The only scam here was the contractor. The adjuster is marking the bad spots while the contractor claims he’s not marking them. If the roof doesn’t qualify it doesn’t qualify. Roofer is trying to make a sale
Oh God. It's only a matter of time before it's a trend. I cringe at the thought of those bad reality show scripts, and whole channels will be popping up with the stakes getting raised every vid. "Watch What Happens Next after one roofers takes on the Big Insurance Industry head on in a ladder match, see who will be the most humbled!
@@ledarbyromeo9667 bro don’t want to burst your bubble but most tv stations get a shit ton of money from insurance ads so they ain’t going to make a show about how corrupt insurance companies are. That’s why you see so many jake from State Farm type ads
I’ve read a lot of comments and let me just sum it up. The biggest problem is because the insurance companies have all the money they try to dictate policy, business practices and even control B2B relationships fixing profit margins that shouldn’t happen as long as prices are within the prevailing price range. I had over 30 years in the automotive industry owning a collision repair shop and the same issues exist there. Insurance gets more expensive and companies try everything possible to use substandard products and services because shareholders are more important to them than their customers. The Home and Automobile are two the most important purchases a person makes. So why is it unreasonable when you have damage and need to use your coverage you pay thousands of dollars into that you have to fight to be made whole rather than they say let’s see how we’ve can get you back to pre loss as quickly and conveniently as possible so we can keep you as a satisfied customer.
Home and auto are two different things...... auto is for collision ... home is material life expectancy...... thats what 40 years state licensed general contractor tells me. ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
they don't need satisfied customers if it's illegal to not own car insurance. it's especially absurd when you realize all the biggest insurance companies are colluding to keep prices high.
As a ladder assist, not an adjuster.. when I go out I’m hoping to find damage.. but tbh most these contractors don’t know what actual hail looks like and call all types of blistering and granule loss hail damage when it’s not
Facts. I'm an adjuster that would much rather find damage and buy you a new roof than deny. However, contractors will mark ANYTHING that looks weird and call it hail.
So you’re saying you go out to a job hoping that you find damage and have to pay, as opposed to hoping you find no damage and don’t have to pay? Really? That doesn’t seem right.
my moms house caught on fire 4 weeks ago. we hired a insurance adjuster and he said state farm is the absolute worst company out there to deal with !!!!!!!!!!!
It’s very true, they’re the biggest crooks in the industry. They can’t pay for claims becaus the ceo needs his 24million dollar bonus each year. Look it up
One HUGE thing that the internet and smartphones have given us is accountability. We see here that this adjuster hasn't yet gotten the memo that the days of screwing over customers without consequence are over
Roofers want to replace roofs and make the money ..... insurance companies want to run the roof for the 30 year warranty and make the money ,,,,,,,,,,,,,,,,,,,,,,,
😂 I had a guy from State Farm actually tell me they getting tuff on replacing roofs as he showed me major hail damage. Then the adjuster from State Farm call and say your roof looks good. 😂 I had to threaten to get a lawyer before he agreed to replace my roof. When they took the old shingles off I had major damage to the wood I was so excited to start sending him pictures. The biggest crooks in the world are insurance companies
This guy is worse then Jeff just marking and not talking and screwing the customer 15 years haha I have never done a roof and can tell you this roof needs replaced
@$tickBoy ok bro actually I would know I just went through a insurance claim on my wind damaged roof and got the insurance company to replace it. To many creased shingles and the roof is 15 years old and the last hurricane we had it did it in. Almost every shingle was wind damaged in some shape or form 75 percent of my shingles was damaged and I got architecture shingles a little different then your standard asphalt shingles. I am a contractor and been doing construction my whole life so I do know what I'm talking about
Non-roofer here, but it seems like the chalk guy was inspecting for damages. So the more marks he makes the more repair work that has to be done and hence the roofers frustration. The other videos the roofer is frustrated that hes been denied work in this video he is overloaded with minor corrections which may have been overlooked by a different inspector.
