@@Samudragupta_ No , she loves when you make profit....but you need to make you pay the goons protection money.....to protect you from problems they created
The sole purpose of taxation system is to keep CA employed. Govt wants rich folks to create black money that can be exported for govt activities like buying ministers and brainwashing public
My best strategy is to buy stocks for long term (atleast 5 yrs or more) which means you will pay ltcg only once when your stock price has easily triple or quadruple. And for mutual funds, do not sell whole life time and enjoy SWP
Good explanation. Appreciate Unfortunately the salaried class gets salary with TDS deducted and any investment in low risk investment ( debt) is again taxed as per salary slab. So the double taxation is applied .. For the sake of simplification.. . 😢... It's hard to digest the justification from the Govt for a person like me.. But easy to interpret that the Govt is looking to collect more taxes from an easy source. ..
Dear sir the taxation rule explained are very informative. Thanks. The taxation feature is removed from etmoney app on recent updates. Please re introduce the taxation features on app which will help for tax harvesting in mf
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. Will share your request regrading the taxation feature with the team.
Here's a video on ELSS funds: ruclips.net/video/l7kL2EtqA48/видео.html. Those opting for the new tax regime won't get any tax benefits by investing in ELSS funds. However, one can still consider them if their mandatory lock-in period helps one be more disciplined and avoid knee-jerk reactions amid market falls.
Thank you so much for this video. Very detailed information. Honestly, didn't know the complications involved with the MF categories, very helpful. 1 doubt is Liquid funds are generally used for parking money for emergency funds. Do they come under debt funds? If so, then taxation in that is the 24month cycle right?
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. Yes, liquid funds are debt funds and the debt fund taxation rules discussed in this video are applicable for them as well.
@@ETMONEYi had invested through ET money neither i am getting funds nor i am getting my money back have written a few times to customer care but have not heard back
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. You can explore the option of gifting shares to save tax. But do speak with a tax advisor for more information.
Thank you. Can you'll please make a video on rebalancing between equity funds. ie from large to small, large to mid and vice versa. I am asking this because sometimes the valuations of mid and small cap are high, so investing a lumpsum in them may not make sense at this time, so one would invest in large cap, and when mid and small cap valuations are normal, one can rebalance from large to mid or small caps. People would like to know if rebalancing within equity like this is okay. Thanks.
If government is worried about HNIs benifiting from short term gains, why dont she simply tax everything at slab rate? All equity, debt, gold, real estate, tax everything at slab rate irrespective of holding period, period. In this way, rich people will pay high taxes, and the poor and middle class will pay less tax
Your Genius service now looks less attractive coz due to rebalancing you'll keep selling MFs due to which STCG tax of 20% will be applicable. Do let us know what's gonna be the strategy for ET Money investors going forward.
You will be pleased to know that we have introduced tax-optimised rebalancing in Genius now. All Genius members will receive communication around that. We will also be sharing the revised strategy with Genius members through our social media platforms.
No, there aren't any changes. Dividends and interest income are added to your overall income and taxed as per the slab rate or as per the applicable rules.
Urgent HELP- As per new tax rule which says tax on debt mutual fund is as per tax slab BUT if my income is zero then i need not pay any tax till my profile booking from debt mitual fund is 7lakh?
Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family. You can visit our Hindi channel at www.youtube.com/@etmoneyhindi/videos. You will find many of our translated videos there.
No, it's not just because the taxation has changed. Debt and equity funds fulfil fundamentally different purposes, so you should choose between them based on your requirement.
Gains from stocks and equity funds until 31st January 2018 had been grandfathered in the 2018 Union Budget. Gains post that are subject to long-term capital gains tax as per the revised rules.
Hello, I understand that you want to contact us. Please visit www.etmoney.com/help. Here, you can raise a ticket as well and a customer-support executive will get in touch with you.
The taxation of debt funds is dependent on when you bought them and when you sold/will sell them. We have dealt the taxation of debt funds in detail in this video.
