Who should not submit Form 15G/H to save
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- Опубликовано: 16 апр 2022
- Namaste !
Aam Investor Channel Mein Aapka Swagat Hai...
Aaj ki is video me hum janenge ki kin logo ko Fixed Deposit ya RD etc se katene waale TDS ko bachane ke liye form15g/h kab submit nahi karna chahiye... details me jaankari ke liye poori video dekhen...
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Truly AAM INVESTOR direct to the point. Thanks!
@pt267 Boom! Great to hear! :-)
Bahot badhiya. well explained. Thanks bro
Staytuned manan ji! :-)
Bahut achha jankari sir ji. Achha laga.
Dhanywaaad Mahoday :-)
Thanks bhai...Good explanation 🎉
Welcome 😊 keep watching :-)
Thank you
You're welcome
Absolutely right.......
Thankyou:-) Stay Tune
Thankyou Sir
Welecome sir... keep watching and sharing videos... thankyou :-)
As per notification issued by CBDT if income after availing benifit Of Section 87-A income including income from other sources ie income from intrest is not taxable, individual can submit form 15 -G/15-H .
Yes
Good brother
Thank you brother 🙏
👌👌👌👌👌👌👌
jai ho
Salary comes under tax slab but after showing savings under 80C 80G, no tax deduction on salary is zero. My FD interest is below 10k should form 15G filling is necessary or not.
Yes of course you should submit the form if you want your TDS not to be deducted. And you should submit this form in the month of April
Hi can any one help on this . I live outside india and i have an fd account in india which makes upto 39000 a year so should fill this form or not no other incomes in india . Thanks in advance
Hi! If you file ITR here (in India) then it doesn't matter they deduct you TDS or not.. you can claim it later...
BUT
If you do not file ITR (Income Tax Return)... then you must submit this form in the month of April (in each and every bank where you have FDs) :-) have a safe and long investing... keep sharing and stay tuned
Any income from interest may be 3k or 6k but less than 40k will add to our income ? (For employed tax payer)
Prateek ji ... bilkul ye aapke income ka part maana jayega, aur isko ITR me show bhi kia jata hai... :-)
sir interest income 40k se jyada h but annual income according to new tax regime taxable nhi h .to 15g ke liye eligible h
Ji! Aap bilkul bhariya Form 15G :-)
@@AAMINVESTORofficial or sir 15g submit krne ke baad enquiry check ki to usme interest jitna milna tha usse kam show ho rha , to phir 15g se kya hua [ in state bank of india]
or sir maine ye form 8 may ko bhara h
please reply again sir
Ye Form waise April month me hi Submit karna hota hai bank me... ye ek major reason ho sakta hai...
Agar koi person ki salana income tax 2.5 lakh se kam he aur pati patni dono ki fd 40000 se uper jata he kya use return fill up karna chaye
aap agar tax ki range me nahi bhi aa rhe hain to bhi aapko ZERO/NIL ki tax return karni chahiye... ye aapke hi fayede ke liye hogi aage jaakar :-)
🙏🙏
🙏🙏
Interest came from SPI is also include in 40000/- criteria?
Interest doesn't come from SIPs ... SIPs gives return (which is capital gain) it will not count in interest :-)
If my income from bank interest is under 40,000/- then should I submit 15G form to the respective bank branch?
Yes, if your total income is taxable :-)
Sir mere father ki yearly pension 450000 and fd intrest 150000 hai to kya new tax slab
Ke anusar 15 H form submit kar sakte h ??
Atul JI ! bilkul agar aapke pitaji ki income taxable nahi hai to aap bank me Form15H submit kar sakte hain... lekin ye form April month me submit hota hai... jo ki ek saal ke liye valid rehta hai... :-) hope this will help...
Good video bro, just improve light on your face for video.
Thanks for the tip :-)
Hi, While filling online 15G for FD TDS. 42500 interest will generate. How to show estimate interest ? 42500 or 2500 will show on filling 15G from. Please support.
If your total income is taxable... then you should not submit form 15G/H :-)
Mere papa govt.empolye hai unhone post office me 30 lakhs seniors setizen account me dala hai or unhe ab pension bhi 50 k milta hai inhe 15 g ya 15 h form bharna chahiye ya nahi
Form 15H us case me TDS cut hone se rokne ke liye hain jahan par total income taxable nahi hai...
HOW TO VIEV TAX WAIVER ON KOTAK MOHINDRA BANK F.D. AFTER 5 DAYS OF SUBMITTING FORM 15 H ON LINE.
