BEWARE OF MARKED MONEY IN THE PHILIPPINES -BANK REFUSED TO TAKE MY MONEY
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- Опубликовано: 12 сен 2024
- BEWARE OF MARKED MONEY IN THE PHILIPPINES -BANK REFUSED TO TAKE MY MONEY
#travel #entertainment #lifestyle
Today we went to open a bank account at Philippines National Bank. We had all the proper paperwork needed to open an account. I wanted to open a cash account and had $100 dollar bills to open the account. After the bank manager looked at my money he informed me that some of the bills were marked and the bank could not except them. Make sure to check all your bills here in the Philippines because some banks and some money changers will not except them. A NEW LESSON LEARNED.
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Living budget Philippines.
Life in the Philippines.
Retire in the Philippines.
Foreign Expat in the Philippines.
Saving Money in the Philippines.
Angeles City Philippines
About me : Retired American Expat Brian & Filipina wife Luisa, living in the Angeles City / Clark Pampanga Philippines.
I've been refused exchaning dollar for pesos because of the age of the bill, excessive folds, worn bills, and markings. It's pathetic that these money changers want pristine condition bills. When I get hundred bills from a US bank, I only accept pristine and current print bills, because I know I'll have problems with them in the PI. It's stupid.
Yep, you get the extra sprinkle of stupid here in every aspect of life. Fallout of total corruption.
Good to know!
Because the Philippines likes to f*** with people and you can't say nothing back or they get butthurt boohoo f****** who
😮
@@robertcrowder3606😂😂
No the moral is , don’t bother with Philippines Banks . They are total wasters . Limited advantage in opening up an account .
Grandma was like "You better back up off me!" LOL
Braver man than me, Philly.
I could not handle life there.
You seem happy, that's all good. 😊
I like your attitude ! Never let the silly things you have no control over stress you out!
It's only eggs he get real upset about. And want pepole to be scked from there jobs if not done how he wants it.
Happy you got everything straightened out at the bank I will remember that when I come over the house is coming along nicely all my best Ramon
Thanks for the marked money advice enjoy life in the province!
Fun video Brian and Lot, things are slowly coming together at the house. Lot's family is great, all the kids get along great too!!
It is good to See other places
No more walking street 😎👍🏼👍🏼👍🏼 One bank I think it was bdo did not want to take my USD because some bills had the " mark of being Folded in the middle others were missing a tiny part of the corner" so that was a headache and pain i the A after waiting 45 minutes in line they told us their BS ...
👎🏼👎🏼👎🏼
Marked small rip doesnt matter any blemish what so ever and its going to get rejected. They have no problem handing you a twenty peso that looked like it had been in someones ass crack but your am bills better be pristine
I guess we all have differant definitions of paradise....
Some of the policies they have in the Philippines just boggles my mind.
ANYTHING with an aerosol propellant like most hairspray or right guard antiperspirant will take those inked numbers off in 2 seconds without damaging the bill in any way.
If you're coming from the USA.. Josh , bring brand new $100 or $50 bills. And do not fold them. Keep them laying flat.. In transportation.. Remember pristine bills..
Province life 😂 brown outs there every week sometimes 2-3 . Exchanging US bills there is a nightmare very picky .
Little stress nothing the Philly cant handle. Thank you for sharing you and all family be safe🙏 and stay healthy 💪. great production 👍👍👍👍👍
When I sailed out there 20 years back, this was a problem, not only in the Philippines, but in several places in Asia. I was told the money changers stamp the money, so when they get it back they don’t need to check if it’s authentic or face. So when I ordered cash from the agent in Singapore for crew wages, I always had to state that notes had to be without stamps or writings. Once I had to send back close to US$ 20k with him to change because of writing or stamps.
I'm surprised a country with so many strict rules and procedures can't keep the electricity on.
Believe me you aint seen nothin yet .....its the strangest place on Earth and its awfully hard not to get angry at times.
I explained to my pinay wife, in the USA the electric company rushes to get your power back on, because they ain't making money unless the meters are spinning. Don't know why they ain't figured that out in the Phil's yet.
@@davidjames5727 NOTHING is important in Philippines
They nit pick everything..and then look at you like your the problem 🙄... good luck.. I've actually been through this ... very frustrating at times.
Try Koreans they take anything
😮 what how sad no old bills or marked bills
Years ago the Philippines could’ve been part of the USA like Hawaii and Guam is now and this bs wouldn’t be like this bs
Good to see you’re beginning to get settled in your home and navigating the challenged of “Island life.” Keep going with the flow” in order to maintain the various levels of stress you encounter.
