Stop Letting Food Eat Up Your Budget
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- Опубликовано: 23 июн 2019
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Food is one of the biggest budget-busters out there, so this is a category where we can all cut back! If you can save just a couple hundred dollars a month in your food budget, you’ll be amazed at how much faster you can get out of debt and build up that emergency fund. So in this episode, you’ll learn:
• How to adjust your food budget based on the season of life you’re in
• How much the average family spends on groceries and where you land on the spectrum
• Easy meal plans that feed a family for under $125 per week from my guest, Debt Kickin’ Mom
• Mouth-watering summer recipes that will keep your food budget in check
Resources (everything mentioned in this episode):
Chef Marlon’s Recipes: bit.ly/2WBEFDa
Financial Peace University: www.rachelcruze.com/store/pro...
Churchill Mortgage: www.churchillmortgage.com/Rachel
Zander Insurance: bit.ly/2Pd6Nss
Debt Kickin’ Mom: www.debtkickinmom.com/
Debt Kickin’ Mom’s Powerful Story: www.rachelcruze.com/show/ways...
Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
- Zander Insurance
- Churchill Mortgage
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My husband and I ate on a budget of $70 per week ($280 per month) for about 2 years during college. We included salads, cheap fruit if any, conventional frozen chicken breasts, canned beans, and whole grain bread with peanut butter trying to be as healthy as possible, at least what I thought at the time. I ended up getting an autoimmune condition, candida overgrowth and dysbiosis of my gut. Since, I have spent more money on supplements, organic everything, cut wheat, sugar, dairy, grains, etc. and spent so much on doctor bills and tests. It's great to save on food where you can, but don't ever compromise your health on the food you buy. Food is nutrition and is an investment for your health. There definitely are ways to save on healthy foods, such as be picky about where you shop, what you buy, etc. But I learned my lesson and will invest in healthy food because prevention and health are too important.
Brooke Flood Agreed. Same here. I love the recipe I find from blogger “Don’t waste the crumbs”... completely unprocessed food. But with great ways to save! Good luck on achieving your optimal health. ❤️
@@stephaniegriffin7348 Thank you! And thank you for sharing! :)
Completely agree. I ate poorly for years thinking I couldn't afford the "good stuff."
My health fell apart and I did a complete redo. I eat organic vegetables and cut out most of what you did. I do some dairy. Processed foord went out the window and I experimented with more stuff in the produce aisle. I totally skip the middle rows cept for my occasional coffee and cereal or ice cream(I choose one or another for a bad treat) every now and then. My health has drastically improved. No longer pre-diabetic, no more cholesterol meds. You offered great advice.
@@dimmerswitch6133 That's great news to hear!! It's definitely worth the investment! Thank you!
Brooke Flood I couldn’t agree more ❣️
For us it’s easier to stay on track with the list if we use grocery pickup. We might miss a sale or too but we’re also avoiding extras purchases.
I think this is going to be my solution, you get there and get totally distracted and grab extra stuff that you don't need.
This is why I pack my lunch for work everyday now! I was spending WAY too much on eating out
Me too!! I decided January 1st to stop doing that daily. I’ve only gone out once with a friend of mine to McD $7.01 and ordered with coworkers pizza and that was $7😊
i struggle with packing my lunch! i have no idea how to even begin meal prepping I am a delivery driver and work outside no microwave and I always go to fast food to eat, spending more than i earn. smh
Are food budget is 25 a week for 2 and a baby. But we live on a 45 acre farm and grow beef , chickens and a garden. No idea how to calculate feed into the food budget but it's not that much. Grow a backyard garden!
Stop buying drinks. Water is all you need.
Agree! We make our kambucha, so water and a treat:)
My water smells like chlorine comes from a treatment plant.
That’s literally all I drink. The problem is I like to drink premium quality water only. I buy mostly Waikea & Essentia water. Around $20 for a 12 Pk.
@@bluesdirt6555 After buying a Berkey filter (and then budgeting for and buying one each for my parents and sister), I wish I’d bought one when a friend first suggested it. I take my filtered water to work and very seldom drink anything else now. Just a suggestion. Our tap water smells like swimming pool water before filtering.
