I remember when it was $500. A lot of people would drive without insurance because getting caught a couple of times a years was still WAY cheaper than the insurance!
@@EnclaveSgtI paid $4,200 this year as a new driver over 30 with no accident or tickets, driving a beater that itself is not insured. You should know it varies by state and then zip code. I'm in New York. I can definitely see some 18 years old with multiple tickets paying $5000 a year
I remember when itvwas NOT mandatory to have insurance on a paid for car in Tennessee. Liability was $25/month. Then they passed this MANDATORY crap and it went to $125/month....it ALL a money grab
Lmao you college dropouts don’t understand how insurance works. You hit someone and they can sue you outta your pocket and you’ll have to go bankrupt cause i doubt you can afford 100k plus in costs
@@robertlatta950 the government gets a cut. It's definitely a scam, it's not going to change until we actively investigate our government and hold them accountable.
Do you know what happens if you get into a deadly accident, and you survive. And you don't have insurance? Cause if you have to find out the hard way... You're probably homeless.
@@evanoldhoff4904 its ok you are not aware of the phenomenon of feeding upon fear! Just don't forget to get an insurance when you walk out tomorrow, for a flying object, or out of control car, or a trip, as they all can really become fatal as well. I guarantee you kept the mask during the 'epidemic' and hastily took it off the date they told you to take it off. Probably never even went out and put yourself in a curfew as well. What else fear is being fed? Low on money always?
@@G17-g5c do you know how many car crashes there are a year? Dude this isn’t some crazy conspiracy lmao. The argument can be made that insurance is too expensive but it’s definitely needed lmao.
@@G17-g5c I understand what you’re trying to say but “feeding upon fear” is not a good argument when there’s stats that prove we should be fearful lmao. I pretty much drive for a living and it’s not uncommon to see terrible car crashes. Car crashes are not a conspiracy bro
If you have insurance, then you have no issues. When you don't have insurance and get into a wreck, what's the cost? Uninsured drivers should pay 5k, because if you crash into anyone it's going to cost you way more than any premium would cost you!,
@@ShuotongLinot being insured does not equate to being a bad or reckless driver. You shouldn’t be financially penalized for being poor while traveling in your own property. Insurance is a Scam.
People have become entitled and expect that they deserve ‘compensation” for anything as mild as a dent in their fender. And people wonder why everything is just getting more and more restrictive and expensive…
An average new driver below the age of 25yrs old in Ontario with a clean record pays around 6-8k a year towards car insurance. Thats a brand new Honda Civic every 3 years... idk about you guys but thats a scam in plain sight. $50 a month should be more than enough to cover expenses and they're taking 6x that amount. Rich or Not nobody in the right mind would think thats fair. Ever since 2001 when the World Trade Center was demolished, Insurance companies would shoot their prices higher and higher everytime theres an significant impact on the economy. Ofcourse this will never change unless the government stops privatizing businesses so these big scam money sucking corporations can take advantage of the consumers.
He's right, it starts at 5 000$ and does not include the mandatory 25% surcharge as required by the Provincial Offenses Act. Aggravating circumstances can push that to 25 000$, plus 25% surcharge, plus 3 month vehicle impound, plus one year license suspension. Second offense ranges from 10 000$ to 50 000$ plus surcharges.
@outsideboy23 The exchange is running close to .73$, so 5000$ Canadian is about 3650$ US, then add the 25% victim fine surcharge, and your minimum fine is equivalent to 4562$ US.
I swear to God bruh. I own my car and I’ve just been unemployed for the past few months. Now I got a insurance bill of $100/mo and plus gas include only making $10 a hour like it seems every day the world does everything in its power to break me
Anytime I've ever made a claim or asked the insurance company for help they have weaseled out of it. After gas went over $2 a litre I sold my car cancelled the insurance and im saving thousands
I love that more ppl r waking up not signing their life over and finally knowing you don’t need registration to drive as long as your traveling and not engaging in commercial activity. These politicians and cops have taken advantage of far to many ppl , towed people’s cars, ruined lives when these ppl committed no crimes
You must be black . Studies were done and it showed that blacks were the majority to think this way . Most obviously the lowest level of evolution. Brown Asiatics were second on the list.
@@smartcookie11if lets say, you are parked in a random parking lot, and you don't have insurance, and they pull up, will they ask of just your identification or insurance too? And where do you park during day and night to about them from disturbing you?
Not really, it's MINIMUM $5000, and the fine can be anywhere between $5,000 and $25,000. so they'll probably see how long you been driving without insurance and increase the penalty accordingly.
The eventual goal is to prohibit Civilian Travel altogether. Freedom of speedy and efficient Travel means people are less dependent upon State control. Control travel, you control the distribution of goods and services, you control how and where people can or cannot rally against the State… When the State controls the means of Travel and distribution of goods and services, they can more easily manipulate the public. When people are no longer able to travel to their national capital in a day or protest or rebel, the government has less incentive to obey the demands of the people.
