All ABOUT FORM 15G and 15H | CA ANOOP BHATIA
HTML-код
- Опубликовано: 28 июл 2020
- Tax Planning Course: taxplanningforsalariedemploye...
.....................................................
. This video is an attempt to answer the queries pertaining to submission of form 15G/ 15H by taperys in general. I hope viewers will be highly benefitted through this discussion. Your comments, feedback and queries are most welcome.
फॉर्म 15G एवं 15H कैसे भरा जाना है, कब तक भरा जाना है, कौन ये फॉर्म भर सकता है, इन दोनों फॉर्म्स में क्या अंतर होता है इत्यादि जैसे महत्वपूर्ण प्रश्नों तथा सम्बंधित सुझावों के साथ यह वीडियो आपकी सेवा में प्रस्तुत है. आपके बहुमूल्य कमैंट्स, सुझाव एवं प्रश्न सादर आमंत्रित हैं.
Other top / popular videos of this channel are: www.youtube.com/watch?v=WK0tj... www.youtube.com/watch?v=-3RPm... www.youtube.com/watch?v=nIowp... www.youtube.com/watch?v=3bXSQ... www.youtube.com/watch?v=5F9Zo... www.youtube.com/watch?v=FvPiP... www.youtube.com/watch?v=JFFSe...
• Credit Card Transactio...
#15G
#15H
#HowToFill15G/15H
#WhoCanFill15G15H
#CaAnoopBhatia
#AllAboutForm15G/15H
Sir, you have very deep knowledge in Income tax.Explained in easy language.Thanks you.
Thanks and welcome Mahendra ji.
Very nicely explained Sir. I file my returns even if I am not in the taxable bracket. It helps me to get rid of this 15G & 15H every year for all payees. It is cumbersome to submit if you have multiple sources!
You are right, I also suggest the same.
सरल स्वभाव और सरलता से ज्ञान
धन्यवाद शशांक जी !!!
You are amazing sir.... Your simplicity is the best 👍🎉keep it up sir
Thanks Hemant bhai.
I think this is the most comprehensive video on this topic in youtube.
Thanks for kind appreicaiton.
nice video ...nicely explained. hope to see more such videos related to tax matters
Will try.
Sir, all videos are very useful and informative in our day to day practice . CA Vijay Raj Pitaliya Bangalore
Thanks Vijay bhai.
Covered most matters, Thanks
Glad it was helpful!
Thank you for sharing information about filling Form 15H.
Welcome.
V good guidance sir. It's v detailed. Thanks so much
Most welcome
Very Informative
Thank You Sir😊
So nice of you, thanks for kind appreciation.
Thanks Sir, nice Explanation 😊👍🏻
Thanks for appreciation Rahul bhai.
Sir aap bahut acche se samjhate ho ke sab samajh aa jata hai. Mujhe bank se sms aaya hai ki 31 march tak 15H form submit karein .par mai abhi out station hu toh form submit karne mein 8 se 10 din late ho jaayega to bank form accept karegi.
Thank you so much.
Sir thanks for clearing doubts
Welcome.
Sir, would you kindly inform me whether the monthly pension amount
to be mentioned in estimated total income in 15 H form.
You are great very clear god bliss you
Thanks :)
Excellent sir, very good clarification.
Thanks and welcome
Very nicely explained. Simple language .
Thanks :)
Very good knowledge sir bahut knowledge mila
Nice to know that.
My father is a pensioner and has income from pension and interest on FD...in form 15 H does he need to show pension income also
Very good information. Thanks for sharing.
Glad it was helpful!
should we update or attach the 15 G for PF claim if the amount is more than 4 lakhs and worked for 14 years in a company..?
and should the person submit the F 15g to bank also please clarify. TIA
Nice information in understanding way.
Glad it was helpful!
Nicely explained. Thanks
Glad it was helpful!
Thank you very much sir
Thanks and most welcome :)
very useful and informative video thanks Sir
Most welcome
It's really knowledgeable
Thanks for appreciation.
Sir bahut accha samjhaya apne par yah video 2 saal purana ho gaya h new financial year k according new video bana dijiye
Sure Sir, I will try to come up with new video soon.
After fillin form 15H for Pmvvy, bank deducted 3000 income tax , how to save it?
So sir actually 15 g or h is a declaration for the next FY' s income ...like if I submit 15 g/h in Nov 2022 I actually requesting not to cut tds on the income for FY 23-24 and that's why previous year equals to current financial year ?? Am I correct sir ???