@@MrDmbobcat no actually bud the marks are saying it can be repaired so he is marking only repair spots and roofer is mad because he is ripping off the customer on the claim when the customer should get a new roof cuse any shingle that is bent and broke the integrity of it can't be repaired and needs replaced
It is not the insurance company job to replace a worn roof ...... only pay for storm damage .... its insurance not.. home warranty ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
You want to actually show us what you're claiming is 'hail'? Because it looks like this is just an old roof. One of the spots you mock him for putting a dash under is clearly not hail- it looks like mechanical damage (possibly a tool drop). But the ridge caps and gutters somehow look like they're in excellent condition, and I'm not seeing dents/rings on the roof. It sounds like you assume insurance is supposed to pay for old roofs, but insurance isn't for wear/tear, age, latent defect, inadequate/faulty planning/installation, etc.
@choossuck That's not the adjuster its one of the few comments with common sense. If there's hail damage and not just a bunch of blistering on an old roof why doesn't the roofer show the gutters, ridge, and hip shingles with hail impacts on them? If there's hail large enough to cause functional damage to an asphalt shingle, there will be damage to soft metals at the very least. But grabbing your pitch fork is much easier than educating yourself.
@choossuck the video isn't complete. I despise insurance companies but if this video is supposed to expose someone it fell short. I see a roof that is begging to be ripped off the house from age. If it's not the contractor should have said how old the roof was and shown obvious hail damage. That roof is atleast 7 years old.
A lot of adjusters are independent and don't even work for the insurance companies. Insurance companies use a 3rd party to get estimates so there's less issues as to legitimacy of the claims.
Definitely a smart idea recording these guys while they work but you definitely should not be talking crap to them or letting them know your video taping them
Statefarm is worth $140 Billion USD, you have no chance. Even if they're breaking the law on camera you have no chance. Money is power and the people have none of it.
@@nuck- yeah hopefully this clip really takes off that's maybe the only chance they stand if some type of worldwide boycott is called for by millions of people lol I think insurance in general is pretty scammy, mainly the fact you have to have it for most things for example vehicles, I remember being younger and driving around in $500 cars pissed I was paying $150 a month and insurance like Dam 6 months of this and it'll be worth more than my car... I've had two of my house is broken into the past 10 years so I do pay for renters insurance willingly thankfully I haven't had to use it yet but if it ever does happen again I'm kind of worried about that as well, and that's only like $20 a month, watch my house get broken into and my living room security camera catch it all happen while I'm at work in them tell me I'm only covered if my house burns down due to negligence of the rental company or something 😢 I read through the guidelines but it's worded in such a legal manner you pretty much have to be a lawyer to fully understand it so we'll see what happens, insurance companies keep things very vague purposely for just that reason
@@AbsolutelyCasual it doesnt matter what is legal or not. It matters what you can convince the judge in a court of law. Money buys good lawyers and good lawyers persuade judges. Just how the legal system works.
Man I subbed, could you explain things in the day more from now on? Thanks, I actually don’t know what he’s marking or why he’s not marking other spots, looks like he’s markings holes and cracks? Thanks again
Not defending insurance companies at all, they are in the business to collect premiums and pay as few claims as possible to keep their stock price up and their shareholders happy. However, many roofing companies I've dealt with aren't the most honest either. After an initial claim is paid, many will submit a second claim to try and get O&P (overhead and profit) which is summarily denied by the insurance company and the roofing company then puts that onus on the homeowner to "join them in the fight to get their O&P claim paid. I tell roofing companies, that's between you and the insurance company, not me and if you had submitted O&P in the first place, we wouldn't be in this situation. Not saying all are like this but the great deal majority of roofing companies I've run into seem to lack see business ethics as well.
I love how he is the insurance adjuster and he’s not even harnessed, or tied off he’s just using the rope. To hold, then best pat takes it and let’s it go walks around slips, and then go , oh time to take pictures of each spot can’t hold the rope but yeah it’s all marked tho
@@seanspreckelsen3496 lmao if you do it right,, my point was he wasn't. He was a walking disaster waiting to happen....I should have been more clear... If someone got on a roof and used the rope the way he did..... I'd laugh and go along.
@@seanspreckelsen3496 I guess it's just mind boggling he's an insurance adjuster that been doing that for 15 years and he still looks like a day 1 first time roofer walking around.
@@Zackmild. as a lead that was able to choose who he wanted on his crew. The first ladder climb and steps on roof is what decided it for me.... I'm trying to get the job done ASAP not deal with someone who's constantly worried about falling.... Go push carts 🤣🤣🤣
That roof was near the end of it's lifespan before any hail touched it. Does the insurance company pay for a roof that needs to be replaced anyway because a few chunks of ice hit it after it should have already been replaced?
