, and am expecting MY payday any day no!!! 🙂
The devil doesn’t dress in horns and a pointy cape. He comes dressed in everything you ever wished for. That’s get rich schemes in a nutshell.
sup anon. LCX chad? same... same..
I've got ocean front property in Arizona that this guy can buy
Are you interested in selling it?
Colorado River is beautiful
Lol!
I heard that Arizona has the best views as well.
If he’ll buy that, I’ll throw the Golden Gate in free...
I wouldn’t be sleeping if I owe 150K
Morgage? Most homeowners have at least that amount in morgage debt.
Same
@@adamsmith3413 yeah, and they have a house. A huge asset
@@adamsmith3413 at least you receive something in exchange for your investment though, this guy has just lost money.
@@xonerate_5011 Not an asset if you owe on it
Lol that guy spent too much time watching Tai Lopez
YZY • 😂
Here in my g'raage, just bought this new Lamborghini here.
This reminds of all those old classmates that send me messages on facebook after years of not talking to them
°Hey long time no see........What are you doing currently? Are you looking to make some money?"
I had that happen twice. But one was, someone hacked there messenger account and pretended to be my classmate. Shame.
😂😂😂😂😂😂
Omg this happened to me the other day. This comment is spot on
Sam Brown I always say, no thank you. I don’t like making money.
Urban Finance ::: LOL..!! Good answer!
There are get rich quick schemes that do works. You just sell get rich quick schemes to other people.
This guy should go back to school for a tuba degree.
A cat is fine too... 😂
Lollll y’all are brutal
hahahaha
I think Left Handed Puppetry suits him!
Or chiropractor school
This guy actually has great phone call skills most people that call in are all over the place and keep interrupting and what not
He’s young and he sounds determined. With his willingness and Dave’s help, he’ll get through that phase of his life. Good luck Sir.
Don’t underestimate the power of critical thinking skills
Shhhhhh you’ll trigger the conspiracy theorists.
ransom182 🤣😂
Amen... crazy when you state the obvious
@@ransom182 it was too late when Am De first thought of the comment. The brain watchers already knew. 😆 🤣 😂
People falling for MLM schemes make me want to cry. I was recently very relieved to see a sweet but naive acquaintance announce the closing down sale of her MLM 'franchise', which had taken over her social media. The product was respectable so I hope she at least broke even, but that's rarely how it works. Looking forward to seeing more photos of her walking her dog on the beach and the beautiful sunsets they enjoy again.
It’s normally people who fall for the MLM scam, proclaim themselves “a business owner” and act like they’re some kind of financial expert that talks down to friends and family like they’re stupid
@@VenerableBede2510 This lady didn't do that, she was too nice to be ruthless enough to sucker anyone else in to make money off of them, I think she was hoping it would be more profitable than it was. But yeah, I can see how that happens.
I've known people who were very much into MLMs. For almost 2 decades it creeped into every single conversation. It drove me crazy and the only reason I stayed connected with them was because I loved them very much. I was so relieved when they finally stopped!!
Every caller starts how I would start. " I messed up bad, I JUST started listening to you" 😂
I fell for a similar scam in 2018, not to this degree but still a significant amount. I was in a desperate place in my life and they hooked me. I’m working on digging my way out until this day. Keep your head up and push through dude. Pain is a powerful teacher if nothing else. You can do this you got this Kent!
Raymon Buster which company was it?
Jose Rhode Island Some fraud company that said they were Raytheon the defense company
I was dooped myself on this company mlm called ABUNDANCE NETWORK, ABM, MILLIANAIRE MAIL, FEARLESS MOMMA, CASH CLUB FUND, This lady named Marybeth Angiolloli was the one who told me about all this successful companies she works for and brings her thousands daily and she would show or open the envelopes in front of the camera so we can believe it's ligit. But the thing here is that you got to invest in order to get anything back. I invested thousands of dollars and never ever did I received anything. This is BS
@@heididiego3719 that's about correct
Oh man that sucks
Well it was self explanatory: SCAM
I didn’t have the money to do it so I did it anyway
The easiest get rich quick scheme is by selling coke
Or Pepsi.
Or be The Man that Knocks...
That one does work, if you don’t, well, you know...lol
mexican cartel hitman pays pretty well
dog guy Unlike the garbage this was pushing, coke and drugs are an actual product with an actual market.
