SAVING 500K-NEVER PAY FOR CREDIT CARD ANNUAL FEES and HOW TO WAIVE CREDIT CARD ANNUAL FEES|
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- Опубликовано: 15 сен 2024
- So, this is one of the most requested vlogs on credit card annual fees and how I never paid for annual credit card fees. I will share some tips as well so you can also have your credit card annual fees waived! Enjoy you guys!!!
I will be talking about BPI Credit Cards, BDO Gold Credit Cards, HSBC Credit Cards, RCBC Credit Cards, and Citi Credit Cards.
I've saved around 500,000 PESOS because I never pay for annual fees. So lets jump to this video!
TIMESTAMPS
2:24 - Tips when trying to waive your Annual Fee
3:50 - BPI Credit Cards & my experience
5:17 - BDO Credit Cards & my experience
7:16 - Citi Credit Cards & my experience
13:21 - RCBC Credit Cards & actual experience of me having it waived
15:50 - HSBC Credit Cards & my experience
18:02 - Final Reminders
Don't forget to comment down below and share with me your experience, gumana ba? Did it work? Na-pawaive mo rin ba yung annual fee ng credit card mo? Let's converse!!
#creditcards #annualfees #jaxhacks #noannualfee #creditcardphilippines #waivingannualfees
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We're two Aquarian siblings who loves bumping bellies and talking on their cellies 24/7. Jax is a full time corporate employee and entrepreneur, while Jaz is a Radio DJ, host, and a content creator! We make videos about personal life, finance, fashion, travel, and eats. We're kinda super similar but also super different at the same time. ❤️
#JaxAndJaz
GET IN TOUCH WITH US:
JAX 👦
📸 Instagram: / jacquesjax
🐦 Twitter: / jacquesjax
🎵 TikTok: www.tiktok.com/@jacquesjax
JAZ 👧
📸 Instagram: / _jazreyes
🎵 TikTok: www.tiktok.com/@_jazreyes
You 👏🏼 shouldn’t 👏🏼 pay 👏🏼 for 👏🏼 annual 👏🏼 fees!!! Preach!
Living for your content! Living for the super laking collar too, Jax. 🖤
YAS! Preach to your friends too!
Aww my collar loves you too!! And yes black heart ang cute!!!
You know what? I super love listening to your flamboyance. I listen to your vlogs while I am power walking and you make me laugh with your candid comments. I laughed actually during the BDO part. So cute. So I decided to subscribed, like and hit the bell icon.
@@kapusanetwork aww thank you! Glad you enjoyed it po!!
By golly, your level of charisma will skyrocket your RUclips career, I guarantee that.
I’m really amazed on how you talk, it’s really entertaining🤩😊 Continue making a lot of videos😁
Awww thanks Keith! Yes, more contents soon!! ❤️❤️❤️
After watching this vid, tumawag ako sa BPI. Sabi ko lang "Hi pwede po ba ako magpawaive ng annual fee?" Then may kinuha lang siyang personal info. Then hold niya daw ako for 3mins to process. Then after nun, sabi niya mababawas daw sa next due ko yung binayaran kong annual fee.
Thank you for making this video, nakasave ako ng 1500! ❤❤❤
Yey!!! Glad na nakatulong!! 😍😍😍
This is so fun to watch and informative at the same time. 👍😂 More power!
Aww thank you Janine!! :)
Thank you for taking highlight to be nice to the customer service out there! 💙💙
Oo always yan dapat lang.
I watched all your videos about credits cards and I love how you explain stuff parang nakikipag chikahan lang 😄 really entertaining thank you.
