How to become a licensed Insurance Agent

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  • Опубликовано: 13 июл 2024
  • Looking to make a career change? Looking to start your career? Insurance is an EXCELLENT industry to work in. Getting hired & licensed might seem overwhelming so I broke down what to look for when you're just starting out.
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Комментарии • 121

  • @Jayisevolving
    @Jayisevolving 2 года назад +78

    Please keep the insurance content. I’m life licensed and just passed my accidental and health exam on Thursday. I love seeing female insurance agent content

    • @ErinNogueira
      @ErinNogueira  2 года назад +6

      Congratulations!!! I’ll be coming out with more soon.

    • @AshleyWilliams605
      @AshleyWilliams605 2 года назад

      where did you get licensed?

    • @ErinNogueira
      @ErinNogueira  2 года назад

      Life, accident & health vs property & casualty licenses are two different processes

    • @KatelynCatsandBooks
      @KatelynCatsandBooks Год назад

      What company will you go with or are you interested in starting up your own business ? I actually am apart of TransAmerica.

    • @shesshhh7090
      @shesshhh7090 Год назад

      Hey I’m going to take the exam for insurance I’m nervous about the test is it hard?

  • @alexfowler4404
    @alexfowler4404 Год назад +16

    salary transparency is a good thing to discuss, especially when making videos about careers.

  • @aryahd8260
    @aryahd8260 2 года назад +7

    So glad you’re making content about this, you’re inspiring and beautiful and love how you keep things real !

  • @Laotzsa
    @Laotzsa 2 года назад +32

    Asking how much you make isn’t rude. It’s openly communicating and transparency is key to a healthy conversation. Also it helps lead the industry by example. If agencies underpaying see and hear that others make X. Then they will raise to X. Keeping pay private will just create a more savage workplace. Which can be toxic for those that are given a horrible pay % and commission. If an individual knew what a healthy % was then they could deny someone trying to squeeze the life out of them and pay them in dust bunnies

    • @ErinNogueira
      @ErinNogueira  2 года назад +21

      Asking someone how much money they make is 100% inappropriate. Not everyone has the same education, work history, certificates, network, book of business, etc. Not to mention every state has a different cost of living & minimum wage. What I make annually + commission in Massachusetts with my marketing degree, 8+ years of experience, 3 licenses in 2 states, multimillion dollar book & strong network I’ve built for years will never compare to what someone just starting out in this career can be offered. I’m not setting false or unrealistic expectations for anyone, ever. I’m never worried about what others make because I’m my own competition in sales. If someone can’t handle that then they’re working in the wrong position/industry.

    • @Liverkiller
      @Liverkiller Год назад +7

      Well now we’re wondering how much you make because of the comment you made about it being rude honestly, I wasn’t even thinking about it until you made that comment so now we’re all thinking about it, also people another channels do say how much they make so there’s that.

    • @kelseanixon9244
      @kelseanixon9244 11 месяцев назад +2

      Agree, it’s not rude by default. I think this is a either a regional or generational difference because I would never consider it rude. Or asking someone’s age to be rude.

  • @dreaforshort
    @dreaforshort 2 года назад +29

    So so so glad I ran across this video. I’m embarking on a new career path, seeking guidance, and simply trying to learn. This was really good information, thank you 👍🏾💗

    • @ErinNogueira
      @ErinNogueira  2 года назад +1

      Im glad it was helpful! Best of luck ❤️

    • @DivinelyFavored32
      @DivinelyFavored32 2 года назад +1

      If you’re interested in embarking on a entrepreneurial journey, I can help you!! We have classes and can set you on the right path as an Life Producer!

    • @olivierambebe9873
      @olivierambebe9873 2 года назад +3

      When I first thought of becoming a life insurance agent, I basically had no idea where and how to start until I cam in contact with this company on Facebook. They helped me through the process of pre licensing and scheduling for my exam. I postponed and rescheduled my exam several times because I was skeptical but when I finally did, I passed first try scoring 90. I currently work with them making 45% . I started with 30% and now 45%. They also got an interesting career growth path which can help you become your own CEO. Supper excited I found them. Please do your research and get involved with the right company

    • @brendarios2784
      @brendarios2784 2 года назад +1

      @@olivierambebe9873 what is the company's name?

  • @khmerutube
    @khmerutube Год назад +3

    They need you, you don't need them. Truer words have never been spoken!

  • @Mpd3663
    @Mpd3663 Год назад +1

    This was helpful, thank you!

