"Home Loan வரமா? சாபமா? - இப்படி Repayment பண்ணா தான் லாபம்!" Eye Opening Interview

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  • Опубликовано: 4 окт 2024
  • Home Loan வாங்கும் முன் தெரிந்துகொள்ள வேண்டிய விஷயங்கள் குறித்து GL Properties-ன் MD காமேஷ் கண்ணன் பேட்டி
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Комментарии • 108

  • @BehindwoodsO2
    @BehindwoodsO2  11 месяцев назад +7

    Subscribe - bwsurl.com/bo2s We will work harder to generate better content. Thank you for your support.

  • @Mavericks_vlogs
    @Mavericks_vlogs 2 месяца назад +4

    Plz sir
    Can you tell how to close housing loan,10 years over
    But how to close any tips

  • @ashwintamil7313
    @ashwintamil7313 5 месяцев назад +4

    7:00 தினக்கூலி எந்த bank loan tharaga please reply.

  • @theleftindicatorleftindica7326
    @theleftindicatorleftindica7326 Месяц назад +1

    Sir Ungaluku Than varam...because Neenge Real estate Business pandringe...

  • @HOSTELHERO1
    @HOSTELHERO1 9 месяцев назад +14

    Just delay buying home for 10 years. Think you already got a home and put that EMI amount in Nifty 50 as SIP.
    Eg: 80lakhs loan, EMI would be 69K @ 8.45 for 20 years
    Delay 10 years of buying and put this 69K as SIP in Nifty 50 @ 12% for 10years you will get 1.6Cr
    Use 1.6Cr and buy a home with full cash in 10 Years instead of paying EMI for 20years
    Thank me later😇

    • @ecekarthick28
      @ecekarthick28 9 месяцев назад +6

      Land appreciation not considered 😂..

    • @HOSTELHERO1
      @HOSTELHERO1 9 месяцев назад

      @@ecekarthick28 Even if the land appreciates it vary from area to area and still 80lakh home will not go to 1.6cr in 10years calculate with CAGR you can make out the difference between the growth of land vs mutual funds
      Roughly land appreciates with 3-4%CAGR
      Nifty 50 appreciates with 12-14%CAGR

    • @soundarapandianelangovan7438
      @soundarapandianelangovan7438 8 месяцев назад +3

      ​@@ecekarthick28LAND IS NOT AT ALL APPRICIATING IN ITS WAY IT ACTUALY OVERHIPPED BY BROKERS. I AM IN HOSUR PLANNED TO BUY LAND, SAME LAND BUT TWO BROKERS ARE APPROACHED ONE SAY SQFT 1100 ANOTHER SAY 2500 (NOT NEGOTIABLE )😂 I DON'T KNOW WHAT VALUE ADDITION THEY OFFERING FOR GOD GIVEN FREE LAND FOR HUMANS. VERY PATHETIC SYSTEM IN INDIA ESPECIALLY IN REAL ESTATE SECTOR.

    • @benedictjoseph3832
      @benedictjoseph3832 8 месяцев назад

      ​@@soundarapandianelangovan7438 this brokers cheat innocent ppl...the ppl who have ancestors land also this broker will cheat...this broker system to be abolished completely by government.. that's my thought..

    • @ramusamyable
      @ramusamyable 15 дней назад

      Is there any 💯 guarantee sip will give 15% to 12% ,

  • @jayarajkp-o8e
    @jayarajkp-o8e 4 месяца назад +3

    Sir,
    Repo rate not increased by RBI,but bank can increase interest rate?is it possible

  • @JP.Pradap
    @JP.Pradap 4 месяца назад +3

    How to know intrest rate gets decrease?
    What about floating intrest rate..

  • @thalapathi208
    @thalapathi208 2 месяца назад +2

    4:51 how to check internet rate in RBI

  • @nologic6285
    @nologic6285 3 месяца назад +9

    ஆயிரம் சொன்னாலும் வங்கியில் கடன் வாங்குவது ஆபத்தான விசியம் தான்

    • @ThorFan-m4p
      @ThorFan-m4p Месяц назад +2

      Vangila pannam podrathoda nipaatikanum…
      Vaangunaa 💀

  • @user-Kadaicvivasayinmagan
    @user-Kadaicvivasayinmagan 4 месяца назад +2

    Back round music cut pannuga

  • @manjunathkv4350
    @manjunathkv4350 11 месяцев назад +10

    Please 🙏 don't go to anyone loan

  • @surendrangk1371
    @surendrangk1371 8 месяцев назад +3

    If you're in a private job and if you lost the job for 6 months, you're gone case. Your entire life will go into hell.

    • @surendrangk1371
      @surendrangk1371 8 месяцев назад

      @RohitSingh-ne6xc what you are trying to reply?

  • @cnkoilbusiness9984
    @cnkoilbusiness9984 9 месяцев назад +4

    There is difference between private bank and public sector bank.He says false information.paying five times in one month and principle amount is reduced.