I have Wawanesa 😊 it's Liability but If I get hit, I Pay $100 deductible and if I hit someone it's a $500 deductible So Insurance is Better than Paying out of Pocket when Will People Learn 😒
@anthonygreenfield123 I was told by some old folks who been through this in a different scenerio and they said the insurence alwaya finds a way out of paying for health related issues from a crash
@@AndrewUSA Depends on your town. in my town if you own it, it has to have current tags and reg. In order to register it, it needs to be insured. Could tell you some horror stories that I've been through. But it gets worse. The lady behind me had an escort wagon she owned from new that was in her garage. She had gone through at least two other cars, her kids were grown and gone I have no idea why she kept it. (I didn't know she still had it) One day it was in the driveway and she was trying to get the tags off it. A tow truck was on the way and she was junking it. She had received a letter from the borough to either reg, sell or pay a fine. How they found it I have no idea, she had a lawn service and the garage was never open.
Insurance should be illegal the way they operate it’s disgusting. What’s more disgusting we have cops that enforced bull crap traffic laws that should be entirely ignored
@@OfficerArsenault Nope not a liar at all. I don't even register my vehicles. On 500+ arces of my own land, where else do I need to go? And the last pig on my compound got a gun in his face and couldn't do shit about it, had to squeal back to his car and cry to his supervisor. 😂
Australian wages for unskilled labor 30$ hourly starting as packer at warehouse. Monthly auto insurance in Melbourne 150$/month for new drivers. What about Toronto or Vancouver??
Canada- Section 24(3)a fine of 598.00. No insurance -if you don't have insurance at all. The vehicle can be impounded for three months. if you do have insurance and you don't have it with you. They can call in insurance that you do have it, but you can get a ticket of $ 81.00. That you can also dispute in Court and it Wouldn't be the same as section as section 24 (3) and (b) you have a choice how you want to dispute it. If the officer is nice he, might just give a lesser clearance in his Mercy or Grace concerning traffic tickets, refusing to show your insurance has many reasons, the officer might be considerate to that reason-.vs -No insurance at all. Not in regards to other officers money laundering, that's a different story.
@@OfficerArsenault seems your knowledge of the law is very law I pretty sure you have a connections with such little place as manitouwadge is it? if you are so brave lets court it
In Arizona its: The fine for driving without auto insurance in Arizona depends on the number of offenses and can range from $500 to $1,000: First offense A minimum fine of $500, plus a three-month suspension of your driver's license, registration, and license plates Second offense within 36 months A minimum fine of $750, plus a six-month suspension of your driver's license, registration, and license plates Third or more offenses within 36 months A minimum fine of $1,000, plus a one-year suspension of your driver's license, registration, and license plates In addition to the fine and suspension, you may also be required to file an SR-22 certificate of financial responsibility for up to two years. This is a more expensive type of car insurance.
The insurance company overcharged me for a car I sold 4 months ago, but they charge the new owner too, double policy same car same company KEMPER (INFINITI), guess what? I refuse to pay the following month until they return my money to the bank. They cancel my policy in the middle of a trip. Should I sue them?😢
Exactly. It used to be a basic understanding that you choose to take your life in your own hands when you drive a car, fly a plane or ride a horse… Doing anything comes with a risk of injury and death. People used to get into fender benders all the time, and the cost of repairs was manageable for most people. Then insurance companies came along, not as a mandate, but as a Market Business. It was always something of a Ponzi scheme, but in its infancy offered a service for the people who might not have a decent savings stashed away to pay for damages. Being a service, insurance companies competed with each other, offering low rates and high returns. It was a market business.. But then the State made Insurance Mandatory.. This removed the incentive for market competition, because now insurance companies are guaranteed money. So they hiked the price up. Same thing happened with Health care. It used to be that doctors and hospitals were Free Market Services, offering healthcare services for competitive rates. Then Health insurance came along, seeing a way to collaborate and guarantee both medical services and medical insurance money. So the doctors and hospitals were starting to charge people more if they were uninsured, to incentivize people to get health insurance, because with insurance they were guaranteed money. And as soon as the state mandated health insurance, competition ceased altogether. And with the State Mandating Insurance, the Lawsuit Culture blossomed.. Because now people were incentivized to Sue each other and their insurance over guaranteed money. People without insurance were suited for all they own, and people with insurance were suited for not getting payed enough, and insurance companies were suing each other for more money… Insurance as we know it is a Scam, and the manipulation of the market by the government and insurance industry has insensitivised the litigious lawsuit culture we are saddled with today, sapping the people of their earnings and possessions, and destroying the free market. It is the Death of Liberty. And at the rate we are going we will all soon be perpetual Debt slaves owned by the Insurance institutions, in a constant state of suing each other for our five minutes of wealth that will inevitably go right back into the Coffers of the Courts, the Lawyers and The Insurance Industry.
On public roads you don't need insurance it's covered under the license plate but many people doesn't know this... if you take the highway than yes you need insurance because highways are not public roads but government build roads. Public roads are your normal streets.
i installed a supercharger kit with the 5k and have outran bridgeport, new haven, waturbury, Putnam County, Danbury, and no insurance or registration. It’s not reckless when i have a track car and tons of track experience and modifications Im NOT PAYING INSURANCE SCAM OR FINES never been in an accident ever but have avoided hundredths of stupid drivers
My ticket fine was only 200$ … Chinese officer was so kind..I was struggling on those days 2 years back… thank god I got better now❤❤❤❤… god and he helped me thanks Canadian police
@dianeparry6498 But we are paying monthly to cover ourselves and will continue pay DUH. You seem to be favoring the people who work relentlessly to crush the middle class. You are a bootlicker or somethin?
