10 Things You Should Never Buy If You Want To Get Out Of Debt Or Save Money!

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  • Опубликовано: 27 сен 2024

Комментарии • 291

  • @LivingOnADime
    @LivingOnADime  5 лет назад +10

    ❤️Simple Home Cooking! ❤️Dining On A Dime Cookbook 👍 www.livingonadime.com/store/

    • @eviesmail5447
      @eviesmail5447 3 года назад +1

      New to your site and lovin all the tips !!

  • @mj-hk6iv
    @mj-hk6iv 4 года назад +83

    Always new mattresses. You don't know where they come from, bed bugs, fleas, smells, pet dander, etc.

    • @boldwarrior2196
      @boldwarrior2196 3 года назад +3

      Had this happen 1st time learned hard way

    • @Chantlaura11
      @Chantlaura11 2 года назад +4

      And there are places like Ikea that, even with shipping, you can get a decent mattress with a good warranty at a reasonable price.

    • @jeannainnc8390
      @jeannainnc8390 2 года назад +2

      Yes mattresses and cloth furniture like couches and comfy chairs are always purchased new around here. However when I ran across a doctors family that was selling their $13k Pennsylvania House king-size bedroom set with 2 dressers for 3500 I said sold. At habitat for humanity I purchased a solid mahogany credenza and executive desk for 300 bucks. It had belonged to a lawyer. They just do not build furniture like it anymore. Zero plywood. One thing I would like to get rid of is the formal dining room and all the chiba and crystal my mom assured me I would need. We have only used it a couple of times and only because I made a point too.

    • @kathey1981
      @kathey1981 2 года назад +2

      But how often do you buy new mattresses? When you get married you buy one and the last till you die right. Lol No actually me and my husband did go out and buy a new mattress and we had to make sure it was something extremely comfortable for him because he had back problems. It was so expensive I was nauseous thinking about spending that much money. We were only married a few more years so him and his new wife got to enjoy it I guess. I agree with always buy new mattresses.

    • @Mrs.LadeyBug
      @Mrs.LadeyBug 2 года назад +1

      Yes!! I finally bought a relatively inexpensive mattress for the first time after 20 years of marriage. I have pain/health problems, and this new mattress was causing me a lot of increased pain, but I didn’t want to return it, or pay more for another, etc. My hubby, who works in health care, told me that some long term care centres are using sheepskin wool blanket pads under the sheets for comfort and to reduce bed sores. I found a huge sale of sheepskin rugs at Costco a while later, and my bed is now the most comfortable bed on earth! It feels luxurious, and my pain is much lower! I wanted to share this with you all. :)
      But please do buy new mattresses for health, or at least know their history. Then put a sheepskin rug or two on top!!

  • @jennil7797
    @jennil7797 3 года назад +14

    Best furniture deal is to act like great grandma. Accept good stuff handed down from family and expect it to last a lifetime. Clean it, care for it and expect the kids to respect it! My fav. comment from 5 years old grandson, " Grandma, when your dead, can I have this chair? I'll need it for my grown up house!" 😄😆

  • @clairek9760
    @clairek9760 6 лет назад +51

    I have bought MANY new cars in my life, and it is my biggest regret when it comes to money. We haven't had a car payment in about 6 years now, and it feels so good!

    • @angelaweathersbee1334
      @angelaweathersbee1334 3 года назад +6

      We drove our last new cars for 15 and 18+ years, now our children are driving them. Cash tor Clunkers gov program decimated the used car industry. Would love to find cheap, reliable used cars in our area.

    • @JoeSmith-pu9hi
      @JoeSmith-pu9hi 3 года назад +2

      @@angelaweathersbee1334 good points.

  • @vapeking466
    @vapeking466 5 лет назад +23

    My mother did manicures and pedicures for a living her entire life she was licensed but 90% of her customers were filthy rich and they would tip well she was able to buy a home and raise me and my brother herself. Moral of the story good career bad waste of money to have done.

  • @roxannerichard2507
    @roxannerichard2507 6 лет назад +65

    Once people find out you will accept hand me down clothing, you may never have to buy clothes again! They are so happy to find someone who will use the items they spent so much money on. I even received a Prada purse in a bag of give a ways once!

    • @jkalb1744
      @jkalb1744 3 года назад +1

      This is very true. People always give me clothes for the kids. I do buy the boys new jeans and shoes. Boys wear those out😉 I never turn down the clothes. I simply go through it take what I need and pass along.

    • @denasharpe2393
      @denasharpe2393 3 года назад

      For me, it was a Lucky brand soft lea

  • @denisestathatos4147
    @denisestathatos4147 6 лет назад +33

    Leftovers make great lunches.

  • @Sevenforrests
    @Sevenforrests 6 лет назад +9

    Wow, I do most of these things. Just not the haircuts. Our lady charges $5 for each of our boys and my husband. About once a year my daughter and I get ours trimmed and she doesn't even charge us. Afterwards we go out and get the dollar menu. So, for us it is a once a month treat. You always share such great ideas, thanks!