And the RUclips commercial is for a get rich quick scheme lol 😂
I’m in a get rich slow scheme right now called: Save, Invest, and Pay off debt
Not surprised he lost that money. That MLM is a scam and they teach you to believe in yourself and put it out there on faith or buy stuff you cannot afford because you will make it back. Most don’t and end up in debt
I feel your pain bro. Dumbest decision of my life. The guy I bought it from sold the dream better then the product itself.
It's humbling to fall for it but at least I found Dave to get me out of debt and stay out!
3:54 “I got a PHD in D.U.M.B.” I can’t breathe 😂😂😂😂
People still fall for these scams/schemes in 2019? 🤔🙃
They still will in 2049 too. It is part of the human condition that some can't resist
There's 1 born every minute
The technology will change but the emotion of human greed will always be the same.
@@HamiltonRb do any of them actually work? I've literally never heard of anyone becoming a millionaire from any of these scams. Lol which is why I cant believe people still fall for them.
They always have and probably always will.
This is why i NEVER invest in something that I can't afford to lose
Get rich quick sounds like lose weight by drinking a shake no exercise 😂 it doesn't work🤷
It does work if the only calories you take in are shakes :D
Katrina Umana it does work
Lose not loose
Bad example cause shakes actually work, at least if you have the self-discipline to stick to it. Which most don't, but still.
@A M yep, i manged to lose 10kg by calorie counting only. Far easier to just not eat an extra 500 calories than trying to burn that off at the gym. Way too much effort.
To get rich can be complicated & difficult.. You will have hard times & suffer! As long as you stay calm, focus, & patient eventually you’ll become rich & overall a better person
Sounds more like a get broke as a joke scheme
he has only 40k left on his mortgage thats pretty good
You have to avoid loans
Commendable for realising his error and wanting to fix his mistakes, rather than deny it and go further in debt.
When the son of a dethroned Nigerian prince asks for your help, you help him okay. - Micheal Scott
I've had a similar experience when I was 20, lost $8,600.
I lost $5000 on a get rich scam when I was 25.
I lost 10k when I was 2 months old
I lost $500 years ago and at the time I needed it to survive. Learned my lesson, don’t think with your emotions but logically.
@@doney1996 i dont get how they lure you in ?
Cheap Tuition!
i just found the Dave Ramsey show 3-4 days ago and i'm in love, binging all the content
well, his house is almost paid off $40k..👍
That’s what I thought
Fell into a scam too. Was out mainly my time and some money. A friend bought into the same product and spent $100,000 and lost that much. She lost her inheritance money that was from her mother.
Ouch... Could have put that in a high interest savings
What a loser
@god that's why I dont believe in passing down your wealth to your children
Structured inheritance plans are best. If you have 100,000, leave them 50,000 to inherit right away. 10 years later, they get the rest. Hopefully, they've learned a lesson or two in the meantime.
@@---cr8nw I love this idea
I love the irony that RUclips puts up get rich quick scam ads as a preface to this video.
Kangen water... Complete garbage!
get rich quick scheme does work, for the 1% at the top of the scheme, the money comes from the other 99% at the bottom.
In the uk you cant get into trouble for non secured debt.
All that happens is you get a CCJ which stays on your credit file for 6 years and stops you from getting cheap credit.
If you dont want any credit for the next 6 years you can stop paying your debt, get the CCJs and wait 6 years then you will be clear.
It's not the right way to go but with this option available I cant understand why people go hungry to pay their credit card debt.
Dave is so kind to this guy. Just the fact that he doesn’t laugh in his face is impressive.
Delony would laugh, if he was in this video.
Reminds me of those videos of people buying store returns and claiming they make 1000s off of them. Everyone would be glad to do it if that’s the case
Like dividends?
This guy should go back to school and get a degree in Debt History.
I fell for a get rich quick sales pitch, a new pyramid sales group, with a $12,000 investment that I lost quickly. That was 20 years ago and to this day it still stings. I cannot imagine what this guy is going through.
😪😪
It's an MLM! It's like 15 grand to get in and it's such a pyramid scheme. Very little research to find that out. I feel bad for this guy. He's not the only one!
The problem with "Get rich quick" schemes is that the product sometimes work. This tricks your mind into believing you are the problem. For example, Primerica has a product that works; but, it's overpriced. Same with Amway and Herbalife.
This guy needs to listen to Dave investment plans more often to learn. I learn my money matters from Mr Dave. Thank you Mr Dave.
He was 32 at time of call. At least he is young enough to recover.
