BPI or BDO? Which Bank Account? Ano bang mas maganda? Account Opening? | Bank Accounts 101
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- Опубликовано: 24 сен 2024
- Hey guys! This is another new installment with the #JaxHacks series! Applying for a bank account! BPI or BDO? Which is better?
Marami sa atin either natatakot pumunta sa banko or hindi lang natin alam which bank account to apply for? ATM Savings, Passbook Savings or Checking account? Ano ba difference nila sa isa't isa? Ano ba mas maganda sa dalawa? BPI or BDO? Paano ba mag-apply? Which bank accounts should you have?
I will also put the links of the application forms and other important links down below for your quick reference.
This is perfect for beginners! I hope this will help you out!
Sa vlog na ito we will be discussing the following items:
1. How do we apply for a bank account?
2. Which bank account is the best for me? What bank account to apply?
3. Which is better? BPI or BDO?
Comment down below and converse with me! :)
DISCLAIMER! Long VLOG to cover all items!! Click on the timestamps below to skip to topics you wanat!
🕰️ TIMESTAMPS
🌟Intro
➜ 01:57 - How to apply for a bank account - Paano mag apply?
➜ 03:58 - Which kind of bank account? - Ano pipiliin kong account?
➜ 05:28 - BDO Bank Account Types
➜ 10:08 - BPI Bank Account Types
🌟BPI vs BDO
➜ 12:50 - Ease of Application - Saan mas madali mag-apply?
➜ 13:20 - Best Passbook Account
➜ 14:30 - Best Checking Account
➜ 14:42 - Best Bank Service
➜ 15:40 - Best Mobile App
🌟Extro
➜ 17:41 - Final few thoughts
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Links:
BPI Savings - [www.bpi.com.ph...](www.bpi.com.ph...)
Open a BPI Account - [www.bpi.com.ph...](www.bpi.com.ph...)
Open a BDO Account and IDs - [www.bdo.com.ph...](www.bdo.com.ph...)
BDO Downloadable Forms - [www.bdo.com.ph...](www.bdo.com.ph...)
🤝 GET IN TOUCH WITH US:
JAX 👦
📸 Instagram: / jacquesjax
🐦 Twitter: / jacquesjax
🎵 TikTok: www.tiktok.com/@jacquesjax
JAZ 👧
📸 Instagram: / _jazreyes
🎵 TikTok: www.tiktok.com/@_jazreyes
📧jaxandjazr@gmail.com
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www.bensound.com
Support by RFM - NCM: bit.ly/2xGHypM
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We're two Aquarian siblings who loves bumping bellies and talking on their cellies 24/7. Jax is a full-time corporate employee and entrepreneur, while Jaz is a Radio DJ, host, and content creator! We make videos about personal life, finance, fashion, travel, and eats. We're kinda super similar but also super different at the same time. ❤️
#JaxAndJaz #BPI #BDO #PhilippineBankAccounts
BPI or BDO? BDO or BPI? Which Bank Account to Apply? Ano bang mas maganda? How to apply? | Bank Accounts 101 | bank accounts you should have | bank accounts explained | bpi bank account opening | bdo bank account opening |how to open a bank account | how to open a bank account online |how to open a bank account philippines | bdo and bpi comparison | checking bank account | passbook savings account | bpi passbook savings account requirements | bdo checking account | savings account in the philippines | bdo or bpi | bdo savings account
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Hey guys! Here are the timestamps for your quick reference!!
➜ 00:00 - Intro
➜ 01:57 - How to apply for a bank account - Paano mag apply?
➜ 03:58 - Which kind of bank account? - Ano pipiliin kong account?
➜ 05:28 - BDO Bank Account Types
➜ 10:08 - BPI Bank Account Types
🌟BPI vs BDO
➜ 12:50 - Ease of Application - Saan mas madali mag-apply?
➜ 13:20 - Best Passbook Account
➜ 14:30 - Best Checking Account
➜ 14:42 - Best Bank Service
➜ 15:40 - Best Mobile App
🌟Extro
➜ 17:41 - Final few thoughts
@Wow Gaming pangit nga talaga app nila
Kh8 mhaba yung vid. Mo Pina nood at Pina kingan k lahat.. I love the way u explain
TNx for another information..