....I mean left right and center there is damage. If their policy covers hail then its going to cover wind related damage and that includes projectiles. Maybe you cant see in the video but I fail to see any Hail damage, either way depending on the provider that slope is going to be replaced if it's storm related. He's doing his job and is putting more marks on that roof than a life sentence inmate counting the days....what do you want?
insurance adjusters are suppose to mark off a 10 x 10 square on the roof and count the hits within that area on all the sides the roof was hit with hail..
The roof is really dry and you can say hail did it but that would have to be some powerful storm to put holes in shingles did thousands of roofs never seen that hail damage but maybe my state we don’t get big enough hail to do that it’s always wind trees that fall on the house that damages shingles
Insurance adjuster here, The real issue is roofers tell the homeowner there's all this damage (that's how roofers make money) and then we come along and there's either no damage or its not hail or wind its blistering, thermal cracks or normal wear and tear from an older roof. And then there's the comment "well my neighbor just got a new roof", well your neighbors roof might be older/newer different pitch, different shingle etc. There's a lot of factors for a roof inspection. Generally I try to approve most roofs I get on however, roofers these days will throw anything out and hope it sticks.
its called a wind and hail inspection! He's marking out wind damaqge you genis! im quite sure he drew a grid a marked out hail also, you do relize hail comes down like rain you only have to look for hail in grids..
asa contractor, i avoid insurance jobs, they badmouthed me to a customer once. When i hear the word insurance, im taking a check for 20k (to stay onsite) or im walking.
@1:24 Ah-ha, ☝😏 Karma giving him a little nudge to remind him that he'll eventually have to answer for his shady wrongdoings!! I would love a video where you explain what all of the different markings mean & what/why you don't agree.
What people fail to realize is fly by night roofing companies, flood neighbourhoods after storms and talk people into getting a new roof through insurance. Its absolutely pathetic.
Bro if I was you the day you have then scheduled to come out make a report to osha saying there’s a dude on the roof with no harness so Osha can bust him the day he comes out.
Can someone explain to me the economics behind this ? I don't understand what they' re both doing. Looks like they' re pulling in two opposite directions
"Insurance adjuster MAD!" -insurance adjuster calmly does his job while someone constantly harasses him. You didn't even show an example of the hail he should be marking.
From what I can tell from the great close up shots in the video, the roof is blistered. The roofer is mad because the adjuster knows the difference between blisters and hail.
@@mezmerizer0266 Can you explain why the roof needs to be replaced? I’m a roofing consultant in FL and curious as to your thought process. I couldn’t see any hail impact to the asphalt shingles in that video. Insurance policies unfortunately don’t cover age-related wear. Now if there was hail damage, then yes the laminate shingles are no longer in a serviceable condition and repairs should not even be considered. The roofer complaining should have marked both examples to show why one condition was hail impact and to show that the other conditions that the adjuster marked were not hail impact. All I hear in this video is whining with no visual evidence of anything. There are garbage roofers and adjusters on both sides.
I called an State Farm adjuster years ago after a hailstorm. The whole neighborhood was replaced. He said minimal damage not exceeding the deductible. I screwed up not calling a roofer. The following year I had two inches of aggregate in the gutters. And nothing but problems until I paid out of pocket to replace. Another adjuster tried to screw me on a water heater failure. The agent took care of me when he found out. I got even somewhat this year. Hail hit my truck. And normally I wouldn’t claim that. It’s a truck for driving to work. Looks don’t matter and I will most likely sell for scrap when I’m done with it. Damn hail damage is expensive on vehicles. Note to State Farm. If you have a discount for not covering hail dents I would consider.
Havent roofed in years but I'm pretty sure you shouldnt stand in a valley like this adjuster did... does SF even male sure their adjusters have a firm grasp on how a roof is properly installed???
This roof is done no more granule same as a flat mean the wheater can go true the shingle etc.. this insurance guy, most of them never did a roof but you have the exception, but this guy is not the exception.
why he using a rope? it looks like a 5 or 6 pitch, one thing you MUST learn is to respect the adjuster if they deny your just have the homeowner request for a reinspection. I'm a ladder assist who works with adjusters from time to time, you dint have to kiss their butt but you should be respectful even if you disagree! Some adjuster will buy your roof just cause they like you and some will deny your roof cause they don't like you. Trust me I know! Be respectful and go with their flow some adjusters are jerks but just be respectful. Some adjuster are looking to buy roofs cause the more damage the more paper work the more they get paid. BE RESPECTFUL!!!!!!!
