Why Net Worth Goes CRAZY After $100k!

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  • Опубликовано: 1 янв 2025

Комментарии • 1,1 тыс.

  • @marktilbury
    @marktilbury  2 месяца назад +304

    Use the promo code TILBURY to get a free share worth up to £100 on the Trading212 App or visit www.trading212.com/join/TILBURY (terms & conditions apply)

    • @Sean-oi7io
      @Sean-oi7io 2 месяца назад +1

      What fund would you suggest investing into?

    • @VictorMutua-v4u
      @VictorMutua-v4u 2 месяца назад

      @@marktilbury l want to invest but am from Kenya and it's not allowed what will l do kindly

    • @guidojonkman7465
      @guidojonkman7465 2 месяца назад

      @marktilbury can you please help me

    • @deanj-up
      @deanj-up 2 месяца назад +4

      Mark mate you're an English businessman but constantly talk about dollars. It's pounds mate.

    • @deanj-up
      @deanj-up 2 месяца назад

      ​@@Sean-oi7ioEvery person's situation is different, if you think you can ask and people will help you like that. Keep dreaming.

  • @CarlosSuarez-tk8qk
    @CarlosSuarez-tk8qk 2 месяца назад +3345

    That’s why vampires are never poor on TV shows / Movies.

  • @AboveGroundArmament
    @AboveGroundArmament 2 месяца назад +3030

    The first million is the hardest, so start with the 2nd!

    • @Johni_martini
      @Johni_martini 2 месяца назад +78

      The first billion is the hardest, so start with the second.

    • @devrajvaghela999
      @devrajvaghela999 2 месяца назад +41

      The first trillion is the hardest, so start with the 2nd!

    • @gerardsk8ordie
      @gerardsk8ordie 2 месяца назад +31

      The first gazillion is the hardest, so start with the 2nd

    • @Johni_martini
      @Johni_martini 2 месяца назад

      The first sex with a woman is the hardest, so start with the second

    • @arassar70
      @arassar70 2 месяца назад +25

      The first sextillion is the hardest so start with the second!

  • @Abe_Hartman
    @Abe_Hartman 2 месяца назад +3753

    Over a lifetime ten years can double your interest. INVEST EARLY
    Edit: Thanks for the likes

    • @Paranoidandro1d1
      @Paranoidandro1d1 2 месяца назад +92

      Why didn't anyone tell me this in my twenties... 😂

    • @anhadsingh3704
      @anhadsingh3704 2 месяца назад +30

      What do I invest in

    • @BringDaFlex
      @BringDaFlex 2 месяца назад

      ​@@anhadsingh3704 A global index fund is best

    • @Si-Fi.51
      @Si-Fi.51 2 месяца назад

      ​@@anhadsingh3704It really depends. Watch his other vids. They're really informative!

    • @JoinkerZZ
      @JoinkerZZ 2 месяца назад

      @@anhadsingh3704s&p 500 for long term is the easiest way to start

  • @TheMightySandow
    @TheMightySandow 2 месяца назад +355

    The most enjoyable route to a small fortune is to start out with a large fortune.

    • @Chris-xt8io
      @Chris-xt8io 27 дней назад +7

      How do become a millionaire at a casino? Have a billion dollars

  • @prdmakovy
    @prdmakovy 2 месяца назад +1120

    So basically you can live comfortably from 92 till 93

    • @infosite999
      @infosite999 2 месяца назад +73

      It is better to spend your last years being rich than being poor

    • @nova.3192
      @nova.3192 2 месяца назад +42

      If you start invest at, let's say, 25?, you got a decent chunk of money by your 50-60s, or just wtvr, add 20 years to what age you've started to invest

    • @nova.3192
      @nova.3192 2 месяца назад +4

      I've not fully accounted for the cost of living and so, therefore, I might be drastically wrong tho

    • @boomer1049
      @boomer1049 2 месяца назад

      ​@@infosite999Can't take it with you!

    • @michaeltagor4238
      @michaeltagor4238 2 месяца назад

      ​@@nova.3192I don't think you invest to get interest that will be used for daily necessities lol

  • @donicaalexandru3123
    @donicaalexandru3123 2 месяца назад +982

    So basically the more money you have, the bigger the interst

    • @dyldog
      @dyldog 2 месяца назад +26

      Yes

    • @joshuamerritt8897
      @joshuamerritt8897 2 месяца назад +33

      No duh Sherlock

    • @MatthewRyan7
      @MatthewRyan7 2 месяца назад +2

      Change have to invest, and now you’re correct.

