Nice time stamp to pick desired topic quickly 👌🏻👌🏻 Sad part , such humble person can't speak in it mother tongue 😢 Forced Sandeep to twist his tongue to speak in English 😛 ( though he covered it amicably 👌🏻👌🏻) Fil thy Netas 🤬🤬 are ruining our great Bharat (except very very few like Yogi, Hemanta 🙏 etc)
He is good for heavy investors and can say false things also to grow just go and ask as agent what is the commission on ULIP u will not even found more then 7.5% but he said 30% what has he taken is he put of his mind that the type of false information he is providing to earn more.
Who else is feeling the heat of the economy and the unpredictable stock market? Raises hand Yep, that's me with my $730k portfolio made up of bonds and stocks. I've been tossing and turning at night wondering if it's time to liquidate and flee for the hills. Anyone else in the same boat?
It would be prudent to conduct a thorough assessment of the companies you have invested in and their potential for future growth, especially considering the possibility of a further market downturn. Engaging the services of an investment advisor to help restructure your portfolio could help alleviate any anxiety and improve your investment strategy. I have personally found this approach to be successful in reducing stress levels.
I have been exploring the possibility of utilizing advisors. However, I am still evaluating their potential effectiveness in providing the support I need.
"MARIA ELENA MONTES ADVISOR" is an esteemed coach known for her proficiency in her area of expertise. You probably might have come across her. I found her on a CNBC interview where she was featured and i reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can carry out a quick internet research on her name for more info. I basically follow her market moves and haven’t regretted doing so...
middle class is foolish and will forever play the losing game. The game is rigged from start. Middle class never understands. They are borne to be exploited.
One of the best inspiring videos from LLA. Even though i am from Kerala and subscribed to a lot of financial channels it took years to know persons like Melvin existing and doing a lot of good things to our country ❤. Thanks LLA
Heard him on Paisa Vaisa with Anumap Gupta in Advisor Perspective series, Gem of a person...(FYI, I am also a Financial Advisor and never sold any ULIP plan, traditional plan etc.)
Financial advisory: 1. Competitors doing Advisory+Distribution and hence earning out of distribution commission... without any advisory fee. Customer thinks its a free service. 2. Only Advisory business: no distribution commission so advisory fee is the only income source. Customer thinks its a paid service, hence customer finds distributor better thinking he is free.
#LLA team .. you guys are awesome.. you guys are no less than Mr. Melvin… doing so much research and making an impact.. love you guys.. keep up the good work.. really appreciate what you guys are doing at this age..
No words enough! Usually I see long videos in 1.25x or 1.5x. But this video I couldn’t do that. Bcz every second was worth to listen and learn. People like Sir are the living examples shaping India 🇮🇳 . 🫡
Thank you LLA for bringing people like Melvin Joseph sir to us. Feel happy when someone helps people to help freely in their financial stuff. If more people comes like this, then such money minded companies will get fear and some good things will happen to society.
I don't know how you manage to make these videos, but I assure you these are a few of the BSET videos I have watched on youtube in recent days. Best wishes to you and your team. 💐
Had the opportunity to take guidance from Melvin sir before I entered to the corporate. I must say he has been a great reason that I made a career in finance
We look up to fake heroes in the movies. Real heroes are like Sir Melvin. My heart feels such a gratitude towards him. Good work and may God bless him and his family for being such a good and helpful person. Some heroes don't wear Cape.
Wow.. this guy's motive gave me goosebumps. Thanks for identifying such individuals & sharing with us LLA ❤ I would be more than happy to join his purpose 🙏
Melvin is a man with mission, thorough unbiased professional, humane and wise...a very rare combo indeed... Glad to have been guided by him in personal finance and happy to have known him.. More such people are needed in this world😊
In some places, Mr Melvin mic was working fine, whereas Mandy's mic was inaudible. Even outdoor as well as in the hotel. In the hotel, it was more often. Just want to bring to LLA notice, so that things will get improved.
First of all I should say Thank you LLA for introducing us to Melvin Sir. Every bit of the video is worth watching. I watched the entire video and learnt a lot of things. I wish that every kid should watch this video and become good financial planners.
Melvin sir, too much financial literacy may wipe out salaried class from India (backbone of direct taxes), that's why no government can take a genuine stand. Economy is circular 😅.