  • @susannielsen8688
    @susannielsen8688 5 лет назад +8

    You are so right that these things add up! My friend cuts hair in her garage, and cuts mine about 4 times a year for $12. Who cares about manicures when you play in the garden? For clothing, I sew and shop for fabric at the local swap meet where on Wednesdays the leftovers from the LA garment district is sold for $1/yard. I'm currently sewing corduroy pants (fabric $1, zipper 25 cents) that will fit me perfectly though I'm toying with the idea of lining them with flannel for the winter. I sew sweater sets for less than a dollar a piece. Never had cable, and am losing tolerance for the free antenna shows. Here in southern California, we've had years of drought so a dead lawn is acceptable - no mowing necessary. What we do pay is high taxes.

    • @lorimav
      @lorimav 5 лет назад

      $60/month in Bedford County, Virginia.

  • @JamesCouch777
    @JamesCouch777 5 лет назад +14

    100% agree across the board. This is why, even though we are retired, we can afford to do pretty much anything we want without having to worry about having the money. We've taken two trips to Alaska and didn't have to pay a dime for plane tickets because we use our miles card for purchases and then pay it off every month.

  • @jeannainnc8390
    @jeannainnc8390 2 года назад +4

    Y'all are spot on. We live by these rules all the time. My hubby always calls dibs on the doggy bags for his lunch the next day. We have had such wonderful luck with our used cars. Our last new car just turned 22 years old and we sold it bc we did not need it and it was costing us insurance taxes and registration not to mention driveway space. We are trying to figure out how to lessen our bills in our high rent area (the 1%ers are just across the street). We bought a small house that was a foreclosure in a top neighborhood. And though it is not paid off we have a lot of equity that should pay for our retirement property in full. We have zero credit debt and our boat and camper are paid for. We have been unlucky with our 401ks as they have been wiped out twice. 911 and the great recession. I wish we would have paid down on the house instead.

  • @MomToMy8
    @MomToMy8 5 лет назад +4

    I’m having the worst luck at thrift stores lately and Central Ohio used to be thrift store heaven. I noticed a huge price increase when they went to online sales. I’m making do with less clothing bought on sale. I was an avid thrifter for years and I’m sad that’s its changed so much, at least in my area.

  • @colorsofavon934
    @colorsofavon934 5 лет назад +14

    I washed the cars and dishes when I lived with my parents. I thought that's why they had kids. Love your tips! Best wishes

  • @janetbusch6517
    @janetbusch6517 5 лет назад +11

    Still driving my 2002 Honda Accord...310,000 miles and I've spent less than $2000 in repairs over the years....I will drive this car until it's unfixable...and then I will buy another USED Accord!!!

  • @elainegoad2111
    @elainegoad2111 4 года назад +7

    thrift stores are getting a lot more expensive but they are still cheaper than retail stores. One new outfit is all I need for some occasions The rest I look 2nd hand.

  • @jillreynolds6972
    @jillreynolds6972 6 лет назад +25

    I love shopping at thrift stores. My daughter and I love to save money!

  • @TheBabsx
    @TheBabsx 5 лет назад +40

    I saw someone else in a frugal Facebook page say instead of going out for dinner they eat before and go out for dessert! Then I watched this and had me thinking, split a dessert !! Still get your date but much cheaper and its delicious Thought this was an amazing idea 😁

  • @andreaarias2085
    @andreaarias2085 Год назад +1

    Thank you all for reminding us to watch our pennies, buckles, and dimes! With God's help, and the generosity of my my family, I have managed to get out of desperate debt! I'm 73, and the ability to live below my expenses is in sight! Thank you, thank you for your encouragement and inspiration!

  • @jessamynjacobs2411
    @jessamynjacobs2411 6 лет назад +14

    I wanted to say I love your tips! I’m in my 40’.s and I remember as a kid we didn’t have a lot and once every two weeks dad would take us out on payday. It was normally Pizza Hut, Burger King, kfc , or our local buffet place. And when we ordered it was kids meals. I’m finding out as I get older the meals that I had as a child were nutrition and affordable and I’m going back to those meals. Thank you for sharing these tips:)

  • @mrs.o3992
    @mrs.o3992 6 лет назад +11

    Amen on the clearance price!!
    15.00---NOT CLEARANCE
    Come on SON😄😄😄
    Love the furniture tip!!!!!
    Once upon a time, people did NOT continually buy new furniture or entire new kitchen decor because a new "look" came out.

  • @icecreamladydriver1606
    @icecreamladydriver1606 5 лет назад +7

    We taught our children these principals and they have learned to live on very little. They taught their spouses about shopping at the thrift store and are well on their way.

  • @curtisbolen2076
    @curtisbolen2076 Год назад +1

    One good way to save as well is to know how to repair things yourself such as furniture clothing etc.

  • @alexf7377
    @alexf7377 5 лет назад +8

    Car wash? Living in Scotland, I just wipe the car down after it rains. Box set DVDs from car boot sales/flea markets cost almost nothing sometimes.

  • @catsinhouse
    @catsinhouse 5 лет назад +9

    I watch my funds but as a disabled person there are some chores I can no longer perform. So I am left with no alternative but to hire out some chores or occasionally, and I do mean occasionally, use the car wash.

  • @strategicliving9887
    @strategicliving9887 3 года назад +5

    Bealls outlet is great for clearance. I stop when I'm in the area and check out the options. I buy end of the season clearance in the next size my child will need.
    On board with the used cars, television options, beauty expenses, new furniture, etc. Used is fantastic, especially with kids.
    Great video!