.. Sooo cause of that I already subscribed...
Watching because I'm planning to open BPI... bdo currently ang account. Ang daming payment churba ng bpi keenis. Kaya yumayaman lalo si Jaza 😂. Mag atm na lang pala ko since bayad pa ng update sa passbook.
@@AnnA-vg5vx totoo yan BUTTTTT na put on hold na raw yung mga BPI payments for select transactions
Select a whahahaha
@@JaxReyes_ hello can you pls pls make an updated video on this and talk about hacking, online safety etc. I need help deciding if I'm gonna close my bdo passbook account and switch to bpi or other banks instead. Thanks so much!
Very informative and super helpful for a newbie like me. Natatakot din ako mag open kase na iintimidate din ako😅, super thank you for your encouragement.❤
Very detailed. Was planning to open a passbook account in BPI. But after watching this, sa BDO nalang pala muna. 😄 Thank you for this. Big help sa mga katulad kong bagita pa lang sa mga ganitong bagay.. 😊👍
Awww thank you! Welcome!! Glad you found it helpful! :)
Same😂
@kosikomash8420 ate/kuya, do i need to pay the bank for keeping my money?😅
Like is there monthly or yearly charges dahil hinahawakan nila pera ko?
BPI p din ako..laging may ngyayare Kay bdo ..d secured ...
Ok n sana..pero d me makapaniwala na bdo hahahaha...pero cguro depende sa experience...nag oa close nga ka work ng savings nya sa bdo....
Sanaol ganito mag vlog, napaka detalyado at talagang nakaka caught ng attention pag ganito mag explain😍❤️
Hello po, ask ko lang din po makukuha ko po ba agad agad yung card once na magpa cash card po ako within the same day? Mga magkano po ba magagastos pag nagpa cash card po yung may kasama na pong naka embossed na name at #? Need ko po sana sa work ko po para dun na lang po ipasok ung sahod ko. Sasabihin ko po ba na personal use po or sabihin ko na para po sa work? First timer po kase ako. Thank you & Godbless❤️
Thank you naman! :)
Usually yung name sa card may wait yan what I do yung walang name nalang sa card kasi sometimes same day pwede mo na siya makuha sa bank para di ka na rin babalik
I love the way he talked , ung explanation nya sobrang ganda, the way na mag deliver sya every services nang BPI and BDO and never nya nakalimutan ung advantages and Disadvantages every service nang both Atm's love it!!!
I agree with you! BPI online app is so friendly. I can pay my Meralco Bill, PLDT and my other CCs except BDO hehehe! What I don't like about BPI is that many branches removed their Cash Acceptance Machines. It could have been helpful to customers especiallly during ECQ, MECQ if these CAMs were available.
Yes fully agree! Yes, I love their CAMs too vs lining up in store noh? Super more user friend and of course we don't have to wait in the bank for a long time.
Gooooosh I love how enthusiastic Jax is in his educational vids, to more adulting financial tips pa po!!
Aww thanks Abigail super sweet of you naman!!
very informative 👌🏽
san ba magandang bank for remittance? malaki kasi charge ni bdo
Try UB kaya? Usually pag remittance talaga malalaki charges :(
So true. Usually friendly ang mga nasa branch, you just need to ask. Maliban na lang pag chakabells ang client, un lang mga pinag uusapan namin pag labas nila ng branch. I've worked in a branch before, ang iniisip lang ng mga branch personnel is kung ano kakainin nila sa lunch at miryenda! HAHA.
whahhaha! Thanks Hanz! True yan agree ako mababait talaga lahat kaya nga dapat extra nice rin ang mga customers mo diba?
Saang bangko po ito? Sa bdo or bpi?
Mga tagapagmana sa bdo kesa bpi hahhaha😮
For personal or family savings medyo preferred ng karamihan ang bpi.
The UX part is on point, having a copy-paste is an error prevention feature that BDO should have. Very nformative thank you! 👍👍👍
Super agree kaya buti nalang that now BDO pay allows you to copy and paste vs the old BDO app.
