Wow , another nice update , nice to see how much you spend , condo is nice and cheap , that makes a good saving finding a nice cheap but nice place to stay , your living the dream , good on you , , keep them vids coming
Good morning Welsh Wynn. I'm in the same boat as u from the UK living in Pattaya. Now your breakdown on living costs is exactly the same as I'm getting in living costs. As u said one word be disciplined because I don't have to tell u, this place can suck money double of what the ordinary living costs are. So well said top man..
Sounds like you have a good deal on your condo and a considered approach to your spending. As you replied to one comment, its far better a lifestyle than you could enjoy in Wales, or the UK as a whole. 😊
I admire your discipline and resolve...I am a new subscriber now to your channel now. I am 65 years old nd still working in the U.S. I am just a regular guy. My pension next October will be just under $1600 USD a month with only 100K USD in savings... In your opinion...Would the be enough to support a reasonable western expat life style? I do realize you do get by on less.
Hey bud. Enjoy your videos. Thanks for sharing. 👍🏼 I’m in Pattaya for a few days to a week June 11 if you’re around that week for a beer. Lemme know. Cheers mate 😊 Dave
Good move calculating for us in Thb....................here's hoping that you continue to increase your subscriber numbers and get that monthly income heading North, as we need our 'Welshman on the ground' taking one for the team...............keeping em coming....................
Isaan man (Steady Eddy channel) refers to the Expat Tax Thailand channel videos, and summarises some of the tax rules. UK state pension would be taxable- think it would be taxed at 10% when remitted into the country. There's even a suggestion that if you're not a tax resident anywhere (I.e. this idea that you can go from country to country, and stay less than 180 days a year in Thailand), they will tax remittances into your Thai bank however long (or short) your stay in Thailand. Inheritance may be exempt from taxation (e.g. if you sell property you've inherited to help fund your retirement) - but you'll need probate docs etc. How it works in practice is the thing, though. The more overbearing and unreasonable a law is, the more it will be flouted. Think there's a US saying - "no taxation without representation"; that's what's happening here. With regard to UK state pension not upgrading yearly. Apparently what some people do is, every few years, visit the Philippines for 6 months (and declare residency there to the DWP) - they claim it resets your pension to current upgraded levels.
A lot cheaper than trying to live in the UK on the same budget. A better lifestyle too 👍 The only downside I find living here is trying to get medical ins at my age (72), it comes at a cost, it's outside of my pension budget, but the hospitals/doctors etc, are excellent here and no real hassle getting medical treatment here at an affordable price - the UK has a brilliant NHS system, but trying to see a doctor etc takes ages! All the best Wyn👍
Good video on a very common theme. But this one is more topical & interesting, considering the current Thai heat wave: One night I returned from the Rock in Rio concert at around 4:30 AM. Copacabana was hopping! It became immediately obvious that a significant percentage of my neighbors were entirely nocturnal. As a new Rio de Janeiro resident, this was a great revelation to me. Obviously, various All-Night coffee shops, bars, and restaurants are necessary to make this lifestyle option viable. So... are vampire hours (only) a workable option in Pattaya? And... are any expats actually living this lifestyle? (Now THAT would be a unique, and valuable YT video.)
Thanks for that I hope I'm living my best life as an expat. I'm also grateful I have seen the best of times also in this disturbing World now. Cheers 🙏
Have you considered staying long term in another nearby country like Cambodia or Philippines? Seems the retirement visa requirements are easier in those two countries!
Cheap rent and not chasing to many ladies most couldn't or wouldn't like living on this budget I think the sweet spot is 50k up for you Aussies that's about 2200
I really don’t want to offend any American 🇺🇸 viewers but why do they say you need 2000 us Dollars one came on RUclips and actually slipped up he’s out goings were 1000 us when they have a young thai woman is wrapped around them that is where the money goes. Your budget is realistic and you eat drink and are happy well done
1000 usd, is alright a month if you know how. I've spent around 2000-3000 in 1 month but that was me living good, partying, doing the tourist thing. The last 2 months, probably about 1400-1500. I went out to eat, but it was mostly the little carts. I can get a really good, filling meal for less than 150 baht.
