Understanding Medicare/Medicare Advantage | Preparing for Loss of Life Abroad |What You Need to Know
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- Опубликовано: 9 фев 2025
- This interview was SO enlightening and important, I want to share it with EVERYONE . . . Please take a moment to share this with anyone who needs answers about Medicare/Medicare Advantage and/or Preparing for Loss of Life Abroad. These two women helped me to understand both topics better than I ever had. Especially Medicare. All of the rules, requirements and enrollment deadlines can be "dizzying." Please take note of the deadlines mentioned in this video to protect yourself from stiff penalties and possible financial distress in your latter years. Check your Last Will & Testament (or get one drawn up) and have your Power of Attorney and Living Will in tact. Taking a few steps now can save you AND your loved ones grief during what will already be challenging times.
If you are a Black Expat in Panama, BEIP has created an Emergency Contact form that will be helpful to your loved should you suffer a major illness or death while living here. If you want to share your information, please complete this form: forms.gle/JnVi...
BLACK EXPATS IN PANAMA
www.blackexpatsinpanama.net
540.446.5107
Giovanna Bernal TEP CPA holds a degree in Law and Political Science from Universidad Santa Maria La Antigua (2004) and a degree in Accounting from Universidad del Istmo (2023). She has successfully completed several Master’s degrees, including Business Administration (Taiwan M.B.A), Commercial Law, Higher Education, and Taxation, and Fiscal Management.
She has also taken several specializations, including ITC Leiden Latin America’s Executive Program in International Tax Law, Certification (CP/AML) in the University of Florida on Prevention of Money Laundering and Terrorist Financing, and on Prevention of Money Laundering (FIBA AML Institute) of Florida, USA. Currently, she is an active member of several associations: The Association of Panama Compliance Officers (ASOCUPA), former President of the International Fiscal Association (IFA) Panama Branch, and a member of the Society of Trusts and Estate Practitioners (STEP).
Giovanna has been a speaker on several occasions nationally and internationally. She has extensive experience in the compliance, tax, corporate, and fiduciary sectors. She worked for ten years for a European fiduciary group in the law firm occupying the position of Senior Manager. She is currently a partner of a regulated compliance company for the prevention of money laundering: Premium Strategy and founder of Prime Solutions Tax & Legal, a provider of legal, accounting, tax and administrative services in Panama City.
Prime Solutions Tax & Legal is the premier/preferred legal counsel for BEIP. You can schedule a Complimentary Zoom Consultation:
primesls.com/b...
Marilyn J. Smith Certified Occupational Therapy Associate, COTA/L, CAPS (Retired)
Online Healthcare Consultant, Certified Transformational Life Coach
Panama City, Panama
Marilyn is a dedicated healthcare professional with over 30 years of experience in occupational therapy, caregiving, and senior care Services.
As a mother of three and a grandmother of four, her passion for caring for others has extended beyond family and into her professional life. She has built a fulfilling career providing compassionate care to seniors and individuals with disabilities. In addition, her entrepreneurial endeavors offered online consulting to caregivers and their care recipients by assisting and guiding Individuals on how to navigate with clarity the complex healthcare and social services networks, as well as training and education. She has helped countless families understand Medicare, Medicaid, and other healthcare services, enabling them to make informed decisions about their loved one's care.
With a life coaching certification and a deep understanding of both healthcare systems and the challenges caregivers face, she made it her mission to empower others. Whether through creating individualized care plans or offering guidance on accessing critical social services, Marilyn is committed to making the healthcare process less overwhelming for families. Her work has been driven by a passion for improving the quality of life for others and finding great satisfaction in helping others achieve peace of mind in the care of their loved ones in addition to their own placidity of life.
Contact Marilyn:
WhatsApp 507.6590.0655
smithmarilynj35@gmail.com
❤❤❤❤❤ great to see you Ms. Marilyn
This was an excellent talk. Thanks! ❤
Exactly Charlotte! All this for seniors to decipher.
This was extremely helpful. Thank you!!
Thank you for covering this very important topic.
Thank you both so much!
Excellente show very informative
True! That POA is very important.
I think the form for personal and family information is a must. So happy that you put this in place. Because it makes you think and make a plan for how to handle this situation.
Awe! History for your grands! Beautiful ❤
Great conversation! Extremely valuable and useful information. I had no idea Medicare is mandatory and comes with penalties! 😮
Yes! Important to know before you need to know cause it’s happening.
Wow! Life insurance policies…good information! Gotta check stuff out! 😮
@@sharonwilliams8794 Me too!! It’s been on my list
Good info. Plan and prepare for the legalities.
Penalty for not applying on time. The US…boy!!! This type of information is so helpful. Many people struggle with all of the rules just for signing up. It’s crazy😠
Consideration of your family!
Thanks for the video. Please remember placing calls in Panama may not be easy if you are not using WhatsApp.
Or Healthcare Proxy in US
Medicare Advantage can only be used overseas for emergency/urgent care. Some hospitals in Panama are billing directly to the Medicare Advantage company, i.e. United Health Care. Traditional Medicare will not cover you overseas/abroad for normal hospital or doctor visits. Unless it is a Gap supplement and that supplement covers you out of the US and then it is only good for so many days. Each plan can be different.
What about an Advance directive
Hola! I believe we touched on the “Living Will” it is the same as an Advanced Directive
There are cases where you have a major illness and a person with Medicare advantage can end up with a very large bill
Up to $60,000…”that’s nothing…yep! That’s a teacher’s salary🥺
I pay $174.70 for Medicare Advantage on social security disability. That amount comes right out of my check. I’m 61. If I have Medicare through SSDI, do I still need to re-enroll in Medicare or will it roll over at 65. I also heard that direct billing just started in some hospitals in Panama for emergencies where an upfront payment will not required.
Hola! Feel free to email your question to Marilyn at smithmarilynj35@gmail.com