  • @jonathanhansen3709
    @jonathanhansen3709 6 лет назад +57

    There is an age limit to lawn care. Don’t be trying to mow your lawn in the summer after 70. My father dropped dead from a heart attack trying to save a little money doing that. I would actually drop that to age 60.

    • @prairieflower427
      @prairieflower427 6 лет назад +4

      Someone in the neighborhood or a handyman type person would charge less than $165 a month though.

    • @LivingOnADime
      @LivingOnADime  6 лет назад +32

      We of course are not talking about people who have medical issues and can't do it. Please use common sense when using our tips.

    • @patsylynn2
      @patsylynn2 5 лет назад +3

      I get my lawn mowed every other week for $30 a month in California. When the weeds in the back get high in the Spring it's another $30. That's it! We've been in a drought and we don't water much, so it doesn't grow excessively.

    • @shellyclark1654
      @shellyclark1654 5 лет назад +1

      Jonathan Hansen sorry

    • @jennil7797
      @jennil7797 3 года назад +10

      This depends on your state of health. My husband is 79 and I'm 67. We run a 6 acre homestead, grow our vegetables and much of our fruit, keep poultry for eggs and care for my mother who is almost 100. We now our lawns and my husband mows hay. We take the view that lack of exercise and suddenly doing something strenuous is dangerous but just keeping working hard continuously extends your ability to be active and healthy.

  • @retiredandpreppingquilting2350
    @retiredandpreppingquilting2350 6 лет назад +50

    Five years ago I bought a 2012 Altama. It was a year old. I had saved my money and paid 1/2 down. I borrowed the rest on a 5 year loan. I paid it off in 2 1/2 years. After I paid it off I saved what I made at my job and only lived on my SS and worked a year and half and retired last year. By buying one that was a year old I saved $9000 off of the new price. I am still driving this car and only have put 18,000 extra miles on it. I don't go a much since I retired so m car should should last the rest of my life. I worked till I was 76 years old.

    • @retiredandpreppingquilting2350
      @retiredandpreppingquilting2350 6 лет назад +13

      Also I got rid of cable and got an antenna that hangs on wall. I have all the channels I need. I do have internet. I am debt free and it feels so good.

    • @jessamynjacobs2411
      @jessamynjacobs2411 6 лет назад +2

      That is awesome! My husband and I don’t have cable either and prefer to streamline all our shows anyways .

    • @delindawilliams3935
      @delindawilliams3935 5 лет назад +1

      Happy Retirement! I wish you all the best. God bless!

  • @JoeSmith-pu9hi
    @JoeSmith-pu9hi 3 года назад +6

    This channel is awesome! You two stay healthy!

  • @loiscashner6567
    @loiscashner6567 4 года назад +1

    I bought a 10 year old car from an older woman who bought the car new and only drive it once a week to church. It had never been driven on a dirt road or driven in the rain. It still had plastic on the floor. And only had 5000 miles on it. It now has 90k miles on it and I’m not ready to get rid of it yet. It’s in like new condition and I love it. I have only had to replace the battery once. And no car repairs yet. I keep the oil changed and us synthetic oil. Oops I forgot I have had to replace the thermostat twice because it got stuck. Best Buy I ever made.

  • @jeanieclaghorn3573
    @jeanieclaghorn3573 2 года назад +2

    Be careful about things that might have bedbugs in a thrift store. Some thrift stores charge too much for their clothes.

  • @sallind1
    @sallind1 5 лет назад +12

    I had to laugh because often I would see someone else's plate after they left the restaurant and I would wish I could either it the food or take it home! I never did, of course, but OH the temptation. Good video. Your husband has a good sense of humor.

  • @granitemoss1451
    @granitemoss1451 5 лет назад +2

    I love both giving, and receiving, hand me downs. My kids, 13 and 10, rarely get any clothing new (save underthings). My daughter just wore a $3 Goodwill fancy dress to our local Daddy Daughter dance. It was very fancy, kind of a mini 'prom' type dress and I dare not guess what it retailed for new, but a LOT more than $3, no doubt. That price was just right for me, for something she'd only wear a few hours!

  • @Myfrugallife
    @Myfrugallife 5 лет назад +3

    Doing things yourself saves so much money.

  • @Jenniferde2007
    @Jenniferde2007 5 лет назад +10

    Used upholstered furniture is not something I would want and always buy new mattresses and pillows---bed bugs would be the reason. Salvation Army and Goodwill here in Washington, DC will not take these items due to possible infestations. So be careful. I got professional scissors and have been cutting my own hair for some time. My hair is in a pixie now--which was professionally done the first time--then I learned by watching You Tube how to cut hair. I get asked a lot-- for recommendations as to who cuts my hair. Short hair for ladies is fun and a time saver BUT expensive. My hair grows too fast to pay to have it cut every four weeks to maintain a certain style. It was cheaper when I had it shoulder length, but took a lot of time to style. Now I can grow it out again and maintain it myself. (LOL! I should have been a hair stylist instead of a nurse.)

