Monika Halan Podcast: क्या सही निवेश आपको पूरी ज़िन्दगी पैसा दे सकता है? Early Retirement पर Guide

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  • Опубликовано: 20 ноя 2024
  • Jagran Manthan के इस एपिसोड में Jagran TV की Political Editor स्मृति रस्तोगी ने प्रसिद्ध लेखक और Financial Expert मोनिका हालन से निवेश को लेकर कई विषयों पर चर्चा करी। मोनिका हालन का करियर मीडिया, सार्वजनिक नीति और वित्तीय शिक्षा में फैला हुआ है। वह धन चक्र वित्तीय शिक्षा की संस्थापक हैं और बेस्टसेलिंग पुस्तक, लेट्स टॉक मनी की लेखिका हैं। उनके पास सार्वजनिक नीति का अनुभव है और उन्होंने भारत सरकार और सेबी की कई हाई-प्रोफाइल समितियों में काम किया है। उन्होंने भारत में कई मीडिया संगठनों में काम किया है, जिनमें मिंट, द इकोनॉमिक टाइम्स और द इंडियन एक्सप्रेस शामिल हैं, और आउटलुक मनी की संपादक थीं। उनकी किताबें लेट्स टॉक मनी और लेट्स टॉक म्यूचुअल फंड्स बेस्टसेलर है। निवेश के दृष्टिकोण से ये चर्चा विशेष है।
    #investment #market #financialliteracy #retirementplanning #hindinews #manthan
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Комментарии • 71

  • @arnabbhattacharya6579
    @arnabbhattacharya6579 19 дней назад +19

    Two beautiful women with great discussion....nothing is better than this ❤❤

  • @ravitickoo3705
    @ravitickoo3705 9 дней назад +5

    Madam it is a pleasure watching your pod casts . You are a very balanced, rational and a very pleasant personality.
    I am 62 now and I started my saving in early 30ies just a bit in different schemes .In my mid forties I started investing seriously in mutual funds,stocks, sip,gold ,silver and FD . I made different goals for child ,education, marriage and retirement. At 60 could retire. I have got two 3 bedroom flats, my own office and not a Rs debt.
    Still I am earning several lakhs a month.
    I would also advice the young and middle age people to fix different goals and invest wisely and have patience and they will see the magic of compounding

    • @ManishBunty1283
      @ManishBunty1283 7 дней назад

      A great journey towards investment. Based on journey of your long term investment plz share the XIRR of your equity mutual fund and direct stock. Also share your experience that people have to go with diversified mutual fund or in direct stock.

  • @saketjha2135
    @saketjha2135 3 дня назад

    The best podcast I’ve listened to on the topic. Beautiful!

  • @EcoMoney.
    @EcoMoney. 18 дней назад +7

    Quite basic knowledge but effective for starters

  • @118171489
    @118171489 12 дней назад +2

    very informative talk and financial insight by Ms Monika Halan

  • @priyabratasarangi4205
    @priyabratasarangi4205 4 дня назад

    Calculate your net worth on Diwali is a excellent suggetion..

  • @rocky2911
    @rocky2911 12 дней назад +2

    I personally appreciate each and every word said by mam respect and I would really like too read the book on mutal fund writen by mam.

  • @dineshmathsclasses2514
    @dineshmathsclasses2514 4 дня назад

    Nice discussion on financial products financial literacy. Thank you so much for your time and effort.

  • @ashishlimaye2408
    @ashishlimaye2408 13 дней назад +2

    Really great Video! Great Information in clear words!!

  • @prashantrevar9604
    @prashantrevar9604 18 дней назад +2

    Very Good informative program 👍

  • @SearchAgain-1111
    @SearchAgain-1111 19 дней назад +2

    Money is good...how you earn and how you spend defines you.

  • @MuppalProfact
    @MuppalProfact 9 дней назад

    Good information for the most populations.

  • @niharikaverma1640
    @niharikaverma1640 19 дней назад +1

    Thank you for this video 🙏 ma'am.

