Personal Loan - Everything YOU Need to Know || SBI Personal Loan

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  • Опубликовано: 15 сен 2024
  • Personal Loan - Everything YOU Need to Know || SBI Personal Loan
    Link to Survey: forms.gle/zCF1...
    These days, You can get a Personal Loan in just 2 minutes thanks to numerous Instant Loan Apps. However, the interest rates on these apps can be quite high, sometimes reaching 30-35%. In contrast, banks like SBI offer personal loans at half that rate. But getting a loan from a bank requires knowing a lot of details.
    Don't worry, we'll cover everything you need to know in this one video.
    In this video, we'll discuss everything about Personal Loans-how to get one, how to lower your interest rate, what documents you need, and more. We'll use India's largest bank, SBI, as an example to understand the entire process, which is similar for most banks. we'll make sure that after watching this video, you won't need to look for any other information.
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Комментарии • 112

  • @kaushaldesai7595
    @kaushaldesai7595 Месяц назад +46

    SBI PL loan sirf govt servants ko hi de raha hai Aam aadmi ko sbi se loan Lena ho to yono sbi mein loan offer ka wait karna padta hai jab offer dikhae tabhi yono sbi se personal loan mil skta hai

    • @Joydeep-kz8kc
      @Joydeep-kz8kc Месяц назад +3

      Sahi kaha...100%

    • @Rohitchauhan12346
      @Rohitchauhan12346 Месяц назад

      Bhai loan to lena hi nhi kam kha lo thoda

    • @ajitsangwa
      @ajitsangwa 22 дня назад

      Govt servants ko bhi pre approved ka wait krna pdta h yono sbi m

    • @kaushaldesai7595
      @kaushaldesai7595 22 дня назад +1

      @@ajitsangwa bhai government servants ko direct sbi bank ki branch mein se loan easily mil jaata hai personal loan YONO sbi mein to Aam Aadmi ko wait karna padta hai

    • @Rohitchauhan12346
      @Rohitchauhan12346 22 дня назад

      @@ajitsangwa ha bilkul aisa hi hai sabhi ko wait karna padata hai
      But civil score accha hai to jaldi offer a jata hai 🥰

  • @letsbegin0
    @letsbegin0 9 дней назад +2

    You are amazing and my favorite you tuber.
    Simple straightforward and very clear.

  • @fjoh934
    @fjoh934 12 дней назад +2

    After paying off your existing loan, is the loan offer show again?

  • @fakeman-yp3fy
    @fakeman-yp3fy Месяц назад +4

    Very informative video. You cleared almost all my doubts in this video

  • @RohitVyas-g1u
    @RohitVyas-g1u 8 часов назад

    Is it feasible for me to pay online towards my brother personal loan account directly ??

  • @manasakoduru007
    @manasakoduru007 Месяц назад +1

    I am currently 11months till date in my company having account with sbi.
    How many months experience should be there to get Xpress credit loan and while checking eligibility I couldn't see my MNC company there.

  • @AAuniqueboy
    @AAuniqueboy 29 дней назад +5

    Bhai mera age 20Y + aur civil 750+ mera income 20k + mera khud ka shop v hai mujhe emergency loan chahiye 4L ka milegaa kya plz batau😢

  • @bittumahato2056
    @bittumahato2056 24 дня назад +1

    Ek time ke liya khana khane ke liya kitna lagta hai utna ka loan mil jayega kiya

  • @satyamgupta101
    @satyamgupta101 29 дней назад +3

    Didi mere Papa chappal ka thela lagate Hain kya mujhe education loan milega padhne ke liye MCA main ews Gupta hun ,....

    • @edge20fusion26
      @edge20fusion26 29 дней назад

      Dude work hard and research about education loan

  • @kannanandappuvlog
    @kannanandappuvlog Месяц назад +1

    Is there any hack for lenskart???
    Please tell me if u find a one

  • @damusahu9543
    @damusahu9543 Месяц назад +3

    Mam sbi wale personal loan Dene se pahle home visit karwate hai kya

    • @Russianpresidentputinn
      @Russianpresidentputinn Месяц назад

      To kisi ka bhi ghar visit karwa do 😂😂😂
      Maine to aapne padosi ka karwa diya tha 😂😂

    • @asifsaif6881
      @asifsaif6881 Месяц назад

      ​@@Russianpresidentputinnsbi pl bhi deta hai kya

    • @anupampanwar355
      @anupampanwar355 24 дня назад

      ​@@Russianpresidentputinnapka pass Ghar nhi hai kya.