@@rickycastro6555 get a kangen water machine
I luv debt kicking mom and all her tips, but it also makes a huge impact when your children are young and eat less. As they grow so does the budget for food
I felt bad when I saw that I spend on the high end of the single group for groceries; around $400. But then I felt much better when I realized I only spent about $25 eating out! Yay!
Absolutely love DebtKickinMom. She has encouraged me time and time again to rethink how I spend money at the store with her #zerofoodwaste mentality. Such an inspiration, thank you for having her on the show!!
Is she still in RUclips?
@@Gitanarosa no
Absolutely love all these tips on how to save money on groceries each week! So important!
You can make surprisingly good food at home with a little practice 😀
After a while, it makes most restaurants kind of disappointing, honestly.
W K especially when you learn to cook your favorite things
Pinky & the Brain bacon cheeseburgers, chicken Alfredo
I love that you had Marlon back on! We made his recipes for corn, chicken, and baked beans last week when we were having a couple friends over. They were perfect! So delicious and inexpensive! I can’t wait to try the recipes in this video!!
Marlon is great! Love it when he can be a part of the show. Thanks for watching! - The RC Team
YESSSSSS!! Thank you for being amazing, Rachel. I was JUST talking about this on my channel yesterday! I listened to you speak at a company convention years ago and just love yours and your dad's advice. :)
Strange, no-one said to save money at the shops, is to grow your own vegetables like tomatoes, lettuce, carrots, beans etc etc or even grow your own fruits.
Eliza Gaskell its a great idea but not for people living in a big city
@@foxiiroxii4925 We grew tomatoes bell peppers basil mint chives etc on the deck in the city.
Yay, congrats on your 3rd baby!!!!! And a boy! 💙💙💙💙 Thank you SO much for the step by step on saving on the grocery budget; we have 3 kiddos and I, too, lack organization so this is helpful. THANK YOU! 💝💝🙏🙏
Yay, it's a boy! Congratulations! Great episode too! We spend $700 a month (4 people) for groceries and occasional take out.
This makes me feel so much better. People always say we buy a lot of groceries but we buy for 2 weeks and don't go back to the store . We spend $800 a month for a family of 5.
Well to save you more money, avoid the vending machine! A can of Yoohoos go for a dollar at the vending machine at my work when I can buy a 12 pack for like 4 dollars at the grocery store. 😁
Wow, I am actually doing very well on my food budget I set aside 500 dollars a month for a wife and three kids!
I really hope watching this will help cut our grocery budget down. We definitely spend waaaaay too much on food for a family of 3 (us and an 8 month old just starting table food)
This show is great! Rachel has some wonderful tips! Thannkyou ☺x
These are great! Some ways to save is to also grow your own food, start small... herbs, lettuce, carrots are some that are easy to plant and grow. We make our own pickles, tomatillo salsas, canned green beans, tomato sauce every year and it’s been great esp. during off seasons.
So awesome, thanks for the great content!
Congratulations!!!!!! So excited about your baby boy!
I'm keeping my budget around $300/mo, eating out included. I think it's pretty good ;)
wow, awesome
keep sharing them good job
thanks for this
Yesss!! My husband and I are working on a $300/month (grocery & dinning) for two adults. It’s hard because we love to eat , but we must try and be challenged!
You can do this! - The RC Team
I love Debt Kickin' Mom. She is awesome! Great ideas for young families. Thank you Rachel!
I have found the tips you give after much trial. Yes they work ty
Yesssss I needed this guide, thanks!!
Your channel is a blessing! Wish you the best
The garden and orchard gets us down to about $50 week for two. It's a LOT OF WORK physically. Saving seeds for next year and mega-composting in this sand hill has saved our health. Also cook from scratch almost everything, including bread and yogurt.
It only took a pandemic to show my spouse the cost of eating out. LOL!
I recently started ordering my groceries from Walmart, there is no up charge on itema. I can get what I need, keep track of how much I'm spending, it's on an app (so I walk through my kitchen and add things to the cart), and I pick it up for free, so I never buy what I don't need. It's been a lifesaver since I'm going through a divorce right now.
