“Does This Not Feel Weird to You?”
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- Опубликовано: 9 июл 2024
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That's a mess. They're hardly even married. I'd say they are nothing but roommates, but honestly they're not even very good roommates if he's coming up short on the housing payment.
Roomies with benefits in the bedroom and idiotic kids about everything else.
She's as guilty as he is.
And this is just carrying over the bad habits they developed in their previous relationships.
Catholic school for 3 kids isn't as important as not having a home to live in.
Hate that kids are involved. They’re clearly gonna divorce soon. Sad situation.
They won't. They can't afford divorce.
@@lav7161i think this cheaper to keep her doesn't apply here, he will be better getting rid of her
@@hiteshadhikariyou think she’s the problem? Did you even watch the video?
Private Catholic school and behind on the mortgage lol
What's funny no different than u behind on ur car payment but u paying for online gaming 😂😂😂
He *needed* a new car so *he* bought a new car. I wonder how much that car payment is. Who can possibly think paying for private school is more important than not being homeless? I feel bad for the caller. Her life is a mess.
So did I, but she seems to have this problem and being a tool. Also where are the kid’s dad? Is he dead? That’s still going to be income from the state, is he incarcerated? Doesn’t looks good for her to have multiple kid with him or with other guys.
Guys a POS and she’s too used to letting people walk over her
She has to understand that they can’t afford private school. With his money or not! And if they don’t bring more income nobody is going to have a good outcome. The old saying I can do bad by myself. And her husband doesn’t want to let her know what his income is. It is ok to say I made a mistake by marrying this man. Love don’t pay the bills!!
But it's important to her for others to know her kids go to private school and that her family pretends to have values.
Her husband not disclosing what his income is a big issue.
@@BeyondTigerMilk I don't get how you can spin this to be her problem. She even admitted that cutting out their private school was a step she's willing to take... the husband not bringing her in and treating their finances like they're one is the root of the issue, not private school.
@@jamesseurat8679 Marrying wrong is her problem. Enrolling kids in a school you can't afford is her problem. Divorcing and remarrying a man who doesn't want to integrate lives is her problem as much as it is his.
@@BeyondTigerMilk So everything is her problem and nothing is his? I don't understand how you can be so delusional to assign all of the blame to one person.
We I got divorced, I showed the judge a spread sheet showing his WHOLE paycheck went to his expenses. Zero to the household. The judge made him sign over the equity in our house in a quit claim deed. His selfishness needs to end today!
This was a great idea. I wish I would have fought harder and kept more of my equity since I paid the majority of the bills.
‘We I got divorced.’ What does that MEAN.
@@marshalltille7770 "When I got divorced" probably
I don't understand why people don't talk about this together before marriage
Sounds like she didn't do her research on why he was actually divorced.
She’s calling to have other sh** all over the husband with just her side of this story.
She also had to have known.. it's been less than a year
@fernnoli .
No !
Why she was actually divorced ?
So many red flags...can't keep up. She gained another 2 children not a husband. Sad.
Some people don't need to be married.
my hands are up. way way up.
As a husband WITHOUT kids, I couldn't imagine not caring enough to just let my wife and kids be put in a terrible situation like this. Stumbled across Dave due to $5K in CC debt and $10K in car debt. Worked 80hrs a week to get that cleaned up and a proper emergency fund in place. This dude is like "lol, not my problem that your account is negative. Have fun taking care of the kids though"
Agreed. I don't understand how another man can get married and act like this. If he were my brother, I'd be asking him, "Do you want a wife, a divorce lawyer, or a bed in the morgue? Because the way you're acting is going to end in one of the last 2, guaranteed."
What kind of job did you work when you were clocking 80 hrs a week?
@@mahoganyrn5611 engineer / project manager as my career from M-F. I’d log off at 5 and helped a contractor with additional labor for evening and weekend projects he had. Any other spare time went to Door Dashing / Uber Eats.
@@mahoganyrn5611plenty of service industry jobs that you can do this in.
Their marriage is going to end in divorce soon.
Briffault Law.
Ok Dave. 🙄.
Take it easy there tiger
Relax, y’all always jumping to divorce without trying to fix things.
@@busam1578 It's a second marriage and the moneys not working like she thought. It's over.
She doesn't have a husband she has a room mate.
As a man with a wife and two kids, I couldn't look myself in the mirror when I woke up if I wasnt providing for my family
And this is why we have the societal problem now
It’s called equality. The woman should also be the sole provider in marriages.
@miketheyunggod2534 Umm... sole means 1 dude.