  • @ramonawillingham8773
    @ramonawillingham8773 6 лет назад +4

    Buying a new car advice is so true! A new car loses so much value the minute it leaves the lot and continues to lose a ton in its first 4 years. No need to throw all that money away. Just do your research and get what’s right for your lifestyle and features you feel are best for you. They have so many great points in this video. It is much harder with a girl when it comes to the clothes and hair stuff though as our society is much more critical when it comes to us females. Stinks but true. However, there are some tips and tricks to help your girls. Several gas stations that have a car wash will often give a free car wash for 10+ gallons of gas. If you’re filling up anyway, why not get the free wash too? We as a society have become so lackadaisical when it comes to physical work. We pay needless money for things we can do ourselves. I find it ridiculous but I was also raised on a farm and taught to work from sunup to sundown. Best thing for our family is living as minimal as possible and selling things once we are done with them to buy anything we need later. We mostly do garage sale, estate sale, thrift store or used clothing lot shopping from EBay or straight up after season clearance sales. I have bought things for as low as 50 cents at department stores off of end of season clearance. (Only way we do brand new clothing) Driving to your college areas at the end of the semesters are a great source for household things such as dishes, furniture, and decor for free. A large majority of college students just toss these things out when they go home for the holidays and summer. You can often also find expensive, food quality clothing too. Sad to say, but many parents just buy them new every year so you can benefit from this if you stay on top of the college schedule for the last few weeks of the semester. Overall, this is Fabulous advice! Thanks guys 🙃😀

  • @ceedee3636
    @ceedee3636 6 лет назад +5

    So true, when momma and I go out we either split a meal or order off the alacarte menu . Taco and chili reallno and water for 4.25 each. Or split a fajita plate for 12.99. So much nicer and we can relax knowing it's not expensive

  • @teresabeeson7593
    @teresabeeson7593 5 лет назад +10

    You can get great clearance new thing at Dillards and belk I bought me a pair of 68$ pants for $2.00 brand new 🤗🤗🤗

  • @johndoe-wv3nu
    @johndoe-wv3nu 3 года назад +2

    I'm frugal but no way I'd buy used mattresses, upholstered furniture or clothing. I won't attempt to cut my own hair.
    I purchased my home and cars cash. Make sure you know tax rates in the communities you're house hunting in. I review my insurance policies yearly. I wouldn't have cable except my spouse insists. I cook from scratch, cook almost daily and make enough to pack lunches with. We don't eat out, we occasionally cook indulgent meals at home ($10 salmon meal at home -$60 meal in a restaurant). I rarely use a credit card and never carry a balance. I don't buy on credit, if you do, add up all the finance charges and consider that the purchase price.
    All that said I have pets. Never, ever get a pet if you can't part with money. I'm frugal not cheap.

  • @Mizz_Saak
    @Mizz_Saak 6 лет назад +6

    Great advice...my husband and I do everything you mentioned...other than I do get my hair cut twice a year...and the company that my husband has worked for...for 20+ years pays our vehicle payment...insurance...and gas each month...every 5 years he has to get a new vehicle...we get to keep the old one the company has paid everything on...he gets a vehicle allowance.

  • @jonnaborosky8836
    @jonnaborosky8836 4 года назад +3

    I bought one new car in my life. I'm still driving it. It's a 14 year old Subaru. It's basically indestructible. It's having a big repair now but it's the first ever. It only has 90,000 miles on it so I'm planning on having it another 10-15 years. I think I'll get my money's worth. You can do that with a Subaru. Yet, as I drove it over the property line of the dealership when I first bought it, I "heard" the clink of massive depreciation!.

  • @cfinn9652
    @cfinn9652 5 лет назад +5

    Because so many people do pay for lawn care it can be a great business. I have several relatives that own these lawn care companies. So make it a side gig to earn money!

  • @janeyd.6228
    @janeyd.6228 3 года назад +1

    Hahaha, I said the same thing. I will get new stuff while my daughter moves out. Wow then guess who came first grandson, then came second grandson, then came third grandson. So now I'm almost 75 I have my second new couch in my life. My couch is two years old and I now have 4 great grand babies. So really dont wait on the kiddos growing up. Enjoy life and new furniture soon as possible. Love your site.

  • @valeriecraftkitover4944
    @valeriecraftkitover4944 5 лет назад +12

    Thrift Stores are easier to shop for clothes than a regular store

  • @icecreamladydriver1606
    @icecreamladydriver1606 5 лет назад +4

    In my area the used stuff is more used and not a lot of the high quality stuff. I spend a lot of time searching but it works out in the end. We don't find those 2 and 3 dollar sales on the sale clothes unless it is junk. We do a things the way you do them. I love how blunt you are. Keep 'em comin'.

  • @EllyinAdelaide
    @EllyinAdelaide 4 года назад +4

    Never ever get a loan for a depreciating asset. Buy the car you can afford and pay cash.

  • @ramonaholt8617
    @ramonaholt8617 3 года назад +2

    Our family and us believe in buying used cars. We never think of buying new car. Like my oldest daughter is in hiking group. She bought a mini van with incomes tax and her money she has been saving and thought it
    would be handy to sleep in her or
    haul bike. She looks on line for used hiking stuffs and does her homework to get the right things for the best buy out there. I agree with you guys!

  • @lilyofthevalley7413
    @lilyofthevalley7413 3 года назад +3

    I bought a new car in 2002 and I'm still using it. I have had to pay for repairs but it's not so costly as monthly payments

  • @lindanarloch67
    @lindanarloch67 5 лет назад +10

    "...don't give me no lip..." and "...you can send me all the emails..." I love it! I love it! You go girl. :) Blessing to you and your family.

