Personal Loan - Everything YOU Need to Know || SBI Personal Loan

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  • Опубликовано: 9 фев 2025
  • Personal Loan - Everything YOU Need to Know || SBI Personal Loan
    Link to Survey: forms.gle/zCF1...
    These days, You can get a Personal Loan in just 2 minutes thanks to numerous Instant Loan Apps. However, the interest rates on these apps can be quite high, sometimes reaching 30-35%. In contrast, banks like SBI offer personal loans at half that rate. But getting a loan from a bank requires knowing a lot of details.
    Don't worry, we'll cover everything you need to know in this one video.
    In this video, we'll discuss everything about Personal Loans-how to get one, how to lower your interest rate, what documents you need, and more. We'll use India's largest bank, SBI, as an example to understand the entire process, which is similar for most banks. we'll make sure that after watching this video, you won't need to look for any other information.
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Комментарии • 160

  • @kaushaldesai7595
    @kaushaldesai7595 6 месяцев назад +84

    SBI PL loan sirf govt servants ko hi de raha hai Aam aadmi ko sbi se loan Lena ho to yono sbi mein loan offer ka wait karna padta hai jab offer dikhae tabhi yono sbi se personal loan mil skta hai

    • @Joydeep-kz8kc
      @Joydeep-kz8kc 6 месяцев назад +4

      Sahi kaha...100%

    • @Rohitchauhan12346
      @Rohitchauhan12346 6 месяцев назад +1

      Bhai loan to lena hi nhi kam kha lo thoda

    • @ajitsangwa
      @ajitsangwa 5 месяцев назад +2

      Govt servants ko bhi pre approved ka wait krna pdta h yono sbi m

    • @kaushaldesai7595
      @kaushaldesai7595 5 месяцев назад +2

      @@ajitsangwa bhai government servants ko direct sbi bank ki branch mein se loan easily mil jaata hai personal loan YONO sbi mein to Aam Aadmi ko wait karna padta hai

    • @Rohitchauhan12346
      @Rohitchauhan12346 5 месяцев назад

      @@ajitsangwa ha bilkul aisa hi hai sabhi ko wait karna padata hai
      But civil score accha hai to jaldi offer a jata hai 🥰

  • @GamingIsa-Gungame
    @GamingIsa-Gungame 3 месяца назад +5

    Waah! Kya baat hai! Your explanation speed kills, nice voice, looking beautiful! I like it.. Superb, maaza aa gaya sun ke

  • @letsbegin0
    @letsbegin0 5 месяцев назад +5

    You are amazing and my favorite you tuber.
    Simple straightforward and very clear.

    • @bekifaayati
      @bekifaayati  5 месяцев назад

      Thank you 😊🙌

    • @anisshaikh7033
      @anisshaikh7033 2 месяца назад

      ​@@bekifaayatieducation loan one time me milta hai kya bank se

  • @MrLoveMoviesChannel0021
    @MrLoveMoviesChannel0021 2 месяца назад +2

    Thank you so much🙏🙏🙏

  • @fakeman-yp3fy
    @fakeman-yp3fy 6 месяцев назад +5

    Very informative video. You cleared almost all my doubts in this video

  • @EntertainTV.24
    @EntertainTV.24 5 месяцев назад +1

    I completed the survey successfully 😊

  • @Amit-x3w6v
    @Amit-x3w6v 5 месяцев назад +3

    ❤❤❤ good information

  • @Sursankumar
    @Sursankumar 2 дня назад +1

    Didi kya ham b teach cse private college say karana chahete but mere pass colletral nahi kya ham personal loan lekar b tech kar le kya ye sahi rahega please didi reply please 😢😢

  • @jitendraaryaarya8636
    @jitendraaryaarya8636 Месяц назад

    Hey thanku for many information keep it

  • @yaipharenbinameirakpam9090
    @yaipharenbinameirakpam9090 7 дней назад

    Didi, please let me know about the minimum work experience needed to avail personal loan.

  • @anilraomba
    @anilraomba 2 месяца назад +1

    V gud work 🎉

  • @rohanyt777
    @rohanyt777 6 месяцев назад +6

    Mam mujhe thoda loan hi chahiye lekin bahut jyada din ke liye chahiye jaise 2saal 3 saal kya milega 😢😢sirf 10k ka loan chahiye 3 years ke liye 😢

