FORM 15G: ऐसे लोगों को नहीं भरना चाहिए | Form 15G: किसे भरना चाहिए?
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- Опубликовано: 4 окт 2024
- Form 15G complete details. Form 15G form details & who should fill form 15G or form 15H
#form15g #form15h #tdsoninterest #sundaynivesh
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Dipin Manani
Finance Enthusiast | Financial Coach
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#form15g #15g #tds #interest #taxoninterest
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1. Agar form 15 g bhar diya or income tax slab is jayada ho gayi?
2. Agar form 15 G nahi bhara or income tax tab slab ke andar rahi?
Sir, you mean to say that if annual income is less than 2.5Lakhs, then only we have to fill 15 G . Otherwise not ?
Plz confirm
Very nicely explained with example
Today I'm trying to take out the pf amount that is below 50 thousand.. But why they are asking me fill 15g form?
Do I have to consider my total income or just the taxable income? What if I come under 5L slab and my taxable income is around 18K but I have submitted rent receipts and that has balanced it out and I don't have to pay any tax?
Can I submit 15G form in this case?
Hii Sir. I want to understand basics of income tax dept working. Means kese IT dept ke officers ke pass hmari savings a/c ki details or jo pesa jma ho rha he uski nature unko pta lagti he. Or vo officers phir kin kin credits ko hmari total income me count karte he. Or kese hmari pure year ki income calculate ki jati he. Yah sab pls ek video bnakar samjha de. Thanks sir. We are waiting.
Yes u r right iss topic pr video upload kijiye
Kafi bar dekh chuka hu.... Very informative video
Meri mother ne SCSS liya hai 15lakh ka, us par 30,000 ka intrest aaya hai 2022-2023 financial year ka, par unko baki bank se bhi intrest Mila hai 2 lakhs ka, kya vo form 15H fill kar sakti hai ??
Sir mera total pf 67000 bana hai pension ko lagakar to kiya mujhko bhi 15 g form bharna padega ya phir aise hi full payment aa jayegi bina 15g form ke
Sir, I'm a student (non tax payer). Can i submit form 15g for mutual fund if my interest amount exceed rs.5000 in a financial year?
In 15g form there is an estimated income which is final amount which shouldn't be above 2.5L .is i am right??
If estimated amount is more than 2.5L then what to do???
FOR NCD KE LIYE E MAIL NOTIFICATIONS AAYA HAIN -15G NCD DECEMBER-2023 ME APPLY KIYA THA AUR UASI MONTH ATTOTMENT MILA THA
Sir, what do i write in estimated income, cause i am a student with no earning. I invest in stock market by savings, please reply🙏🙏
koi tension na lo mutuals fund ka koi bhi lafda nhi he
Mat karo bhosdi
Sir mera FD Bajaj finserv se hua h kuch 140. Ka regular customer k base pr toh mujhe 15 G/H ka form bharne ka warning msg Q aaya h
very informative..finally i got the clarity
SIR MENE 2FD KARYA HAI EK 5LAKH KI USKI EK FINANCIAL YEAR ME 25473 interest mil rahi hai or dusra 2lakh ki hai jiski ek financial year me 10794interest mil rahi hai toh ek financial year me total mere ko 36267 interest mil rahi hai (dono FD alag alag bank me hai)
Toh bataye mere ko form 15g jama karna hai ya nhi ?
Or ME STUDENT HU
TAX SLAB ME VI NHI ATTA HU JO 2.50LAKH KI HAI
Sir, if Mr. A is senior citizen and he has pension of rs. 20000 per month and int. on Fd of rs. 60000 , then shall i have to file 15h
thanks... make some video based on... Income tax slab .. common people we don't know.. what is the limits -- salary + others investment... how it's calculated...!!! we have Zero knowledge... !!!!
There is full playlist of income tax available on this channel. Requesting you must watch that.