I enjoyed this episode! I usually shop at Wal-mart but would like to try Aldi.
I live in NYC where food is expensive but I like to shop at a food co-op. I buy in bulk and can use my own bags so its zero waste food shopping. Buying grains and nuts and stuff in bulk is healthy and cheap. The co-op is nonprofit, so the prices are amazing!
Hooray on Sweet Baby Ray's! It goes on anything (including chili!).
You’re definitely daddy’s girl when it comes to saving money.
Well done!
So simple, yet so profound.🍗🥓🥩🥧🍯
My food budget I will admit is really high. But cooking is such a huge hobby of mine. I have cut down my budget in all areas but this one I really would rather not. Cooking is like my therapy. We are recently debt free and are working to a 3-6 month emergency fund that will be complete in 2 months. Can’t wait!!
Congratulations!
we need to acknowledge that amazing pun even if its 2021......Rachel... that was fabulous
I spend like $60-$70 for a family of three and I’ve made many meals stretch for days. I freeze any leftovers too
I love debt kicking mom she is the best!
We dont have an aldi near me which is so sad!!! Also, I love debt kicking mom!!!! My boyfriend and I only budget $200 a month for grocery. It's a lot of work but we make it happen and we still cook yummy food!
@Pinky & the Brain sadly we dont have that either down here.
Yayyy love debtkickinmom!
If youre in debt, i see the need to cut expenses in any way possible. The only issue i have with cutting grocery expenses is that i like to eat high quality food such as grass fed beef, local eggs from local farmers, and a wide assortment of organic fruits and veggies. For my wife and i to eat high quality like this, we could never spend only 350 a mo th for the two of us. Its usually between 550-700 a month. But we eat out a lot less anf cook all the time.
I think people need to spend more on their food since it is related to their health and wellbeing and learn to spend less on entertainment and other non as imporant items. A lot of this also has to do with where you live. I live in ND and it is very expdnsive to get quality fresh fruits and veggies since everything has to be shipped here and the growing season is so short.
Zakk Hann I absolutely agree with you! I shop at Aldi for a few things, but when I see people filling their carts with crappy bread and processed food I want to gag. It works if you are trying to get out of debt, but I wouldn't want to eat like that forever...
laurah6381 yes grass fed meats, eggs, and cheeses, organic veggies and fruit VERY important!
@@laurah6381 i wish there was an Aldi in ND! Im from PA and used to shop at Aldi all the time. Great store. Great prices too!
@@alisonl5127 definitely! I love raw cheeses too...so good!
@Pinky & the Brain that wouldnt be a very balanced or healthy diet. Veganism is a very unnatural and deficient way of eating
Debtkickinmom 👊🏼👊🏼👊🏼 sooo awesome!
Please do a food budget with 4 teen boys!
How are they now
The same ideas but invest in starch fillers (beans, rice, potatoes, pasta) as well. Adding them to soups and meals helps to stretch things and still fill up hungry boys. Eggs with breakfast and skip the expensive cereal. Cereal is gone within the day around here! Pancakes and meat (eggs or sausage) in the mornings is more filling, plus you can make pancakes ahead and reheat them on busy mornings.
I have 5 cats and one 30lb dog. Should this be separate from our food bill? Cat food especially grain free is pricy.
Awesome video !!!!!!!!!
I spend 50$ a month on groceries in California and I love Aldis. It’s way cheaper than Walmart because I get a lot more for food and variety for what I spend.
I do all these tips, but having to school age kids I am willing to pay the little extra to do a curbside order so I’m not buying items that are super extra.
I spend 260-280 every two weeks for a family of 3. I cook twice a day om week days and 3 times a day on weekends. My budget includes food, personal, cleaners, and medicines and also toilet paper etc...
I wish we had an Aldi here in Canada!
When people claim to spend super low amounts like that on food, I have to wonder...are they counting things like school lunchs? I feed 9 people on $1400/month. But I homeschool, so school lunches aren't a separate budget item. That amount also covers our hygiene products and household cleaning products.
