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The PROS AND CONS (and TIPS!) of NEW YORK CITY HPD Affordable Housing Lottery Program! (421A)
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- Опубликовано: 14 авг 2024
- In a previous video, I went over how and why you should get affordable housing lottery in New York City, but I go over the nitty gritty in this video with ALL of the REAL Pros and Cons you don't get anywhere else. You can make your decision on if the NYC Affordable Housing Lottery program is for you. Majority are familiar with the low income government affordable housing program, but did you know there is a medium income affordable housing program that majority of us New Yorkers would qualify for? PLUS you'll get a nice newly renovated apartment too! I also include tips for you to increase your chances in locking in the NYC affordable housing lottery!
How YOU Can Get Affordable Housing Lottery in NEW YORK CITY! (TUTORIAL) | 421A Tax Abatement
• How YOU Can Get HPD 42...
I did want to note that the lower the log number, the higher the chances which is randomly drawn at the lottery closing. I stand corrected that the time you apply does not really affect anything, but I still highly recommend you to be vigilant and check every day for new lotteries as some go by very quickly.
0:00 Intro
0:58 Pros of Affordable Housing
4:09 Cons of Affordable Housing
7:09 Tips on getting Affordable Housing
11:42 Closing
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I would definitely recommend that people apply for the lottery. I started applying a year ago with the old site and I did not get much selections but with the new selection. i have already gotten 2 selections. So far a total of 5. If you are of an income of 50k or higher its a bit easier as most people apply are low income so that is honestly what I noticed when I have been applying. I still have not found the one I wanted so I am still applying. Christine, your advice is super helpful. On my own I can barely around the rent but this program makes it possible!
Definitely! I’m glad you found my advice helpful, and good luck in finding and apartment of your dreams! Love your insights!
Affordable housing helped me save money to pay off my student loans. It also helped me save enough to move out and buy a condo with my boyfriend! Follow my journey here and subscribe for more! ruclips.net/p/PLibY-3NAtJvHe49mY7AosjEMClUrL_nBA
I’ve been living in NYC house lottery apt now for 3 1/2 years. I recently transferred exactly last year this time around to a one bedroom unit in the same building from a studio. I started making a little bit more money in one of my jobs and the city had the office contact me that I was being audited. I don’t have any updates yet on that situation but it’s now a annoying stressful waiting game. Definitely if anyone is planning on applying for these apts prepare for the stress that comes with it
Oh no I wish you the best! When you say audited are you saying your taxes are being audited or is this specifically to ensure your eligibility for the unit?
@@ChristineWong Audited for eligibility. It’s complete BS. I’ve been looking for factual information about my rights on the issue and there’s literally no sources. Everyone has a different reply on this situation.
@@lovelyRubiaaif its a nyc housing connect apartment then.its rent stabilized so im.not sure why your income is being audited. Its possible your initial income was flagged because someone contacted them and claimed you lied about your income.
@rubia what ended up happening?
Hi, can I ask how you went about the transfer process? Do they alert you when there is a vacancy in your building. I’m in a studio now and would love a 1 bedroom if one were to open up
Great video. I also want to add that there are other preferences such as Community Board, Disability, and being a Municipal Employee. Applicants who meet those preferences are contacted first.
Definitely! I remember that explicitly mentioned in the application as well!
very informative! A lot of New Yorkers will definitely benefit from this video.
Thank you! ❤️
Great video. I’m praying that I am blessed with the opportunity to get a unit. Only thing that gives me anxiety is the wait time 😩. Hopefully in the new housing connect site the process will be faster.
It’ll come in due time! If you’re diligent with applying to as many as you are interested and qualified for on a regular basis, it’s not hard! Good luck, and let me know WHEN (not if) you get one!
@@ChristineWong thanks for the encouraging words. I definitely will. I just discovered the nyc housing connect website in October and I keep searching videos on RUclips about it and yours popped up. I’m so grateful it did. I already have a lot of the documents uploaded and ready as soon as the lottery closes on the buildings I applied to. Thank you again.
Good luck! Sounds like you’re preparing yourself for success already!
@@ChristineWong yes I just came upon your video as well. It's beautiful and your advice is spot on, I've been doing exactly what you said and I can't wait for my time to come. I've been trying since 2015 w extremely high log numbers and recently got great info about applying as soon I get the notifications about units and I'm dedicated now to searching the lottery page every day, several times a day and applying in more than one Boro.
I’m so glad! I hope you get it soon and your hard work will pay off!
To note - the application number and the log number are different. The log number is randomized as soon as the lottery closes. This number is kept internal. I called to find out my log number.
They may have changed it or my agent didn’t care. When they initially emailed me, it had the exact log number in the subject line. 😂
You are amazing, Christine! As a mom to a GenZer, this message from a fellow young person is effective. I am more than well versed in the bureaucratic process (I actually got my disabled mother into a beautiful home in TN with USDA--a unicorn for sure). You're doing a tremendous service to young professionals (and moms like me :)) because you've been through it and are conveying the process without any mumbo-jumbo.
I’m glad I was able to help! I made this video because I feel a lot of people don’t really know about this opportunity unless they knew someone, but glad I was able to share the knowledge!
Im in lottery building for two years now .a brand new building in east New York 🔥🔥. Laundry,24/7 security, rooftop,gym and mail room. I think even if I move somewhere else I’ll keep this.😂
Congratulations! That sounds amazing!
@@ChristineWong thank you. did you move yet?