Scamway, TonyRobbingYouBlind, Forever Living (You in Debt) etc etc
I have a sister in law that fell for several of those MLM schemes. She tried selling everyone in the family vitamins and self help DVD’s and a bunch of other garbage. Then someone charged her 5 figures to allow her to write “children’s books” that she’s got sitting in boxes in a storage unit that she pays monthly rent on.
Dave’s right. You get rich slow, not fast.
Montana has a lower cost of living than most places so he should be able to get out of this mess in 10 years
Vinny T. Definitely not. Only way out in the sticks on the eastern part of the state. The rest is quite expensive. I’m guessing you’re just assuming you know things about the state
If you are anywhere near Missoula or Bozeman its still spendy.
No way. Look up real estate/rent prices in some of the biggest cities like Bozeman, Billings, Kalispell, they are not low.
Great answer Dan! Change the thinking. Tell him about tax free income too!
That’s the problem with everyone. When there’s a great proven way to build wealth, they would ditch it or modify it to their own liking to try to make it faster. Dave knows his methods are not the fastest. But, they’re reliable. It’s about behavior more than scheming your way to wealth. Like Dave says, “We’re not selling microwaves here, we sell crock pots.”
People need to be clear and ready when they call in
Get rich quick sometimes, but usually get broke fast is what happens to most😭
A good podcast is “The Dream” season 1, which focuses on MLMs
Well he's brave enough to call in.
0:15 did he just call him Dan?
It sounded like that to me too.I'm a senior citizen, I'd potentially do the same thing as it's easy to forget things.That's why it's funny, if I didn't watch Dave as frequently as I do I'd have a memory lapse.
Lol
Lol he did
@@diasrvlife2649 Aww, my hearing isn't as good as it could be. It's nice that you're confirming what I posted, thanks.
Thank you for mentioning that. I thought that maybe I'm just hearing things.
Was it Herbalife?
I'm gonna guess herbalife
t dawg solid guess
he said Kangen water... never heard of it
😂😂😂
There is a lot of great business models out there. Unfortunately there is a lot of junk. I like companies that focus on integrity and a long viewpoint. That’s all I promote, education focused products
"Hi Dan"😂
Dave you are the man
I’m doing all that’s in my power to protect against these schemes.
There is a get-rich quick scheme that works: it involves a job interview, a W-4, i9, and your social security number and some ID though.
Actually Kent is in smallville
Poor fella - prayers for him.
Okay, does anyone thinks the volume recording in the new studio sucks compared to the old studio? Can't really hear Dave that much in the latter half.
I know this get rich quick scheme “kangen water”. It is more like multi level marketing, but you need to open store/facilities to support it if you want quick money. I personally wouldn’t do that if I dont have money, if you want to do MLM you better start with the one which requires less money to start...
Is it required to ask how Dave is on phone calls? I almost wanna call in just to skip that part because he is always always always “better than [he] deserves!” Lol
Yet Dave is in close with MLMs, wake up Dave.
He called him Dan 🤣😂🤣😂🤣
"What's your household income?"
"I'm right at 80 thousand here in the summer. In the winter it'll probably drop."
What? Who measures their household income by season? Why not just annual? Does he mean he makes 80 thousand in the summer and only 60 thousand in the winter? Or does he mean he *WOULD* make 80 thousand for the year if his summer pay held out all year? This guy could have an income of anywhere between 40 thousand and 160 thousand.
He works in construction. More work when the weather is better
@@ilexevergreen5405, that wasn't Dave's question. He wanted a ballpark number for ANNUAL income. Answering it season by season shows that this guy doesn't even know how much he makes and he certainly doesn't budget it over the whole year.
I wish I made 80k in the summer and a 'little less' in the winter.
@@---cr8nw dave realized this and gave him the classes for free.
His income obviously fluctuates depending on weather or any other factor. It's perfectly understandable and you are overthinking it. Not everybody is paid as simple as salary or hourly. Some people only have one job and their income can fluctuate quite a lot. If he makes 80k in the summer and 60k in the winter then yes, he could have said he makes about 70k a year. But I knew exactly what he meant by what he said.
Can we talk about how he joined the railroad?
I wanna know if time travel was involved
STOP 😂 you’re killing me
I had a buddy that fell for Kaegen water big time.
😢
I do Kangen, and I'm not in debt... the guy understands it all wrong.
I never waste my money on a lottery ticket, I tell people I work with, if you would stop buying lottery tickets and start investing in the stock market.
Interesting stuff
What the heck ? And what is buying “credit card loans ?” I’ve never heard of that one. How sad.