We homeschool and food is our largest cost of the month
@@TinyHouseHomeschoolLife a family of 9 I spend about 400 a month ,it's possible!! Rarely froze
Frozen
@@jenbudgets3339 You can say that, but I'm going to assume you're lying. That works out to be roughly $10 worth of food for each person per week. Either you're starving your kids, or you're lying. Or you have a decent garden AND use WIC and food stamps to buy groceries.
We spend $100 or less a week for a family of 5 two being teenagers. I budget $100 sometimes I don’t use it all and save it for next week. And we don’t eat beans and rice we eat good meals! 🤪
Today I decided to start getting handle on my food spending. At the recommendation of a frugal living site I did a pantry inventory where I write down everything I have in the pantry. The freezer inventory will happen tomorrow. I will use my inventory to plan around so I can use up this stuff since I know some has been there a while. I have 5 cans of OnePie Pumpkin pie fill . . . from pies not baked for Thanksgiving and Christmas. I'm entering my inventory into a spreadsheet (Nerd that I am) and I can't help but wonder what the $$ amount of it is.
Would like to know if that list is purely groceries/food items or does it include other items you can buy at the supermarket such as toiletries, make up, etc?
Nearest Aldi to me is 2 1/2 hrs away.... I always hear that's where the deals are
Wish we had an Aldi in my neck of the woods!
Congratulations!
They are incredibly high amounts for groceries, I’m from Australia and we pay a lot more here for grocery items than you do in the USA so those figures are staggering. As a family of five and I spend $400 a month.
I spend about $1500 a month for a family of 6....but I live in California and have two teens as well. But I don’t usually cook processed food . Three of us have food sensitivities/allergies so that makes it more expensive. I think it may be actually a little less cause I add all items I buy at the grocery store or Costco into my food budget. 🤷🏻♀️
Fantastic content you have got there.
One way to save money in the future is to stock up now on anything you can. With the difficult growing season for farmers and loss of livestock, etc. across the US, prices of everything are going to go up.
Before starting the baby steps, I had about 3,000 as an emergency fund. I used some of that amount to do baby step 2 and left 1,000 only emergency fund. I wasn't able to see a way I can tell the Every Dollar app that I used that money to pay another category (Car Payment) if there is a way, please let me know. I had to adjust the balance instead of having a transaction.
It’s just my wife and i, and we spend 600 a month on groceries. This is Hello Fresh (5 meals a week) for $90 per week, then $30 per week for lunch stuff and $30 per week for breakfast. That’s breakfasts, lunches, and dinners for the entire month for $9 per person per day. I really don’t know what else to do, I feel like that’s a great bottom like but I also would like to be around the $400 per month mark.
That is so much money! I wish I had that much money for groceries. I spend $60/month because that's all I have. Rice, pasta, no meat, no alcohol, no juice, no extras. Basics only.
Debt Kickin Mom!🎉🎉😊
I'm watching a year later where we cant go anywhere! Well at least I'm saving
Winco for the WIN !!
Woohoo debtkickinmom!! 💙
So glad you ate that mozzarella stick, it was driving me crazy just seeing it sit there...forlorn
how do you think Aldi compares with Lidl on prices? which is actually cheaper?
Yep, family of 6 here we spend $500 a month on groceries and if we eat out at all it’s once or twice a month at fast food or quick service for less than $30-60....
Aldi is a lifesaver!
I love Aldi, but I am constantly returning milk and chicken for it going bad a week before its expiration date.
Eating 100% organic and non-GMO means we spend about $125 a week for two of us (we live in the bay area) but your health is worth it!
I am reluctant to share the number one strategy I use to save money at the grocery store fearing once everyone knows about it there will be no "pickup" spots left when I go to "pickup" my groceries I ordered online. Oh dear, did I just say "pickup"? No impulse buying, no shopping while you're hungry and my grocery store always substitutes a larger item for the same price (discount) when out-of-stock.
I agree ... I haven't even watched the clip but oh Lord... Do I throw away money on groceries. Last time I emptied my fridge there was at least 60 that went to the thrash. Not counting FAST FOOD
Would love to hear your advice on feeding toddlers.. I used to be able to stick to a budget before picky toddlers came along!