I use GrabPay to transfer money from BPI to BDO and vise versa. Walang charge. Wala pa naman akong na encounter na issues. 😊
Yesss
Finally!!! I have time to watch and learn about the usage and benefits of CC of your videos. This is very informative to us, especially na may reward points. Just continue share your knowledge to everybody. God Bless and more info to us🥰
Awww thank you Marlon!!! :)
Yey! I was waiting for this video. I was a huge fan of BPI a long time ago nung wala pa silang interbranch fees. Ngayon even BPI to BPI transfers, may charge na. Thank you!
Is it easy to open a checking account sa BDO?
Yes! Made for you! hehe! Yun nga e medyo dun ako naiinis kasi lahat nalang may fees so medyo nakakainis diba?
Based on my experience! both BDO and BPI madali siya as in. :) Especially if medyo yung sa preferred bank branch ka pa mag apply.
Looking forward to your next uploads. Nakakatuwa manood ng mga ganitong videos. Thank you!
@@markdoquila Awww thank you too!! Yes, abangan pa! More contents soon!
Kudos to this Guy, sobrang galing mag explaine. Alam mong may alam, yes may binabasa pero as reference lang. Pero well explained.
Aww yy chester!!
Ty*
I love how you encourage people to get their bank account! 💗
Usually kasi parang naiintimidate yung iba na mag apply kasi feeling nila, hindi sila para doon or pang mayaman lang, or wala ka namang pera etc etc.
At dahil dyan, subscriber na ako! 😂💗 keep it up!!
Yes super true na dapat wag maintimidate. ❤️❤️❤️
Thanks for watching too!!! ❤️❤️❤️
😘😘😘
Salamat po . Sobrang smooth naintindihan ko po lahat 😁♥️
Ay yey ty po
Wow subrang...detalyado Yung pinapaliwanag mo sir.... love it po ❤
aww than kyou po!
Finally, nakapanood na din ako ng detailed vid about sa banks thank you jax!!
Thanks Michelle! Glad it helped!!
I had a bpi checking account many years ago, but I already closed that a long time ago.. Thanks for the review. Mas mabuti pag hindi lang iisang banko..
yes better 2 banks agree
Thank you for this! Super clear mo mag-explain. :)
Thanks Alyn!!
now ko lang nadiscover channel mo and super helpful ng pag describe mo kahit alam ko na pinanuod ko pa rin. subscribed!
awww thank you vince!!
Haha I am just here to feel good and laugh. Education and entertainment at the same time. My kind of RUclipsr. Keep it up!
Aww Thanks Rowee :)
I love how you talk and explain talagaa. I hope magkaroon ka vids about investments or businesses.
awww ty po! sige soon po!
Big help po video niyo for someone like me na nagpaplano mag open account.... Thankyouuu 😍
Yey!! Glad it helped!! Welcome!!
thank you so much for your so clean explainations. mas naunawaan pa kita magpaliwanag kaysa sa iba.
awww thank you po!!
natatakot ako pumunta ng bangko kasi iniisip ko na baka saktong nandun ako eh may holdapang magaganap lalo na pag antagal umusad ng pila,. nakakaanxiety pag nakikita mong andaming window pero iisa lang ang teller na nakaupo,. gutom ka na kasi alas dose na pero parang wala pa rin silang pakialam,. dyos ko po.
hahahhahahaa! my gosh paminsan naiisip ko rin yan whahaha. Pero usually dun. kasa branch na konting tao talaga kaya may mga branch ako na iniiwasan whaha
So far bpi for me is the best very accomodating ang mga employees nila.
this one totoo
Thank u to ur blog very detailed and now i decided na kung saan bank mag open...
welcome!!
BPI for me♥️ gamit na gamit ang cash in to gcash(free of charge)
matry ko nga din yung sending money through QR 😍 ngayon ko lang nalaman free of charge pla yun… sayang din P10 ahh …
oo KOREK use the QR kasi sayang ang 10 pesos nakakainis yung mga fees na yun TBH whahah
thank you for this! very informative and 'di nakakaboring, keep it up po :> more contents like this and financial tips.
Aww thank you!!! Yes more contents!!