    • @thepollinggodfather
      @thepollinggodfather 2 месяца назад +9

      It doubles every 10 years which means it 4x in 20 years, 8x in 30 years, 16x in 40, 32 in 50, 64x in 60, 128 in 70. And so on. So invest $100 000 and leave it for 100 years. It's then worth $100 million in today's money (with stable inflation between 2-3 and yearly yeild of 10%)

    • @bobdebouwer7835
      @bobdebouwer7835 2 месяца назад +3

      Now lets take inflation

  • @xlerb2286
    @xlerb2286 2 месяца назад +55

    That is so true. It seemed to take me forever to get to $50K. I'd keep putting money into the 401k via payroll deduction and the balance would jiggle around a bit as the markets went up and down but it really seemed to not be doing anything much. But it finally hit 50K and it didn't take nearly as long to hit 100K. And by then a 1% change in the value of the funds in the 401k meant a $1K change to the balance. So I could hardly even notice my deposits in the background noise of the markets going up and down. And the balances just kept jiggling around, sometimes down quite a bit like in 2008, but in general up and up at an increasing rate. Compound growth plus time in the market are the closest things to magic you'll see with investing ;)

  • @Stephen-ie7uq
    @Stephen-ie7uq 21 день назад +7

    I'm an employee with FedEx. I'm 44 years old and I have about 170,000 in my combined savings. I also contribute approximately $15,000 a year so this year I'll make $35,000 in interest at a 10.7% return, give or take. Keep your back healthy and try to avoid early retirement because those last couple years are an absolute Bank Heist

  • @Simplestorigin
    @Simplestorigin Месяц назад +25

    Its like the quote “the first step to success is always the hardest”

    • @rokyericksonroks
      @rokyericksonroks 11 дней назад

      Actually, in investing it’s not that hard. Only a little is required if you start soon enough and harness it to the power of time.

  • @nightlady2001
    @nightlady2001 2 месяца назад +16

    Good reminder! Thank you. Now off to get working on that first 100k

  • @DenLiko
    @DenLiko 2 месяца назад +297

    Theory: invest early
    Investing apps: 18+

    • @somethingawesome1462
      @somethingawesome1462 2 месяца назад +40

      Parents can also set up investing accounts

    • @rarenightcore
      @rarenightcore 2 месяца назад +6

      Fidelity youth

    • @Dtp2296
      @Dtp2296 2 месяца назад +20

      Yeah for very good reason. Setup an account for your kids, teach them and let them decide. That's what i do

    • @Dtp2296
      @Dtp2296 2 месяца назад +4

      Also you can get kids isa accounts compounding 8%, then it's also tax free when they reach adulthood and they can keep reinvesting

    • @DenLiko
      @DenLiko 2 месяца назад +8

      People with unsupportive parents: R.I.P

  • @SusanSheehan-k5z
    @SusanSheehan-k5z 5 дней назад +1

    THANK YOU for sharing, encouraging, teaching. God bless you. 😊

  • @aaron4820
    @aaron4820 2 месяца назад +121

    When the term millionaire was coined, with inflation adjusted, it would be about 25 million of today's money. So when you are technically a "millionaire" and wondering why you are still getting tap water when asked still or sparkling, it's because the term is so very diluted.

    • @SKIDMARKBROWN
      @SKIDMARKBROWN 2 месяца назад

      Yes

    • @LuckyCharms777
      @LuckyCharms777 2 месяца назад +8

      Yes, but most of us poor people can live a lifetime on a million dollars as long as we don’t have lifestyle creep or medical issues that bankrupt us.

    • @ClearlyNot_Me
      @ClearlyNot_Me 2 месяца назад +3

      ​@@LuckyCharms777how do you even live a lifetime on a million dollars

    • @nicksloan8860
      @nicksloan8860 2 месяца назад +12

      ​@@ClearlyNot_Mehave zero debt and live below your means

    • @ClearlyNot_Me
      @ClearlyNot_Me 2 месяца назад

      @@nicksloan8860 living below your means is not a good life at all

  • @sang3Eta
    @sang3Eta 2 месяца назад +355

    Unfortunately 7% inflation destroys half your purchasing power every 10 years. In 10 years $1,000,000 will buy you what $500,000 used to 10 years ago.

    • @marcialtorres8469
      @marcialtorres8469 2 месяца назад +124

      Having a million in 10 years is better than having nothing for not investing

    • @libertarianchad6755
      @libertarianchad6755 2 месяца назад +53

      Where is there 7% inflation? Definitely not the US

    • @jzplayinggame
      @jzplayinggame 2 месяца назад +48

      Inflation was 7% for like 15 minutes

    • @sang3Eta
      @sang3Eta 2 месяца назад +13

      @libertarianchad6755 inflation is the growth in money supply, not CPI. Maybe take a look at the M1 dollar supply, 4tr in 2020, today 18tr.

    • @David_99778
      @David_99778 2 месяца назад +2

      Only if you don t invest in high intrest bonds and index funds like snp with a overall yearly return on average after substacting the inflation of around 10-12%

  • @zay.405
    @zay.405 2 месяца назад +26

    Golfing in Jordan 6s is pure swag.

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад +2

      Yo I thought his shoes looked familiar 🤣

  • @willspeakman2461
    @willspeakman2461 2 месяца назад +7

    The time it takes to get from 10 to 100 is the same time it takes to get from 100,000 to 1,000,000.

  • @jonathantaylor6926
    @jonathantaylor6926 2 месяца назад +55

    8% unfortunately requires significant risk. No bond is paying that. You need an index like Nasdaq or SP500.. their longterm average might be 8% but if you planed to retire in 2009 you lost 50% of your savings compared to 18 months prior.

