The Best Banks in Europe for Cashback, Multi-Currency, Current Account & MORE
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- Опубликовано: 8 июл 2024
- In this video we’re looking at the best banks in Europe for 2022. We’ve created 6 categories for you and awarded each category to a bank in Europe. These various European banks are all online, neobanks and this video includes Revolut, Wise, Tomorrow, N26, Vivid and Nuri.
Please feel free to use the chapters below to help discover the right European mobile bank account for you.
Sign-up for Wise 👉 bit.ly/3vKoFxx
Sign-up for N26 👉 bit.ly/3vAjOi8
Sign-up for Tomorrow 👉 bit.ly/3vKqBpx
Sign-up for Vivid 👉 bit.ly/3xTd95K
*Nuri filed for insolvency on Tuesday, August 9th, 2022.
Monito is an independent comparison platform and publisher. Our product and service reviews - like this one - are produced independently by our employees, and recommendations given are our own.
Chapters
0:00 Intro
0:45 Revolut - Best All-in-one Finance App
3:05 Wise - Best Multi-Currency Account
5:32 Tomorrow - Best for Sustainable Banking
7:26 Vivid - Best for Earning Cashback
11:19 N26 - Best Free Current Account
![Top 4 Bank Accounts for Foreigners in Germany [2024 Update]](http://i.ytimg.com/vi/GjRG1IBV5hU/mqdefault.jpg)
![Top 4 Bank Accounts for Foreigners in Germany [2024 Update]](/img/tr.png)
Wise advices 👍👍👍
got my N26 account today pretty good
Thank you, you make m life so much easier
You’re welcome! ^Jonny
Updates: Nuri filed for insolvency on Tuesday, August 9th, 2022 and are no longer taking on new customers // N26 Standard free account is now available in Austria, Germany, France, Ireland & Spain. ^Jonny
Wise and Revolut for enterprises are not available in Lithuania while the advertising notes opposite. Just to know.
N26 is available in Brazil now!!
now this is like buying a new smart phone - they are so alike at first glance but yet so different for each person...
N 26 is peerless
Hi. Would be great if you could update this video, for instance Revolut now is FSCS protected, no? Great content overall. Tks.
Hey! In The UK, Revolut is not FSCS-protected and not licensed as a bank. In Europe, they are licensed as a bank in Lithuania so you do get deposit insurance. ^Jonny
What about UAB Paytend Global Digital Bank ?????
Hi, I recently joined a company doing trading in new Jersey and I'm from London.
I just want to know if hyperthetically my investment grew than and funds have gone through all the checks done from the company are released. What are the rules and regulations procedures to use the funds via my revolute account. And are there charges, do I need to declare straight away to HMRC to government. Do I need an accountant.
Please advise ASAP
Hey Bro, great video.. mad props... I am leaning towards revolut & seeing as how it's scoring all across the board, but feeling a little iffy about how I keep hearing dodgy news about unicorns especially revolut.. so here's the skinny..
1. I am from India (Have family there so need to send money for emergencies)
2. Moving to Germany (But not planning to stay there forever)
3. Still planning to get EU citizenship after a while ( Buy a house > need a homeloan + invest diverse)
4. Planning to roam the world, eventually after figuring out how to be an Enterpreneur
I know it's a little far ahead.. But which would be a good starter bank for me?
Hi, I just returned from a year in Germany, I was happiest with N26 . Revolut froze my account a couple times, I recommend Wise as a backup for either. Good luck.
Hello Sir, I appreciate the information presented in the video, but I have a question.
I am Peruvian and will be soon traveling to the UK for a couple of weeks as a tourist, and I would like to know what would be the most practical and efficient way to carry my funds and make all kinds of payments (maybe cash). I understand that digital banks or those that offer travel cards are only aimed at European citizens. Many thanks.
Hola Fernando! I have found 3 digital banks / neobanks in Peru (neobanks.app/neobanks/peru). B89, Rappi and Ligo. I don't speak Spanish so I had to use Googles translate feature.
These banks may be able to offer you a cheaper way to spend and withdraw money internationally, and I recommend checking out their websites to see if they offer international spending. Otherwise check with your bank to see what the charges are for international spending and withdrawing money, they also may have a specific credit card / debit card available that offers low fees. ^Jonny
Hello do you have any videos about benefits of n26 metal?
Not yet Jimmy but I do plan to review the whole of n26 in the New Year. ^Jonny
Very interesting video! Do you know any other bank/exchange like Nuri that allows to exchange crypto for euros and has card? I have a familiar going to europe as an exchange student and we are worried about being able to send her money due to the currency controls in my country
Hey Ben! Check out Tap, they're an interesting proposition who I actually hope to review soon (www.tap.global/gb-en). May I ask which country you're located? ^Jonny
You should totally start a zen video RUclips you’re so cool
Thanks Jay!