My wife got a no insurance fine 6 years ago and as he said $5000 went to ex copper, they wanted $2500 to represent her in court, but one lady at front desk told to represent her myself and didn’t have pay anything besides the fine, I did that, asked for the disclosure at the court house, talked the crown and told him why she was without insurace and he agreed to reduce the fine, but it was up to the judge to decide how much would be reduce. Court day I present case to the judge and agreed to reduce it from $5000 to $350 and my wife went a paid it the same day. I argued that she was taking one of hour kids to the hospital because it was an emergency and at tha moment she was on social assistance and I was out of town for work that day and couldn’t drive my son myself and she didn’t a choice, but drive her uninsure car, but that was the first and last time she drove with no insurance
Ive driven without insurance+licence suspension and i drive like i own the insurance companies as well as the road but didnt get pulled over once for about a year
It's a by-law...have you ever taken it up to the Supreme Court? I have and found out a lot of very interesting information. Especially when it comes to traffic laws.. notice its a fine
Not true. It's 5 grand if you've been caught a bunch of times, or were in a collision. First time I was caught it was $1200. By the book its 5 grand, but the judge will bring it down if you're record is relatively clean.
In Canada no insurance probably means the driver already has a suspended license, after huge fines, drivers enter the criminal system. You ALSO cannot sound your horn excessively. It’s use is a warning for defensive driving.
Some states have it where you lose your license for a year and have to do community service plus the fines for not be able to afford insurance especially in the high states that everything is expensive
My annual insurance costs much less than $5000. I currently live in Peel but there is a possibility of moving back to T.O. soon and I hope the insurance doesn't go up.
Well I'm not sure exactly where this post came from however I live in Colorful Colorado it a $500 fine, but don't move here because of that reason, the cops here 10 times worse than any other state I've ever lived in.
How is someone living on a fixed disability income supposed to afford auto insurance and the tickets that come with being pulled over by cops. My medical bills and living expenses are 300% of income as is….?
I'm pretty sure he said, how much is the fine if you're NOT DRIVING with insurance. And not driving without insurance. There's no fine for having insurance and not driving.
I WAS SELLING A CAR WHEN I WAS 18 AN HAD TO DRIVE IT DOWN THE ROAD SO I DIDN'T SELL IT AT MY HOME. DIDN'T HAVE INSURANCE ATM CAUSE I WAS SELLING IT. AS WE KET AN MAKING THE DEAL A COP PULLED UP. AN I ENDED UP GETTING A 5000$ FINE. THANKS OPP. SOLD CAR FOR 2500$ AN PAID HALF. 😂 😢😅
This is pretty messed up.. I had my motorcycle stolen, bought a new one couldn’t get it insured and eventually had a iffy run in with the police. That was 2 years ago. It’s lead to “giving up” in a sense im now an alcoholic and I’m still paying the fines. Not to mention I can’t get insurance if I wanted to now. Sure teach a youngster a lesson but I feel it’s ruined my life over the years. Not complaining but sharing is all. God bless
I wish it was like that everywhere I've been in so many accidents where the other driver did not have insurance and they just let them go with a simple ticket with hardly any fine
Yup big scam agreed, also never accept the first offer an insurance company gives you. Wait till the 3rd offer maybe push to the 4th. They offered me 19k on the 3rd offer it was 22k then I hit them with the tires and the tunnel cover, baby seat and jackets. Came to 23.5k. Fight don't give up.
Yeah that’s a good point about not accepting the first offer, I did the same and it really worked out in my favour. Perhaps I’ll do an interview with an agent. I appreciate the comment.
Why don’t they include the insurance in the registration of the vehicle?. We have it in Australia and it’s easy no fuss, no stress of getting pulled over because you forgot to pay for the insurance!.
Instead of fining them, just create an insurance fund for them by making them pay $5000 into it, and $100 a month therafter. That fund pays out damages like real insurance without an insurer profiting. Use DMV staff to assess damages. Every 3 years you up the price for new drivers, while cutting the cost for good drivers.
Just got a hit in run in the middle of the night while my truck was parked outside, drove my truck all the way to the body shop just for 2 days later they tell me theyre gunna total it. I walked around the neighborhood and found 2 different cars with the correct color hit on the correct side, told the cops the plates. And i havent heard back from either one and i have no vehicle.........also most people are probably driving cars that are $5k cars just by themselves.
I think sometimes when a cop tails you when you’re speeding, and they don’t pull you over, it’s probably because you got no convictions and valid insurance Driving w/o insurance, one slip up or cop notice you, runs your plates and you get big ticket
In Ontario (no fault) insurance is a crock. Everyone pays. Had a accident in Grants New Mexico. Other driver was 100% at fault. Car was fixed in Albuquerque New Mexico, $12, 000.00 US and then repaired again for $9,000 CDN. When settked with insurance company I asked if they would summit reimbursement against other drivers insurance company, i was informed no faukt insurance so my rate should not increase.
What have you done about it? I mean I have seen people's cars getting hit by other drivers and they simply exchange information, but what if they dont have insurance? Do you have to call the police and file report or how do you go about it?
![Gucci Mane & Sexyy Red - You Don't Love Me [Official Music Video]](http://i.ytimg.com/vi/j7IBqyFKT4c/mqdefault.jpg)
If you don’t have Insurance you probably don’t have $5000.