Dude I’m 🇺🇸 and who cares man. Say what you want and who cares if they are sensitive and get offended. That’s their problem. You are right…I have a buddy, retired USA military lives in Pratumnak Hill in a great place and he is all in monthly at $1400 USD. Dude lives great.
It’s primarily because they’re either not being completely honest about their outgoings or are considering totally optional expenses as mandatory and projecting their financial irresponsibility onto others in true gatekeeping fashion. For example, renting out a $600 condo instead of a perfectly fine $300 unit. Or drinking every day. Or owning a car. Or going on a $500 trip every month. Or subsiding their girlfriends in true financially-based relationship fashion. But then they will say something stupid like if you’re living on $1000/month you’re just surviving, not living, when most of the time their definition of “living” is their inability to let go of their western conveniences/lifestyle, while ignoring the fact that just being located in Thailand with all the great things it has to offer is fantastic living in and of itself. They don’t have the right priorities in life. Fuck ‘em. They can stay in the Philippines 😏
Wyn you are in your 60s so I guess you will get your UK pension in the not to distant future? But the problem with Thailand is that you will not receive an annual cost of living rise. Would you consider moving to the Philippines where a UK pension is treated the same as living in the UK? If you haven't already been there a trip to cebu city in the future might be worthwhile for you. I have been to pattaya 6 times since September 2022 but I had also visited the Philippines 22 times in the past. 🇬🇧🏴🏴🇵🇭
just found your channel.........very informative vlog......the insurance would be my main yearly cost......great value apartment at 6500....whereabouts do you live if you care to share....
I have lived in Chiang Mai Mai since 2001 and I consider you advice as very good. I expect my monthly expenses r However you did not mention Medical which can be exspensive, bills of 100K being common when an operation is required. With the passing years Medical becomes a problem. John
Hi John the medical bit is a tricky one with the age thing. But if you can't afford the premiums it then becomes a gamble that you hope goes your way.Thanks👍
Hi Welshwyn firstly hope your well I am finally in Pattaya loving it staying in Jomtien when I landed in Bangkok I got an unlimited data from the airport cost me 1799 baht for 30 days I got 100 mins free but they went straight away where did you get your SIM card from please and what network mine is AIS it’s good but would rather pay 300 a month thanks wheelchair Jim
Where did you find your condo Wyn was it through an agent. Did your visa agent recommend your health insurance? Do you make much of an income from RUclips or is it just a hobby
Thanks for sharing your budget it must be hard sticking to a budget with all the temptation in Pattaya. Its a shame that the UK only has a reciprocal agreements with the Philippines in south east Asia.
u seems to have some discipline and making notes of what u spend. I think that's is the most important keeping your head and have a budget. Seen so many expats over the years pissing away all their (mind and body) money in bars and ladys or living well over their income with luxury NOBODY cares about or are impressed by.
@@welshwyn My self i have a oldschool budget book and a pen. Writing down all daily expenses to the last coin. And transfers it to the laptop in the end of month. Its kind of ritual and hobby for me.. Hobbys are important in se-asia to keep you focused and mentally stable
at last someone who isnt worried about telling viewers how much a month they get ,some youtubers seem to tell you what a great life they have and the viewer is left wondering how can they afford it ,Are these guys sitting on hundreds of thousands of pounds or not
Don't know why you're paying an agent 12,000 every year and having to fork out for medical insurance (unless you want it) for an A O visa when a simple retirement O visa would cost just 2000 doing it yourself. It's a pretty simple process.
@@welshwyn Oh really thats interesting thanks, others I had asked had said 10k a day purely because the girls had put their prices up significantly lately, but then I suppose it depends what your time focus is on ladies vs drinking etc :)
who you recommend as a visa agent that makes your life easier and health insurnace or broker please Wynn. Very wise words on controlling entertainment spend you could piss all your savings up at a wall in months if live to excess in Pattaya and be skint very quickly or you let thai 45 kgs of hotness in her twenties who fleeces you rotten same result. Nobody wants to know you if you are skint Very infomative video keep up good work
Im living out here in phetchabun Wynne i know your from Bridgend and im from Swansea mate. I have been living here now for nearly 3 yrs and on average i transfer between 46 and 60,000 baht per month i am married to a Thai lady who has 2 sons one is now working in Bangkok and taking care of himself the other has just come out college and in a few weeks is going down to Bangkok to work as well. It all depends on what my expenses are each month.