  • @methsonhthila4341
    @methsonhthila4341 2 года назад +3

    I would love to buy a new car. To be honest I’m tired of the break down or worrying if I’ll make it home, but truly do hate the payments

  • @samename6479
    @samename6479 5 лет назад +4

    My 2002 mazda Protege has 71,000 miles on it. I bought new. Now 16 yrs old Love that car.
    I love thrift stores & yard sales.

  • @Kabgirl24
    @Kabgirl24 5 лет назад +2

    We've always split our food at restaurants. We only go on special occasions. My kids went through picky phases so it didn't make sense to get them their own kid's meals if they were going to waste it. They share with us. They get to try more variety that way anyway.

  • @veghead5121
    @veghead5121 5 лет назад +3

    I live in the suburbs of Charleston SC and it's amazing what people throw out! My dining room bar is a garbage find😁. Someone tried to paint it, must have not liked it, and threw it away. Score for me! I looked it up and it's a $600 piece of furniture if bought new. One day I found a huge all wooden 9 drawer dresser and brought it home LOL I didn't even need to paint it! It was already pink for my daughter's room 😁

  • @yeilygarcia4921
    @yeilygarcia4921 4 года назад +2

    Finally somebody speak up against netflix they are no family friendly at all

  • @sallycolbert1698
    @sallycolbert1698 5 лет назад +2

    Get an HDTV antenna for $10. You can get 30+ channels.

  • @chomama1628
    @chomama1628 3 года назад +1

    One thing about buying a new car that most people don’t add in besides interest is new car insurance over the life of the loan.

    • @chomama1628
      @chomama1628 3 года назад

      P.s. I don’t spend money on any of the categories you listed. We are do it yourselfer’s. We learned the skills over the 47 years that we have been married because we “were” to poor to pay anyone. Lol. Now people pay us for those things. It’s great!

  • @lj2070
    @lj2070 Год назад

    In reference to some of your points, my girlfreind and a couple of other freinds gives me her stuff, she is insane in the amount of money she spends, scored three new pairs of jeans, dressing gowns, scored a microwave six months old, and a brand new dinner set still in the box all because she changed mind on the colour, it was white. The stuff on the side of the road is crazy sometimes, the other day I seen a beautiful wicker sofa, perfect condition , just put out with the trash . My next door neighbour brought 5 box sets of dvds and watched them once and now I have them. People are crazy with the spending

  • @cheryllevalley3495
    @cheryllevalley3495 6 лет назад +2

    I'm still driving my 2006 Honda accord. Other than regular maintenance I've only replace one part. Love my honda. Right now our habitat store is getting rid of old inventory which means there clothing is 25 cents per piece. I don't have a TB (25 years). There are plenty of things to do. TV is programming and propaganda. As a gift I had my feet manicured and hated it. Furniture I find free or super cheap. I have an upholstery cleaner and I am good at refurbishing furniture. I love cooking at home natural organic veggies. I rarely go out because of food allergies, GMO, processed nutrient devoid foods.

  • @Nurse3811
    @Nurse3811 5 лет назад +2

    Yes!! Totally TOYOTA. Had three over 20+ years . NEVER A REPAIR. I do now have my daughter’s 2009 Honda Accord which I bought from her for 6k. It’s good , but I have had a few repairs . When it dies , I want a old TOYOTA!!

  • @adeleetherton2665
    @adeleetherton2665 6 лет назад +8

    I am a grandmother and now I give my grandchildren 25 dollar gift cards to their favorite restaurants. From the time they were six, yes six, the majority of them ate adult meals with no leftovers... They are required to take me with them for their birthday meal. I thought this would make them more conservative with their spending, but also not the case. They also have to pay the tip :) ... We go after church on these excursions. Most go to their favorite Mexican restaurant, but one of them Steak and Shake, so she can go more often. She is seven and on Sunday's, she gets her meal for free LOL... I am raising up Frugal grandchildren!

  • @yvonnejohnson2109
    @yvonnejohnson2109 6 лет назад +2

    I have been cutting my husband hair for 22 years and I have been cutting my son hair for 11years. My daughters hair and mine hair we dont cut. I will trim our bangs. We have a car that is a 1993 and we have a 2006 mini van. We are looking to get a newer used van. Or mini van has over 289,000 miles. I just bought my youngest daughter new shirts at Walmart for $1.00 and new pants for $2.00. I notice that sometime thirfts store clothes cost more then brand new clothes. Great video, thank you for sharing

  • @carin4244
    @carin4244 6 лет назад +3

    I think we are the only people on our block that maintain their own yard down here in Parker. Also, I totally love the leftovers for mine and my husband's lunch! He works at the airport and I don't want to think about what food would cost if I didn't send him with leftovers.
    By the way, I just ordered a new copy of the original cookbook today; my old one finally fell apart. I look forward to receiving it.