Aww salamat naman Khaze! oo yan yung gusto kong peg ng vlog parang chika lang tayo as friends diba? Para nakakatuwa panuorin. :)
Thank you for the tips, Jax! I’m a beginner when it comes to credit cards and it is really intimidating to think about the fees. I’ve learned a lot so thank you.
awww welcome po! yan talaga goal ko with all my videos
Ang galeeeeng! Actually I have also 6 Different Bank Credit Cards and 4 yung activated. Since tapos na daw yung 1 year na free annual fee, need na magbayad for this year. So WAIVE WAIVE WAIVE lang pala talaga ang sagot! Thank you!
korek! kasi naku sayang if you pay for it a mahal din ang annual fee! sayang pera. IMHO lang naman. hehe
I'm learning and I am having fun haha. Subscribed.
Oh my Gee ♥ Thanm you for this one. First time ever akong naka encounter ng Annual Fee since 1st time holder ako I am planning to settle the annual fee pero sabi ko dig ako ng youtibe vids about annual fee and ito nga sa buong duration ng vlog never ako ng fast forward as in napaka kwela mo mag paliwanag ♥ Nag email na ako sakanila pero soon try ko tawagan. Maraming salamat.
Awww welcome
I like watching your videos. Very informative, I like the story time, and your tone reminds me of Kris Aquino which I really love ❤️
Aww thanks Chris!!! Yes, para super parang chika vibe lang.
❤️❤️❤️❤️❤️❤️
wait!!! 21 minutes is short!!! HAHAHA nag enjoy akoo since I am new CC card holder! I failed at Metrobank Travel Mastercard kaya going back to basics! THANK YOU FOR THIS VALUABLE CONTENT
Hahaha paminsan kasi akala ko short pero ang dami ko pang nasabi naging super long pala whahhaha!
Yey! Glad you enjoyed!!! Yes basics muna then work to the top!! :)
@@JaxReyes_ no other way but UP!!! Binge watching your videos!!
Yas!! Aww thank you!!! ❤️❤️❤️
Thank you for the wildest tips for the annual fees 😅😅 love it!!😍😍😍😍😍
Aww hahaha you're welcome!!!
July nagapply ako ng secured credit card sa RCBC dahil sa tips mo sir. Nawili akong magsave. Ngayong september, pinadalhan nila ako ng Hexagon club platinum mastercard cc. No annual fee for life and with free life insurance pa😊
TARAY!! congrats!!!
good joba ka precious!!
I had a Citi Premier Miles card and spent a large amount on the card in the past year. I really just said that I was calling to cancel the card and didn't bite every time they offered a way out. I only had to call once and got it waived.
Correct! they'll always want to save your card especially if you spend a lot! :)
New subscriber here!
Very informative and fun watching your videos! I just had my first BPI CC and your videos helped me a lot! Thanks!
I was so scared last year kasi it was the 4th year na eh 3 years lang yung waive na offer sa akin nung bdo hahaha. I searched on how to waive cc but it got automatically waived na rin kasi I guess I reached the min amount spend na. 🤣 However hearing that bdo easily waives; my anxiety for this year is gone in case I don't reach the autowaive spend hahahaha. Grabe citi bank I think imma go with those offers of no annual fee for life kasi speaking to customer service racks up my nerves talaga. I always try my best to not make calls eh kasi nakakapagod and nakakakaba for me idk why hahahaha. Thank you for sharing this!
Naku dont be afraid, pag talagang ayaw i waive diba naku alis nalang and ipacut, not your loss hehe. Sayang kasi yung annual fee na charge diba!
Mahabang video!! But PAK!!! worth the time😌☺lalo na po sa mga begginer plang sa credit card!!! Tenkyooow sooooo much for these very informative at ndi boring na pag discuss about things!! 😃☺😁😁this so far may go through reviews and discussions about credit thank!! Godbless and more content like this po!! 🙏😊
Awww thank you!!
Bakit ngayon ko lang ito na-discover 😂
Thank you for sharing! 🥰
Aww thank you! Glad you enjoyed!