But they will give you back torn/dirty/ marked up Philippines peso 1,000 notes. So after been
coming to the Phils the past 14+ years, 3 times a year, and now living here since last year, I
decided I will play the same game with them. Was in SM Dept. store in Tarlac, and i went
through all 100+ ...1,000 peso notes they were giving me, I refused over 30 of them and
made them replace them with perfect ones, process to exchange around 2,000 US took
almost 1 hour with having to write down all the serial numbers.....inspection of my money
and me inspecting there money.....2 can play this game !!!!!
Why did you have to write down all the serial numbers? Thats horrible
Good on you for looking at the positives instead of the negatives.
Brian, the issue you're describing with the bank isn't a matter of speed, it's just outright incompetence. Hence, the reason I love to visit these places but will never live in them.
You've obviously got a ways to go before things settle down, but you'll get there.
Can feel your frustration but at least your didn't have to walk home passing hundreds of outstretched hands asking for money. I had some English money once that had some writing on it and was refused. I eventually found somewhere to exchange it but had to accept a lower exchange rate, from memory I think it was 20% less. Where the hell is that truck? are they floating it across on a bamboo raft!
A few years back, In Barreto Barreto, I had a $100 bill that the money changer would not accept - I found my personal Fixer (a relative of a friend) and he went to a bank and got it changed. Your story sounds like a Filipino Soap Opera :) Oh, my gulay ! ! ! !
Hope your truck gets in soon Brian !! A whole new life ahead of you now lad , make the best out of it !!!
whenever i go to US for holiday, i bring back cash to Philippines, my US bank gets a laugh at how i check each bill so carefully before leaving, haha, your right, it is what it is! anyway, love your video!!
Get phillipine pesos from your US bank 😅😅
@@TheRocketrob3 , Im from small town on US, like province, they dont have, I tried, oh well!, have good day
yup money changers either..especially at the airport..we have to get clean bills from the bank here in the states first
Jeez it's really a new life 😊
Wow, never heard of a bank making it so hard to GIVE them your money. Hahaha. It will all work itself out, eventually.
Oh you have no idea here.
My personal favorite is them asking what I'm going to use my money for, this is so annoying for privacy issues that they ask in front of the entire bank and that it's none of their business.
It's my money.
@@thomasodetinape4180 Really? They asked you what you were going to use the money for? That is insane. Being a smarta$$, I would have probably ended up having to explain to the police that I was joking, because I would have told the teller at the bank, "I plan on buying a bunch of drugs and selling them at a huge profit. Meet me behind the bank when it closes in two days and I'll give you a good deal." Hahahaha. I don't smoke, drink, and definately don't use drugs, but if someone asked me WHAT I was going to use MY money for...smarta$$ in me would come out. Hahahaha
There’s always gonna be pain in the ass stuff anywhere you go.
wow the house looking better and better nice thanks for sharing take care
Sounds like a life that would drive me insane in no time. I can detect in your voice that even you are feeling the stress of the life there.
Good morning my brother. I'm always looking forward to your Vlog and your wifes Vlog. I hope you're all enjoying the new move. And the new house❤🎉
*Thx4share interesting content Philly* 👍
Glad you enjoyed it
Third world Bank thinking, same here in Panama. Good luck on your transition.
Informative video glad your all good at the bank now.😊Will you still be having breakfast somewhere local in the morning 🌄. Thanks for sharing 👍🏻 👍🏻✌🏻🇬🇧
This happened to me on our trip to Polomolok south Cotabato mindanao in 2022 Any tiny ass mark declined. Any tiny wrinkle declined of $100 bills. Then the $100 bill they excepted the 1000 PHP I received was in horrendous shape. I learned my lesson. Last trip we ordered new $100 from bank here prior to flying out
ive ran into same problem with ink on money,get clean cash before u get there,no folds and tears,thos new US 100's bad to tear if u fold
you are brave Brian....lol...the Philippines is very special indeed....lol....but you and Lot have a great family and plenty of support, God bless you all.
Congratulations, Brian, on your new life in Paradise. I think they call it "living on Island Time," having to be patient due to the slowness with which things get done there. Thankfully, Lot was able to successfully navigate you folks through the bank goat rope with the bill markings so that you could get your joint bank account. Like you say, one day at a time, as "it is what it is..." Godspeed.)
Thanks for the vid! Island/ province life is really slower - you'll have to get used to it.
I'll also say here what I wrote in Lot's vid - don't put too much money in the ancestral house. Don't build/ improve too much on land which isn't in your (or her) name. Land disputes are common in PH, even among relatives/ family. When grandma passes, that property will be (and should be) divided among all her children - that's the law. That's if the family owns the property - sometimes it's just "rights", so check that as well.
