I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe I watched until the end Bestiessss 🤑🤑🤑🤑🤑
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change? Money, money, moneyyy!!!
Hello this is very good and helpful as always! I made the unwise decision to help my son financially. Of course the plan he had to pay me back fell completely through. He was able to pay back some but the rest is in payments. So now I’m having to revamp my WHOLE budget! I was paying the double the amount due on my bills but now I’m back at the minimum, which interrupts my goal to be debt free by 11/30/24. Blessings to you and your family🙏🏾 for all you do.
Thank you so much! Listen, I understand totally. I am glad that you were able to help him out. Your date may have moved but the good things is that you will still be debt free soon
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
💰💰💰 i am a new subscriber here and i am glad i found your channel. Very great information and i love how you break down everything. I look forward to tuning in 🤗
Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.
I have everything with set payments on auto pay in a separate account. I transfer to it first to cover everything that hits before next pay cycle. Then I pay those bills that may fluctuate through my bill pay out of another account. All in I have four functioning checking accounts at 3 different institutions. I worked in banking and know how it can happen that you bank app has issues or your account get hacked. Back ups are necessary. One account for my spending and one for my direct deposits. Haven't had a late bill or a missed payment since I split and now know exactly how much I have left or how broke I am that cycle. Lol.
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
![Kodak Black - Versatile 4 [Official Video]](http://i.ytimg.com/vi/VcP_1Ua__vY/mqdefault.jpg)
Thanks!
Awee. You are so sweet. Thank you!!!!
I always over spend on food. Taking cash out is such a good idea!
It helps alot!
Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.
Even when I take cash out, I still over spend on food. It's the one area I must do better on
I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I tried this taking money out so that you only spend what you bring and nothing more. It worked.
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Absolutely! I believe that “order” is important and significant. 🩷
Yes, that statement made me keep watching!❤
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂
goals!
💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.
Right! I am the same way
@@BudgetTreasuresme too. Target and amazon will get me everytime.
Same ❤
So inspirational to tithe first! God sees all and walks with us every pay day.
🫶🏾
I found these kind of channels recently and let me tell you my life is about to change for the best….thank you
I know just how you feel! I am glad that you are here! Welcome 🤗
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
Money Money Money Flows to me consistently xo
I’m a beginner. I want to learn how to save without spending money unnecessarily.
💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅
Same here. 😂 How did we do it?!?!
Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great
Yasss!! It works amazing!
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
Can u please tell me where to get the book?
Info on where to get the book you're using in the video please
May I have the information on where to purchase that exact book?
@@cierrelanae7993looks like she’s using The Budget Mom planner.
Where did you purchase all the books you used???? Please 🙏
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x
Right?!?
I thought like 35/36
All day!!!!! This is 1 GORGEOUS woman 🎉
Awee. You are so kind 🫶🏾 thank you 😊
Thank you 😊🩷
I’ve saved and saved and had set backs cash out is going to be the way for me!!
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
It can get our of hand for sure
💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️
Awee. Thank you ☺️ I appreciate you
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸
I’m glad that it helps ☺️
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
Thank you sooo much for being here!! I appreciate you
Yes, all my bills must go the same way always!!
Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍
🩷🩷
Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨
I thought the same thing! Life & death lives in the power of your tongue!
💰tithing first 🥰
You’re the real one!!!
☺️
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
That's a nice budget book! 📚😊
I like your organizational skills and cute books and trinkets.
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾
💰💰💰 the cash stuffing part of the video is giving ASMR 👌
Oh good lol! I like asmr
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
THANK YOU! I love the BROKE MAN'S ROUTINE. You put a very unique spin on the concept and the way of thinking.
You don't have to apologize for kids nor pets, that's life happening. I like your routine, i think I'll start doing the same.
Woot woot to payday!! 💰💰💸💸
I plan to start saving from August. These videos will be very useful. Thanks for it :)
Awesome
I am looking forward to be debt free!!
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
I ❤watching your videos but I see most important thing is saving/ budgeting is definitely a conscious effort.
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
This is good news! The cash budgeting method is one of the BEST!
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun.
Money 💰 🤑 💸
I try to make it as fun as possible 😂🩷
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo).