Ramesh Ji... you can connect to the branch :-) to confirm that
I have transferred 10 lakh rupees in my mother account and opened FD @7% and she is home maker and have no other source of income and doesnt file any itr till date... should I submit 15 G Form as interest is 70000 ?
Yes you must submit! :-)
If we not fill itr...& Only income from fd.but less than 2lac..so 15g required or not
Bilkul
Sir, agar 15g me taxable income galat fill hui ho to 15g revise ya cancell kese krr skte h?
updated form fill kar ke bank me correct karwa lijiye :-)
As a student i have fd , my father send me money and i do fd, if i have 40k plus interest in a year should i fill tds ?
Yes !
Sir main non working hu.maine 3 sal ki fd ki hai . Jiska interest or principal 2026 me aayega. Kya jo interest bnega wo meri 2.5 lakh ki income limit me is saal count hoga. Or kya muje is sal 15g bharna hai?
Ankur Ji... aapka interest 3rd year me hi count hoga... (next time se aap ...3:2:1 years waale format me bhi FD karwa sakte hain... jis se aapko har saal interest mil payega aur aap har saal 15G ka benifit le paenge :-)
Dear sir , mera 27000 inr tds 14-07-2023 mai deduct kiya hai EPFO ne jabki maine 15 g bhi submit kiya tha (offline with composite form) jabki mai tax slab mai bhi nhi ata . sir ye abhi tak 26 AS mai bhi updated nhi hua hai . ab mai itr kon se year mai fill karu or kab tak 26 AS mai ye tds deduction update ho jayega. pls reply by ur kind supervision.
Sharma ji ! Mai aapke sawaal ka context nahi samajh paa raha hu... (kya aap EPFO se paisa nikaal rahe hain ? ya kuch aur ?) please thoda simplify karke short me poochiye... thankyou :-)
@@AAMINVESTORofficial sir ji epfo se paise nikla per tds kaat liya.
Saare banko me dena padega ya kisi bank me jidar 40k interest mil raha hai
Ji! Sabhi Banks Mein... :-)
Hlo sir my income is taxable if i do FD of which interest is less than 40k... should i submit 15G?
No need :-)
Bhai maine 2L ka fd karaya and Maine aaj form 15G bhar liya ... 15-Oct-23 se 31-dec-24 ko maturity fd h ... And Maine form 15G bhar liya to tax katega kya
Bhai april month me bharna jruri h ya kisi bhi month me form15g bhar skte h
waise to April me jama karaana hota hai but apka bank agar abhi bhi le raha hai to aap submit karwa dijiye...
Sir meri mother pensioner hai 350000 monthly aati hai or unki 15 lkh ki senior citizens scheme chal rhai hai bank me to kya hume from 15 h bhar skte hai kya
Ankur ji ! i think ek extra Zero lag gya hai monthly pension me.... but aapi mother ki total income taxable hai (pension + interest from all sources) to aapko 15H form nahi bharna hai... :-) Hope this will help...
Savings account me b 40k interest liya to bharna padega form
Hanji ! :-)
Govt employees hu aur writeen bhi bhrta hu aur fd pr tax 40 k se jyda h to 15 g bhrna h ya nhi
Interest agar 40k se jyada aa raha hai to nahi bharna hai aur aapki total income taxable hai... jo ki hogi hi... to aapko Form 15G bharne ki jaroorat nahi hai... kyunki jab aap ITR file karte hain to aapko mila hua interest bhi aapki income me calculate hota hai... :-) stay tuned...
Sir kisne 10 lakh ki fd kara rakhi hai 15 g form bhare annual income 200000 se niche hai kya hmme 15g bharna hai itr kon karta hai sir
aap bilkul Form 15 G bhar sakte hain :-)
I have fd on bank 1LRs fd tenure is 1year6 month my interest is 11K kya hume 15g bharna chaie?
ji bilkul :-)
Good Afternoon sir,
मैं ने auto sweep service को active करवा था जिस में मुझे email आया fill form 15G/H (if required)।
मैं एक student हु क्या मुझे 15 G/H form भरना चाहिए और यदी मैं बैंक में भर दिया 15G form तो क्या भविष्य में कोई दिक्कत
aap 15G ko bank me de sakte hain... jab tak ki aapki income taxable nahi hoti hai... Form 15G ko submit karne se aapka TDS nahi deduct hoga... aur is ko aapko har saal April month me submit karna padega...