Hi Sir, My mother's income is less than 3 lacs( in which I am showing 2.4 lacs rent paid to my mother) her age is 60+. She is submitting 15H form in the bank as well to avoid TDS deduction on FD interest and we selected "No" option of ITR in column 14 in 15H form. Do we need to file ITR for my mother now?
sir the bank 15 g can be used for dividend tds taxation
Thank u sir ur video was very useful
Glad to hear that
Sir if a pensioner gets FD interest of around 4.3 lakhs, do he need to fill form 15 H and submit to bank.
Excellent and very cleae presentation
Glad you liked it
Thank you very much sir very informative as always. Please make Video on deduction under chapter VIA.
Thanks Vaibhav ji. I will try.
All time video Sir
Thanks 🙏
Most welcome
thank u sir, pfwithdrawal amount is above 7 lakh , so can ifill 15G ?
Thank you 😊
You're welcome 😊
Sir ITR V ITR 4 ASSM YR 2020-2021 ka hain mujhe kya 15g dena parega??
Sir yadi manually form fill karne par aur bar bar payer ko yaad dilane par bhi TDS cut raha hai toh kya ye problem online form fill karne par nahi hogi. Please reply 🙏
Sir can i claim refund of the tds deducted in past assessment years ,as my mother's income is below the exemption limit in all that past assessment years but the fd interest income crossed the threshold limit and haven't filed the return in any of the assessment years but i got to know the fact of the deduction ,is there a way forward sir?Please suggest
Sir your vidiyo simple Best knowledge. Thank you.
Jay Hind
Thanks and welcome :)
Sir koi margdarshan le na ho to
Ky kare.
Sir I am a banker n I have received a 15G form a person who is going to cross 60 in August, now I will ask him to submit form 15H. Thnx a lot for this video and helping me in correcting mi mistske. Jai hind sir.
Thanks Sahil ji for kind appreciation. Jai Hind :)
Very well explained sir ji
Thanks and welcome
Hello Sir very good explanation & Good speech .🙏
Thanks and welcome
2:45 Dividend (Section 194) 2:54 Interest (Section 193 and 194A) 14:16 HOW TO FILL FORM 15 H 15:30 WHAT IS PREVIOUS YEAR. अगर मैं २०२२-२३ वित्तीय वर्ष (FY) के लिए १५ एच submit करना चाहता हूँ तो मुझे उस कालम में २०२२-२३ भरना होगा 15:59 Whether assessd to tax. 14 (b) column में कुछ नहीं भरना है I 16:26 How to fill column 15 16:38 How to fill column 16 17:00 How to fill column 17 17:22 How to fill column 18:50 PREVIOUS YEAR ENDING ON 20:48 FORM H TO BE FILLED IN EVERY BANK
Sir I was looking for better clarity on column 16,
Should figure in column 16 include figure in column 15 or exclude that figure?
Wording is total income of py to which income at 15 is "to be included"
Column 17 Aggregate income for which 15 H submitted
What should be this figure?
Should this figure be sum of 15 + 16
Or less than figure in column 16.
Kindly explain. Most of the videos are silent on these entries. Or explanation is less than adequate.
Hope you will explain. Thanks.
Sir mere pita ji retired person hai uski pension ki income per year 208692rs hai or Fd se interest total income per year 240360 rs hai....total pension+fd = 449052 hai to kya mere papa ko 15h bank me bhrna chahiye ya nhi?
Please reply?? 🙏
Mene apne bank m 16H april 2023 m submit kr diya h lekin ab m 16H ko july 2023 se withdraw marwana chahta hoon m ab esko ksae withdraw karyo ki merea TDS kat skae
Nice explanation sir. 😊
Thanks Ayush bhai. Keep watching.
Sir if my Dividend income is 6000 rupees, will my TDS be Rs 600 or Rs 100?
Sir if we submit form 15G in April... but later in year I got job salary incomes also starts, will there be any problem or penalties when filling ITR because now i am in taxable bracket?
Sir agar hmari 2 fd h same bank m or interst one lakh k aspss ata h to kese 15 H bhre plzz btaye
Sir konse month maie bar na ho ta hai please bata Ho na aap se request hai
Is it mandatory to file ITR if we have capital gain income or loss despite having total gross income less than the basic exemption limit from all sources like dividend,fd interest, savings bank account interest?
ITR filing would be required if without considering the capital gain exemption gross total income is above basic exemption limit (i.e. 2.5 lakh presently). However I usually suggest, if an assessee has capital gain or even a loss ITR should be filed.
Can we claim TDS refund of dividend and FD interest given, if our total gross income is below 2.5 lakhs per financial year?
Yes why not.
सर थ्री.बँक मध्य f d ahe प्रत्येक f d intrest jar अडीच लाख कमी आहे तर fifteen g भरू शकतो का?
