There is something VERY exciting about moving into a home that no one has ever lived in before! I think moving out while things are still amenable with your ex is wise. Feelings change as you know. Having a good clear out before moving is always advisable, and being able to pack strategically makes it so much easier when you unpack. One question you may want to ask your accountant regarding opening a business account for your extra income, is how many years are you allowed to run at a loss. Here's why I ask...once you start claiming certain costs (for example, your cell phone, internet, part of your rent, depreciation on your computer, insurance, etc) most countries expect you to operate at a loss for the first X years, then expect you to make a profit. Then discuss banking and the kind of records you need to keep. I'm advising this because I had NO business income during covid and ran out of 'years' to turn a profit. I closed my business as a result, and will consider re-opening once I feel comfortable having clients come into my studio. I wish you luck my lovely.
Oh wow that's fantastic advice, thank you so much, I didn't even know that such thing existed! I will definitely be asking about that one! And yes, minimising and packing for the specific rooms will have to be organised, also a great advice, thank you! I have the best subscribers on here, hands down!! ❤️💝💜
Those are all positive and exciting changes… good for you!! I, too, am in the process of a move and big life changes… it’s very stressful and a whole lot of heavy work, but will be well worth it in the long run.
Thank you Kerstin! 💖🥰 It's my natural state of happiness that's been a blessing throughout my life. Hopefully I'll stay positive and balanced as things are unfolding ❤️💜
I'm so happy for you. I'm in Canada, but definitely get advice on a small home business from a professional licensed accountant. In addition to any potential benefits, you may have additional expenses also like yearly accounting, insurance etc. Ask about those also so you've got the whole picture. And ask if you 'have to register' your business and how much it will cost to register it. Plus find out if that's expensive, can you register it yourself. Have fun! I think you're going to have success. 🥳👍
Good to see your smile! It’s a good idea to check out the financial details. Remember, you get what you pay for. If it’s free advice it may be a way to get you in the door and charge a lot. See if someone can give you a real referral. Ask at work if anyone uses a local accountant. You don’t need to say why. You’re planning your future. Give it a think.
Thank you Claudia! Yes, the first session is free as they show you what they can do for you with no obligation to sign up. I usually go with the vibe that I get from a person/company. I interviewed once for two jobs on the same day, I got both offers and I accepted one particular job, that's the one I've been doing for the past 7 years and I absolutely love the company. I will ask around though, as you're right, it's good to keep my options open, thank you for the advice!! ❤️💝💜
Sounds like you are on your way! Definitely use an attorney for those financial details; don’t depend on the advice from friends… unless they are attorneys! I am glad to hear your good news! Take care and be good to yourself! 😊
Congratulations. In Massachusetts USA there is a legal remedy called “petition to partition” for situations when a joint owner wants out but other owner won’t buy them out or agree to sell. Our law is based on English Law, so I bet there is a substantially similar process for you. The Court forces a sale and you are finally free!
Thank you, Linda! Our decision is mutual in our case, we're just looking for the best way to change the mortgage through a financial adviser.. preparing legal documents always take time as well, unfortunately. But it will be all done soon enough 💝🥰
Most clerks don’t know about it but it also exists here. You need a management person in the mortgage company, someone higher up, or their legal dept. Easy. You have another closing and person who assumed takes mortgage over.
I’m so excited for you! I would say it’s much easier in US but you do have to have money saved. My son bought a house at 21 and I’m very proud. In the US you can register a business name and get a bank account. Keep track of all expense and it’s called owner/operator able to write of stuff used in the business. We’ve been self employed for many years. Absolutely keep it very simple and don’t blow too much on experts. Research yourself
Wow a house at 21 is fantastic! Wish I was that clever, but better late than never 😘😍 I will be registering my business soon, already had a consultation and there are lots of things to consider. I'll be filming an update soon 💖🥰
I’m so happy for you! This is exciting news🎉👏will you keep us informed which Vikisews patterns are translated. I would like to get more of her patterns. Maybe she can compensate you for posting information here about her patterns. Or an affiliate link on your channel so you can earn commetion on every pattern sold 😅$$
Ha ha that's a great idea, Judy! As an employee, I get access to everything, pretty much. And I get paid for the work I do on top of that, so it's kinda a better deal than the one I would get if I were an ambassador ❤️💝💜
Hi Brenda, any payment that is made in foreign currency (not rubles) goes to the American company. You can order through their site safely. I bought a few patterns like that whilst I was taking a break from working there 💜❤️
@@Sloths.and.Orchids Thank you for replying so quickly! I’m glad that you are excited and finding your way with all of the changes in your life. Wishing you the best.
