How to 'actually' plan retirement ft. Pattu

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  • Опубликовано: 11 июл 2024
  • 👉 Download Cred: app.cred.club/spQx/sfo4hmy3
    👉 Guest: Dr M. Pattabiraman (Pattu) | ‪@pattufreefincal‬
    👉 CRED Jagruk Talks S2 Playlist : • CRED Jagruk Talks Seas...
    .....................................................
    📒 Chapters:
    00:00 Introduction
    03:48 What was your childhood like?
    05:05 What was your early career like?
    10:25 What were the challenges you faced while learning to invest?
    13:21 How did you handle the 2008 crisis?
    15:37 Do you think remembering your past days made you patient?
    16:25 What is the story behind the FreeFinCal logo?
    17:02 How do you manage risks?
    18:18 People who have transformed you
    22:02 What do you think is more important: Earning, Saving or Investing?
    24:45 Your advice to people who experience long periods of no return
    26:41 How do you rely on data to make your investment decisions?
    30:56 Youngsters demanding a guarantee
    33:20 Do you think guarantee means anything today?
    40:20 What are your best and worst investments?
    42:17 Why do you prefer less popular mutual funds?
    44:31 Do funds with High AUM generate low returns?
    46:59 How many funds should be included in a portfolio?
    49:37 How do you manage your time?
    53:19 Do IITM Students make the same mistakes as other people?
    55:13 The impact of status-driven weddings
    01:02:37 What's your advice to the listeners?
    01:03:42 Advice for tough times
    01:06:11 Why do people put all their eggs in one basket?
    .....................................................
    Read the detailed article here: labourlawadvisor.in/blog/jagr...
    LLA Blog : labourlawadvisor.in/blog/
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    .....................................................
    Shot & Edited By: Rohan Agarwal
    Presented By: Money-Minded Mandeep
    #jagruktalks #cred #investing #stockstobuy

Комментарии • 735

  • @LabourLawAdvisor
    @LabourLawAdvisor  Год назад +20

    👉 Download Cred: app.cred.club/spQx/sfo4hmy3
    CRED Jagruk Talks S2 Playlist : ruclips.net/p/PL9DpKzAHkdgrBlbX_4c23_BMaCcotV6WJ
    Watch Episode 6: ruclips.net/video/6ulSY06n904/видео.html

    • @sourabhpatel2391
      @sourabhpatel2391 Год назад +9

      I know ki mandeep bhaiya mujhse aur baaki audience se jyada jankaar aur jyada experience pr please aap apne guests k batein beech mai katna band kro. Is episode mai jab pattu sir bol rhe the inflation aur 19 yr olds are doing freelancing usme aapne beech mai hi unki baat kaat di. Yhi issue maine pichle episode mai bhi notice kiya jab wo PMS wale sir aaye the. Bhai aapse jankari lene k liye aapki videos dekhte hi h avi guests ko samay do. Aur ho sake toh hr episode k end mai poore episode ki ek summary de do. Just a feedback, don't take otherwise 🙏🏻🙏🏻🙏🏻

    • @chiragagrawal6279
      @chiragagrawal6279 Год назад

      Sir I have a doubt that If I do a job remotely for a company registered in a foreign country.
      And I sign an agreement then my rights will be according labour law of India or of foreign country (in which the company registered)?

    • @aayushvaria
      @aayushvaria Год назад +1

      @LabourLawAdvisor please make a video on the actual inflation or the expenses which're raised by 12 percent in detail.

    • @tanmay6344
      @tanmay6344 Год назад

      Sir, I have signed an income share agreement with an institution but u want to leave the institute
      In that agreement they mentioned they teach from 9 am to 9 pm
      But they changed their time to 11 am to 11 pm this point can I break the ISA

    • @AnkitKumar-ui7qz
      @AnkitKumar-ui7qz Год назад

      Sir ek query hai
      Agar mere pass total 50 policy (life cover endowment plan ki approx 4 lakh each ) to after death meri family ko 2 cr. Milenge kya???