Most gold funds in turn invest in gold ETFs. So, fundamentally, both hold gold, but in practice, there is a slight difference in how you invest in them. You can buy gold ETFs directly from the stock exchange through your broker. Gold funds are bought like any other mutual fund. You can check the 'Other funds' section of this video for the taxation of gold ETFs and gold funds.
Hello, we understand that Hindi is your preferred language. We also have a Hindi channel, on which you can find the translated versions of the videos on this channel, along with lots of other insightful content. Please visit www.youtube.com/@etmoneyhindi.
Nirmala doesn't like us making profit of our investment.
@@Samudragupta_ No , she loves when you make profit....but you need to make you pay the goons protection money.....to protect you from problems they created
The sole purpose of taxation system is to keep CA employed. Govt wants rich folks to create black money that can be exported for govt activities like buying ministers and brainwashing public
Vasoolibehen, looting the taxpayers
Learned a lot about taxation in the new budget and got a lot of clarity today.👍👍👍👍👍👌👌👌👌
We are extremely happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.
Excellent clarity to ease confusion confounded from Budget 2024.
Nothing pleases us more than knowing that our content proved useful to our viewers. Do take out time to share it with your near and dear ones as well.
Wonderful analysis
My best strategy is to buy stocks for long term (atleast 5 yrs or more) which means you will pay ltcg only once when your stock price has easily triple or quadruple. And for mutual funds, do not sell whole life time and enjoy SWP
SWP is subject to capital gains. The gains are calculated on the basis of units redeemed for each withdrawal
Good explanation. Appreciate
Unfortunately the salaried class gets salary with TDS deducted and any investment in low risk investment ( debt) is again taxed as per salary slab.
So the double taxation is applied .. For the sake of simplification.. . 😢... It's hard to digest the justification from the Govt for a person like me.. But easy to interpret that the Govt is looking to collect more taxes from an easy source. ..
Glad to know that you found this video helpful. Thanks for sharing your perspective. Please don’t forget to share it with your friends and family.
@@soumendramukhopadhyay8273 government will suck money from you.....if you understand this , all government policies make sense
Very nice update.... For every investor...
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.
Clearly Explained! Thank you :)
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.
@@ETMONEY Already Done!
Excellent analysis very succinctly explained - thanks & keep it up
Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family.
Dear sir the taxation rule explained are very informative. Thanks.
The taxation feature is removed from etmoney app on recent updates. Please re introduce the taxation features on app which will help for tax harvesting in mf
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. Will share your request regrading the taxation feature with the team.
Make a video on ELSS mutual funds in ET money.
I am still investing in ELSS. But I changed to new tax regime. Whether to continue with ELSS or not?
Here's a video on ELSS funds: ruclips.net/video/l7kL2EtqA48/видео.html. Those opting for the new tax regime won't get any tax benefits by investing in ELSS funds. However, one can still consider them if their mandatory lock-in period helps one be more disciplined and avoid knee-jerk reactions amid market falls.
Thank you so much for this video. Very detailed information. Honestly, didn't know the complications involved with the MF categories, very helpful. 1 doubt is Liquid funds are generally used for parking money for emergency funds. Do they come under debt funds? If so, then taxation in that is the 24month cycle right?
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. Yes, liquid funds are debt funds and the debt fund taxation rules discussed in this video are applicable for them as well.
very very nice content ET money.
We are extremely happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.
@@ETMONEYi had invested through ET money neither i am getting funds nor i am getting my money back have written a few times to customer care but have not heard back
I have mirae asset smallcp 250 Etf FoF. Let me know taxation
Nice video.. Can i gift equity shares to my dependent parents and save taxes as per their tax slabs or will it come under clubbing income?
Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family. You can explore the option of gifting shares to save tax. But do speak with a tax advisor for more information.
Thank you. Can you'll please make a video on rebalancing between equity funds. ie from large to small, large to mid and vice versa. I am asking this because sometimes the valuations of mid and small cap are high, so investing a lumpsum in them may not make sense at this time, so one would invest in large cap, and when mid and small cap valuations are normal, one can rebalance from large to mid or small caps. People would like to know if rebalancing within equity like this is okay. Thanks.