मैं अगले 2024-25 में बैंक के अंदर फॉर्म 15g भरना चाहता हूं। इस डिक्लेरेशन के लिए बेसिक एक्सेंप्शन लिमिट क्या है?
Maine private job 7 years kiya hai mera total income 10000 per year hai aur EPF ka amount 120000 hai kya form 15G fill karna chaiye
Thanks sir
Welcome
Sir I am salaried employee my Income from salary is 11lakh per annum. I am working with Current organisation from 2019. I have 2 UAN. One with current organisation ( 2019 till present) and one with previous organisation ( 2015 till 2018) . My Old UAN PF is 73,0000 and pension is 28,0000
Do I need to submit 15G in this case?
Sir please provide best option for saving senior citizens savings scheme
Sir
In col 15 " estimated total income P. Y. " should I mention Taxable income i.e after eligible deduction under chapter VI A or
Gross total income before eligible deduction under chapter VIA
Please guide
Thanks
SIR, CAN HUF SUBMIT 15G OR 15H AND WHAT WILL BE EXEMPTION LIMIT.
SIR, 15G ME KONSE INCOME GINA JATA I.e. total alag alag bank ya post KA total interest YA FIR INCOME 15G ME WOH INCOME COUNT KARNI CHAHIYE FOR EXAMPLE SABHI BANK OR POST KAA INTEREST 2,70,000/- USME SE 80 C DEDUCTIONS MINUS KARKE 2,40,000/- AATA HAI TO YE 2,40,000/- PAR 15G BHAR SAKTE HAI
TDS Ciniyar citijan Co pancan and vyaj dono milakar katte ha ya khali vyaj par hi kat ta ha plese Rp me please
TDS keval interest par hi katte hain Sir.
Sir
Mere papa me SCSS (POSTAL)me 15 lkh ke diposit upar tax lagega kya , unke annual pension he 2,50,000 . O 15h ko kese use kare
If the total income of your father does not exceed 5 lakh then prima facie no tax shall be payable. However interest on SCSS is taxable in my opinion.
Anoop Sir, i was doing deep dive on your video specially for the HUF case, I have a share of Titan Company and I have requested for 15G for not deducting TDS on the dividend exceeding 5000 Rs, and in reply to that they mentioned as below.
Dear Sir / Madam,
Please note that as per Section 197A of the Income-tax Act only Individuals and not HUF are allowed to furnish Form 15G wrt dividends. Hence we are unable to consider the form.
Thanks and Regards,
TSR Consultants Private Limited
So in short, as my dividend income is not more than 2,50,000 for the HUF account in a year how can I proceed?
Sir ..thank you for making such a wonderful video for humanity, Is there any limit up to which bank will accept 15H for senior citizens, for example, can I even put 10 lacs for 15H
Well Explained
Thanks :)
SIR, next year ke liya declaration de ke agar suddenly income zada ho gaya to keya parisani hogi ? aur agar koi income jo income tax ke andar na ata hai to keya form mein nil vare?
If after filing of declaration income increases then you should pay tax liability on your own say by way of advance tax (if applicable). For second query you fill NIL even, if you don't have any other income.
Can I fill form 15g/15h for FY 2019-20 and 2020-21 ? As I missed it. and TDS deducted
Not possible now.
Is an NRI senior citizen who is retired eligible to submit 15 H?
Sir “Identification number of relevant investment/account, etc.” Me kya Likhna Hai Agar Corporate Bond Ho to ?
Bhai iska kuch solution Mila kya .. same query ha mere bhi
@@rii.shabh.__ Haa Bhai, Maine ISIN number diya tha ho gaya
Sir My PF is Rs. 09 lakh , no other income except this, as I am a retired person w.e.f. Nov 21. Shall I submit form 15 G or not at the time of PF withdrawal. My age is 59 Yrs.
Pl confirm
Regds
Arun Sharma
Can we file 15G form for interest income earned from Government Bonds? Under which IT section tds is deductible?
TDS in such cases is deducted u/s 193.
Sir, in column no. 16 we have to write total income after deducting the standard deduction & 80 TTB
Or
Total income without deduction??
Total income is shown after claiming deductions only.
Sir please tell me what to fill in "Whether assessed to tax? (Yes/No) " Because I filed the ITR-1 Sahaj online but my tax liability is zero under it. So please tell me the what exactly it means so that it helped me to fill it online? And I also want to file tds refund because they deducted it and that time I'm not aware about 15h form.
Assessed to tax means whether in your case an assessment u/s 143 or 144 or 147 etc. is made in a recent year, if yes then fill yes otherwise no. TDS refund may be claimed by filing ITR.