  • @Thechroniclespodcast
    @Thechroniclespodcast Год назад

    Great video! Thanks Erin

  • @tanialopez2892
    @tanialopez2892 2 года назад

    Taking my life accident and health insurance exam tmr 🙏🏼!!! Ur vids are what I’m watching as of late 💯

    • @ErinNogueira
      @ErinNogueira  2 года назад +1

      Good luck Tania, you got this!!!!🥳

    • @deem.4527
      @deem.4527 2 года назад

      Did you pass? How hard is the exam?

    • @tanialopez2892
      @tanialopez2892 2 года назад +1

      @@deem.4527 soo I actually didn’t end up taking it 😹 but if I did I’m sure I would’ve passed easily😄! My advice is to study and learn the vocab cuz they try to trip u up w the wording!

    • @ekg126
      @ekg126 Год назад

      Tania - did you finally take the exam?

    • @tanialopez2892
      @tanialopez2892 Год назад

      @@ekg126 i did not sadly I had a few bumps come up during the process, which delayed it and and unfortunately got me a bit disinterested, had to go w/ my gut on what I truly wanted to focus on 🙏🏼

  • @JaneDoe-lw1dq
    @JaneDoe-lw1dq Год назад +1

    I just left the largest health carrier in the United States working too many long hours been in insurance for about 3 years switching over to independent broker. Big change

    • @LaurenLane4815
      @LaurenLane4815 8 месяцев назад

      Would you say that it's better to start in a big company first until you're ready for more independent work? Kinda like being an apprentice at a salon versus going booth rent?

  • @LifeWithAdi_
    @LifeWithAdi_ 2 года назад

    How’s it going with your insurance journey?? Super interested in seeing more! 😇🙌

  • @frankari1414
    @frankari1414 2 года назад +3

    Hi , I just passed my P&C exam in NYC. Where do you recommend to start looking for jobs and eventually to become independent? Thank you

  • @markjones2453
    @markjones2453 22 дня назад

    This is good I'm looking to get licensed in health

  • @ellelorel70
    @ellelorel70 Год назад +2

    How do you bring in clients? A whole video on this would be great.

    • @ErinNogueira
      @ErinNogueira  Год назад +2

      Just uploaded a video on networking!

  • @piperclaunch3691
    @piperclaunch3691 11 месяцев назад +1

    When you’re just starting out like me, haven’t got licensed yet or even really applied anywhere, would you ease into it part time or would you recommend quitting my full time job and starting this job full time?

  • @rezaghoshoon1424
    @rezaghoshoon1424 Год назад

    Hello, I’m a beginner to insurance industry. I recently got my LLQP license and about to get hired in an insurance broker, but I will be on my own and they don’t have a proper training. Do you guys know where can I get training for selling insurance? I want to know what questions usually clients ask in meetings and how can I answer them?
    I really appreciate your help

  • @usamaakhtar7629
    @usamaakhtar7629 Год назад

    Is it possible to get the license for the person who is outside usa?

  • @reshminair3354
    @reshminair3354 Месяц назад

    Hello, loved your video. Could you help me to know 2 things please:
    1. How to find an agency in Canada that can license me?
    2. Can I manage this job with another full time job?

  • @bushmasters1984
    @bushmasters1984 Год назад

    Thank you for all your content. I am trying to study for my P&C exam and was wondering if you had any tips on study material. I currently live and will work in NH. Thanks again.

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Practice exams!!! Hope it all worked out 🤞🏼

  • @joelflores9701
    @joelflores9701 18 дней назад

    Can you do more like these? 🔥🔥

  • @Matt-bp2zu
    @Matt-bp2zu Год назад +3

    Really appreciate your knowledge on the insurance industry. I'm currently a truck driver and it's getting really old for me. I was wondering if there's any books out there that you recommend that can teach me the ins and outs of becoming an insurance agent?

    • @ekg126
      @ekg126 Год назад

      Hi Matt - I can help you with the process of getting licensed and becoming an agent. How can I get in touch with you?

    • @melissaa8887
      @melissaa8887 Год назад

      Do you help with becoming an independent agent also?

    • @ekg126
      @ekg126 Год назад

      @@melissaa8887 Yes, I can help you with that as well. Get in touch. You can find my contact info on my profile on the about section. Let's get in touch

  • @elishagabriell6529
    @elishagabriell6529 Год назад

    I'm in the VERY beginning stages of maybe getting my license. I'm curious as why you said that the insurance field is "exciting". This might help me to make a decision. Why is this field exciting? Many thanks! Elisha in Colorado

    • @ekg126
      @ekg126 Год назад

      Hi Elisha - I can help you. How do I get in touch with you?

