Young Military Members & Expensive Cars Explained

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  • Опубликовано: 1 июл 2024
  • In this video I will explain how young military members can purchase a Dodge Charger on pay less than $30K a year. I also explain how a civilian on the same pay could never do this. To be clear, whether you're a military member or civilian, buying a Charger on less than $30K annual pay is diabolical.
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    All views in this video are for entertainment purposes only and do not express the views or represent the Air Force.

Комментарии • 95

  • @mbooks5777
    @mbooks5777 3 дня назад +11

    Military should make a financial literacy course mandatory. $140 average cell bill, monthly!?!?!? I pay $240 for an entire year!! Mint Mobile baby.
    I served 9 years in the Air Force. My son is leaving July 30th to start his journey. Grateful for these informative channels. Thank you!

    • @isaiahnieves
      @isaiahnieves День назад

      Mint mobile uses T-Mobile’s towers and T-Mobile sucks. I’d wouldn’t use it even though I would love to. And also if you get the unlimited plan, the data steaming video resolution is locked to 450p max I believe which is trash.

    • @mbooks5777
      @mbooks5777 День назад

      @isaiahnieves works great for me! I love it!

    • @Eddino93
      @Eddino93 День назад

      Master P could be a financial literacy teacher for the whole military tbh

    • @rodneymcgilberry2971
      @rodneymcgilberry2971 3 часа назад

      They do have financial literacy classes they just don’t care lol

  • @JoeyEnn
    @JoeyEnn 5 дней назад +17

    Great video. All young military members need to know. Their command and small unit leaders need to look out for this.

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +4

      I agree. The young members should get more financial education.

    • @BigMad2007
      @BigMad2007 5 часов назад

      @@Jodywithawhyhey Jody, love the info you give, you have helped me Learn so much. I was wondering if you might do a video on ‘maxing’ out your rank before you get into basics. Ik there are ways that you can go in as an e3, and even a college. Just kinda confusing

    • @Jodywithawhy
      @Jodywithawhy  4 часа назад

      I kinda explained the rank in this video at the :30 mark. It might help. ruclips.net/video/88oVyciP0yE/видео.htmlsi=jXfDd7-lNeKVod5K

  • @tyevalentino9453
    @tyevalentino9453 5 дней назад +10

    Appreciate the break down Jody….. still gonna cop that wide body scat😂

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +3

      😂😂😂😂😂😂😂😂😂. This is gold. 🤌🏽

  • @handsomeyoungfella
    @handsomeyoungfella 5 дней назад +8

    Bro let me tell you I walked into a army office the other day on accident and they was cooking me for mentioning your youtube channel 😂😂😂😂😂

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +9

      lol. That’s hilarious. I didn’t even know their recruiters knew who I am. Lol. They’re the ones out here selling dreams of chargers. Lol

    • @handsomeyoungfella
      @handsomeyoungfella 5 дней назад +2

      @@Jodywithawhy they didn’t know they was like JODY??? That sound like someone who sleep with yo wife when you away

    • @handsomeyoungfella
      @handsomeyoungfella 5 дней назад

      😂😂😂😂😂

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +3

      Ohhhhh. Most definitely. In the ARMY a Jody is a bad thing. They probably told you don’t trust anything I say. lol. Jody is the worst kind of person in the Army.

    • @handsomeyoungfella
      @handsomeyoungfella 4 дня назад +1

      @@Jodywithawhy yesssir they was tryna convince me to join the army but I watched too many of your vids Im set on the air force 🔥

  • @Josh-yv6yk
    @Josh-yv6yk 5 дней назад +9

    been watching these videos for a while. Leave for basic on Monday :)

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +2

      Ayeee. Big congrats and good luck on the journey. 🙌🏽🙌🏽

  • @tyjonawob
    @tyjonawob 4 дня назад +5

    I'm still rocking a 4k car and have been able to save $10s of thousands in my 2.5 years in so far. I do my best to share my knowledge with the new airmen!

    • @Crucial_4orce
      @Crucial_4orce 3 дня назад

      Definitely smart because interest, full coverage, maintenance, gas, car note.

    • @tjanderson6274
      @tjanderson6274 День назад

      I do prepaid phone plans, used 4k toyotas, and i’m in the same boat. Always 10k plus in my account while all my buddies with new cars and newest iphone don’t even have a couple grand in their account 🤷‍♂️

  • @DamnFringe
    @DamnFringe 5 дней назад +3

    my idea is to find a abandoned older hot rod and work it from the ground up myself because that’s stuff i like to do and these Tupperware cars just ain’t my kinda car.

  • @flutelover1913
    @flutelover1913 5 дней назад +2

    Thanks you dropping theme gems, Jody!! Love your channel!! Im also at my fitness goal to qualify!!