@@RAZASHARP yup I moved out about two years ago! I unfortunately had to pay rent up until my lease was over, but now I’m in a condo I bought with my boyfriend.
@@ChristineWong that's awesome! so when i get my condo ..i have to wait until the lease is up to move out?
@@RAZASHARP whichever comes first, when they find a new tenant or when the lease ends. My lease ended first before they found a tenant.
I did want to note that the lower the log number, the higher the chances which is randomly drawn at the lottery closing. I stand corrected that the time you apply does not really affect anything, but I still highly recommend you to be vigilant and check every day for new lotteries as some go by very quickly.
Hi is those Housing is $200 on ssi
How much for ssi ssd
I don't really speak on my income I'm from Trenton nj I'm on low income
I know this not low income its very high
@@camalebell9826 this is on the 421a affordable housing program, not the low income government housing program. Both are affordable housing programs by HPD, just different. I would recommend you to look on their website to see what programs you can be eligible for.
Yes Christine, U R very concise and clear with the information. Thank you so much!
I’m glad you found it helpful! Good luck to you, and happy holidays!
What is a "hot" neighborhood? And are there "cold" neighborhoods?
I think it’s mostly on perception, but I mostly said hot neighborhoods if they are trendy or up and coming. Lots of growth, so I usually say that if you see new shops and restaurants popping up! You can say a lot of the “family friendly” neighborhoods are not hot but I wouldn’t say they are cold!
i live in affordable housing and i had to verify my income to sign my new lease. It all depends on the management of the building.
Interesting! Thank you for sharing!
You might have different rules because i think you said your place was middle income - when i lived in the lower income one, i had to recertify my income every year. That’s for tax purposes for the building owner.
Yes, low income has a different process because it’s a whole different program. The process I was specifically talking in the video was for medium income!
I had to go to the process in the shelter. That’s another option if you’re from a different state also but it’s a lottery, and somehow I received it..
Threw the shelter you don’t get to pick your Bouro it’s random.
Interesting. Thank you for sharing!
Great information! Thanks!
Good luck with your new condo!
Thank you so much!
Affordable Housing NYC done with it all. Thank You for sharing...
You’re welcome!
I submitted my paperwork already to a property. However, I wanted to know if you ever reached out to them to get updates or if you just waited for them to personally contact you ? I’m very nervous because I truly need and want this apartment.. It’s literally across the street from my job.
You would need to wait for the them to personally contact you. They have a whole process they go through before reaching out to you. They sometimes have agencies or property management that handle this (depending on what the building is using) so it’s not actually the HPD that takes this next step. For this reason, it’s hard to reach out to them.
I got a Mitchell Lama unit recently. This is helpful too as many same rules apply.
Congratulations! I’m glad my video is still helpful!
in my affordable housing home you recert each year n yes they check income to verify it doesn not go over. so maybe yours does not but all is not the same
Yup, that has been the trend here! There are so many different programs out there, even within the 421a program, they have different ways they need to track and enforce!
Good Job Christina.
Thank you!
I live in La California and I’m not sure of the name of the program that I need to look up
Sorry, this is a NYC specific program because it’s funded by NYC HPD! I’m not sure if there is a program for LA, but if you look up LA affordable housing programs, you might get something! I don’t know about the programs there unfortunately.
I applied 4 months ago and got a call back. I have my interview today
Congrats! Good luck and wish you all the best!
What a pain in the... And you have to get lucky and win a lottery, and then qualify. I think there are different affordable housing programs and each has their own rules. Examples: Section 8, rent stabilized, NYCHA, Mitchell-Lama.
You’re right! They shouldn’t make it this hard to get affordable house, but I think doing it with lottery makes it fair. There’s a lot of programs out there, the one that I just happen to get is the one with the 421a!
Hey
I know this is a old video
How do they go about verifying income and bank statements ? I provided them
But they still said it needed to be verified.I recently apply living in a different state and was told it’s down through a third party
I’m not sure, I just provided all the documentation they needed and then let them handle it.
I received an email for two separate apartments to upload all my documents. I didn’t go through with them because one apartment was too expensive and the other is in a not so hot neighborhood. The process is much faster. I don’t thing they are using log number, they may have gotten rid of that process. After the lottery due date ended I heard from them 2 weeks later. I will gather as much documents and have them ready....good tip. Thanks
Congrats! Yeah, a lot of these developers are choosing gentrifying areas, but occasionally you get really good neighborhoods (I hit jackpot with Williamsburg), so being vigilant is key! Interesting that they aren’t using log number anymore. Good luck with everything, and I hope you get it!
I think the process is moving faster right now due to covid. They are allowing applicants to do mostly everything virtually.
That’s great news! Were you able to find affordable housing yourself?
Very helpful! I’m so hesitant with submitting my info and I do want to purchase a condo ugh
You can always do both! That’s what I did. I submitted and stayed for about 2-3 years, using it as a way to save money while we looked around. Also, you never know when you’ll find the right condo. It took us two years!
Very Good Video, but I had to watch it many times because you speak very fast. It was good explanation.
I’m glad you like my video! The RUclips player also has the capability to slow down videos as well. Some people slow down my videos and some people speed up my videos based off of their preferences that way.
Hello, Christine Wong. I'm Eric and the reason for my comment is that I'm I have an section 8 voucher and I'm with HPD. I was just granded an extension until 07/11/2023. I have an disability with my (ankles) that prevents me from standing in a long period of time. Moving forward I'm having a very hard time finding an 1bd rm apartment here in NYC. Would you mind giving me some information about locking on to an apartment. Thank you, for your time.🙇🏽♂️🙋🏽♂️
Hey Eric! I didn’t do the section 8 program so unfortunately it’ll be very difficult for me to advise you. I can only speak for the 421b program I spoke of in this video. I wish you all the best of luck though!