Sir if total FD interest income is 4L & if we make Fd in different bank & submit 15G ( Less than 2.5 L) can we save TDS
Sir good video ,now what is the limit for bellow 60 years previously it was 250000, for 2022-2023 Please 🙏
Sir I've to withdraw pf only 32000
Then necessary
Sir agr form 15h m scss mention nhi ho to kya tds kata jata h kya
Humne 15h fill kara h per usne scss mention nhi h ,dusri fd likhi h
Kya form 15h pancard se link hota h ? Bank n mujhe yhi batayA ki usse kuchh farq nhi padta.
Farq nhi pdta to scss m 10% tds kyu kat gya sir
Plz plz sir mujhe guide karein ki mujhe kya krna chahiye
Sir mai 3.50 lakh ki FD Kiya hun
Aur 50 thousand aur karna chahta hun to kya mere ko ye form bharna chahiye ya nahi....
Meri income 20000 thousand per month hai...
Please reply me sir.. please sir reply and help me
सर मेरी आय 2.5 लाख से कम है और paytm fd का interest भी 40000 से कम है। क्या मेरा tds कटेगा? क्या मेरे को जमा करना होगा ?
नहीं
Sir 250000 लाख tax free hai मान ligiye koi har साल 1 लाख की fd har साल कर रहा है और 15 साल मे 15 लाख हाउ gayi तो क्या use itr file करणा padega. kyounki usne तो 250000 लाख से bachakar fd की है
? ??
Sir,annual pension of senior citizens (65 yr old) is 396636 + 65000 intrest on FD (in a year)
Total = ₹461636
Kya tax deduct kr lege bank, 15H form bharne se tax bach jayega ?
ITR file bharna important h kya ? Agar nhi bhara toh tax katega kya ??
Please reply 🙏
1)Bank TDS deduct karegi apka aur apko income tax return file karke refund claim karna padega , agar return file nahi kiya to TDS amount doob jayega
2) aur apka income from pension slab rate se jaada hey es liye ap form 15h maat Dena Varna income tax vale problem karega
Slab limit for senior citizen ₹300000
sir, my mother's age is 57 she doesn't have any income. but she has an FD investment. does she need to fill form 15G?
Agar koi salaried person ITR karta ho(Income 4.9 lac), to usse 15G/15H varna hoga.FD par Interest income below 40000 thousands he.
Nahi
Sir humne advance me pf ka paisa nikaal liya hai ab maine job chhod di hai 15 maheene ho gaya hai 6 saal ki job hai is company me mera pf 25000 hai aur 52000 pension hai maine dusri company me job kiya hai 3 month usme pf 10000 hai kaise niklega pf ka paisa dono alag alag nikal jaayega kya sir mai bohot pareshan hu kya mujhe 15 g form bharna padega please help kare sir ji 🙏🙏
Sir mere papa retired person hai n retired huwe paise ko unhone post office Mai jama Kiya hai so Bank tax kat rahi hai to kon sa form bharna chahiye pliz batae
Is the interest income alone needs to be below the limit of 2.5 lakhs or the total income (salary/pension) plus other sources) needs to be below 2.5 lakhs ?
only for TDS deduction... if TDS deducted and you have sufficient investments to save your tax... you can file it later on ITR
Sir 40000 se Kam interest hai to bhi 15 g bhar sakte h .koi problem to nahi h
Good Evening.... Sir ji
Is Basic Exemption Limit Rs 500000 for senior citizen....?
Sir .
Maine ek Fd kraai thi 4 lakh ki 2019 main aur mujhe bank main ek person nai kaha ki aap 15g form bhar lijiye apka tax bachega Maine vo form bhar diya .
But ab apki video dekhne ke bad mujhe pta chala ki jiski income 2.5 lakh se jada hain vo yeh form nahi bhar skta . But meri yearly 3 to 4 lakhs hain tu mujhe kya karna chahiye please Aap btaye .
Sir mai ek student hu mujhe kya krna chahiye mera 1000 rs cut gya 😢😢😢 kya wapas aa jayega form na fill krne pr
Hello
How to fill form 15G for TDS exemption on FD interest u/s 10(26) of Income Tax Act?
I'm a PhD student and my fellowship amount is more than 2.5 lakhs. It is clearly mentioned in my offer letter that my fellowship is non-taxable. Please let me know can I fill this form?
