I been really wanting to get a charger rt but I’m in currently college as full time student and in my last semester. I only work part time and so considering all they key points you made about what the car note would be and insurance it’s not the move yet, I gotta secure myself a stable job first and then eventually get myself a charger. Thanks for the advice 🤘🏽💯
That’s good to hear. You got a good plan that’ll work for sure . And you might be in such a good position that you’ll be able to get something even better. Just stay focused and keep grinding! 💪🏽
Aye, I definitely recommend any and everybody on here to check out YAA (Your Auto Advocate), homie and his dad who use to be a dealership sales manager, be giving some game on how to come correct at the dealership and Finance offices. Aside from that, bro, keep uploading, even do some youtube shorts of you doing burnouts or whatever, keep that content rollin cuz youtube could become a good passive income for you as long as you stay consistent, and if there aint no pre-payment penalties for your car note, you can pay off your car note faster and finesse the dealership outta getting any interest outta you! Ill sub to support the growth 🙏🏽
This is something I really needed to hear bro, I’m glad I stumbled across your video. Not too many ppl gone give you game like that. Half the stuff you said I had no idea about, & I’m 25 soon to be 26.
Not even gonna lie you literally explained my situation in this video . I never got a loan for a car before and my credit is mid . I wanna buy a scat pack in the next year that's my goal
while you were figuring out with your hell cat why didnt you just buy a cheap car for cash? instead of adding another 30k in loans? im glad it worked it out for you bro ima sub follow youre journey fasho.
“Don’t be in a rush to get these cars, they’re not going anywhere” I wish they weren’t bruh😭 dodge finna discontinue chargers n challengers soon, they said by 2024. Good vid tho bruh💯 helped me understand more about what it takes to get scat
If you can help it, go through a credit union. They typically have the best auto loan apr rates, and you can always use their quotes to compete against the dealerships lender quotes which if using the proper negotiating tactic, can get the dealership to quote you a lower apr%. Check YAA (your auto advocate) on youtube for game on how to prevent dealerships from finessing you
I think that helped a lot bro I’m 21 my credit score 750+ make 96k yearly but I never financed a car I was thinking get a 2022 scatpack as my first finance car
@@nolia8140 you can use credit karma to help you find a credit card. You can find one that doesn't have high interest rates because they show the rates and fees of the cards that are suggested to you.
I’m 18 and wanna get approved for a 20k car loan I got about 5 months of credit history my score a 680 . I got $1500 down . Is it possible to get approved ?
Most definitely. You getting approved with those circumstances shouldn’t be an issue at all! As long as the bank can determine you make enough to afford to pay the loan then you’ll be more than fine. You’re gonna get your car💪🏽
Yeah it’s possible, My 1st car was 13’ R/T Charger. 1500$ down, 540 Credit Score. Paid 360 a month W/ 11.14 APR when I was like 21 Now a little above a 700, if you get or have a secured credit card use it for stuff like gas or phone bill if you have to instead of paying for it with cash. Some wait til the end of the month to pay the funds off or some a couple weeks after it processed
@@Roctv Keep doing what you’re doing, anything you know that’s gone be a debit payment, pay credit then transfer later 💪🏽 you use any credit apps? Like credit karma?
@@symboIiq me an u are in the same boat rn bro im 19 with a good ass credit score buh barely and credit history if ur not puttin more then 30% down on the car with no cosigner yur not gonna get it u need atleast 15k
bankruptcy = financial suicide..but I understand u just wanting to get from under those car payments..sounds like you learned your lesson now tho..by a house, cars are stupid
Excellent content my brother‼️✊🏿🔥✊🏿
Good information right there bro. Giving that game💪🏾
Appreciate that Brodie💪🏽
Thanks for the good advice
Thank you speaking facts! No lie we’re told
I been really wanting to get a charger rt but I’m in currently college as full time student and in my last semester. I only work part time and so considering all they key points you made about what the car note would be and insurance it’s not the move yet, I gotta secure myself a stable job first and then eventually get myself a charger. Thanks for the advice 🤘🏽💯
That’s good to hear. You got a good plan that’ll work for sure . And you might be in such a good position that you’ll be able to get something even better. Just stay focused and keep grinding! 💪🏽
@@bleulyric450 thanks for the motivation, keep posting more content I know you can make it on YT 🤘🏽
Appreciate it bro 💯💪🏾
Anytime bro💪🏽
Aye, I definitely recommend any and everybody on here to check out YAA (Your Auto Advocate), homie and his dad who use to be a dealership sales manager, be giving some game on how to come correct at the dealership and Finance offices. Aside from that, bro, keep uploading, even do some youtube shorts of you doing burnouts or whatever, keep that content rollin cuz youtube could become a good passive income for you as long as you stay consistent, and if there aint no pre-payment penalties for your car note, you can pay off your car note faster and finesse the dealership outta getting any interest outta you! Ill sub to support the growth 🙏🏽
This is something I really needed to hear bro, I’m glad I stumbled across your video. Not too many ppl gone give you game like that. Half the stuff you said I had no idea about, & I’m 25 soon to be 26.
