As a licensed catastrophe adjuster, I can validate the damage on the front slope of the house was indeed hail impacts. The giveaway was the color of the asphalt (dark). Since the asphalt is dark in color, we can state the granule loss is recent and there is a slight dimple in that spot. *If the color of the asphalt was grey or light grey then we would know it was some type of old, weathered loss of granules. * The reason you did not find much damage on the rear slope was because the hailstorm came from the front and impacted the front slope. The giveaway on that was the dents on the electric turbines. The dents were on the top/front of the turbine indicating the hail came from that direction. I suggest looking at the aluminum window screens on the front and the downspouts on the front. There should be dents on them. Chalk it, take photos and show the adjuster when he arrives. The roof should be approved unless they have Allstate/ LOL
This. Especially the allstate comment. But we've seen wait to many roofs with hail to 1-3 sides but not all. Sometimes the hail is just barely big enough and you've got a nice wind, and it doesn't even clean the moss off one side 😂
Granular loss is indicitive blistering. not hail. Hail impressions leave the granulars/ceramic within the depression. , and there wasn't 8 hits within the prescribed sq footage. Js
@@ChrisMazza-o8p You are wrong. If a roof has hail impacts in an area with a verified hail report through Benchmark, the carrier will appropriate for the affected slope. If the claim goes to mediation/arbitration it will be approved by the umpire due to the documentation by Benchmark. Granules wash out of the affected area over a short period of time which exposes the mat. That is reason it is an insurable loss. Yes, blistering is a factor. However, we all know blistering is very obvious to spot whereas the impacts on this roof are closer to hail impacts. Also, there is collateral support.
It takes a hail stone 1" in diameter or greater to damage a composition asphalt shingle. Hail will dent different types of metal differently and the indentations don't necessarily represent the size of the hail stones. Spatter marks from hail are the best representation of a hail stone's size and they can be found on algae covered surfaces or within the oxidation and grime on some metal surfaces on the property. Spatter is also a good indicator that the storm as recent and it can show you if the storm was directional. HAAG has done ballistics testing to determine this criteria. So the size of the hail needs to be determined and then you have to prove when the storm hit. Some insurance carriers give you one year to make a claim and others give you six months. Everyone wants to believe that the insurance is going to buy their roof because the storm chasers come in making all kinds of promises. A little hail isn't going to damage a shingle roof but the roofers start knocking on doors after every little storm and half of them don't know what they're talking about. They take your insurance money and hire subs to do hack jobs. I work in the industry and it's shady as hell.
That’s 100 percent not true. Pea and dime size hail can cause damage it’s literally falling from thousands of feet and just depending on the age of the roof it may or may not do damage. That doesn’t mean if it’s not quarter size that it won’t do anything. Haag certified is BS. It’s real technical stuff “oh hail only hits from the SW and this angle because of the way El Niño hits the southern coast” it’s all Bologna
@@jatakasawa doesn’t matter get on a roof and do real roof work. And you’ll know. It’s just not as likely to cause damage as 1 inch hail but it indeed can cause damage
@@Mister_Y No, they try to scam customers so they get a bigger paycheck. I made the mistake of signing up to be a roofing inspector, I saw it for how it was.
There is no way that the size illustrated on the attic vent made the so called hail marks on those shingles. Put a penny next to the marks on the vent and compare them to the ones on the shingles. Different type and age of shingles makes a big difference while some can sustain hits better than others so just because the neighbor got it doesn’t mean that you have it.
I mean hail also damages different surfaces differently. A thick metal gauged Power Fan will obviously have smaller dents than the marks on the shingles. Granulals that aren’t directly impacted by hail May fall off because they are close to a Hail strike… Not to mention granular loss will occur more and more as it rains after a hail storm & from wind. On top of that Hail can fall in different sizes in the same storm depending on the length of said storm. You sound like a Insurance Adjuster trying to deny a roof mark…. This guy clearly has damage. Not to mention you should feel those hail marks with your fingers because if they are soft that means the asphalt matting of the shingle is broken and that’s where the true “loss” or “damage” occurs.
Not true voids the finish Warranty and leaves the metal surface susceptible to rust and corrosion RC building codes state that all metal flashings vents skylights curbs damage rusted or deteriorated must be changed in compliance with billing codes in manufacture specifications for warranty
I dont see the point of checking or even worrying about the hail damage on the metal power vents. Its not like its going to leak or deteriorate like the shingles do.