  • @listenup987
    @listenup987 Год назад

    So, I have to find an insurance agency then get licensed? I am in Ontario Canada

    • @ErinNogueira
      @ErinNogueira  Год назад

      Every agency operates differently but a good one will invest in you!

  • @dungtruong5305
    @dungtruong5305 Год назад

    Hay quá

  • @manuvyas4002
    @manuvyas4002 11 месяцев назад +1

    Thanks for the valuable information. Can you please suggest few apps to help In License certificate preparation which we can listen to in our spare time ? Thanks

    • @ErinNogueira
      @ErinNogueira  10 месяцев назад +1

      For apps I did practice exams and RUclips I searched at random.

  • @imrlaps7097
    @imrlaps7097 Год назад +1

    I got an interview with Globe Life, and they said they'll only pay for half of the cost of getting licensed.
    Is that a red flag then?

    • @ErinNogueira
      @ErinNogueira  Год назад

      Definitely better than not helping at all. Did you end up accepting the position?

  • @AsToldByShaie
    @AsToldByShaie Год назад

    I have a BA in Humanities but thinking about going into property insurance as well as real estate

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Did you make the switch??

    • @AsToldByShaie
      @AsToldByShaie 10 месяцев назад

      @@ErinNogueira not yet. I am looking at several programs because I do plan on moving state soon

  • @maryjanegreen7601
    @maryjanegreen7601 Год назад +1

    Do all companies expect you to sell to people you know, or give them names and contact info on them?

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Expect you to sell if you’re in sales..

  • @LakeyLuvlok
    @LakeyLuvlok Год назад

    Is this possible for a single mom with limited child care to do mostly over the phone?

    • @ekg126
      @ekg126 Год назад

      @Kaley - It is possible. I can help you with process of getting licensed and getting started. How can I get in contact with you?

  • @liona4725
    @liona4725 2 года назад +2

    What do you think about primerica

    • @ErinNogueira
      @ErinNogueira  2 года назад +2

      I’ve yet to hear something positive about them

  • @patoconnor2731
    @patoconnor2731 2 года назад +1

    Is 15$ hr with 9% commission on every dollar of premium sold, below or above the standard

    • @ErinNogueira
      @ErinNogueira  2 года назад +1

      Hourly depends where you live. I also don’t know sales positions that are hourly & not salary.

    • @olivierambebe9873
      @olivierambebe9873 2 года назад

      Hi. Live in Texas . I work with a company which is 30% for a start and increases as you climb the ladder. They hire agents everywhere across the country. No hourly rates. But I think it makes more sense than 9%. Right now I am at 45%. So do more research and get you companies with the best deals please.

    • @Heyyyyitsrachel
      @Heyyyyitsrachel 2 года назад

      @@olivierambebe9873 Hi I am in Texas also and have my first interview with an insurance brokerage tomorrow so we will see how their numbers compare. Do you mind saying what company you work for?

  • @balaguerbalaguer9063
    @balaguerbalaguer9063 2 года назад

    HI..Where I can take classes to learn and work as car insurance agent ?

    • @ErinNogueira
      @ErinNogueira  2 года назад +1

      Every state has a department that teaches classes. I would get hired first & have your work set it up for you.

    • @balaguerbalaguer9063
      @balaguerbalaguer9063 2 года назад +2

      @@ErinNogueira thank you so much for responding me...so I need to be hire and work for an insurance place first even if I never worked in my life in that area of car insurance ?....And that is my main question the place or department name or institution that I can get those classes..

  • @moreblessingsncube6154
    @moreblessingsncube6154 Год назад

    good day am a Zimbabwean with a degree in Risk management and Insurance, and a few insurance courses would like to apply for jobs in Canada .What courses do i need to take and are they any agencies that assist foreigners in applying for jobs there?.

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Sorry I cannot help, I’m located in United States and unfamiliar with foreign legalities.

  • @mrdavis2928
    @mrdavis2928 6 дней назад

    How is asking average pay rude???? Next video

  • @andr3s1976
    @andr3s1976 6 месяцев назад

    Thanks for the info. Metlife paid for your education and certification? How Can I do that?

  • @joeeslait8831
    @joeeslait8831 2 года назад

    Are you still a Realtor and insurance agent? Or just a Realtor?

  • @lifeisbeautiful1250
    @lifeisbeautiful1250 3 месяца назад

    How do I become an independent insurance agent open to all medical, property, Auto and life.