  • @aramsingh3928
    @aramsingh3928 10 дней назад

    Lovely podcast

  • @chetankhandelwal3745
    @chetankhandelwal3745 15 дней назад +5

    जवानी गवां दो बुढ़ापे की चिंता में, बुढ़ापे को बच्चों के करियर की चिंता में गवां दो। मरते समय बस यही कहोगे। जिंदगी बर्बाद। जिंदगी बर्बाद।😂😂😂

  • @SearchAgain-1111
    @SearchAgain-1111 19 дней назад +4

    Early retirement lekar kya business koroge? ..lekin kuch naa karke ghar baithna kitna sahi hoga...? kaun aapko samay dega .?.. time kaisa katega .?..ei sab questions jarur puchna chahiye...

    • @modellocomotiveworks2215
      @modellocomotiveworks2215 14 дней назад +1

      देखो जवानी में तो वो जॉब करते हैं जो पसंद नही है
      जवानी बर्बाद , फिर बाद में जब 45 के हो जायेंगे तब रिटायरमेंट लेकर वो काम करेंगे जो पसंद है
      ये कांसेप्ट ही गलत है पहली बात तो क्या गारंटी 45 50 की उम्र तक जीयोगे
      और जी भी लिए तो भी जवानी तो बर्बाद ही गई ।
      जवानी में तो बस किसी तरह धक्के देकर काम किया ताकि सैलरी आती रहे
      अब तनाव के चक्कर में कई सारी बीमारियां वैसे ही हो जायेगी।

  • @jaipalantil5809
    @jaipalantil5809 17 дней назад

    Really help full , pls ma'am make next episode

  • @DaudDarnal
    @DaudDarnal 7 дней назад

    Good sister 👍🏻🙏🏻

  • @akjain432
    @akjain432 13 дней назад

    Well explanation, nice show

  • @niharikaverma1640
    @niharikaverma1640 19 дней назад +1

    Monika ma'am you are the best ❤️

  • @sankarroy1201
    @sankarroy1201 11 дней назад +1

    Mam spiritual enhancement is required for earlt retd . Pl explain what is meaning of human being life . Only earn money and and watch movie and enjoying party . Very sad pl read Bhagbat Gita As it is you will understand the what is the mai. Purpose of life . With regards Harekrishna

  • @kalpnakulshreshtha4076
    @kalpnakulshreshtha4076 18 дней назад +2

    बहुत अच्छी जानकारी

  • @bilasabhisek
    @bilasabhisek 18 дней назад

    Mumbai, Bangalore aur dusre high yield places main Realestate ka return yr to yr 10 % increase hai

  • @anwarsadat2164
    @anwarsadat2164 18 дней назад +2

    Thank you sisters 🙏

  • @MutualfundsahiHainbutkaunsa
    @MutualfundsahiHainbutkaunsa 12 дней назад +3

    I don't agree to you. The amount of sucking of energy happening in job is beyond imagination. So invest as much as possible and retire early from job and do work what u enjoy for earning

  • @devkanjilal8109
    @devkanjilal8109 12 дней назад

    Xclnt communication madam ji

  • @dhansingkoli9298
    @dhansingkoli9298 6 дней назад

    Emergency fund kaise kare please guide

  • @taranisahu3842
    @taranisahu3842 17 дней назад

    Mam so nice for your tip

  • @thang6351
    @thang6351 12 дней назад

    Mam,2lac fd kare 5yrs kelye monthly income ketni hoga.yaa isse koi achha income batao.pleas.

  • @DeblinaDutta-ew2fk
    @DeblinaDutta-ew2fk 19 дней назад +5

    50 years is not early retirement and average age is 70 years.

    • @turbofan9522
      @turbofan9522 18 дней назад +1

      These people might be from Japan where 90 yr is average life span. India me 65-75 hi hai mostly

  • @akhileshnigam
    @akhileshnigam 13 дней назад

    good video

  • @SelfGrowing000
    @SelfGrowing000 14 дней назад

    Health Insurance nahi samjh aata hai kya karna hai..??

