Car Insurance Tips and Tricks - தெரியாத பல உண்மைகள் | Expert explained | Birlas Parvai

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  • Опубликовано: 3 окт 2024
  • Car Insurance Tips and Tricks, tips and tricks for cheap car insurance, tips to lower your car insurance, what to consider when choosing car insurance, how to take best car insurance, how to take car insurance, how car insurance works, why car insurance is important, how to find best car insurance, what is the best car insurance, how to take car insurance policy, how to get the best car insurance, best way to get car insurance, when to get car insurance, whats the best car insurance, car insurance tips, car insurance, car insurance explained, cheap car insurance, auto insurance, car insurance online, best car insurance, insurance, car insurance renewal tips, best car insurance in india, motor insurance, car insurance renewal, best car insurance policy in india 2023, best car insurance policy in india 2022, car insurance scams, insurance renewal for car, car insurance renewal tips india, best auto insurance, best car insurance policy in tamil, car insurance explained in tamil, car insurance renewal tips in tamil, how to choose the best car insurance in tamil, car insurance renewal process in tamil, car insurance buying guide in tamil, car insurance tamil
    In this video a detailed discussion about car insurance by expert.
    Enjoy the Video till end.
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    / birlasparvai
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Комментарии • 339

  • @shanmusharan6701
    @shanmusharan6701 Год назад +10

    Super boss....., Super
    ஏதேனும் மூன்று வாகனங்களின் insurance policy எடுத்துக்கொண்டு குறைபாடு, எச்சரிக்கை மற்றும் வித்தியாசம் முக்கிய குறிப்பு பற்றி முழு காணொலி இதை போன்று பதிவிடவும். நன்றி

  • @ssfashion2112
    @ssfashion2112 7 месяцев назад +16

    காவல்துறையின் வழிப்பறியில் இருந்து தப்பிக்கவே வாகனத்துக்கு இன்சூரன்ஸ் எடுக்க வேண்டிய கட்டாயம்... என் வாகனத்துக்கு இன்சூரன்ஸ் claim செய்ய நான் பட்ட பாடு கடவுளுக்கு தான் தெரியும்... இன்சூரன்ஸ் கம்பெனி எண்ணம் என்னவென்றால் பணம் கொடுக்க கூடாது...

    • @SivaKumar-qc2in
      @SivaKumar-qc2in 4 месяца назад

      Claim கிடைத்ததா?

    • @karthikeyanmohan1580
      @karthikeyanmohan1580 4 месяца назад +1

      Everyone to sale the insurance then once raise the claim they search to reject that. It my experience

  • @sundarsundar9952
    @sundarsundar9952 Год назад +5

    Video coverages
    All type of Insurance coverages...
    Best episode ever before...

  • @GPTRaajan
    @GPTRaajan Год назад +140

    third party definition is wrong. Owner or Driver is not covered under Third party insurance. For Driver we have to pay extra premium and for owner we have to take Personal Accident cover. Really there are two policy namely Comprehensive and Third party.

    • @shyamsparrow1132
      @shyamsparrow1132 Год назад +10

      Yeah third party is for other vehicles if damaged by accident.. for driver or owner personal coverage we need to take i guess

    • @balasubramanianr2238
      @balasubramanianr2238 Год назад +9

      Third party for other vehicles. Own damage , personal accident Insurance ( PAI) passenger (paid Driver with known person and without person)

    • @khanna.rajesh546
      @khanna.rajesh546 Год назад +4

      You are right sir

    • @iamconfidentboy111
      @iamconfidentboy111 Год назад +1

      Correct anna

    • @devaiaham
      @devaiaham Год назад

      Yes you are right

  • @jegang5391
    @jegang5391 Год назад +18

    Bro very much Thanks to you & Mr.Rajesh. Such an informative video, also expecting this one for long time.... (Similarly post a video for RTO related processes like, Applying LLR, DL, Name Transfer & Requirements, FC Clearing, Road Tax.. etc).

  • @Black_lover227
    @Black_lover227 11 месяцев назад +1

    Hats off for birlas uncle...answering is easy but asking the question properly and effectively is difficult....thankyou very much uncle....