Thank you for another great video, I am in Pattaya from 10th May, would you like to meet up for a drink, do you have an instergram account or Facebook so I can message you direct all the best mark
Excellent information Wyn.
Keep up the good work!
Cheers pal 🙏
Cheers 🙏
Wyn , I must admit you're very humble man Not showing off nice and modest. G-D will provide you more I admire you
Thanks 👍
Nice 1 wyn..Great vids. Don't ever change..great info. Top man
Kind words thanks 🙏
Wow , another nice update , nice to see how much you spend , condo is nice and cheap , that makes a good saving finding a nice cheap but nice place to stay , your living the dream , good on you , , keep them vids coming
Thanks for that 👍
Great information and thank you!
Cheers 👍
Hi, Wyn. Thank you for sharing glad I came across your channel. Now I'm a new subscriber.
Thanks 🙏
Excellent vids mate very informative. Big thanks 👌
Thanks 🙏
Great information Wynn .. Thanks for sharing.
Thanks 👍
Great Stuff Wyn..Thanks
Cheers mate 🙏
Great info Wyn. Thanks 👍🏻
Your welcome 👍
Great job, thank you
Thanks 👍
Well done Wynn always good keep up the good work very informative information and well presented
Thanks so much 🙏
Good honest video. Like it
Thanks 🙏
Thank you! 🏴
Thanks 👍
Very informative vid mate, keep up the good work 😎👌
Thanks mate 🙏
Good Job. Thank you. 🙂🙂
Cheers mate 🙏
Brilliant mate. Only just found your channel. Me and my mate are coming from bridgend for 3 weeks in june for the first time in june
Cheers mate enjoy your visit 👍
Great vlog mate !
Thanks pal👍
Great update. Too man 😊
Thanks 🙏
Very informative Wyn cheers
Thanks 👍
Have a wonderful day Wynn!
Thank you and you 👍
Good morning Welsh Wynn. I'm in the same boat as u from the UK living in Pattaya. Now your breakdown on living costs is exactly the same as I'm getting in living costs. As u said one word be disciplined because I don't have to tell u, this place can suck money double of what the ordinary living costs are. So well said top man..
Well done mate and thank you👍
Sounds like you have a good deal on your condo and a considered approach to your spending. As you replied to one comment, its far better a lifestyle than you could enjoy in Wales, or the UK as a whole. 😊
It's a perfect solution for me.Thank you 👍
Good info Wyn alot more for your money there than in wales thats for sure 🍻🍻🍻
Definitely 👍
I admire your discipline and resolve...I am a new subscriber now to your channel now. I am 65 years old nd still working in the U.S. I am just a regular guy. My pension next October will be just under $1600 USD a month with only 100K USD in savings... In your opinion...Would the be enough to support a reasonable western expat life style? I do realize you do get by on less.
You will have a great time on that amount no problem just keep a disciplined life. Thanks 🙏
Hey bud. Enjoy your videos. Thanks for sharing. 👍🏼
I’m in Pattaya for a few days to a week June 11 if you’re around that week for a beer. Lemme know.
Cheers mate 😊
Dave
Cheers mate 🙏
Good move calculating for us in Thb....................here's hoping that you continue to increase your subscriber numbers and get that monthly income heading North, as we need our 'Welshman on the ground' taking one for the team...............keeping em coming....................
Thanks nice to hear 🙏
That's very affordable. Thank you, Wyn!
Your welcome 👍
The least annoying you tuber. And most informative
Thanks 👍
I totally agree 💯
@@kmdale7041 🙏
U should write a little hand book about all the cheap bars are in Pattaya could b a best seller
I would run out of pages 😂👍
Fair play you playing the game correctly 👍
Thanks 🙏
Isaan man (Steady Eddy channel) refers to the Expat Tax Thailand channel videos, and summarises some of the tax rules. UK state pension would be taxable- think it would be taxed at 10% when remitted into the country. There's even a suggestion that if you're not a tax resident anywhere (I.e. this idea that you can go from country to country, and stay less than 180 days a year in Thailand), they will tax remittances into your Thai bank however long (or short) your stay in Thailand. Inheritance may be exempt from taxation (e.g. if you sell property you've inherited to help fund your retirement) - but you'll need probate docs etc.
