Is owning a second property in Singapore worth the cost? | Money Talks podcast

Поделиться
HTML-код
  • Опубликовано: 23 ноя 2024

Комментарии • 32

  • @Noh-gg8ce
    @Noh-gg8ce 11 месяцев назад +7

    Unlike whatever country as per troll, Singaporeans interests are taken care of or protected first, definitely. The government opens doors for foreign investors or investment to provide more jobs for Singaporeans and those serving National Service not only builds up their strong character but keeping Singapore safe and secure as such should be praised and honoured.

  • @HaziqRosli-d6v
    @HaziqRosli-d6v 9 месяцев назад

    Property repossession risk is not zero. In land-scarce Singapore, that is a real risk.
    Whether there's a train line being laid out through your unit, or new laws passed to limit property ownership, there are several angles that could see the Land Acquisition Act enforced and you are forced to sell your properties. If environmentalists get their way, whatever undeveloped land may become protected and remain untouched, and attention immediately goes to the large swathes of landed properties like Serangoon Gardens.

  • @mrtienphysics666
    @mrtienphysics666 11 месяцев назад +1

    "We intend to keep the value of these homes up, it will never go down. Because it will be renewed, the surroundings will improve, and as Singapore prospers, GDP goes up, the value of homes will go up."
    Lee Kuan Yew
    2013

    • @hgft274
      @hgft274 11 месяцев назад +1

      the man is dead and this only works if wages are keeping pace with GDP. Unfortunately for most sinkies, salaries have been in the doldrums for decades.

    • @mrtienphysics666
      @mrtienphysics666 11 месяцев назад +2

      "If native Singaporeans are falling behind because "the spurs are not stuck into the hide," that is their problem."
      Lee Kuan Yew
      January 2010 issue of National Geographic magazine

    • @hgft274
      @hgft274 11 месяцев назад +2

      @@mrtienphysics666 Lol u must have a LKY shrine in your toilet.

    • @mrtienphysics666
      @mrtienphysics666 11 месяцев назад +1

      @@hgft274 "If nobody is afraid of me, I’m meaningless."
      Lee Kuan Yew

    • @rockersun
      @rockersun 10 месяцев назад

      Thumbs up! Words of wisdom

  • @exploringapis4495
    @exploringapis4495 11 месяцев назад

    house turns into an asset only when you are not staying in it, then u can rent it out and generate income for you while waiting for the capital gains.

  • @ambition112
    @ambition112 11 месяцев назад +9

    0:33: 💰 The podcast discusses the potential benefits and considerations of owning a second property as an investment.
    1:13: Considerations include whether two properties are truly better than one, and whether a second property should be viewed as a form of inheritance for kids.
    3:47: 💰 The video discusses the important factors to consider when buying a second property, focusing on affordability, intent, and eligibility.
    4:11: Regulations and thresholds set by banks are in place to prevent overleveraging when obtaining a loan for a second property.
    6:54: 🏠 The video discusses the importance of reviewing and refinancing mortgages, as well as the impact of new laws on property transactions.
    7:38: The introduction of the Additional Buyer's Stamp Duty (ABSD) trust has implications for property purchases, with a 35% duty for properties bought under a trust.
    10:12: 🏠 Discussion on property ownership, selling, and taxes for a second property.
    13:32: 💰 The video discusses the Total Servicing Ratio (TSR) and its impact on borrowing for properties, including the difference between residential and commercial properties.
    14:25: Consideration of commercial properties as an alternative investment due to different borrowing regulations and absence of additional buyer's stamp duty
    17:49: Consider purchasing a second home while prices are affordable for the benefit of your children.
    20:23: 🏠 The video discusses the differences between buying a property for investment and buying a second home for personal use.
    23:15: 💰 It's important to consider expenses, potential returns, and market trends before investing in property.
    26:48: 💰 Considerations for using CPF for property purchase and potential financial implications.
    27:39: Refunding CPF amount may require cash from pocket or impact deposit for new property purchase.
    Recapped using Tammy AI

  • @vincecarlo
    @vincecarlo 11 месяцев назад +6

    So What is the UPDATE on ISWARAN CORRUPTION Case ?

  • @cbllynn
    @cbllynn 11 месяцев назад

    Isn't absd for buying in trust 65% instead of 35%?

  • @rockersun
    @rockersun 10 месяцев назад

    Great one

  • @richtan6081
    @richtan6081 11 месяцев назад +1

    Don't be greedy be rich..u don't need much $$$ to live..let other's have a chance to live.

  • @anziar3038
    @anziar3038 11 месяцев назад +1

    S'poreans are very rich indeed. The govt has enabled abundant job opportunities with high wages to be available for the people.❤❤

  • @MrBunnylow
    @MrBunnylow 11 месяцев назад

    when even the comments is full of bots ...
    you can only believe yourself.

  • @Bjornbjornn
    @Bjornbjornn 11 месяцев назад +4

    Host is financially illiterate, just let the guest talk.

  • @ongchinlam4631
    @ongchinlam4631 11 месяцев назад

    Let me say. Be careful you can be charged for money laundering.

  • @liar-liar
    @liar-liar 11 месяцев назад

    Look at those owning multiple property, they have multiple lovers

  • @steventay5834
    @steventay5834 3 месяца назад

    Don't buy 2nd property and you can sleep peacefully

  • @jarrodyuki7081
    @jarrodyuki7081 11 месяцев назад

    No it’s not!!!!!!!!!

  • @deschan2246
    @deschan2246 11 месяцев назад +4

    Unlike Malaysians, Singaporeans interest are not taken care of or protected first. Government open doors for foreigners invasion yet make Singaporeans serve National Service is disgusting n betrayal

    • @xxxcool2565
      @xxxcool2565 11 месяцев назад +7

      You are free to leave Singapore if its that bad, you know. Singapore does not restrict its people from renouncing their citizenship and go live elsewhere.

    • @1965Singaporean
      @1965Singaporean 11 месяцев назад +1

      😂😂😂 u migrate to Malaysia lor.

    • @deschan2246
      @deschan2246 10 месяцев назад

      @@1965Singaporean Parasite, sup?

  • @Hs5687
    @Hs5687 11 месяцев назад

    Unless SG Government can come clean with its of Weaponising Pty Ownership ( inherited from LKY’s Bad Habit ) , it’s not safe to Own Ptys in SG … As 2nd & 3rd Generation Living Victims of State Induced Terrorism , think We should know a little about such matters… The Ram Singh Family 😊