Who cares that roof is toast from age and this is the game roofers play to get a quick job. Doesn't matter if hail created granular loss the roof was trash before the storm.
Please 🙏 make More of these videos I love them exposing the truth about insurance companies how big of a scam they are!!!!!!!!
Great comment 👍 👌 👏
The only scam here was the contractor. The adjuster is marking the bad spots while the contractor claims he’s not marking them. If the roof doesn’t qualify it doesn’t qualify. Roofer is trying to make a sale
hail damage is a fact, not a feeling.
The biggest scam here is that your handle is "Theonewithknowledge266" but your sentence structure is horrible.
The entire roof looks like it needs to be replaced
Not the insurances problem for an old roof that shoulda been replaced
Adversarial roof inspection is my new favorite pass time. Also love the fact that OP spells "Hail"..."HELL" LMAO...so much gold here
Oh God. It's only a matter of time before it's a trend. I cringe at the thought of those bad reality show scripts, and whole channels will be popping up with the stakes getting raised every vid. "Watch What Happens Next after one roofers takes on the Big Insurance Industry head on in a ladder match, see who will be the most humbled!
@@ledarbyromeo9667 I know. I was so confused at first!
@@ledarbyromeo9667 bro don’t want to burst your bubble but most tv stations get a shit ton of money from insurance ads so they ain’t going to make a show about how corrupt insurance companies are. That’s why you see so many jake from State Farm type ads
Adversarial Roof Inspection - and just like that...my band has found our new name... 🤘🏿🎸
@@negative949Grindcore band?
I’ve read a lot of comments and let me just sum it up. The biggest problem is because the insurance companies have all the money they try to dictate policy, business practices and even control B2B relationships fixing profit margins that shouldn’t happen as long as prices are within the prevailing price range. I had over 30 years in the automotive industry owning a collision repair shop and the same issues exist there. Insurance gets more expensive and companies try everything possible to use substandard products and services because shareholders are more important to them than their customers. The Home and Automobile are two the most important purchases a person makes. So why is it unreasonable when you have damage and need to use your coverage you pay thousands of dollars into that you have to fight to be made whole rather than they say let’s see how we’ve can get you back to pre loss as quickly and conveniently as possible so we can keep you as a satisfied customer.
I've also read the comments as well and I guess everyone's a roof expert.
Home and auto are two different things...... auto is for collision ... home is material life expectancy...... thats what 40 years state licensed general contractor tells me.
,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
they don't need satisfied customers if it's illegal to not own car insurance. it's especially absurd when you realize all the biggest insurance companies are colluding to keep prices high.
As a ladder assist, not an adjuster.. when I go out I’m hoping to find damage.. but tbh most these contractors don’t know what actual hail looks like and call all types of blistering and granule loss hail damage when it’s not
Facts. I'm an adjuster that would much rather find damage and buy you a new roof than deny. However, contractors will mark ANYTHING that looks weird and call it hail.
So you’re saying you go out to a job hoping that you find damage and have to pay, as opposed to hoping you find no damage and don’t have to pay? Really? That doesn’t seem right.
@@blueeyeddevil1 hes not paying with his money, dummy
No they know the difference but they don't' care as long as they talk in the customers ear and badmouth their adjuster and the carrier.
That damage he's marking is not blistering buddy.
my moms house caught on fire 4 weeks ago. we hired a insurance adjuster and he said state farm is the absolute worst company out there to deal with !!!!!!!!!!!
It’s very true, they’re the biggest crooks in the industry. They can’t pay for claims becaus the ceo needs his 24million dollar bonus each year. Look it up
Allstate is even worse
there all full of shit
The roofer is just looking for A check also.
One HUGE thing that the internet and smartphones have given us is accountability. We see here that this adjuster hasn't yet gotten the memo that the days of screwing over customers without consequence are over
Only in 1 party consent states, where I am it's 2 party consent sadly.
@@user-gz4ve8mw9l Just don't live in blue state hell holes.
I had no idea what roofing company owners go through. Not a clue, opened my eyes.