    • @boreyksff101
      @boreyksff101 Месяц назад +2

      If stop adding more money in your investing acc will there be any problems?? 😅

    • @B1gBossMan
      @B1gBossMan Месяц назад +1

      ​@@boreyksff101 just a bit, but if you've invested enough already, it should be fine

    • @boreyksff101
      @boreyksff101 Месяц назад

      @@B1gBossMan ao investing and stock is there any difference

    • @B1gBossMan
      @B1gBossMan Месяц назад

      @@boreyksff101 personally, I believe it's actually best to invest in small businesses rather than any other investment vehicle, you're more in control of the money and you can retire in as little as 10 years with a good business.
      Stocks are good for investing but most people rarely make much, because they put money in when the market is good, sell when the market is bad.

    • @jradditto3050
      @jradditto3050 Месяц назад +7

      Why would you be invested 100% in the market the year before you retire though? That’s absurd. You’re supposed to be aggressive early on and dial it back as you get closer to retirement. It’s simple.

  • @generalsaurkraut3227
    @generalsaurkraut3227 Месяц назад +7

    Once I cracked a million I started seeing gains of 220 kplus a year. It could all collapse tomorrow but it is insane to get the equivalent of a doctor’s salary in gains alone each year.

    • @Pteromandias
      @Pteromandias Месяц назад +2

      I have a hard time believing it myself. I hardly pull anything out, convinced there's no way it's real.

    • @bronzejourney5784
      @bronzejourney5784 Месяц назад

      @@Pteromandias Thats the right way to think about it. That money isnt yours, keep it fluid, keep it working.
      Reach a point where taxing you makes the currency lose value. That is the way.

  • @pierre3802
    @pierre3802 2 месяца назад +16

    And after 80years, you get this guy…

    • @tomyk358
      @tomyk358 2 месяца назад

      😂😂😂😂😂

    • @noonecares8956
      @noonecares8956 2 месяца назад +5

      May wanna sit down for this...... he's in his 50s

    • @ntrg3248
      @ntrg3248 2 месяца назад +7

      I'd rather be poor now and rich when I'm old than poor now and poor when I'm old

    • @niccolobutti7140
      @niccolobutti7140 2 месяца назад

      My compound calculator tell me you need 35 years in order to get $1 million if you invest 100 dollars weekly with 8% interest

    • @mihacimpric745
      @mihacimpric745 2 месяца назад +1

      ​@@noonecares8956Ain't no way this guy is in his 50s. He looks older than my grandparents, who are nearly 80 and worked on a farm all their lives.

  • @maxmorrison2301
    @maxmorrison2301 2 месяца назад +8

    Jumping from 200k to 900k pretty quick there pal 😹

    • @Journeymanfit
      @Journeymanfit 25 дней назад

      50 years quick lol

    • @bpw8139
      @bpw8139 14 дней назад

      Yes he skipped over that. However it all adds up correctly. If you work out $100 per week at 8% annually over 36 years it is approximately $1million. So 12 years to get to 100k is 1/3 of the way there. Google the moneysmart compound interest calculator.

  • @Hannibal31-tx5is
    @Hannibal31-tx5is 2 месяца назад +50

    Guys, that first billion is always gonna be the hardest, don't let that stop you!

  • @justinjacquot8553
    @justinjacquot8553 2 месяца назад +7

    An average of 8% return in the long run sounds crazy though

    • @srfull2001
      @srfull2001 27 дней назад +2

      It's usually higher. Around 10% on average

    • @petermaag9622
      @petermaag9622 26 дней назад

      Cryzy low yeah. Buh boring. Buy bitcoin get 40

  • @ShankarMandavi-f6i
    @ShankarMandavi-f6i 2 месяца назад +331

    Thanks for the advice! Got XAI37T, feeling bullish! 🚀

    • @dyldog
      @dyldog 2 месяца назад +4

      What

    • @CrudDeposit
      @CrudDeposit 2 месяца назад +23

      @@dyldog it’s a bot trying to sell shitcoin

    • @hengkykristanto7185
      @hengkykristanto7185 2 месяца назад

      Lĺllp

    • @soccerholden13
      @soccerholden13 2 месяца назад +2

      ​@@CrudDeposit why does it have so many likes on its comment? Multi accounts?

    • @CrudDeposit
      @CrudDeposit 2 месяца назад +1

      @@soccerholden13 That and a few people blindly liking comments

  • @deerrudy
    @deerrudy 15 дней назад

    💯 i dont remember the progression in my portfolio, but yes compounding goes crazy when your account gets up there

  • @abolisher
    @abolisher 2 месяца назад +92

    Agreed Tilbury I’m close to reaching my first $150k my young mind wants to buy a brand new 2025 BMW m2 because I drive an old 2006 Honda accord and everyone thinks I’m poor because of it but my investment mind tells me take that $75,000 and invest in the S&P500 and when your 40 you’ll thank your younger self.

    • @IMZEUS247
      @IMZEUS247 2 месяца назад +21

      Rent that fancy car once in awhile. Drive the Honda until it needs to be towed. Have AAA 🎉

    • @leea9066
      @leea9066 2 месяца назад

      It's fine balance mate. You can't be to far on either end. If you don't invest at all you will regret it later. Invest to much now and you lose valuable times with family etc (missing out on holidays) plus a new car is no good when your old so why not buy it. On the flip side if your happy with your car already keep it. Why care about what other people think (especially poor ones) never has a millionaire sat down with his millionaire friends and been shamed for having an old car. If they wanna play that silly game pressuring each other into wasting all there money and staying poor then leave them to it. Id say to make your self feel better plan a villian arc. Focus on investing (not to heavy still have a holiday etc) also focus on adding all these neighbours and friends that think your poor on like Facebook. Set a goal for your self tell your self when my portfolio hits a certain number I'll treat my self to this car. Maybe not go brand new but just a couple years old (miss appreciation but still have a new car about 5 years old) post on your Facebook for them all to see say something like "finally hit a net worth of 500k thought I'd treat my self" for example. Huge smack in the face for them. (Idk just an idea) I hope you had fun listening.