New subscriber! Got here cos of your guesting sa Ang Walang Kwentang Podcast ❤
@@halloweeniekai aww ty po!! Hello po
im really grateful nahanap ko itong channel nyo ❤️ i hope someday we come across jax! 1 madaldal + 1 madaldal = hahaha ewan ko na lang 😂
btw i watched like 95% na lahat dito sa channel 🎉
Aww thank you naman!! Oo pagala gala lang naman ako
yiee😍 ur my internet friend na
@@vonduwidow7115 yas!!! Friendship!
Love this video, Jax. Consistent even until today :)
thank you naman po!
So glad nkita ko channel mo, i super like you po, napa follow talaga agad sa IG after watching ur vid😍 thank you, this is so informative and parang ka chika ka lng tlaga namin coz of the story-telling style !😍 keep it up po, i'm a fan naaah! Proud to be one of ur first subs, i can see you'll really have a place in YT world! Thanks again Jax!👏❤
Aww Thank you NJ! Yes yan yung goal para chika chika lang tayo diba! :)
@@JaxReyes_ Super like!😍
Looking forward for more videos!❤🥰
Thank you po. I’m a beginner credit card holder. Lahat ng videos nyo sini-search ko kc napaka helpful po. You give lots of ideas and tips :)
yey!! thank you po!
My bank sent me a platinum cc last Saturday and I'm planning not to use it because of the high annual fee but because of this video, I decided to activate it. Thank you for sharing this motto with us! haha great vid!
Yass!! oo gamitin mo muna pag ayaw talaga then cut nalang.
Did u activate the platinum card they sent u and used it first before calling them
Up to. Waive the annual fees? Cause my bank also sent me one this week but i have yet to activate or use it, im thinking of calling the bank to waive annual fees or i should use it muna???
@@xxxnini They told me naman na there's a way to waive the annual fee just call them once nacharged na yun card. 😉
@@rommeldelrosario9578 okay somi should just activate and use it nalang muna before calling to waive the annual fees noh? Thank u!!
@@xxxnini yeah sayang din points and promos
I just received a basic credit card from BDO yesterday and I started looking for tips and found you. So thankful for the info! Subscribing!
Awww thank you!! Glad I was able to help!
Yung blue po ba?meron din skin 40k credit limit bastae nlang sinend sa bahay any review po?
Excellent advice! Thank you!!!🙏🏻🙏🏻🙏🏻👍👍👍😊😊😊
You're welcome Gina! ❤️
First time cc user here. Napaka helpful ng vlog nto. THANKS
Aw thanks Martin!!
Hi, Jax! I'm so thankful for this video! I thought the bank wouldn't waive the annual fee and they did!
Yey!! Happy ako! Dahil nakatulong! Super goal ko yan!!
@@JaxReyes_ ❤️❤️❤️ to more vlogs 🥂
@@ronaerikaclaud5640 aww thank you!!
i love your content Jax,, very informative.. dahil sayo kaya ko naappreciate ang CC.. sana dati pa kita nakilala.. para maaga sana akong nakapagstart ng CC journey ❤❤❤
Aww ty po! Never too late naman! Hehe
Aliw! HAHAHA you're so funny, entertaining and educational! LOL
Thanks Carlo!! Glad you learned something new hehe
Its my first time having a credit card and I'm learning a lot from your videos, friend. Thank you so much!
❤️❤️
This is both informational and entertaining 😂
Aww thanks Jozef!!
Pak!! Super enjoy ko ito, ahahah. i am cc holder for 5 at never ever na din ako magbabayad ng annual fee ahahaha
yass!!!
"Comment down below, babatukan kita." HAHAHAHAHAHA. Ang sarap mo panurin pwede ka mag ka talk show .
Aww hehe thank you!! ❤️❤️
Kudos sayo be, be kind with Customer Service Rep :) Naghahanap buhay lang sila.
Ay naku. yes! Super super dapat! Pinapagalitan ko friends ko kung nag tataray sa phone.
OMG, you're so adorable. Your videos are so informative😊
Aww thanks Enna!!
19:52 dahil kinabahan talaga ako dito.. pinush ko si citi ng 3x!! Finally nawaive na! Thanks Jax!
