Moving into a motorhome in retirement
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- Опубликовано: 6 сен 2024
- This week, Matt caught up with friends Paul (57) & Michelle (53) Lacey, a married couple who took early retirement, sold up and headed off to pursue a new dream. And when we say sold up, we really mean sold up! The house, the cars, the appliances, all of it.
Their plan? Head off in the motorhome and travel for at least 3 years.
If you've ever had the same dream, these guys may just be the final piece of inspiration you need to do it. Learning as they go, this episode includes some great tips too. At the time of talking to Paul and Michelle, they are 2 months into the trip and having a whale of a time - feel fitter and healthier than ever before.
Thank you to Paul and Michelle for letting Matt drag them away from the pool, bike trips, wine and great food for a chat. Listen in and be prepared to get inspired to pursue your dream of freedom!
Read the full transcript here:
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I'm 64, semi-retired and I have just made a plan to buy a motorhome, put my little cottage near the sea up as an AirBnB or holiday cottage, mainly in school holidays, at least initially, and go off exploring with my dog, while my house earns me money! I can still do my work when I am around, if I want to. My personal items will be put in storage, but I will still have a legal address and remain a homeowner. I'm so excited! I can't wait to get started!
Love this! Do let me know where the journey takes you! Good on you
@@MotorhomeMattWill do! 😊
Really glad I found this as me and my wife are moving in to our motorhome fulltime in October, and hearing your guests made us realise we are doing the right thing. Thank you.
Thank you for this lovely comment! This is precisely what drives us to bring out this content. Good luck with your move and I look forward to seeing your adventures. 🙂 If you have any questions please don't hesitate to ask at www.motorhomematt.co.uk/askmatt
@@dalewilliams929 hi dale you will love it, we are into our second year and have absolutely no regrets, we vlog our adventures on RUclips too.👍
So inspiring, thanks a million
Thanks for watching and commenting! Is this something you are tempted to do?
Sounds wonderful! If only we could all retire on a full pension after 30 years…
Yes, not everyone is in that position unfortunately. We do have many other episodes with people who travel in different ways so hopefully everyone can get out and enjoy a motorhome adventure in some form.
Gravy train jobs lol. No one will get that again after this generation sapped the finds from the system
Anyone who serves as a police officer for 31 years thoroughly deserves to retire at the age of 55 on a full pension, good luck to him.
Loved this. We wouldn't sell our house (the kids still live in it, they may kick off!😃) & would worry about rising house prices for when age forced us back into a house, but would like to travel for long periods. As a retired cop of similar age to Paul, this was an interesting & inspiring interview. Best wishes to Paul & Michelle on their travels & vanlife - keep kicking the a*se out of that pension!
Thank you for watching 🙏 It is a great piece of inspiration for many, but of course all our situations are different. There's so much to gain from long trips and being able to go back to a house at the end. Wish you luck with whatever you decide!
The key point here is the EU passport,people of many diverse working lives can afford to retire earlier than the state retirement age but the 90/180 rule is hard to navigate without a EU passport. All the best to everyone who does this though.👍
It's not an EU thing, but Schengen. Bulgaria, Romania and Cyprus are in the EU, but not in Schengen, so they could spend up to 90 days in each and still be covered by the GHIC card.
However, their itinerary shows that they're not concerned about the 90 days. Do they have an Irish passport ?
I pretty sure the Irish passport doesnt get you out of the 90/180 schengen rule as Ireland isnt a schengen coubtry. The only way to stay over the 90 is to apply for residency & give an address isnt it?
Absolute respect to these two people
Definitely, what a way to follow your dreams and go on a new adventure!
@@MotorhomeMatt thanks for the reply matt appreciate all your knowledge on camper vans
Inspiring love this insight thank you
Thank you for listening 🙏
A great insight thank you. I really enjoyed this, very thought provoking.
Thank you! It's a really inspiring story, isn't it? Would you aim to do something similar in future?
@@MotorhomeMatt No definitely no, enjoyed your podcast, certainly help you decide from dream and reality 👏
Great informative videos thank you my concern would be medical needs
That's very true, what kind of solutions do you think could be put in place to help this?
Sounds wonderful! If only we could all retire on a full pension after 30 years. ☺️
Would be a dream, right? But that doesn't mean you can't do it later! Would you?
@@MotorhomeMatt Albeit not having the luxury of an EU passport extended trips are on the cards. Definitely not selling the house though and after the last two years who know what restrictions we might all face going forward. 🤔
@@Above-The-Clouds Very good point, it does certainly add extra things to consider. Future restrictions are interesting to keep in mind, hopefully people don't let the potential negatives influence the definite rewards too much though! I hope the joy of travel and adventure will always outweigh the difficulties.
Two public sector pensions we could only dream , just pay for while we pay in the same to a private pension that gets destroyed in fees and bad investments. I have 5 different pensions and all but one reduced in value this year .
No inheritance for the boy then?😂
I would like to live in an American RV tbh.
What’s stopping you from doing it?!
@@MotorhomeMatt The wife who has her own business and we have a four year old that needs schooling.
She like many others as described in this video would find it hard to make that leap as well.
If was single then id definitely do it. We might get there in a few years though 🤞🏻🤞🏻
FYI we’re hiring a MH next week to go through France,Switzerland and into Italy for our first experience in a MH.
We have a caravan already but it’s time to upgrade we think.
Which why we researched on RUclips for some advice on what we need to do.
We came across your channel and really found it useful and enjoyed it.
Thanks Matt
Ive left it too late. Unless its possible as a physically disabled person.
Check out the company Coachbuilt GB, we have an interview with them on our channel too. A great company and they may be able to offer advice 🙏
I would like to know about the legalities of driving licence and V5 when selling your home and then registering yourself and your vehicle without a legitimate address?
I recently discovered that using a 'care-of' address or a PO box is no longer allowed.
Any advice would be welcome.
A legitimate address is required. My advice is register on the electoral roll at a family or friends address for purposes of banking, DVLA and so on. Keeping on the electoral roll will also maintain your credit rating as opposed to no fixed abode.
@@MotorhomeMatt
Unfortunately it is my understanding that registering a vehicle or drivers licence at an address where you dont actually reside has been an offence. It used to be permitted but no longer. Also giving a false address to an insurance company could void that insurance.
Reason im checking is i am thinking of selling my home and spending my retirement travelling but it seems i have to break the law to do it?
Why do you need an MOT abroad?
Your vehicle must be road legal int he county of registration to be driven elsewhere
Hello Matt great podcast for us Motorhomers, me and my wife have sold our flat in Kent and intend to live in our Bailey Adamo 75-4DL in semi/permanent retirement for the next 10yrs. We have a friends address she is happy for us to register to vote and bank with. Someone has commented on this blog that we could invalidate our vehicle Insurance (we have a multi-vehicle policy with LV) is this correct please ? Its obviously important to know prior to our travels mostly UK summers and France, Portugal and Spain our winters. Great show thanks 👍
Thanks for watching and your kind words. You might invalidate your insurance if you lived in the motorhome without a registered address or did so for longer than an insurance company were prepared to accept. Discuss it with them before setting out. They may have a time limit that they are happy with you in the motorhome. We may do a future piece on this as it’s not something many realise to consider.