It's better if you buy your own land (maybe buy a portion of grandma's property & have a separate title) & build a small house there. For now, make the place livable (for your immediate family) but set aside $$ for your own land. That's my take bcos I've seen & heard of many land problems in PH. Good luck & good health to you & your family. 👍
What an ordeal, hope you find it worth the trouble.
Philly, is starting over again from scratch in the Philippines. I couldn’t do it that’s for sure! 😎
I’ve known this from 7 years ago coming to the Philippines 🇵🇭 I unfortunately had another encounter this past March, where a few American 🇺🇸 bills 💵 were kinda crooked at the edges, and they refused it at the airport. I was however, able to exchange them at the money 💴 changer outside, for a lot more than the airport had given…note to self…always bring CRISP BILLS 💵 ❤😊 Stay safe Brian, hope you enjoy the Province life with your family…I’ll be back soon 🔜 😊
Loved the video and seeing scenery of the new place...the music reminded me of a 80's movie where someone is training for the big fight...😅. God bless you and your family.
Wow, grandma gave you the stare down. Happy for you all and thanks for ALL the teaching about what is real.
Don't mess with grama
@@PhillyinthePhilippines lol
EVERY VIDEO I SEE YOU GET MORE AND MORE FILIPINO 😂NICE JOB BRYAN
I have the same issue with British pounds but I took it to a bank street pawnshop but they give you a few pesos less.
Thanks for aharing.
You bet
Thanks for the update video, Brian another great video. Love the country side TOPS. Policy is NOT LAW. Have a great weekend mate.
Welcome to the jungle. Thanks for sharing
You bet
I just went to the bank yesterday to get carry cash for my wife. It is annoying. It took me 4 withdrawals to get enough perfect bills.
The slowness of this area reminds me of Batanes. The people are fewer too.
I hope you and Louise are able to make the transition well. My wife said there is good surfing on the island. Maybe you could do some videos of your riding the waves soon. God bless
I seriously doubt he can surf....a surfer would never live for a long time in Angeles City.
That's so nice, no rent! We move to Antique at the end of June, and we'll have no rent, too!
Yes it needs to be fresh off the press most of the time they hate it if you have a Bill with a Mark or small rip. Lot should look at a co-op account since you are in the province it has many benefits check in to it you may find it helpful
Hehe...welcome to the province
Hey Philly I will send ya clean crips $100 bills for ya! And fly you in gas for grill! Have fun! JIMBO
My wife is a dual citizenship here. She was turned down three times for bank account.
The last time was the bank manager said the dual citizen letter was fake. It was a new style under new regime so they had not seen it before.
She gave up, nothing I mean nothing works here. It just wears you down over time.
4 mos left. Out of here for good.
Good decision. People gotta remember that the Philippines is a third world nations. 90 percent of the population is poverty stricken. Infrastructure was designed and constructed by Fred Flintstone and Barney Rubble.
Great update Brian!...I am a little surprised that you have lived in Phills so long and just got "burned" for your 1st time with the "marked" bills. When getting money from the bank, I always 1st count it out for the correct amount, 2nd go over each bill from and back to look for any markings, writing, ink issues anything that would cause the issues you had....sorry you had to learn the hard way.....but surprised it just happened to you for the 1st time.....Look forward to more updates as your adventure continues to expand....
you paid upfront for the swap of the tank..I remember when i first moved off base it cost me double for a 12 case of san miguel but once I had the bottles to return it was cheaper
Jakarta would give me less for older bills. Everywhere in Indonesia did. You had to have crisp clean new Benjamin Franklins to get the top exchange rate…..everywhere.
I went to ' MY BANK' in the U.S. Very same branch I have been using for over 30 years. I wanted to cash 'MY Personal Check', for cash. The bank said their systems were down and they could not cash 'MY CHECK'. I had plenty of ID, but they need a computer to tell them 'MY MONEY' is mine. Any suggestions for banks in the U.S.?
Brian, I have 1200 usd 100 dollar bills that they won't except here in Angeles City. I guess I'll take them back to Texas next March when I do my taxes. The bills are only creased a little.
Can't you iron them out?
This is stuff you will have to deal with and overcome it. Had this same issue in Escalante several years ago at the BDO bank not accepting my USD. Never had an issue in Metro Manila. Maybe it's a small town thing.
Easy to take pen ink or ink stamps off money & plenty of Vids on YT showing it. If you soak it in nail varnish remover (acetone), paint thinners (white spirit), brake fluid, WD 40 & there are a few others that will take the ink off.
What a nightmare. Why don’t they explain things properly ?
That place looks grim.
The money exchangers outside take marked bills without hardly any rejection.
Although, I keep clean$ bills in hundreds.
Luv the house. Getting there.