You can literally hear the roof saying “I’m done”
Roofers want to replace roofs and make the money ..... insurance companies want to run the roof for the 30 year warranty and make the money
,,,,,,,,,,,,,,,,,,,,,,,
😂15years??? Well that adjuster!he should of been fired 14 1/2 years ago!😂
😂 I had a guy from State Farm actually tell me they getting tuff on replacing roofs as he showed me major hail damage. Then the adjuster from State Farm call and say your roof looks good. 😂 I had to threaten to get a lawyer before he agreed to replace my roof. When they took the old shingles off I had major damage to the wood I was so excited to start sending him pictures. The biggest crooks in the world are insurance companies
Dunno why but I’d really like to see you make a video taking people through a roof repair or something like that
This guy is worse then Jeff just marking and not talking and screwing the customer 15 years haha I have never done a roof and can tell you this roof needs replaced
@$tickBoy ok bro actually I would know I just went through a insurance claim on my wind damaged roof and got the insurance company to replace it. To many creased shingles and the roof is 15 years old and the last hurricane we had it did it in. Almost every shingle was wind damaged in some shape or form 75 percent of my shingles was damaged and I got architecture shingles a little different then your standard asphalt shingles. I am a contractor and been doing construction my whole life so I do know what I'm talking about
Non-roofer here, but it seems like the chalk guy was inspecting for damages. So the more marks he makes the more repair work that has to be done and hence the roofers frustration. The other videos the roofer is frustrated that hes been denied work in this video he is overloaded with minor corrections which may have been overlooked by a different inspector.
@@MrDmbobcat no actually bud the marks are saying it can be repaired so he is marking only repair spots and roofer is mad because he is ripping off the customer on the claim when the customer should get a new roof cuse any shingle that is bent and broke the integrity of it can't be repaired and needs replaced
@@youknoweverything7643 makes sense thanks
It is not the insurance company job to replace a worn roof ...... only pay for storm damage .... its insurance not.. home warranty
,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
Yep I'm second that came to RUclips for somthing completely different and all of a sudden I'm watching roofing
You want to actually show us what you're claiming is 'hail'? Because it looks like this is just an old roof. One of the spots you mock him for putting a dash under is clearly not hail- it looks like mechanical damage (possibly a tool drop). But the ridge caps and gutters somehow look like they're in excellent condition, and I'm not seeing dents/rings on the roof. It sounds like you assume insurance is supposed to pay for old roofs, but insurance isn't for wear/tear, age, latent defect, inadequate/faulty planning/installation, etc.
@choossuck That's not the adjuster its one of the few comments with common sense. If there's hail damage and not just a bunch of blistering on an old roof why doesn't the roofer show the gutters, ridge, and hip shingles with hail impacts on them? If there's hail large enough to cause functional damage to an asphalt shingle, there will be damage to soft metals at the very least. But grabbing your pitch fork is much easier than educating yourself.
@choossuck the video isn't complete. I despise insurance companies but if this video is supposed to expose someone it fell short. I see a roof that is begging to be ripped off the house from age. If it's not the contractor should have said how old the roof was and shown obvious hail damage. That roof is atleast 7 years old.
@@EddieLuck1 bet you're a lot of fun to be around. Can't recognize a fucking joke.
@@dingusfuzzklonnkt2755 7 years old and needs replaced ? Roofs are ment to last 20-30 years...
@choossuck you’re def the type of person to make a claim for new car brakes
Props to the adjuster for keeping his cool
pops to insurance thieves collecting money from everyone and committing fraud to avoid payouts
Keeping his cool ? He’s trying to screw the home owner out of insurance and have them replace a roof out of pocket
@@highwayxj9397 no he isn’t
I bet you’re an adjuster too huh😂
@@brandonvega2797 bet you’re a criminal too huh 😂
The fact that commenters are stating he is wearing flip flops speaks volumes lmao .Those are an old worn pair of cougar paws
this is why i went with a steel roof because most storm damage wont cause a leak just look bad
The insurance companies are the biggest crooks ever. There’s no way I can be an insurance adjuster.
Until you get the check
You gotta have some vices to be an adjuster, because a clean person wouldn't be able to do it.
A lot of adjusters are independent and don't even work for the insurance companies. Insurance companies use a 3rd party to get estimates so there's less issues as to legitimacy of the claims.
@@erv.7663A system run by narcissists for narcissists.