Hi Sir mera annual income something around 10 lakh ke upar hai jo new regime pe 20% taxslab pe aate hai...maine 1lakh ka fd kiya hai aur mein 15g submit kar diya hoon. Mein kya ye sehi kiya ya submit karna negi chahiye tha?
Hi! Aniket Ji! Aapki income taxable hai to aapko ye form submit nahi karna chahiye tha... : -) but is baar kar dia hai to koi baat nahi next time se dhyaan rakhiyega... :-) stay tuned
@@AAMINVESTORofficial Thank You Sir, next time se dhiyan rakhunga but iss baar kya mujhe kuch problem ho sakta hai?
Honi to nahi chahiye but fir bhi aap ek baar bank se confirm kar sakte hain (customer care par bhi ek baar pata kariye)
Bhaiya papa ka pf nklna h jo 15 lakh h. Or papa ki age 62 ho gayi h. To kya form 15h bharna hoga. Jisse ki tds ya text katne se bacha ja skta h.
Papa ka reetarment ho gaya h.
15h form submit karne se tabhi fayda hai jab aap tax ke dayere me nahi aate ho... otherwize aapko ITR to file karna hi hai...:-)
Sir mai bank me 15 g apply karta hu aur itr karte time apna anual income3.8 lakh show kiya hu jabki mai ek private kaam karta hu .koi proble to ni h na?? Plzzz response
Tapeshwari Ji aapko show wahi cheez karni chahiye jo aap kar rahe hain...
baaki agar aapki income taxable hai to aapko Form15G submit nahi karna chahiye...
Sir kya Post office me 15 g nhi bherte kya???or ager bherte h to kese bhre .mere se post office walo ne 15g ka form nhi liya wo bole yaha pr Dene ki jarurat nhi h.please reply 🙏🙏🙏🙏 kya Krna chahiye
Hanji Post office me jaroorat nahi hoti hai waise... :-) aur agar TDS cut hota bhi hai to aap ITR file karke usko waapas le sakte hain...
Bhaiyaa I am a student and I invested in a FD of amount less than 10k through Yono SBI. So should I fill form 15g/h as I don't fall under any tax slab. Kindly clarify as I am confused.
Haanji Manas! aapko ye fill kar dena chahiye... :-)
@@AAMINVESTORofficial Ok
My monthly income is 60k... But interest from FD is less than 10 k/yr , should I fill form 15G
Yes You Can :-)
Hello sir Mera income 5+ lack, hai maine Fb ki hai 1lack ki 1yr keliye, toh mujhe form 15g fill krna padega?
Karwa sakte hain... jis se aapke FD ke interest me TDS nahi katega :-)
ye form April month me hi jama karna padta hai... jis jis bank me FD hai un sabhi banks me...
Current month ke FD Kiya hai, August 2023
Sir mera 2 lakh ka fd hai sbi me aur mai itr bharta hu every year to mujhe 15G form de dena hoga bank me ??
Sourav Ji ! Agar aapki income taxable hai to aapko ye form submin nahi karna hoga bank me :-) stay tuned...
Mera interest FD se 28000/year ka aa rha hai. Kya mujhe bhi 15g bharna hoga?
Yes! agar total income (including interest) taxable range me nahi hai to...🙂
mother house wife h ...unke account m fd kiya h ...3 lacs k ...kya hume 15g bharna chaie ??
Shailenddra Ji bilkul aapko ye submit kar dena chahiye agar income taxable slab se kam hai to
Bhai mujhe ye nahi pta ki financial year me kya kya dekhna hota hai or kaise milta hai actually bat ye hai ki mere papa government job se retirement huye hai ab unhone plan liya hai kisi ke kehne par O.D plan hai koi fd ki trh hi return milta hai lekin jo pension milti hai uske hisab se unki sal bhar ki incomes 2 lakh tk ya usse kam hi hai or bank uss O.D par milne wale interest se paise kat leta hai TDS ke naam pe kabhi 800 ka hi 500 kabhi 50 ya 100 rupye kabhi kabhi to 20 rupye bhi to ab mai nahi smjh paa raha hu ki kya kru unka sal bhar me isi trh 20 se 30k ke aspas deduction ho jata hai or muje financial year ka smjh nhi aa raha ki kya kru usme 15H form bharne ko kaha h lekin kuch gadbad na ho jaye isliye mai bhar nahi raha
SWEEP me honge unke paise... jaise jaise aap nikalte jaoge wo usi hisaab se TDS deduct kar lete hain...
