How to SAVE TDS on FD (Fixed Deposit)|
HTML-код
- Опубликовано: 7 авг 2021
- Paid Consultation WhatsApp Only 9571243669
wa.me/919571243669
on Fixed Deposit shares how banks deduct TDS and tax on your FD account and how you can save it.
TDS deduction applicable if interest earned in a bank is more than Rs. 40,000 in a year. Limit is 50,000 for Sr Citizen
Rate@10% but @20% if PAN is not submitted
#CARahulAgarwal
Disclaimer:
The Video Content is available for informational and educational purposes only. Copyright Disclaimer under section 107 of theCopyright Act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might.
Paid WhatsApp Consultation - 95712 43669
आपने एक अच्छी जानकारी टैक्स बचाने के सम्बन्ध में दी. जो कि सही है. धन्यवाद.
राहूल जी खुप धन्यवाद. खुप सोप्या पद्धतीने माहिती दिली.🙏🙏
आपने बहुत अच्छे से समझाया आपका बहुत बहुत धन्यवाद🙏🙏🙏
Sir your explanation is too good thanks for valuable information 😊
Dear sir, now all the interest of FD from different banks shows in 26A, therefore, Income tax has to be paid.
Sir, आपने बहुत अच्छे से समझाया
धन्यवाद, आपने बहुत अच्छे तरीके से समझाया
Very very nice explanation reg tds n it's very informative reg seperate bank wise Saving thankuji
WHhh Bhai wahhhh Kitni Aaasan Bhasha Main Aapne Smajhaya Mujhe Nahi Mili aisi Video abhi Tak Aur mene to 1:06 Per Jo Aapne Bataya Puri Dekhne se Phele Hi Like kardi Sir thanks
बढ़िया जानकारी देने के लिए आभार 🙏🙏🙏
Thank you sir for good explanation about TDs/income tax.
Thank u sir very simple and valuable explanation 🙏🙏🙏
nice video
your explanation is too good thanks for the valuable information
So nicely explained and in short time.
Thanks सर और ऐसेही इन्कम टॅक्स से बचने के लिए व्हिडिओ डालिये🙏
वेरी नाइस थैंक यू वेरी मच आपने बहुत अच्छा बताया और कोई कंफ्यूजन नहीं रखा ऐसा कोई बताता नहीं कंफ्यूज कर देते हैं बड़े-बड़े महारथी आते हैं और कंफ्यूज करके चले जाते हैं से अच्छा है कि वह ना बताएं
Thank you
Excellent way of explaining every thing in simpliest manner. Very valuable information you shared today.
Thank you Sashank.
@@carahulagarwal8192 hello sir. 26 as m joh 15 g form fill Karne pe joh TDS nhi deduct hoga us amount ko income from other sources m lenge ya nhi please reply soon.
Senior citizen ki income agar pension or fd interest lga k 3.10 bhi bne to bhi itr file Krna pdega
Very easy way explained sir thank you.
I know Hindi a little extent. Your are explaining in a simple way. It is very useful to me.
learn Hindi then You Mustard
Itne sare video dekha.. But yeh top video hein, har ek point bataya. Sir.. Satisfied
I have seen lot of videos your explanation is so clear sir
very nice information put in very simple way
Vry thnks sir.imp informetion
Thanks for explaining nicely
Hi Sir, this norm still gets applied that in one bank upto 40000/- interest on FD, tds is not supposed to deduct. But in my form 26AS, even Rs 25000/- is also gets shown and in AIS & TIS this amount is showing in other sources of Income for tax liability. Please guide and suggest. Thanks
sir aapne bhut ache tarike se 15G form kyu bhare... thanks
Bahut Acha samjhaye hai
Your explanation is best.thank you sir
Good Information Sir.
बहुत अच्छी जानकारि
very good video sir..it's really helpful
Nice knowledge
Useful video.. Thanks😊
Bahut atcha video 🙏👍
Nicely explained
Sir. Aapka samjane ka tarika bahut achchha he
Thanks
Good Information Sir ,, Thank you
Good information sir
Good Information, Guidance
Sir, in itr 2 ,where we can show purchase details of ELSS fund i.e. date ammount fund name etc as we are filling fund sale details in 112.
Sir, If income is from agricultural then which method should I choose.
Thankyousirforusefulinfo,on,interest,income
Very very.thanks.for.information
Salary 2.5-5 LPA k bich ho, or maturity me interest income less than 40,000 ho to what formalities (like form 15G,etc) needs to be made?