Your luck is changing Alisa well done.
It totally is, Annette! The changes are in the air, I can feel them. Very goosebumpy but great at the same time! 😍❤️
Exciting times!! It’s wonderful to take steps forwards 😊
Absolutely, Sarah! I feel that I've come really far from the initial point where the decision has been made 💖💜
Go Alisa! All sounds very positive. Coffee soon 😊 x
Aww thank you Steve! ☺️ Yes, looking forward to it! 😜🤗
So exciting! Sounds like you are starting to soar!
It's exhilarating! Some days I'm stupidly happy for no reason... Must be the shock of all the changes coming at once 🤦😍
This is such wonderful news! I am so excited to see your new place and wish you all the best. ❤
Thank you!!! 💖❤️ I'm so excited to see my new place as well! I'll try to get some videos if I'm allowed to visit before I move in! 😍🙏
That sounds really exciting and I think having your independence will feel great!
Maggie, I can start feeling it already! It's amazing, and will only get better!! 💝❤️
I’m so happy for you good things come to those who wait
Linda, absolutely!! ❤️😘
Great news, so pleased for you. I'm crossing my fingers too
Thank you, Sarah! I'm also crossing everything I can! 💝🥰
All the best Alisa 👍
Thank you Helen 😘💝
There is something VERY exciting about moving into a home that no one has ever lived in before! I think moving out while things are still amenable with your ex is wise. Feelings change as you know. Having a good clear out before moving is always advisable, and being able to pack strategically makes it so much easier when you unpack. One question you may want to ask your accountant regarding opening a business account for your extra income, is how many years are you allowed to run at a loss. Here's why I ask...once you start claiming certain costs (for example, your cell phone, internet, part of your rent, depreciation on your computer, insurance, etc) most countries expect you to operate at a loss for the first X years, then expect you to make a profit. Then discuss banking and the kind of records you need to keep. I'm advising this because I had NO business income during covid and ran out of 'years' to turn a profit. I closed my business as a result, and will consider re-opening once I feel comfortable having clients come into my studio. I wish you luck my lovely.
Oh wow that's fantastic advice, thank you so much, I didn't even know that such thing existed! I will definitely be asking about that one!
And yes, minimising and packing for the specific rooms will have to be organised, also a great advice, thank you!
I have the best subscribers on here, hands down!! ❤️💝💜
Great news, fingers crossed everything goes well for you.
Thank you Lorraine! It will be the first step to my new and exciting life! 🎀💜
Hoping all works out for you! That’s great for job with VikiSews! I’m excited for you😊
Cheryl
Thank you Cheryl!! 😍❤️ They were happy that I wanted to come back. I do love Vikisews for lots of reasons🎀💝
Those are all positive and exciting changes… good for you!! I, too, am in the process of a move and big life changes… it’s very stressful and a whole lot of heavy work, but will be well worth it in the long run.
Ohhh big hugs to you, from one newly independent girl to another! We can do it, I don't doubt it for a second!!! 🥰💖🎀
Nice positive way to go
Keeping positive is the key!! 🥰🎀
What lovely news. Onwards and Upwards 🎉
I feel so excited!! 😍❤️
Whoopee! This does sound great! Hope it turns out just as you 🤞 wish.🥰🇨🇦
I know!!! I keep my everything crossed that this goes according to the plan! So excited! 😍🥰
Exciting news and your approach in this difficult situation is lovely. Positivity in action! You will be fine!🙏💙💛
Thank you Kerstin! 💖🥰 It's my natural state of happiness that's been a blessing throughout my life. Hopefully I'll stay positive and balanced as things are unfolding ❤️💜
You deserve such luck!
Thank you Alecia 😘💜
I'm so happy for you. I'm in Canada, but definitely get advice on a small home business from a professional licensed accountant. In addition to any potential benefits, you may have additional expenses also like yearly accounting, insurance etc. Ask about those also so you've got the whole picture. And ask if you 'have to register' your business and how much it will cost to register it. Plus find out if that's expensive, can you register it yourself. Have fun! I think you're going to have success. 🥳👍
Thank you Leanne, all those are very valid points...I will make a list as I'd like to know the answers to those as well 💖🎀
Whoop Whoop 🙌 ❤️💙💜 YAY so happy for you.