Yey!!!! Congrats!!
You're so entertaining! 🤣 hahahhahaha subscribed!
Aww thanks!! ❤️❤️
Never did i know na may vlog pala si Jaz and kasama niya sibling niya ☺
So nakakagoodvibes ang review and #hacks. Real talk lang and dami ko natutuhan.infairness while watching your videos i can see resemblance of Baekhyun of EXO #opinion ko lang naman un ah 😊
Oh my whaha igogoogke ko si Baekhyun whahaha!
❤️❤️❤️
Very informative! Thank you. I paid my citibank rewards card's annual fee ONCE only in exchange of lifetime no annual fee. Totoo nman kasi hindi na nila ako chinarge this year . Nagmamtigas din ako na ipa close ko na lang if hindi nila i wawaive, kaya nag offer cla na one time payment lang , then for life na xa wlang annual fee. haha. ok na din for me kasi nagagamit ko din c citi. favorite card ko din dahil sa mga freebies and rewards hehe
Tama naman if ganun ang offer yes basta masulit mo mga perks
Wow may ganyang condition na pala sila. Niceness.
Having trouble with AF waiver with Citibank also on my 2nd year. Ganito pala talaga sila haha gusto ng bonggang effort😂 Buti nakita ko to haha, got lots of tips. Will patiently call them for the third time, baka gumana this time haha. Sayang rin yun eh. Thank you big time sa tips!
hahaha good luck!
Our Credit Card Guru
Aww thank you!!
So good!!! Sakto kakakuha ko lang ng statement of account ko sa bdo tapos may annual fee din. Thanks!!!
Yey! Don't forget to have it waived!! Let me know!
I so love your vlogs! Informative and entertaining. I'm glad I found your vlogs. ❤️ Anyway, I was waiting that you mention Security Bank. 🥰
Aww thanks Rona!
Sadly wala akong Security bank kasi i did not enjoy banking with them. Thats the reason why I do not have any SB products.
@@JaxReyes_ ooh. I see. Anyway, okay lang ba magtanong dito? Haha. What if hindi nila iwaive yung annual fee and I decide to cut my credit card sa SB, hindi naman makakaaffect yun sa mga possible credit card application ko in the future? Thanks!
@@ronaerikaclaud5640 I did this in the past sa UB ko and I still am able to get credit cards :) So i say no. If may utang ka that will surely affect your chances to get.
@@JaxReyes_ ooh. Wala naman. Actually, hindi ko sya nagagamit masyado. Anyway, thank you so much! To more vlogs 🥂❤️
@@ronaerikaclaud5640 aww thank you!!
You're funny! Iloveyou na! HAHAHA RCBC lang malakas HAHAHA 👌🏻 I LOVE RCBC.
I love yung parang nakikipagchikahan ka lang 😁
Anyways, I am new sa paggamit ng cc and I have one from BDO but monthly na yung fee nila. I'm still covered nung free for the 1st year pero anticipating na by next year yung fee. What would you suggest sa case ko? Should I call them monthly for reversal once mag start na ma-bill na sakin?
Ay! Joyce Ill have a vlog on annual fee again! 2021 version haha. Meron yung about BDO hehe. :))
@@JaxReyes_ wooow! Can't wait for that. 😍 Thank you for making these videos. Very helpful for us beginners plus super entertaining pa hihihi 🥰
@@joyceannedatuin2926 aww yey!! Thank you too!!! ❤️❤️❤️
Just received a platinum bdo card recently and so I came across your channel. Love you na, super entertaing! Thanks for the tips
Welcome Norie! Thanks for watching!!
This was very helpful! #RealTalk
Im so glad tlga I discovered your channel (like 5hrs ago lang!😅😊)Im happy to be a subscriber.Sarisuki ung content mo and after that ayan na!pinagpupuyatan ko na mga vlogs mo ,its fun watching you&inspiring too..😊
You're so funny honey, love you na~~ hahaha I'm learning and having fun at the same time. :D
Aww thanks much Janelle!! ❤️
The best hindi boring panoorin dami ko natutunan.❤️
Awww thank you so much!!