Nope, it will in fact have the opposite effect. The country will become more incentivised to perform, the middlemen are cut out. The efficiency will be better. The only institutions/class to suffer will be those who push for middle class or lower class to remain as it is.
PURE BRILLIANCE....this was an exceptional show that should be watched by each and every person to get a better understanding or even to be aware of what's happening around insurance in India.....just stunning work by Mandeep and team. Hats off to their effort and thought process to bring out videos like this. Kudos.👍👍👍
Sir bhot acha tha ek suggestion hai ki Last me aap 5 min pura summarize kro jo bhi main point pr baat kri thi taaki Log fir se uss point pr ja kr sune aur unko Benefits mil saken. Thanks 😊
Hello sir samajh aata hai ki vah bande English bolate Hain per aap to Hindi mein samjha sakte ho ek alag video banakar aapke jyada Tak subscribe hai Hindi bhashi hai vah Hindi bhashi yah English interview samajhna mushkil hai please sir ek video ISI video ka Hindi vajan mein release 🙏🙏
Kudos to Mandeep for bringing out such a gem. I felt like I heard a story of a movie. The great Visionary Melvin Sir "Shaping India" Salute to you Sir.
Sir ji pure interview English me hai iska pura episode Hindi me kariye aur garib janta ke pass jayega jo apko karna hai vo hojayega jitna apne mehnat Kiya uska fal apko mileaga kyo ki English bahut log nahi jante Hindi me aap samjha de is episode ka pura kya hai
Sir, insurance industry main bhi MLM chalta hai kya? Please reply me sir. If, industry se koi agar bol raha hai ki ek post achieve karne k liye mereko XXX amount of insurance sell karna hoga aur 4 banda recruit karna hoga ...aur commission aata rahega uss 4 banda se....kya ye illigal hoga karna... please reply sir 🙏
please help mere personal number ko telemarketing me use kiya gaya number bolke TRAI ne bina inform ke mera number band kardiya .. kahin se kuch bhi help nahi mil raha .. mere bahut se account ish number se linked hai me kya karun ?
Thanks for bring a nice humble person in the interview. A got Melvin sir name from The Wisest owl book. I am a client of him. But I didn't know his personal charity work.
From the start i m hooked. Its beautiful the way you shot it and the energy of Melvin louis. Its an inspiration. I also want to do something for our country. Thanks a lot very few videos on RUclips moves you so much.
Somebody is discussing term insurance for class which earns less than 5L .. my term was rejected ..i had convinced my husband for term after seeing your video .... saral bima not all company's give , whoever giving is charging high premium... I told my husband term is for people who have money baki sab bhaad mein jao
No words to say…. Feel so good to know that such self less people do still exist amongst us. God bless Mr Melvin and Jagruk talks for having brought him for this interview. 👍🏼
Most of the time i feel like all the people in this world are shitty and assholes including myself... But then i see very few people like Melvin and i start doubting my thoughts about this world's ... Or this country or its people... . . But then somewhere inside i feel happy and glad that there are people who still have there "humanity" with them...!!!
Sir MNW naam ke app ne bhut bada scam Kiya hai 137k logo ke 5000 each(69-150crore minimum) or more than that leke Bhaga hai If possible make video or anything which can help us out in this case
In India, We have microfinance/cooperative finance like Swayamshree Mahila, SHG which is similar to Bangladesh microfinance, and this was their way back before Bangladesh microfinance and still operating. So this is a familiar thing.
Thank you LLA for making such wonderful, inspirational and educational videos and creating an awareness among the masses 2nd best video for me after pattu sir. Please start a course on personal finance not only for students but for everyone because in India we all need to get aware about personal finance and must get educated in this topic. Once again a huge thanks to the team LLA and to Malvin sir for making this video.♥️
How can we invest in mutual funds via direct method ?. is invest to apps like grow and phonepe direct invest method ?. if yes, doesn't this apps have a fund manager for our stocks and mutual funds ?. so how is it direct invest method?