@@miketheyunggod2534 Do you know any marriages in which the man and the woman are both the "sole" provider?
@@chazzkramer7676 that's the point
Besides that this is primarily a marriage problem, what’s their income. Since she’s not willing to give up private school, it sounds like they live well above their income. Why didn’t Dave ask for their income & debts?
Probably because none of that matters if they aren't working together like a married couple should. Nothing else matters if that is not happening.
I already stated that this is primarily a marriage problem. Their income/debts are also important because she is unwilling to stop paying for private school. Dave has repeatedly had people making over $150,000 year whose spending is out of control & they aren’t willing to give anything up.
She has three children and no husband!! Heck no!!
She is sending kids to catholic school. She is the ignorant child
That's pretty harsh isn't it
The truth is a lot of people are struggling out there. We are suffering and don’t know where our next meal is coming from. A proper UBI and student loan relief would go a LONG way in helping us all out. We could pay our bills and put food on the table. Why don’t Rachel and Dave want that for us?
@@costco_pizza Why should I as a tax payer relief your student loan?
@@costco_pizza most people aren’t on a budget and living below their means, that’s why so many are struggling. Not because of student loans. It’s because they’re not disciplined financially.
OMG, what is wrong with the Husband? What a weirdo.
He doesn’t trust women.
He didn't want her. She probably didn't want to be a single mother and took what she could get.
This is the reason why you should NEVER move a man to your home!
weird arse comment
2nd and third mariages, come on people learn from the first time, get a dog.
lol. No, this time it will be different 😂😂
Uncle Dave now you're a marriage counselor 😂😂
UN checks out 😂
Two jobs people. I drove FedEx nine hours then did security eight hours after. Not hard to do. Two pay checks six hours of sleep a day for two years. Man up! $90,000
Yes. I've never limited myself to one job or forty hours per week.
My ex had me in debt with 10 credit all max out I had to wait 7 years to start over she's gone now had two grown kids from another man I'm happy 😊 she's gone I'm doing good today financially I'm bless
Assuming the overdraft fee is still $25, she’d have to overdraft her account 65 times to get $1,300 in fees. That’s a huge red flag for this couple. They probably should get divorced. She’s overwhelmed and he seems completely disengaged from being a supportive husband.
Many customers use overdraft like it’s their money.
@@miketheyunggod2534 why don't people use overdraft protection?
Why overdraft fee is his problem? If they have separate accounts and she paid $1300 in overdraft fees, that tells me she is grossly negligent to her accounts. Also, she says her account is -$600 after the overdraft, that means her account would have $700 otherwise as long as she paid attention and transferred the money before the fee occurred. Also, I believe most banks would send notifications when account is overdrafted and she usually has a day to transfer the fund, so she could easily avoid the situation if she simply paid attention.
@@miketheyunggod2534I don’t understand how a bank can let a person overdraft that much. They’re probably giving money away by doing that. I say probably because I don’t know how much money was pulled from the ATM each time, but I’m willing to bet each withdrawal was more than $25.
@@Bruin2002The overdraft fee is not directly the husband problem, but at the same time you can’t just let your wife sink like that. Why even get married at all if you’re just going to sit back watch your wife destroy herself? He needs to step in to be the voice of reason and say, “this is a big f-ing deal and we need make a plan to deal with it properly”. When you get married you’re a team. You can’t just throw your wife out to the wolves when she messes up.
Stop writing checks when you don’t have money.
The 13,000 is an obvious typo. Relax commenters, give them time to fix it. 😂
Nah sis, you got 3 KIDS!!! GET OUT 🏃🏾♀️💨
So easy for you to say. I suspect she married him for security, financial and otherwise and needs his income too.
There are months and months of bad decisions coming to fruition here.
Seems like they have a serious marriage problem
Yeah, they shouldn’t be!
He has another life.
There's not enough information here to make a judgment call.
Agreed 👍
$1,300 not $13,000
CLICK BAIT. They've been doing that a lot lately.
I think it’s a typo…they don’t need to click bait.
It’s actually 1.3 million in overdraft fees 🤭
I don't even think that it's possible to overdraft that much and if it is it shouldn't be!
Where did you get $13,000?
She sounds really unhappy. It also sounds like he’s about himself and the previous marriage is causing stress and many issues. They just got married and it sounds like a train wreck. Her life may be difficult if they stay together.
Yeah poor guy, she sounds like a nagging wife
$1,300 in fees, not $13,000
I don't even think it's possible to have $13,000 in overdraft and if so it shouldn't be! Why apply for a loan or credit card if someone can just overdraft lol.