  • @networkmarketingkaganit8312
    @networkmarketingkaganit8312 11 дней назад +1

    Mudra loan ke bare mein video banaaiye mam

    • @bekifaayati
      @bekifaayati  11 дней назад +1

      We will try to cover this in our future videos

  • @soumyaranjanbiswal9429
    @soumyaranjanbiswal9429 4 дня назад

    I completed the survey successfully 😊

  • @ashwanihill
    @ashwanihill Месяц назад +2

    Maam gold me investment krna Monthly ya kbi kbi to kon si tik h Gullak app, gold MF ya ETF plz explain krke vedio bnao.

    • @bekifaayati
      @bekifaayati  Месяц назад

      Sure, we will try to cover this in our future videos.

  • @rohanyt777
    @rohanyt777 Месяц назад +4

    Mam mujhe thoda loan hi chahiye lekin bahut jyada din ke liye chahiye jaise 2saal 3 saal kya milega 😢😢sirf 10k ka loan chahiye 3 years ke liye 😢

  • @user-dw1nu8vd8l
    @user-dw1nu8vd8l 27 дней назад +2

    ❤❤❤ good information

  • @ganeshgoswami2907
    @ganeshgoswami2907 Месяц назад +1

    Can you make a video on NRI home lone plz...

    • @bekifaayati
      @bekifaayati  Месяц назад

      Sure, we will try to cover this in our future videos.

  • @ShahnwazMalik-e7w
    @ShahnwazMalik-e7w 11 дней назад +1

    Hamara Ghar gaon mein hai hamare pass kagaj bhi hai ghar ka hamen naksha nahin banvaya hai kya hamen loan mil sakta hai

  • @mehimukath1584
    @mehimukath1584 Месяц назад +2

    Pre-payment charges applicable in Floating rate for personal loan?

  • @dewash833
    @dewash833 9 дней назад +1

    You are so beautiful I like very much❤❤

  • @chalitnokbi8253
    @chalitnokbi8253 24 дня назад

    Mobile se kaise laiga,,,aap toh job wala ka bare mey bol raha hey

  • @faijrayani1823
    @faijrayani1823 Месяц назад +1

    Nahi milta hai

  • @pabanghatowar8791
    @pabanghatowar8791 Месяц назад +1

    Thanks mam😊

  • @gauravchandila9360
    @gauravchandila9360 Месяц назад +1

    Got loan at 10.5% fixed. No prepayment charges after 6 month. Processing fee only 6000.
    Catch is- coordinater both with dsa and banker.
    Banker will give you the best rate.
    Dsa will give his share of commission if your case is good.
    I found out the best rate from banker that is 10.5 even though in market rate is 11 and from dsa if asked for a cut in his commission to which he agreed. So basically my processing fees got refunded back

    • @shrutikachavan165
      @shrutikachavan165 14 часов назад

      Can you tell me how much days take to approve loan after applying loan

  • @haking590
    @haking590 Месяц назад +1

    Tnx information

  • @angshudas5714
    @angshudas5714 Месяц назад +2

    SBI sa loan lena matlab asman sa tara torka lana .... Dono hi impossible ha 😂

  • @ArindamSur-yo5gm
    @ArindamSur-yo5gm Месяц назад +2

    Mera salary 14000 hai. 50000 ka plan milega?

    • @raghavvvv549
      @raghavvvv549 Месяц назад

      Haa milega easy

    • @vishalsirsath3426
      @vishalsirsath3426 27 дней назад

      ​@@raghavvvv549bhai 11% interest matlab jitna amount liya hai uska 11% extra dena padega na amount chukane tk. Ya phir per year rehta hai

  • @shubhankarnarain1159
    @shubhankarnarain1159 Месяц назад +3

    Personal loans are only on fixed rate no floating available ,check first then make video

  • @dixitajay3629
    @dixitajay3629 Месяц назад +1

    SBI Personal lone par Top up lena theek rahega ya Add On.