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      Ayeeee. Let’s goooo. Keep going. 💪🏽💪🏽

  • @YeffM.
    @YeffM. 5 дней назад +5

    I usually play YT vids in the background, but bro I had to pause when you said $500 a month for rent. THATS THE REAL DIABOLICAL PART.

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +2

      😂😂😂😂😂😂. $1,800 a month you gotta figure it out. Lol

    • @jamesphilip4562
      @jamesphilip4562 3 дня назад

      The rent part got me too😂😂. I wanted to know where does a place exist

    • @xixo47
      @xixo47 8 часов назад

      Buddy not being honest on that part. 😢

  • @surgtechbae
    @surgtechbae 5 дней назад +4

    You wild for this one Jody with a y! 😅

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +2

      😂😂😂😂. I was in the shower and this idea hit me. lol. 🤷🏽‍♂️

    • @surgtechbae
      @surgtechbae 5 дней назад

      @@Jodywithawhy it was much needed. Thank you for sharing! 🤌🏽

    • @DamnFringe
      @DamnFringe 5 дней назад

      @@Jodywithawhyshower thoughts are the deepest and most powerful thoughts

  • @user-gu2pu7sz5u
    @user-gu2pu7sz5u 5 дней назад +2

    Love your videos

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      Thank you for watching and supporting. 🙌🏽

    • @user-gu2pu7sz5u
      @user-gu2pu7sz5u 5 дней назад

      @@Jodywithawhy I have questions about joining where can I reach out to you

  • @Tjthenextsamurai
    @Tjthenextsamurai 11 часов назад

    Thank you for the game I’m going to the Air Force soon

  • @Hotwire_
    @Hotwire_ 5 дней назад +4

    Jody i love you but where is rent in the civilian world $500 a month. I need that ASAP

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +3

      I forced it. lol. I definitely did. I actually clipped a part out of my edit saying there’s no where you can get a rent this low, but I thought it felt pretentious and uppity. So I cut it. Lol

    • @Hotwire_
      @Hotwire_ 5 дней назад +3

      @@Jodywithawhy I was READY to pack my bags and move

  • @joel2016
    @joel2016 4 дня назад

    I’m happy with my 2008 Honda Accord. Never gives me problems, just payments on car insurance which isn’t nowhere near over 500 a month, payments for regular maintenance, 200,000 miles but she’s still going! Love me my Ole Amy☺️😂

  • @angeloayala2136
    @angeloayala2136 5 дней назад

    Great video, I know someone who just bought a dodge charger ironically

  • @ukko00
    @ukko00 5 дней назад +2

    Im sold on pararescue and I've been training non stop to get myself prepared. I want to put myself through hell and see what I'm made of

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +2

      I’m glad you know it’s hell and not an easy time. I’m wishing you good luck on the journey. 💪🏽

  • @Autismlife1975
    @Autismlife1975 5 дней назад +1

    I say just save the money until you can buy in full

    • @Jodywithawhy
      @Jodywithawhy  4 дня назад +1

      Ain’t nothing wrong with that. 🙌🏽

  • @mahitobrown6567
    @mahitobrown6567 5 дней назад

    not only that but reliability

  • @-Andres.
    @-Andres. 5 дней назад +2

    Financial education is super important, it's a very good idea that you do this kind of content. Especially for those young people who still do not have a well ordered list of priorities.
    As the great boxer Ringo Bonavena used to say, "Experience is a comb that life gives you, when you are getting bald".
    Saludos!
    P.D: 0:02 those eyes need a waiver 🤣

  • @nickpillow5692
    @nickpillow5692 5 дней назад +1

    What would you suggest a young airman does for a vehicle? Lease, buy, or finance?

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      It really depends on the individual. Sometimes leasing is the better option especially for those who know they’ll want a new car every few years. But if you know this car will be it for the next 5-10 years then buying would be best. Financing is good as long as you’re within your means but all of these scenarios will change depending on the individual.

  • @BritgirlTX
    @BritgirlTX 5 дней назад

    😁 all true!

  • @ayeek47
    @ayeek47 День назад

    What website is that calculator?

  • @SourStrawberrys
    @SourStrawberrys 2 дня назад

    Texas sales tax is 8.25%

    • @Jodywithawhy
      @Jodywithawhy  2 дня назад

      It’s actually 6.25. The calculator I was using had already it in there and I changed it to 7.25 for some reason.

  • @ryanheaton8742
    @ryanheaton8742 10 часов назад

    Life’s not fair.

  • @twilson1542
    @twilson1542 4 дня назад

    Random question... I'm going to be enlisting in about a year. Ive been healthy and fit all my life, but I have never been able to smell all my life. I am not diagnosed with anything, and it doesn't affect my health at all. Would this disqualify me from the air force or could this be worked around? And would this disqualify me from any maintenance job specifically?

    • @Jodywithawhy
      @Jodywithawhy  4 дня назад

      It is disqualifying, I just don’t know how the waiver process works for it. Like what you would need to provide in order to get a medical waiver. I would recommend reaching out to a recruiter and see if they can help.