My ex-husband did something similar to me. His excuse was I brought debt into the marriage, and if I didn't have personal debt, that money could go towards rent, utilities and food, and he wouldn't need to contribute to our finances. He said it wasn't his responsibility to make up the difference. And since he had no debt, he didn't have to work. When I said he needed to help with shared expenses like rent, he'd circle back to my personal debt and say if I didn't have it, then the whole rent would be paid. That was his mentality. That's why he's the ex.
Why didn’t they ask about their debt, their income, tell them to sell the new car, the house. Etc.
They should get divorced, its not going to work out
Hold on. This married couple are devout Catholics, yet they have split finances? WTH?
I probably have accidentally over-drafted a hand full of times due to timing (I don’t keep extra money in my checking), my bank has always reversed the fees.
It is weird to me how many married couples don't have their finances combined. I didn't even realize that was a thing until I started listening to the Ramsey show.
My spouse and I have separate finances. Its the best way to go with a second marriage with kids from the first marriage. The problem with this couple IMO is not that they have separate finances. The problems are that her husband is a deadbeat and she is clueless as to how much he even earns. He needs to be coughing up either half of the household expenses or a proportion based on his salary relative to hers, in addition to his own personal expenses and those of his kid.
My husband and I have separate accounts but we pay bills together and about spending discretionary money together. This guy can help too.
Yeah, us too. He pays anything you write a check for and I buy things in person-take out, groceries, Walmart, car repairs, vet bills for cat, Amazon (ok that's online).
That’s not a husband, that’s a roommate
That husband is a deadbeat dad without being divorced. He needs to put his full paycheck into the accounts. Then pay the bills including the car payment. If he ends up being a little short of cash he has to suck it up. I bet he is walking around with plenty of cash in his pocket.
Naw. Women asked for this. This they will get
Incredible how not a single thing was said about her thinking going to private school is more important than food and shelter. Absolutely incredible. What a joke.
I would have liked to know how much the husband spent on the car, what the repayments are, etc, because it does sound as if it hit the fan with the car (or was it a stupid truck?).
The husband seems to be playing "what's mine is mine, and what's yours is ours'" game. That usually ends in divorce.
Choose right the first time, y'all.
I guarantee he is making more than what he is telling her.
This guy moved in with her, looks like it’s her house not his. Looks like the guy has checked out mentally for whatever reason.
It was probably her ex-husband's house to begin with.
@@zvmZvm0102 He probably didn't want her but it looked like an easy opportunity to take advantage.
He is putting himself #1 and forgetting her!
Even $1,300 overdraft fees is absurd. No need to exaggerate it to 13k.
I think it’s a typo. Video just came out. Give them benefit of a doubt
I was afraid to click 😂😂
It's just stupid to keep writing checks when you don't have money in the account.
And they've chosen the stupid separate finances.
And we will never hear his side... about her spending like an idiot on crap from Amazon.
Her Logic: School > Roof
Wow!!
They failed to ask who owns the house. More likely is hers and she got prenup. So he feels like he’s not part of it . Not saying he is right, but that adds to the issue.
Less than a year of marriage? But it's hard to feel sorry for this when they prioritize private school over food
Comments are saying husband may not want to combine money because she is bad with it but that doesn't make sense. If he is the responsible one then he would be making sure the mortgage and other bills get paid before anything else. But he isn't doing that.
Make men men again
Finally a regular call from regular people.
He is not providing for his family
Only one side of the story
Maybe he is not enthused about supporting her kid.
Incels out in full effect 🤣. Why the hell are you getting married to someone if you're not gonna take care of each other's kids from the ex? Especially if the kids live in the same house as you.
Tbh it seems like the deadbeat husband doesn't want to support the lights staying on or food on the table.
@@graceweber2822
Feminism.
@@jimbrown3366 Would you say that if it was a husband complaining about his wife?
Having her kids in private Catholic school is important to her? You know what SHOULD be important to her even more? Getting out of this financial hole. What we WANT and what we NEED to do in order to survive are two different things. Those kids need to be in public school, at least until mommy and daddy can fix their issues.
Or homeschool
@@kathyharmon2093 right!? That's a choice too
Every time I think about being alone I just listen to these people’s stories and remind myself what it was like to be married, NOPE NOPE NOPE
Marriage is great; most people i know who don't "want" to get married usually are undesirable people.
Been there done that. I had a -2000 back in 2020
yikes .... she must be terrified
Would love a follow up call.
This is why I don't have kids. Because I don't have money lol
Albany- my home town!