How it works in practice is the thing, though. The more overbearing and unreasonable a law is, the more it will be flouted. Think there's a US saying - "no taxation without representation"; that's what's happening here.
With regard to UK state pension not upgrading yearly. Apparently what some people do is, every few years, visit the Philippines for 6 months (and declare residency there to the DWP) - they claim it resets your pension to current upgraded levels.
Who's your Visa agent. Sounds cheap. Where is the 1 bedroom condo for 6500
A lot cheaper than trying to live in the UK on the same budget. A better lifestyle too 👍 The only downside I find living here is trying to get medical ins at my age (72), it comes at a cost, it's outside of my pension budget, but the hospitals/doctors etc, are excellent here and no real hassle getting medical treatment here at an affordable price - the UK has a brilliant NHS system, but trying to see a doctor etc takes ages! All the best Wyn👍
True words thanks mate 👍
Good video on a very common theme. But this one is more topical & interesting, considering the current Thai heat wave:
One night I returned from the Rock in Rio concert at around 4:30 AM. Copacabana was hopping! It became immediately obvious that a significant percentage of my neighbors were entirely nocturnal. As a new Rio de Janeiro resident, this was a great revelation to me. Obviously, various All-Night coffee shops, bars, and restaurants are necessary to make this lifestyle option viable.
So... are vampire hours (only) a workable option in Pattaya? And... are any expats actually living this lifestyle? (Now THAT would be a unique, and valuable YT video.)
Thanks for that I hope I'm living my best life as an expat. I'm also grateful I have seen the best of times also in this disturbing World now. Cheers 🙏
Goodman like the way u tell it no waffle u must have been in regiment you havd great discipline enoy 😮😮
Thanks for that 👍
Have you considered staying long term in another nearby country like Cambodia or Philippines? Seems the retirement visa requirements are easier in those two countries!
At the moment im happy to live in Pattaya but if the visa situation changed here I would consider it. Thanks 👍
Cheap rent and not chasing to many ladies most couldn't or wouldn't like living on this budget I think the sweet spot is 50k up for you Aussies that's about 2200
I really don’t want to offend any American 🇺🇸 viewers but why do they say you need 2000 us Dollars one came on RUclips and actually slipped up he’s out goings were 1000 us when they have a young thai woman is wrapped around them that is where the money goes. Your budget is realistic and you eat drink and are happy well done
Good point and thanks 🙏
1000 usd, is alright a month if you know how. I've spent around 2000-3000 in 1 month but that was me living good, partying, doing the tourist thing. The last 2 months, probably about 1400-1500. I went out to eat, but it was mostly the little carts. I can get a really good, filling meal for less than 150 baht.
Dude I’m 🇺🇸 and who cares man. Say what you want and who cares if they are sensitive and get offended. That’s their problem. You are right…I have a buddy, retired USA military lives in Pratumnak Hill in a great place and he is all in monthly at $1400 USD. Dude lives great.
@@martyb4404 nice one thanks 🙏
It’s primarily because they’re either not being completely honest about their outgoings or are considering totally optional expenses as mandatory and projecting their financial irresponsibility onto others in true gatekeeping fashion. For example, renting out a $600 condo instead of a perfectly fine $300 unit. Or drinking every day. Or owning a car. Or going on a $500 trip every month. Or subsiding their girlfriends in true financially-based relationship fashion.
But then they will say something stupid like if you’re living on $1000/month you’re just surviving, not living, when most of the time their definition of “living” is their inability to let go of their western conveniences/lifestyle, while ignoring the fact that just being located in Thailand with all the great things it has to offer is fantastic living in and of itself. They don’t have the right priorities in life. Fuck ‘em. They can stay in the Philippines 😏
great video
Thanks 👍
Wyn you are in your 60s so I guess you will get your UK pension in the not to distant future? But the problem with Thailand is that you will not receive an annual cost of living rise. Would you consider moving to the Philippines where a UK pension is treated the same as living in the UK? If you haven't already been there a trip to cebu city in the future might be worthwhile for you. I have been to pattaya 6 times since September 2022 but I had also visited the Philippines 22 times in the past. 🇬🇧🏴🏴🇵🇭
Thanks for that never knew it was like that in the Philippines. It's on my bucket list to visit.👍
Great vlog and you don’t go without your rent is reasonable is that a condo or serviced Apartment?