If we reinvest the maturity amount will we have to pay tax on interest of FD that exceeds Rs 50000/
Thanks.
I had opened one FD on 01.09.22 for ₹700000& 6.6 % PA for three years now I cancelled that FD and made a new FD for ₹ 800000 at one % more interest but the Bank deducted ₹9000 approx TDS I am senior citizen aged 70 years and my yearly pension is below ₹ 250000 What shall I do
Sir kya post office ke SCSS(senior citizen saving scheme) me invest kiye gaye rupees par bhi TDS kattha h?
Jaisa apne kaha ki alag alag bank mei FD karne se TDS katega to agar post office mei Senior Citizen Scheme retirement money se lee ho aur TDS kata ho, to kaya hum 15H form bhar kar TDS wapas le sakte hain ? plz batayen ,
Sir after submitted 15 G/ H ,how bank cut TDS, what should take to not cut TDS on bank level, please guide us
I have bought kvp rs five lacs in 2017 and will be matured in 2027 just double. Approximate 50000/ interest is annually increasing. Should I show it in income for calculation of tax? Please throw light upon it.
If A government employee is live in two place n paid two place house rent.he get only few amount of HRA from job.Can I take deduction HRA of both place
Tds ek bank k byaj par count hota hai.. Ya jitne be banko me account hai. Uska sabka count hoga??
Nice information thank you Sir
have joint sb acoount in post office. 2nd holder has fd. fd interest will fall under 1st holder's pan or 2nd holder's pan?
Sir mere form 16 m DDO dwara Employer contribution ki deduction 80CCD 2 m nahi de to itr filling k time hum us deduction ko claim kar sakte h ya nahi iske regarding koi proof ki jarurat hogi kya PLZ bataye
Very nice explained
But sir is it posssible because we are connected with PAN No. n Aadhaar. IT deptt will find out all your accounts. ?
In form 15g..why is there the option to state total no of form 15gs submitted ? They want to know in how many banks i have done this..right ? But for what purpose ?
Very good
nicely explained
Dear sir, I am NRI but I have few FDs in India in one bank and interest goes beyond 40k..shall I fill up form 15G?
Thanks very nice information
Thanks sir very useful... Liked
Sir meri ek salary aayi hai govt job mein. Already chal rhi fd ka interest 40000 se kam hai. Toh kya 15G fill kr skte hai. Salary mention krne ki jaroorat hai 15G Mein?
Nice information sir
Sir meri mummy 60 above age hai aur house wife to yearly 3lac or 5lac in dono mese konsi amount Tak 15H bharke full interest le sakte hai.(confusion ye hai ki yearly 5lac amount Tak ka interst aaye to chalega ki 3 lac Tak hi chalega)
Sir if 15G filed and interest cross 2.50lac bank cut 10% tds no other income in that case can i filed for return
If TDS from Bank FD capital gains becomes more than 50000/- then how to pay that IT and will there be Surcharge, Edn cess also or I just deposit IT in form 280 pl let me know
what is the maximum deduction ,in ITR, allowed on FDR for central govt employees?
Mujhe stipend milti hai.
Par meri annual stipend 2.5 lakh se jyada hai.
Kya main income tax ke slab me aaunga?
Kya stipend ke paise ko income tax me include karte hain????
Please reply...
Sir agar partners milke business shuru kiye loan leke aur agar business loss hora hai repay nhi kar paa rhe loan toh liability sirf business ki property hi hogi ya partners ki personal property ko bhi liya ja sakta hai.
If you choose multiple banks then intt also differs and you won't get staff rate 1%
🙏 sir please tell me - person having pension income+ FD interest income total less than 5 lac , not fill ITR for last 3-4 year but now want to file in this year, is there any penalty arise ? What is problem?
agar koi 5 lakh k under itr file karta h kya wo jama karaye 15h scss me to chlega ya nhi
Sir mera income on fd 2k 15g submit on may month but bank cut tds for april month ka why?
Thank you so much.
NRE account fd pe to koi tds nahi katega na sir ?
Pls tell if i start making FD in different banks...is there a limit on money as im using white money after breaking my old FD
Sir meri bank me 3000000 ki fd h 1000000/3 kya m form 15h bhar sakta hu.online form 15h me annual estimate income me kitna amount bharna h principal ya interest amount ya phir dono Mila kar plz bataye
Hello Sir mere father income tax slab me ate But income tax refund file karne par refund mil jata hai ..to kya 15h form fill karna chahiye..