  • @anuj2202
    @anuj2202 Год назад +46

    This is by far the best episode of all jagruk talks, both seasons included! Pattu Sir has such clear thoughts, and he articulates them so well… hats off to him!

  • @ravinshende
    @ravinshende Год назад +61

    Such a humble person. Full of knowledge and passion. Far too underrated for the kind of content he has been putting out for years. Thanks for doing this.

    • @LabourLawAdvisor
      @LabourLawAdvisor  Год назад +4

      Indeed he is a man with abundant knowledge,
      I too learned learned a lot

  • @ankitagarwal4478
    @ankitagarwal4478 Год назад +31

    Pattu sir is such a wonderful & simple man. His personality makes me remember one quote " Simple living & High Thinking". Love this interview

  • @saswatimajumdar2721
    @saswatimajumdar2721 Год назад +89

    I have shared this as soon as I saw Pattu sir and LLB,
    Sourabh Mukherjee and Pattu sir These two are gems of this industry…Thanks from Kolkata 🙏🏽

    • @LabourLawAdvisor
      @LabourLawAdvisor  Год назад +5

      Hey saswati 😍 hie from jaipur.

    • @clashfamily413
      @clashfamily413 Год назад +1

      @@LabourLawAdvisor so what

    • @baijug1973
      @baijug1973 Год назад

      pls if subramoney can be part of the show

    • @nkrishnamys
      @nkrishnamys Год назад

      LLA .. you are doing elixir content in finance world. Keep Up the Good work

    • @dudeddude6915
      @dudeddude6915 Год назад +1

      @@LabourLawAdvisor Hi team LLA. I have watched your videos on investments and insurances. I still have a question for you.
      I want to ask you if you can advise me on how to invest to get guaranteed returns after 10 years from now. I don't need a lot of money but 20k-30k a month for another 10 years. This is for my parents retirement plan. Currently they are unemployed.

  • @saibhargav1343
    @saibhargav1343 Год назад +29

    Pattu sir is the true "genious" among the whole financial youtubers in india. Thanks for bringing him here.

  • @AlphaSierra380
    @AlphaSierra380 Год назад +33

    Pattu Sir is simply awesome. A very simple humble person. A big fan and admirer of Sir. 🙏

    • @ojaschalke2656
      @ojaschalke2656 Год назад

      Thank You LLA - Jagruk Talks for creating this essential and informative content with the Humble Person Pattu Sir. I have shared this with my friends.

  • @kunalmaitreya9963
    @kunalmaitreya9963 Год назад +12

    Wow.. What a wonderful insight.. Following Pattu Sir since 7-8 yrs.. Learned a lot..LLA you are really doing wonderful job in these interviews.. Will love to hear from Ashal Jauhari in this platform.. And yes I shared this interview in my family group and friends groups too

  • @sunilwagh7098
    @sunilwagh7098 Год назад +8

    I am listening & reading Pattu Sir's content for 4+ yr. A genuine Gentlemen who tries to give good input....it was nice to see you both together....Hope more people do their own research after learning basic & be independent....Thanks for bringing this episode.

  • @pratyushdhoundiyal8837
    @pratyushdhoundiyal8837 Год назад +6

    I absolutely love the content created by Pattu. Been following him for quite some time I always wondered about how such a brilliant content creator is not catching enough eyeballs on youtube, just because his videos are not catchy and glamorous. Thanks LLA for this, I sincerely hope more people know get to learn from Pattu.

  • @rahulmrdsw
    @rahulmrdsw Год назад +1

    This is by far the best episode I have watched! Thank you LLA! Pattu sir is so humble and simple and I swear I didn't skip a min in this vid.

  • @pswolv
    @pswolv Год назад +9

    This has been perhaps the Best episode so Far.
    So many unique insights.
    He is someone every retail investor can relate with
    Kudos LLA team

  • @00Rainmaker00
    @00Rainmaker00 Год назад +3

    The quality of writing for this episode is inspirational. It got me thinking about my retirement plan.

  • @AB-xm2je
    @AB-xm2je Год назад +1

    Shared. I've been a fan of Pattu for a while. His clarity of thoughts is exceptional!