    • @gnadha123
      @gnadha123 9 месяцев назад

      No, its common for all banks will readuce

    • @cnkoilbusiness9984
      @cnkoilbusiness9984 9 месяцев назад +1

      @@gnadha123 private bank accept only emi only not reducing balance.you said only one time per month.

    • @anbuanand1222
      @anbuanand1222 8 месяцев назад

      Illa sir government Bank also fraud

  • @kanishkam907
    @kanishkam907 11 дней назад

    Education loan vangana inum lone katala but home lone tharuvanga

  • @aruljothi5652
    @aruljothi5652 11 месяцев назад +4

    Good communication,

  • @arulventhan641
    @arulventhan641 4 месяца назад +1

    Very useful information, thank you behindwoods

  • @nathinathi6099
    @nathinathi6099 11 месяцев назад +2

    Nandri bro

  • @selvampalani9708
    @selvampalani9708 11 месяцев назад +6

    Romba thanks sir

  • @mohammedsardar3779
    @mohammedsardar3779 4 месяца назад +2

    12 months ku apram tha repayment Panna mudium soldrangale bank le sir?

    • @user-ur6yd7ce8n
      @user-ur6yd7ce8n 2 месяца назад

      Neenga account number and IFSC code vachi net transfer pannidunga. Avanga kitta aen kaekkanum

  • @sripriyal7240
    @sripriyal7240 5 месяцев назад

    Thank you sir nalla explain pannenga

  • @bharathipriya1861
    @bharathipriya1861 7 месяцев назад +2

    Super explanation sir...

  • @sureshm9657
    @sureshm9657 8 месяцев назад +2

    Then what's the ethic our Indian Bank have?. RBI is sleeping?

  • @brahmasmind
    @brahmasmind 9 месяцев назад +4

    Agreed to this, a home loan is a privilege if you know how to use it. Always go for a home loan based on your capacity. Yes, loan tenure is the key to settling the loan.

  • @fareethabegama1051
    @fareethabegama1051 9 месяцев назад +5

    Auto driver ku home loan kidikkuma pay slip illa enna proof kudukuna

    • @nagareegakomalitrollnkt8382
      @nagareegakomalitrollnkt8382 9 месяцев назад +3

      PAN Card and Bank Transaction irunthale podhum

    • @ashwinrajasekaran2955
      @ashwinrajasekaran2955 8 месяцев назад +3

      Oru bank la continues ah account maintain pannunga..... Andha bank manager kita pesunga he might help you

  • @enuyirnanba
    @enuyirnanba 6 месяцев назад +1

    Any offical place to check the sbi home loan rate of interest? When the rbi release the roi, is there any specific period?

  • @giftygrace9660
    @giftygrace9660 7 месяцев назад +1

    Wonderful explanation

  • @saravanaprasath6165
    @saravanaprasath6165 11 месяцев назад +8

    Excuse me Sir - there is no much difference in personal loan and housing loan.
    SBI housing loan interest- 9.75
    Personal loan interest - 10.5
    My point of view personal loan amount is for better when compare with housing loan.

    • @kondurajsuhavanam9644
      @kondurajsuhavanam9644 11 месяцев назад +1

      ஏன் அப்படி சொல்கிறீர் கொஞ்சம் தெளிவாக கூறவும்

    • @karthikcool355
      @karthikcool355 10 месяцев назад

      Housing ku 8.3%

    • @barusathish
      @barusathish 8 месяцев назад +3

      Anyway home loan interest is lesser. Also you can claim that interest for income tax in 80c. There is no real benefit in personal loan. Is there any reason you want to go for personal loan instead of home loan?

    • @gowthamkumarmp1912
      @gowthamkumarmp1912 7 месяцев назад

      @barusathish well said

  • @MuthamilSelvi-l2c
    @MuthamilSelvi-l2c 5 месяцев назад +1

    5 satar loan makgaleei thayavu Siethu vangathinga 😭😭😭😭🙏🙏🙏

  • @PriyaR-k8v
    @PriyaR-k8v 5 месяцев назад

    Super video thank you

  • @p.selvasrinivasan5954
    @p.selvasrinivasan5954 9 месяцев назад +1

    Work illama iruntha eppadi sir

  • @SwtVenkat
    @SwtVenkat 10 месяцев назад +5

    Home loan interest rate RBI la kammi panni irukangana, antha new interest rate iku change panna yathavathu charges varuma sir... nan LIC la Home Loan vangi irukan... But avanga 4000 pay panna soldranga... vera yathavathu idea iruka bro... Thank you sir

    • @sivaraman4451
      @sivaraman4451 9 месяцев назад

      Ithe nilamai bro engalukum lic la

    • @vimal5864
      @vimal5864 8 месяцев назад

      Bro if possible go for takeover

    • @sivaraman4451
      @sivaraman4451 8 месяцев назад

      @@vimal5864 take over panniyachu bro

  • @YaaliniYaalini-xq7lc
    @YaaliniYaalini-xq7lc 2 месяца назад

    Tq sir 😊

  • @ManojKumar-ii8hy
    @ManojKumar-ii8hy 7 месяцев назад

    Super sir 🎉🎉🎉🎉

  • @IlNY777
    @IlNY777 9 месяцев назад +2

    This guy is giving half information and wrong information. Probably he himself is.not clear on the topic?