Condo thanks mate👍
just found your channel.........very informative vlog......the insurance would be my main yearly cost......great value apartment at 6500....whereabouts do you live if you care to share....
Arcadia Theppraya road thanks 👍
I have lived in Chiang Mai
Mai since 2001 and I consider you advice as very good.
I expect my monthly expenses r
However you did not mention Medical which can be exspensive, bills of 100K being common when an operation is required.
With the passing years Medical becomes a problem.
John
Hi John the medical bit is a tricky one with the age thing. But if you can't afford the premiums it then becomes a gamble that you hope goes your way.Thanks👍
Hi Welshwyn firstly hope your well I am finally in Pattaya loving it staying in Jomtien when I landed in Bangkok I got an unlimited data from the airport cost me 1799 baht for 30 days I got 100 mins free but they went straight away where did you get your SIM card from please and what network mine is AIS it’s good but would rather pay 300 a month thanks wheelchair Jim
Hi mate I got mine with AIS Central festival three years ago but prices probably up now 👍
Good information there Wyn, how many nights a week are you out for entertainment?
Hi mate I go out 3 nights a week and stay in 4 nights.And I go home after a few beers.👍
@@welshwyn that's good to know, I'm not a heavy drinker myself these days 👍
6,500THB/month for your condo? Would that be for a one-year contract and was it slim pickings or did you find a lot of choice for that budget? Thanks
No I'm on month by month you just got to spend some time looking around 👍
Hi wyn great info could you tell me how much you pay for flights oneway return trying to get an idea on travel costs
To the UK my last flight was about £250 one way with 2 stops.👍
@@welshwyn what airline m8
@@carlopepi China Southern 👍
@@welshwyn God cheapest from scotland is£700+
Where did you find your condo Wyn was it through an agent. Did your visa agent recommend your health insurance? Do you make much of an income from RUclips or is it just a hobby
I had my condolences from the agent in a office in Laguna 3 Jomtien. I did the insurance myself online and no I don't get any money on RUclips.👍
@@welshwynis the insurance mandatory for the 1 year retirement visa ?
Hi wyn how much money do you need in the bank to retire cheers.
800,000 or use agent👍
Hi welshwyn . I will be retiring in pattaya. This year ,should ii be worried about the new tax laws..!!??
Lots of speculation as always here then nothing comes of it .I think it affects tax residents only.👍
Cheers , 😎🏖️🙏😁
Good stuff... Am surmising state pension must be close? Im 64 with full contributions record so for me in 2026 I will drop anchor likewise
We will be millionaires when that state pension kicks in 🤣 Thanks 👍
@@welshwyn yes for me its what I always call bonus money because in my case it wont be replacing existing income
Good rise in your income mate !@@welshwyn
Ye 2029 for thanks 👍
Yes I think so 😃
Prettysure if you apply for the retirement visa in thailand, yiu dojt have to have insurance....
Not for the O visa but compulsory for the OA visa👍
Im in Pattaya may 16th if you want a beer? I’m from Caerphilly and it’s 6 of us coming for a month, age between 40-70
Enjoy guys cheers 👍
Thanks for sharing your budget it must be hard sticking to a budget with all the temptation in Pattaya.
Its a shame that the UK only has a reciprocal agreements with the Philippines in south east Asia.
Yes it's hard at times but I know where I want to be👍
Hi WYN, you don’t need insurance for your o visa
Correct but for my OA visa it's mandatory 👍
What company did you use to get your health insurance with your non o a retirement visa. Please help. Thanks !!!
Falcon 👍
Thank you!!!
can you tell us the name of the health insurance company please
Falcon👍
I'm paying 12k rent in Arcadia
Jeez 😯
u seems to have some discipline and making notes of what u spend.
I think that's is the most important keeping your head and have a budget.
Seen so many expats over the years pissing away all their (mind and body) money in bars and ladys or living well over their income with luxury NOBODY cares about or are impressed by.
Thanks bud well said🙏
@@welshwyn My self i have a oldschool budget book and a pen. Writing down all daily expenses to the last coin. And transfers it to the laptop in the end of month. Its kind of ritual and hobby for me..
