THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners

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  • Опубликовано: 24 май 2024
  • THE PAYDAY ROUTINE THAT CHANGED MY LIFE | Budgeting For Beginners
    #budgeting #budget2024
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Комментарии • 553

  • @BudgetTreasures
    @BudgetTreasures  2 месяца назад +71

    Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?

    • @Ihavepiercings
      @Ihavepiercings Месяц назад +6

      Can u please tell me where to get the book?

    • @babiigurl72309
      @babiigurl72309 Месяц назад +5

      Info on where to get the book you're using in the video please

    • @cierrelanae7993
      @cierrelanae7993 26 дней назад +3

      May I have the information on where to purchase that exact book?

    • @thysisreid2050
      @thysisreid2050 25 дней назад

      @@cierrelanae7993looks like she’s using The Budget Mom planner.

    • @tiffanycooper2305
      @tiffanycooper2305 16 дней назад +1

      Where did you purchase all the books you used???? Please 🙏

  • @lonasmith7701
    @lonasmith7701 Месяц назад +87

    I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +6

      Absolutely! I believe that “order” is important and significant. 🩷

  • @AVBudgets
    @AVBudgets 2 месяца назад +100

    💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад +10

      Right! I am the same way

    • @naturalista123
      @naturalista123 Месяц назад

      ​@@BudgetTreasuresme too. Target and amazon will get me everytime.

  • @Allie82386
    @Allie82386 2 месяца назад +75

    I always over spend on food. Taking cash out is such a good idea!

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +2

      It helps alot!

    • @moniqueb387
      @moniqueb387 Месяц назад +2

      Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.

    • @moets9507
      @moets9507 11 дней назад

      Even when I take cash out, I still over spend on food. It's the one area I must do better on

    • @peacefulmama
      @peacefulmama 8 дней назад +2

      I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!

    • @Zipporah-xs3qz
      @Zipporah-xs3qz 4 дня назад

      I tried this taking money out so that you only spend what you bring and nothing more. It worked.

  • @kimford-cc1tk
    @kimford-cc1tk 2 месяца назад +70

    Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +9

      That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂

    • @vitiligogirl1037
      @vitiligogirl1037 Месяц назад +7

      I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..

    • @timekabolden5309
      @timekabolden5309 Месяц назад

      5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂

  • @lisanapoli6061
    @lisanapoli6061 Месяц назад +17

    So inspirational to tithe first! God sees all and walks with us every pay day.

  • @KeishaBeeeCooks
    @KeishaBeeeCooks Месяц назад +19

    Money Money Money Flows to me consistently xo

  • @audreanaburgess8371
    @audreanaburgess8371 Месяц назад +22

    This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.

  • @voniarichard270
    @voniarichard270 Месяц назад +12

    I found these kind of channels recently and let me tell you my life is about to change for the best….thank you

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +2

      I know just how you feel! I am glad that you are here! Welcome 🤗

  • @sandraatueyi81
    @sandraatueyi81 Месяц назад +13

    I’m a beginner. I want to learn how to save without spending money unnecessarily.

  • @aimeepaterson4423
    @aimeepaterson4423 Месяц назад +54

    “GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x

  • @timekabolden5309
    @timekabolden5309 Месяц назад +11

    That's a nice budget book! 📚😊

  • @brittanymorris943
    @brittanymorris943 2 месяца назад +27

    As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад +1

      Thank you sooo much for being here!! I appreciate you

  • @kelseyregan1947
    @kelseyregan1947 2 месяца назад +10

    💰tithing first 🥰
    You’re the real one!!!

  • @traceyealy5477
    @traceyealy5477 2 месяца назад +11

    💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад +1

      Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂

  • @Sherryann-w8p
    @Sherryann-w8p 3 дня назад +1

    Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️

  • @conniekelly5186
    @conniekelly5186 2 месяца назад +12

    Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great

  • @Allocatingmindset
    @Allocatingmindset 2 месяца назад +12

    I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍

  • @TeachBudgetPlan0727
    @TeachBudgetPlan0727 2 месяца назад +4

    Thank you for the motivation!!

  • @lafredapayne7977
    @lafredapayne7977 2 месяца назад +4

    I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸

  • @LaToyaPlansLife
    @LaToyaPlansLife 2 месяца назад +3

    Woot woot to payday!! 💰💰💸💸

  • @elashalev5331
    @elashalev5331 Месяц назад +1

    That’s brilliant, thank you for sharing!

  • @Its_gina_g
    @Its_gina_g 7 дней назад +1

    💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅

  • @TootieTootie
    @TootieTootie 29 дней назад +2

    Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨

  • @lisivelazquez65
    @lisivelazquez65 Месяц назад +14

    That's the first thing I also do is pay my 10% to my church too.

  • @fatimahbashir2474
    @fatimahbashir2474 2 месяца назад +1

    great video. Easy to follow steps.💰💰

  • @patriciavaughn4185
    @patriciavaughn4185 Месяц назад +1

    Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.