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My father’s pension is 286000 per annum and interest from FD is 34000. Bank has told not to submit 15G. What should we fill now? Please reply
Sourav Ji ! If bank told you not to submit then pls don't. :-)
Amit Sir, Salary 4.7 lakhs Annual hai. Or agar 3 fixed deposit karein 10 10 10 lakhs ke tou kya Form 15 G submit karna padegaa? Please bataiyee aap?
Ji agar aap chahte hain ki aapka TDS cut na kia jaye to aapko ye form bhar ke dena chahiye... aur agar nahi bhi dete hain to jab aap ITR file karenge tab aap apne is kate hue TDS ko claim kar sakte hain
@@AAMINVESTORofficial ek taraf keh rahe h k basic exemption tak hi relaxation h aur dusri taraf keh rahe h k form 15 g bhar sakte h
Sir iss fy k according kya 5 lakh income ho to kya 15g bharna chahiye ager post office me maltipal NSC ho to ??? Please reply 🙏🙏🙏🙏🙏
Sir is year to April chala gya 15G submit karne ke liye... aur post office me jaroorat nahi padti hai waise... but aap ek baar unse pooch sakte hain... :-)
@@AAMINVESTORofficialpost office se pucha tha,wo mna kr rhe the 15g form lene se me do salo se ITR bher nill ki bherti hu..ager post office Wale form nhi le rhe to kya bank me form dena chahiye,,?wese meri maltipal fd or NSC post office me hi h.bank me koi fd nhi h sivay ak 50 thausand ki h only bank me ?? Please again reply sir ...
jis bank me FD hai usme pls karwaiye... agar Post Office wale mana kar rahe hain to koi baat nahi... wahan requirement nahi hogi... lekin jahan jahan par FDs hain ya koi aur investments hain jinse Interest aata hai ... un jagah par jaroor submit kijiye... (waise ye form April month me submit kia jata hai) :-) Stay Tuned and keep sharing
Kya young pensioner jinko family pension milti ho unko 15g bharna chahiye
Aditi ji! agar income (including pension + fd + etc) sab mila ke taxable nahi hai to 15G aapko jaroor bharna chahiye... nahi to bank TDS kaat lega aur fir aapko ITR file karke ye wapas claim karna padega...
Ok
If from one bank i am getting 60000 yearly fd intrest and from another bank getting 50000 yearly fd intrest then 15 h form should be fill or not and i dont have any other income
you should not submit it... because you limit is exceed but u can file it later at the time of filing ITR and claim the amount :-)
@@AAMINVESTORofficial thanks but total income is 1 lac 10 thousand which is below 3 lac yearly then also?
My income is only from bank interest as a sr citizen and does not exceed taxable income only after deduction of rs.50000/-u/S.80 ttb. Shall I submit form 15H?
yes sir ! you should submit it if your total income is not taxable ...
yes... ! bank doesn't care about it.... it will deduct your TDS 10% which you can claim while filing ITR
I am farmer and my total income with deposit interest is above 250000 can i fill 15G form?
Devi Das ji... bilkul aapko form 15G submit karna chahiye
समझो income ,exemption लिमिट से कम है, इसिलीये 15 H भर दिया.
लेकिन उसी बरस मे mutual fund , redem कर दिये.ऊस से जो प्रॉफिट हुवा ,वो मिलाकर income, limit से जादा हो गया ,ऐसी कंडिशन मे क्या करे?
Aap jo bhi Mutual Fund Redeem karte hain ya koi Stock bechte hain to wo aapki income me count nahi hota hai... Capital Gain me count hota hai aur uspar tax lagta hai... :-)
Sar mein Axis Bank mein 6 lakh ki FD 7% ke hisab se 2023 mein ki thi tum mujhe 15g submit karna hai ya nahin
Seema Ji! agar aapki total income (salary/pension + Interests) wagarha taxable hai to aapko submit nahi karna hai... otherwise aap submit kar sakti hain :-)
@@AAMINVESTORofficial
Thanks,
If I am retire person and my total estimated income will be 380000 for F.Y.2024 -25.
Above income is totally from interest on senior citizen saving scheme and fix deposits.
Then can I submit form 15 H.
My age is above 60.
Please guide.
@@must604 Sir/Ma'am Namaste !🙂
Aapki income me include hogi (Pension, Bank se milne wala Interest, FD / RD se milne wala interest & jo bhi aap ko Senior Citizen Saving Scheme se interest) milega sab ka total agar taxable limit ko cross kar raha hai to aapko 15H nahi bharna hai fir aap ITR bharenge.
but ye sab mila ke bhi taxable limit ke under hai to fir aap 15H form un sabhi jahgah submit kar sakte hain jaha jahan se aapko interest milega...