Check other exchange places like Villaricos, they will accept your money. I had China bank do the same to me when I exchange some of my USD, and I went to a local exchange and they gave better rates too.
Koreans are always 2 pasos more then banks
im in cabuyao laguna and i needed the same to open a account.land bank dosnt seem to care so much about any marks on the bills
11:23 What If BPI refuses to take the marked USD cash? That they gave you! Keep us updated, please.
I use BPI and received some cash that was not accepted by money changers. They DID NOT give me a hard time. They took all the bills (about 12) and exchanged for new bills. So from now on I check all bills before accepting them from the bank. I guess like everything else it depends on the bank, the teller, or anyone else that thinks they are all powerful. Make friends with the bank manager. A large bottle of Fundador will go a long way making friends with the right people.
Even the people are slow haha
I am still envious.
This reminds me of when I lived in Hawaii for few years. They were never in a rush to do anything. It's island life and if you are not patient you will have a hard time. I wonder how long before your place is done hopefully not too long.
I’ve got $1,100 in immaculate Benjamins for our upcoming trip. It took awhile to sort out the bad bills and we’re still not done. Tedious but necessary. It’s the Philippines.🇵🇭
Crispy king lami and barato Permian ko❤diha datiii
Good advise on the marked money..when I get to Manila this week, I will keep my eye out for the marked bills...there is always a surprise waiting for you in the Philippines...take care brother..
Brian are you using your new camera. I notice a few places in you video where the colors are very vibrant and rich? Perhaps some of the footage is from the new Sony?
Sony is still on the truck and the truck has still not arrived. All videos are shot with the go pro 10.
They went even take them even if tape is on them
I have been to the Philippines 🇵🇭 Brian My wife is from Antipolo City close Manila I coming back soon. But I would like to explore different places in the Philippines 🇵🇭.
If im trying to flag down a trike, i just hold up a huge wad of pesos...theyll stop in their tracks when they see that moolah!😊
Brian Love the Phillies ball cap !!!!
Always fun in The Philippines.
I would think that you already knew That unless a $100.00 Bill is PERFECT (new condition) Nobody will accept it. You almost need New Bills.
A restaurant in Palawan, Pancake House, refused a PHP 1000 note bc of a 2cm tare, the note was whole.
You will NOT get those notes exchanged. Everyone looks for markings now. The ONLY way to get rid of those notes is to pay a contractor with them. I amost forgot to tell you, those markings will come off easily if you use acetone. Its an old trick used by cheque forgers.
Haha. I had the same experience in Samar 😂.
Just to clarify, bills exchanged in a foreign country are sold back to financial institutions here in America. It's not a law but the prefer all bills to be uniform. They can be circulated, I.E. folds and creases, but they don't like tears or marks. I learned this back in 2017 on my first trip to the Philippines as I had about 4 hundred dollar bills that no money changer would take. Now I really closely examine all bills I take with me before I leave.
How do you keep them flat and perfect?
@@patrickmunneke8348 Care. I go to my bank a day or so before I leave, and pick the best 100's out of their bills. It takes a while, but the bank is there to serve me.
❤❤❤👍👍👍
15:04 back to vaping again?
Happy Father's Day to you Philly. Happy Dad's day to all of the dads. God bless.
Great information
Glad it was helpful!
Before I go to the Philippines i get new fresh bills from my bank because I known of this stupid shit.
Welcome to the province Brian
bruh! that is a hell of a real story! what is the deal with mark bills? what is the meaning of that? money is money!
Man, i gotta figure out how to keep my hundreds pristine all the way to the Philippines and into the province.
I had the same problem a few days ago. And the bills were already in great condition. They didn't like the fold from my wallet. Took the bills back to my gf's house and damp ironed them in a t-shirt. Worked well. My gf's mom exchanged them for me.
@@double8440 Oh great idea
In dummugette in December they wouldn’t take folded or bills with a mark. In Angeles city they didn’t care
It's Dumaguete!!!! NOT dummugette!!!!!
Go to the bars in Angeles city and buy a few drinks pay with the marked $100 dollar bill.
I am from Dumaguete, a few years ago I returned from Hong Kong and had surplus HK dollar notes to exchange back to Philippine peso's. I went to Western Union in the city and couldn't believe my eyes, the girl cashier had a magnifying glass looking for the most miniscule of a tear, she was sidelining most of the notes, I told her not to bother, got my money back and went to Lee Plaza Core Pacific exchange where they happily changed the currency no problem, The irony of this story, it was Western Union who changed my currency to go to HK, they provided the notes that she was refusing. I will never deal with Western Union again..
ANY mark and older bills will not be accepted or money changed. ALWAYS tell the teller NEW bills only.
Welcome to the Provence Brian