  • @meenatchikumar5759
    @meenatchikumar5759 11 месяцев назад +1

    🙏🙏🙏👍👍👍

  • @sagunthalasagu-d7m
    @sagunthalasagu-d7m 2 месяца назад

    👍👍

  • @SivaSiva-oo5jl
    @SivaSiva-oo5jl 9 месяцев назад +13

    அசல் ஒரு வருஷத்துக்கு ஒரு லட்சம் மட்டும் தான் கட்ட முடியுமா இல்ல அதுக்கு மேலயும் கட்டலாமா

    • @gnadha123
      @gnadha123 9 месяцев назад +2

      Can pay more

    • @vinothvinayak3911
      @vinothvinayak3911 8 месяцев назад

      Based on bank

    • @carthyy
      @carthyy 8 месяцев назад +5

      Neenga evalo amount venumnaalum pay pannalam. Limit edhuvum illai.

    • @Satheesh2024
      @Satheesh2024 7 месяцев назад

      Limit is there...in Canada 2L per yr

    • @vijaypandian535
      @vijaypandian535 6 месяцев назад

      4 times of your emi per year you can pay

  • @learnedu7414
    @learnedu7414 7 месяцев назад

    Loan payment 8 lakhs for 7 years..monthly EMI 18500..5years completed.. Now We want to close full payment..so how much amount remains to pay? How to calculate? Plz anyone tell me..

  • @s.suganyavijay3472
    @s.suganyavijay3472 8 месяцев назад +2

    Sir home loan prepayment panni ippa 4laks irrukku sbi ippa 2laks irruku balance 2laks ku jewel loan padalama ? Home loan 8.54% jewel loan 60 paise

  • @nellairealty
    @nellairealty 8 месяцев назад

    நல்ல பதிவு.

  • @gameboi2K22
    @gameboi2K22 11 месяцев назад +1

    Dai 1800s la Kolkata onnu kidayadhu😂😂😂

  • @pandikumar4756
    @pandikumar4756 5 месяцев назад

    Na or pa

  • @karthikkeyan6266
    @karthikkeyan6266 8 месяцев назад

    Total waste interview 😅 its only for who have existing home loan , not suite for some who try to take home loan , be aware

  • @senthilkumarkumar4945
    @senthilkumarkumar4945 11 месяцев назад +2

    Don't go for home loan. Sabamthan

    • @naidu3125
      @naidu3125 3 месяца назад

      Why sir ????

  • @mpmachi678
    @mpmachi678 6 месяцев назад

    Entha channel paid interview.. ookalii

  • @bharatx143
    @bharatx143 11 месяцев назад +1

    100

  • @IdealInvestIN
    @IdealInvestIN 11 месяцев назад +4

    wrong approach, if you wish to preclose , reducing emi is best. tenure will increase when interets rate incraeses

    • @dadsonanand5820
      @dadsonanand5820 11 месяцев назад +5

      Calculate and see… don’t spread miss info. Reducing tenure is the best

    • @IdealInvestIN
      @IdealInvestIN 11 месяцев назад

      @@dadsonanand5820 its a trick, reducing tenure is best when you want to continue the loan until the tenure. if you want to prepay reducing emi is best option. whatever savings from emi reduction can be used to prepay

    • @jayalakshmisundararajan694
      @jayalakshmisundararajan694 9 месяцев назад +4

      Yes reducing tenure is best way to save from intrest

    • @IdealInvestIN
      @IdealInvestIN 9 месяцев назад

      no@@jayalakshmisundararajan694

    • @jayakumar9861
      @jayakumar9861 9 месяцев назад

      What do you mean .. if you pay less .. loan will preclose ???.. don't put flower on ear😡😡

  • @uthirakumar3901
    @uthirakumar3901 6 месяцев назад +1

    Miusce.neruth

  • @sureshm9657
    @sureshm9657 8 месяцев назад +1

    Thank you for your information sir

  • @devigadeviga6930
    @devigadeviga6930 8 месяцев назад +1

    Super 👍,tq sir

  • @pandikumar4756
    @pandikumar4756 5 месяцев назад

    Thanks Anna

  • @malathynarayanan6078
    @malathynarayanan6078 7 месяцев назад

    Thanks sir

  • @pragatamilanofficial9579
    @pragatamilanofficial9579 7 месяцев назад

    Super sir