Thanks for this video to help others.
lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
Really! I have heard that Florida is among the most expensive places to live
Words have power. Definitely not calling it “the broke man’s routine “.
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
thats exactly what i said!
Thank you for sharing your budget routine!
That's the first thing I also do is pay my 10% to my church too.
Thank you for sharing your payday routine. It's never too late to start. My payday is Friday so this is what I'm going to do>
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊
Thank you!
We appreciate you - you are awesome as always. Thank you for what you do
Thank you Bestie!!💜
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe
I watched until the end Bestiessss
🤑🤑🤑🤑🤑
💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...
@@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
Awe thank you so much! I appreciate it
PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰
PAYDAY!!!!
Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.
Thank you! 🫶🏾
I love that satisfying calculator soooooo much! 🥰💙
😊😊
I love the labeled envelopes binder💖💖💖💕💕💕💕
Thanks so much!
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
Thank you for the motivation!!
Thank you Bestie!
Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤
Thank you Bestie!
How do you budget for hair and nails? Is that a fixed expense?
💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤
That’s brilliant, thank you for sharing!
My pleasure!
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change?
Money, money, moneyyy!!!
Absolutely! No not really. Usually they have change where I shop. I know in the past, during the pandemic it was difficult to use cash.
thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.
Envelopes....i love them❤ 21:09
Thank you!!
Hello this is very good and helpful as always! I made the unwise decision to help my son financially. Of course the plan he had to pay me back fell completely through. He was able to pay back some but the rest is in payments. So now I’m having to revamp my WHOLE budget! I was paying the double the amount due on my bills but now I’m back at the minimum, which interrupts my goal to be debt free by 11/30/24.
Blessings to you and your family🙏🏾 for all you do.
Thank you so much! Listen, I understand totally. I am glad that you were able to help him out. Your date may have moved but the good things is that you will still be debt free soon
@@BudgetTreasuresthank you, yes it won’t be easy but very possible!
Wow another video 👏👏Thank you so much!! 💰💰💰💵I love dealing with my budget!!!
Thank you Bestie
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
😂 Yes!
This is so very helpful thank you!
Awesome! I’m glad it was helpful
Thank you for this. I'm inspired.😊
This is truly a good idea I am going to start using this. Thank you for this
I’m so glad! 🩷
This was super insightful. Thank you so much!
You’re welcome ☺️
GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!
I thought the same thing!!
Thank you so much for your time. What do you do with coin change from your left over cash binder
Thank you! As of now it just sits there. I’m not focused much on it.
great video. Easy to follow steps.💰💰
Thank you so much!
Very down to earth and relatable❤🎉
Thank you ❤️
I am the loved the video, I am not.off, to a good start for this month. I am going to do better with my second check of the month..
🎉yessss high heels on my Tippy's❤
What an amazing budget technique! Thank you :)
Thank you 🩷
Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂
LMBO!!! Not sloppy 😂😂😂
Thank you!
You are the best! 💵💰
🫶🏾🫶🏾
Where did u get ur budget binders from?!
Yes. It is very detailed and practical..
They’re inexpensive at TEMU, I’ve purchased through them
Great video and tips. 💰
I love this style video!! Always so good to see your beautiful face!! ❤❤❤💸
Awee! You are the sweetest!! 🩷 Thank you
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
💰💰💰 i am a new subscriber here and i am glad i found your channel. Very great information and i love how you break down everything. I look forward to tuning in 🤗
Money, Money, Money!!!!!
Love your energy thanks for the video❤
Great video!
Thank you 🩷
Thanks love
Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.
Money! Money! Money!
I have everything with set payments on auto pay in a separate account. I transfer to it first to cover everything that hits before next pay cycle. Then I pay those bills that may fluctuate through my bill pay out of another account. All in I have four functioning checking accounts at 3 different institutions. I worked in banking and know how it can happen that you bank app has issues or your account get hacked. Back ups are necessary. One account for my spending and one for my direct deposits. Haven't had a late bill or a missed payment since I split and now know exactly how much I have left or how broke I am that cycle. Lol.
Nice!! This sounds very effective and a good system
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
Always enjoy your videos 💰
Thank you Bestie!
Money money and more money 💰
Good morning, I just saw this can you link the place you purchase your budget items