Do they look at deductions on your paycheck and credit card debts? I have a 401K loan through my employer and I take less weekly but my gross income is still the same.
They look at the gross income and I think they do look at your credit card debt because they pull a credit report (much like many other landlords too).
Thank you for your video. I have a question. My mom doesn't have a job, but her older brother sends money to her Zelle each month (couple thousands). So how we can explain those money when we register account? Thank you!
To be honest, I’m not so sure. They do ask you to provide your bank statements and that may be of concern to them. It may also get her in trouble because it might look like income but your mom is getting away with it tax-free.
I live in an affordable housing apartment for 4 months however the neighborhood in unsafe , the building is dirty such a same and now I have a mice problem, I want to move out asap can i break my lease what would be the consequences as I have read my lease and it says I would have to pay use and occupancy until they find someone to re-rent it. Can you please advise thanks
You can break lease but might have to deal with the repercussions of it or them waiting to find another eligible person. The lease is also legally binding so you do have to pay until then, BUT I would see what are your rights because you might be able to cancel the lease if you’re having many issues you did not cause. www.nycbar.org/get-legal-help/article/landlord-tenant/landlords-duties-obligations/
Very informitive❤🙏👍 thank you continue the great job
Thank you! I’m glad you found this helpful!
Thank you ! You gave me some hope .
Wish you good luck!
Love the cats 🙂
Thank you!
Hi Christine. Congrats on reaching 1,000 subscribers! That is amazing! I'm still sitting at 86 subscribers and have been struggling to find an easy editing program to use. What editing program/software do you use? Thank you!
Thank you! So excited, and you’ll get there in due time! I use Adobe Premiere Pro!
@@ChristineWong I'm actually registered with Adobe Premiere Pro but am having a very difficult time understanding this software. LOL Thank you! :-)
There’s a lot of tutorials on RUclips! A lot of trial and error too. You’ll get the hang of it!
Have low numbers in 10 years, primely interested in 2222 active subscribers
Thank you so much for all your tips.
You’re welcome, and good luck!
Hi what is the name of the program to get affordable housing?
The link to the programs is in the description! This particular one is the 421b program from HPD. I don’t think there is a specific name but the link in the description should be the central link to all eligible programs for you to explore!
oof preference to NYC residents first :( good tips for planning for the future though! what is the price range that you've seen for affordable housing units?
I know! I think it made sense though since it’s subsidized with NYC taxes and resources, but totally doable. I only had an NYC address for 3 months before I was called. 😂
The price range for a one bedroom apartment could go as low as 1500 and as high as 2300. It depends on the neighborhood and amenities of the building. They sometimes have low income housing for some units within the building too which require a lower income bracket (20-40K maybe), but their rent could go even lower maybe at 1K-1500. Technically not “affordable” but when comparing to the market rate for comparable properties, it’s a STEAL.
@@ChristineWong you’re right, that is a STEAL!
Dosemt matter if you’re early or not it’s def a lottery totally gonna get it by chance
I agree! I made a pinned clarification comment.
One pro is that you get to impress your friends living in doorman type building which you normally couldn't afford. And the internet is full of these video show offs.
Haha indeed. I don’t think it’s something worth bragging but knowing that my building is secured and all my packages are protected is also a luxury we should all have so who is really winning 😅 Stolen packages is a real thing though.
@@ChristineWong Packages stolen in those types of building you speak of is by the same people. Congrats on your new place and don't forget to tip your doorman.
@@flowersandcandyflowersandc9093 thank you! And yes, we budget for that at the end of the year along with the rest of our building staff!
what a great video, i just have maybe a few question(s), say if i live with a bunch of family members but im not in the lease (like me for example) i just help out with the rent, how will that work? and i have this log number that is #130 i think does it take long? i think the last question is, say if someone lives in jersey but still want to live in NY don’t care what it is, would they still get rejected cause they live in NJ? I Pray that i get one of these apartments, i have one that is log 130 and the other like, 3395 and 703. thank you for the tips and etc
If you’re not on the lease, I doubt that place will even show on your record. You have to provide copies of your rent payments. The preference goes to New Yorkers since we pay New York taxes so these programs are meant to benefit us but it’s not impossible! I think log number doesn’t matter too much, it depends on if you get selected when they close the lottery. Good luck!
Great info..... Thanks
You’re welcome!
I won The NYC LOTTERY 2016 and have been in the same beautiful studio ever since the, but since in no longer single I’m looking for a one bedroom
Good luck! I hope you can find a one bedroom lottery!
@@ChristineWong It doesn’t Necessarily need to be Housing lottery Winner . I carry Section8 Voucher so whoever will accept it I’m good . NYC Thank you, and it’s also portable through out the United States 🌸
That’s great! I wish you best of luck and congratulations!
@@ChristineWong Thank you dear I just uploaded my current studio its huge and cozy check it out and thanks Bronx NY
I saw it! It’s beautiful! Thanks for sharing!
thanks for the tips, very helpful video! I'm curious if you could sublet your affordable housing apartment? For example, if I travel a lot and need to find a sublet from one week to a month.
Unfortunately you wouldn’t be able to. Only the people on the lease are allowed to live in the unit. But for one week, I feel like that technically that could fly but a month wouldn’t.