Nag lakas loob nako mag credit card simula nung napanood ko mga videos dito, at mag 1month nako may credit card
YEY!!! Ang saya!! Thanks for sharing! Natuwa ako sa totoo lang! Don't forget a pay in full! :)
@@JaxReyes_ Copy that para iwas interest
@@jayralbano korek!!! :)
I have been binge watching your videos yesterday as I have recently received my first CC. I learned so many things from you! Thank you!
Aww thank you naman Patrick!
Follow kita ang galing.. gusto ko yang way mo ng explanation mo.. clear solid.. 👌
thank you naman po!
I never comment on YT videos but I will make an exception! Thanks for this vid! VERY INFORMATIVE ANDD HELPFUL! ❤️
Awww thank you Eunice!! :) Glad it was helpful!!
Thanks sa video na to💕 very informative at malinaw ang paliwanag 🤍keep it up!
Aww ty
Galing mag expalin .. ayan ahh like n kita at sub kc natuwa ako, naintindhan ko ng maayos, xmpri my tym tlga na my pagkasyunga din,,aminin laht tau my inferfections .. galing salute here
Aww salamat naman! Glad na enjoy mo yung vlog hehehe ❤️
Pero true kahit ako maraming days na may pakashungggaa ako whahaha
@@JaxReyes_ nice sharing share super clear thank you have a great time sir
Galing nmn mg explain boss..very clear..thumbs up👏💖
Aww thank you!
I have both but I still prefer BPI kahit pa nauna yung BDO account ko. Meron ako mga bad experiences sa mga BDO tellers but eventually na redeem naman nila mga self nila 😂 Sa app naman mas maganda yung app ni BPI yung sa BDO pumapalya di ako maka login sometimes.
Thanks for another great content 😊
True medyo biased pa rin ako kay BPI kaya nga diba it's better to have 2 banks Talaga hindi lang pwede isa diba? Hahaha
Thanks for enjoying this content!! ❤️
@@JaxReyes_ true, kasi pag nag maintenance yung isa atleast may isa ka pa na magagamit... Aside din kasi sa bpi and bdo ko meron din ako mga digital banks 😊 different accounts for different purposes
@@jeansohon4887 Yes agree! Kaloka yung banks natin noh daming maintenance hehe :)
Thank you for sharing ang galing mo po Mg explained loud and clear andami ko natutunan.,❤
Love you! Very informative nmn..ngreresearch ako Kung ano ang mas ok sa dlawa..well explained😀
*New subscriber here😉❤️
Yey ty po
salamat po sa info,
bank dito sa KSA naka connect ang mobile number mo hindi basta basta ma hack, kasi kapag nag withdraw ka magtetext sayo ang bank. jan sa pinas ninanakaw na pera mo hindi mo pa alam.
Pero no naman ron meron na rin text notif most banks. Dati wala pero now meron na :) especially si BDO
Nanuod muna ako dito bago ako pumunta sa bdo nong sabado 😀nahihiya kasi ako.. madali lang pala at nataon na mabait yong teller lalo kasambahay lang ako. Thank u sau antay na lang ako atm card ko at makapagsimula na mag deposit 😀❤️
Ay yey naman!! Naku oo wag tayo ng kahihiya noh. Pero Buti maganda experience ko sa bank!! 😍
Thank you po
Ngayon Alam Kuna Kung saan po Mas maganda Salamat po god bless u more
Wooww thank youu, ang ganda ng pagkaka explain nalilito ksi ako sa MADB now i get it
yey! you're welcome!! :) Glad nakatulong
@@JaxReyes_ 🥰🥰
Hello po sir, Ganda na nman ng video nyo. Talagang lagi akong nakakapulot ng ideas at mga tips sa inyo, mabuhay ka sir or ma'am.
Aww thank you naman Lady! Glad nakakatulong ako! :)
Thanks I found this. Apa ka detailed accla.
New subscriber mo na ako ngayun😄
awww ty po!
bpi preferred, no charge for transferring money to any bank or to gcash.
