Top Travel Credit Cards For Expats: Save Big On International Fees! | WarrenJulieTravel.com
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- Опубликовано: 8 июл 2024
- Discover the Best Travel Credit Cards for Expats & Nomads: Unlock the secrets to managing your finances internationally with ease! In today’s video, Warren and Julie discuss essential banking tips and the top travel credit cards that help you save on fees while living or traveling abroad. Please visit our website to get more information: www.warrenjulietravel.com/
We cover everything from selecting the right credit card to avoiding ATM scams, ensuring your online banking is secure with a reliable VPN, and leveraging accounts like Wise for effortless money management. Whether you're a seasoned traveler or planning to live overseas, these tips are invaluable.
Are you wondering how to effectively manage your finances while living overseas as an expat nomad, or slow-travel retirement traveler? From navigating the best travel credit card options to understanding how to keep your online banking secure internationally, we've got you covered.
We'll also delve into how to save money at ATMs worldwide by avoiding ATM scams or wording that is deceiving to overcharge you, avoid foreign transaction fees, and minimize foreign currency exchange fees / foreign currency conversion fees. foreign conversion fees / foreign exchange fees can add up to a 15%+.
As proponents of the FIRE movement (Financial Independence, Retire Early), we'll share our insights on achieving early retirement overseas. Whether you're a seasoned expat, a digital nomad, or an early retiree with an investment portfolio or a retiree living on a social security budget looking to explore the world, this guide will provide you with valuable tips on banking and managing money abroad.
Discover why getting a Wise international account is essential for simplifying your financial transactions while living or traveling outside your home country. You can send, spend and receive money in more than 40 currencies and there is no need to open an offshore bank account.
We're celebrating four years as Early Retirement Travelers, Nomads, Expats, Slow Travelers etc. We have learned and been through a lot during our travels, and we've been spending less than we expected. We are early retirement travelers, doing slow travel across Europe with our dogs.
👍 Enjoyed our insights? Don't forget to like, subscribe, and comment with any questions or your tips on international finance!
Stay savvy with your finances as you explore the world. Let’s make your international living experience as cost-effective as possible!
🕒 Chapters:
00:00 - Introduction to International Finance
03:05 - How to Choose the Best Travel Credit Card
06:30 - Tips to Avoid Foreign Transaction Fees
09:45 - Securing Online Transactions with VPNs
13:20 - Why a Wise Account is a Travel Must-Have
This video is about Top Travel Credit Cards For Expats: Save Big On International Fees! But It also covers the following topics:
Managing Money While Traveling
International Banking Guide
Expat Financial Advice
Video Title: Top Travel Credit Cards For Expats: Save Big On International Fees! | WarrenJulieTravel.com
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© Warren & Julie Travel - Slow Travel Nomad Expats
Great Stuff! My wife and I are gearing up to start slow traveling in 2025.
Best of luck! Thanks for commenting 😁
I find WISE card to be very convenient and a money saver. We purchase a house in UK and encounter the same problem. It took 1 week for the bank to release to the seller.
UK as well 😞 it’s all worth the effort in the end though.
FABULOUS video! THANK YOU. Love, love you guys.
We love comments like this! They keep us motivated 💕
Great stuff.
Thanks! Glad you enjoyed it.
Thank you. We are expats in Portugal. We like to travel cheap. I like SurfShark
You are welcome! Thanks for watching.
LOL 😂 My wife and I were 🤣🤣 ,, we can relate to being 90-day fiance junkies. We have watched every episode and similar episodes that exists since day one. Gotta have a VPN when traveling 👍👍
I have watched from the very beginning! The VPN is definitely an essential for us!
Thanks for sharing your experiences with all this. Very helpful 👍
I can just see the look of confusion when the bank rep could not figure out you two are youtubers and also live off your investments. 😮🤯😵💫😳😖⚡️
It was very frustrating at the time but now we can look back and laugh about it. 😊
Love your videos and great advice! Can you make a video on how to handle health insurance if you slow travel but will visit the US once or twice a year?