Zen is awesome🎉
@@yasirgrassland would you like to be friends where are you from
Hello, I want to ask you. I am from Algeria. I want a card, but I am not a resident of Europe. Can I open an account from Algeria and then send the card to a European address (family) Is there a bank that accepts that (a card that contains small monthly deductions)
We need an updated video on this
Agreed! I'm working on it. ^Jonny
about this fee per year, is just if i leave money in a euro account or any account?? for example dollar account??
That was for a euro account Thiago but it has now been waived. So there is no fee at all. ^Jonny
First, I'd like to commend you for sharing this video. It was very clear ,concise and highly informative.
Secondly, I was wondering if you might know which Austrian banks offer the option of opening an online account, for non-resident Austrian citizens?
If so, I would appreciate it if you would share the links to the appropriate websites.
Cheers.
Hey! Glad you found the video useful 🙂 Can I first ask where you're originally from? Also, do you have any proof of residency in Austria? ^Jonny
@@Monitodotcom Hey Jonny,
Thanks for getting back to me.
Actually, I am asking for my cousin. She has Austrian citizenship and resides in Israel. She is looking to start investing in real estate in Austria and a local bank account will surely come in handy. From what I understand, in most cases, proof of residency is required, however, it may not be a strict requirement for all banks in Austria, hence my questions.
Thanks for the details. I'd suggest opening an account with N26. They're a free digital bank that will give your cousin local EU bank account details, it even has cash deposits in Austria. Just pop this link over to your cousin (bit.ly/3vAjOi8) and she can get signed up, it shouldn't take long to open an account. Let me know if you have any more questions 🙂 ^Jonny
@@Monitodotcom Thanks Jonny.
I sent my cousin the link you provided and she attempted to access it and open the account with N26.
However, the first question she had to answer during the process was: "Country of Residence" and when she entered "Israel", she received the following message:
"Waiting List
We’re not in your region yet, but you can sign up for our waiting list and we’ll let you know when we’re available there."
Am I missing something?
Sorry, I had hoped with her citizenship that she would be able to open an account, but I've just realised that N26 requires EU citizenship! I'm unable to find a solution. Perhaps if your cousin could get some sort of proof of residency or at least an address in Austria that could forward mail to her Isreal address then she could potentially get around it. ^J
Starling bank can be open only in the UK? That's why it's not in this video?
Yup exactly, that's why I included them in this list as 'Best All-Round UK Bank Account' ruclips.net/video/_gll3Srm8SM/видео.html
Hello bro can you help me I am looking for a credit card to pay Netflix and online shopping and spend money for cashback which card is best
Hey Sukhpreet. Firstly, where are you based?
Hello, I am from India and I am going to Spain for masters degree, but I am unable to create any online international account from India. What should I do?
Hey Syed, hope you're well. I think in your case it will be easier to do this once you arrive in Spain and you have an address. With proof of identity and address, you should be able to set up an account with an online bak like N26.
Darn that last option seemed really good, until you said the free version isn’t available in Portugal, maybe by now it is idk
Are you talking about N26? ^Jonny
@@Monitodotcom mhm
Bro,I am from India international students which bank is good for me.
Hey Devendra. Have you seen the Niyo Global card? It is available to students and has no fixed fees on international transactions and fair exchange rates. I've made a video on it previously.. ruclips.net/video/nZYK_S60FtM/видео.html
Which product is best for large transfers? Say over 10k USD?
Hey Zato, are you referring to transferring USD to another currency? ^Jonny
@@Monitodotcom yes! USD to GBP specifically thx! We are moving to the UK and plan to buy a property.
Okay cool! I had a look at our comparison engine (www.monito.com/en/compare/transfer/us/gb/usd/gbp/100000) and it looks like a broker such as OFX (www.ofx.com/p/monito/) could be the best option. 100,000 USD to GBP would give you around 89,353 GBP which is great, it also has no fee and is only .29% worse than the mid-market rate.
One point, as you're talking about exchanging a large amount of money, I suggest keeping a close eye on FX rates. Historically, right now would be a good time to be exchanging USD for GBP. Thanks. ^Jonny
@@Monitodotcom thanks so much!
When will the n26 start giving in Italy
Not sure, but I believe they're still not allowed to onboard new customers in Italy. ^Jonny
N26 is taking customers for a long time in Italy.
You mention Wise. I recently had issues when I encountered a "simple"employee. With my money, I would rather deal with someone who isn't simple.
Why have you decided to only explain the free Revolut account? 😅
Sorry Fabiets if you want more detail on Revolut I've previously reviewed them as a whole, their business account and also Metal account. Hope that helps. ^Jonny
Revolut Review: ruclips.net/video/vUmI3bx46eI/видео.html
Metal Review: ruclips.net/video/x37hyYA0NT4/видео.html
Revolut Business: ruclips.net/video/LdzFjb-F-jY/видео.html
No because why are you so adorable
I don't know, but Vivid is bankrupt 😅
Is it really? Because I was thinking to open account there.
@@ortros1 I'd be careful with it. I don't have a good experience with it.
Useless bank choices
Hey You, how so? Can you tell me why they’re useless choices? ^Jonny
because he is idiot@@Monitodotcom