  • @rajalakshmic7120
    @rajalakshmic7120 Год назад +1

    அருமையான விளக்கம். என் கார் 2010 ல் வாங்கியது. ஓரு dog மீது மோதியதில் ட்டீங்கரிங் குக்கு insurence 15 ஆயிரம் எடுத்தோம். நான் புது கார் எடுக்கும் போது இந்த insurence கழிக்க படுமா. No கிளைம் இன்சூரன்ஸ் என்பதால். புது காருக்கு பழைய insurence cover செய்ய என்ன செய்யலாம்

  • @BalajiStat
    @BalajiStat Год назад +3

    New car yeduthu , owner sencha mistake naala small scratches and dents vilunthutuna athuku yenna pannalam athula insurance cover aguma . Adutha video ku collect la vachikoga bro

  • @akashsaravananselvaraj9070
    @akashsaravananselvaraj9070 Год назад +1

    Sir nil depreciation insurance pathi detailed fullah oru video podunga all those add ons and other things

  • @cgvenkat
    @cgvenkat Год назад +6

    Yes very informative.
    Regarding taking insurance for new car from outside the Delear needs more information.
    Delear insurance is very costly?
    Should we go to corporate insurance company?

  • @VTJanagan
    @VTJanagan Год назад +2

    Good massage, long time thirsty cleared, thank you so much.

  • @srijanreddyjourney272
    @srijanreddyjourney272 10 дней назад

    Wow sir.. impressed with your points in discussion.Useful

  • @muruganp5255
    @muruganp5255 Год назад

    Differently abled person ku own damage la 50% than itha pathi solli irunthal nandraga irukum

  • @25.suresh.v78
    @25.suresh.v78 Год назад +1

    Hi sir! Both of your information are valuable for us sir.One thing sir (ivlo vishayatha theliva soliteenga abdey Endha Insurance company neenga sonna mari ella add on's um provide pandranga nu solla mudiyuma sir?)

  • @prasanthsanka
    @prasanthsanka Год назад +2

    Thanks to Rajesh sir and Birla sir. Awesome video. Must watch for all car owners

  • @rokinthmg9985
    @rokinthmg9985 Год назад +1

    Very useful video. Thanks for your efforts..

  • @yuvaraj80
    @yuvaraj80 Год назад +1

    Very detailed interview and great explanation by Mr Rajesh

  • @anbarasu10
    @anbarasu10 8 месяцев назад +1

    Main point is 50% NCB can be applied for the new vehicle purchase insurance by the Seller/owner. 26.00 is must watch

  • @subbzpigeionsales
    @subbzpigeionsales Год назад +1

    Sir thank you . Onga video, enga kitta vandu seradrukku you are taking good effect and very usefull, very good info for all vehicle user... Thank you.sir. keep your work continue and all the best sir...

  • @jaikishanstars
    @jaikishanstars Год назад +2

    I planned to research this topic weeks back u r video made to learn everything ☺️ if any questions come to my mind i comment please do video sir very helpful.

  • @saragan9760
    @saragan9760 Год назад +1

    Once I went for door scratch repair.
    But the color was different form the cat colour.
    It's a close match but can spot difference.

  • @ashwathaman1819
    @ashwathaman1819 Год назад +1

    @16:10 Loan quote including insurance quote obtained outside of dealer is also acknowledged from a financial institution.

  • @vimal.k9027
    @vimal.k9027 3 месяца назад

    Super sollirukiga bro tq

  • @tamiltravellers.5
    @tamiltravellers.5 Год назад +1

    Useful information, Thank you brother.. Make new video about vehicle FC & Name transfer process..

  • @devaiaham
    @devaiaham Год назад +2

    Extremely informative and Much appreciate the honesty in sharing information, much needed content in your channel. Thanks Birlas Parvai

  • @regii2750
    @regii2750 Год назад +1

    Subscribers ta irunthu Q AND A keatu antha questions ah experts ta keta nalla irukum innum

  • @thameemansari6977
    @thameemansari6977 Год назад +6

    Such an informative video. Not sure such one exists in Tamil. Thank you for taking time to put up such a video.
    Next video request would be, since you started brother about NoC. Can that be explained? Like how long a vehicle can be driven in another state and how to tackle govt authority if questions are asked.
    2ndly, another video regarding changing color of vehicle will also be nice.