Yes we will have a video coming soon.
@@WarrenJulieTravel thank you!
@@WarrenJulieTravel do you have high deductible plans that are eligible for HSAs? If you do, would be great to include a little about HSAs and their benefits.
What beach towns in Albania do you recommend most for Americans to invest in?
We shy away from recommending investing, but we encourage people to check out Vlore, Sarande and Durres for longer term stays.
These are the cities with the most popular beaches on the Albanian Riviera. There are smaller less known places too.
Around the 5 minute mark you mentioned using notes for pins and passwords. You are better off using a password manager.
The most common way people get hacked is they use the same login and password for everything. Then a company gets hacked you have an account with. Now your email address (generally the login) and password is compromised. They can use the email account to recover other account details as the email is often used as a way to recover your other accounts.
With a password manager you can have unique passwords for each account and you use 1 master password to access all of your unique passwords.
Thanks for sharing your thoughts. I have used a pw manager in the past. Thanks for watching us 😃
Ive been abroad for a while, including renting, paying utilities, etc. I bank in my home country only and have had no issues. Keep it simple
We do far more than just the usual with banking. We have bought and sold a home in Montenegro. We use our home country bank for a large part of our needs. Thanks for watching.
@WarrenJulieTravel absolutely. I've been watching for some time. You guys are doing an excellent job. Thanks for the reply.
You are very welcome 🙏
Question: 1. Have you considered just keeping your money in the US and do withdrawals for cash only as needed? Pro vs Cons? I bought a house in Italy and have to date ever need much of any cash when there (use Schwab also). Just use CC for everything and even gas/electric/garbage tax get paid online via CC from the US. 2. Have you ever had any issues with Chase or any other CC bank trying to cancel your CC because it has not being used in the US for several months? Heard from someone they cancelled one of his cards without notice because he had only used it continuously outside of the US 3. Are you getting a business locally in Montenegro now for car/insurance purposes?? If so, can you please forward me info on the process or lawyer used as I am interest in doing the same due to the rules in Italy for car ownership.
Great content BTW!
We do keep a checking account in the United States.
We transfer monies from that account to our international account as needed. There are several countries that are more cash societies and will not allow you to use credit cards for everything.
we have not had any issues with any credit card companies, trying to cancel us because of not being in the United States.
Here is our link on how to be a nomad playlist. We have a video on a German option and Bulgarian option for buying a car and registering it as a non-EU citizen.
Thank you 😊
Thanks. I was asking specifically about Montenegro for the car/business info. It’s a ferry ride from Italy and likely a place I’d spend at least a month yearly. I’ve seen your other videos about the other 2 options, so thanks for making thosw
Still don’t understand what a vpn is and how to put it on your computer and phone.
We had so much ground to cover yesterday that we did not cover certain basics.
A VPN connection establishes a secure connection between you and the internet. Via the VPN, all your data traffic is routed through an encrypted virtual tunnel. This disguises your IP address when you use the internet, making its location invisible to everyone. A VPN connection is also secure against external attacks.
It’s very easy to install as an app on a smartphone or smart TV. We have our VPN on our phones and laptops.
I hope this helps answer your questions.
Sounds like too much trouble to buy property in Montenegro and/or engage in large bank transfers in that area
It’s worth the hassle, but I’m told much of these issues are most of Europe as well. So not to single out Montenegro exclusively.
Isn’t 13 bucks on $200 a 6.5% rate. Is that a fair exchange rate?
How much of the $13 was just a bank fee?
It was €200 we took out which was $213 so that is €1 = $1.065 USD so I think you were implying a $13 fee that is the difference between € and $ without a fee. That is 0% charges for the withdrawal
why not just send funds from your account overseas to the seller's account in the country you are buying in?
This is what we did, it’s getting money into our overseas account to be able to use that is the obstacle.
How can i buy a house here?
Send us an email and I’ll put you in contact with our favorite realtors. Warrenjulietravel@gmail.com
Crypto is so much better than banks, especially for large sum of money
We have crypto in our portfolio. 😊