I applied in August 2023. I' got accepted to4 different places, but I refused each one, bcuz they're so small in size even for one lone person like myself who I happen to be clustaphobic and a senior. When viewing I totally started having. Anxiety episode without anyone noticing,,one place didn't even have a closet space. I worked my butt off obtaining documents they asked for . I'm so disappointed all I ask for is some space not a room the size of a jail cell!! But @68yrs of age living on a 4th floor walkup!!! .. Something's got to give,,¯\_(ツ)_/¯ #HELPNEEDED✌🏼
I’m sorry about that! Is this through the 421b program or the low income government housing program? I remember seeing those as decently large spaces with modern updates for the program I was in. Or maybe you can consider other neighborhoods or boroughs?
willimasburg is almost like the mahattsn of brooklyn, very clean areas, very low crime. fyi if your a city employee you have the highest chance of getting apartment you can apply and they will call you in 2-3 months somtimes. Thats because literally 90 percent of the nyc housing connect appartments have 5-10 percent of the apartments set aside for city workers only. If your nypd,nyfd, mta transit, or nycha you will basically skip thousands of people regardless of log number. Log numbers are randomly generated but if a log numebr is already taken, you won't be able to roll on that number, thats why applying as soon as possible gives yout he best chance of getting a low log number.
good log numbers are usually 1-10000
rmember thousands if not millions are applying, i saw a aparttment for queens, 1.8 million people applied to it. Some folks get log numbers of 55000 to 120000 easily.
The area in Williamsburg I was in was actually not so clean or safe (the LES of Manhattan to go along with your analogy), but I didn’t realize city employees have priority! I did see that handicapped or people of domestic violence did have priority though.
@@ChristineWong yup a cousin that is a city worker applied and got called only 2 months after applying.he was in the apartment two months later amazing amazing apartment .
@@grandcanyon2 so lucky!
@@ChristineWong brand new building too, looks a like luxury apartment.
@@ChristineWong here's is another tip the senior apartments some have 90 percent mandatory for seniors but have 5-10 percent for city workers. So if you don't you mind living in a building with 90-95 percent seniors it's a steal as these apartments have the lowest rent, I'm talking 985 a month for two bedroom apartment.
This video was very helpful.
Thank you! I’m glad you found this helpful! Let me know if you have any other questions!
So, is the rent amount list on there the amount you will be charged? According to my income for a family of 4, I would pay $ 2,380.00 for a 2-bed apartment in Queens. Can this amount change?
It can. It is rent stabilized, not rent controlled, so the most they could increase to is 1-2% (number provided annually by HPD) and not like crazy like market rate units you see nowadays. Usually to account for inflation, so with these recent inflation rates, not sure what it could be but I had 1-2%.
love the video is there any way credit plays a role when you get accepted
Of course. Just like every rental pulls a credit report, they pull one too. You have to pass before getting accepted.
I’ve applied for nearly 16 years and haven’t gotten a call at all. Period. I don’t understand what the hell im doing wrong.
I’m sorry you’re going through that! They don’t give calls, they are usually through emails. Have you checked your junk email or your emails frequently?
@@ChristineWong yes, for years. No answers, nothing.
@GodsBurden I’m so sorry! I hope you have better luck in the near future!
I applied to 8 places wish me luck.
Good luck! Rooting for you! I would check the system once or twice a week for more listings and would keep on applying!
Thank you , great info
You’re welcome!
Thank you for your video 💕
You’re welcome, and glad you enjoyed it!
What happens if you live in an rented room and the apartment household gained from the lottery. Should I put the address and apply , or this can create a problems to the household?
What do you mean? Do you live in a rented room from someone who is renting through the lottery program?
@@ChristineWong yes, I do. Are Full time students able to apply for the lottery program?
Technically that “renting” from someone who got the apartment through lottery is not allowed unless they put you on the same exact lease and you had to go through the screening. I’m not sure if they’ll check if the address you put down is a lottery program apartment. It depends on the exact program because my boyfriend was in the low income government housing and we added him to my lease that was affordable housing through the 421a program and there were no issues.
I’m not sure about full time students. If you are living alone, that means you alone will have to qualify income-wise. If you are going in with others and you all make the income requirement, that should be okay.
This video is so helpful. I was wondering how adding someone to the lease works. Does the management company even ask for the new persons ID or social security card? Any info is greatly appreciated. Thank you.
Yup they ask for the same information they would with a normal lease or rental. It does depend on the exact program though, so I would double check with the leasing agent or management company.
Middle income can be a little tricky but it should be doable. Did you already sign the lease and move in? Are you speaking to property management?
I just applied for senior housing or mixed housing developments so I am hoping I might get picked out of the lottery. I put in for as many lotteries as I am eligible and I have lived in nyc all my life. I live in a rooming house on state island in a tiny room
Good luck! I don’t know much about senior housing, but I hope you find something soon!
@@ChristineWong Beside being picked out of the lottery, my only concerns would be having one eviction from 2012 from my deceased parents apartment and filing bankruptcy in 2013 although my credit score is over 800
I can’t say for sure, but I think you should be good because that’s so long ago. They definitely do a background check and credit check though.
I can’t say for sure, but I think you should be good because that’s so long ago. They definitely do a background check and credit check though.
Everybody please know... HPD will try to predict your future income & if that income is higher then your real income they will go based off that. Trust me they did it to me and it made me ineligible, putting me over income by $90. They did not give me a unit based off their made up AGI. They do a lot of underhanded things that you would have to research yourself like the HUD handbook.
