Watch This Before You Apply for a Travel Credit Card (7 Key Tips) | Pt 3

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  • Опубликовано: 29 ноя 2024

Комментарии • 58

  • @awaytogether
    @awaytogether  11 месяцев назад +3

    Hi all, I've suspended the free credit card consultation program. However, you can get free personalized credit card offers from CardMatch here: milevalue.com/cardmatch/?aff=at

  • @tnetroP
    @tnetroP 11 месяцев назад +34

    If you're traveling outside of the US then don't rely on American Express. It's not commonly accepted in Europe. Personally I always make sure I have at least two cards; one based on Mastercard and one based on Visa.

    • @LS-tj2ho
      @LS-tj2ho 9 месяцев назад +3

      Not true. It’s used all over Europe in large cities. There may be an issue every once in a while if using in a small town or mom and pop shop.

    • @tnetroP
      @tnetroP 9 месяцев назад +5

      @@LS-tj2ho It's rarely taken in the UK even in large towns and shops (source: I live here).

    • @robertpalos564
      @robertpalos564 9 месяцев назад +1

      I’ve never had a problem here, i use it everywhere I go…I live here too

    • @scubasteve1555
      @scubasteve1555 8 месяцев назад +1

      I’m an American living and working in Europe and find this to be untrue. I use my Amex all the time over here.

  • @barbobrien2097
    @barbobrien2097 22 дня назад

    This is a treasure trove of relevant information; especially for beginners. Well done!

  • @P0w2you
    @P0w2you 10 месяцев назад +3

    I had signed up for the United explorer card I've been thinking that I'm not getting my money worth out of the cards annual fee, so yeah I'll downgrading the united card, and maybe get the Chase Sapphire. Thanks for suggestion!

  • @benyeager4639
    @benyeager4639 10 месяцев назад +3

    Thank you for this subject,”credit cards for traveling” . My wife and I are 67 years old and want to travel more! We are on a fixed income and I’ve used Carnival and Princess cards to help us cruise 2 different trips. We cruised to Hawaii and to the Panama Canal. Do you have any advice what would be another card we could use to travel more using rewards & points. We looking to cruise to the Caribbean in 2025?
    Thanks for your advice!!!

  • @sarahlee7854
    @sarahlee7854 8 дней назад

    Which business travel reward crcd do u recommend ( travel 2 to 3 times a year) ?? One best crcd with No annual fee and one crcd with annual fee of less then $100. Thank you in advance!!!

  • @clemShady72
    @clemShady72 10 месяцев назад +2

    Considering changing up my travel plans for 2024 and this was extremely helpful!

  • @tkmyr
    @tkmyr 10 месяцев назад +2

    Thank you for the series! I found it the easiest to understand beginner guide as I get started in this journey.

  • @jazzychick351
    @jazzychick351 2 месяца назад

    Thank you for the information but which one of these cards are good for purchasing tickets on a different site ? Example if i book directly through Delta and not on the cards travel site. I know delta has a card a well but sometimes another site will be more cost efficient

  • @cometmace
    @cometmace 11 месяцев назад +3

    Why would Allie get an AMEX? Aren't you missing out on Chase Sapphire points when it's used? In other words, how do you choose which card to use when making any specific purchase.

    • @chesterwillger7017
      @chesterwillger7017 11 месяцев назад +3

      What card pays the most cash back. I have a “food” card A “gas” card an “Amazon” card a “hotel” card and then an “everything else” card. Then if you link your Amex cards to Rakuten your points build faster. It can be overwhelming but once you’re hooked on cash back/points it becomes easier,

    • @graceramirez8282
      @graceramirez8282 11 месяцев назад

      ⁠@@chesterwillger7017What is Rakuten?

  • @mohnish9000
    @mohnish9000 10 месяцев назад +5

    I have a Chase preferred that I was planning on canceling knowing that it may hurt my score because I just opened a United Explorer card which is more useful to me, after watching the video I’ll be downgrading the card instead of canceling. Thank you for the tip. Definitely following this page for more useful tips.

    • @Jiggy609
      @Jiggy609 9 месяцев назад +1

      canceling doesn't hurt your credit score

    • @scubasteve1555
      @scubasteve1555 8 месяцев назад

      @@Jiggy609
      Actually it can based on the age of the card it can lower your length of credit which does impact your score.

  • @acbc3543
    @acbc3543 7 месяцев назад

    I have 3 credit cards and I’ve never had any problems in Europe. I also carry cash in case there’s an issue at the store.

  • @caveman7608
    @caveman7608 7 месяцев назад +2

    I see no one talking about the capitol one venture one card. I guess it’s not as good as it seems to me.

  • @draissmarketing
    @draissmarketing 8 месяцев назад +2

    Great video

  • @hilaryquinn8673
    @hilaryquinn8673 9 месяцев назад

    Great video. We have a United miles card. We have been able to use a lot of miles to travel. But, I’ve been hearing cards that give cash back, might be even better? But, also, I’m wondering if we got a new chase card, would our United miles still be there for us to use? Thanks!

  • @SaraJahan-fy9tf
    @SaraJahan-fy9tf 5 месяцев назад

    Love the flexibility of those ultimate rewards points ❤

  • @sabrina1007
    @sabrina1007 10 месяцев назад +2

    great tips, thanks Nik!

  • @imnosheeple
    @imnosheeple 8 месяцев назад

    Just found your channel & my husband & I would love a consultation. Will you provide the service again soon?