    • @leea9066
      @leea9066 2 месяца назад +4

      Then they can't call you poor for having any car never mind it just being 5 years old for example. Once they see you own 500k they can't call you poor no matter how you live.

    • @taniaropiha9424
      @taniaropiha9424 2 месяца назад +1

      Save for a house then you can say you own a house and dont have tk worry abojt rent

    • @leea9066
      @leea9066 2 месяца назад

      @@taniaropiha9424 depending on the area it can be cheaper to rent. No point going and buying a home for it to cost you more money in the long run.

  • @megageek8509
    @megageek8509 2 месяца назад +2

    Like it or not this is the truth and 95% of people will never try.

  • @f_st
    @f_st 2 месяца назад +4

    Compound interest is amazing! 🤩

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад

      Says everyone! Even Dave Ramsey back in the 90's

  • @CRETELOVEE
    @CRETELOVEE Месяц назад +1

    Spitting that game in 6s Is wild work O.G not even Jordan Wearing Jordan's to the Golf court

  • @bingeMAFIA
    @bingeMAFIA 2 месяца назад +6

    My mistake was saving $100k but not investing it. I was making interest in CD's but some years it wasnt much more than the inflation rate. Once i started investing in the market my net worth grew substantially more than I deseved on my salary. Consistency is key.

    • @BB-tu2bq
      @BB-tu2bq 2 месяца назад +1

      What do you invest in now?

    • @bingeMAFIA
      @bingeMAFIA 2 месяца назад

      ​@@BB-tu2bqI have a decent amount in stocks. I'm transitioning to purchasing basic index funds. I also have some money in Treasury Bills, small amount in staking crypto, and the rest in a HYSA.

    • @iGhostr
      @iGhostr 2 месяца назад

      @@BB-tu2bqI mostly invest in Onlyfans models

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад +1

      @bingeMAFIA Yeah CD's are only great for disciplinary purposes, but don't really put an emphasis on "wealth building!"

    • @bronzejourney5784
      @bronzejourney5784 Месяц назад

      @@BB-tu2bq Get a counselor, you dont have to worry about anything.

  • @geord1911
    @geord1911 2 месяца назад +1

    True,
    Lots of successful people said the first 100k is the hardest

  • @danp7463
    @danp7463 Месяц назад +3

    In layman's terms: you can have fun now, or you can have fun later. The more money you have saved up, the more freedom you have. You also have more options.

    • @EmptyJarDoto
      @EmptyJarDoto 22 дня назад

      and the more you give up now, you have less options now, etc.

  • @philestenamcleod9128
    @philestenamcleod9128 21 день назад

    Thank you, enjoy listening to your channel your contents are informative

  • @crunchynut1362
    @crunchynut1362 2 месяца назад +6

    I just installed your investing game and I'm finding it really fun. I recommend it for everyone

    • @Ster3166
      @Ster3166 2 месяца назад +1

      what is it

  • @Khanyo4164
    @Khanyo4164 2 месяца назад

    Thank you guys for sharing knowledge with us taking your time to do so❤.

  • @chenclarence8856
    @chenclarence8856 2 месяца назад +7

    Question is... How do you consistently get 8% return per year

    • @hyped5958
      @hyped5958 2 месяца назад +2

      S&P index funds return 10% historically

    • @petermaag9622
      @petermaag9622 26 дней назад +1

      Not consistently but who cares, the whole point is to invest that for the long term compounding to actual wealth. Spx, acwi, gold, bitcoin, just do something, keep adding and more when they fall and dont sell for a long, long time.

    • @MaxLegr00m
      @MaxLegr00m 7 дней назад

      I have a regular savings account in the UK with 7% interest. 8% is pretty mediocre

  • @harambe273
    @harambe273 17 дней назад

    clever how you progressed though each club too, good background analogy. i love your channel!

  • @TheDolkNess
    @TheDolkNess 2 месяца назад +3

    But that golf swing...both feet turned together like a rotary 😆🤦🏻

  • @algame2793
    @algame2793 Месяц назад +1

    Great swing mark!❤

  • @krystofcisar469
    @krystofcisar469 2 месяца назад +21

    making money is easy when you are loaded? wooooow? never thought about it :D

    • @ntrg3248
      @ntrg3248 2 месяца назад +5

      You didn't listen

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад

      You didn't get the joke🤣 you didn't listen

    • @ily.SUMMER
      @ily.SUMMER 2 месяца назад +1

      Bro didn't say NON of that😂🙏🙏🤦‍♂️

    • @rayj.9568
      @rayj.9568 Месяц назад

      Keep thinking like that, and you will be forever broke.