I love this video, will def. subscribe to you
Aww thank you!!
my goodness i love your enthusiasm! tawang tawa ako. keep it up!
Awww ty Richard!!
Love you sir haha 💕❤️
i love you too dear!
"dapat wag pa anga anga" haha
Vlog marathon with Jax ♥️
Hahaha reminder yan sa inyo pag magpay kayo ng annual fee Whahahaha lolz
Ang galing mo. Very informative yung mga vlogs. Thanks for sharing your experience. Btw, i have a question. Do I still need to pay the annual fee even if I did not activate my credit card? Or what happen if i decided not to activate my card?
Aww thank you Julie! Pag di activated you don't have to worry about it :)
@@JaxReyes_Thanks a lot for your quick response! Will wait for your next vlog❤️
@@julieanncantal5148 welcome!! ❤️❤️
@@JaxReyes_ thanks po SA answer lods . KC nman worried Aku sa aking kararating LNG ehh dalawang platinum PLA ang BPI KO natatakot Aku SA annual fee ang ISA 5k ang ISA Naman 4k..Plan ko na e terminate ko pero nasayangan Rin KC Aku KC ang tagal Kong inaasam magka credit card..aftr 11 years ngayon pa Aku inoferan ni BPI dun ko nkita SA bpi apps.. dhil SA subrang saya pindot LNG Aku Ng pindot dalawa ang cards hndi ko alam na Mahal pka ang annual fee..nwla bigla ang kaligayan ko na udlot tlga. Na bother Aku kng e terminate, KC nman wish ko to ehhh... And I'm sure pag nag aaply Aku Ng credit card SA bank hndi Aku e approved kya sayang.... Plan ko nlng cguro ang ISA gagamitin ang ISA hndi ko LNG e activate pra wlang bayad total 5 yrs pa nman Mag xpired. Ang kinakatakutan kp Lang kng may annual fee ba sya kng hndi ko ina activate ang ISA.. for real po ba wla po ba syang annual fee na hndi ko e e activate ang ISA?
All i can say ILOVEYOU JAX thank you! Sobrang help skin ng video mo. GOD BLESS ❤
@@ellasuarez9077 awww ty naman po!! Glad helpful po
Tips and Tricks po on how to use BPI Debit and Credit card. ❤️❤️
Oh sure! Will have a mini series coming soon on all brands :)
Thank you. Will wait for that ❤️
Your vlog is my fave when it comes to credit cards content. It helps me a lot po since beginner palang ako. 😍 Dami na akong napanuod and dito sa channel mo ang the best. Very informative. ❤️❤️❤️❤️
@@ma.lolitaloresto9377 yey! glad you enjoyed! yan talaga yung goal to share my experience and make it super easy and direct to the point.
This vid is the best! Haha! Aliw and dami natutunang techniques!
Awww ty anjo!!
Hello, tip lang, i have an rcbc flex visa (ung green na entry level card). I was charged for an annual fee last year. Called them to waive then i was advised to spend at least 10k within 60 days. I agreed. They did waive the annual fee pero i didn’t comply dun sa 10k requirement. Di na nila ako chinarge ng annual fee hahaaha 😂
Ay in fair nakalusot and di hinabol! very good ka! hehe
Very interesting...
Galing! Napa smile ako while watching your vid. Thanksss💖 subscribed!
AWW thank you!
Sharing is caring ❤️
Yes I super believe in that :)
I am not bored while watching. Thank you! Nakakagood vibes. I appreciate you for sharing all the tactics.
Aww thank you Khana! Glad you enjoed!