I’m sorry that happened to you. Did they have access to your tax returns and W2s? Did they think you were going to get a raise or bonus?
Hi, I’m in that situation now where I’m practically in the wrong AMI bracket of 100% versus 60%.
You said if your first to put you app in you would have a better chance that means it’s first come first serve
I did at first but I stand corrected (pinned comment) that it really is randomized. I still recommend being diligent and applying as they come up because these listings come up quickly and they go by fast.
Also the log number being as low as possible is important. That number is assigned after the lottery closes.
Thank you very much for the video. I just wanted to ask a question. It's mandatory for me to move out of my current apartment? I can't have a regular apartment and an affordable housing? I received an email about small studio. It would be to small for me and my daughter who is 20. I was thinking maybe I can get her in affordable housing and pay her rent? Thank you very much in advance.
You sign an agreement when you sign the lease that this will be your primary residence and your only residence and that you will break lease with the other apartment so yes you will have to forfeit the other one because it would not be fair to others who would need the apartment as their one and only housing. If you put your daughter on the lease of the other apartment and you pay her rent, that is another way around it! Or at least until your daughter finds her own affordable housing!
@@ChristineWong Thank you for the quick response!🙂
Of course! I wish you best of luck!
Good Evening, I just have one question.
I live with my Mom and give her my half of the rent, in cash. So I do not have a paper trail of monthly rent payments. However, I am on her lease though, would this be a problem for me if I ever get contacted?
I’m not sure because I’m not the person reviewing it, but I would ask the leasing agent or managing agent of the listing if you get called. I think most people with roommates will have something similar because it’s not like all roommates can pay for rent every time together.
Good luck! I hope you find one soon!
Cool vid but as a new yorker experiencing housing scarcity, it's messed up to advise non-nyc natives to enter in on a housing stock that is already extremely limited and created for native new yorkers who needed housing.
I’m a native New Yorker and I see your point, but I don’t think it’s fair to exclude them for a few reasons. They prefer native New Yorkers but they also don’t limit non-NYC natives either. I don’t think it’s fair to exclude them either because there are transplants that are also equally trying to make a living and set their roots here. These programs aren’t decades funded but rather new programs come out and new buildings come out for the sake of our growing community. A native New Yorker student is just as important as a non-Native Chinese immigrant that moved to New York ten years ago. Or even a non-Native Texan single mother that moved in five years ago. If anything, if you pay taxes, you should be able to reap the benefits. In that case the native New Yorker student has paid less taxes than that non-Native Chinese immigrant.
Sooooo helpful!
I’m glad you found this helpful! Good luck!
Thank you Christine. Amazing job, I have a quick question. What do you put on your profile, except, salary, name,, adresse? can u also upload documents to support your case?
You’re welcome! It’s going to ask for a lot of documentation needed to apply to upload in your application directly, so everything that creating a profile will require most of what you need. Then when you get selected, it will ask again and that’s for the more recent information like bank statements, pay stubs, and utility bills. They are very upfront with what’s needed!
@@ChristineWong Thank you.. I appreciate it
@@lamartinezola8507 you’re welcome and good luck!
I am in upstate NY and I applied for a few lotteries… does that mean I won’t get it? Also how do you find your lottery ticket lot numbers after applying?
You still can! They prioritize people from NYC though. It depends on which program you go for, but I usually know when I receive an email about next steps because you get the number when it closes.
@@ChristineWong thank you 🙏🏾
@@BriannaMonae good luck!
Hello do you think it matters if you request two bedroom? I’m planning to get pregnant soon. Should you put one bedroom for a greater chance?
If you fit the household income and number of people for 2 bedrooms, I don’t see an issue.
The issue I have is that is not permanent. Is only affordable for a limited time. After a couple of years, you have to go hunting for a new place again.
I agree. Sometimes the rent will go higher and higher since it’s only rent stabilized and not rent controlled. It would eventually be unbearable. But they are still below market rates so you would still save so much more money than a normal apartment.
When you say a couple of years its more like 10-20 years. I
Do they focus you to cancel your previous lease?
I signed an agreement that I had to but they didn’t exactly do anything to enforce it.
Great thank you for your tips @@ChristineWong
@vanessamejia9934 you’re welcome and good luck!
Hi, thank you for sharing your experience with Housing Connect; is helpful for me. I have a question, do you know if I need to include the SNAP benefits amount on the income?
I’m not sure! Sorry!
@@ChristineWong Thank you for your reply. I appreciate your time!
@@ChristineWong Thank you for your reply. I appreciate your time!
@@rosariojimenez1135 you’re welcome! Good luck!
@@rosariojimenez1135 No snap you don't include. Good luck
I just got called from the lottery for an apt in Williamsburg. I work so my rent is middle income . What happens if your income goes
Down ? Like when I retire in ten years? I’m thinking ahead yes . Lol I saw the apt today btw.
Omg congratulations! If your income fluctuates, it doesn’t matter. They don’t verify your income after you sign. Even when I renewed my lease, they didn’t ask for my income or any documentation. At that point that is more of a personal decision if your income goes down and if you can still afford for it. Good luck, and hope you get to move in soon!
Once you see tha pat and you give them thes yes, how long does it take before you sign The lease?
Honestly not much longer! I remember for me, they only did a credit check, fill out HPD paperwork, and the lease was ready. This period took 1-2 weeks to the time of lease signing.
The rent wouldn’t go down if your income does ? It’s not income based? Thank you for responding .