    • @losemyself2339
      @losemyself2339 6 месяцев назад +4

      Bhai 10k loan wo bhi 3 saal k liye 😂😂

    • @raazkumar4371
      @raazkumar4371 6 месяцев назад +1

      Bahut achii baat kahi he bhai 😂

    • @raazkumar4371
      @raazkumar4371 6 месяцев назад +1

      Mujhe bhi chahiye 5000 5 saal ke liye 😂

    • @artistry_kamal
      @artistry_kamal 6 месяцев назад +1

      10k to tu kmaa le bro 😂

    • @pavanbairagi6453
      @pavanbairagi6453 5 месяцев назад

      20000 ke uper milega 😂

  • @iM4yur
    @iM4yur 14 дней назад

    Home loan ke top up se personal loan se kya lena de na ? Pls explain i have ongoing homeloan & want personal loan

  • @Automation23
    @Automation23 Месяц назад

    Mam which app use for videos editing

  • @fjoh934
    @fjoh934 5 месяцев назад +5

    After paying off your existing loan, is the loan offer show again?

    • @fjoh934
      @fjoh934 4 месяца назад

      @AJAYKUMARSINGH-e2p is the limit increased in second time?

  • @manasakoduru007
    @manasakoduru007 6 месяцев назад +2

    I am currently 11months till date in my company having account with sbi.
    How many months experience should be there to get Xpress credit loan and while checking eligibility I couldn't see my MNC company there.

  • @mahebubanasreen
    @mahebubanasreen Месяц назад +2

    Maam meri education loan chal rhi hai kya mein personal loan ke liye apply karu toh milega kya?please reply kariyega

    • @kotiSaikia
      @kotiSaikia 23 дня назад

      Allah se mangoo loan Allah dega yeh sbi nahi

  • @AkshayPatidar
    @AkshayPatidar 3 месяца назад +1

    Information video❤

  • @bittumahato2056
    @bittumahato2056 5 месяцев назад +3

    Ek time ke liya khana khane ke liya kitna lagta hai utna ka loan mil jayega kiya

  • @ashishkushwaha8837
    @ashishkushwaha8837 3 месяца назад +1

    PNB pr bhi aisa video bnayiye please please please

  • @Dalal5714
    @Dalal5714 6 месяцев назад +3

    SBI sa loan lena matlab asman sa tara torka lana .... Dono hi impossible ha 😂

    • @asifsaif6881
      @asifsaif6881 6 месяцев назад

      Goodv😅😅😅

    • @anupampanwar355
      @anupampanwar355 5 месяцев назад

      Muje to turant mill jata hai..

    • @anupampanwar355
      @anupampanwar355 5 месяцев назад

      12saal se SBI me account hai

    • @Dalal5714
      @Dalal5714 5 месяцев назад

      @@anupampanwar355 Mil tho mujhe bhi jata ha par against securities

  • @ganeshgoswami2907
    @ganeshgoswami2907 6 месяцев назад +2

    Can you make a video on NRI home lone plz...

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Sure, we will try to cover this in our future videos.

  • @Ayushmaancreation009
    @Ayushmaancreation009 Месяц назад

    Mam agar koi bussisnes kr rha hein toh usko kaise milega personal loan uske pass toh salary slip nhi hoga toh fir kya hoga plz reply

    • @AyushiGoyal-ayu
      @AyushiGoyal-ayu Месяц назад

      Apko loan chahiye to mai dila sakti hu apko personal loan

  • @gurpreetjatt8703
    @gurpreetjatt8703 21 день назад

    Aap kaha se ho

  • @pabanghatowar8791
    @pabanghatowar8791 6 месяцев назад +1

    Thanks mam😊

  • @growthyaancom
    @growthyaancom 9 дней назад

    Hdfc ka video leke ayiga

  • @kannanandappuvlog
    @kannanandappuvlog 6 месяцев назад +1

    Is there any hack for lenskart???
    Please tell me if u find a one

  • @ashmakhatoon5215
    @ashmakhatoon5215 4 месяца назад +1

    Kya hm loan ki EMI khud se decide kr skte h ...ya bank wale hi krte

  • @damusahu9543
    @damusahu9543 6 месяцев назад +3

    Mam sbi wale personal loan Dene se pahle home visit karwate hai kya

    • @Exmuslimparveenshaikh1
      @Exmuslimparveenshaikh1 6 месяцев назад

      To kisi ka bhi ghar visit karwa do 😂😂😂
      Maine to aapne padosi ka karwa diya tha 😂😂

    • @asifsaif6881
      @asifsaif6881 6 месяцев назад

      ​@@Exmuslimparveenshaikh1sbi pl bhi deta hai kya

    • @anupampanwar355
      @anupampanwar355 5 месяцев назад

      ​@@Exmuslimparveenshaikh1apka pass Ghar nhi hai kya.

