THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners
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- Опубликовано: 24 май 2024
- THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners
#budgeting #budget2024
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Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
Can u please tell me where to get the book?
Info on where to get the book you're using in the video please
May I have the information on where to purchase that exact book?
@@cierrelanae7993looks like she’s using The Budget Mom planner.
Where did you purchase all the books you used???? Please 🙏
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Absolutely! I believe that “order” is important and significant. 🩷
💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.
Right! I am the same way
@@BudgetTreasuresme too. Target and amazon will get me everytime.
I always over spend on food. Taking cash out is such a good idea!
It helps alot!
Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.
Even when I take cash out, I still over spend on food. It's the one area I must do better on
I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I tried this taking money out so that you only spend what you bring and nothing more. It worked.
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂
So inspirational to tithe first! God sees all and walks with us every pay day.
🫶🏾
Money Money Money Flows to me consistently xo
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
I found these kind of channels recently and let me tell you my life is about to change for the best….thank you
I know just how you feel! I am glad that you are here! Welcome 🤗
I’m a beginner. I want to learn how to save without spending money unnecessarily.
“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x
Right?!?
I thought like 35/36
All day!!!!! This is 1 GORGEOUS woman 🎉
Awee. You are so kind 🫶🏾 thank you 😊
Thank you 😊🩷
That's a nice budget book! 📚😊
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
Thank you sooo much for being here!! I appreciate you
💰tithing first 🥰
You’re the real one!!!
☺️
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great
Yasss!! It works amazing!
I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍
🩷🩷
Thank you for the motivation!!
Thank you Bestie!
I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸
I’m glad that it helps ☺️
Woot woot to payday!! 💰💰💸💸
That’s brilliant, thank you for sharing!
My pleasure!
💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅
Same here. 😂 How did we do it?!?!
Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨
That's the first thing I also do is pay my 10% to my church too.
great video. Easy to follow steps.💰💰
Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.
Thank you! 🫶🏾
Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.
Wow another video 👏👏Thank you so much!! 💰💰💰💵I love dealing with my budget!!!
Thank you Bestie
Thank you!
This is so very helpful thank you!
Awesome! I’m glad it was helpful
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️
Awee. Thank you ☺️ I appreciate you
I like your organizational skills and cute books and trinkets.
Great video!
Thank you 🩷
💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊
Thank you!
Great video and tips. 💰
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.
💰💰💰 the cash stuffing part of the video is giving ASMR 👌
Oh good lol! I like asmr
money money money! great video!
Thank you Bestie 🩷
Love this ❤
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun.
Money 💰 🤑 💸
I try to make it as fun as possible 😂🩷
Love this 🎉
Thank you 🩷
Good job bestie!!💰
Thank you Bestie!
We appreciate you - you are awesome as always. Thank you for what you do
Thank you Bestie!!💜
I plan to start saving from August. These videos will be very useful. Thanks for it :)
Awesome
Thank you for this. I'm inspired.😊
Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾
This was super insightful. Thank you so much!
You’re welcome ☺️
Love your videos 💰
Thank you Bestie!
I love that satisfying calculator soooooo much! 🥰💙
😊😊
Hey Girl Hey!!! Love the video 💰
Thank you Bestie!!
I love it 💰💰💰
PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰
PAYDAY!!!!
You are the best! 💵💰
🫶🏾🫶🏾
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
It can get our of hand for sure
Great video. I really need to do this
Thank you!
Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤
Thank you Bestie!
Great video 🙂 money money money 💵 lol. Have a great Memorial Day.
Thank you Bestie!
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
This is good news! The cash budgeting method is one of the BEST!
I ❤watching your videos but I see most important thing is saving/ budgeting is definitely a conscious effort.
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
Awe thank you so much! I appreciate it
Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂
LMBO!!! Not sloppy 😂😂😂
I love the labeled envelopes binder💖💖💖💕💕💕💕
Thanks so much!
Thank you I needed this
🫶🏾
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
😂 Yes!
Always enjoy your videos 💰
Thank you Bestie!
Loved the video Sis❤❤
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
This is truly a good idea I am going to start using this. Thank you for this
I’m so glad! 🩷
great video! 💰
Thanks for watching
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe
I watched until the end Bestiessss
🤑🤑🤑🤑🤑
💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...
@@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx
I am the loved the video, I am not.off, to a good start for this month. I am going to do better with my second check of the month..
🎉yessss high heels on my Tippy's❤
💰💰💰enjoyed the video
Thank you!
Money, money, money, lol. Thanks for the video! 💰
Thank you Bestie!
Great video
Great video bestie 💰
Thank you Bestie
Good video for us visual learners😉
Yayyy!!
Thanks for sharing❤🤑🤑🤑🤑💰💰💸💸💸
💰💰💰 welcome my first time here by the ending I joined and I’m ready to follow what you do I have grandchildren I am trying to set up
Thank you so much for joining the community 🩷
Your have an awesome system. I love it.
Thank you 🩷
I love this style video!! Always so good to see your beautiful face!! ❤❤❤💸
Awee! You are the sweetest!! 🩷 Thank you
💰 great content as usual thank you 😅
Thank you Bestie!
Love your personality ❤new subscriber here 😍
Hey Bestie!!! Welcome to the community!
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo).
Thanks for this video to help others.
lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
Really! I have heard that Florida is among the most expensive places to live
💰💰💵💸 love your videos.
You are amazing!
💵💵💵💵 Great video! 🤗🤩
Thank you!
💰great video
Thank you Bestie!
Here watching
Hey Bestie! Thank you!!
Where did u get ur budget binders from?!
Yes. It is very detailed and practical..
They’re inexpensive at TEMU, I’ve purchased through them
I love this thank you!$$$$$ Where did you get your money budget books?
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
Thank you so much for your time. What do you do with coin change from your left over cash binder
Thank you! As of now it just sits there. I’m not focused much on it.
Great video, tfs! New subie here
Thank you so much and thank you for subscribing!!
Money money money love your videos
Thank you Bestie!
Money 💪🏽💸💵
Awesome method....$$$
Money, Money, Money!!!!!