How to reach out to Melvin sir? My friend has been mis-sold an insurance policy and on trying to cancel the policy, the insurance agent has been harassing over the phone. Anyone from team LLA please help
Sir I truly become great fan of you. Hat's off. I am from Maharashtra and looking the way people overflowed with all facility in government jobs still asking for pension and other side you kept the example of leaving such a luxury government job and coming forward to help society. 🙏
Thanx LLA for such Videos U make for us 💪 Bass Ek Request hai ki, English mei poore videos shoot mat karo, Ek Baar ko Hinglish bhi chalegi lekin, Plzz Hindi mein videos banaiye 🙏.
hi MMM Came across this video via freefincal link. 2 things - since cred sponsored this, my feedback about cred - very poor service - and covering Melvin sir on this video - best decision! so bad sponsor but very useful content!
Great feeling indeed to have watched this video .. Thank you labour law adviser for so precisely and wonderfully sharing this important information … Best wishes to Mr Melvin sir and labour law adviser..☺️🌸🌹🌺💐
Please make videos on mutual funds, gold, forex, stock market skills as a career, and also make videos on real estate investments, insurance and Mediclaim, u make great videos thanks.
What a man Melvin sir is. I genuinely respect him. A great man is a man that serves the society. And also key information that he gave which is really helpful. Awesome video make such episodes more often.
Amazing! Very Useful! Please help - : I have a folio of 1.5 cr plus. All in Equity. 70% in index funds (Nifty 50 and Next 50). Both funds are from the same fund house, happens to be UTI. Should I choose a different fund house for my further investment to de-risk the fund house concentration? OR it doesn't matter?
👉 Download Cred: app.cred.club/spQx/sfo4hmy3
👉 CRED Jagruk Talks S2 Playlist: ruclips.net/p/PL9DpKzAHkdgrBlbX_4c23_BMaCcotV6WJ
Hindi me milega kya
Salute to Mr. Joseph
Nice time stamp to pick desired topic quickly 👌🏻👌🏻
Sad part , such humble person can't speak in it mother tongue 😢
Forced Sandeep to twist his tongue to speak in English 😛 ( though he covered it amicably 👌🏻👌🏻)
Fil thy Netas 🤬🤬 are ruining our great Bharat (except very very few like Yogi, Hemanta 🙏 etc)
@LabourLawAdvisor I also want contribute for the Nobel cause. How can I contact Melvin Sir
Mandeep would have been great if ur voice was more audible
People like Sir Melvin defines India and what is the true meaning of a Deshbhakt
How to get in touch with melvin sir, I too want to be client of him.
He is good for heavy investors and can say false things also to grow just go and ask as agent what is the commission on ULIP u will not even found more then 7.5% but he said 30% what has he taken is he put of his mind that the type of false information he is providing to earn more.
Kar Diya na nationalism ki baat. I was scrolling down to see some extraterrestrial comments
well said!
Well said.. please let us know how to be a part of program which Melvin sir does for kids education
Sad thing is that selfless people never publicise their act. Kudos to the team for showcasing Melvin sir contribution ❤
thats the point of being selfless. No point in beating your chest. Do good for the objective of making others happy.
This was the best and most heart warming of all of jagruk talks so far 🔥
Who else is feeling the heat of the economy and the unpredictable stock market? Raises hand Yep, that's me with my $730k portfolio made up of bonds and stocks. I've been tossing and turning at night wondering if it's time to liquidate and flee for the hills. Anyone else in the same boat?
It would be prudent to conduct a thorough assessment of the companies you have invested in and their potential for future growth, especially considering the possibility of a further market downturn. Engaging the services of an investment advisor to help restructure your portfolio could help alleviate any anxiety and improve your investment strategy. I have personally found this approach to be successful in reducing stress levels.
I have been exploring the possibility of utilizing advisors. However, I am still evaluating their potential effectiveness in providing the support I need.
"MARIA ELENA MONTES ADVISOR" is an esteemed coach known for her proficiency in her area of expertise. You probably might have come across her. I found her on a CNBC interview where she was featured and i reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can carry out a quick internet research on her name for more info. I basically follow her market moves and haven’t regretted doing so...
Thank you so much for this information. ☺
Bot scam
His story is so inspiring we need people like him more and help middle class people..
middle class is foolish and will forever play the losing game. The game is rigged from start. Middle class never understands. They are borne to be exploited.