    • @colet788
      @colet788 Месяц назад

      lol bum

  • @rorter23
    @rorter23 2 месяца назад +2

    Love that the more money you have the more money you make

    • @Bread011
      @Bread011 Месяц назад

      Exactly it's the beginning that's the hardest, once your ship is sailing there's nothing that'll stop ya

  • @oooocloudoooo4125
    @oooocloudoooo4125 2 месяца назад +4

    Why don’t poor people just get more money 🤪

  • @modernkids719
    @modernkids719 11 дней назад +1

    Ok I love this guy

  • @Lewis_tv205
    @Lewis_tv205 2 месяца назад +9

    Dumb question but uhhh…invest in what exactly to get a 8% in return?

    • @Southghost5997
      @Southghost5997 2 месяца назад +6

      Crystal Meth

    • @rockskate15
      @rockskate15 2 месяца назад +7

      SP500

    • @wonderful-wafwaf
      @wonderful-wafwaf 2 месяца назад +9

      Yeah, it's utter bs. Not to mention there is no such thing as a safe 8%. At 8% it's a risk of total loss.

    • @sixstonks9385
      @sixstonks9385 2 месяца назад +2

      ​@wonderful-wafwaf yeah keep worrying about total loss and continue staying broke because you chose "the safe route"

    • @maksymisaiev1828
      @maksymisaiev1828 Месяц назад

      @@sixstonks9385 well, how many winners there? If winners are minority, is it worth it? Become more poor than you was? Nice strategy I would say.

  • @PROcr3am3rNATHAN
    @PROcr3am3rNATHAN 2 месяца назад +2

    Bros casually making a birdie while talking about business😂

    • @John-ql4wo
      @John-ql4wo 2 месяца назад

      Could have been a double with that shoe shuffle on the tee

  • @franko5620
    @franko5620 2 месяца назад +4

    But how to find that 8 % return tho

  • @korebeast973
    @korebeast973 21 день назад

    This guy got me into low risk investment.
    Absolutely saved me already

  • @BRSRROffice
    @BRSRROffice 2 месяца назад +5

    Been investing 200$ every week and im 23. Let's see in 10 years!

    • @1k.squid.
      @1k.squid. 2 месяца назад +1

      Where/how?

    • @BRSRROffice
      @BRSRROffice 2 месяца назад +1

      @@1k.squid. I work as a janitor it pay pretty well because they pay my gaz and a little more. Also workimg 40-48h every week. I have a toyota corolla 2006. I invest into 5 different places

    • @1k.squid.
      @1k.squid. 2 месяца назад

      @@BRSRROffice i meant how are you investing

    • @BRSRROffice
      @BRSRROffice 2 месяца назад

      @@1k.squid. With the bank I meet a guy every 2-3 weeks

    • @Bread011
      @Bread011 Месяц назад

      ​@@1k.squid.most likely in the s&p500

  • @Ghost-mw9td
    @Ghost-mw9td 2 месяца назад +1

    Playing golf with Jordan's is crazzy 😂

  • @hastalavista2929
    @hastalavista2929 2 месяца назад +10

    Unfortunately, the inflation will swallow at least the half of that amount

  • @calvin_the_autistic
    @calvin_the_autistic Месяц назад +2

    Why does every old rich guy play golf💀
    Also thanks for the advice :3

    • @aydingharehbaghian7923
      @aydingharehbaghian7923 18 дней назад

      It's not about the game itself, it's because it has a big field and rich people have their own privacy to take about business, money and investing

  • @Duckz4bucks
    @Duckz4bucks 2 месяца назад +27

    Yeah, Warren buffet used this

    • @jonpomerance-trifts6113
      @jonpomerance-trifts6113 2 месяца назад +3

      Warren buffet did a lot more than this.

    • @Daniel-qz8bp
      @Daniel-qz8bp 2 месяца назад

      Warren buffet is a scam, he has inside information, crazy how he is still walking free.

    • @iGhostr
      @iGhostr 2 месяца назад

      Warren Buffet didnt get rich like this lmao, keep dreaming

    • @graciomarie9248
      @graciomarie9248 Месяц назад +1

      He had rich parents 🎉

    • @Duckz4bucks
      @Duckz4bucks Месяц назад

      @@jonpomerance-trifts6113 well obviously

  • @cathyware6858
    @cathyware6858 8 дней назад +1

    So where do u invest to get the 8% interest?

  • @chat-gptstories
    @chat-gptstories 2 месяца назад +49

    The power of...... EXPONENTIAL GROWTH! - My math teacher

  • @Aaron-id8ue
    @Aaron-id8ue День назад

    Bruh somehow skipped from 200K straight to 900K and then to 1M 💀

  • @TheEnderCyclops
    @TheEnderCyclops 2 месяца назад +26

    And winning money from a crisp packet only takes 5 minutes, I’ll just invest all my money in crisps from now on

  • @os6997
    @os6997 Месяц назад

    Volatility goes crazy as well hahaha ! It's not that easy to stick to the process when you see your bank account going crazy up and down by 10k or more in a few days. But it's mandatory : stay invested and wait. Time is your friend.

