Choose your own card network

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  • Опубликовано: 10 апр 2024
  • RBI has asked banks to stop entering into exclusive agreements with card networks. The move is positive for NPCI's RuPay cards because of their UPI integration.
    However, most banks have flagship card products in partnership with either Visa or Mastercard.
    In 2022, RBI allowed cardholders to store their card details in UPI apps and make payments by scanning QR codes.
    While the circular applies to credit card networks, only RuPay has received permission to integrate with UPI.
    The directive will be effective in six months.
    The new circular means that customers will no longer be limited to a card network chosen by the issuer.
    Banks will have to provide existing cardholders with this option at the time of renewal.
    Issuers with fewer than 10 lakh active cards will be exempt from these requirements.
    Issuers with credit cards on their own network (like American Express) will also exempt from this circular.

Комментарии • 223

  • @aravindkaasu
    @aravindkaasu  3 месяца назад +69

    RBI has asked banks to stop entering into exclusive agreements with card networks. The move is positive for NPCI's RuPay cards because of their UPI integration.
    However, most banks have flagship card products in partnership with either Visa or Mastercard.
    In 2022, RBI allowed cardholders to store their card details in UPI apps and make payments by scanning QR codes.
    While the circular applies to credit card networks, only RuPay has received permission to integrate with UPI.
    The directive will be effective in six months.
    The new circular means that customers will no longer be limited to a card network chosen by the issuer.
    Banks will have to provide existing cardholders with this option at the time of renewal.
    Issuers with fewer than 10 lakh active cards will be exempt from these requirements.
    Issuers with credit cards on their own network (like American Express) will also exempt from this circular.

    • @VMUSICPKP
      @VMUSICPKP 2 месяца назад

      👍👍👍

    • @vengata2008
      @vengata2008 22 дня назад

      Kindly share the notification of network from rbi

  • @vigneswaran3953
    @vigneswaran3953 3 месяца назад +173

    Master, Visa, Rupay
    All cards difference and usage sollunga bro...

    • @sathamhussain1993
      @sathamhussain1993 3 месяца назад +27

      Rupay Indian govt card visa and master foreign network cards rupay use panna Indian govt valarun matha card use panna foreign country valarum avlo than vera onnum illa

    • @errornotfound7142
      @errornotfound7142 3 месяца назад +7

      Rupay card la Upi pay panalam

    • @Warrior12334
      @Warrior12334 3 месяца назад +8

      If you use visa or mastercard you will experience faster and smoother international transaction compare to rupay

    • @jackdin78
      @jackdin78 2 месяца назад +1

      If you use Visa, master card it works in many countries. If you use Rupay, india gummi addikunum

    • @Readsecure
      @Readsecure 2 месяца назад +1

      Rupay will be integrated to all future payments for india .. if u are a person who doesnt go abroad many payment options will be available like post payment pay later etc .. to even reduced charges if more indians are within a same network remember foreign network charge in dollars … even reducing card charges within govt control … investment options like bonds stocks etc can be bought in rbiretail , stock markets like nse bse etc.. to indoor payments will be available … upi in credit cards are a huge benefit as well whats the point in todays term who cant use upi to pay … rupay cards will have other lounge benefits for indian airports … rupay has some metro facilities …. Then for modern railways stations you have benefits like lounge , food , wifi for rupay cards …. Everything in future will be rupay .. so think wise before you decide… last point one nation one card will be on upi which sums up everything

  • @YouTubeFunViewer
    @YouTubeFunViewer 2 месяца назад +84

    Having no credit card is the best 😂

    • @user-xf8mc1zb9j
      @user-xf8mc1zb9j 2 месяца назад +4

      If you know how to use the credit card you'll get many benifit, if not you'll be tapped. Try to use credit card but use it carefully. If your not using credit card your loosing lots of benefits.

    • @ProTecTor.
      @ProTecTor. 28 дней назад +1

      That's dumb statement dude

  • @Arun_cancook19
    @Arun_cancook19 3 месяца назад +61

    Only gpay, phonepay, paytm😂

  • @SarathSmith
    @SarathSmith 3 месяца назад +54

    Visa , Master , Rupay

  • @kathiravanp8646
    @kathiravanp8646 2 месяца назад +5

    no credit card until this year😂😂😂

  • @TamilNadu.Singam
    @TamilNadu.Singam 2 месяца назад +16

    மாச கடைசில பிச்சா கூட எடுப்பேன் கிரெடிட் கார்டு வாங்க மாட்டேன்😂😂

  • @sathiyakalav
    @sathiyakalav 3 месяца назад +4

    Thanks for ur information

  • @usedlorrysalestn1942
    @usedlorrysalestn1942 3 месяца назад +24

    Rupay semma mass ah na credit card..
    Last month lorry ku 1L diesel poten UPI la dhan amount anupchen.. Zero Charges