One of the best inspiring videos from LLA. Even though i am from Kerala and subscribed to a lot of financial channels it took years to know persons like Melvin existing and doing a lot of good things to our country ❤. Thanks LLA
this 1 hour 30 min is worth a diploma or degree , big big thank you LLA TEAM ❤❤❤❤
Matlab kuch bhi
Bhai kuch bhi Matt bol Bhai
Abe thoda padh leta to aise comment nai karta
Heard him on Paisa Vaisa with Anumap Gupta in Advisor Perspective series, Gem of a person...(FYI, I am also a Financial Advisor and never sold any ULIP plan, traditional plan etc.)
Good Job
As a client of sir, I can tell he is a gem 😇
Hi can u help me reaching out for my financial planning
@@GunvantJain do you want to reach him?
How to contact him?
How to get in contact with him?
Can you help me contact him?
Financial advisory:
1. Competitors doing Advisory+Distribution and hence earning out of distribution commission... without any advisory fee. Customer thinks its a free service.
2. Only Advisory business: no distribution commission so advisory fee is the only income source. Customer thinks its a paid service, hence customer finds distributor better thinking he is free.
#LLA team .. you guys are awesome.. you guys are no less than Mr. Melvin… doing so much research and making an impact.. love you guys.. keep up the good work.. really appreciate what you guys are doing at this age..
No words enough! Usually I see long videos in 1.25x or 1.5x. But this video I couldn’t do that. Bcz every second was worth to listen and learn. People like Sir are the living examples shaping India 🇮🇳 . 🫡
Also I do the same.
Or he speaks fast. So we can't understand this fast.
Thank you LLA for bringing people like Melvin Joseph sir to us. Feel happy when someone helps people to help freely in their financial stuff. If more people comes like this, then such money minded companies will get fear and some good things will happen to society.
I don't know how you manage to make these videos, but I assure you these are a few of the BSET videos I have watched on youtube in recent days.
Best wishes to you and your team. 💐
Had the opportunity to take guidance from Melvin sir before I entered to the corporate. I must say he has been a great reason that I made a career in finance
How to contact Melvin Sir ? i would like his advice and propably be his customer
Namaste 🙏🏻, may i know how to contact sir. I really need his advice 🙏🏻 please if you could do.
We look up to fake heroes in the movies. Real heroes are like Sir Melvin. My heart feels such a gratitude towards him. Good work and may God bless him and his family for being such a good and helpful person. Some heroes don't wear Cape.
This is such a humbling experience. What a great talk. Kudos to you guys for covering such a gem of a person!
PLEASE upload in Spotify or any other audio streaming platform its such a headache to listen to podcast from RUclips!
Mr. Melvin is like the ray of hope for many Indians. I am grateful of LLM and its team's efforts to bring us such episodes.
Wow.. this guy's motive gave me goosebumps. Thanks for identifying such individuals & sharing with us LLA ❤
I would be more than happy to join his purpose 🙏
Melvin is a man with mission, thorough unbiased professional, humane and wise...a very rare combo indeed... Glad to have been guided by him in personal finance and happy to have known him.. More such people are needed in this world😊
Feeling proud to say I know him personally..very simple and down to earth.. great to know people do search out gems..
Can I get Melvin sir contact / email id.
Respect for sir for his contribution to India... Truly deserved recognition at a much higher level...
सर क्या सबको समझ में आ जाय उस भाषा में नहीं बोल सकते हैं।😢
In some places, Mr Melvin mic was working fine, whereas Mandy's mic was inaudible. Even outdoor as well as in the hotel. In the hotel, it was more often. Just want to bring to LLA notice, so that things will get improved.
LLA never disappoint 👍
First of all I should say Thank you LLA for introducing us to Melvin Sir. Every bit of the video is worth watching. I watched the entire video and learnt a lot of things. I wish that every kid should watch this video and become good financial planners.
i watch all video in 2x but i show this in 1x awesome content keep it up
Melvin sir, too much financial literacy may wipe out salaried class from India (backbone of direct taxes), that's why no government can take a genuine stand. Economy is circular 😅.
Nope, it will in fact have the opposite effect. The country will become more incentivised to perform, the middlemen are cut out. The efficiency will be better.
The only institutions/class to suffer will be those who push for middle class or lower class to remain as it is.
Sir , please Hindi me subtitles bhi dal diya kariye. Hume English nahi aati na😔🙏
PURE BRILLIANCE....this was an exceptional show that should be watched by each and every person to get a better understanding or even to be aware of what's happening around insurance in India.....just stunning work by Mandeep and team. Hats off to their effort and thought process to bring out videos like this. Kudos.👍👍👍
Amazed .. inspirational...so genuine.. thank you lla and credtalks ... Such nice talks and such genuine people ...