एक साल मे एक ही एक ही बार मे 15h भरणा पडता है या हर fd pe bharna padta he
Is the basic exemption limit still 2.50 lakh Or 5lakh now since for income within 5 lakh no tax is deducted as u get a rebate of rs 12500 I am confused kindly reply
Sir, मेरा fd का साल का interest लगभग 10000 है। अगर मे तब भी form 15g form भर दू तो कोई दिक्कत तो नहीं होगी। Please reply।
Dear Sir, मैंने 2009 में 10 yrs के लिए एक फिक्स deposit किया था।और उसका सालाना interest Approx 10,000 ही था।.....
लेकिन 2019के अंत में Finaly मेरा 12,000 TDS कट गया ।..........
तो क्या Sir, पहले ये limit 10,000 ही थी।और अभी ये limit 40,000 कर दी गई है।....????Reply Sir_🙏🙏🙏
Sir pf amount 3lakh 45 thousand hai...to column 17 pe kaya likhna hai?? Kaise calculate kare...service 10 yr se jaada hai...full and final pf settel karna hai..help me🙏
If ur service is more than 5 years u don't need yo submit 15g its tax free.. only if ur amount is 50k plus and services is less than five year then ur pf amount is taxable.
Taxable hai ya nahi , kaise aur kaha se pata chalega.?
sir , is it only available for individual assessee or for other also?
My uncle deposit 20lakh in fd he is senior citizen total interest is above 1lakh he is agriculturist how much he save from tax and how
Sir mera SBI me 2 fd hain intrest 20000 k as pas mil raha hai aur isi SBI me 10 hazar k aspas saving bank acc me hai, mera salary acc dusre bank me hai ICICI me, total salary abhi 2.5 per lakh se kam hai to mujhe estimated income of PYI including intrest me kitna amount likhna hoga, sirf SBI me jo paisa hai sirf wo ya dusre bank account ka amount jo ki mera salary h wo sab total(sbi+icici)? Aese to total mera 2.5 lakh se zayda hojayega.
sir i am retired teacher 59 year 1 month old and i am invest 27 lakh in senior citizen scheme post office. i get 55 thousand quaterly intrest but i have 35 thousand monthly pension with DA so 4.2 lakh yearly, so should i able to fill 15H or 15G. should i able to save TDS. please answer
Same here..are you got exemption by filling 15g🤔
Sir saving account interest per tds katega kya iski threshold limit kya h
Sir
Super Senior Citizen ke liye form 15 H ki puri jankari dijiye please
Income tax bharnewalon ke liye 15 g bharna conpulsary hain kya
Meri income zero he but fdr intt 585792 he age 60 kaya me 15 h fill kar sakti hu
Sir my service is more than 5 years and amount more than 50,000 so should I fill this form and also pan is not verified so tax will be deducted?
Sir please reply kre
Maine 31 march 2023 ko private job chodi thi salary 2.4 lakh annual thi, epfo me mera paisa jama hota tha, jo mai oct 2023 me nikalna chahta hu pr abhi meri government job h salary 5.91 lakh h annual to kya mai 15g fill.kru pf paisa nikalte tym ya abhi salary jada h to nhi bhru
Hi sir, What if an individual is not earning anything but the income on FD interest in a year is up to 2 lakhs, so can the particular individual fill 15G and expect tax on interest earned.
U explained very good...
Sir Mera actually information na hone ke Karan form 15 G Bhar Gaya h .Maine pf withdrawal apply kia tha.sir isme reject ho Sakta h kya ??? Uske liye kya Kare.MERA JOB 5 SAAL SE KAM H AUR PF AMOUNT 50000 SE KAM H
Sir, I am a student. I have opened fixed deposit of 55,000 for 1 one year at interest rate 6.58% and I will get 3836 rupees interest.
Do I have to submit form 15g?
🙏🙏🙏Sir please batao... Meri mother ki koi salaried income nahi hai.. wo housewife hai.... Lekin unki fd ho rakhi hai jinka interest hume 2,30,000 yearly aata hai... Toh kya hame form15G fill karna hai ya nahi...🙏🙏🙏 Please batao.