😂😂😂
I was stopped by the police. I don't have car insurance. And they sent me 45 days of corral the car? What do I do and they didn't tell me how much
@@xaviermartinzthey sent you what?
That's just part of the cycle to put them in jail or deep debt.. America, land of the free ticket to jail. 👍🏼
He’s right yall I ain’t got 5gs
Biggest scam in history
Exactly 😂
I bought a car and $2500 and the insurance $1000 per month WTF ingl it’s a big scam
@@hameedahmadzai9768you got ripped off bud.
I'm paying 400 a YEAR on a '15 Fiesta. 1.0L ecoboost, 100 hp.
@@hameedahmadzai9768did you find a way to avoid that insurance cost ?
Yeah fr
Insurance companies try hard to have everyone paying for their scam
@@gregor3099 seeing as I don't drink and drive try again
@@dominantreaper2912You probably don’t drive either if you’re bitching about insurance. You sound broke and mad
@@kylemarsun wisdom of the sages lives within you.
It's the government, they get a cut. #defundthegov
@@friendly.little.monster more sage wisdom. Restoring faith in people here.
Yet every time someone has hit me, they never have insurance.
Then report it to the police? lmao
😂😂😂😂😂😂
@@theknowing6951police don't do anything
Me too
@@theknowing6951what are they gonna do fam
Insurance is a scam to begin with 😅
Fr my insurance is double the price of my car 😭💀
Yet when accidents happen, the insurance companies do everything but cover the insured. Thanks anyways, Officer!
Dont get insurance. Save the money you would have paid for the premium. If, IF, you get caught, just use the $ you saved from not paying insurance :)
@@BlackHelm89thanks for the financial advice 🤡 😂
Imagine driving with no police on the road
@@Conservatismfailedusya just go to Dubai lol
@@BlackHelm89 except your license will be suspended if you have a vehicle registered in your name with no insurance
A monopoly that uses the police to enforce its game.
That’s true
In order to beat that create your own insurance
hey buddy that's capitalism
Do you know the definition of "monopoly"? There's lots of choice of companies. You only require liability. Good driver? Not expensive!
not a monopoly…more like oligopolies
I remember when it was $500. A lot of people would drive without insurance because getting caught a couple of times a years was still WAY cheaper than the insurance!
It still is about 500 here in the US where im from
It's part of game keeping us slaves
Even at $5000 an 18 year old can get caught once a year and save money lol
@@OutletAudits no insurance costs 5k a year
@@EnclaveSgtI paid $4,200 this year as a new driver over 30 with no accident or tickets, driving a beater that itself is not insured. You should know it varies by state and then zip code. I'm in New York. I can definitely see some 18 years old with multiple tickets paying $5000 a year
corrupt jurisdiction and law enforcement
Dumbest comment goes to
I remember when itvwas NOT mandatory to have insurance on a paid for car in Tennessee. Liability was $25/month. Then they passed this MANDATORY crap and it went to $125/month....it ALL a money grab
Because it’s a scam what these insurance companies are doing
Lmao you college dropouts don’t understand how insurance works. You hit someone and they can sue you outta your pocket and you’ll have to go bankrupt cause i doubt you can afford 100k plus in costs
@@robertlatta950 the government gets a cut. It's definitely a scam, it's not going to change until we actively investigate our government and hold them accountable.
I remember those days. 😢
@@blakesking6615 Wtf are you talking about?
Reason the insurance companies can charge whatever their heart desires!
Do you know what happens if you get into a deadly accident, and you survive. And you don't have insurance? Cause if you have to find out the hard way... You're probably homeless.
@@evanoldhoff4904 its ok you are not aware of the phenomenon of feeding upon fear! Just don't forget to get an insurance when you walk out tomorrow, for a flying object, or out of control car, or a trip, as they all can really become fatal as well.
I guarantee you kept the mask during the 'epidemic' and hastily took it off the date they told you to take it off. Probably never even went out and put yourself in a curfew as well. What else fear is being fed? Low on money always?
@@G17-g5c do you know how many car crashes there are a year? Dude this isn’t some crazy conspiracy lmao. The argument can be made that insurance is too expensive but it’s definitely needed lmao.
@@darrinidontcare9526 read the previous comment again and this time a little slowly
@@G17-g5c I understand what you’re trying to say but “feeding upon fear” is not a good argument when there’s stats that prove we should be fearful lmao.
I pretty much drive for a living and it’s not uncommon to see terrible car crashes.
Car crashes are not a conspiracy bro
$5k fine for someone not able to afford car insurance.
Fast track to homelessness
Then just don’t drive instead of risking other road users.
If you have insurance, then you have no issues. When you don't have insurance and get into a wreck, what's the cost?
Uninsured drivers should pay 5k, because if you crash into anyone it's going to cost you way more than any premium would cost you!,
If they had $5k they’d probably have insurance already. Don’t ya think ?
@@ShuotongLinot being insured does not equate to being a bad or reckless driver. You shouldn’t be financially penalized for being poor while traveling in your own property. Insurance is a Scam.