🙂
श्रीमान जी मेरी एक FD थी जो अभी पुरी हूई है जिसका ब्याज 25992 रु बनता है लेकिन sbi ने 23772 रु ही ब्याज दिया गया है 2250 रु काट कर मैंने 15G फार्म भी भरा था ऐसा क्यों किया है
Balram ji! ho sakta hai ki form bank me update na hua ho ya aapne ye april ke baad submit kia ho... ya aapki income taxable hogi... .ya aur bhi kuch reson ho sakte hain... lekin agar aapki inocme taxable nahi hai to aap kate hue TDS ko ITR file karke claim kar sakte hain
@@AAMINVESTORofficial Sir maine 18March 2023 ko SBI mein 1,20,000 ki fd Kiya hey . Jiska Maturity 21Apr 2024 ko hey . Mujhe interest 9601 milega Aisa likha hey .mera Annual income 60,000 hi hey . Kya mera tax katega iss interest se jisliye mujhe 15G submit karna tha ?? TDS projected for 2023-24 RS 878 kiyu dikha raha hey agar mujhe 15G nahi karna tha ?😢
It means a prson who is paying tax on his income, should not file form 15G
yes @CAfinal_Nov-23 :-) watch other videos too... stay connected
What is naw tax salave in 2023 2024 ?
Hi Nareshdeepika Ji!
The income tax slab rates under the new income tax regime will now be as follows:
Rs 0 to Rs 3 lakh - 0% tax rate
Rs 3 lakh to 6 lakh - 5%
Rs 6 lakh to 9 lakh - 10%
Rs 9 lakh to Rs 12 lakh - 15%
Rs 12 lakh to Rs 15 lakh - 20%
Above Rs 15 lakh - 30%
@@AAMINVESTORofficial Thanks
My mother(senior citizen) files ITR for annual business income of 280000. Apart from this annual income she earns 300000 per annum as FD interest, so total income becomes 580000 per annum. Please suggest whether she has to submit 15H or not?
anshuman ji bilkul aapko form 15H submit karna chahiye jahan par FDs hain :-)
@@AAMINVESTORofficial Thanks 🙏🏻
Meri mom housewife hai aur koie income nehi hai to income tax k under v nehi aati....ak FD hai unke name pe jiska interest 29000 hai 13 months ka....to 15G form dena chahiye bank me ya nehi?...pls reply
Ji aapko form 15g/h har april me fill kar ke submit karna chahiye... bank agar tds kaat leta hai to fir aapko ITR file karke apna TDS wapas lena hoga
@@AAMINVESTORofficial Lekin interest agar 40000 hazar k niche milta hai fir to form 15G nehi dena padta?
below 60 years its 40000/- limit
above 60 years its 50000/- limit
@@AAMINVESTORofficial To hume 29000 mil raha hai interest 13 months milake...fir kya hume15G form nehi dena padega na?
@@poojadas6401 fir aapko zaroorat nahi hai
Sir students hu mujhe itr karna hai meri koi income nhi father dede hai
abhi aapko ITR file karne ki jaroorat nahi hai ... jab aap koi salary lene lagenge ya koi business karenge tab aapko ITR file karni hogi :-)
@@AAMINVESTORofficial ty sir ek question or hai 1000000 fd hai 2 years ke liye 15 g fir bhi bharna padega har sall
ji ! aapko har saal april month me ye form submit karna hoga jis jis banck me fd hai... :-) hope this will help...
which city are you from ?
Capital of India :-)
Brother, My income is less than 250000 tax slab & interest of fd also less than 40000 then should i fill 15G..thank you..
Yes Bikram Jeet ji ! Banks cut 10% TDS on FDs... you should submit form 15G there... :-) but it should be submitted in month of april every year...
Sorry Bhai
aapse Jo baat Kiya tha wo chat delete kar diya.aapne reply Kiya tha
its okay... :-)
कृपया example देकर समझाइए !
Dev Ji! isme samjhaya hua hai kripya ek baar aaraam se poori video dekhiye... :-) dhanywaad
FD lona hai
thoda clearly aur simplify karke poochiye... :-)
FDka time ho gaya. Paisa nahin aaya
auto renew ho gyi hogi:-)
Pakaao ni
Sure :-)