  • @Amitdas-gk2it
    @Amitdas-gk2it 16 дней назад

    Real-estate investment is a best form of investment the people who are coperate majdur types don't know anything about it

  • @prasenjitsain6726
    @prasenjitsain6726 День назад

    Monika madam plz bengali language ma book nekaleya

  • @shivsharma4337
    @shivsharma4337 18 дней назад +2

    Mam is right but agar aapko apne dosto ko ceo or achi position se jalan honrahi hai toh , aap me issue hai. Aap life enjoy karo, madam ko bol do mountains and tracking back pain and knee pain ke sath nhin hoti. Early retirement is not bad until and unless you planned everything.

    • @modellocomotiveworks2215
      @modellocomotiveworks2215 14 дней назад +1

      जिनको लाइफ जीनी होती है न
      वो ये सब अर्ली रिटायरमेंट इनके चक्कर में नही पड़ते
      वो ये नही सोचते कि पहले 20 साल तक उस जॉब में घिस लो जिसमें मजा नही आ रहा फिर 45 के होकर वो काम करेंगे जिसमे सुकून मिलता है
      वो पहले से ही अपने फंडे क्लियर रखते हैं , वो पहले दिन से ही वो काम करने की कोशिश करते हैं जो उनको पसंद है पैसा भले कम हो
      पर सेहत अच्छी रहेगी और जवानी बर्बाद नही होगी
      ये जितने भी early retirement वाले लोग हैं ये सब फ्रस्ट्रेटेड लोग हैं , अब ये 20 25 साल की जॉब का फ्रस्ट्रेशन निकालना चाहते हैं।
      लेकिन 20 25 सालों तक जो तनाव इन्होंने झेला है ये 45 तक आते आते वैसे भी बूढ़े हो जायेंगे

  • @Sumn88
    @Sumn88 День назад

    ETF best hai

  • @melasinghsandhusandhu
    @melasinghsandhusandhu 13 дней назад

    V 👍 good

  • @harivadannavin6403
    @harivadannavin6403 8 дней назад

  • @ArunBharati-z4s
    @ArunBharati-z4s 14 дней назад

    property self value bhi to increase hoti hai

  • @tajdarahmad3450
    @tajdarahmad3450 19 дней назад +1

    Music kyu lagaye ho

  • @lalitbishtfamilytravelvlog3262
    @lalitbishtfamilytravelvlog3262 18 дней назад

    90% of mutual fund even don't beat the return of index 😅phire expense ratio and LTCG😢end m return real estate bhi kam hi milega 😅risk alag sa😅😂

  • @deepaklad7979
    @deepaklad7979 13 дней назад

    ❤❤❤

  • @rajugopale4651
    @rajugopale4651 18 дней назад +1

    Mam book name...pls.

    • @sunil19691
      @sunil19691 18 дней назад

      Let's Talk Money (Monika Halen)

  • @TheMahesh1234
    @TheMahesh1234 19 дней назад +2

    Not agree with....mutual fund समझ मे ना आये तो FD करो......FD will ruin your money 😢😢😢

    • @lalitbishtfamilytravelvlog3262
      @lalitbishtfamilytravelvlog3262 18 дней назад

      Sahi baat h agar market negative m ho tab jarurat pade jaya kya karega upar sa expense ratio hare saal lagta h aur nikaloga to 12.5% ltcg laga aab mutual fund bhi kuch fayda mand nhi h riisk aur h mutual fund company duba gyi to😢

    • @perseveregamer7806
      @perseveregamer7806 14 дней назад

      Bro check finance ministers statement in loksabha.....from 2025 April all mutual fund returns will be taxed as per tax bracket 😅no more 12.5 ltcg tax.. Unified tax regime. For your kind information Fd s are currently taxed as per your tax bracket.

  • @anupamsarker2457
    @anupamsarker2457 14 дней назад

    2:34

  • @chetankhandelwal3745
    @chetankhandelwal3745 15 дней назад +2

    डर में कब तक रोज 9 से 6 की नौकरी करते रहोगे। जीवन में सही लक्ष्य होना चाहिए। मकान खरीदने, लोगो को दिखावा करने में क्यों जिंदगी खराब कर रहे हो। सवाल तो पूछा अपने से? शादी पर क्यों खर्च कर रहे हो? ये मूल मुद्दे है जिंदगी के। इन पर विचार तो करो। नहीं तो तुम्हारी जिंदगी की गाड़ी दुनिया चलाती रहेगी।

  • @mexicanmomo
    @mexicanmomo 17 дней назад +1

    What kind of thinking it is. If someone becomes a CEO, what shall I do ? I will follow my passion, why shall I do corporate slavery through out my life.