  • @codelyokofan1092
    @codelyokofan1092 2 месяца назад +5

    Yeh but inflation is there too, ofc still better but not that much

    • @MrJonnyl123
      @MrJonnyl123 2 месяца назад +1

      snp 500 index funds outpace inflation by a lot

    • @patrickatwright
      @patrickatwright 2 месяца назад +1

      Even a bank deposit will out pace inflation

  • @Leo-h3l9t
    @Leo-h3l9t Месяц назад

    In video game terms getting your first few coins or any currency is hard, but after you can buy better gear to get more money easier and this keeps stacking up until you become very rich in game

  • @sergeyltk
    @sergeyltk 2 месяца назад +5

    There's nothing magical about 100k. It's more about your salary to this amount ratio.

    • @Messup7654
      @Messup7654 2 месяца назад

      Wrong 100k is special it’s at the point where compounded gains are seen and reward heavily all while being a reasonable goal

    • @sergeyltk
      @sergeyltk 2 месяца назад

      @@Messup7654 mathematically speaking, 99k and 100k are no different in percentage calculation.

    • @Messup7654
      @Messup7654 2 месяца назад +1

      @@sergeyltk well yes the 97-103 range is tiny in this context but 100k is the giant stepping stone sounds much better and means more than getting to 90k helps you vwery vwery much.

  • @brandonvincent8277
    @brandonvincent8277 2 месяца назад +2

    Mark, I also play the 10 year old G30 driver

  • @icewearvezoo2866
    @icewearvezoo2866 Месяц назад

    Golfing in jordans and no glove that boy cold 🥶

  • @Gabriel83580
    @Gabriel83580 2 месяца назад +4

    $100 per week invested into what exactly and not everything will offer that 8% or grater.

    • @magikey7395
      @magikey7395 2 месяца назад +4

      He sometimes mentions S&P 500 index which has had an average yearly return of 10% for the last 30 years. I'd recommend it but I'm pretty sure there's other global indexes you can look into

    • @macaylkunkle3069
      @macaylkunkle3069 2 месяца назад +1

      Yeah S&P 500 is good and there’s all sorts of mutual funds out there to choose from

    • @greysonfrost9262
      @greysonfrost9262 2 месяца назад +2

      Don't believe all the s&p bs you can only get involved with company's involved in the s&p aka 0% guarantee you'll make anything lol it's just a gambling addiction that people deny to feel better about themselves

    • @macaylkunkle3069
      @macaylkunkle3069 2 месяца назад

      @@greysonfrost9262 whatever brokie

  • @Tfdf-c8y
    @Tfdf-c8y 2 месяца назад

    I love getting financial advice from him , but he fact that he just had a birdie casually is crazier.

  • @Asundur17
    @Asundur17 2 месяца назад +8

    I did some basic math, and if what he said is true it would be 19 years to become a millionaire with a total investment of $98800 over that time.
    That's over 10 times profit.

    • @Daniel-qz8bp
      @Daniel-qz8bp 2 месяца назад +5

      It is 7% a year, but inflation is 3% and you also have tax, thats what all influencers always forget to tell you, they also forget to tell, to not take money out, like he always says he does, becous he calls it free money😂

    • @Asundur17
      @Asundur17 2 месяца назад +2

      @@Daniel-qz8bp I did say basic math lol.

    • @patrickatwright
      @patrickatwright 2 месяца назад +1

      You just need to not need or want to spend any of it for a quarter of your life. Not possible for most, and for the few it's possible for, it's not easy to resist

    • @Asundur17
      @Asundur17 2 месяца назад +1

      @@patrickatwright like I said it's some basic math, of course you're right. I was just trying to make a point.

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад

      ​@@Daniel-qz8bpyeah 😮‍💨 the super wealthy always keep their best cards up their sleeves and never play them!

  • @inthestarrysky6166
    @inthestarrysky6166 20 дней назад

    I realised this a while back with my superannuation. In the first 10 years it felt like it was barely going up but then the compounding started to take effect then over the next 3 years it has nearly doubled

  • @kryptoniterazor
    @kryptoniterazor Месяц назад +5

    you are living proof this society is terminally diseased

  • @godandfamilyalways8149
    @godandfamilyalways8149 3 дня назад

    This is a simplistic view. He isn't mentioning taxes and inflation which dims this a bit. He is also talking about having 100k liquid in something that draws compound interest... and 8% at that. But even still, compound interest is no joke if you can just leave it alone for a lot of years, and as long as you find something with a STEADY high rate of interest (not so easy to get).

  • @baronvonbeagle9787
    @baronvonbeagle9787 2 месяца назад +4

    The system we live in is broken

  • @MrKeonGrayson
    @MrKeonGrayson 2 месяца назад +1

    How about getting from 200K to 900K?

  • @Ash_1247
    @Ash_1247 2 месяца назад +5

    I’m so tired of hearing “invest” no stop investing in other large companies owned by people who already run the world and start making your own companies

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад

      That's oftentimes how the super wealthy keep their company(s) afloat, then sell it for a HUGE market number!

    • @faridagasiyev7042
      @faridagasiyev7042 2 месяца назад

      So which companies do you own, smart ass

    • @reesejohnson2788
      @reesejohnson2788 22 дня назад

      Do both?

    • @faridagasiyev7042
      @faridagasiyev7042 21 день назад

      @@Ash_1247 do YOU have a company, smart ass?

  • @louisd95714
    @louisd95714 2 месяца назад

    This is fantastic advice!