  • @senthilgeethan8408
    @senthilgeethan8408 Год назад +1

    Very useful information ... Truly appreciate you both ... Kudos 👍👌

  • @vicky87587
    @vicky87587 Год назад +1

    Nice one, Rajesh 👍 best explanation. Thanks bro!

  • @vignesh413
    @vignesh413 Год назад +1

    Very useful. Thanks for detailed explanation

  • @mohamedjaleel1597
    @mohamedjaleel1597 Год назад +1

    Thank you , very informative
    Worth spending time

  • @jaykaysandy
    @jaykaysandy Год назад +1

    Very much informative video and it's really appreciated. Normal people like us get more info from your videos. Please keep up the good work.

  • @pandiarajangokul
    @pandiarajangokul Год назад

    Arumaiyana pathivu sir thx u so much

  • @joenavin471
    @joenavin471 Год назад +2

    Amazing effort from you and Rajesh patiently answered all your/our questions. Thank you and keep inspiring us by your great work 🙂👍

  • @servotecheatsolutionspvtlt6498
    @servotecheatsolutionspvtlt6498 Год назад +2

    buying a new car with 3 rd party insurance covering of 3 years -after 1 st year we are changing insurance company ...... after 2 years accident happens to 3 rd partty means ,,,, which insurance company will responsible for the case ........

  • @nithyarc
    @nithyarc Год назад +1

    Thanks a lot sir, very useful video, no one explains to this level. Thanks a lot for your efforts sir.

  • @hashvana
    @hashvana Год назад +1

    Ur efforts are always worthfull....ur great sir...

  • @guna2638
    @guna2638 Год назад +1

    You would have approached me for this topic... Working for an insurance company over 10 years and holding fellowship in insurance...

    • @Jubin369
      @Jubin369 Год назад +1

      You also would be saying the same things only right 😁

  • @kishore_6705
    @kishore_6705 Год назад +2

    Show room la kasu than pudunguvanga they won't cover cover everything.
    Intha info la 1% kuda solla mattanga

  • @ganeshbabu7557
    @ganeshbabu7557 Год назад +4

    thanks sir. also pls tell us how many years we need to buy the Bumper to Bumper insurance for a car. . after 5 years, can we stop buying that . should we keep only TP insurance alone?

  • @sudhakar.k9171
    @sudhakar.k9171 Год назад +1

    Thanks sir. Nice one

  • @kssaravanan006
    @kssaravanan006 Год назад +2

    Sir could you please tell the best insurance company in the market🙏

  • @geniusatya
    @geniusatya Год назад +7

    Super coverage, 👌 most of my long time queries are answered. I was recollecting the times during floods in chennai, salvage was the biggest burden on insurance companies as total loss was declared on most of the cars. For minor accidents were FIR is not required, on the spot snaps can help surveyor as I had a highway accident experience

  • @ashwins1630
    @ashwins1630 8 месяцев назад

    Super info, Thanks Birla & Rajesh. Would be helpful if video has timelines marked, this video will be useful resource which we can save to our playlist and revisit anytime needed. Thankyou

  • @MANIMARAN4187
    @MANIMARAN4187 Год назад +1

    Great 👍 very informative 👏 for a lay man.

  • @samimi5886
    @samimi5886 Год назад +1

    Need details about normal Comprehensive coverage ?

  • @kmukilan97
    @kmukilan97 Год назад +2

    Good video. But a simple question: If a small accident occurs and there is damage to the car, so the owner go with a heated argument/fight about recovering the damage amount or pardon the person and go to the dealer/workshop for repair and recover through insurance?

    • @senthilgeethan8408
      @senthilgeethan8408 Год назад +2

      Nice query ... You know about our traffic conditions ... I basically pardon the person and wait till the year end ... 1/2 month before the policy renewal replace/repair the damaged part using insurance ... 🤷‍♂️😀

  • @kmshero2020
    @kmshero2020 Год назад +1

    Very useful video. Appreciate your efforts Birla

  • @karthikcandy1660
    @karthikcandy1660 Год назад

    Such a hard core useful details i got all answers in one video

  • @bigbang4909
    @bigbang4909 Год назад

    17:47 good question birla sir

  • @fayazj7843
    @fayazj7843 Год назад

    NCB kodukra amount romba kami pathingana oru budget carku Rs.1000-2000 kula varum.