👉Aapme rocket💥 ki raftaar se samjhaya.. dimag hil gaya
Do I need to submit multiple 15G if I have multiple deposit in same bank
Sir,
I'm working in nigeria from Feb 2020. And my salary are credited from UAE.
My question is, am I eligible for 15 g on my epf account? My epf account period is Jun 15 to Dec 18.
And my current income through salary more than 250000.
My epf amount more than 50000.
Please help me to said topic 🙏
Crystal clear information. Thanks Sir.
I have 3.9 L in muly epf and no eps I left job before completing 5 years. Now i am going for epf withdrawal. How can i fill 15 g if possible and if not how much tax is applicable. My pan is updated.
Nice Sir...
Thank you Sid. As always, you're the FIRST 😊
Agar koi unemployed youth 20lakh ki fd karata h to kya wo form 15g bhat sakta hai
Bilkul
Sir I'm very humble request to you plz reply jarur krna mere question ka. Main first time FD krana chahti hu but mujhe nhi pta meri FD TDS se save h ya nhi uske liye kin logo ko 15G form fill kr k dena hoga bank ko
आपको form 15g fill करके देना होगा fd कराने के समय पर
My income from fd below 5000... Should i fill 15G/H...??? Please rply humble request to you....
If my income from FD is 50k then TDS will be deducted for the extra 10 k above the 40k right ? I am 47..
Agar Mr b ne form bhar dea ho to kea hoga
Yadi bank interst 50000 ke above ho aur tax slab ke below to 15G form submit ke bad bank tds deduct kar sakta hai kya
Maine recently icici me LFD account open kia hai ...
Annual 5% interest bataraha hai 1.1L pe , toh mujhe 15G form bharna padega kya ??
Hala Madrid🌚❤
Sir
Form 15g/h galat bhada gya hai aur edit nhi ho rha hai to kya kare
Sir mera pf+pension amoun mila kr 20000 hai kya mujhe 15g bharna padega?
Sir my mother is taking family pension and on fd tax cut hua h ky form 15g fill kr sakte
Yono Sbi lite application main vi Form 15G submit kar sakta hain
My salary income is 7.5lac and 40k is intrest income and I have filled 15g...did I do right thing?
Legally not.. As your taxable income is more than exempted limit (even as per new regime).
Agar ham working nahi hai to 17 number collum me kya likhe
Thanku sir.. i got gd knowledge frm ur vedio... Sir i hv query.. my income frm fd interest is 17000 smthing..last yesr i submitted 15 g in bank... This yesr i need to sumit this 15 g or not...as sm r saying nw limitbis change frm 10000 interest earning to 40000 interest earning...pl do reply.. as i m very confused.
Dear Neetu, yes its correct limit increased to Rs. 40,000. Since, your annual interest is around Rs. 17,000..in this case, Bank will not deduct TDS on your interest.
@@SundayNivesh thanku so much sir fr ur guidance
Sir
Jai sa ki me job 1 sal se nahi kar raha hu aur muse pf ka passa nikalana hai.to Kaise nikalu kya muche form 15g bharna hoga
HI sir mere Ac me 7 lakh aaya aur maine use fd 6.1% ki rate par kar diya h 15G submit karna h ya nahi
Thanks a lot for the video
Sir yeh 7 लाख tax free है बोल रहे sab ye क्या issue 🤔🤔
Sir maine to koi form hi nhi bhara bank apne ap hi kat gaye usko wapas kaise lana hai
Sir Dual job h aur ek jon 8 year hua h dusri 2 year hua h to 15 g form bharna jaruri h
Sir mere village ka name nhi utha rha online form me mai jalandhar ke pass rhta hu sir mai kya bharu ab isme
Sir form 15 h glt bhrkr jma kr diya ho to kya kre. Mujhe pta nhi tha. Koi problm to nhi hoga
Sir, this 2.5 lakh means my total income
Or taxable income ( i.e. after investment as per various sections)
Total income
Bexofkf godmirnlf of kfnofvkfvkfk hi
If assesse total income up to Rs 5 lakhs for the f.y 2019-20 then they can submit form 15G bcz for the a.y 2020-21 tax will be nil for up to Rs 5 laks?what u think
@ravi Grover company ko kaise bheje form 15G for dividend mera income 20000 hai sirf aur kitna time hota hai form bharne ke liye
Hi sir my total PF+PENSION amount is 26000 15g form for me apply or not please tell me I want to claim now waiting for your answer
Sir is interest earned from PPF (public provident fund) also added in interest income ? Because usually it is said that interest from ppf is tax exempted
Correct. No need to add in other source of income.
