I budget pretty much exactly like this, except I build in a buffer of extra money outside of the budget ($100-$300 usually) and towards the end of the month I'll start moving money around in the different categories as needed. As long as I don't go over my savings goal for the month I don't care. I also have a new system where any extra margin can be placed into savings buckets for different long term goals in later months, like travel. I can spend the money in those buckets outside of the regular monthly budget. If I don't have any long term goals to save for I just invest the margin in an index fund. Just found your channel, good content and style - subscribed!
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I budget pretty much exactly like this, except I build in a buffer of extra money outside of the budget ($100-$300 usually) and towards the end of the month I'll start moving money around in the different categories as needed. As long as I don't go over my savings goal for the month I don't care. I also have a new system where any extra margin can be placed into savings buckets for different long term goals in later months, like travel. I can spend the money in those buckets outside of the regular monthly budget. If I don't have any long term goals to save for I just invest the margin in an index fund. Just found your channel, good content and style - subscribed!
This is all very helpful advise
Discovered you through your other channel.
Seems you’re active here.
Glad to see it.
Always a pleasure to find a small channel making good quality content. Keep it up mate you’ve gained a sub 👍
This was super motivational to me! Thank you so much!
Oh I needed this. Being a grad student here in Japan on a limited income is a struggle. Thank you for the tips! ^_^
Yeah its getting tighter, but luckily we can adapt :) Thank you for watching and commenting as always!!
This is so true. Our landlord is Selling the home we’re living in. We’re saving every penny extra for our new place.
Top tier advice!
Thank you for sharing your video
Thank You.
Good content..
Hi have you tried the 50, 30, 20 rule.
Example only. £1,000 per month.
1,000- 50% for bills
30% for savings.
20% what you live on.
Great video man! Keep it up!
Thank you for watching and commenting!! I appreciate it!
Great video! Glad I found your channel!