I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change? Money, money, moneyyy!!!
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe I watched until the end Bestiessss 🤑🤑🤑🤑🤑
Thanks!
Awee. You are so sweet. Thank you!!!!
I always over spend on food. Taking cash out is such a good idea!
It helps alot!
Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.
Even when I take cash out, I still over spend on food. It's the one area I must do better on
I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I tried this taking money out so that you only spend what you bring and nothing more. It worked.
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Absolutely! I believe that “order” is important and significant. 🩷
Yes, that statement made me keep watching!❤
💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.
Right! I am the same way
@@BudgetTreasuresme too. Target and amazon will get me everytime.
Same ❤
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂
goals!
I’m a beginner. I want to learn how to save without spending money unnecessarily.
So inspirational to tithe first! God sees all and walks with us every pay day.
🫶🏾
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
I found these kind of channels recently and let me tell you my life is about to change for the best….thank you
I know just how you feel! I am glad that you are here! Welcome 🤗
Money Money Money Flows to me consistently xo
💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅
Same here. 😂 How did we do it?!?!
This is my reality currently
I like your organizational skills and cute books and trinkets.
Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great
Yasss!! It works amazing!
“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x
Right?!?
I thought like 35/36
All day!!!!! This is 1 GORGEOUS woman 🎉
Awee. You are so kind 🫶🏾 thank you 😊
Thank you 😊🩷
💰tithing first 🥰
You’re the real one!!!
☺️
That's a nice budget book! 📚😊
Words have power. Definitely not calling it “the broke man’s routine “.
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
thats exactly what i said!
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
Can u please tell me where to get the book?
Info on where to get the book you're using in the video please
May I have the information on where to purchase that exact book?
@@cierrelanae7993looks like she’s using The Budget Mom planner.
Where did you purchase all the books you used???? Please 🙏
Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨
I thought the same thing! Life & death lives in the power of your tongue!
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
It can get our of hand for sure
I’ve saved and saved and had set backs cash out is going to be the way for me!!
Where did u get ur budget binders from?!
Yes. It is very detailed and practical..
They’re inexpensive at TEMU, I’ve purchased through them
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸
I’m glad that it helps ☺️
I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍
🩷🩷
How do you budget for hair and nails? Is that a fixed expense?
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
Thank you sooo much for being here!! I appreciate you
Yes, all my bills must go the same way always!!
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️
Awee. Thank you ☺️ I appreciate you
Thank you for sharing your budget routine!
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂
I am looking forward to be debt free!!
Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾
GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!
I thought the same thing!!
Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
Thank you for this video, I have decided to do the envelope method. Do you put the cash in accounts at the end of the year?
Thank you for sharing your payday routine. It's never too late to start. My payday is Friday so this is what I'm going to do>
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
💰💰💰 the cash stuffing part of the video is giving ASMR 👌
Oh good lol! I like asmr
What an amazing budget technique! Thank you :)
Thank you 🩷
THANK YOU! I love the BROKE MAN'S ROUTINE. You put a very unique spin on the concept and the way of thinking.
thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.
I plan to start saving from August. These videos will be very useful. Thanks for it :)
Awesome
You don't have to apologize for kids nor pets, that's life happening. I like your routine, i think I'll start doing the same.
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
Can you please provide the links for your planner and envelopes?
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo).
Thanks for this video to help others.
lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
Really! I have heard that Florida is among the most expensive places to live
Thank you for this. I'm inspired.😊
Can you share the budget book you’re using?
I love the labeled envelopes binder💖💖💖💕💕💕💕
Thanks so much!
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun.
Money 💰 🤑 💸
I try to make it as fun as possible 😂🩷
💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊
Thank you!
This was super insightful. Thank you so much!
You’re welcome ☺️
What is the one month ahead folder for specifically?
Where do you get your budget book
That's the first thing I also do is pay my 10% to my church too.
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.
Thank you! 🫶🏾
Where did you purchase the budget book?
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
Awe thank you so much! I appreciate it
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
Where can i find the books/binder & accessories you are using, Please?
Woot woot to payday!! 💰💰💸💸
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤
Thank you Bestie!
God is my provider. I think him that all my bills are paid in full!!! 💰 💴 ✨
Very down to earth and relatable❤🎉
Thank you ❤️
Thank you for the motivation!!
Thank you Bestie!
Where did you purchase the books ?
We appreciate you - you are awesome as always. Thank you for what you do
Thank you Bestie!!💜
I ❤watching your videos but I see most important thing is saving/ budgeting is definitely a conscious effort.
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite RUclipsrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
This is good news! The cash budgeting method is one of the BEST!
How do you have everything labeled so nice?
I love this approach. Where did u purchase your budget organizers?
Where do we get the budget journal s
Thank you so much for your time. What do you do with coin change from your left over cash binder
Thank you! As of now it just sits there. I’m not focused much on it.
PAYYYYYDAAAAAAYYY BAAAAYYYBEEEE!! 💰💰
PAYDAY!!!!
Do you sell the binder tracker you use?
I love that satisfying calculator soooooo much! 🥰💙
😊😊
Good morning, I just saw this can you link the place you purchase your budget items
This is truly a good idea I am going to start using this. Thank you for this
I’m so glad! 🩷
where do you buy the envelopes?
hi im new to your channel so idk if you’ve said this in another video and i can’t find it in the links. what budget planner is this that you’re using?
What work book are you using
Love your energy thanks for the video❤
Where can I purchase that exact budget book?
Is the journal a download
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change?
Money, money, moneyyy!!!
Absolutely! No not really. Usually they have change where I shop. I know in the past, during the pandemic it was difficult to use cash.
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe
I watched until the end Bestiessss
🤑🤑🤑🤑🤑
💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...
@@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx
That’s brilliant, thank you for sharing!
My pleasure!
I need that budget book
Hopefully I will be offering it soon
Where can i purchase the books and money envelope
Where did you buy your expense book that you track your spending
Looking for this book. I do not see the link. Like this video.
What is the month ahead category for?
Bills and expenses I did a video explaining how I come up with the amount and what it covers.
What is the one month ahead for? I saw you Maintences and etc . But can you explain a little more please