    • @PraveenRaja-mc5tu
      @PraveenRaja-mc5tu 2 месяца назад +2

      Ippothaiku rupay cards boost panna government move than soon they will change

    • @harishkumaru8911
      @harishkumaru8911 2 месяца назад

      Fuel pumps la Rupay UPI work aagadu kanna. Yenna kadhai sollre, semmeh

    • @usedlorrysalestn1942
      @usedlorrysalestn1942 2 месяца назад

      @@harishkumaru8911 poi adichu paarunga apa dhan terium.. Adikama pesadhinga bro..

    • @Jollylife15
      @Jollylife15 2 месяца назад

      Rupay card la indha mathiri transactions ku cash back varuma?

    • @usedlorrysalestn1942
      @usedlorrysalestn1942 2 месяца назад

      @@Jollylife15 nope...

  • @gobirajendiran263
    @gobirajendiran263 3 месяца назад +6

    Usefull info

  • @vijayakumarvenkatesan699
    @vijayakumarvenkatesan699 2 месяца назад +9

    Rupay debit card

  • @NAVEENKUMAR-ji2ug
    @NAVEENKUMAR-ji2ug 3 месяца назад +3

    Amex, Visa, Master, Rupay

  • @dineshcutsofficial731
    @dineshcutsofficial731 2 месяца назад +1

    Me who didn't know about credit card and debit card 😂😂😂

  • @rahulraavana4069
    @rahulraavana4069 3 месяца назад +2

    Bro credit card aa apdi crt aa use pandradhu nu oru full video poduga bro ❤❤❤

  • @ARGchalangestamil
    @ARGchalangestamil 3 месяца назад +1

    THANKS

  • @nznsingertamilofficial
    @nznsingertamilofficial 2 месяца назад +4

    Master , amireca experience, master, visa, rupay

  • @vigneshvidi
    @vigneshvidi 2 месяца назад

    SBI Master Card , HDFc Visa

  • @dineshkumar.g12
    @dineshkumar.g12 3 месяца назад

    Thanks bro

  • @Mahalakshmikorea
    @Mahalakshmikorea 2 месяца назад

    American Express, visa , rupay, master card 4 network card

  • @dineshvadivelan4245
    @dineshvadivelan4245 3 месяца назад

    Oru benefits of rupay visa mastercard pathi oru video podunga

  • @tamilpeople4684
    @tamilpeople4684 3 месяца назад +2

    Still now not get any credit cards...😅

  • @professor196
    @professor196 3 месяца назад +15

    Credit card illayae bro 😅😉

  • @Santhoshkumar-gz2jr
    @Santhoshkumar-gz2jr 3 месяца назад +9

    Visa,jcb,rupay,mastercard

  • @ABD-vh8wd
    @ABD-vh8wd 3 месяца назад

    Entha network best oru video podunga bro

  • @dhanusriideas1524
    @dhanusriideas1524 3 месяца назад

    I am not credit card, i am happy.

  • @user-pw1qe6tk9p
    @user-pw1qe6tk9p 2 месяца назад

    Yuvarani kum vonakum super match .. rendu perum mingle aavirunga .. good pair

  • @aravinthvenkataraman7127
    @aravinthvenkataraman7127 15 дней назад

    Platinum hdfc

  • @DS-fh2cm
    @DS-fh2cm 3 месяца назад

    Which credit card is best

  • @selvakumarpillai
    @selvakumarpillai 2 месяца назад

    I have a Visa card from IDBI. While they allotted a new card, I asked for a rupay card, but they were sent a Visa card again...

  • @Felix_Raj
    @Felix_Raj 2 месяца назад

    I have the same issue da.

  • @sasiKumar-dh8nd
    @sasiKumar-dh8nd 3 месяца назад +1

    WWE card only😢😢

  • @josekaiser007
    @josekaiser007 2 месяца назад

    Please make a video on pros and cons of all the card networks. Also please make a video on how link rupay with upi.