Definitely a smart idea recording these guys while they work but you definitely should not be talking crap to them or letting them know your video taping them
Statefarm is worth $140 Billion USD, you have no chance. Even if they're breaking the law on camera you have no chance. Money is power and the people have none of it.
@@nuck- yeah hopefully this clip really takes off that's maybe the only chance they stand if some type of worldwide boycott is called for by millions of people lol I think insurance in general is pretty scammy, mainly the fact you have to have it for most things for example vehicles, I remember being younger and driving around in $500 cars pissed I was paying $150 a month and insurance like Dam 6 months of this and it'll be worth more than my car... I've had two of my house is broken into the past 10 years so I do pay for renters insurance willingly thankfully I haven't had to use it yet but if it ever does happen again I'm kind of worried about that as well, and that's only like $20 a month, watch my house get broken into and my living room security camera catch it all happen while I'm at work in them tell me I'm only covered if my house burns down due to negligence of the rental company or something 😢 I read through the guidelines but it's worded in such a legal manner you pretty much have to be a lawyer to fully understand it so we'll see what happens, insurance companies keep things very vague purposely for just that reason
I agree. Nobody should be using video tape in the 2020's
@@AbsolutelyCasual
it doesnt matter what is legal or not. It matters what you can convince the judge in a court of law. Money buys good lawyers and good lawyers persuade judges. Just how the legal system works.
I enjoy these adjuster vs. roofing contractor vids. Or should I say scum bag vs. scum bag.
Please more of these funny insurance adjuster videos! And where’s your funny partner from the original Jeff video?
Man I subbed, could you explain things in the day more from now on? Thanks, I actually don’t know what he’s marking or why he’s not marking other spots, looks like he’s markings holes and cracks? Thanks again
Which location are you with Parameter. I'm in Marietta and i need a, new roof. You guys handled that pansy well. I've got state farm too 😭
Bro only complain if he Denise the claim. No need if he's gonna approve everything
it’s denies brother you spelt it wrong
most NJ insurance or town inspection is done by drone now because of liability and OSHA unless licensed roofing contractors doing it
Not defending insurance companies at all, they are in the business to collect premiums and pay as few claims as possible to keep their stock price up and their shareholders happy.
However, many roofing companies I've dealt with aren't the most honest either. After an initial claim is paid, many will submit a second claim to try and get O&P (overhead and profit) which is summarily denied by the insurance company and the roofing company then puts that onus on the homeowner to "join them in the fight to get their O&P claim paid. I tell roofing companies, that's between you and the insurance company, not me and if you had submitted O&P in the first place, we wouldn't be in this situation. Not saying all are like this but the great deal majority of roofing companies I've run into seem to lack see business ethics as well.
Truth.
insurance companies are literally paying so low that the majority of roofers use illegal workers and it’s looked at as the “industry standard”.
You didn't show me any hail either lol
Osha approved, slip and slide😂😂
Hey did he put a pad or anything under that rope that was over the hip or ridge ?
Got me completely fooled too.
I love how he is the insurance adjuster and he’s not even harnessed, or tied off he’s just using the rope. To hold, then best pat takes it and let’s it go walks around slips, and then go , oh time to take pictures of each spot can’t hold the rope but yeah it’s all marked tho
Holy shit I’ve had this guy as an adjuster that’s crazy once he got closer I recognized him
Did he help you out?
I’m clueless when it comes to roofing but your vids are awesome lol
Insurance companies really expect people to patch in a bunch roofing??? it’s not going to match. Terrible
Lmao, if someone got up on a roof and was just holding a rope like that....... I'd shake my head go along for the ride 🤣
A lot of people use driven ropes like that to get around roofs. It's extremely common lol
@@seanspreckelsen3496 lmao if you do it right,, my point was he wasn't. He was a walking disaster waiting to happen....I should have been more clear... If someone got on a roof and used the rope the way he did..... I'd laugh and go along.
@@seanspreckelsen3496 I guess it's just mind boggling he's an insurance adjuster that been doing that for 15 years and he still looks like a day 1 first time roofer walking around.
@@takotako808literally. Dude backed up and bout ate shit. Couldnt tell he's been on a roof before and im no pro lol
@@Zackmild. as a lead that was able to choose who he wanted on his crew. The first ladder climb and steps on roof is what decided it for me.... I'm trying to get the job done ASAP not deal with someone who's constantly worried about falling.... Go push carts 🤣🤣🤣
Did they send a second adjuster back?