People have become entitled and expect that they deserve ‘compensation” for anything as mild as a dent in their fender. And people wonder why everything is just getting more and more restrictive and expensive…
An average new driver below the age of 25yrs old in Ontario with a clean record pays around 6-8k a year towards car insurance. Thats a brand new Honda Civic every 3 years... idk about you guys but thats a scam in plain sight. $50 a month should be more than enough to cover expenses and they're taking 6x that amount. Rich or Not nobody in the right mind would think thats fair. Ever since 2001 when the World Trade Center was demolished, Insurance companies would shoot their prices higher and higher everytime theres an significant impact on the economy. Ofcourse this will never change unless the government stops privatizing businesses so these big scam money sucking corporations can take advantage of the consumers.
You only need insurance if you cause an accident or get pulled over. (Nothing is illegal if you don't get caught) Drive the speed limit and stay safe.
Maybe that’s why they call it an accident? You think people go around trying to crash or something lmao
@@TheBovinated They're actually called motor vehicle collisions or motor vehicle incidents. Ask any state trooper.
@@OutletAudits you called them accidents so don’t look at me 🤷♂️
The cops can randomly run your tag and know you’re uninsured
@@johnwhitaker545 Sounds like a skill issue if you can't avoid that situation.
So I have to pay 10 thousand dollars a year to drive a car on the road ? Seem like big scam
$10,000?
I never had a claim in the last 10 years and I still pay 182 cad per month in Oakville
Rip off.
He's right, it starts at 5 000$ and does not include the mandatory 25% surcharge as required by the Provincial Offenses Act. Aggravating circumstances can push that to 25 000$, plus 25% surcharge, plus 3 month vehicle impound, plus one year license suspension. Second offense ranges from 10 000$ to 50 000$ plus surcharges.
Noted🥶
I would then have to rob a bank that way if I go to prison I have no more worries about transportation or license
All I keep hearing is drugs are bad for you. If cops are here to help I don't see that in my area.
how much is that US dollars lol i did that paid $450.00 lol
@outsideboy23
The exchange is running close to .73$, so 5000$ Canadian is about 3650$ US, then add the 25% victim fine surcharge, and your minimum fine is equivalent to 4562$ US.
This country needs serious changes. Some people's cars are 1000$ lol insurance be like "220 a month" at least get plpd
Canada is over.
I swear to God bruh. I own my car and I’ve just been unemployed for the past few months. Now I got a insurance bill of $100/mo and plus gas include only making $10 a hour like it seems every day the world does everything in its power to break me
😢😢
Canada is out of control
Yes
Yes it is
Yeah, I definitely couldn't tell.
You'd only pay that if convicted in absentia.. show up for court most judges will accept $1500
it was only 685 in central Canada.
5000 is a good incentive to you know…not do the crime ?
Officer what's your profession?
Full time youtuber. Part time ubering in police car.
$5000 minimum? Dafuq, in East Asia, its just $50-$300, no wonder a traffic stop could be life and death.
Anytime I've ever made a claim or asked the insurance company for help they have weaseled out of it. After gas went over $2 a litre I sold my car cancelled the insurance and im saving thousands
I love that more ppl r waking up not signing their life over and finally knowing you don’t need registration to drive as long as your traveling and not engaging in commercial activity. These politicians and cops have taken advantage of far to many ppl , towed people’s cars, ruined lives when these ppl committed no crimes
Next line he'll say will be, harassing an officer 10000 dollar fine
5 grand in Canada if I don't get caught for over 5 years that soooo cheap!😅
You must be black . Studies were done and it showed that blacks were the majority to think this way . Most obviously the lowest level of evolution. Brown Asiatics were second on the list.
Lol 😂😂😂.
I live in a RV and sometimes the police will patrol where u park
@@smartcookie11if lets say, you are parked in a random parking lot, and you don't have insurance, and they pull up, will they ask of just your identification or insurance too?
And where do you park during day and night to about them from disturbing you?
Not really, it's MINIMUM $5000, and the fine can be anywhere between $5,000 and $25,000. so they'll probably see how long you been driving without insurance and increase the penalty accordingly.
Ridiculous, next they will say you can’t drive without a government official in your passenger seat
😂😂😂😂
The eventual goal is to prohibit Civilian Travel altogether. Freedom of speedy and efficient Travel means people are less dependent upon State control.
Control travel, you control the distribution of goods and services, you control how and where people can or cannot rally against the State…
When the State controls the means of Travel and distribution of goods and services, they can more easily manipulate the public.
When people are no longer able to travel to their national capital in a day or protest or rebel, the government has less incentive to obey the demands of the people.
I have Wawanesa 😊 it's Liability but If I get hit, I Pay $100 deductible and if I hit someone it's a $500 deductible So Insurance is Better than Paying out of Pocket when Will People Learn 😒
5k fine is cheaper than what the insurance companies want from you.
You dont need insurance.
The have not nail crew yet 😂
You must be black
What if you make some disabled? What about all their medical expenses and loss of income???? For the rest if their life
@anthonygreenfield123 I was told by some old folks who been through this in a different scenerio and they said the insurence alwaya finds a way out of paying for health related issues from a crash
Dumbest comment award goes to 😂
Does it even make sense to get insurance for a project car?
The best part? You STILL need insurance if your car is simply parked in the driveway!
Yes, if it runs it needs insurance. If it's a broken down car in storage on the driveways- no.
@@AndrewUSA you didn't get the extent insurance companies go to duke you out of money and boy they rarely love paying up. All for the comforts of few.
@@AndrewUSAmy car runs no insurance sitting in driveway. Who told u , u need ins?