Not for the medium income 421b one. For the low income affordable housing, they adjust the rent based off of your income. This is typically the government housing and not the one with a landlord, property management company, or developer.
Thanks for sharing.. they send me an email asking to send documents for a building in South Bronx -- Yankee stadium area-- I don't think i will - my safety is most important to me -- I hope I get lucky like you... to get a respond from a safe and cool neighborhood like Williamsburg.
I wish you best of luck! Keep looking and you’ll find better neighborhoods!
@@ChristineWong thanksss
@@ChristineWong one last question -- of the log no says 19100 for a building i applied to do u know whether i stand a chance of being called?
@@dollyfox66 yup, it’s still pretty randomized but when selected, they will prioritize those with lower lottery numbers.
I just got selected for an apartment but they want my current lease. I'm a roommate with a month to month lease, can I just show them that or do I need more proof
Congrats! I would ask the agent you’re working with. I don’t see why the current lease wouldn’t work even if it’s month to month.
Why not say homeless
@@ReturnJaguar Im not homeless and never was. But proceed though with telling my life story which you don’t know
@@Dontworryaboutmemaam what you antsy or emotional! You not had a formal lease and this your posts a year ago🌚 However, there many applying or and challenged👟
Did you sign a one year or a two year lease? i got into one! :) and did they eventually find someone else for you to break your leases?
I signed a one year lease. Upon renewing my lease I did have the opportunity to sign a two year lease. And I ended up eating the cost of all of the remaining months because the process of finding and getting someone took a while.
@@ChristineWong thank you so much for responding to my comment! that’s very helpful! i honestly thought they possibly would more accommodating and did not make you financially liable :/
@@annaho5562 you’re welcome! Yeah, a lease is technically a binding document so when you break lease, you’re the one in the wrong because you’re breaching the contract. Some landlords charge a penalty but most don’t care until they (or you) find a tenant first.
Do the new construction buildings seperate the subsidized from the market rate? (certain floors, view, garbage side, seperate entrances, etc.)
I can only speak from my own experience. Mine was 3 units out of 10 and the 3 were the top front apartments. In a way they were separated, but they weren’t better or worse units and had the same exact layout as the others.
I was just contacted by a luxury apartment in Hells Kitchen. I applied to 10 years ago. I happen to fit the income qualifications because of covid (I was on unemployment since March 2020). I used to freelance before and would not normally fit their income qualifications. I am still not working. Will that look bad on my interview? I was a little nervous to get a job if it's going to take me over the qualifications combined with my unemployment. I called and they said working is not a requirement to get into the building. But I also want to look like a good tenant. What do you think I should do?
I think if you fit the income qualifications, you’re good but they do make sure you have a good credit score which I know could be difficult to maintain unemployed. The credit score would be more of an accurate way to see if you’ll pay the rent in time.
I would also double check which program specifically you would be in because depending on which one, they may be more or less strict about the income qualifications after you sign the lease.
@@ChristineWong yes, I've been checking my credit score over the past few months and it's really high. So I should have no problems there!
I don’t think you will have issues then! Good luck!
I just won an apartment and wanted to know would I be able to add my girlfriend on the lease ? My lease signing is next Friday. 😬
It’s a studio apt
You’re going to have to talk to the leasing agent about this. I don’t know the particular details of yours, but congratulations on the apartment!
I really like your video and the information that you have provided your viewers. I have a question do you have to submit documents every month in regards to your rent? For your building is the rent income based? If you should get an increase in income what happens to the rent? If you should lose your job and have to apply for HRA what happens to your tendency and your rent?
You’re mostly talking about the low income government housing and not the 421a program. The 421a program does require an income range to qualify but you don’t need to certify every month and the rent stays the same every lease until it renews and it goes up (as it’s rent stabilized and not rent controlled). Pretty much after you secure the lease, it’ll be treated like any other normal lease.
@@ChristineWong I guess I'm talking about one of those development under the NYC housing connect low income housing. They put you through a very long tedious process as far as submitting paperwork and then you have to be approved by HPD I'm just wondering after you are approved by HPD and show you the apartment every year does your rent go up or what do they do what do they ask you for because I'm currently living in nycha New York City Housing authority and our rent is calculated by way of 30% of our income and we do an annual quarterly so I'm just wondering if these individuals operate the same way.
I’m not sure because that’s technically a different program. I don’t want to give you the wrong information. You would have to check with them or look on the website for more details.
@@ChristineWong the building is a 421 a building. For some reason why another it has a meter on the toilet, on my video If You fast-forward to when they show me the bathroom you will see what I mean. The building has a electric stove. I am required to pay electricity even central air electricity including the stove. Is 421a buildings rent 30% of your income? This apartment has an electric stove the apartment that I'm living in right now has a gas stove.
421a is not 30% of your income, it’s a requirement on the owner to have 30% of the unit for affordable housing. They may have requirements for those units with differences in % of average median income households as a determination.
I love you kitty cats so cute.
Awwww thank you! I have three! 😻
Hi Christine, I have a question. What would you suggest I do if I was placed in the wrong AMI bracket of
100% and I’m really a 60%.
Do you think I still take the studio Apt? Even though I’m seeking a 1 bedroom and qualify for that one.
You went through the entire process and they provided you the apartment? I would ask them and clarify. It’s odd that they would let you. It’s possible that you were chosen for lottery for the studio and not the 1 bedroom but you can ask the managing agent what you can do.
@@ChristineWong ok thanks so much for your quick response. So for my second job that is ending on
June 3 of this year, she over calculated my income.