Makes me think of checking my house. Good thing it's a copper roof
That roof was near the end of it's lifespan before any hail touched it. Does the insurance company pay for a roof that needs to be replaced anyway because a few chunks of ice hit it after it should have already been replaced?
Absolutely, if there is storm damage of course
What are those over shoes?
I want an update what happened after this ordeal???
Everything but hail?
....I mean left right and center there is damage. If their policy covers hail then its going to cover wind related damage and that includes projectiles. Maybe you cant see in the video but I fail to see any Hail damage, either way depending on the provider that slope is going to be replaced if it's storm related. He's doing his job and is putting more marks on that roof than a life sentence inmate counting the days....what do you want?
He's marking mechanical damage
Any collateral damage?
insurance adjusters are suppose to mark off a 10 x 10 square on the roof and count the hits within that area on all the sides the roof was hit with hail..
Hey OP roof salesman, where are your hail hits at?
15 years of drawing lines or roofing?
is this the same roof as the State Farm video?
Not the type of contractor i want working for me. You catch more flies with honey.
So its an old roof that you're upset the insurance wouldnt cover to get you a sale?
The roof is really dry and you can say hail did it but that would have to be some powerful storm to put holes in shingles did thousands of roofs never seen that hail damage but maybe my state we don’t get big enough hail to do that it’s always wind trees that fall on the house that damages shingles
Insurance adjuster here, The real issue is roofers tell the homeowner there's all this damage (that's how roofers make money) and then we come along and there's either no damage or its not hail or wind its blistering, thermal cracks or normal wear and tear from an older roof. And then there's the comment "well my neighbor just got a new roof", well your neighbors roof might be older/newer different pitch, different shingle etc. There's a lot of factors for a roof inspection. Generally I try to approve most roofs I get on however, roofers these days will throw anything out and hope it sticks.
He know he’s wrong that’s why he almost fell off the roof
Do homeowners call you a piece of shit when you’re just doing your job too???
Hell can never be marked. But hail can.
its called a wind and hail inspection! He's marking out wind damaqge you genis! im quite sure he drew a grid a marked out hail also, you do relize hail comes down like rain you only have to look for hail in grids..
asa contractor, i avoid insurance jobs, they badmouthed me to a customer once. When i hear the word insurance, im taking a check for 20k (to stay onsite) or im walking.
Man the RUclips algo brings such interesting content.
I wish there was a link to the lawsuit so we could see who won
He said no splatter lol and you guys stayed quiet
@1:24 Ah-ha, ☝😏 Karma giving him a little nudge to remind him that he'll eventually have to answer for his shady wrongdoings!! I would love a video where you explain what all of the different markings mean & what/why you don't agree.
Where is Chris Paul when you need him?
The guy is the flop king scammer, you think he gives a shit?
so what ended up happening
Are we not going to mention the sandals??? WTF, OSHA may want to review this guy
What people fail to realize is fly by night roofing companies, flood neighbourhoods after storms and talk people into getting a new roof through insurance. Its absolutely pathetic.
He likes his chalk!
I’m no roofer, but am curious, are those special roofing sandals or what am I seeing
You're seeing a clown wearing flip flops
@@jaybee1930 that makes complete since now
Bro if I was you the day you have then scheduled to come out make a report to osha saying there’s a dude on the roof with no harness so Osha can bust him the day he comes out.
I love it. This is Reality tv. Real Reality tv.
what good is a safety line if you are not attached to it OSHA!!!!
You’re blowing up. Capitalize
I see you guys continued to act like children with the insurance adjusters. Real professionals.
I hate it when it hells outside!
Do Roof adjusters always work in flip - flops on roofs while working ??? 😂😮
Who is in flip flops? Are you referring to the pads strapped to his shoes to not damage the shingles?
Can someone explain to me the economics behind this ? I don't understand what they' re both doing. Looks like they' re pulling in two opposite directions
Contractor is upset because the inspector is on to his fake hail marks.
That roof looks old. May have been pressure washed.
Must be one of Jeff's buddies...
Where is his harness
All the comments siding with the adjustmenter 😂😂
"Insurance adjuster MAD!" -insurance adjuster calmly does his job while someone constantly harasses him. You didn't even show an example of the hail he should be marking.