Grabe, I didn’t know na pwede pala ipa-waive yung annual fees hahahaha
Pwede! Never ko binyaran
Nakakatuwa ka talaga jax! Dami kong tips na natututunan sayo. Youre very straightforward and informative pero di boring panoorin, so entertaining parang kachika ko lang friend ko haha. Dahil sayo napakuha ako ng gcash visa card nun, sobrang helpful during my trip in sg. Love you! Sana dami pang content creatoe na tulad mo hehe.
AUB Platinum MasterCard
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Ill check them out hehe :)
Ang husay magexplain nawala antok q gurl hehe,galing more vlogs to come dear,very entertaining 😊❤❤❤
Aww thank you naman!!! ❤️❤️❤️
Hi Jax! For your BPI Visa Signature nagcheck kasi ako sa net that the annual spending requirement is 1.2M just wondering if you have any exp wherein they waived it even if you dont meet the annual spending requirement? ☺
Thank you!
Ako always via hotline :) but I didn't experience it yet kasi this is also my main card that's why
Love you talaga for always replying!! Haha! Thank you as always 🥰
Pabatok nga po. 😂😂
Now ko lang to nalaman na pwede ipa waive yung annual pay and I always pay talaga and mabigat din yung 2k plus for annual pay.
Thank you a lot and next time tatawag na talaga ako sa BPI to waive my annual pay.
Yes pwede! Naku no batok for now whahahha
i have no time for calls. emails lang sa akin, waive na
Ang BDO ang pinakamadaling kausap . The best bdo .
agree
Uts my first time na my chrge n annual fee. Paano po mag pa wve pls help po. Hinde kop siya nbbyran. April pa due ko. 😁
@@marsmeyriel need mo talaga I waive kasi may penalty yan if hindi mo mapa-waive
Just call them up lang and ask for waive hehe most likely they'll waive. I have a blog too about waiving annual fee :)
Call lang :)
as a first timer, ur vid helped me gain knowledge. thank you mars!
Awww you're very very welcome too mars! :)
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I have been trading offshore I'm still yet to earn my first $100,what strategy fo do you use please?
@Christine Helm Eller For a beginner i advice you begin with a demo account. They are risk free
@Christine Helm Eller Oh sorry about your plight friend, i lost my money too but just $500.... but now I have an account manager
As a Bitcoin investment trader, it's almost inevitable that you're going to experience some ups and downs along the way. Alertness and deciveness are both fundamental ingredients in the recipe for successful forex trader.
The success behind my solely on my skills but by the help of investing in an expert
i swear these vlogs are amazing like..... never boring sis!
Aww thanks much!! ❤️❤️
I now feel like a fool paying my CC annual fees.
Naiisip ko kasi na it such a hassle calling customer service Ng banks kaya hinahayaan ko nalang.
oh my gosh! no call dapat sayang kaya! pang shopping yun! hehe
#JaxHacks talaga! Never ever talaga pay the annual fee. You can use that amount for yourself or for your family tapos mapupunta sa bank. No no no!!! I asked for reversal of annual fee and after 3 days pak! Waive na. Certain amount lang katapat like grocery lang ng 600 then after 3 days call ulit ayun waived na. Haha!!! Basta the paawa tactic and the pa-cut dialogue winner yon. I really enjoyed this content. Wag talaga paanga-anga kasi lugi talaga. Next is that pa-appliances from points naman. Thankies😊
Korek friend! Bawal mag pay!! Hehe
Hello po. Anong customer service po tinatawagan nyo? First tym ko po kasi mgpa waive. Wala naman po kami telephone number. Thankyou po sa pagsagot
Btw Bdo gold credit card po gamit ko
@@jazelmayballesteros4354 try to email them girl. Nasa SOA yung contact details email and BDO hotline nila. Ilaban mo yan girl. Goodluck 😊
@@TaurusGirl52 thankyou so muchhhiiie
My new mantra in life 🤣
YAS!! That's true!!
Silently watching your vlogs. You’ve been really helpful. Thank you for your life ❤😚
Awww ty princess!!