Great video bro! Free game
Not even gonna lie you literally explained my situation in this video . I never got a loan for a car before and my credit is mid . I wanna buy a scat pack in the next year that's my goal
Could you do you a video of your lifestyle and what might you do for a living..just curious dats all
Coming soon
Keep going on I wanna get a scatpack too bro
Including PERSONAL LOANS? Wipe away?
while you were figuring out with your hell cat why didnt you just buy a cheap car for cash? instead of adding another 30k in loans? im glad it worked it out for you bro ima sub follow youre journey fasho.
Tbh I was just moving fast . Didn’t think the situation through like I should have. And thanks for the subscribe fasho💪🏽
I work on credit if anyone need there credit repair
“Don’t be in a rush to get these cars, they’re not going anywhere” I wish they weren’t bruh😭 dodge finna discontinue chargers n challengers soon, they said by 2024. Good vid tho bruh💯 helped me understand more about what it takes to get scat
They not going nowhere these cars still gone be around on lots
Trump gon make them start back production when he gets back in there in 2024 😂
Hey mann! I went through the exact same thing and I’m about to put a large down payment on a car. Do you know what lender approved you?
If you can help it, go through a credit union. They typically have the best auto loan apr rates, and you can always use their quotes to compete against the dealerships lender quotes which if using the proper negotiating tactic, can get the dealership to quote you a lower apr%. Check YAA (your auto advocate) on youtube for game on how to prevent dealerships from finessing you
I think that helped a lot bro I’m 21 my credit score 750+ make 96k yearly but I never financed a car I was thinking get a 2022 scatpack as my first finance car
What do you do for a living ?
96k a year ???
@@yrnrae yes
So bro i got a question teach me were to apply for a credit card i have no credit. How did you get it up that high in three months
Do you have credit karma ?
@@chriswilliams9734 yes bro i actually started using self credit builder are they good
@@nolia8140 you can use credit karma to help you find a credit card. You can find one that doesn't have high interest rates because they show the rates and fees of the cards that are suggested to you.
👍🏿👍🏿🔥
99% of people watching this can't even even get a damn STX talking about thanks for the advice 😂😂😂
I’m 18 and wanna get approved for a 20k car loan I got about 5 months of credit history my score a 680 . I got $1500 down . Is it possible to get approved ?
Most definitely. You getting approved with those circumstances shouldn’t be an issue at all! As long as the bank can determine you make enough to afford to pay the loan then you’ll be more than fine. You’re gonna get your car💪🏽
@@bleulyric450 yea I have no bills rn and I really just wanna keep the car for 6 months to get the history to get what I want down the line
Yeah it’s possible, My 1st car was 13’ R/T Charger. 1500$ down, 540 Credit Score. Paid 360 a month W/ 11.14 APR when I was like 21
Now a little above a 700, if you get or have a secured credit card use it for stuff like gas or phone bill if you have to instead of paying for it with cash. Some wait til the end of the month to pay the funds off or some a couple weeks after it processed
@@ukayhemi6385 yea I got my first $200 secured card a few months I just got approved for $600 cap one card unsecured
@@Roctv Keep doing what you’re doing, anything you know that’s gone be a debit payment, pay credit then transfer later 💪🏽 you use any credit apps? Like credit karma?
Giving the free game thanks
Appreciate that bro & anytime!
Question bro, if I have 700 credit and 10k for a down payment for a 2021 scatpack, but I have zero auto history, would I be approved?
Most likely not unless you can find one for mid 30k’ish you have to understand how Tier’s work.
u got a better chance with like 15k
@@xo7298 They wouldn’t accept 10k?
@@symboIiq me an u are in the same boat rn bro im 19 with a good ass credit score buh barely and credit history if ur not puttin more then 30% down on the car with no cosigner yur not gonna get it u need atleast 15k
@@symboIiq on the other hand if ur lucky enough to get a cosigner ofc they’ll do it with 10k down
I think worse decision was to pay for 2 cars when you done need it
Facts!
So all your old debt gone off your credit
Yes it is . Or it was at least
@@bleulyric450i might have to go that route
bankruptcy = financial suicide..but I understand u just wanting to get from under those car payments..sounds like you learned your lesson now tho..by a house, cars are stupid
Youre forgetting insurance lmao. With no driving record or a bad onr you can pay up to 600$ or more a month lmao
lol true. Some ppl pay even more than that. A lot more