❤️❤️
This video deserve a million views
aww ty
Plan ko mag open ng savings account kaya nag search ako if ano maganda between BDO and BPI. Based po sa review niyo mas okay pa rin pala BDO. Kumbaga yung online banking lang problema sa kanila. Hindi kasi ako palagamit ng online banking kasi may gcash naman ako at landbank. So I will go for BDO na lang. Thank you for this video.
Awww thank you! Yes depends naman talaga where you'll use it and kung ano malapit sa iyo
Yung sa Gsave BPI po is walang maintaining which is nice i guess.
yes true!
Kahit mabilis mag salita clear parin..
Thanks po
Ay thank you naman Oranges Music :)
My theory is BPI is charging paper-based processes to incentivize people to use digital channels. For BPI-to-BPI transfers, we can enroll up to 25 or 50 accounts ata yun para walang 10 pesos fee. QR code also para free.
Added note lang din for BDO checking account: an applicant must already have a BDO savings account with a monthly ADB of at least PhP30,000 for at least three months. I was not allowed to open a checking account with them, lol (BPI din kasi main bank ko, dun for sure more than 30k ang ADB ko all the time). Kaso, BPI is always flooded with people, lol, so hassle opening a checking account there. I ended up opening a checking account in another bank.
Di rin pala pwede basta-basta mag-open ng checking account: an applicant needs to have a valid purpose (business, condo equity payments, etc.).
Naku, thats so true kaya nga medyo nakakainis yung you have to enroll the account pa diba and the fee for bank to bank transfer without using a QR medyo sobra na IMO.
Actually feel super case to case yan si BDO, sometimes ever without a savings account, they'll issue you one. Mag fish ako sa BDO when I go back hehe.
Yes, BPI talaga paminsan medyo palengke levels lol! Parang may sale araw araw kaya nakakawalang gana IMO whahhaha.
@@JaxReyes_ natawa ako sa palengke ahahaha
@@neilandrew17 hay naku totoo kaya! whahaha kaya lagi iniiwasan ko yan, per pandemic diba i swear nakakaloka yung loob diba?hehe
Pag close kayo ni Branch Manager, you can bypass most of the requirements.
@@josephparlan5000 depends din, based on experience they bypass pag may account ka na with them :)
Good day sir, pwede nyo po b gawan Ng comparison Ang BDO and landbank, kung alin mas magandang i-open Ng savings account, thanks po😊
Thank you sa info about bank account(s) under sa BDO at BPI
welcome!
mas better BPI kesa sa BDO... BPI under ayala Corp. free of charge transfer to Gcash...at goods un online banking nila
True yung transfer to gcash! :)
I love your contents po ..napaka informative, di din nakakaboring.
Awww thank you Angelica!! Glad you enjoyed!!
Another informative video, ask ko laang what about Joint account, plano ko mag open sa BPI, joint account, how does it works💁
Ay sure it's the same naman as a normal account it's just dalawa kayo as account holder and when your will do any modification or withdrawal may option if pwede magisa ka or dapat 2 kayong account holder to sign to do any account modifications. :)
Reco ko perfect sa ma mag asawa
@@JaxReyes_ thanks for feedback👍watching from🇨🇭.
Sa una feel ko rin jinajudge ako ng mga bank staff pero narealize ko normal people lang rin sila na nag eearn ng minimum wage haha
Oo tao rin sila at baka tayo nag nag fefeel na jinudge tayo diba
Nice! Clear and Informative! 🙂
Aww thanks Jay!!! :)
Agree!! Thanks for the content!!
Thank you!!
New Subscriber here 😊. Thanks po sa info galing nyo po magpaliwanag 😁 sana all ganito magpaliwanag pag gagawa vid. Nakapa detalyado halos no more question na pag napanood ang vid na to. Ask ko lng po kung may info vid din po ba kayo about BDO Kabayan Savings. Salamat po 😊
Aww thank you CJ! Naku no info yet, baka we can do a kabayan series noh hehe
Salamat po 😁
@@cjthopher1752 welcome
KAWAWA TALAGA MGA PILIPINO SANA MA EXPERIENCE NIYO MGA BANK SA IBANG BANSA. NAPAKA WORST NG MGA BANK SA PILIPINAS SUPER HUSTLE, WORST CUSTOMER SERVICE ANG HIRAP DIN MACONTACT. SOBRANG DAMING PILA SA BANK.😣😣😣 LALO NA YUNG BDO WORST CUSTOMER SERVICE. SA PINAS KO LANG NA EXPERIENCE YUNG MGA BANK NA GANITO. BILIB AKO SA PATIENCE NG MGA KABABAYAN KO PERO SANA MAISIP DIN NILA NA HINDI NILA DESERVED YUNG SERVICE NA GANITO 😩😩😩
Hahaha well said. :)
Pero some branch are ok naman depends talaga.