    • @ErinNogueira
      @ErinNogueira  3 месяца назад +2

      Property & Casualty and Life, Accident, & Health are two separate licenses. It doesn’t make sense to sell both, you either concentrate on one or the other.

    • @lifeisbeautiful1250
      @lifeisbeautiful1250 3 месяца назад

      @@ErinNogueira Thank you 🙏🏿 how do I go about and obtaining it

  • @brisasevilla6093
    @brisasevilla6093 Год назад

    Hello what are some of the apps and websites you used to study?

    • @ekg126
      @ekg126 Год назад

      I can help you. I have used xcelsolutions and passed within a week. Let me know how to reach out to you to assist you to prepare to pass.

    • @royanncaswell1206
      @royanncaswell1206 Год назад

      I also used Xcel solutions with Patricia’s discount code “kinky styles 1980”. I studied 3 weeks and passed with a lot higher than the 70% necessary. Like Patricia says, take the simulated test until you make a score of 90+ before you take the State exam. My State exam was very similar to the simulated test. Good luck!

  • @ayoubatoure1901
    @ayoubatoure1901 Год назад

    Im willing to learn more . How can you help me .

    • @ekg126
      @ekg126 Год назад

      Hi Ayouba..how do I get in touch with you...I can assist. You can find my contact info on my profile

  • @michellebailey5753
    @michellebailey5753 Год назад

    Ok thank you for the Global life said I had to pay like and AFLAC SAID I HAD TO PAY AS WELL OK AND YOU SAY THATS A NO NO 👍cuz really I can’t afford it

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Look for a smaller agency!!

  • @angelairankund
    @angelairankund 7 месяцев назад

    I'm a realtor looking to be an insurance agent. How are you handling being a realtor and an insurance agent

    • @ErinNogueira
      @ErinNogueira  7 месяцев назад +1

      Left the insurance industry and am a part time Realtor. Would not recommend both, focus on one.

    • @b58forever
      @b58forever 4 месяца назад

      @@ErinNogueirawhich you think is better realtor or insurance agent?

  • @FrankiSoto
    @FrankiSoto Год назад

    Im willing to learn more. Are you hiring ?

    • @ErinNogueira
      @ErinNogueira  Год назад +1

      No

    • @ekg126
      @ekg126 Год назад

      Hi Francisco - I can help you with learning and joining the insurance industry. How can I reach out to you

  • @-chanye-
    @-chanye- Год назад +2

    I’m moving from a videographer to insurance, so may I say, please add a carpet to your room, at least. The video is so echoey. Love the advice though.

    • @ErinNogueira
      @ErinNogueira  11 месяцев назад

      Thank you for feedback! We’re updating the house so a new rug is on the list.

  • @stxr333
    @stxr333 Год назад

    333

  • @nicoleminuck7007
    @nicoleminuck7007 2 года назад +1

    How do you find an independent agency?

    • @ErinNogueira
      @ErinNogueira  2 года назад +1

      Google local agencies or interview on ideed ☺️

    • @DivinelyFavored32
      @DivinelyFavored32 2 года назад +1

      Are you looking to start your own Agency?! If so, I can help!

    • @olivierambebe9873
      @olivierambebe9873 2 года назад

      I work with a company which helps you develop your own company within and become your own CEO

  • @user-gq1zl2vl1g
    @user-gq1zl2vl1g 10 месяцев назад

    insurance your mum, stop promoting people to work as an insuranse agent. i dont know for yall but its annoying asf for me. i have already bought an insurance plan and that its enough, i dont need no side income i dont need what savings all that bs.

  • @heleneiriba1852
    @heleneiriba1852 Год назад

    It is already helping cause I have a Real Estate and Life Insurance license 🪪 already and need to get Auto now

    • @tamiaa01
      @tamiaa01 Год назад

      Where you go to get an insurance licenses? Like schooling and stuff 👀

    • @ekg126
      @ekg126 Год назад

      @@tamiaa01 I can help you with resources for studying and passing the insurance license. How can I get in touch with you.

  • @asifsbc12
    @asifsbc12 Год назад +1

    Can i get your mail id??

    • @ErinNogueira
      @ErinNogueira  Год назад +1

      No?

    • @jayrhyder
      @jayrhyder 11 месяцев назад

      @@ErinNogueira lol 🤣 ...reminds me of that part Austin Powers where Dr. Evil rides up to Goldmember in his robot chair and says, "How about No!" lol...

  • @rashedulalam4106
    @rashedulalam4106 Год назад +1

    Do you have tiktok or instagram id please?

  • @maixuanan3301
    @maixuanan3301 Год назад

    Hay quá