Nice sir
Sir SBI ke 2 alag alag branch me hum 8/8 7/7 lakh ki fd kar sakta hu kya tds katega
Sir, mere father ne per month ki FD 10 saal k liye ki..total 6lakh deposit huye. Now mujhe 10lakh rupees mil rhe hai.usme se 50000 ka TDS bank n kaat liya hai. To kya yeh refund ho skta hai.. total Income m interest income hi dikhani hai na. Only 4lakh rupees. Kyun ki mere father Farmer hai to koi extra source of income nhi hai. Pls reply. Kya mujhe only Interest income(4 Lakh) daal kr TDS refund lena hai..and koi form to nhi bharna hai jaise 15G pls reply.
Hi
Sir
Sbi internet single account or post mein joint account me. Internet Mila hai to kya kare dono ka milake it paymant banta hai TDS kat Chuka hai refund Lena hai
Agar second time 15G submit karte hue Last 15G form submission ki details me agar aggregate value 1-2 Rupes galat fill ho jaye to kya dikkat hai?
Kyunki fd 3-3 mahine ke hisab se kar rakhi thi!
धन्यवाद महोदय
Sir, for senior citizen (age 60) with pension income between 3-5LPA is there any option?
Sir ,
1. Agar mera salary anual 3lakh hai.. & bank interest agar anual 10k bhi hua toh kay mai income tax dena hoga?
2. Agar mera salary 2.6 lakh hai (not eligible for income tax) but fd interst anually 70k jata hai...toh 15G jama karne se kya tds nahi katega? Yafir 2.6L+70k milake mujhe income tax k lea eligible kardia jaiga?
3. Agar mai cumulative fd karwata hu...2 yr k lea toh... interest (70k)toh mujhe maturity pehi milega but interest kya do financial year mai 35k + 35k karke interest income count hoga ki...2yr bad aksath hi 70k interest income count hoga?
Plz respond.
Me1st June 2023 se senior citizen ki kregi me aagya hu or ab meri income lgbhg sal ki 5 lakh se km rhegi jisme bank fd +saving +Td sbhi ka intrest rhega 1lakh to kya me 2023-24ke lie 15H form bhr skta hu ?
Income+intrest=5lakh
Saheb,
Loan liya hai to vapus jama nahim karaaya to Voh diya hua interest jab se loan vapus nahim kar raha hai tab se ka interest poora karega plus bank interest bhii list ke saath jama karna padega.
Otherwise TD valueless hojayega.
Thank you for this information.
Hi sir kal mera TDS kata hai 4500 ka ab sir mere ko ye bata do mera over all 40000 ka interest cross ho gya hai to ab next month se kitna katega mai swipen FD karwaya hu monthely intrested 2 part me leta hu to next month me Mera kitna tds katega sir
Rahul ji From F.Y 2021-22 A.Y 2022-2023, All income shows in AIS Annual Information statement, So we can not open 3 or 4 different FDR in different banks. Pl advice.
1 questions maan lo mere total interest 40k se Kam hai ... but mai ek fd karwa leta hu 5 lakh ki then mera interest 40k se jaad ho rha hai toh mujhe bharna Hoga 15g form right but then agar mai ek or fd karwata hu next day yeh 1 month baad toh kya mujhe duabar 15g form fill karna hoga ?
Sir which month sud I fill 15G for FY 2022-23 , sud it be in Mar 2023 or April 2023
Sir I am pensioner and my total income is less than Rs. seven lakhs. I am a senior citizen age 77 years. Can I deposit 20 lakhs in fd in different banks and submit 15H form Just to save TDS.and one more question am I exempted to file the incometax return.
Sir maine fd 2014 me ki thi aur us time mera Pan card nahi bana tha maine ek saal bhi 15g form nahi bhara aur meri fd is month jab mature hui tab usme mera tds 60,000 kat gya ab mera 18 saal ho gya h aur maine pan card ke liye apply kar diya to kya tds amount refund hoga plz answer..
Sabhi bank me f. D. Par mila interest agar 50000/-se upar hota hai to kya income tax katega? Kya income tax ke liye total interest (sabhi bank f. D. Ka) liya jayega? Krupaya bataye.
sir jaise august ya october me fd kiya ho to march tak agar 40000 nai ho raha he interest to b tds katega ?.
very very good