  • @cwfan2
    @cwfan2 5 лет назад +2

    In my town, there's a car wash you can spend $20 month for a membership and you have unlimited car washes & vacuums. I don't buy it, but a lady that attends the senior center lives on a gravel road so she uses it every day.
    I have internet and not cable.
    I've never bought a new car or furniture.
    I make $16,200 yr and I'm raising my grandson (he's a HS senior). When you make that little a year you think about every dime before you spend. I shop at thrift stores and garage sales. I go to the food pantry and we have a free food distribution in my town twice a month. So, I get free food 3 times a month. (some of it I can't use so I share it with other people). My food stamps are being cut by 60% starting this month and that's going to hurt. It's hard enough to feed an 18 yo male (you know how they eat) without losing 60% of my food budget.
    Also, check with your insurance agent. He/she might have some new insurance plans that can save money. I was astounded that my agent found a Medicare Advantage plan for me that had a zero monthly premium, zero co-pay at the primary doctor, and only a $3500 out of pocket maximum. The plan I'm on is going up to $24/mo in 2019 and co-pays were going up too. I also found a good deal on car insurance even with a male teenaged driver.
    If you're a senior citizen, check with the senior center in your area. The one in my town provides free tax preparation, free rides to the doctor's office, and has a bus service for almost nothing for other necessary trips such as Walmart or grocery store. The bus comes right to your front door so you don't have to walk to a bus stop. They also provide home-delivered meals, in-house dining for a nominal cost, and free exercise classes, social clubs, and wellness checks.

    • @lorimav
      @lorimav 5 лет назад

      $22,000/ year with 4 mouths to feed. Thank goodness my house and car are paid for and local taxes here in Virginia are less than $60/month. Also this year we had Medicaid expansion so now no insurance costs, just a few medical costs that aren't covered.

  • @CookingwithCatLover0330
    @CookingwithCatLover0330 6 лет назад +1

    We did buy me a brand new car. Toyota Corolla with a very good trade in and 0 interest. The car was $20,000 and is paid off now with only 20,000 miles on it :) ( I bought a used Toyota truck that I never should have. Long story) I love thrift stores! I buy clothes, books, housewares and yes, even gifts at a thrift store. WAIT!! We are the lawn care people! My husband raised a son on the side job of mowing yards. I love those people ;) My husband bought an ice cream for a friend's daughter. After a few bits, she whispered to me, "I can't eat all this." I told her it was ok. We can put it in the freezer for later or take home. Stop feeding your children so much! The waste of food in America is crazy! Working in a day care, I see so much waste! Great video, Tawra and Mike! I have learned so much from you guys!

  • @devonmorrison5267
    @devonmorrison5267 4 года назад +3

    I pay 20 for a car wash. They vacumn, clean the interior and hand dry. Once every 2 months. I have someone do my lawn too, 25.00 every 2 weeks. I have MS and COPD and live in Fl over 100 degrees every day. Worth every penny. Everything else I agree on but if you are old and sick like me, saving is not worth the pain or my life.

  • @karenmiller955
    @karenmiller955 2 года назад

    My car is 23 years old. And I love scooting around town in my "new" car.

  • @deborahnell
    @deborahnell 4 года назад +1

    Bought 90% of my daughter's clothes including middle and high school clothes. Such fun memories. We made up a song we sang while shopping called "Yard Saling"

    • @deborahnell
      @deborahnell 4 года назад

      90% thru thrift shops and yard sales...

  • @delindawilliams3935
    @delindawilliams3935 5 лет назад +2

    I don't purposely go out unless it's a church or family event,I can't afford it,plus I cook a certain way that's helpful for my medical issues. So that means I'm treated to dinner out or eating out in a social setting about once per year average. In 3 years,maybe twice. We are always shocked to see people(mostly families),look like they got the food,touch it and leave. They leave the tables filled with food and drinks.
    I love the talk about the haircut and buying of new clothes.
    I tend to only buy 2 dresses on clearance per year for church conventions or special church events out of town or country. Otherwise,I purchase discount fabric and sew something to my fit,or get handed down from friends or now my grown daughters. When my children(twin girls) were small,I shopped the salvation army for quality rough wear clothing,then donate them to family members as they grew or back to salvation army. I would purchase some new church clothes on clearance or sew them. When my son came along,I worked 2 jobs and was in collage. I shopped the clearance from my store,plus my discount after they were brought back and marked down to the lowest,only because I couldn't get to the thrift stores and such between these jobs and school,but I still saved tons. I cut my son's hair until his working sisters decided to take him to a barber a few times,or a guy from church volunteered to give him an excellent line-up and cut for free. As he got older and I bought him a new kit,I was his supervisor as he did it himself. As a working adult,he stopped paying after 3 times having to fix something,now he's very good at making his own style that makes him maintain Christian physique. I could testify to every which point that you brought out but this should be too long and not fair to others. I am so enjoying these videos and so glad that I found your Channel and hopefully I can learn some tips as I go along. Thanks so much for sharing and God bless you.

  • @karenbrandenberger517
    @karenbrandenberger517 6 лет назад +4

    Love you guys. Yes, I think we will be able to retire. Got to get your cook book when I can get a good deal on shipping or something.

  • @julieevans1661
    @julieevans1661 6 лет назад +3

    Spray weeds with white vinegar takes a little longer to die but it works , food , just cause you don't eat it doesn't mean you have to waste it .

  • @lovelife7343
    @lovelife7343 2 года назад

    I buy new furniture but ask the salesman what sets the store wonts to get rid of. Bought a 4 piece set for $1100 floor model regular price $3600 when I asked they showed me 4 four piece sets to chose from and then we negotiated the price.

  • @racheljackson5083
    @racheljackson5083 5 лет назад +3

    Holy cow thats a lot. Its 20 a week here for lawn care

  • @loiscashner6567
    @loiscashner6567 4 года назад +1

    Consignment stores are a great place to buy nice looking furniture.