We wonder why insurance is going up if this is all you need to run a full roof replacement for $15,000 possible siding for $25,000 contractors refuses to repair customer goes with it because they never seem that kind of money. It seems to think insurance companies out to get them, the only one that makes any money if the contractor walk through the neighborhood and hit every house you wonder why prices are high
Insurance is there for the sole purpose of restoring your home after a loss. That's what happened in this scenario. The customer contacted their insurance company and had an adjuster look at the roof and they al determined (aside from our input) that the roof needed to be replaced so the customer called us to replace it.
@@samkitty5894 the dents on the roof vents don't affect its function. Those are just more evidence of the size of the hail and the damage it did. Hail doesn't scratch shingles. It knocks the protective granules off which then exposes the fiberglass/asphalt base of the shingle which then deteriorates from the sun eventually leading to leaks.
@@YetiRoofing These roof granules can easily get washed down in heavy rains. I see them all over my lawn as they get flushed down. Asphalt shingles used in USA are cheap junk. In other countries roofs last for centuries.
@@samkitty5894 some of them will wear off over time which is normal. Hail damage makes it much worse and greatly accelerates the aging of the shingle by removing those granules. I don't disagree that asphalt shingles leave a lot to be desired in terms of longevity and hail resistance. We install a lot of metal roofs and see that as a much better option but downs always fit everyone's budget.
It's all a scam. Hail damage doesn't photograph well. Roofer goes up there and just makes some random marks. Homeowner gets shafted under the guise that it "doesn't photograph well", lol
There’s no scam involved ma’am. Since 99% of hail damaged roofs are paid for by your homeowners insurance, what you are describing is not only insurance fraud punishable by prison time but also vandalism and the vast majority of the time insurance companies will send their own adjusters out to verify the damage and they are not in the business of paying for damage that’s non existent so if there’s no damage they don’t pay and the roof doesn’t get replaced. In that case the homeowner got a free roof inspection and we still document the roof condition so they have the peace of mind knowing their roof is fine. Thanks for watching the video and taking the time to comment. I hope I cleared everything up for you.
There is no scam. Solid hail strikes, especially if they’re fresh, are very visible. The older hail strikes are tougher to spot as the shingle granules wear around the edge due to wind/rain etc.... However, you shouldn’t ever have a new roof “shoved down your throat”, we tell our customers an honest assessment of their roof. We also tell them when there is enough damage for insurance to buy them a new roof. We also meet the insurance adjuster at the home for his inspection to ensure the customer gets their money worth from their insurance company
It’s always good to check your nailing pattern to see if you have high knowing that corresponds with the damage that you have on top of the shingle
As a licensed catastrophe adjuster, I can validate the damage on the front slope of the house was indeed hail impacts. The giveaway was the color of the asphalt (dark). Since the asphalt is dark in color, we can state the granule loss is recent and there is a slight dimple in that spot.
*If the color of the asphalt was grey or light grey then we would know it was some type of old, weathered loss of granules.
* The reason you did not find much damage on the rear slope was because the hailstorm came from the front and impacted the front slope. The giveaway on that was the dents on the electric turbines. The dents were on the top/front of the turbine indicating the hail came from that direction.
I suggest looking at the aluminum window screens on the front and the downspouts on the front. There should be dents on them. Chalk it, take photos and show the adjuster when he arrives.
The roof should be approved unless they have Allstate/ LOL
Bingo! Thanks for the comment!
This. Especially the allstate comment.
But we've seen wait to many roofs with hail to 1-3 sides but not all. Sometimes the hail is just barely big enough and you've got a nice wind, and it doesn't even clean the moss off one side 😂
Granular loss is indicitive blistering. not hail. Hail impressions leave the granulars/ceramic within the depression. , and there wasn't 8 hits within the prescribed sq footage. Js
@@ChrisMazza-o8p You are wrong. If a roof has hail impacts in an area with a verified hail report through Benchmark, the carrier will appropriate for the affected slope. If the claim goes to mediation/arbitration it will be approved by the umpire due to the documentation by Benchmark.
Granules wash out of the affected area over a short period of time which exposes the mat. That is reason it is an insurable loss. Yes, blistering is a factor. However, we all know blistering is very obvious to spot whereas the impacts on this roof are closer to hail impacts. Also, there is collateral support.