  • @areyoutaxEFFICIENT
    @areyoutaxEFFICIENT 10 часов назад

    Do you want to be tax efficient?

  • @amardeepsidhu2871
    @amardeepsidhu2871 17 дней назад +1

    I bet male population less than 5% goes to 90s yes retire early develop hobbies and live simple no show off. Don’t work for someone period.

  • @jwave16pro
    @jwave16pro 6 дней назад

    Wrong data by this lady - Th real data According to Statista, the average life expectancy at birth in India in 2022 was 67 years. The life expectancy of men at birth in India in 2022 was around 66 years.

  • @MatajiArora
    @MatajiArora 20 дней назад

    चल रहा है बालाजी

  • @lalitbishtfamilytravelvlog3262
    @lalitbishtfamilytravelvlog3262 18 дней назад

    Decision apna hisab sa lo 😅y finfluencer agar mutual fund m h to vo kahega vha karo 😅real state vala vha khaega 😅bank vala bank sab apna hisab sa logo ko bata rha h😅kyuki unka fayda usma h😂

  • @MithunDhar88
    @MithunDhar88 10 дней назад

    Real estate advice is incorrect

  • @Aniket-indian
    @Aniket-indian 7 дней назад

    Apne nahi apko

  • @lifewithrohitjain7213
    @lifewithrohitjain7213 18 дней назад

    90-95 age is too high

  • @chetankhandelwal3745
    @chetankhandelwal3745 15 дней назад

    क्या मैडम nifty all time high पर लोगो को ETF खरीदने को बोल रही😂😂। ये मार्केट next few months to year में नीचे जाने वाला है।

    • @tarunsurana4464
      @tarunsurana4464 11 дней назад

      Using SIPs to regularly invest is best. Market falls is difficult to predict and it’s expected since Jan 24 but fall came in sept oct finally and it rose over 20-25% more before falling 7-8%

  • @marahargaming8075
    @marahargaming8075 15 дней назад +1

    REAL ESTATE ME SIRF JAMEEN OR GHAR ME PAISA LAGAO BAS
    (1) FLATS
    (2) COMMERCIAL PROPERTIES
    KE CHAKKAR ME MAT PARO

    • @Vijay55234
      @Vijay55234 14 дней назад +1

      Why not flat as an investment?

    • @marahargaming8075
      @marahargaming8075 14 дней назад

      @Vijay55234 3 REASONS HE CHACHA
      (1) HIGH SUPPLY
      (2) AGAR AAP FLAT LEKE HO KO USKI MAXIMUM LIFE KITNE HE?? 80 SAAL /100 SMALL KABHI NA KABHI FLAT KO KHATAM KARKE DUBARA CONSTRUCT KARNA HOGA.PAR AGAR AAP GHAR LEKE HO SO VO GHAR JAMEEN PAR LEKE HO JISKA PRICE APPRECIATE HOTA HE SO AGAR AAP GHAR DUBARA BANAKE HO SO LAND PRICE INCREASE HOYA HOGA
      (3) FLATS ME APNI MARJI SE JAGA MODIFICATION NEHI KAR SAKTE SPECIALLY USKI LOOK ME PAR GHAR ME USKA DESIGN+SIZE JB MARZI CHANGE KAR SAKTE HO APNI NEED KE ACCORDING

  • @kewalgupta6842
    @kewalgupta6842 15 дней назад

    Mam apne har baat ko bhot acha traha samjaya pls share contact no

  • @sudhirgodse853
    @sudhirgodse853 19 дней назад +1

    why we should take a loan it's a liability for some years better to save more invest more for good returns as per my view I am seeing yr video madam good knowledge getting from you pl give yr contact nbr tks