    • @AyushiGoyal-ayu
      @AyushiGoyal-ayu Месяц назад

      Loan chahiye kya apko online process krwa dungi

  • @isp9372
    @isp9372 6 месяцев назад

    Thank you ❤

  • @RohitVyas-g1u
    @RohitVyas-g1u 4 месяца назад

    Is it feasible for me to pay online towards my brother personal loan account directly ??

  • @Shiva1st
    @Shiva1st 19 дней назад

    Ham 60 lakh ka loan le skte h ya ni

  • @FinancialFreedomsoldiers
    @FinancialFreedomsoldiers 2 месяца назад +1

    Maine sbi se psnl lone 2lakh liya lekin hamse 2150 rupees cash liya gya bola gya ki stamp ke liye ye paisa lagega kya 2150 rupya dena padata plz help me

    • @vedanand611
      @vedanand611 Месяц назад

      Yes bro, Mai 2500 diya

    • @SwabhimanMahakud
      @SwabhimanMahakud Месяц назад

      Nope I don’t give any type of money now SBI give no processing fee loan

  • @feeltherhythm4652
    @feeltherhythm4652 3 месяца назад

    I Like You Mam😂

  • @AAuniqueboy
    @AAuniqueboy 5 месяцев назад +12

    Bhai mera age 20Y + aur civil 750+ mera income 20k + mera khud ka shop v hai mujhe emergency loan chahiye 4L ka milegaa kya plz batau😢

  • @mehimukath1584
    @mehimukath1584 6 месяцев назад +2

    Pre-payment charges applicable in Floating rate for personal loan?

  • @ashwanihill
    @ashwanihill 6 месяцев назад +3

    Maam gold me investment krna Monthly ya kbi kbi to kon si tik h Gullak app, gold MF ya ETF plz explain krke vedio bnao.

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Sure, we will try to cover this in our future videos.

  • @networkmarketingkaganit8312
    @networkmarketingkaganit8312 5 месяцев назад +1

    Mudra loan ke bare mein video banaaiye mam

    • @bekifaayati
      @bekifaayati  5 месяцев назад +1

      We will try to cover this in our future videos

  • @dhanrajbharadwaj3891
    @dhanrajbharadwaj3891 Месяц назад

    Sellery slip nhi milta

  • @KaranParmar-np2mt
    @KaranParmar-np2mt 2 месяца назад +1

    Do do minut mein personal loan Kaun deta hai mujhe Bata Jara mujhe paison ki bahut jarurat hai i m a student

  • @Crystal_vision_tarot1111
    @Crystal_vision_tarot1111 Месяц назад

    ITRs na ho toh

  • @dewash833
    @dewash833 5 месяцев назад +1

    You are so beautiful I like very much❤❤

  • @YOUBTUBEJUNE
    @YOUBTUBEJUNE 6 месяцев назад +2

    MAKE A VIDEO ON HOUSE BUILDING LOAN

    • @bekifaayati
      @bekifaayati  6 месяцев назад +1

      Sure, we will try to cover this in our future videos.

  • @ArindamSur-yo5gm
    @ArindamSur-yo5gm 6 месяцев назад +2

    Mera salary 14000 hai. 50000 ka plan milega?

    • @Muzankibutzujii
      @Muzankibutzujii 6 месяцев назад +1

      Haa milega easy

    • @vishalsirsath3426
      @vishalsirsath3426 5 месяцев назад

      ​@@Muzankibutzujiibhai 11% interest matlab jitna amount liya hai uska 11% extra dena padega na amount chukane tk. Ya phir per year rehta hai

  • @EnglishJilo
    @EnglishJilo 6 месяцев назад +3

    Mai 5 hajar kamata hun mahina mujhe kitana milega

    • @anupampanwar355
      @anupampanwar355 5 месяцев назад +2

      Tumhe kuch nhi milega... BPL ka card banwalo

  • @ShahnwazMalik-e7w
    @ShahnwazMalik-e7w 5 месяцев назад +1

    Hamara Ghar gaon mein hai hamare pass kagaj bhi hai ghar ka hamen naksha nahin banvaya hai kya hamen loan mil sakta hai

  • @W.wangpan
    @W.wangpan 5 месяцев назад

    Mobile se kaise laiga,,,aap toh job wala ka bare mey bol raha hey

  • @Ram-ju3ts
    @Ram-ju3ts 6 месяцев назад +1

    Read Carefully...
    Agar kisi ko bhi Need h Personal loan ki Vo bhi 1%per Only genuine
    personal Reply kre thanks.....

  • @haking590
    @haking590 6 месяцев назад +1

    Tnx information

  • @dixitajay3629
    @dixitajay3629 6 месяцев назад +1

    SBI Personal lone par Top up lena theek rahega ya Add On.