  • @robertruggiero9999
    @robertruggiero9999 2 месяца назад +5

    An 8% return every year is a big if and you forgot about taxes

    • @robyfaraa4105
      @robyfaraa4105 2 месяца назад

      if you dont take the profit out and leave it there it doesnt get taxed

    • @PowerofRock24
      @PowerofRock24 2 месяца назад

      Move somewhere with no capital gains tax

  • @SniperKingg14
    @SniperKingg14 Месяц назад

    Bro rocking the air Jordan 6s

  • @BleachSally
    @BleachSally 2 месяца назад +3

    I'm favoured financially with Bitcoin ETFs, Thank you buddy $32,000 weekly profit regardless of how bad it gets on the economy.

    • @egesidavid1366
      @egesidavid1366 2 месяца назад

      Hello, I'm a Doctor from Scotland, how do you make such amount? I'm a born
      Christian but sometimes I feel so down of myself because of low finance but I still believe in God.

    • @MihadmmedAnir
      @MihadmmedAnir 2 месяца назад

      Most people don't understand the concept of "buy the dip " buying the dip is all about buying digital assets when their prices are down and selling off when the prices rises.

    • @mustaphaismail8621
      @mustaphaismail8621 2 месяца назад

      I think the best way is to invest with a professional, at least you avoid the trauma of too many losses.

  • @wjjohns04able
    @wjjohns04able Месяц назад

    Compound interest only works from me to the bank, not from dividends to me 😂

  • @quickstart90909
    @quickstart90909 Месяц назад +5

    Also, never have a recession or get very sick, or have a family member get very sick, or lose your job and have to cover expenses from savings, and assume you make enough to save and live at the same time.

  • @disastra_tds
    @disastra_tds Месяц назад

    The golf reference is fukkn brilliant.

  • @johnpolo4544
    @johnpolo4544 2 месяца назад +4

    Compound interest is the 8th wonder of the world. He who understands it, earns it, he who doesn't, pays it.

    • @jellybunny5359
      @jellybunny5359 2 месяца назад

      Exactly! Paying off 100k is painful. Building it is just as painful

  • @jvera718
    @jvera718 Месяц назад

    I think it’s cause if you can make it to 100k it means you have discipline and you can definitely make it further

  • @fjalkinge
    @fjalkinge 2 месяца назад +5

    If you could measure golf swings by net worth, yours would be eternal debt

    • @zulughost860
      @zulughost860 2 месяца назад

      Yeah, he should stick to playing cards 😂

    • @wheadonator5011
      @wheadonator5011 2 месяца назад

      Haha came to the comments for this, absolutely awful form

  • @makkahduende
    @makkahduende 2 месяца назад

    فكرة المحتوى جدا رائعة و مفيدة و مربحة بالأخص لمن يبحث عن الثراء ❤ شكرا

  • @ABELAS1
    @ABELAS1 2 месяца назад +3

    With an interest 8%, I calculate nine years to reach 200.000 The progress is 100.000,108.000,116.640,125.000,136.000,146.000,158.000,170.000,184.000,199.000.

    • @clarke7637
      @clarke7637 2 месяца назад +1

      But you’re not accounting for the added $100 per week. You don’t stop investing once you reach $100k. If you continue to invest $100 per week it only takes 6 years.

    • @Downunder8899
      @Downunder8899 2 месяца назад

      @@clarke7637still at $100 p/w @8% it will still take 35 years to reach $1,000,000 if starting at zero.

  • @SlowcivicL2
    @SlowcivicL2 Месяц назад

    Bro is golfing in the fresh jordans

  • @vjain707
    @vjain707 2 месяца назад +6

    8 % will take 9 years not 6 years, even without taxes...

    • @MrJonnyl123
      @MrJonnyl123 2 месяца назад +2

      If you keep investing into it asking with the interest growth it will be much faster. 400 dollars a month invested at 8 percent after a hundred grand will take 6 years to get to 200

  • @aaronswift7575
    @aaronswift7575 Месяц назад +1

    Let's talk about that gold swing

  • @brenson1111
    @brenson1111 Месяц назад +3

    This proves that money can't buy a good golf swing

  • @datageek9132
    @datageek9132 Месяц назад

    I tried to explain this to people in 2006 when I was 18. People looked at me like I am a f*%$ing idiot. I then went on to own and grow a property portfolio of a million pounds.

  • @olivertwist9003
    @olivertwist9003 2 месяца назад +4

    But it's hard to look for a risk free 8% return.

    • @filipjohansson4293
      @filipjohansson4293 2 месяца назад +2

      Not really. use an global index fund. There is always technically a risk when you're investing. But using a global index fund, is the safest and give the best resolts over time

    • @olivertwist9003
      @olivertwist9003 2 месяца назад

      @@filipjohansson4293 Thank you, is that available in UK?

  • @lightless
    @lightless 2 месяца назад +1

    Forgot about inflation rates 18 years from now

  • @Aanoname0
    @Aanoname0 2 месяца назад +3

    it feels hopeless watching your videos knowing that in my country the average salary is 2878$ a year

    • @markm0000
      @markm0000 2 месяца назад +4

      You have access to the internet and know English. There’s plenty of money to be made.