  • @slm3913
    @slm3913 3 года назад +2

    And figure when you buy a brand new car, as soon as you drive it off the lot it looses 15% !! NEVER buy a new car.

  • @cherinewman1521
    @cherinewman1521 5 лет назад +3

    Thanks for sharing this video helped me alot so inspiring thanks again

  • @CynthiaRockroth
    @CynthiaRockroth 8 месяцев назад

    When my children were really young i got 1 adult meal for me and 1 to DIVIDE BETWEEN 3 CHILDREN. They were all happy and i didnt have to pay for the junk in happy meals. Nor did they fight over it because they never got it.

  • @lj2070
    @lj2070 Год назад

    My girlfriend did a wardrobe clear out and asked if I wanted her hand me downs for free, In the bag, pjs, dressing gowns and three pairs of jeans brand new still in the packaging

  • @margaretbedwell58
    @margaretbedwell58 6 лет назад +10

    As always great tips. I would give anything if restaurants would serve a smaller portion and reduce the price. Y'all have a Blessed Day.

    • @djmove2
      @djmove2 5 лет назад

      Because the price is always so inflated, I stopped ordering anything to drink. Water only. I have also come to the point that I do not order an entree. I order 2 appetizers which saves both money and calories. And the kids' portion at Baskins, Carvel and Dairy Queen.

    • @margaretbedwell58
      @margaretbedwell58 5 лет назад

      @@djmove2 I also just do the water as my drink, but I will have to try the appetizer route. That might work for e too. Thanks for sharing.

  • @Bayousunshine
    @Bayousunshine 6 лет назад +1

    We've only ever purchased a new car once... after that, it's been used ever since.
    LOL! In south Louisiana, it's an average of 65 to 80 dollars a week! And where I live, 10 minutes from the Gulf, most
    people need lawn service twice a week! It's seriously CRAZY! We invested in a zero turn and do it ourselves!
    We have Netflix and Hulu, and I watch a lot of youtube myself.
    We do buy new furniture, after a flood, LOL. Otherwise, we make due with what we've got. We do not buy used
    mattresses, EVER. South Louisiana is "bug country" so we never take the chance.
    We do order out once a week, but its our splurge and when we cant afford it, we don't do it. Its no big deal.
    We always save leftovers, what we don't eat, becomes add ins for dog food.
    Great tips! Happy to see I've been doing most for years!
    You guys rock!!!

    • @lorimav
      @lorimav 5 лет назад

      When growing up in Western New York, we would ask for a "doggie bag" even though mist peoplevwere not giving it to their dogs. Now people call it what it is, a take home container.

  • @CynthiaRockroth
    @CynthiaRockroth 8 месяцев назад

    Brand new underwear can be had at goodwill or dollar general.
    Bras are $5 at dollar general. Socks and underwear are less than $5at goodwill brand new.
    Dollar tree has pak of 3 pr socks at $1.25.

  • @shelleymadu687
    @shelleymadu687 4 года назад +5

    $25.00 a year for clothing. I call bs. underwear is impossible to find at a thrift store for an entire family. I agree you can save buying used but be realistic please.

    • @lisaharris1492
      @lisaharris1492 3 года назад +1

      Used underware is gross there is no way I would buy that

  • @Amberjane2011
    @Amberjane2011 6 лет назад +5

    I think it depends on the vehicle. We went in looking for a used fusion and we end up getting a brand new one with lower interest rate and cheaper price. We paid 19,000 and put money down from selling our other car. Trucks and suvs yes I would say you would always have to buy used.

    • @shelleys1551
      @shelleys1551 6 лет назад +1

      Fusions are lemons. My friend had one, and it was always in the shop.

    • @LivingOnADime
      @LivingOnADime  6 лет назад +2

      There's no reason to be buying new for any car if you aren't debt free and can pay cash. We've never purchased a new car and in the 15 or so cars we've had we've never even come close to the cost of paying for a new car. So just so others know, No, it doesn't depend on the car.

    • @Amberjane2011
      @Amberjane2011 6 лет назад

      Shelley slater I have had mine for 6 years and so far have no trouble.

    • @Amberjane2011
      @Amberjane2011 6 лет назад +3

      Living On A Dime well, we spent less on the new car and paid it off quickly. Now I have a six year old car with only 40,000 miles. Will last us a long time. Like I said the new car was a better choice for us

    • @genevabrantner365
      @genevabrantner365 2 года назад

      I have a 2004 Chevy truck. I did purchase it new. Nothing fancy, single cab. Looks great and someone's always wanting to buy it. Low milage and I'm not selling. I also have a 2017 KIA Soul that I love. I had been a great car for me. The ladies I worked with before I retired, always teased me about being so 'cheap'.

  • @strategicliving9887
    @strategicliving9887 3 года назад

    Swip swaps are great for finding furniture. In a small town you can buy from friends that you know don't have bed bugs and other undesirable things in their house.

  • @allisonsfollys7713
    @allisonsfollys7713 6 лет назад +9

    we have 2 antennas on our house and we pull in at least 35 channels for free. some of them are just old westerns but hey they can be fun too. I have never had cable. for myself I mostly do RUclips. when I go out to eat which is fairly seldom I never buy drinks. you think about it and drinks at a huge amount to the meal. I figure I don't need the chemicals, I don't need to sugar so I get water. in 1973 we bought a brand new truck I paid $3,000 for it what a joke try doing that now. that was that truck was the main transportation for 15 years for our family I think it paid for itself. the last two cars I bought I bought used with 35 thousand miles or less on it. so practically brand new and many thousand dollars cheaper than buying it off the lot.