  • @amealor63
    @amealor63 3 месяца назад

    Working on sabbatical planning for 2026, current plan is to visit Spain-France-Italy for 50ish days, and want to get great upgrades for airline tickets kids will be 9 and 12. Right now have a Delta card and Citi Preferred, any other suggestions?

  • @tomtrotto6922
    @tomtrotto6922 11 месяцев назад +1

    Thanks for video. Traveling to NZ in April. We have Chase Sapphire Preferred, one card - wife is authorized user. Can we drop her from my card and she open her own and get the sign up bonus points? We don’t exceed the 5/24 rule. Thanks in advance.

  • @chriswilliams6568
    @chriswilliams6568 7 месяцев назад

    Hi, watching from Canada. I don’t understand why you would get so many credit cards except for the joining bonuses. As best to have all points in one reward pot.

  • @Frenchyk
    @Frenchyk 10 месяцев назад

    Nice video. Do you have any videos expanding on the two player mode concept?

    • @awaytogether
      @awaytogether  10 месяцев назад +3

      Not yet, but based on this and other comments, maybe I should make one!

  • @joshbeckett1148
    @joshbeckett1148 6 месяцев назад

    I’m brand new at travel rewards cards. I’m interested in that free consult because I’ve got a trip to Japan in Spring 2025 and I’m really wanting to minimize the out of pocket for those flights. How do I get that consult?

  • @alexwaynemiller
    @alexwaynemiller 11 месяцев назад +1

    Love the flexibility of those ultimate rewards points!

  • @Flyin5013
    @Flyin5013 10 месяцев назад +1

    Can you keep doing credit card for couples videos

    • @awaytogether
      @awaytogether  10 месяцев назад +1

      Based on this and other comments I'm strongly considering it!

  • @VernonMorrison
    @VernonMorrison 11 месяцев назад

    How long did it take you to accumulate 1.7MM Points? Months or years?

    • @awaytogether
      @awaytogether  11 месяцев назад +1

      Approx 10 months in 2 Player Mode w/ one or two Business Cards thrown in there. We went really fast. Maybe too fast. :)

    • @VernonMorrison
      @VernonMorrison 11 месяцев назад

      impressive.

  • @iswish_41
    @iswish_41 8 месяцев назад +3

    Can these RUclipsrs stop saying the phrase "travel for free". Is incredibly inaccurate and you all say it to feel better with yourselves. I'm sure over 90% of the people watching this believe you when you say it because they don't know any better but please, at least be honest about how these programs work. Also, Credit Karma doesn't give you your FICO Score, which is the score credit card issuers use. The number these is usually super off from your real FICO Score. Last, regarding the annual fees, the banks usually charge them the first month of opening the card so be ready to take that hit.

  • @jussarasilva7129
    @jussarasilva7129 7 месяцев назад

    this card match is BS but you gave good overall info Tks

  • @AndreaBrodey
    @AndreaBrodey 10 месяцев назад +1

    How many cards to you and your wife hold?

    • @awaytogether
      @awaytogether  10 месяцев назад +1

      It’s something like 17 now?? 😅

    • @tfprusd
      @tfprusd 10 месяцев назад

      ​@@awaytogetherthese videos (and your channel) are fantastic, thanks so much for putting this content out there. Super helpful. A quick follow up regarding the number of credit cards one might accumulate in the pursuit of reward travel. Does your credit score suffer if you have a bunch of cards open? Let's assume the balances on everything are paid off each month and no more than 30% of the available credit is used. Have you seen your FICO score go down as you keep adding cards? Just curious. I have about 4 cards at the moment but considering adding a few after watching this.
      Thanks for any tips!

    • @awaytogether
      @awaytogether  10 месяцев назад +1

      @@tfprusd Short term there's a hit to your credit score, but long term having more cards with a low utilization has improved my score. You've got more credit available to you and using less of it.

    • @tfprusd
      @tfprusd 10 месяцев назад

      @@awaytogether Awesome, thanks again. Keep up the good work.

    • @AndreaSB829
      @AndreaSB829 9 месяцев назад

      @@awaytogether 17 credit cards at the same time? Wow! We have 3 tracek credit cards. In Canada, I have found that these cards give a lot of points but they seem to tack on a lot of fees when you want to use them for flights. Due to bank accounts we hold, we don’t pay the $140 yearly fees on them which is nice. I’m debating about whether I should also get a good Amex card too.

  • @hithisiscameronsmom
    @hithisiscameronsmom 4 месяца назад

    Your stock video is distracting. Why not use actual travel footage.

  • @LanaKay777
    @LanaKay777 11 месяцев назад +10

    Credit Karma is wrong most of the time.

    • @chesterwillger7017
      @chesterwillger7017 11 месяцев назад

      Yes. It’s a good tool for taking a quick look at things But definitely not your score. My real score is 20-30 points more than the score on credit karma .

    • @LanaKay777
      @LanaKay777 11 месяцев назад

      @@chesterwillger7017 exactly

    • @scubasteve1555
      @scubasteve1555 8 месяцев назад +1

      No it’s not, the scores come from the agencies.

    • @scubasteve1555
      @scubasteve1555 8 месяцев назад

      @@chesterwillger7017
      It gives you 2 of the 3 credit agencies scores. Those scores are rarely ever the same.

    • @blakinsideandout
      @blakinsideandout 6 месяцев назад

      Credit Karma uses Vantage score not FICO

  • @davidjones535
    @davidjones535 11 месяцев назад

    Dont have any dont need any dont want any