  • @stevensmith2973
    @stevensmith2973 2 месяца назад

    Rupay-2
    Visa-3
    Master-1

  • @sowrirajanl9988
    @sowrirajanl9988 2 месяца назад

    Last month. I ordered SBI prime card. Lastly that lady over the phone sir prime card American express network nu mumumuthu solitanga. I didn't even hear the American express network part. After that once ordered I can't change the network now. American express is not accepted in many places in India. Now i have to replace and order again from the beginning. Big scam. Have to be very careful in credit card process

  • @HariharasudhanallinoneTamil2
    @HariharasudhanallinoneTamil2 12 дней назад

    No credit card

  • @user-wz3bf9gs6k
    @user-wz3bf9gs6k 2 месяца назад

    All banks not tie-up with card network but tie-up with collection agency name local rowdy 😂😂😂😂

  • @lgthamaraiselvan
    @lgthamaraiselvan 3 месяца назад +1

    Master Card Switch panitah VISA Card

  • @TnLan252
    @TnLan252 12 дней назад

    Rupay credit card is not acceptable by all merchants using UPI payment.

  • @leanderrithicun9331
    @leanderrithicun9331 3 месяца назад

    VIP - velaiyilla pattathari

  • @mulaiparivalarthal
    @mulaiparivalarthal 5 дней назад

    Visa card

  • @ANBUTECH
    @ANBUTECH 2 месяца назад

    ICICI Visa

  • @akshahid7600
    @akshahid7600 2 месяца назад

    bro diners club international card pathi solunga

  • @29111990ish
    @29111990ish 12 дней назад

    ethum venam apram kastam than padanum😂😂

  • @SabariPrasadAV
    @SabariPrasadAV 3 месяца назад

    Does this only applicable for credit cards!

  • @nilavarasan_v
    @nilavarasan_v 2 месяца назад

    Visa, Rupay. 2 credit cards same bank

  • @hariharanb07
    @hariharanb07 2 месяца назад

    Cc payment romba varushama pending la iruku. Emi pay pannala. Ippo total ah pay pannitu eppadi cibil score increase panrathu.. housing loan vanganum.. any suggestions?

  • @kuttylogigaming5460
    @kuttylogigaming5460 2 месяца назад

    Anna entha net work speed ta erukkum ethu price comiya erukkum

  • @wisdomvishnu880
    @wisdomvishnu880 2 месяца назад

    Same content i saw three days back

  • @vijayv2004
    @vijayv2004 3 месяца назад

    Is same for debit cards...?

  • @balaganesh.r5750
    @balaganesh.r5750 3 месяца назад

    Already vangiruntha matha mudiyuma

  • @Prakashpalanisamy.TN78
    @Prakashpalanisamy.TN78 2 месяца назад

    Visa Only 😂 but I have virtual Rupay credit card 😅

  • @priyadharshan5969
    @priyadharshan5969 2 месяца назад

    Good decision

  • @karthikeyan0289
    @karthikeyan0289 2 месяца назад

    Does this applicable for debit card also.

  • @prawinsanthanaraj3391
    @prawinsanthanaraj3391 2 месяца назад

    Visa is always better than RUPAY. There were laot of payment failures with rupay

  • @mohammedarief6529
    @mohammedarief6529 3 месяца назад

    Amex, Dinersclub, MasterCard

  • @PrithviRajExplores
    @PrithviRajExplores 2 месяца назад

    I have one mastercard, one visa and one rupay.

  • @balasarathkumar6106
    @balasarathkumar6106 2 месяца назад

    Enkita card ella only gpay and phone pay

  • @Ansar.Armycute884
    @Ansar.Armycute884 3 месяца назад

    Platinam ennudaiya cuard ok va antha network

  • @tonyantoyt
    @tonyantoyt 3 месяца назад

    So nan ippo use panura cards ah Rupay ah matha sonna mathi tharanum ah..

  • @SSC651
    @SSC651 3 месяца назад

    Hai anna
    Iam studying Annamalai University engineering faculty
    First year
    I am applyed loan in Indian bank but he has not responding and not sanction my loan 5month achi loan apply panni but ______?

  • @subashsa2281
    @subashsa2281 26 дней назад

    Bruh I'm using SBI credit card enaku outstanding 13 k potrukanga but na adha swipe panavey illa na idhu vara Ella billun correct ah pay paneeruken but enaku endha oru message um endha oru notify um panala

  • @naveen-ui3bf
    @naveen-ui3bf 2 месяца назад

    SBI Rupay credit card

  • @statusonly3898
    @statusonly3898 Месяц назад

    Visa than

  • @rajaradiology
    @rajaradiology 3 месяца назад

    no bank credit card

  • @user-jp3lz7ms1w
    @user-jp3lz7ms1w 3 месяца назад +1

    Rupay is best

  • @26suriyascomlb87
    @26suriyascomlb87 Месяц назад

    Visa

  • @saravananram4785
    @saravananram4785 2 месяца назад

    Bro debit freeze remove pannuratha video podugga bro

  • @Nataraj-Priya
    @Nataraj-Priya 3 месяца назад

    Rupay Visa

  • @googlegoogle5213
    @googlegoogle5213 3 месяца назад

    Bro enakku canara bank la account irukku one year ku munnadi platinum debit card use panna atha miss pannida bank la letter koduthu block pannittu new card apply panni visa card vangina ana avanga block panna ma vittutanga ippo enakku 1 year kku charge poduchittanga bro bankla ketta nenga card ha block pannala letter kudutha evidence irukkanu kekkaranga bro

  • @sridharans7834
    @sridharans7834 3 месяца назад +3

    already visa card iruku...atha eppadi rupay ku change panrathu bro? and changing ku charges ethavathu irukuma??