Shout out sa BPI daming etchiborichi
@Kenneth Sigua oo true yan iniiwasan ko talaga mall branches
Shout out sa rbank dami checheburetche
Very Detailed sir kudos!! But I do have 1 more concern pero sa credits cards naman po. Which is better cc bdo or bpi? Tia!
Very informative,super helpful. Thank you.❤️
Aww ty mary joy!!
Sobrang linaw. Salamat po!
Aww Thank you!! Glad it helped!
As always, very informative and not boring.
Question lang, what's the difference between BPI Island and BPI family ♥️
I'm planning to apply for a credit card sa BPI 😊
Thank you!
Actually recently mag merge na raw finally si BPI family and si BPI. Dati kasi nakahiwalay silang 2 kasi si BPI family parang subsidiary ng BPI siya so parang iba lang yung target market ni BPI family vs BPI. I'd reco pag mag apply ka go with BPI na :)
Thanks sis. Kakanood ko sa vlogs mo mag aaply na ko bukas na bukas sa BPI haha. Regardless to kung family or Island, right? 😊
@@snowsnow2163 Apply ka pa rin sa BPI for now wag sa BPI family my reco :)
BPI FB was a savings bank while BPI is a universal bank compared to BDO.
Thank you so much for sharing this video to us. I badly needed this time.
YEY! Glad nakatulong!
@@JaxReyes_ super duper. I'll watch another exciting video from you later tonight. 💛
Ang galing nyo po sobrang informative
Welcome!! thank you too!!
I registered through the BPI Application, which is the Saving Account. Need ba ng maintaining balance?
I'm looking forward to hearing from you.
Hi Jax. Add ko lang sa Daily avergae balance na may hack for that na pde ka mgbelow sa balance na un. Im not sure if you know it but share ko lang po. So balik sa sample mo po 2k is ave balance in 30 days. What you do is multiply the 2000 sa 30 days then you have 60k. So the hack is yhe 60k. Let say may remittance ka na 100k. Let it stay there for one day then the next day ypu can withdraw almost all the 100k but at least magtira ka ng kahit onting amount para di maclose yor bank. Another example let say my recievables kang 30k, let it stay 2 days and on 3rd day ypu can withdraw almost all but leave at least small amount like 500 para may laman lng ung bank mg d i mgclose. Now the question is why. Because if mapapansin mo sa sample ko you reached the amount needed sa 30days na 60k like sa unang sample is 100k in one day and the 60k for 2 days. Kasi maintaining balance is averaging meaning dapat 2k per day minimum of that account or mgsum up sa 60k kpg multiplied by the 30days. Kaya after you reached that amount like the 60k in days na base sa compute mo you can withdraw na money and leave small amount lng and no penalty kahit below ka sa maintaining kasi as what ive said nameet mo na yung amount in days na pglagak ng pera. It really works po because me and my bestfriend was doing that since high school way back 2005 up to the point na mgkaron na ng stable job na d na needed gawin un. Kasi kapag student ka syempre almost paout lagi pera. Good lang naman itong strategy of you cant keep up the minimum pero my means ka to reach the amount in certain days. Last ko nagamit ang strategy nung pandemic. I cant say all banks but i believe so it should be kasi iisa lang nman structure ng banks sa Pinas but my experience was with BPI, PNB, Eastwest, Unionbank, rcbc and bdo. For my friend naman is security bank and landbank. Yun lang po thank you. 😊
yass ty for sharing korek yan kasi ADB naman po siya
Apaka linaw mag explain 💕💕💕💕💕
Awww thank you! :)
Hello po! Very informative!