  • @mintumajumdar3131
    @mintumajumdar3131 6 дней назад

    Sbi ka lotus savings accounts hai personal loan milegi month inkam inr 70000 loan amount ten lakh only

  • @rajkumargupta2489
    @rajkumargupta2489 Месяц назад

    Any Government schemes for Students Free laptop or mobile

    • @bekifaayati
      @bekifaayati  Месяц назад

      ruclips.net/user/shortsmkmyHPJTN70?si=-OsJ2LfKRXO6V2Et

  • @isp9372
    @isp9372 Месяц назад

    Thank you ❤

  • @zahidafridi6785
    @zahidafridi6785 Месяц назад

    Nice

  • @Ram-ju3ts
    @Ram-ju3ts Месяц назад +1

    Read Carefully...
    Agar kisi ko bhi Need h Personal loan ki Vo bhi 1%per Only genuine
    personal Reply kre thanks.....

  • @noelgurung1223
    @noelgurung1223 Месяц назад +1

    please make video on funngro.

    • @bekifaayati
      @bekifaayati  Месяц назад

      Sure, we will try to cover this in our future videos.

  • @YOUBTUBEJUNE
    @YOUBTUBEJUNE Месяц назад +2

    MAKE A VIDEO ON HOUSE BUILDING LOAN

    • @bekifaayati
      @bekifaayati  Месяц назад +1

      Sure, we will try to cover this in our future videos.

  • @mohantysujit3864
    @mohantysujit3864 Месяц назад +1

    Mera 60000 rs hai mujhe kitna loan milega

  • @EnglishJilo
    @EnglishJilo Месяц назад +1

    Mai 5 hajar kamata hun mahina mujhe kitana milega

    • @anupampanwar355
      @anupampanwar355 24 дня назад

      Tumhe kuch nhi milega... BPL ka card banwalo

  • @MrSanjit
    @MrSanjit Месяц назад

    SBI New rule july 2024. NEW rule ke liye ak video chahiye

    • @bekifaayati
      @bekifaayati  Месяц назад +1

      Sure, we will try to cover this in our future videos.

    • @MrSanjit
      @MrSanjit Месяц назад

      @@bekifaayati ok ji..

  • @GreatOg567
    @GreatOg567 Месяц назад

    If i pay same merchant everyday with 2000 transaction with upi Rupay credit card payment.. there is any fee or charges ?
    Please reply who knows.

    • @rashant9277
      @rashant9277 Месяц назад

      No there won’t be any charges

    • @GreatOg567
      @GreatOg567 Месяц назад

      @@rashant9277 ok.. it's means only one transection free for day?

    • @GreatOg567
      @GreatOg567 Месяц назад

      @@rashant9277 ok but want about merchant who received? He charged?

  • @RzRax
    @RzRax Месяц назад +3

    India ka sabse bada bank HDFC h sister...

    • @arpitpandey0721
      @arpitpandey0721 Месяц назад

      Private sector

    • @RzRax
      @RzRax Месяц назад +1

      @@arpitpandey0721 ha bank to sabse bada hai private government ki kya bat hai

    • @vinaychintapatla929
      @vinaychintapatla929 13 дней назад

      Chomu jesa bank h pl k section hi bht ghatiya h fuddu bank h😂😂

    • @MRSonuSinghRajput
      @MRSonuSinghRajput 12 дней назад +1

      Sorry bro sbi bade hai 😎

    • @RzRax
      @RzRax 11 дней назад

      @@MRSonuSinghRajput Kaise ?

  • @vibhavmarkad3443
    @vibhavmarkad3443 Месяц назад

    Meri salary 14000 rs hai..mujhe kitna loan mil sakta hai...plz reply me

    • @allmastivideo..7948
      @allmastivideo..7948 Месяц назад

      Civil score Acha hoga to 25 tak mil jayega..loan chahiye to contact me

    • @raghavvvv549
      @raghavvvv549 Месяц назад

      3 lakh 25 hajar tk mol jayega bro

  • @shadabjaleel3601
    @shadabjaleel3601 Месяц назад

    Defence personal ke liye ?

    • @bekifaayati
      @bekifaayati  Месяц назад

      We will try to cover this in our future videos.

  • @ravivadhva5837
    @ravivadhva5837 Месяц назад

    nice looking

    • @thatsakash
      @thatsakash Месяц назад +1

      Ha line maar le 😂😂😂

    • @Shorts-wi6uf
      @Shorts-wi6uf Месяц назад +3

      Nhi pategi bhai 😅