  • @therapybiz
    @therapybiz Месяц назад

    Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.

  • @rosamondhazell2149
    @rosamondhazell2149 2 месяца назад

    Wow another video 👏👏Thank you so much!! 💰💰💰💵I love dealing with my budget!!!

  • @prettynatural1973
    @prettynatural1973 Месяц назад

    Thank you!

  • @karrysmith9336
    @karrysmith9336 2 месяца назад +2

    This is so very helpful thank you!

  • @geniceH
    @geniceH Месяц назад +2

    $$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.

  • @meganbethel5644
    @meganbethel5644 2 месяца назад +1

    💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️

  • @tierram.2217
    @tierram.2217 14 дней назад +1

    I like your organizational skills and cute books and trinkets.

  • @CourtneyBonner5818
    @CourtneyBonner5818 2 месяца назад +2

    Great video!

  • @mholland8835
    @mholland8835 Месяц назад +3

    💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊

  • @budgetingwithkrztofr
    @budgetingwithkrztofr 2 месяца назад +2

    Great video and tips. 💰

  • @tonyapoynter8111
    @tonyapoynter8111 Месяц назад +1

    Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊

  • @zandramangrum5483
    @zandramangrum5483 Месяц назад +1

    Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.

  • @holly29913
    @holly29913 Месяц назад +1

    💰💰💰 the cash stuffing part of the video is giving ASMR 👌

  • @SweetSuesKitchen
    @SweetSuesKitchen 2 месяца назад +1

    money money money! great video!

  • @journeywithjasmine_
    @journeywithjasmine_ 29 дней назад

    Love this ❤

  • @KeelyB2318
    @KeelyB2318 4 дня назад +1

    I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun.
    Money 💰 🤑 💸

    • @BudgetTreasures
      @BudgetTreasures  3 дня назад +1

      I try to make it as fun as possible 😂🩷

  • @Kash_Budgetz
    @Kash_Budgetz 2 месяца назад +1

    Love this 🎉

  • @jessicapaul5884
    @jessicapaul5884 2 месяца назад +1

    Good job bestie!!💰

  • @venitacary6903
    @venitacary6903 2 месяца назад

    We appreciate you - you are awesome as always. Thank you for what you do

  • @LunaP.-jb7bq
    @LunaP.-jb7bq 2 месяца назад +3

    I plan to start saving from August. These videos will be very useful. Thanks for it :)

  • @rochellebell9613
    @rochellebell9613 День назад

    Thank you for this. I'm inspired.😊

  • @Iprayforyou7
    @Iprayforyou7 16 дней назад

    Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾

  • @hardingirls12
    @hardingirls12 9 дней назад

    This was super insightful. Thank you so much!

  • @gmathis38
    @gmathis38 2 месяца назад +1

    Love your videos 💰

  • @budgetfoursuccess
    @budgetfoursuccess 21 день назад

    I love that satisfying calculator soooooo much! 🥰💙

  • @sdixon0502
    @sdixon0502 2 месяца назад

    Hey Girl Hey!!! Love the video 💰

  • @rochellebenjamin619
    @rochellebenjamin619 Месяц назад

    I love it 💰💰💰

  • @BookFanBudgets
    @BookFanBudgets 2 месяца назад +4

    PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰

  • @marthamarlin3688
    @marthamarlin3688 2 месяца назад

    You are the best! 💵💰

  • @sheenalee7602
    @sheenalee7602 Месяц назад +2

    I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰

  • @blackhands301
    @blackhands301 2 месяца назад +1

    Great video. I really need to do this

  • @ebonygreen63724
    @ebonygreen63724 2 месяца назад +1

    Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤

  • @JustBeingStephanieJune
    @JustBeingStephanieJune 2 месяца назад

    Great video 🙂 money money money 💵 lol. Have a great Memorial Day.

  • @ThePynnFool.budgeter
    @ThePynnFool.budgeter 2 месяца назад +2

    Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад

      This is good news! The cash budgeting method is one of the BEST!

  • @marcusjones1965
    @marcusjones1965 Месяц назад

    I ❤watching your videos but I see most important thing is saving/ budgeting is definitely a conscious effort.

  • @amberp5207
    @amberp5207 6 дней назад

    I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.

  • @JoanArc-or9sr
    @JoanArc-or9sr 2 месяца назад +1

    Hey bestie. Thanks for a weekend upload. Your teller needs to stop being sloppy with those bank notes Lol im so like you! I need to have them all the same way up 😂

  • @bgBrandiSLIME
    @bgBrandiSLIME 18 дней назад +1

    I love the labeled envelopes binder💖💖💖💕💕💕💕

  • @blessingsmatter7259
    @blessingsmatter7259 18 дней назад

    Thank you I needed this

  • @berrysmartbudgeting
    @berrysmartbudgeting Месяц назад

    Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️

  • @TheIslandbeauty22
    @TheIslandbeauty22 2 месяца назад +1

    Always enjoy your videos 💰

  • @AllThingsPlanned
    @AllThingsPlanned Месяц назад

    Loved the video Sis❤❤

  • @enkimikayesales
    @enkimikayesales 9 дней назад

    I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades

  • @louiseblue7902
    @louiseblue7902 11 дней назад

    This is truly a good idea I am going to start using this. Thank you for this

  • @corrieshaffer4172
    @corrieshaffer4172 9 дней назад

    great video! 💰

  • @lin90210
    @lin90210 2 месяца назад +1

    Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe
    I watched until the end Bestiessss
    🤑🤑🤑🤑🤑

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад +1

      💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...