Hobbys are important in se-asia to keep you focused and mentally stable
@@nattm6553 ye I'm old school too not wasting my money easily 👍
What if you need medical care?
Use the insurance but pay the first 200,000 baht or go back to UK 👍
Are you on the A O (, retirement ) visa , ?
Yes 👍
Wyn which mobile network are you with my friend??
AIS 👍
@@welshwyn 👍
Good man, can you not change to the O visa.
I could but why pay the agent double for the O visa just for an extra 3months.👍
@@welshwyn Do it yourself and you don't need insurance on it. There's a guy cheap Dave. Have a word he'll put you right.
at last someone who isnt worried about telling viewers how much a month they get ,some youtubers seem to tell you what a great life they have and the viewer is left wondering how can they afford it ,Are these guys sitting on hundreds of thousands of pounds or not
They never tell you they use the Bank of Mum and Dad.👍
I was on about other retired Thai Pattaya you tubers mentioning no names but well known
Diolch Wyn
Hello Mike ti iawn boi 👍
I presume you will get your UK state pension in the near future which should be a minimum 1000 pounds a month????
Yes bit of a wait but I will have a good income then👍
Yes bit of a wait but I will have a good income then👍
@@welshwyn I spend 4 months a year Patts think you need 2k a month for reasonable life.
@@nickjones8867 Put it like this I can have a great life here on my low budget which I wouldn't get in the UK.👍
@@welshwyn Yes up too the individual very easy to spend a small fortune on night life 10,000 Baht a night easy to do.😆😆
Don't know why you're paying an agent 12,000 every year and having to fork out for medical insurance (unless you want it) for an A O visa when a simple retirement O visa would cost just 2000 doing it yourself. It's a pretty simple process.
Happy with the OA and the insurance for now mate . Thanks 🙏
That's easy,,does not have 800,000bt in a bank, so using a agent to get round the rules, lots of people do it,
What do you think is a good amount for a 2 week trip
That's a difficult one . Depends what you want partying every night about 4000 to 5000 bht a day .👍
@@welshwyn Oh really thats interesting thanks, others I had asked had said 10k a day purely because the girls had put their prices up significantly lately, but then I suppose it depends what your time focus is on ladies vs drinking etc :)
@@ajtame just go to a cheap happy massage before u go out..problem solved and u can zigzag home in peace later
Without buying any LDs, barfines and ringing a bell, B6K a day for 2 weeks.
Take about 3 grand for the two weeks then you will have the best time if you come back with money all the better.
Wyn. Beer an Darts only goes so far Cee. Use ya Fkn Crumpet Yakee Darr Cee 😢
I cee 👍
@@welshwyn nice to see ya back pal. 👍🙏😉
@@DavidClarke-xf1rd Thanks bud 🙏
who you recommend as a visa agent that makes your life easier and health insurnace or broker please Wynn. Very wise words on controlling entertainment spend you could piss all your savings up at a wall in months if live to excess in Pattaya and be skint very quickly or you let thai 45 kgs of hotness in her twenties who fleeces you rotten same result. Nobody wants to know you if you are skint Very infomative video keep up good work
Try Condo Pattaya they have office in Laguna 3.My insurance was with Falcon 👍
Diolch, Wyn. Gobeithio ymddeol i Jomtien ddiwedd y flwyddyn, ac mae costau byw wrth gwrs yn fy meddwl... £1k fydd gen i gobeithio.
Neis clywed wrtho ti fyddi di galler cael amser da ma ar £1k. Diolch 👍
Im living out here in phetchabun Wynne i know your from Bridgend and im from Swansea mate. I have been living here now for nearly 3 yrs and on average i transfer between 46 and 60,000 baht per month i am married to a Thai lady who has 2 sons one is now working in Bangkok and taking care of himself the other has just come out college and in a few weeks is going down to Bangkok to work as well. It all depends on what my expenses are each month.
Hi mate glad it's working well for you on your budget 👍
Thank you for another great video, I am in Pattaya from 10th May, would you like to meet up for a drink, do you have an instergram account or Facebook so I can message you direct all the best mark
Who's your Visa agent. Sounds cheap. Where is the 1 bedroom condo for 6500
Arcadia Continental 👍