    • @Aanoname0
      @Aanoname0 2 месяца назад

      @@markm0000i've tried creating content using crayo ai and vpn but i cant afford crayo, do you know another way i can generate money online? i'll do anything as long as it free to start

    • @Aanoname0
      @Aanoname0 2 месяца назад

      @@markm0000 it's easy to say that, but do you think you know something that i don't about making money online, i'll do anything as long as it's free to begin with, thanks!

  • @EnglishWithFernando
    @EnglishWithFernando Месяц назад

    The 6s on his feet 😳👌🏻

  • @R4STABAN
    @R4STABAN 2 месяца назад +3

    Translation: there’s no point investing unless you’re born rich

    • @CoachPiccolo
      @CoachPiccolo 2 месяца назад +1

      😂 Without capital, you can't consistently invest at all! 😮‍💨

    • @weebly_
      @weebly_ 2 месяца назад

      ​@@CoachPiccolo get a job and stop buying bs

    • @wyattk300
      @wyattk300 2 месяца назад +2

      ​@@weebly_if you're homeless just buy a house

  • @SniperKing029
    @SniperKing029 26 дней назад

    If you had $500k in the bank a few years ago you gained a little interest but inflation made your money much less valuable

  • @ImPDK
    @ImPDK 2 месяца назад +3

    So now imagine inheriting millions and producing nothing for your entire life because interest.
    What meritocracy huh

    • @LuckyCharms777
      @LuckyCharms777 2 месяца назад +1

      Now imagine you earning millions and your children inheriting your millions and producing nothing in their entire lives because of interest. That’s meritocracy. People like you always whine about others being rich instead of complaining about how their own ancestors were too dumb/lazy to create generational wealth. Stop letting jealousy rule your life and instead focus on enriching yourself so your descendants can have an easier life than you.
      Oh, but that’s unfair, we have to tax the rich into oblivion because we deserve their money more than they and their children do. If we’re poor and unhappy, everyone else has to be too. And that’s how losers developed the concepts of socialism and marxism. Karl Marx was a rich kid who got mad because his parents financially cut his lazy butt off. Talk about having mommy/daddy issues, imagine being such a loser that you want to bring others down with you.

    • @ImPDK
      @ImPDK 2 месяца назад

      @@LuckyCharms777 my ancestors may have been dumb but you are clearly not the sharpest tool in the shed either

    • @LuckyCharms777
      @LuckyCharms777 2 месяца назад +1

      @@ImPDK
      Whatever you say, Einstein.

  • @thoriqtorki5577
    @thoriqtorki5577 2 месяца назад

    Your content is so powerful for me to lift up my listening skill. Greetings from Bali, Indonesia

    • @ElkeStephanie
      @ElkeStephanie 2 месяца назад

      Investment is currently the most lucrative business in the world. Both real estate, Stock, and Cryptocurrencies are positively changing people's lives.

  • @StanleyBrunswick
    @StanleyBrunswick 2 месяца назад +5

    Just some other things to assume - Assume you still have the world reserve currency, you were in born into a generation that didn't have any major wars (Boomers), and have a job or business that pays enough that you can save and invest your way to 100k after your expenses. It's THAT simple! 😂

    • @averagecheeseenjoyer890
      @averagecheeseenjoyer890 2 месяца назад +2

      Bro, we haven't had any major wars since WW2. Everything else was just a few countries fighting each other, nothing global

    • @jonathanandrew2909
      @jonathanandrew2909 29 дней назад

      Also assume no -50% market meltdowns. And if there are, that government will double its debt and stimulus spend.

  • @atlastheholycrusader2623
    @atlastheholycrusader2623 18 часов назад

    Man I wish I could afford to invest 100$ a week. Started with the ai shop you suggested in the lazy ways to make money video. Plan to go into real estate and open my own business in the coming years

  • @gorligorlitzki5360
    @gorligorlitzki5360 2 месяца назад +2

    C2 = C1 x (1+i)^n
    with
    C2 the final capital
    C1 the initial capital
    i the interest rate
    n the number of years
    However, Mark forgot to correct that by the inflation & devaluation.
    Usually you end up with a net of about 2%. My advice: have a clean life, go to church & thank God, earn money, buy your own house, reduce recurrent costs, keep your money in Swiss Francs, explore the world.

    • @user-tg7fh1kr1o
      @user-tg7fh1kr1o 2 месяца назад

      That’s not correct

    • @user-tg7fh1kr1o
      @user-tg7fh1kr1o 2 месяца назад

      C = C0 * ((1+r)^n-1)/r
      C is the final capital
      C0 is the amount your investing each term
      r is the interest rate each term
      n is the number of terms
      Your formula only works if you invest once and wait n years.
      In the video he talked about investing every week. To make my formula work the numbers in the video i have to make sure that everything is measured same, we can’t have a yearly interest rate and weekly investing so I shall modify the numbers a bit and measure everything in days.
      C0 = 100$/7 (7 days a week)
      r = (1+0.08)^(1/365.2425) (this gives a daily interest rate, i use 365,2425 to account for leap years)
      n = 12 * 365,2425 (12 years * days in a year accounting for leap years)
      C = 102 917 $

  • @salamanderdood5082
    @salamanderdood5082 Месяц назад

    No one’s gonna talk about how he used golf in his point. It’s harder at the beginning then when you get closer to the hole it gets easier