@@SundayNivesh thank you sir
@@SundayNivesh
Galti se 15g Submit ho gaye ab kiye kare ?
How to retrace 15g from Bank ?? Please answer
sir I have 21000 income and my pf amount is now 16k and pension 8k tho should I fill 15g form
Thank you! 👍🏼
Kya 2000 fd karne par 15g form submit karne ke liye me eligible ho
meri salary per month 28000 hai to muze bhrana chahiye kya 15g form
sir, mene 7saal service diya hai mera pf amount 166000 jama hai.toh kya TDS katega. form 15g bharna padega ??
Sir fd ka annually interest 3 lakh hain...lekin taxable income 4 lakh hain...
to,
1-- form 15 g bhar sakte hain kya
2-- aur uspr tax kaise lagega
3-- rebate milega kya
Hello Ravi, I suggest, आप form 15g नहीं fill करें. As taxable income is above Rs. 2 Lakhs. Rebate बिल्कुल मिलेगा, because as per your information Taxable income is less than Rs. 5 Lakhs.
@@SundayNivesh lekin sir..
interest 40000 + hain to TDS katega na..uske liye to form 15g bhrna padega na
@Ravi Ingole Yes my friend, bank will deduct TDS. However, while filing ITR, you can claim the same as refund.
Sir mujhe month me 9000 milta he fd interest me to kya mujhe bhi bharna he 15 g form???
@@thinkbigtranaformyourself1595 If your income from all sources is below 2.5 lakhs then you can fill. Else No.
Hello Sir,
Please confirm the exact date for submitting the forms 15g and 15h so the TDs doesn't deduct of any quarter?
Every year in april month
sir
its mazhar from saudi arabia & I'm 43years old.
i had fd of 7 lakh for 15 months and i will get 775000 after maturity.
therefore am i eligible to fill form 16
Sir, mera salary 3.6 LPA hai CTC.
And my income from fd and rd interest is less than 10000. Although the limit is 40000 for FY 2020-2021
So I need to fill form 15G?
Kyunki 3.6 LPA is taxable income right?? For FY 2020-2021??
Jiski vajah se tds toh nahi katega because 10000 se Kam hai income from fd and rd, par tax katega na??
And one more thing, form 15G is only for saving TDS? Or we can save tax also from deducting if we comes below taxable income?
Gd quesn
@@Kgupta91 par jawab nahi mila😢
40k ke uper agar intrest income jayegaa den tds kategaa..10k hai..so no need to fill 15g..also 5 lck tak net gross income haii sare deduction ke baad so so income tax..if you want to fill tax return den you can fill 0 return..otherwise nothing
@@doyouknow353 ok
Sir agri income wale 15g/h bhar sakat hai kya
Hello Sir,
My Total PF amount is around Rs. 8k and I have worked in a company for 8 months only i.e Time duration from Aug 2018 to May 2019, is it necessary for me to fill 15G form or will my amount get deducted as per TDS?? Or i can withdraw PF without filling or submitting 15G form
Form 15G/H is only for not to deduct TDS from the interest earned from FD and RD if ur earned interest is more than 40000 in a financial year.
By this form u declare that this earned interest is only source of income, or other income also comes under below the slab of taxable income, so u r requesting prior to the bank, RBI, and IT dept to not to cut TDS. That's it.
It is not for any other purpose.
Can HUF submit form 15 G ?