@@lukasky_dj obviously I meant "runs" by "driving". Nobody believes if you have a car that stays in your driveway that it would need to be licensed.
@@AndrewUSA
Depends on your town. in my town if you own it, it has to have current tags and reg. In order to register it, it needs to be insured. Could tell you some horror stories that I've been through.
But it gets worse. The lady behind me had an escort wagon she owned from new that was in her garage. She had gone through at least two other cars, her kids were grown and gone I have no idea why she kept it. (I didn't know she still had it) One day it was in the driveway and she was trying to get the tags off it. A tow truck was on the way and she was junking it. She had received a letter from the borough to either reg, sell or pay a fine.
How they found it I have no idea, she had a lawn service and the garage was never open.
Insurance should be illegal the way they operate it’s disgusting. What’s more disgusting we have cops that enforced bull crap traffic laws that should be entirely ignored
Haven't had insurance for 20 years. Try me
Liar
@@OfficerArsenault Nope not a liar at all. I don't even register my vehicles. On 500+ arces of my own land, where else do I need to go? And the last pig on my compound got a gun in his face and couldn't do shit about it, had to squeal back to his car and cry to his supervisor. 😂
@@keithk5071 your land is your freedom
@@keithk5071 your not anywhere near Toronto id imagine or even in Canada
@@just456bc Closer then you'd think to the Canucks but I reside in Montana.
Australian wages for unskilled labor 30$ hourly starting as packer at warehouse.
Monthly auto insurance in Melbourne 150$/month for new drivers. What about Toronto or Vancouver??
I’d say about the same, but in my opinion it’s way too expensive. People are paying way too much unfortunately.
It's Canada, I'm pretty sure an apology and some maple syrup ought to cover it.
Our politicians would rather blood from your first born infant.
🖕 maple syrup and your week thinking. American's are the toughest Coward's going with gun control...
Wish so. They're financing Trudeaus vacations with your fines .
Canadian here 🙋♂️ I fucking wish 😂 I've been nailed 5 times. Shit gets expensive after a while 😂😂
@@rugbyfan808 ruclips.net/user/shortsOCT7DqfADhc?feature=share
Canada- Section 24(3)a fine of 598.00. No insurance -if you don't have insurance at all. The vehicle can be impounded for three months.
if you do have insurance and you don't have it with you. They can call in insurance that you do have it, but you can get a ticket of $ 81.00.
That you can also dispute in Court and it Wouldn't be the same as section as section 24 (3) and (b) you have a choice how you want to dispute it.
If the officer is nice he, might just give a lesser clearance in his Mercy or Grace concerning traffic tickets, refusing to show your insurance has many reasons, the officer might be considerate to that reason-.vs -No insurance at all.
Not in regards to other officers money laundering, that's a different story.
Not sure what you're referencing, but the officer is referencing the Ontario Highway Traffic Act, which is what applies to drivers in Ontario.
one of the stupidest unlawful ever law which i heard
One of the stupidest comments too.
@@OfficerArsenault seems your knowledge of the law is very law I pretty sure you have a connections with such little place as manitouwadge is it? if you are so brave lets court it
quit yapping@@denyspetika7396
In Arizona its:
The fine for driving without auto insurance in Arizona depends on the number of offenses and can range from $500 to $1,000:
First offense
A minimum fine of $500, plus a three-month suspension of your driver's license, registration, and license plates
Second offense within 36 months
A minimum fine of $750, plus a six-month suspension of your driver's license, registration, and license plates
Third or more offenses within 36 months
A minimum fine of $1,000, plus a one-year suspension of your driver's license, registration, and license plates
In addition to the fine and suspension, you may also be required to file an SR-22 certificate of financial responsibility for up to two years. This is a more expensive type of car insurance.
That’s a different system for sure; thank you for sharing.
Absolute criminal..look how proud he is to say I have the right to steal your money.
you prolly dont even got a car bud
The insurance company overcharged me for a car I sold 4 months ago, but they charge the new owner too, double policy same car same company KEMPER (INFINITI), guess what? I refuse to pay the following month until they return my money to the bank. They cancel my policy in the middle of a trip. Should I sue them?😢
Next it will be a life sentence.
You dont need insurance if you can afford to pay for the damage you cause
Exactly.
It used to be a basic understanding that you choose to take your life in your own hands when you drive a car, fly a plane or ride a horse…
Doing anything comes with a risk of injury and death.
People used to get into fender benders all the time, and the cost of repairs was manageable for most people.
Then insurance companies came along, not as a mandate, but as a Market Business.
It was always something of a Ponzi scheme, but in its infancy offered a service for the people who might not have a decent savings stashed away to pay for damages. Being a service, insurance companies competed with each other, offering low rates and high returns. It was a market business..
But then the State made Insurance Mandatory.. This removed the incentive for market competition, because now insurance companies are guaranteed money.
So they hiked the price up.
Same thing happened with Health care.
It used to be that doctors and hospitals were Free Market Services, offering healthcare services for competitive rates.
Then Health insurance came along, seeing a way to collaborate and guarantee both medical services and medical insurance money. So the doctors and hospitals were starting to charge people more if they were uninsured, to incentivize people to get health insurance, because with insurance they were guaranteed money.
And as soon as the state mandated health insurance, competition ceased altogether.
And with the State Mandating Insurance, the Lawsuit Culture blossomed..