I gave my toddlers the same food the rest of us ate, just mashed up.
Picky eating is typically about having their own way, not the actual food.
When they're hungry enough, they'll eat what you give them. And they'll learn that Mommy and Daddy are in charge.
Tell me about it😩
I agree!! They decline half of what I make 😭
Have a question how to you do it when you have 7 people and many are picky.
Winco has good and cheaper prices on some produce. I use digital coupons all the time too for Kroger and sprouts stores.
We need that app for Euro Currency too. =)
Aldi!!!!!!
Food prices here in California are insane.....
I like dump meals in the croc pot made from family packs of chicken breast or pork chops, serve with steamed vegetables or rice with black beans. It makes sense to use what you have and factor in the sales ads in your meal plan.
When will there be an every dollar budget we can use in the UK??
Thanks for watching
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F•o•r M•o•r•e G•u•i•d•a•n•c•e••••
Yes! Aldi's is amazing! Glad to see it getting some love.
I remember taking little ones to restaurants one night I just cried on the way home my husband felt so bad!!! Now they are bigger and behave
I remember trying to juggle two mobile little ones during a family celebration out to eat, and ending up in tears. After that, we just didn't bother eating out for a few years! Now the kids are older and it's an enjoyable treat again.
We spend around 800 a month for a family of 4 and it saddens me that I cant get it together. I'm hoping I can learn from all these videos! I know I can do way better than this
3 months after we got married my husband and was in the process to get life insurance, and then a few weeks after was diagnosed with cancer at 23😩. That was almost 30 years ago. The only way we can get any life insurance is through his companies he works for. He can’t work for himself, because we wouldn’t be able to get any life insurance. He’s has a lot of health issues too. Love debtkicken mom! We are in our 50’s don’t have house paid off or even close to it😩. Realizing my husband will probably never be able to retire. Living 8n communist California doesn’t help.
Hang in there, My husband had 3 kinds of cancer 4 years ago, , one was stage 4 he's 55 now . God is good. Trust God to see you through. He's made things so possible for us during the impossible. God Bless your husband and you. Ask God to help you and see you through, Trust me , he will make a way. I lost my job after 30 years , it's been 2 years now, God has made a way for us and we are fine. Lots of Love to you . xoxo
Rachel/RC Team: Does the food budget also include household items or just the food itself?
I have the same question. I understand a budget category for food, but how much for household items such as soap, laundry detergent, deodorant, etc.
are the chicken and veggies he is using organic? i'm all into finding food on a budget... but the quality is the most important thing
I agree, but you gotta work with what cha got, when 100% debt free, go all organic😊🍎
Organic is a scam. They still use pesticides whether its organic or not. Don't fall for all that nonsense!
Alexandra Ariel Sometimes you can tell the difference in how the food tastes.
I love food lol I will go to resturants not everyday though
I challenge myself to only spend $50 a week to make 250 for the whole month this month. It just my husband and I. we do buy our beef from his parents.
Lost year it was around $700 for a 1/4 of beef. This year we go down to 1/8 of beef to save money
Lidls and Brandless.com is great too
hey, your channel is nice
that looks nice.
Lve it!
we spend close to a grand on groceries a month. my wife insists on organic everything. no discount grocery stores where we live :/
We eat organic too, but spend about $600/month on groceries for our family of 4 plus a 1yr old. Plus we set aside $100/ month for a 1/4 beef from a local farmer that we pick up once a year.
Does the usda average or debtkickin moms $125/wk include toiletries and household cleaning supplies? I am trying set a budget and don't know what to include.
I don't believe it does.
They are separate. Best vibes on creating your budget! 😊😊😊
Beverly Brown debtkickinmom’s budget does include toiletries, household items, etc. she has videos on her channel how she does it!
We do $125 a week for a family of 5 and that includes toiletries etc. We have a $50 eating out budget that is extra and $100 miscellaneous to help for overages or unexpected expenses. Jordan Page from Fun Cheap or Free suggests $100 per person per month. For example, $500 for a family of 5. I'm not 100% if that includes toiletries...but it does in our budget.
sorry Rachel! I admit I'm weak when it comes to food.