I just want to ask, once my card has a minimum balance wether it's BDO or BPI, is it alright if it will take time for me to deposit another money?
yes pero wag lang super tagal kasi it will be dormant if there is no movement
galing mo mag xplain..naintindihan ko ng maiigi❤
Napaka detalyado,❤️
Aww ty Anthony!!
Love your explanations and comparisons keep it up👍
Aww Thank you!
I love watching you sir. I like the way you encourage ❤ thank you God bless po.
aww thank you po!
Very detailed and informative..Diners club international po Sana ma blog Nyo to know more about this cc card..thank you and God bless.keep on blogging marami po kami natutunan sainyo
Meron po kayong separate video po why we need 2 or multiple bank accounts?
wala pa. usually personal preference lang yan.
I super love this! Very helpful and informative
Yey! Glad you found it helpful!!
@@JaxReyes_ More contents to come po
HALA Sure? Me charge pag mag update ng passbook sa BPI? Jusmiyo. Noon pa man, sila pnaka maganda. Ngayon, PURO CHARGES NA SILA.
Hi john! Rinemove na nila to nung pandemic
@@JaxReyes_ tanong ko lang. Dba, mahirap mag pa open ng checking account sa BPi? Ang alam ko, dapat me valid reason ka para mag pa open nyan like for personal loan, real estate... Kasi kapag feel mo lang ma pa open na wala lang, d sila mag aalow.
@@johnmarkquinamot818 no naman dati nagopen lang ako but always sa branch of account ko
@@JaxReyes_ aah kasi saakin, nag tatanong sila. Andami nilang tanong at cheche bureche.
Thank you for outstanding explaination. I really like your video coz I understand all the details that I need to know. Thank you thank you thank you. God bless. More subscriber to come.☺️☺️
Awww thank you too!!! Glad you found it helpful!!
@@JaxReyes_ yup. I'm happy to found ur video b'coz until now I'm confused between BDO,UNIONBANK AND BPI so I need to know what is the best bank to use. But now coz of ur video I know what will I'm going to do.☺️☺️thanx again.
@@ladymoon-chandariamelissa1902 🥰🥰🥰
I loved you honest review
Aww thank you!!
Salamat junnieboy sa tutorial mo, Ngayon paniwala na ako sa mga kwento mo haha
Hahaha :)
sabi ng boardmate ko na sa bdo nag wowork wala daw cla online application for bdo. dapat daw pag mag open ng account sa bdo dun mismo sa branch kasi wala silang online.
Ay ang weird naman yung website nila may online application but Must go to the branch pa rin kasi mag deposit ng initial deposit.
@@JaxReyes_ yun nga din po ehh nagtataka ako kasi po halos dito sa youtube may nakikita akong for online ng bdo pero mismong bdo teller nagsabi na wala daw clang bdo online application po. nakakatakot lang po baka phishing site yung sinasabi nilang online bdo application. to make sure nalng daw sa branch mismo mag open ng account yun po sabi sa akin ng boardmate ko.😊
@@JaxReyes_ kasi plan ko sana mag online nalang para di na ako pumunta pa sa branches nila sabi niya sa akin na wala daw clang online sa bdo.
@@NegifarmerInJapan Grabe kaloka yung mga sinabi nila na pwede na raw online. pero need pa pala mag bank
When you commented 'Madali lang mag apply. Anyone can apply' that is wrong. Pag nagtitinda ka ng mani sa bangketa, titingnan ka mula ulo hanggang paa and rejected ka. Ang bangko ay para lang sa middle class.
I must respectfully disagree, yes, they might look at you from head to toe pero if you have the requirements you can still open an account.