Sir bhot acha tha ek suggestion hai ki
Last me aap
5 min pura summarize kro jo bhi main point pr baat kri thi taaki
Log fir se uss point pr ja kr sune aur unko Benefits mil saken.
Thanks 😊
Hello sir samajh aata hai ki vah bande English bolate Hain per aap to Hindi mein samjha sakte ho ek alag video banakar aapke jyada Tak subscribe hai Hindi bhashi hai vah Hindi bhashi yah English interview samajhna mushkil hai please sir ek video ISI video ka Hindi vajan mein release 🙏🙏
Please Hindi language ka istemal kiya kijiye hame inglish nhi aa ti sir
Melvin Joseph ko hindi nehi ata
I'm feeling all viewers will get humbled by watching this man's contribution to society.
Kudos to Mandeep for bringing out such a gem. I felt like I heard a story of a movie. The great Visionary Melvin Sir "Shaping India" Salute to you Sir.
Sir ji pure interview English me hai iska pura episode Hindi me kariye aur garib janta ke pass jayega jo apko karna hai vo hojayega jitna apne mehnat Kiya uska fal apko mileaga kyo ki English bahut log nahi jante Hindi me aap samjha de is episode ka pura kya hai
Great work by Mr Joseph.
We need like this people more and more.
Down to Earth.. no show off..
Amazing work by lla
Sir, insurance industry main bhi MLM chalta hai kya?
Please reply me sir.
If, industry se koi agar bol raha hai ki ek post achieve karne k liye mereko XXX amount of insurance sell karna hoga aur 4 banda recruit karna hoga ...aur commission aata rahega uss 4 banda se....kya ye illigal hoga karna... please reply sir 🙏
please help
mere personal number ko telemarketing me use kiya gaya number bolke TRAI ne bina inform ke mera number band kardiya ..
kahin se kuch bhi help nahi mil raha ..
mere bahut se account ish number se linked hai me kya karun ?
Real life Chellam Sir 😁
I said the same thing😜❤️
I am following Melvin sir from last 3years. Got to know about him fully today❤️❤️ A gem of a man🌟
Now wait is over.....finally...#LLA❤
Listening to this podcast rn, can you interview Sucheta Dalal you will like issues she ( and her husband) is working on.
Very inspiring content by LLA, great initiative by Melvin sir. Watched in one stretch , melvins sir words were very thought provoking.
Bangladesh micro finance model is run by credit access grameen in india
Kindly turn on captions in hindi please
So that we could understand it properly
Sahi hai
Melvin sir will surely be a Padma Award winner within 10 years....❤️
Thanks for bring a nice humble person in the interview. A got Melvin sir name from The Wisest owl book. I am a client of him. But I didn't know his personal charity work.
I have come to the conclusion it is always the simple humble looking man who earns the most money.
Super amazing, inspiring and educational video.. Melvin sir n LLA is doing amazing work.. Hats off!!
Melvin sir a salute to you..Thank you for doing this 🙏🙏
From the start i m hooked. Its beautiful the way you shot it and the energy of Melvin louis. Its an inspiration. I also want to do something for our country. Thanks a lot very few videos on RUclips moves you so much.
Somebody is discussing term insurance for class which earns less than 5L .. my term was rejected ..i had convinced my husband for term after seeing your video .... saral bima not all company's give , whoever giving is charging high premium... I told my husband term is for people who have money baki sab bhaad mein jao
Looking forward to watching this video 😊
I'll share my review after watching it
Sir for locker openings why we need to take lic and what we need to consider in that type of term?
Man I just fell in love with him.
Sir I liked your conversation My knowledge on insurance was very poor. I need expert on PCDA SPARSH pension
Joseph sir be like
I told you in the morning 😅.....
What a man
One हिंदी dubbed version please make for this video to understand for who does not know English.
No words to say…. Feel so good to know that such self less people do still exist amongst us. God bless Mr Melvin and Jagruk talks for having brought him for this interview. 👍🏼
Most of the time i feel like all the people in this world are shitty and assholes including myself...
But then i see very few people like Melvin and i start doubting my thoughts about this world's ... Or this country or its people...
.
.