I think he knows exactly what he is doing. In no world does the husband have an income and zero goes twords the responsibility of the homes finances. Unless the couple decides to live on one income to get out of debt or make a major purchase in the future.
Dont overdraft the account, and this wont happen
Two people who each have been divorced. Odds are not in their favor.
So random I know, but I’m LOVING Rachel’s new haircut 😍❤
I feel for her, I’ve been in that same position before minus the marriage. Overdraft fees are a different kind of debt, it is more urgent and you feel more overwhelmed because you don’t have the money and each time something is taken out you get charged for it. I don’t blame her for feeling overwhelmed.
Child support hit the husband hard
1:25 The husband and wife need to get on the same page with how they're financing their life.
How much does he make? How much does she make? How much are all their bills? Dave just threw the husband under the bus without asking questions.
Why send kids to a Catholic school when he doesn't act like a Godly husband at all.
Is the husband not contributing to the mortgage? I don't remember if she said it or not.
IT sounds like he may think he is but he is just giving her money when she asks for it and does not know or even care if there is enough money to pay the bills.
I used to bank with Wells Fargo and they gauged me overdraft fees, even when I wasn’t negative. I bank with a money market that has overdraft protection. If I can’t afford it- I can’t get it. As it should be.
Wells Fargo. Bank fee thieves.
I have Wells Fargo and no fees
I bank with Wells Fargo too and had that problem 20 years ago when I was 16. Never had that problem again because I don't live paycheck to paycheck. You shouldn't either.
@@MrTmenzo this was a decade ago… but that’s why they lost me as a customer. At that same time, the only way for my parents to get free checks (that’s how boomers pay) WF made it so the only way they got free checks was to maintain a minimum balance of $20,000! That’s just stupid. They got smart faster than I did!
@@front331 I don’t! But I do make money with my money :-) I’m a decade later than the overdraft fee of myself! But it was down to being off by Pennie’s and being charged $35 each time I rounded wrong! Never again!
I feel for her, but still like to hear his views.
Always know how your partner is with money before you marry them.
I feel like we are not hearing the complete story.
Caller: “My husband cheats on me and goes to strip clubs every night while maxing out our credit cards.”
Dave: “mmhmm, and what is your household income?”
I’m sure that third or fourth marriage will work out fine.
lol, two divorced people who say Catholicism is REALLLLLLY important to them
I have auto draft protection. This is just sad wtf
I, too, have overdraft protection.
Around 41% of first marriages end in divorce. For second marriages, it's 67%. When do you think to yourself: "maybe I'm not good at this"?
I heard it was 30% for first marriages
@@khrisstake2210 Possibly- I only looked at 1 source. Clearly, though, the divorce rate is much, much higher for subsequent marriages.
I would like to hear the other side of the story first before suggesting anything here.
But off the top, as a single guy of age 42 who can barely even get a date, I don't like to do it, but I blame her almost as much as I am tending to blame him. Why do women pick such losers?
When cars are involved, its over
I wish I could hear the husband's side of the story.
I don't think we are hearing it all.
If they had joint accounts, he would just be spending all of her money too.
My friend switch cultures and the same thing happened. They got a new car and their kid was more important.
They can always live in his new truck omg this is so wrong 😮
I feel you a feeling of money gone ...Hope you get help to find the way at the end of tunnel!💖
Responsibility is Kryptonite for women
He isn't motivated to change. He likes things as they are. Please listen to Dave to get back on track, but your marriage issues need to be addressed, too. This is unfaiir. I suggest dropping private school because you two simply can't afford it right now. You can always re-enroll later.
Show me the numbers! I have a feeling even with combine incomes you don't make enough.
So why she didn't call the bank before calling Uncle Dave so he can wave his magic wand and make it all go away.. wtf is up with the husband..
Make it make sense.. private school 😢
Pull them out of Catholic school. Those poor children. Your poor bank account
They don't have money for a counselor!
After kid #1 and her Spouse was STILL doing this… It was PAST TIME for her to . or get off the 🚽
They don’t have children together. Just from separate relationships
$13,000 over a period of a Couple of years could definitely add up to $13k e.g., $28k on 2 cards equal approximately $600/mo interest if you are making monthly minimum payments. If you're unable to clear your CC balance(s) monthly you can get in trouble very quickly. Sad...
28
She said the fees are ridiculous, but how many incidences were there? A bank might forgive one or two but you’re not getting off totally free if you had 50+ different overdrafts.
It’s cute when people are married to themselves. 😂 Girl, you are a single married mother.