Awesome video, nicely explained. Sir i have a confusion. The last income tax return i filled for fy 2015-16 and annual income was below 2.5 lac. And from December 2015, i was out of my job because of medical reasons and last year in December 2021 my organization has terminated me. Now I wanted to withdraw my PF. So what should I fill in "whether assessed to tax" "Yes" or "No" and if "Yes" what should be assessment year. Hoping for your kind reply. Thanks.
Excellent video. Informative.My query is , in item number 16 of Form H , being a senior citizen, do I have to fill my gross income from all sources or an income which is below taxable limit. Kindly guide me. Thanks
Sir, Sr citizen approached us, who is getting 33k monthly pension. He is making an fd of 30 Lakh which gives 2.25 Lakh approx interest in a FY. Kindly clarify whether is he eligible for Form 15H.if he is, then how much is he tempted from TDS
Maine 15G ke colm no 19 mein amount of income mein apna 1year ka total income guilty se dal diya aur submit kar diya kya hum phir se naya 15G bhar kar submit kar sakte hain
In my opinion you may submit again.
सर कोई fd के जवाइंट खातेदार जो की एनी वन ऑर सर्वाइवर पर संचालित है के लिए 15h प्रथम ग्राहक के स्थान पर सेकेण्ड ग्राहक के हस्ताक्षर से जमा किया जा सकता है?
Unless bank has any problem I don't see any issue in that. Pls contact with bank.
I have a doubt sir as my mother's income is 3LPA from pension & FD interest amount is less than 1Lakh what should we fill in column 16 Estimated total income of the PY? Should we just fill interest from all sources because we cannot fill pension income there as it will cross 2.5 Lakh exemption limit..
Ideally all income needs to be included for such purposes, yet you may claim std. deduction for such purposes.
Sir mera 2 bank fd he mane ek bank 17 no vara nahi to kaya fd me mara 10% interest kat laga
Prima facie TDS rate on FD interest is 10%.
Nice explained
Thank you 😃
In case of Huf, which date to be taken for form 15G and H, huf incorporation date or karta's date of birth ?
In my opinion HUF incorporation date should be given.
5000 per company hai ya sari company ka milakar 5000 ke upar divident ho toh katgea , agar 5000 ke upar divident hai par lekin meri puri income taxable nahi hai toh tax katgea
Per compnay.
Sir ji mane pf me 19 form save kar dya hi Kaya me ab 15 g apply kar sakat hu
15G is independent to PF. Yadi aapki income below exemption limit hai to aap 15G submit kar sakte hain.
I am an investor in stock market but by mistake i did 3 intraday transactions whose overall turnover came ₹170.4 in the last financial year, can i show these transactions as short term capital gain with my more other STCG AND LTCG in my ITR 2 filing?
You may offer the gain as other source income in my opinion.
kudos to sir , It will definetly be helpful in my articleship, I have one doubt in between if a person not filr=ed return for the year in which he has a tds credit can he claim this tds amt in subsequent year's return..
Thanks. No unless income is offered to next year TDS credit can't move to next year.
Very good
Thanks
Sir, i have a query that, if i got retired on 31 July 2021 and i want to fill 15 H form for withdraw my PF. So which year i have to fill in the column 4 of year.
It should be previous year 2021-22.
@@CAAnoopBhatia may i talk तो you sir
@@CAAnoopBhatia i want to discuss something about PF withdrawal. May i talk to you please
bond redumption ke liye konsa colum bharna hoga?
Interest is subjet to 15g/15h however redemption may not be covered in form 15g/15h.
If I done sum amount on F.D,
and then intereste come, monthly
If I don't submit 15 G, within month,
Then TDS decuted on this account. ?
TDS deduction is not a problem you may claim it by ITR filing as refund.
Hello sir do I have to fill in 15G/15H if my monthly income is ₹34650 but yearly income from FD is less than ₹40000? Please verify.
No, not eligible
awesome video sir ..really helpful . however i have a small doubt . For PY 2021-22 when is the best time to submit the 15G form ? can i submit any time before 31st march 2022 ? or it has be submitted at earliest ( i mean as soon as the FY 2021-22 starts ). ?
Best time is beginning of the year however you may submit it later even during the financial year itself.
@@CAAnoopBhatia thanks
Sir I have one question on behalf of same financial institution Branch A & Branch B.
( Mr. X's age above 80 yr. His income from fd interest for FY Rs. 546000/- )
But his fd interest in br. A is 480000/- & br. B is 66000/- he has given both branches 15H from.
So in this case who will responsible ?
It's acceptable.
My father is taking pension of 320000 annually with around 60000 interest . He is retired and senior citizen. Whether he is available to submit 15H from?
Please advise sir?
Yes he may submit.
🇮🇳🚩🙏🙏🚩🇮🇳
Thanks :)