  • @Arul88
    @Arul88 Год назад +1

    Idv la car value, on-road price வருமா or ex-showroom price க்கா?

  • @sivalingamrakkan1375
    @sivalingamrakkan1375 Год назад +2

    Thank you for detailed insurance reviews 🎉🎉🎉

  • @venkadeshdark6888
    @venkadeshdark6888 Год назад +1

    Heavy vehicles driving judgement half clutch method sollunga sir

  • @AnilSingh-st3tz
    @AnilSingh-st3tz Год назад

    To me it is an excellent explanation about car insurance. I learned a lot about car insurance.

  • @k.dillibabu9189
    @k.dillibabu9189 Год назад +1

    As per government irda rule customer can renew motor insurance wherever.i think he is delar person promting dealer insurance only.

  • @casaravanan
    @casaravanan Месяц назад

    Sir tata nexon EV we paid nil depreciation and consumables. Now my car HV cable bites.now can I Claims in insurance

  • @hbharper1
    @hbharper1 Год назад +1

    Sir, thank you very much for all the info. But your explanation of third party needs to be clear.

  • @satishrammoorthi374
    @satishrammoorthi374 Год назад +1

    sir very nice video. i have a query, if someone hit my vehicle where am not in mistake,is there a way to claim from the other car's insurance instead of my insurance which impacts my NCB

  • @mutharasurenganathan2180
    @mutharasurenganathan2180 Год назад +2

    If it is taking a long time for RC cancellation, what to do ?

  • @luck-xi2je
    @luck-xi2je Год назад

    Sir very useful information for new buyer car 🎉🎉you have given me good information

  • @karthikkmanoj8662
    @karthikkmanoj8662 3 месяца назад

    very informative!

  • @nathanparitha2147
    @nathanparitha2147 Год назад +1

    கொரோணவிற்கு பிந்தைய வருடங்களில் கார் இன்சூரன்ஸ் செய்யவில்லை. ( கிட்டதட்ட 4 வருடங்கள்) தற்போது இன்சூரன்ஸ் செய்தால் முழுமையான இன்சூரன்ஸ் பயணங்கள் கிடைக்குமா? விபரம் சொல்லவும்

  • @srinivaasansundar7406
    @srinivaasansundar7406 Год назад +3

    sir d-cut steering vs round steering needs sollunga sir, why we need those shapes

  • @pradeeps-vlogs
    @pradeeps-vlogs Год назад

    Very useful to know detail on car insurance. It helps to make right decision to choose right insurance for vehicle.

  • @arunsubramanian3730
    @arunsubramanian3730 Год назад

    Thanks to Birla bro and Rajesh bro for this information

  • @MeeTalkies
    @MeeTalkies 11 месяцев назад

    Excellent explanation, well said bro

  • @gowthamsankaran67
    @gowthamsankaran67 7 месяцев назад

    Thank you so much for this informative video

  • @macrosoftpalani
    @macrosoftpalani Год назад

    Great Bro!!! Very Very Informative!!!

  • @syedibrahim810
    @syedibrahim810 Год назад

    birla u rocked with rajesh.

  • @astrokumarg
    @astrokumarg Год назад

    Great interview. Thank you

  • @haridaskarthikeyan2754
    @haridaskarthikeyan2754 8 месяцев назад

    Very nice explanation... Thanks sir. Wich insurance company best for car

  • @sapparnathan750
    @sapparnathan750 Год назад

    Thank you brother & Rajesh 👍🏽🙏🏽

  • @jeyanthkrishnan
    @jeyanthkrishnan Год назад

    Thanks a lot Birla and Rajesh.

  • @DineshKumar-ge2le
    @DineshKumar-ge2le Год назад

    Very useful information. Thank you sir. Keep it up.

  • @ashwathaman1819
    @ashwathaman1819 Год назад +1

    @20:21 if NTC is delayed, then go for expedite investigation through court

  • @ParthibanSubramanianVidhyakm
    @ParthibanSubramanianVidhyakm Год назад +1

    How can we classify as small accident or big? When we call toll-free what are the questions asked? On the spot if we fell unconscious and didn't make call to insurance what's next?