Placing me in the higher bracket. Once she told me what I was eligible for I asked her how. She re-did my
file with a decreased amount but hasn’t updated me on my status. I also showed her both my 2020 and 2021 tax return.
My first job is main income (10 years). I just don’t want to be stuck when I know that’s not the bracket I’m in.
@@shaygoodine9247 I would wait to hear about the status but if it’s been a while, try following up! Good luck, I hope you get the apartment you’re looking for!
@@ChristineWong okkk will do. I don’t want to be of bother to the marketing agent and or lose my opportunity. I just don’t want to be stuck neither. Thankssss!! 🙌🏾🙏🏾
Good luck!
How about if I’m moving out of my house.. I don’t have a lease..
So are you selling your house then?
What’s better private or winning one this housing lottery?
It depends. Housing lottery has a lot of financial savings but it also has a lot of red tape and you’re more restricted. Private will be market rate and it isn’t regulated as to how much rents can be increased but you get a lot more flexibility and turnaround time is super fast usually.
Is 2010e affordable housing
I’m not sure. You can look up for programs on 2010e. I’m most familiar with the 421a affordable housing. Looks like that’s the Supportive Housing program.
Will Manhattan LLs allow a S8 or EHV holder to rent?
ive heard tho illegal there is discrimination vs voucher holders
Seems like t/ vibe is to move everyone to t/ Boogie Down 💁🏿♀️
I’m not sure. I don’t know anything about that, only the 421a program as a resident.
@@ChristineWong i AM a voucher holder residing in Wash Heights.
ive been hearing from a few places now
That monetarily t/ aim is for t/ city
To move all its voucher holders to Bronx
This definiatley seems to be t/ case
ive been looking apts in Manhattan for weeks now.
Process runs smooth till i tell them i have an Emergency Housing Voucher
i never hear from them again 🤣🙄
Good luck! I hope you can find a place!
I live in a 80/20 apartment. It’s a one bedroom and me with my two kids. My boyfriend and I want to take the next step and move in together. Can 4 people be in a one bedroom?
I don’t think so. They do have charts that show how many people are able to live in the different capacities, and I mostly see two people as the max household for a one bedroom. This is for specifically for the 421b one. I’ve heard of bigger households fitting into smaller capacities for the government affordable housing (6 people in a 2 bedroom), so you may want to look into those but they are way more competitive and harder to get. I would confirm by looking what’s out there but this is just what I’ve noticed from the website’s offerings and people I know who have also gone through the process!
@@ChristineWong Thanks for the response. I would have to ask. The lease says I am allowed one “roommate” not including my two children. But the household composition for this particular apartment says 3.
@@keilaz7253 good luck! I hope it works out for you!
when u aded ur bf to the lease did u go through housing connect or the building management
Building management. The managing agent that worked on this lottery said that once the initial lease is signed you can do whatever to it when I asked.
ok thank you
@@ChristineWong technically you can’t this is a program done through the state via the IRS. They have strict guidelines if you apply with one person with the intention of another moving in.
It depends on the program you go for! I also know another person who did the same program as me and added someone on the lease a year later as well. I actually asked my landlord and the management they fo through and they gave me the go ahead. Asked for the same paperwork a non-affordable housing unit would be.
@@ChristineWong Hun you keep saying that like all the programs are not regulated by the IRS. 421a has 67 pages of material. Your landlord may have overlooked it but what you did is considered “fraud” and there’s clear written guidelines about applying and getting approval with the intention of moving someone (over the age of 18) in. The IRS and city agency’s do this to prevent say a person who makes $40k from receiving a unit (low income AMI) then moving in another adult who makes $40k. Bringing them to (middle income AMI). Also 421a program ranges from “low low” $15k per yr - high income $165k per yr. I saw you comment low income and middle income were different programs. It’s all LIHTC. You may be confusing nycha. You signed a reaffirmation of income before you signed your lease correct? That’s in regard to make sure it would be just your income for that unit. You got reallyyyyy lucky.
Some of your information is incorrect. But decent video.
What information in particular? It’s been a while and this was mostly reflecting my experience so other programs and properties could be different.
Very helpful videos! Thanks! Question...how long did HPD take to approve your apartment? Mines was sent to HPD few days ago.
It takes a LOT LONGER. Usually nothing happens until the lottery closes for the one you apply for. Only then do they go through the applications. Earlier lot number, the better.
After that, you need to show qualifying papers to verify your income and then you can check out the open house and you’re done.
Since you want the earliest lot number, you want to do it as early as possible so your waiting time would be longer. They list of properties there update frequently, so I would check and almost stalk the page for new ones to apply for.
@@ChristineWong sorry I should have mentioned that we passed compliance from the development side. All the paperwork was submitted to HPD for approval. FYI - this place is in Williamsburg as well. Just saw your condo video. Congrats!
Thank you! You should be hearing soon then. Maybe this week! I remember it didn’t take long before I was called in to sign my lease after they submitted the paperwork to HPD. Congrats on getting this far!
Want to add though that this was pre-COVID. They may still take longer now because of it, but it shouldn’t take long.
What happens if you get approved and you live there for a few years and your income increases? Do you have to leave if your income increases little or a lot.
They didn’t ask me to certify my income. The agent says the initial lease was the one that mattered the most.
@@ChristineWong I see. Thank you for quick response.
You’re welcome and good luck!
Your rent will increase
According to my experience and some of my friends under the 421a and the mixed medium income housing, it will not increase. For government affordable housing for low income, yes it will.