Thanks for your suggestion. Will share it with the team.
@@ETMONEY thank you. This is one topic for which there is no information anywhere.
If government is worried about HNIs benifiting from short term gains, why dont she simply tax everything at slab rate? All equity, debt, gold, real estate, tax everything at slab rate irrespective of holding period, period. In this way, rich people will pay high taxes, and the poor and middle class will pay less tax
Your Genius service now looks less attractive coz due to rebalancing you'll keep selling MFs due to which STCG tax of 20% will be applicable.
Do let us know what's gonna be the strategy for ET Money investors going forward.
Etmoney wouldn't reply this
You will be pleased to know that we have introduced tax-optimised rebalancing in Genius now. All Genius members will receive communication around that. We will also be sharing the revised strategy with Genius members through our social media platforms.
@@ETMONEY is it already live? I got the subscription but have not made any instructions due to lack of information regarding this
taxation in ETF same like mutual funds ?, otherwise informative video.
Any changes to dividends and interest income?
No, there aren't any changes. Dividends and interest income are added to your overall income and taxed as per the slab rate or as per the applicable rules.
Urgent HELP- As per new tax rule which says tax on debt mutual fund is as per tax slab BUT if my income is zero then i need not pay any tax till my profile booking from debt mitual fund is 7lakh?
Yes, there won't be any tax for you if your overall income doesn't cross the taxable threshold.
Beta accha vedios aapka. Lekin Hindi channel me bhi same vedio milega kya please bathayiye. Jeethe Raho Beta.
Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family. You can visit our Hindi channel at www.youtube.com/@etmoneyhindi/videos. You will find many of our translated videos there.
Sir, in earlier regime there was an option of 10% without indexation or 20% with indexation which you have not mentioned.. kindly revert
Please specify the asset class you are referring to.
Is it advisable to switch Debt funds to equity funds
No, it's not just because the taxation has changed. Debt and equity funds fulfil fundamentally different purposes, so you should choose between them based on your requirement.
Sir,Investment has already been made on or before 31st January 2018 will effect CGTAX
Gains from stocks and equity funds until 31st January 2018 had been grandfathered in the 2018 Union Budget. Gains post that are subject to long-term capital gains tax as per the revised rules.
STCG on equity isn't included in the exception limit of 1.25L?
No. STCG is to be paid separately.
No, the exemption limit of Rs 1.25 lakh is not applicable for STCG.
STGC never had any exception limit
When can we expect generate capital gain report for 2024-2025 in ET money app?
I had invested through ET money and neither could i buy the fund nor i am getting my money back et money can you please revert back
Hello, I understand that you want to contact us. Please visit www.etmoney.com/help. Here, you can raise a ticket as well and a customer-support executive will get in touch with you.
Debt funds are taxed at slab rates irrespective of holding period. Please correct in your video.
Only debt funds bought after 1 Apr 23 are subject to slab rates irrespective of holding period
The taxation of debt funds is dependent on when you bought them and when you sold/will sell them. We have dealt the taxation of debt funds in detail in this video.
If I am have income under 3l should I have to pay stcg?
No
No, there is no tax up to Rs 3 lakh of income
Sir gold ETF & gold fund is different??
Most gold funds in turn invest in gold ETFs. So, fundamentally, both hold gold, but in practice, there is a slight difference in how you invest in them. You can buy gold ETFs directly from the stock exchange through your broker. Gold funds are bought like any other mutual fund. You can check the 'Other funds' section of this video for the taxation of gold ETFs and gold funds.
Where is time stamp link 😮😊
Check in description
@@rajkumargaddam6489 got it👍.. Thank you
Plz.. Also in Hindi plz
Hello, we understand that Hindi is your preferred language. We also have a Hindi channel, on which you can find the translated versions of the videos on this channel, along with lots of other insightful content. Please visit www.youtube.com/@etmoneyhindi.
Dimag ka dahi ho gya