But then somewhere inside i feel happy and glad that there are people who still have there "humanity" with them...!!!
Sir ,I think this is a historic conversation which will benefit the entire society 💜💜💜🙏🙏🙏
Kudos to LLA for bringing Melvin sir on the screen.
These people are called SILENT HEROES. If we have 1 such person in 1000 folks , we humans as a society will advance exponentially imparted good will.
Sir MNW naam ke app ne bhut bada scam Kiya hai 137k logo ke 5000 each(69-150crore minimum) or more than that leke Bhaga hai
If possible make video or anything which can help us out in this case
I need to know which insurance is good for my 26 years old daughter. Please advice.
Absolutely gem of a session. A big thank you for such an excellent session. How can I keep in touch with Melvin
In India, We have microfinance/cooperative finance like Swayamshree Mahila, SHG which is similar to Bangladesh microfinance, and this was their way back before Bangladesh microfinance and still operating. So this is a familiar thing.
Thank you LLA for making such wonderful, inspirational and educational videos and creating an awareness among the masses 2nd best video for me after pattu sir.
Please start a course on personal finance not only for students but for everyone because in India we all need to get aware about personal finance and must get educated in this topic.
Once again a huge thanks to the team LLA and to Malvin sir for making this video.♥️
How i can get contact number for financial planning?
How can we invest in mutual funds via direct method ?. is invest to apps like grow and phonepe direct invest method ?. if yes, doesn't this apps have a fund manager for our stocks and mutual funds ?. so how is it direct invest method?
People like Melvin sir are true superheroes , they are the ones who truly inspire me ❤
How to reach out to Melvin sir? My friend has been mis-sold an insurance policy and on trying to cancel the policy, the insurance agent has been harassing over the phone. Anyone from team LLA please help
1.5 ghante ka video hain , ek ek baat sunta
Really appreciated after long time seeing this pure soul video kudos to LLA team
Sir I truly become great fan of you. Hat's off. I am from Maharashtra and looking the way people overflowed with all facility in government jobs still asking for pension and other side you kept the example of leaving such a luxury government job and coming forward to help society. 🙏
Thanx LLA for such Videos U make for us 💪
Bass Ek Request hai ki, English mei poore videos shoot mat karo, Ek Baar ko Hinglish bhi chalegi lekin, Plzz Hindi mein videos banaiye 🙏.
He is Malyali so
that 1 degree argument is a function of how far from earth do you judge it. you can do with a lot less if you deflect it farther.
Kindly tranlate it in hindi or give options to understand it easily
Bhai hindi me bhi translate dhikhakya karo
hi MMM Came across this video via freefincal link.
2 things
- since cred sponsored this, my feedback about cred - very poor service
- and covering Melvin sir on this video - best decision!
so bad sponsor but very useful content!
I am going to have my personal financial plan done from his company
Sir sorry but Hindi me bolne
Bolne hamm jaise anpad ko samaj ata
Kiyon ki ham Indian hain
Galat mat samaj sir thank you
Too much ads
100X respect for Melvin sir 🥺
Melvin Sir speaks in 2x playback speed by default :))
Beautiful city Cochin ❤️
What are the options for retired people? Can they get help from Melvin to plan finances for the rest of their lives?
Great feeling indeed to have watched this video .. Thank you labour law adviser for so precisely and wonderfully sharing this important information … Best wishes to Mr Melvin sir and labour law adviser..☺️🌸🌹🌺💐
Nice to know Melwyn sir helping poor kids in achieving their dreams. I want to part of his KEY group.
Please make videos on mutual funds, gold, forex, stock market skills as a career, and also make videos on real estate investments, insurance and Mediclaim, u make great videos thanks.
What a genuine person ❤
What a man Melvin sir is. I genuinely respect him.
A great man is a man that serves the society. And also key information that he gave which is really helpful.
Awesome video make such episodes more often.
Amazing! Very Useful!
Please help - : I have a folio of 1.5 cr plus. All in Equity. 70% in index funds (Nifty 50 and Next 50). Both funds are from the same fund house, happens to be UTI.
Should I choose a different fund house for my further investment to de-risk the fund house concentration? OR it doesn't matter?
@LabourLawAdvisor, Sir is not accepting any more client(Due to retirement), could you interview another Financial Advisor in your channel ?
Inspirational. Thanks for sharing.