    • @twilson1542
      @twilson1542 4 дня назад

      @@Jodywithawhy I kinda figured it was disqualifying. The current recruiter I'm talking to said it wasn't and I had a hard time believing him lol

    • @Jodywithawhy
      @Jodywithawhy  4 дня назад

      According to the regulations (Dodi 6130.03) a current olfactory deficit is disqualifying. If he has a way around that, just go with what they say. 🤙🏽

  • @johnlabum5952
    @johnlabum5952 5 дней назад +1

    i’m still buying it

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      😂😂😂😂. Y’all wild. Lol

    • @wes4155
      @wes4155 4 дня назад

      I already bought mine lol

  • @Jon-xt9zg
    @Jon-xt9zg 4 дня назад

    What are your thoughts on buying a 20k honda or toyota would it be considered bad aswell?

    • @Jodywithawhy
      @Jodywithawhy  4 дня назад

      For a brand new military member, it’s a bit expensive. The car payment along with the insurance could stress you out, but it’s possible. I would just you need to run numbers according to your budget and see if it feels right.

    • @Jon-xt9zg
      @Jon-xt9zg 4 дня назад

      @@Jodywithawhypreciate the response im leaving for basic in a month as a e-2 and wanted to know how to make reasonable purchases as a soon to be new airmen so this is very much appreciated

  • @hudsonjamesc
    @hudsonjamesc 5 дней назад

    I would blow my money on a diesel pickup. At least I can do hauling and make money.

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +1

      That’s fair. If it’s no longer a liability but an asset, that’s not a bad purchase.

  • @hipolitoarrieta873
    @hipolitoarrieta873 5 дней назад +2

    Aw men. I thought they were balling. This is not a good look.

    • @nicolaspaulino950
      @nicolaspaulino950 5 дней назад +1

      He’s giving an example towards people who’s low in rank and low in time in service.

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +4

      Brand new members are not balling. After about 4-6 years in with proper budgeting and financial education, you can live pretty good.

  • @malikdaniels5916
    @malikdaniels5916 5 дней назад

    But what about if u get a bonus for like 20k can I afford it then

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      You can afford it, may not be the best purchase but it’s definitely possible. I would say first check to what insurance will be. 🤙🏽

  • @Natureslens00
    @Natureslens00 5 дней назад

    Does this money include our job can you help me understand better

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      I’m a little confused what you mean. Are you asking where did I come up with the pay for a brand new military member? If so here’s a video breaking down pay. ruclips.net/video/dFPh6-K7iWM/видео.htmlsi=Qo4ACMB8psYEPkdp

  • @theglobalistchannel1471
    @theglobalistchannel1471 5 дней назад

    I used Chat GPT instead of the finance office to make me a budget and to tell me good ways to invest and make money. We're in the year 2024. Use technology lol

  • @QuestionMark-iw7kw
    @QuestionMark-iw7kw 5 дней назад

    Leaving to basic, and I can say without a doubt, I dont want a dodge.

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      lol. Please don’t. Not even for the fact it’s an expensive car, they’re pretty bad for reliability. Lol

    • @QuestionMark-iw7kw
      @QuestionMark-iw7kw 5 дней назад

      @@Jodywithawhy i am a mechanic by trade so yeah, very much not interested. I am however gonna upgrade to a 2014 Camry lol, also thanks for all the Videos. Its made my preparation for AFBasic move forward smoothly.

  • @LeoRodriguez-v5o
    @LeoRodriguez-v5o 5 дней назад

    Jordy, I’m attending pre-med school to join med school; I’m planning to join the military; do you recommend that?

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад

      If you’ve found reason to yes. Meaning will you get satisfaction from joining, or do you need assistance with med school tuition. Or do you want to serve as a doctor or nurse in the military to help members. If any of these you’ve answered yes to, then yea the military might be a good fit for you. If you answered no, you just want find your reason before you make the decision. I hope that helps.

  • @Sherwin313
    @Sherwin313 5 дней назад

    Bro put $600 in insurance but $500 in rent... thats hysterical

    • @Jodywithawhy
      @Jodywithawhy  4 дня назад

      The $500 rent was more unrealistic than $600 insurance for a brand new charger for a young person. I stretched the rent, but those insurance costs are real as hell. Lol

  • @ibetoooohigh
    @ibetoooohigh 5 дней назад +5

    500 a month for rent is INSANEEEE 😂😂😂😂😂😂😂

    • @JAXFIT
      @JAXFIT 5 дней назад

      Does not exist 🤣

    • @Jodywithawhy
      @Jodywithawhy  5 дней назад +2

      I was reaching. lol. 😂😂😂

    • @lonewolfsim6837
      @lonewolfsim6837 4 часа назад

      @@Jodywithawhyrent in minot is 1200 for a cheap apartment