Did your bf move in immediately or waited until you added him to the lease? Also im viewing an apartment tomorrow yay! Wondering if I'd be able to negotiate the rent? Just a little 😉
The moment I signed the lease, I asked the managing agent how would it work to add my boyfriend on. She said I could after I signed my lease but talk to the property management. They added him onto the lease but did the standard paperwork needed instead. He moved in a month after I signed but he got added onto the lease officially a few months later. I don’t think you can negotiate at all as these are agreed upon the HPD and landlord/management.
Good luck, and hope you get it!
@@ChristineWong thank you so much! 😊 and that's for the quick response. These are tips and answers that I couldn't find anywhere else!
You’re welcome!
Christine, quick question, my son attends FIT, he lives in the dorm, but would like to get an apartment instead. Do you think his residence at FIT and him working in the city and going to school will qualify? Clearly, he doesn't pay utilities etc so just wondering your opinion. thanks in advance.
I don’t think he would qualify because you do need to also prove an income range.
@@ChristineWong he does have a job in brooklyn. Thanks for your speedy response btw. You're very good about giving information. Thank you!
@@claudiacooley4901 thank you! I would ask him to apply and see what happens!
@@claudiacooley4901 Full time students do not qualify for the affordable housing program (its an IRS guideline) there are exemptions though read up on them. Nice of her to do this video but she seems not that versed in the program search RUclips for others who can guide you through the affordable housing program and the laws.
The intention of the video was to discuss my own experience and for those who who could benefit in the same situation as me. HPD has so many programs, and I also only know two other people who were in the same program as me and a family in the low income government housing, but I can’t speak for everyone’s situation. I would always recommend looking directly on the website where it has the latest and greatest because it always changes too!
How were you able to get your bf to sign because that would mean 2 incomes for that AMI.
There are rules against that in the system when I spoke to a HPD officer.
The agency our building used said you only really need to qualify to get in but you don’t need to requalify to stay. They added my boyfriend onto the lease no problem and also had no problem when renewing my lease. He showed the typical paperwork of his tax forms, paystubs, bank statements, etc. and I didn’t have to show anything. This was for the 421a tax abatement program. For the other programs, it differs.
If you spoke directly to an HPD officer, sounds like you’re already in a different program than I was.
@@ChristineWong ohh so the title of the video is incorrect. You should definitely clarify because this could’ve been reported to housing.
It’s a program under Affordable Housing. They have more than 3+ programs, all differently screened, processed, and selected.
Under the details of each listing, you should see which program. It could be the 421-a program (my experience), Mixed-Middle Income Program, or Mitchell-Lama program.
Can you help me?
What kind of help are you looking for?
Is there someone who can fill applications good?
There isn’t really a good or a bad application, just load up all your paperwork! The hard part is putting all your paperwork together.
@@ChristineWong Am basically asking who be advocate, accounts keep getting hacked
@@ReturnJaguar are you saying you’re scared of the Housing Connect accounts being hacked?
being the first to apply DOES NOT mean your first in the lottery. its a lottery every is RANDOMLY assigned a log number.
Yes, I stand corrected and I left a pinned comment with my correction 10 months ago hopefully to clear confusion! I also added it into the video description with the correction.
WHATTT?! If you want to move you have to pay 2 rents ?! Wtf idk this is more and more a scam everyday
It’s not a scam, it’s just how it is in general. Even with a normal apartment, you’re on the hook because a lease is a contract. The only difference is instead of finding a new tenant yourself (in which that itself could take months too), the HPD is doing it so it takes more time because it goes through lottery again.
Most people sublet but with affordable housing if someone unqualified is in the unit, the landlord or property owner could lose the tax benefits.
@@ChristineWong i mean the whole process in general is scammy. making new yorkers battle to the death for "affordable housing" when its not really affordable housing. then you have to jump through hoops. its just sad that nyc is like this. the truth is alot of people sublet ILLEGALLY my own neighbors do it, and it kind of hurts the process bc take NYCHA for example, they are frozen bc of the illegal subletting going on. things dont have to be this hard thats just the way they make it in nyc so that you can stay down. it is what it is.
I think the low income housing is a lot more attractive to those who need it. These particular prices are for medium income households. I agree it does seem like a LOT of hurdles, but I also think that the HPD is doing this with income verification to make sure the right people are getting the help and not people who try to abuse the system.
The low income housing for example could be a two bedroom apartment in Lower East Side with all utilities included for only 1K a month. I know a few others who are in the low income housing. That kind of affordable housing still exists. Pretty much first come first serve but so many people stay in those apartments because of the low rent.
I need an Aforable housing 😩😩😩😩
If you apply, you can certainly find one eventually! It’s a process though. Good luck!
MY DAUGHTER GETS SSI YOU THINK ILL BE ELIGIBLE
I’m not sure, you will have to confirm with them directly.
That not true. It's on street easy and other reality site
What’s not true? I found my building on StreetEasy too, but only some of the units are allocated for the affordable housing. I used StreetEasy to see if the building was worth applying for. But the proper way to apply for it is in the HPD portal, they use other sites to get awareness most of the times.
@Christine Wong I meant to complete the sentence. Sorry, yes some of the affordable housing are on street easy, trulia and rent hop site to get apartment..Means by 3 way..I tested it the outcome. Realtors sell is higher from these developers .I couldn't believed one of HPD affordable housing was in street easy , and the manager to building was charging 1000.00 more but He didn't know I was a candidate to building smh.
Affordable to who?????
I know, it’s still not affordable to majority but it’s just a little more affordable than market rate! 😅