  • @rajkumargupta2489
    @rajkumargupta2489 6 месяцев назад

    Any Government schemes for Students Free laptop or mobile

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      ruclips.net/user/shortsmkmyHPJTN70?si=-OsJ2LfKRXO6V2Et

  • @sandhyamohod
    @sandhyamohod 17 дней назад

    Can I have rs50.000 as personal loan?

  • @gauravchandila9360
    @gauravchandila9360 6 месяцев назад +1

    Got loan at 10.5% fixed. No prepayment charges after 6 month. Processing fee only 6000.
    Catch is- coordinater both with dsa and banker.
    Banker will give you the best rate.
    Dsa will give his share of commission if your case is good.
    I found out the best rate from banker that is 10.5 even though in market rate is 11 and from dsa if asked for a cut in his commission to which he agreed. So basically my processing fees got refunded back

    • @shrutikachavan165
      @shrutikachavan165 4 месяца назад

      Can you tell me how much days take to approve loan after applying loan

    • @gauravchandila9360
      @gauravchandila9360 4 месяца назад

      @@shrutikachavan165 2-4 days

  • @zahidafridi6785
    @zahidafridi6785 6 месяцев назад

    Nice

  • @jahangeerm6784
    @jahangeerm6784 Месяц назад

    Net salary 42k want 20 lakhs loan age 33 tenure kitna saal ka milega

  • @cuteguy9698
    @cuteguy9698 3 месяца назад

    Barozgar kay liye koi loan hai iss dunia mai

  • @satyamgupta101
    @satyamgupta101 5 месяцев назад +5

    Didi mere Papa chappal ka thela lagate Hain kya mujhe education loan milega padhne ke liye MCA main ews Gupta hun ,....

    • @edge20fusion26
      @edge20fusion26 5 месяцев назад

      Dude work hard and research about education loan

  • @shubhankarnarain1159
    @shubhankarnarain1159 6 месяцев назад +3

    Personal loans are only on fixed rate no floating available ,check first then make video

  • @Batmans94
    @Batmans94 4 месяца назад

    The girl speak to me is RUclips girls😢 and I.

  • @MrSanjit
    @MrSanjit 6 месяцев назад

    SBI New rule july 2024. NEW rule ke liye ak video chahiye

    • @bekifaayati
      @bekifaayati  6 месяцев назад +1

      Sure, we will try to cover this in our future videos.

    • @MrSanjit
      @MrSanjit 6 месяцев назад

      @@bekifaayati ok ji..

  • @noelgurung1223
    @noelgurung1223 6 месяцев назад +1

    please make video on funngro.

    • @bekifaayati
      @bekifaayati  6 месяцев назад +1

      Sure, we will try to cover this in our future videos.

  • @vibhavmarkad3443
    @vibhavmarkad3443 6 месяцев назад

    Meri salary 14000 rs hai..mujhe kitna loan mil sakta hai...plz reply me

    • @allmastivideo..7948
      @allmastivideo..7948 6 месяцев назад

      Civil score Acha hoga to 25 tak mil jayega..loan chahiye to contact me

    • @Muzankibutzujii
      @Muzankibutzujii 6 месяцев назад

      3 lakh 25 hajar tk mol jayega bro

    • @oxygen0263
      @oxygen0263 2 месяца назад

      Family pensioner ko milega kya age above 75 hai lekin original age 65 hai

  • @gurpreetjatt8703
    @gurpreetjatt8703 21 день назад

    Love jaan tari video 12 baja dakhi mai ra ko Mari jaan yaad aa gi mara fudu bana ga e

  • @mohantysujit3864
    @mohantysujit3864 6 месяцев назад +1

    Mera 60000 rs hai mujhe kitna loan milega

  • @shadabjaleel3601
    @shadabjaleel3601 6 месяцев назад

    Defence personal ke liye ?

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      We will try to cover this in our future videos.

  • @SumitKumar-vq1ci
    @SumitKumar-vq1ci 17 дней назад

    Kisi bhi government employees ko loan chaiye to message kere
    Post or income

  • @mintumajumdar3131
    @mintumajumdar3131 5 месяцев назад

    Sbi ka lotus savings accounts hai personal loan milegi month inkam inr 70000 loan amount ten lakh only

  • @ravivadhva5837
    @ravivadhva5837 6 месяцев назад

    nice looking

    • @thatsakash
      @thatsakash 6 месяцев назад +1

      Ha line maar le 😂😂😂

    • @Shorts-wi6uf
      @Shorts-wi6uf 6 месяцев назад +4

      Nhi pategi bhai 😅

  • @faijrayani1823
    @faijrayani1823 6 месяцев назад +2

    Nahi milta hai