Nakakatuwa parang version sya ni Ms.Kris Aquino 😊 Napasubscribe ako dahil sa curious ako sa mga benefits using cc. Super helpful ng chanel na to ❤
ay ty naman po!!
Love watching your video talaga. Nakakaaliw ka panoorin at informative pa.
Aww thank you Shiela! :)
Ang saya panoorin ng vid mo hahah. Good info for new cc holders like me. Just received my very first unionbank cc.
Yey!! Hope you learned something hehe ❤️❤️
I always get my annual fee waived. But when Citi refused to waive my annual fee two years ago, I asked them to terminate the card. I argue how they could offer new clients free annual fee for life and yet I could not get the 'free for life' despite being their customer for 10-15 years and has never missed dues. That's when they gave me a free annual fee for life. I did the same for BPI.
Award talaga ‘tong series of vlogs re credit cards! 👏🏼 Question, do you think may consequence kapag nagpa-cancel ng credit card (ex. bank loans in the future)? Thank you!
Aww Thanks!!! Wala naman consequences yan basta wag ka lang mag iwan ng utang sa credit card! For sure yan black list ka. :)
very informative & entertaining!! thank you for creating this vlog :)
Aww thank you!!!
Galing. Very informative video. Thank you very much for sharing your tactics!!
Agree ako sa BE KIND. Kapag mejo rude ka. Ako nag i escalate ng request for reversal and that's it, Bahala na si bank sayo for the feedback of approval or denial. Pero kung mabait si Card Holder aba may effort akong mag documents na deserved ng tumawag ang waiver. iisa isahin ko mga spending at iba pang aspects para ma consider ang request. I am telling you guys. CSR can do something with regards AMF and FC . OO wala kaming control for the approval but again we can make efforts.
Agree!! Super kaduper!!
Thanks for sharing Marco!!
Aliw! Hahaha. I was smiling the whole time. Very informative and entertaining. Two thumbs up sa Tip no.1 "be kind" 🌹🌹🌹
Aww thank you Cherry!! :)
I love ur vlogs po. 1st time user po ako ng BDO VISA gold credit card. Salamat sa info.
Thank you!! :) Hope you enjoy using your credit card!
First timer ako sa Vlog na to but you nailed it! Thanks!
Auto subscriber here!
Hahahah
awww thank you!!
Subscribed!I like watching your videos 😍 first time credit card holder here.😊
Thanks Caryl!! I hope you learn a lot. More to come!!
The answer that im looking for
Thank you :)
Watching your vlogs
Aww welcome! Glad it helped!
ang cute hehehe, very entertaining and informative. I'm like learning while having fun kahit wala naman akong ginagawa hahaha na aaliw lang talaga ako😂♥️. I'm still new about this stuff, naka debit lang ako and i wanna know more about credit cards before really getting one and good thing nalaman ko yung about sa annual fee, buti nalang ikaw yung una kong napanood dahil hindi nakaka bored nafinish ko talaga ang vid hahahah, thanksss
Aww salamat!! Enjoy these vlogs!!! ❤️❤️ update mo ako once you get your first CC!!
Hahaha I'm so excited to manage my finances. Subscribed!!
Yey!! I have a vlog on 3 tips i manage life and personal finance :)
First time watching your video! very informative! New Subscriber here!
Aww thanks Kieth!! Glad you enjoyed!
Entertaining!! Hindi boringgg! May natutunan akess haha
Aww thank you naman!!!
definitely not as a lullaby 😂 i think it is better to listen to it while in a productive time 💖 I am listening while cooking. Thanks for the vid 💖
Hahahaa masyadong maingay ba? Lolz!!! ❤️❤️
Very entertaining and informative! ✔️😉 Go gorl 💕
Aww thanks Gelica!! Salamat naman
Love it!!! Very useful and entertaining ^_^ ... THANK YOU SO MUCH!!!
You are so welcome!!! Thanks Brunette!