Oh no! I do! First time I've used them. Now I'm nervous!
Thank you I use a drone for inspections however your show tells a different story with pictures and without. Good Video
Great clips, thank you for showing us from Minnesota.
You’re welcome, thanks for watching!
It takes a hail stone 1" in diameter or greater to damage a composition asphalt shingle. Hail will dent different types of metal differently and the indentations don't necessarily represent the size of the hail stones. Spatter marks from hail are the best representation of a hail stone's size and they can be found on algae covered surfaces or within the oxidation and grime on some metal surfaces on the property. Spatter is also a good indicator that the storm as recent and it can show you if the storm was directional. HAAG has done ballistics testing to determine this criteria. So the size of the hail needs to be determined and then you have to prove when the storm hit. Some insurance carriers give you one year to make a claim and others give you six months. Everyone wants to believe that the insurance is going to buy their roof because the storm chasers come in making all kinds of promises. A little hail isn't going to damage a shingle roof but the roofers start knocking on doors after every little storm and half of them don't know what they're talking about. They take your insurance money and hire subs to do hack jobs. I work in the industry and it's shady as hell.
That’s 100 percent not true. Pea and dime size hail can cause damage it’s literally falling from thousands of feet and just depending on the age of the roof it may or may not do damage. That doesn’t mean if it’s not quarter size that it won’t do anything. Haag certified is BS. It’s real technical stuff “oh hail only hits from the SW and this angle because of the way El Niño hits the southern coast” it’s all Bologna
@@manwiththeplan7143 Thousands of ballistics tests, terminal velocity, science, physics and facts disagree with your statement. Lol.
@@jatakasawa doesn’t matter get on a roof and do real roof work. And you’ll know. It’s just not as likely to cause damage as 1 inch hail but it indeed can cause damage
Especially if you factor in wind speed as well. I’m an adjuster and sold roofs for 2 years before that and i sold roof maxx as well
I’ve also sold millions in roofs in NC where we don’t get crazy big hail.
AWESOME VID!! Thank you for all that you have shared!!
Glad you enjoyed it!
Thank you for the great video .Jim in Nebraska
by the time that little dark spot deteriorates it will be time for a new roof anyway. haha
Wow thank you for those tips
So what? There’s a few dents here and there, does it really need to be replaced?
Yes, it does and it did get fully replaced by the insurance company. No question about it.
That was my question. How much damage constitutes a full roof replacement. Couldn’t those damaged shingles just be replaced?
@@Mister_Y No, they try to scam customers so they get a bigger paycheck. I made the mistake of signing up to be a roofing inspector, I saw it for how it was.
You don’t make a mark you circle around the damage and it has to be a certain size for it to be damaged.
The insurance companies now want a line as he does not a circle.
There is no way that the size illustrated on the attic vent made the so called hail marks on those shingles. Put a penny next to the marks on the vent and compare them to the ones on the shingles. Different type and age of shingles makes a big difference while some can sustain hits better than others so just because the neighbor got it doesn’t mean that you have it.
I mean hail also damages different surfaces differently. A thick metal gauged Power Fan will obviously have smaller dents than the marks on the shingles.
Granulals that aren’t directly impacted by hail May fall off because they are close to a Hail strike…
Not to mention granular loss will occur more and more as it rains after a hail storm & from wind.
On top of that Hail can fall in different sizes in the same storm depending on the length of said storm.
You sound like a Insurance Adjuster trying to deny a roof mark…. This guy clearly has damage.
Not to mention you should feel those hail marks with your fingers because if they are soft that means the asphalt matting of the shingle is broken and that’s where the true “loss” or “damage” occurs.
Great video! Thanks for sharing.
You’re welcome, glad you enjoyed it!
Well done I learned something
Excellent, that’s the goal of every video.
Where is your company?
Rapid City South Dakota
That’s not necessarily true it could also be thermoconductivity of the nail head coming through
I was on my roof today and terrified. I crawled the entire time. It roughed uo my knees, hands, elbows.
Oh no. Be careful!
Roof looks fine. Looks like he’s just a sleazy contractor trying to drum up business.
Granule loss. Peasize hail dents to soft metals.
Ended up being a full replacement paid for by insurance.