Because now people were incentivized to Sue each other and their insurance over guaranteed money.
People without insurance were suited for all they own, and people with insurance were suited for not getting payed enough, and insurance companies were suing each other for more money…
Insurance as we know it is a Scam, and the manipulation of the market by the government and insurance industry has insensitivised the litigious lawsuit culture we are saddled with today, sapping the people of their earnings and possessions, and destroying the free market.
It is the Death of Liberty.
And at the rate we are going we will all soon be perpetual Debt slaves owned by the Insurance institutions, in a constant state of suing each other for our five minutes of wealth that will inevitably go right back into the Coffers of the Courts, the Lawyers and The Insurance Industry.
Negative. You forgot health care
Didn’t know you get fined for “not” driving with insurance. Like you have the insurance do you really have to drive???
Me watching this while driving with no insurance 😅
Facts ❤😂
Everytime I get caught driving without insurance they always say "fine" so I'm fine right?
On public roads you don't need insurance it's covered under the license plate but many people doesn't know this... if you take the highway than yes you need insurance because highways are not public roads but government build roads. Public roads are your normal streets.
You do that buddy. 🫡
lmao… try this in Durham, they’ll throw the book at you.
@The Knowing do you know what's the difference between federal laws and provincial laws?
@The Knowing if they throw the book at me, I'll throw the whole federal law book at them 🤣 🤣 🤣 🤣
@Leeeroy Jenkins I have been doing it since 2000
i installed a supercharger kit with the 5k and have outran bridgeport, new haven, waturbury, Putnam County, Danbury, and no insurance or registration. It’s not reckless when i have a track car and tons of track experience and modifications Im NOT PAYING INSURANCE SCAM OR FINES never been in an accident ever but have avoided hundredths of stupid drivers
Yeah it’s true, avoiding bad drivers is the difficult thing some days. People are getting ripped off by insurance companies daily.
He's just asking for a friend
My ticket fine was only 200$ … Chinese officer was so kind..I was struggling on those days 2 years back… thank god I got better now❤❤❤❤… god and he helped me thanks Canadian police
how did u get insuarance with that tickets
Biggest scam in America
Not America bud.
These arent American police...
Hello officer I always catch cops on their phones as they drive. Why is it ok for them to do that?
If I am paying insurance, Why does my insurance go up after a claim? Scammers
Because you no longer have a clear record. Duh.
@dianeparry6498 But we are paying monthly to cover ourselves and will continue pay DUH. You seem to be favoring the people who work relentlessly to crush the middle class. You are a bootlicker or somethin?
Only if the claim is your fault.
My wife got a no insurance fine 6 years ago and as he said $5000 went to ex copper, they wanted $2500 to represent her in court, but one lady at front desk told to represent her myself and didn’t have pay anything besides the fine, I did that, asked for the disclosure at the court house, talked the crown and told him why she was without insurace and he agreed to reduce the fine, but it was up to the judge to decide how much would be reduce. Court day I present case to the judge and agreed to reduce it from $5000 to $350 and my wife went a paid it the same day.
I argued that she was taking one of hour kids to the hospital because it was an emergency and at tha moment she was on social assistance and I was out of town for work that day and couldn’t drive my son myself and she didn’t a choice, but drive her uninsure car, but that was the first and last time she drove with no insurance
Hanks for the input.
Still cheaper then insurance 😂
Ive driven without insurance+licence suspension and i drive like i own the insurance companies as well as the road but didnt get pulled over once for about a year
Keep up the GREAT work my Canadian brother 🍻✌️🇨🇦✌️
"You again?" like an npc from skyrim lol
FIVE THOUSAND??? Back in the 90's in Colorado I think I paid $250. Yikes.
I was stopped by the police. I don't have car insurance. And they sent me 45 days of corral the car? What do I do and they didn't tell me how much
Insurance is a scam 😊
I don’t have no money for insurance payments.
But I will have $5000 for ticket.😂😂😂
It's a by-law...have you ever taken it up to the Supreme Court? I have and found out a lot of very interesting information. Especially when it comes to traffic laws.. notice its a fine
Not a by-law
Not true. It's 5 grand if you've been caught a bunch of times, or were in a collision. First time I was caught it was $1200. By the book its 5 grand, but the judge will bring it down if you're record is relatively clean.
Love these. Listen and learn!
Thanks!
In Canada no insurance probably means the driver already has a suspended license, after huge fines, drivers enter the criminal system. You ALSO cannot sound your horn excessively. It’s use is a warning for defensive driving.
Some states have it where you lose your license for a year and have to do community service plus the fines for not be able to afford insurance especially in the high states that everything is expensive
Way too expensive these days.
My annual insurance costs much less than $5000. I currently live in Peel but there is a possibility of moving back to T.O. soon and I hope the insurance doesn't go up.
When are the police going to start policing for the people and not the government ?
Well I'm not sure exactly where this post came from however I live in Colorful Colorado it a $500 fine, but don't move here because of that reason, the cops here 10 times worse than any other state I've ever lived in.
A lot cheaper there for sure, Canada here.
Hello officers. Is driving with your dog in your lap consider distracting driving????
Nope
Dang, Canada has really high prices, it’s about $200 here in Texas
Wow!
How is someone living on a fixed disability income supposed to afford auto insurance and the tickets that come with being pulled over by cops. My medical bills and living expenses are 300% of income as is….?