    • @lin90210
      @lin90210 2 месяца назад +1

      @@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx

  • @brendabrown5530
    @brendabrown5530 Месяц назад

    I am the loved the video, I am not.off, to a good start for this month. I am going to do better with my second check of the month..

  • @stehaniehunter9791
    @stehaniehunter9791 Месяц назад +1

    🎉yessss high heels on my Tippy's❤

  • @jordanruth0809
    @jordanruth0809 2 месяца назад

    💰💰💰enjoyed the video

  • @wahkunabaldwin6533
    @wahkunabaldwin6533 2 месяца назад

    Money, money, money, lol. Thanks for the video! 💰

  • @ShannonsBudgets
    @ShannonsBudgets Месяц назад

    Great video

  • @susiezepeda6465
    @susiezepeda6465 Месяц назад

    Great video bestie 💰

  • @angelawatkins1703
    @angelawatkins1703 2 месяца назад +1

    Good video for us visual learners😉

  • @WrightDreamer
    @WrightDreamer Месяц назад +1

    Thanks for sharing❤🤑🤑🤑🤑💰💰💸💸💸

  • @BubbasJuice2145
    @BubbasJuice2145 7 дней назад

    💰💰💰 welcome my first time here by the ending I joined and I’m ready to follow what you do I have grandchildren I am trying to set up

    • @BudgetTreasures
      @BudgetTreasures  7 дней назад

      Thank you so much for joining the community 🩷

  • @AcknowledgedPathways
    @AcknowledgedPathways 15 дней назад

    Your have an awesome system. I love it.

  • @rebeccahubbard3817
    @rebeccahubbard3817 2 месяца назад +1

    I love this style video!! Always so good to see your beautiful face!! ❤❤❤💸

    • @BudgetTreasures
      @BudgetTreasures  2 месяца назад +1

      Awee! You are the sweetest!! 🩷 Thank you

  • @frandomsss
    @frandomsss 2 месяца назад

    💰 great content as usual thank you 😅

  • @MinimalisticLifestyle333
    @MinimalisticLifestyle333 9 дней назад

    Love your personality ❤new subscriber here 😍

  • @gospelician
    @gospelician 15 дней назад

    I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo).
    Thanks for this video to help others.
    lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.

    • @BudgetTreasures
      @BudgetTreasures  14 дней назад +1

      Really! I have heard that Florida is among the most expensive places to live

  • @edithsantiago2537
    @edithsantiago2537 2 месяца назад

    💰💰💵💸 love your videos.

  • @NaeLeger
    @NaeLeger 14 дней назад

    💵💵💵💵 Great video! 🤗🤩

  • @loninashields1536
    @loninashields1536 2 месяца назад

    💰great video

  • @April-tn7zz
    @April-tn7zz 2 месяца назад

    Here watching

  • @shanellkendrick8419
    @shanellkendrick8419 Месяц назад +5

    Where did u get ur budget binders from?!

    • @Notpatriceplays
      @Notpatriceplays 23 дня назад

      Yes. It is very detailed and practical..

    • @cossandraspirlin6930
      @cossandraspirlin6930 16 дней назад

      They’re inexpensive at TEMU, I’ve purchased through them

  • @sherrarascott-francis1182
    @sherrarascott-francis1182 16 дней назад

    I love this thank you!$$$$$ Where did you get your money budget books?

  • @ronnielisa777
    @ronnielisa777 Месяц назад +1

    I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.

  • @itsdivinero6200
    @itsdivinero6200 24 дня назад

    Thank you so much for your time. What do you do with coin change from your left over cash binder

    • @BudgetTreasures
      @BudgetTreasures  24 дня назад

      Thank you! As of now it just sits there. I’m not focused much on it.

  • @annaa.5863
    @annaa.5863 Месяц назад

    Great video, tfs! New subie here

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      Thank you so much and thank you for subscribing!!

  • @user-co5cm7qt7u
    @user-co5cm7qt7u 2 месяца назад

    Money money money love your videos

  • @user-sm6ye5bl5n
    @user-sm6ye5bl5n 18 дней назад

    Money 💪🏽💸💵

  • @user-op5sx5mo7q
    @user-op5sx5mo7q Месяц назад

    Awesome method....$$$

  • @whitneycallahan1760
    @whitneycallahan1760 День назад

    Money, Money, Money!!!!!