  • @vigneshwaranv1706
    @vigneshwaranv1706 9 месяцев назад +1

    Hello Sir, I need your guidance. If a call is declared as total loss in flood, will I get full amount of my IDV as a part of claim ?

  • @manibharathi1915
    @manibharathi1915 Год назад +1

    supr bro ver informative… in my case en wife name tha car insurance iruku but am driving the vehicle. intha situation la NCB cover aaguma…? when we renew the insurance

  • @dharmanrangasamy8928
    @dharmanrangasamy8928 Год назад

    Very useful video sir, thank you 🙏

  • @rajaraman9400
    @rajaraman9400 Год назад +3

    One of the worst part of Indian motor insurance act is the owner who undergone trauma after an accident caused by others should absorb all the cost under his insurance. It can be adjusted only mutual.
    Why not a law enforcement officer give a case statement investigating this and provide peace of mind to the traumatized victim of the accident.

  • @ksenthilkumar8124
    @ksenthilkumar8124 2 месяца назад

    CSR should be issued immediately at the time of complaint

  • @venkatkrishnamurthy3454
    @venkatkrishnamurthy3454 Год назад +1

    If we don't sell old vehicle but buy a new vehicle, is NCB applicable for the new vehicle from Day-1? Please clarify. Thank you.

  • @SaravananP101
    @SaravananP101 Год назад

    thanks to both of you ...got an idea of insurance in detail

  • @Jubin369
    @Jubin369 Год назад

    Super useful video. Thank you very much sir!

  • @vigneshdvn
    @vigneshdvn Год назад +1

    After accident we going for showrooms to proceed the repairs for a car, we hold the cashless policy, but in that showroom, they won't accept the cashless, they asking to pay full amount of repairs and then apply for cash reimbursement, pls give the clarity between in Cashless and Reimbursement process...

  • @s.j
    @s.j Год назад +1

    NCB transfer to a new car, what is needed. Old car needs to be registered with the new owner and insurance transferred in his name

  • @sekharsuga
    @sekharsuga Год назад +1

    Birla sir, yours video is awesome. please put a video on what to do when cars clutch fails. How to drive to nearest car shop with failed clutch.

  • @PlayManRasigan
    @PlayManRasigan Год назад

    can you post a part II, which explains about, what is Add on, what benefit it will give

  • @antonyjesuraj2983
    @antonyjesuraj2983 Год назад +1

    sir 1 year la oru 6 or 7 times insurance claim panna next yearla IDV korayuma ila frequent claimnala vera ethavathu problems irukuma sollunga

  • @senthilvel3983
    @senthilvel3983 Год назад

    Thanks for detailed information

  • @ganeshanv6000
    @ganeshanv6000 Год назад

    Bro.. thank you very much,🎉🎉 most of the information is covered, very useful to me, if you may collect additional points, please post the same kind of video

  • @sakthighiri4273
    @sakthighiri4273 Год назад

    Excellent Bro , Overall useful info for me . Good keep it up 👍

  • @sethusubramanian1986
    @sethusubramanian1986 Год назад

    Thanks for this video upload to birlas .

  • @trichymahesh1
    @trichymahesh1 Год назад

    Good info. thx for covering this.

  • @kaviloyolite
    @kaviloyolite Год назад +6

    Mr.Birla, when you are doing an informative video like this, pls get the interview from a professional who is working in that sector. Many of the information provided by Mr.Rajesh is wrong or misleading. Like, definition of Third Party, we can get coverages like Engine protection and consumables cover only when we take the policy with dealers, cost of insurance is higher with dealers because they provide such Add-on covers, ect,. From his interview I guess Mr.Rajesh is working in some dealer's insurance division.

    • @vinothavt4352
      @vinothavt4352 Год назад +1

      சரியா சொன்னீங்க

  • @thamizhamuthubalasubramani2512

    Super Sir, All the best for you efforts👍

  • @spm6765
    @spm6765 9 месяцев назад

    Keep the introduction short and precise, people know why they come to watch this video.
    If you take more than 2 mins just to start the discussion, people may jump to some other video.

  • @antonyjudu9739
    @antonyjudu9739 Год назад

    Perfect interview sir.

  • @RajaramSrinivasan59
    @RajaramSrinivasan59 Год назад

    Excellent coverage! Thanks