🔥🔥
The little dents on the vents are cosmetic and have zero effect on the utility of the vents.
Nobody said that they did, ed. It's simply proof of hail damage.
Not true voids the finish Warranty and leaves the metal surface susceptible to rust and corrosion RC building codes state that all metal flashings vents skylights curbs damage rusted or deteriorated must be changed in compliance with billing codes in manufacture specifications for warranty
Insurance owes for damage they would only not pay for the vents if the insured had a cosmetic exclusion on the policy
Who was the insurance company, so I can make sure I don’t buy their insurance?
What’s a ruff and a creyen?
I dont see the point of checking or even worrying about the hail damage on the metal power vents. Its not like its going to leak or deteriorate like the shingles do.
You are correct, it's just more evidence to the existence of hail damage on the roof overall.
We wonder why insurance is going up if this is all you need to run a full roof replacement for $15,000 possible siding for $25,000 contractors refuses to repair customer goes with it because they never seem that kind of money. It seems to think insurance companies out to get them, the only one that makes any money if the contractor walk through the neighborhood and hit every house you wonder why prices are high
Insurance is there for the sole purpose of restoring your home after a loss. That's what happened in this scenario. The customer contacted their insurance company and had an adjuster look at the roof and they al determined (aside from our input) that the roof needed to be replaced so the customer called us to replace it.
@@YetiRoofing I know you know your not the one only roofer out there
@@YeahADabilldo true but I can only control what I do.
Rock looking things 😂
Doesn't photograph well lol, you are circling wear and tear and blisters... that is not hail... denied.
Exactly I guarantee you there is no fracturing in those shingles
Hail doesn't fall uniformly. So just because your neighbor's roof was replaced doesn't mean your roof needs replacement.
You must be an Allstate adjuster. LOL
This dude talked for 5 minutes saying what could have been said in 15 seconds
Are you telling me you listened for 5 minutes to what could've been listened to in 15 seconds? 😜
All this stuff is cosmetic. No real damage here.
Absolutely was functional damage and their insurance company easily agreed and paid for full replacement.
@@YetiRoofing How do few dents on air vent effect performance? Or few small dents and scratches on roof shingles effect it's function? They do not.
@@samkitty5894 the dents on the roof vents don't affect its function. Those are just more evidence of the size of the hail and the damage it did. Hail doesn't scratch shingles. It knocks the protective granules off which then exposes the fiberglass/asphalt base of the shingle which then deteriorates from the sun eventually leading to leaks.
@@YetiRoofing These roof granules can easily get washed down in heavy rains. I see them all over my lawn as they get flushed down. Asphalt shingles used in USA are cheap junk. In other countries roofs last for centuries.
@@samkitty5894 some of them will wear off over time which is normal. Hail damage makes it much worse and greatly accelerates the aging of the shingle by removing those granules. I don't disagree that asphalt shingles leave a lot to be desired in terms of longevity and hail resistance. We install a lot of metal roofs and see that as a much better option but downs always fit everyone's budget.
This is why we all pay such outrageously high insurance premiums...people filing needless claims.
It's all a scam. Hail damage doesn't photograph well. Roofer goes up there and just makes some random marks. Homeowner gets shafted under the guise that it "doesn't photograph well", lol
There’s no scam involved ma’am. Since 99% of hail damaged roofs are paid for by your homeowners insurance, what you are describing is not only insurance fraud punishable by prison time but also vandalism and the vast majority of the time insurance companies will send their own adjusters out to verify the damage and they are not in the business of paying for damage that’s non existent so if there’s no damage they don’t pay and the roof doesn’t get replaced.
In that case the homeowner got a free roof inspection and we still document the roof condition so they have the peace of mind knowing their roof is fine.
Thanks for watching the video and taking the time to comment. I hope I cleared everything up for you.
That is like saying mechanics just replace random parts. Get real.
@@savageinstitute9569 They do. I mean look at how you were assembled.
There is no scam. Solid hail strikes, especially if they’re fresh, are very visible. The older hail strikes are tougher to spot as the shingle granules wear around the edge due to wind/rain etc....
However, you shouldn’t ever have a new roof “shoved down your throat”, we tell our customers an honest assessment of their roof. We also tell them when there is enough damage for insurance to buy them a new roof. We also meet the insurance adjuster at the home for his inspection to ensure the customer gets their money worth from their insurance company