Insurance rates are too high, I agree with that. But driving without is an avoidable expense.
@@OfficerArsenaultI hear you. I live with MS, I have a car so my caregiver can take me to my weekly appointments..so what options do I have?
New update fine ehh.
Use to be $1,276.54 and doubled on every extra ticket..
How about driving with suspended insurance? What’s the minimum
I'm pretty sure he said, how much is the fine if you're NOT DRIVING with insurance. And not driving without insurance. There's no fine for having insurance and not driving.
You are right 😂 he asked it wrong 😅😅😅😅
HOW MUCH IS THE FINE IS YOU ARE DRIVING WITH NOT INSURANCE
In India the insurance is just 3000$ for a year, that to for a Lamborghini and the fine for not having an insurance policy is 12$.
How much fine to Insurance companies for scamming ppl?
I love how tough bro feels with his little ass smirk
As tough as you and your comment? 😂😂 what a flex lol.
Why is insurance mandatory but private individuals own insurance companies…. Insurance should be government owned institutions
What about the Chevron Doctrinethat was
overturned
“If you’re not driving with insurance” 🤣
I WAS SELLING A CAR WHEN I WAS 18 AN HAD TO DRIVE IT DOWN THE ROAD SO I DIDN'T SELL IT AT MY HOME. DIDN'T HAVE INSURANCE ATM CAUSE I WAS SELLING IT. AS WE KET AN MAKING THE DEAL A COP PULLED UP. AN I ENDED UP GETTING A 5000$ FINE. THANKS OPP. SOLD CAR FOR 2500$ AN PAID HALF. 😂 😢😅
Its a mandatory court appearance and it's up to the judge to decide total fine payment and when it needs to be paid by.
Damn I remember in 2012 was just $300 the fine 😮
This is pretty messed up.. I had my motorcycle stolen, bought a new one couldn’t get it insured and eventually had a iffy run in with the police. That was 2 years ago. It’s lead to “giving up” in a sense im now an alcoholic and I’m still paying the fines. Not to mention I can’t get insurance if I wanted to now. Sure teach a youngster a lesson but I feel it’s ruined my life over the years. Not complaining but sharing is all. God bless
Sorry to hear that, truly 🙏🏼
I wish it was like that everywhere I've been in so many accidents where the other driver did not have insurance and they just let them go with a simple ticket with hardly any fine
Pay attention to the question... he asked if you are not driving»» with the insurance so you don't have to have insurance if you don't driving 🤨
Yup big scam agreed, also never accept the first offer an insurance company gives you. Wait till the 3rd offer maybe push to the 4th. They offered me 19k on the 3rd offer it was 22k then I hit them with the tires and the tunnel cover, baby seat and jackets. Came to 23.5k. Fight don't give up.
Yeah that’s a good point about not accepting the first offer, I did the same and it really worked out in my favour. Perhaps I’ll do an interview with an agent. I appreciate the comment.
he asked how much is a fine if you are NOT driving with insurance ?
Why don’t they include the insurance in the registration of the vehicle?. We have it in Australia and it’s easy no fuss, no stress of getting pulled over because you forgot to pay for the insurance!.
Starts at $5k ?????? Where does it end?
Doubles every offense after. Second offense starts at $10,000
I got a ticket for no insurance in California, it was roughly $750, and after I got insurance, they lowered it to $500ish
Very nice 👍🏼
Instead of fining them, just create an insurance fund for them by making them pay $5000 into it, and $100 a month therafter. That fund pays out damages like real insurance without an insurer profiting. Use DMV staff to assess damages. Every 3 years you up the price for new drivers, while cutting the cost for good drivers.
For a Mazda 2023 Cx5 and cx30 2022 with 2 tickets and 2 driver I pay around 5k a year
Get a lawyer.. thats all you pay🤣🤣🤣
Not in the USA, it's about 6-8 hundred
Just got a hit in run in the middle of the night while my truck was parked outside, drove my truck all the way to the body shop just for 2 days later they tell me theyre gunna total it. I walked around the neighborhood and found 2 different cars with the correct color hit on the correct side, told the cops the plates. And i havent heard back from either one and i have no vehicle.........also most people are probably driving cars that are $5k cars just by themselves.
What a piss off, I don’t blame you. Not acceptable in my book.
I think sometimes when a cop tails you when you’re speeding, and they don’t pull you over, it’s probably because you got no convictions and valid insurance
Driving w/o insurance, one slip up or cop notice you, runs your plates and you get big ticket
I cannot confirm nor deny that lol. Thanks for the input!
In Ontario (no fault) insurance is a crock. Everyone pays. Had a accident in Grants New Mexico. Other driver was 100% at fault. Car was fixed in Albuquerque New Mexico, $12, 000.00 US and then repaired again for $9,000 CDN. When settked with insurance company I asked if they would summit reimbursement against other drivers insurance company, i was informed no faukt insurance so my rate should not increase.
Got pulled over twice in California and had no insurance, or registration and, I never got a 5k fine, just apear to court paper and I got dismissed 😅
Happens a lot here too. Always go to court!
What have you done about it? I mean I have seen people's cars getting hit by other drivers and they simply exchange information, but what if they dont have insurance? Do you have to call the police and file report or how do you go about it?
Yes police can be called for sure.