  • @ragulnandha6720
    @ragulnandha6720 3 месяца назад

    Visa and rupay

  • @GokulBearGrylls
    @GokulBearGrylls 3 месяца назад

    Master , rupay

  • @farhanaasik7116
    @farhanaasik7116 2 месяца назад

    No credit bro only pay later Flipkart & Amazon no another chargers😜😜

  • @johire8085
    @johire8085 3 месяца назад

    Is this available for debit card?

  • @ponr6737
    @ponr6737 3 месяца назад

    VISA MASTER Mastro

  • @vengadesh_r
    @vengadesh_r 3 месяца назад

    Rupay Select Credit Card

  • @RAJESHWAR9212
    @RAJESHWAR9212 3 месяца назад

    Credit card vangalama venama nu yosichitu iruken vro

  • @Ranjithkumar-vk1du
    @Ranjithkumar-vk1du 2 месяца назад

    C card use panrathu illa pa

  • @darkff5153
    @darkff5153 2 месяца назад

    Rupay

  • @ganesh5290
    @ganesh5290 3 месяца назад

    Rupay card koduka mattingaranunga bro.

  • @skthamilselvi4344
    @skthamilselvi4344 2 месяца назад

    No credit card bro😢😢

  • @JonesDominic
    @JonesDominic 3 месяца назад

    VISA

  • @prabhakarj2386
    @prabhakarj2386 2 месяца назад

    iruntha 3 credit card uhm thalya suthi thooki potachu 😂

  • @thanikachalam800
    @thanikachalam800 2 месяца назад

    visa thaan

  • @vsr1560
    @vsr1560 3 месяца назад +3

    Foreign pona rupay work agadhu...visa dhan best..

    • @MadhuSuthananJay
      @MadhuSuthananJay 3 месяца назад

      Nalaiku polamnu iruken paar..

    • @vsr1560
      @vsr1560 3 месяца назад

      @@MadhuSuthananJay ok poitu enaku oru rendu foreign bottle vangi send panunga...

  • @vijaykumar-bw2dq
    @vijaykumar-bw2dq 2 месяца назад

    All network card iruku bro

  • @ststechtamil5124
    @ststechtamil5124 2 месяца назад

    No credit card....
    No network

  • @MoviesinTamil-mi7wp
    @MoviesinTamil-mi7wp 3 месяца назад

    September 6 is my birthday

  • @parthasarathy4744
    @parthasarathy4744 3 месяца назад

    Visa sbi Card

  • @jacinthdivya2275
    @jacinthdivya2275 3 месяца назад

    Anna scam panii Matti Kitta yapdii Anna namba money yaa return vagurathuu plzz konjam sollugaa Anna plzz anna

  • @sheikameens2462
    @sheikameens2462 3 месяца назад +1

    Master

  • @mr.hayakrish6552
    @mr.hayakrish6552 2 месяца назад +1

    Dinner club

  • @jaganjp498
    @jaganjp498 3 месяца назад

    Rupay bro

  • @sharemarkettamilraj6125
    @sharemarkettamilraj6125 3 месяца назад

    Master card

  • @cartoonbaby5711
    @cartoonbaby5711 3 месяца назад

    Master $ rupay

  • @mohammedameersaleem.m4795
    @mohammedameersaleem.m4795 3 месяца назад

    SBI metro card 😅

  • @SakthiVel-on5qh
    @SakthiVel-on5qh 3 месяца назад

    Rupay 👍

  • @timepasstubes1432
    @timepasstubes1432 2 месяца назад

    We want no bank india 😂

  • @scorpio44869
    @scorpio44869 3 месяца назад +1

    Credit card epadi close panrathu konjam sollunga plz
    Close panra option thavira matha Ella option mm irukku

    • @appu.sruthi
      @appu.sruthi 3 месяца назад

      Nera bank ponga
      1 day angaye irunthaathan

  • @FirstContactRAM
    @FirstContactRAM 3 месяца назад

    Amex