I'm whooping over here as well, Sarah 😜😍
Good luck
Thank you Shelley 😘😍
Such awesome news! It's so good to hear that you are able to be in a nice home and continue to pursue your life! I am just so happy for you! 😊
Thank you Holly!! 😍💝 I'm so excited about the future, I have about a million plans and can't wait to share it all with you! 💖
@@Sloths.and.Orchids You are so full of courage! I'm glad that you have invited us on your journey...I'm cheering you on!
Thank you so much, it really helps to read your heartfelt comments and wishes, more than you know! 💖😍
Good to see your smile! It’s a good idea to check out the financial details. Remember, you get what you pay for. If it’s free advice it may be a way to get you in the door and charge a lot. See if someone can give you a real referral. Ask at work if anyone uses a local accountant. You don’t need to say why. You’re planning your future. Give it a think.
Thank you Claudia! Yes, the first session is free as they show you what they can do for you with no obligation to sign up. I usually go with the vibe that I get from a person/company.
I interviewed once for two jobs on the same day, I got both offers and I accepted one particular job, that's the one I've been doing for the past 7 years and I absolutely love the company. I will ask around though, as you're right, it's good to keep my options open, thank you for the advice!! ❤️💝💜
Sounds like you are on your way! Definitely use an attorney for those financial details; don’t depend on the advice from friends… unless they are attorneys! I am glad to hear your good news! Take care and be good to yourself! 😊
Thank you Frances! All the changes and transfers will, of course, be made legally so that we're both protected. 💖❤️
Congratulations. In Massachusetts USA there is a legal remedy called “petition to partition” for situations when a joint owner wants out but other owner won’t buy them out or agree to sell. Our law is based on English Law, so I bet there is a substantially similar process for you. The Court forces a sale and you are finally free!
Thank you, Linda! Our decision is mutual in our case, we're just looking for the best way to change the mortgage through a financial adviser.. preparing legal documents always take time as well, unfortunately. But it will be all done soon enough 💝🥰
@@Sloths.and.Orchids ask for an “assumption of mortgage”
Most clerks don’t know about it but it also exists here. You need a management person in the mortgage company, someone higher up, or their legal dept. Easy. You have another closing and person who assumed takes mortgage over.
I’m so excited for you! I would say it’s much easier in US but you do have to have money saved. My son bought a house at 21 and I’m very proud. In the US you can register a business name and get a bank account. Keep track of all expense and it’s called owner/operator able to write of stuff used in the business. We’ve been self employed for many years. Absolutely keep it very simple and don’t blow too much on experts. Research yourself
Wow a house at 21 is fantastic! Wish I was that clever, but better late than never 😘😍
I will be registering my business soon, already had a consultation and there are lots of things to consider. I'll be filming an update soon 💖🥰
I’m so happy for you! This is exciting news🎉👏will you keep us informed which Vikisews patterns are translated. I would like to get more of her patterns. Maybe she can compensate you for posting information here about her patterns. Or an affiliate link on your channel so you can earn commetion on every pattern sold 😅$$
Ha ha that's a great idea, Judy! As an employee, I get access to everything, pretty much. And I get paid for the work I do on top of that, so it's kinda a better deal than the one I would get if I were an ambassador ❤️💝💜
@@Sloths.and.Orchids do both 😉🙌🏻😎
💗
💃💃💃
God is Good.
Mimi 🙏🙏🙏
Good for you. Vicki Sews is not your enemy. Vicki has shown how she feels about the war in Ukraine by leaving Russia. Good luck with EVERYTHING!!!!
You're so right! They are a wonderful and fair company who employ several Ukrainian girls and take care of them in many ways. 💜🎀
Is there a way to order Vicki Sews Patterns so that the payment goes to the American company account?
Hi Brenda, any payment that is made in foreign currency (not rubles) goes to the American company. You can order through their site safely. I bought a few patterns like that whilst I was taking a break from working there 💜❤️
@@Sloths.and.Orchids Thank you for replying so quickly! I’m glad that you are excited and finding your way with all of the changes in your life. Wishing you the best.
Thank you, Brenda! It's scary but exciting at the same time! ❤️🎀
It all sounds good. Do get advice from an accountant who knows the GB tax rules. Knowledge is power.🇦🇺🪡🧵
Letitia, that's the plan. I'll keep you updated on what advice I get. I'm super excited! 💖❤️