Bruh that entire roof needs to go. There's no need to chalk a thing.
Are you looking at the same roof?! Hahah. This bum is marking nothing. The whole roof needs to go
From what I can tell from the great close up shots in the video, the roof is blistered. The roofer is mad because the adjuster knows the difference between blisters and hail.
@@presidentpotato4065 good thing you're neither a roofer, nor an adjuster. And, if you are, I suggest hanging it up, Eagle Eyes.
@@mezmerizer0266 Can you explain why the roof needs to be replaced? I’m a roofing consultant in FL and curious as to your thought process. I couldn’t see any hail impact to the asphalt shingles in that video. Insurance policies unfortunately don’t cover age-related wear. Now if there was hail damage, then yes the laminate shingles are no longer in a serviceable condition and repairs should not even be considered. The roofer complaining should have marked both examples to show why one condition was hail impact and to show that the other conditions that the adjuster marked were not hail impact. All I hear in this video is whining with no visual evidence of anything. There are garbage roofers and adjusters on both sides.
Yikes would never be on a roof with an aggressive contractor. No way
If you have statefarm, cancel them.
I called an State Farm adjuster years ago after a hailstorm. The whole neighborhood was replaced. He said minimal damage not exceeding the deductible.
I screwed up not calling a roofer.
The following year I had two inches of aggregate in the gutters. And nothing but problems until I paid out of pocket to replace. Another adjuster tried to screw me on a water heater failure. The agent took care of me when he found out.
I got even somewhat this year. Hail hit my truck. And normally I wouldn’t claim that. It’s a truck for driving to work. Looks don’t matter and I will most likely sell for scrap when I’m done with it. Damn hail damage is expensive on vehicles.
Note to State Farm. If you have a discount for not covering hail dents I would consider.
Rookie slip at 1:25 mark
Havent roofed in years but I'm pretty sure you shouldnt stand in a valley like this adjuster did... does SF even male sure their adjusters have a firm grasp on how a roof is properly installed???
How are you supposed to stand in a valley?
@@rockyalliston1122 not with all ur weight planted in the seam I suppose.
@@ItsHapa hmm
Feet on both sides of the valley, not in the middle. They often have a piece of slick flashing underneath.
@@rockyalliston1122 and the clown is wearing flip-flops
I mean a couple of those shingles did look problematic
Please please please do State Farm adjusters. I want to learn to see what you do so I can convince these pricks to get more approvals
The video doesn’t show any hail. From what I can see is an old blistered roof.
This roof is done no more granule same as a flat mean the wheater can go true the shingle etc.. this insurance guy, most of them never did a roof but you have the exception, but this guy is not the exception.
Granules don't shed water. The granules are only there to protect the asphalt and fiberglass mat underneath from UV radiation.
Weather, meaning every kind of weather? ice, snow, Sun, is one of the lair ho exist tha you put overcoat of the suredeck.
1:25 i would have laughed so hard if he fell off the roof. This piece of shit would have then tried to sue the homeowner
Agreed the clown with the flip flops
I heard he was fired
Only real professional wear open toe sandals up on a roof.... thats an OSHA violation.
Was he an IA? If he wasn’t trying to buy he’s doing his job wrong!
Insurance adjusters job is to find reasons not to pay for their customers needs.
False
Guessing this is a State Farm insurance adjuster denying another legit roofing claim.
So what exactly is going on here
why he using a rope? it looks like a 5 or 6 pitch, one thing you MUST learn is to respect the adjuster if they deny your just have the homeowner request for a reinspection. I'm a ladder assist who works with adjusters from time to time, you dint have to kiss their butt but you should be respectful even if you disagree! Some adjuster will buy your roof just cause they like you and some will deny your roof cause they don't like you. Trust me I know! Be respectful and go with their flow some adjusters are jerks but just be respectful. Some adjuster are looking to buy roofs cause the more damage the more paper work the more they get paid. BE RESPECTFUL!!!!!!!
Another state farm insurance adjustment
Who cares that roof is toast from age and this is the game roofers play to get a quick job. Doesn't matter if hail created granular loss the roof was trash before the storm.
Next video, show the hail damage that the adjuster isn’t marking so we can see your side of the argument.
Exactly, half of contractors have no idea what hail looks like and will mark blistering 100% of the time.