    • @allisonsfollys7713
      @allisonsfollys7713 6 лет назад +1

      we do get all of the local channels all of the local news?.

  • @janeyd.6228
    @janeyd.6228 3 года назад

    I'm in Texas and its $20.00 for the cheapest car wash, and up

  • @sandyseibelhager7131
    @sandyseibelhager7131 6 лет назад +2

    I couldn't have said it better myself.

  • @boldwarrior2196
    @boldwarrior2196 3 года назад

    We also have a family clothing store kids out grow or us bring in them get others love it.

  • @lolitamorris2943
    @lolitamorris2943 5 лет назад +2

    All truth.

  • @maricelaandsammyshauls894
    @maricelaandsammyshauls894 6 лет назад +2

    Thanks for sharing

  • @HoneyHollowHomestead
    @HoneyHollowHomestead 6 лет назад +1

    We bought a new car once. NEVER AGAIN!! It was a low end car, no frills, but still NEVER again.

  • @happycamper13
    @happycamper13 6 лет назад

    We tried doing the lawn treatments ourselves and it looks better when we have it done. It is 450 a year for us to hire someone. That might be like 100 more than buying the bags at our garden center. We mow and weed eat ourselves.

  • @kathrynharper-seymour8062
    @kathrynharper-seymour8062 3 года назад

    When I lived in DC area, I used to go to Macy's and Lord & Taylor in April for the next winter season for formal receptions I knew I had to go to. I was up on the Hill quite often. Would get a $450,/500 dress for $15-20. When we were moving to Florida... Gave my niece a few for her gigs playing the harp in the symphony.. a couple still had the tags on them. Sold the rest for $75 each. Win win. Stream instead of cable. So, just chiming in that I agree with what you say. Garage/estate sales... My husband's recliner..almost new $55 and that was 8 years ago.

  • @boldwarrior2196
    @boldwarrior2196 3 года назад

    Got stuff before for .75 or .50 brand knew shoes shop off season

  • @rebeccaturner9511
    @rebeccaturner9511 6 лет назад +1

    Loving your videos.

  • @BittyBooBrown
    @BittyBooBrown 4 года назад

    Girl I bought a 2004 chevy cobalt for 500 bucks the guy said it would run and just die. So I looked into what could cause it and prayed it would be the cheapest fix. The book said that they will act like that if you buy a generic gas cap. So I went to a salvage yard and found a manufactures gas cap for 3 bucks. Took it home and put it on the car and it was fixed. Then my daughter asked me to trade the car to her for her Durango because it was a gas hog and she could not afford to keep gas in it so I did. Then she sold the cobalt for 2000 and bought a Kia Cube about a year later. lol.

  • @boldwarrior2196
    @boldwarrior2196 3 года назад

    Do it yourself lawn care we have rabbit poop for fertilizer we have a hand push no electricity lawn mower we do together. Cable we have roku

  • @Chantlaura11
    @Chantlaura11 2 года назад +1

    Haircuts. I go to local beauty school. $10, not $40 or more.

  • @HayleyHomemaker
    @HayleyHomemaker 6 лет назад +5

    Great tips! I loved the math breakdown at the end.

  • @bettymaverick1098
    @bettymaverick1098 6 лет назад +1

    Great tips!

  • @charissatroup5611
    @charissatroup5611 6 лет назад +4

    I haven't bought new clothes in years, lol. Value Village, and Goodwill for me. And sometimes i think VV is too expensive. I picked up 3 pairs of pants and 2 tops for $30 the other day. One pair of pants still had the tags on $49.

    • @jessamynjacobs2411
      @jessamynjacobs2411 6 лет назад +5

      Charissa Troup lol I agree. But have you notice goodwill prices are getting expensive. And I love value village. I wish there was one here where I live

    • @lorisanford8515
      @lorisanford8515 6 лет назад +2

      Goodwill here in Oregon charges too much now and Value Village somewhat to but now I'm 55 so Value Village I get 40% off on Tuesdays...Yay 😁

    • @jessamynjacobs2411
      @jessamynjacobs2411 6 лет назад +2

      Lori Sanford same in Georgia lol a pair of used jeans is 8 which at Walmart they are about the same price lol.

    • @mayraacosta4924
      @mayraacosta4924 6 лет назад

      UNIQUE STORES AND SAVERS FOR HOLIDAYS AND SPECIAL OCCASION HAVE 50% OFF, ALSO THE SALVATION ARMY HAS A 50% OFF EVERY WEDNESDAY, I LIVE IN NY, SO I HAVE TO GO TO LONG ISLAND FOR THE SAVERS STORE, YOU JUST HAVE TO BECAREFUL SOME TIMES THINGS ON SALE IN SOME STORE LIKE JCPENNEY YOU HAVE GOOD DEAL ON CLEARANCE!

    • @sussannerandall85
      @sussannerandall85 5 лет назад +2

      Value village is getting pricey ....I would rather spent an extra couple dollars at Wal-Mart and avoid the "search"

  • @momof5312
    @momof5312 6 лет назад +1

    Can you do a tour of your house or cleaning videos.