Consolidating credit card debt into an installment loan, usually with a lower interest rate.
Poor guy!! He got into get-debt-quick schemes.
“WOOOOOOO!!!
every MLM ever
I've been to couple of these pyramid schemes before, I've also known a few friends trying to get me into these. I went to two of these, one was when I thought it was a Job interview and another one I went with a friend who partially joined but she didn't fully get into it, both I walked out on once they said I had to purchase items to sell, I was like WTF? The only scheme I fell for was getting a fast BA Degree scheme at Arts Institute Online, which luckily I got out before finishing and ended up with 52k debt which I paid off in 3 years with my job, a lot of sacrificing of OT, spending, etc..
Ah the multi level marketing scam also known as a ponzi scheme.
Mlms are not ponzi schemes, MLM are pyramid schemes, also cults too
The whole economy is a ponzi scheme, if i lose my job, id have to become vegan coz its cheaper, so id stop buying meat, my butcher is therefore forced to take a pay cut, he then has to remove his daughter from dance classes, her dance teacher now loses business and is forced to take a side job as a pole dancer, now im stuck at the strippers everynight watching her till the point i end up losing my job
Right
The get rich quick schemes definitely do work just you gotta be the one selling them
Dave I am Married with 3 kids and I am proud to say I ❤️ you! You are the man!, I am starting to think listening to your talk shows is considered cheating now.
Dave my friend, even that tortoise and the hare analogy works, the tortoise will be at the 10th place while the hare will be at 1st place. Can you make it clear why do you still think that Get Rich Quick Scheme doesn’t work? Because I think it will work in case I need it for the expenses such as my education, healthcare, heck even I need to help with someone.
Otherwise, great video to hear on your advise.
Dave could you do a rant or discuss this forex stuff
010001000110111101101101 011000010110100101101110 Forex isn’t a scam. Some of the companies that promote it is.
Forex is a currency exchange. it's similar to the NY Stock exchange. like the stock exchange, Forex has a legitimate purpose for finance professionals but it also has a lot of scammers involved selling get rich quick schemes to the desperate or gullible.
Latreyana Parker I didn’t say it’s a scam but you basically telling me it is
harrison wintergreen yeah everyone makes it sound like it’s so easy that you get instant money quick and much returns. There has to be some draw backs. Regular stock market has its drawbacks and could Lose money so what’s the drawbacks and how legit is forex because no one shows their profit and how it was made they just say it’s not a scam that people should join the team blah blah blah
Forex is simply trading one country's currency for another. Most speculation is done by Futures Trading where you front up with around a minimum of 2.5% of the total parcel of money you're trading with in the hope to make big when the market goes in your direction. (Say $2500 of a $100,000 contract amount.) Yes if the market goes your way in a day you can double your $2,500 and the next day triple it etc. THE MAIN PROBLEM WITH TRADING is the market going the opposite way will wipe you out and close your trade. The only way to hope to account for market fluctuations is to have a larger stake that (you hope) will ride out fluctuations, but again, you can still lose it all just as easily as winning. No one can predict the international currency market and no-one who is selling a system, is doing that because they want to share their winning system. If it worked, they would simply be trading it, not selling it.
Funny thing about Futures Trading is the win/loss ratios are about the same as Casinos and especially roulette, where the Casinos' winnings are in exactly in line with the odds. That is, in Futures Markets the house gets it's percentage and the rest is made up by winners and losers.
Sounds like it worked really well for the other guy to me 🤣🤣
guy calls for help on $150k in debt- gets lectured on how to be a millionaire.
😂😂😂😂
Dave can you link the study you are referring to?
I'm not raised in the U.S! I came here when I was 17! Graduated from high school and just dropped out of college 2 years ago! I don't know why so many young Americans at my age got to in debt, I'm not talking about college loans, but I think it's all about lifestyle, they spent too much money into parties and stuffs....! The way to get out of debt, save money and make money, stop spending nonessential stuffs!
He called Dave, Dan at the beginning.
It's sad how many people are conned by all this constant advertising. The USA has the most sophisticated marketing in the world. People are constantly lied to by advertising that is prohibited in many countries. When I first visited this country I was amazed that pharmaceutical companies could advertise directly to the public on TV.
Forget the short-cuts. There is no short-cut to anywhere worth going.
"Hey Dave thanks for drinking my call!" A little too much sauce eh?
Sounded like he called Dave at the beginning, Dan
What water????
got an ad for a get rich quick scheme while watching this video lol
sick of these get rich quick scammers