@@JaxReyes_ that is the qualifier I was looking for. They look for bank statements and pag magtitinda ng mani, they get rejected. Sa ibang bansa lahat respected. Kahit wala ka pera allowed mag open ng account. That is called dignity
May mga friends ako na di makakuha ng financial statements dahil mahirap. Middle class medyo madali
Ngayon ko lang nakita channel nyo po, very unformative, tanong lang po, ano po yong doormant yon ba na d mo mahologan ang account
Ang linaw niyo po mag explain thank you god bless
Thank you Jin Frix!! :) Glad you enjoyed!!
clear explanation 🙌🙌🙌🙌🙌 arigathanks
I super like your kaartehan Jax ♥️
hahahahha heheh
Ang arte mo pero npa Follow ako hahah galing👌👌👌
Peru sa metrobank ang hirap mag apply
Tatanunging pa ako kung merun ba akong business permit, may dti ba ako ... mag oopen lang naman ako ng saving account bakit sa bpi at bdo walang kahirap hirap
Buti nalang nakapagdala ako ng dti at business permit.. bakit kaya ganyan ang metrobank
nagsisigurado lang yung banks
galing mo magpaliwang❤️
Aww Thank you John!! :)
Hi just watched the video, nasa recommendation eh buti nalang alam ni RUclips mga kailangan ko sa buhay ha ha.
I have a question though kuya Jax
1. What is credit card? (from my personal imagination Credit Card is also the passbook 🤔)
2. Can I use my ATM Savings for purchase over the counter like department store... or is it only for ATM machine widthrawal?
sure!
1. credit card is like a (credit) or parang pautang ng bank sa iyo yung funds in the credit card. you have to pay on the duedate para you dont get charged fees or interest
2. you need a debit card for you to use your ATM savings account to pay on dept stores. pwede yun but check also with your bank or bank app if naka on yung using your card to pay for transactions on card terminal.
The best if medyo e slow down mo Ang pagsasalita...
Ok ok sige :)
Hi, thanks for the very informative video. Just wanna ask when a bank says you can open an account online, do u still need to go to a branch to finish everything or is the opening process completely done online? Also, with mobile banking here in Ph does it already include the monthly electronic bank statements and other info detailing your daily transactions? What if u need a bank statement/bank certificate for legal or business purposes,? thanks in advance! :)
Yung sakin po sa BPI thru online ko lang o inopen then yung atm kinuha ko sa preferred branch ko or malapit na branch sakin. Ilalagay mo kasi yun upon application mo.
Very informative sir! More contents like this po...
Thanks Dhomson! Yes more to come!!! ❤️
Parang kulang po. Kailangan din nila yung proof source of income. Yan yung problem ko before.
Oh alam mo ako di ako hiningan. :( baka case to case?
Baka credit card inapplayan mo?
Same experience. Both BPI and BDO nanghihingi ng proof of income kahit savings account lang.
Hello po thank you for making this video 🙂 Paano po kung kailangan ko ng transaction of my savings ano po ba dapat na kunin ko..
Paano if need ko po ng saving bank statement ko parehas po ba sila nagbibigay if mag request ako..salamat po.
You can get that online via their BDO app lang. Kasi pag connected na yung account mo nandun mga transactions If passbook naman yung kinuha mo pa update mo lang yung passbook mo.
Anong bangko ang hindi nag dormant or nag dormant pero mag papadala sila ng sulat para malaman n idodormant n ang account ko sana matulungan nyo ako kasi na dormant ang account ng tatay ko s isang bangko gusto ko kasi lumipat ng bangko anong bangko ang maganda kasi parang nwalan ako ng gana n mag savings s banks.anong banks ang mayroon munang paalala n bago idormant ang account mo?
Lahat nag dodormant yun e. Kaya dapat you have to keep on using or kahit mag lagay ka lang ng kahit na anong amount basta meron para di lang ma dormant. :(Sadly almost all ganun e.
I subscribe you now!
Sa BDO yung minimum 2k balance, kahit matagal ka Hindi mag deposit basta my 2k balance ka Hindi naman sya na block/close kht months ganun ba yun?
Usually pag di mo ginalaw for 1-2 years magiging dormant yung account. Kaya you need to have movement sa account kahit papaano :)
Hello po, may BDO accnt po ako at 20k+ po yung laman non pero pagstart po ng pandemic hnd na po ako naka deposit kc po panay lockdwn hirap po byahe ...1yr na po wlang hulog.Ano po mngyayari dun po? Mawawala na po ba yung money ko dun?
@@karenlapinig1760 ano pong balita sa 20k niyo po. After nung 1 year na hindi na po kayo nakapg deposit