  • @arkabasu3505
    @arkabasu3505 Год назад +20

    One of the best episodes..no noise ,simple honest knowledge..so diff in todays time👍

    • @LabourLawAdvisor
      @LabourLawAdvisor  Год назад

      thank you, we booked a cafe during the early morning hours to shoot this one 😅😅

  • @subhabratachoudhury
    @subhabratachoudhury Год назад +11

    29:40 I am happy that he mentioned this crucial thing. So stop seeing the past returns and invest blindly. What a video man. Great job LLA. Big fan of “Hi this is Pattu from FreeFinCal

  • @kgsrikanth22
    @kgsrikanth22 Год назад +2

    I've been following Pattu sir for 3 years and he is one of the most underrated financial advisor and very honest which is his selling point! Thanks for the interview

  • @shubhampasari7123
    @shubhampasari7123 Год назад +12

    Pattu Sir is absolutely the best. Have learned so much from him! Thank you sir for spreading knowledge to us.

  • @rohan2chris
    @rohan2chris Год назад +1

    Thanks for this priceless content.... Loved this episode ... not shared it yet but will be sharing this with many people i know :) please keep up the good work!

  • @abhishekroul
    @abhishekroul Год назад +4

    I have shared it with my family group. It was awkward as no one posts this type of stuff in the group but have shared it anyways. Thanks a lot Mandeep for organizing such kinds of podcasts and thanks Pattu sir for the imparted valuable life lessons. Love you all. ❤️

  • @praki82
    @praki82 Год назад +3

    1:08:07 - Full of knowledge, thanks Pattu sir for sharing the knowledge. Thanks LLA for framing such beautiful questions.

  • @parvejsolkar123
    @parvejsolkar123 Год назад +9

    Hi, this is Pattu from freeFincal 😍😍😍😍😍
    Thank you sir LLA pe ane ke liye...i hope more people will come to know Pattu sir and understand why he is less discovered

  • @raj50231
    @raj50231 Год назад +1

    Content made of Gold. Summed up so well. Indeed more Jagruk.
    Shared with friends and family.
    Cheers to many more such knowledgeable content !!

  • @nivruttichimane9535
    @nivruttichimane9535 Год назад +2

    I had already shared all the episodes of this podcast with my friends. Special thanks to you and the LLA team who are doing this for the people who actually need it.
    All the best and keep doing and influencing people in the right way.

    • @LabourLawAdvisor
      @LabourLawAdvisor  Год назад +1

      Thanks for sharing we will keep on delivering the same quality content for you all

  • @rajeevnair2506
    @rajeevnair2506 Год назад +3

    Thank for bringing Mr. Pattu on the show. He is one of a kind. Inspiring.

  • @anujkumarsahu5371
    @anujkumarsahu5371 Год назад +5

    I've shared this video as soon as I've seen pattu sir's name. Also put it on my WhatsApp status...this is the best episode yet. thanks for this LLA

  • @raghavagrwl
    @raghavagrwl Год назад +1

    I am so happy that you brought him on. Always thought that he is under appreciated.

  • @cannizzaro14
    @cannizzaro14 Год назад +4

    You guys are doing Amazing job, hats off to you people. Unlike other RUclipsrs whose content are based on buying Expensive Cars on loan and going to trips borrowing money just to gain Viewers. You are showing the real picture how a life should be lived. Thank you for being this.

  • @vineethshankar.h6425
    @vineethshankar.h6425 Год назад

    I have shared the link with friends and family. This kind of long format content/podcasts are very helpful. I am hoping to see these kind of contents more in future also. Thank you LLA and Pattu Sir.

  • @atridixit1798
    @atridixit1798 Год назад +2

    I have happily shared all the episode of Jagrut talks with my friend. It is unarguably one of most sensible content amongst Indian RUclips-Podcast diaspora. Not only because of the finance related content, but also because I feel you guys respect the dignity of such esteemed guest and ask them relevant questions without sugarcoating for getting views and targeting to a specific audience. Thank you for this.

  • @vibhanshubiswas8729
    @vibhanshubiswas8729 Год назад +1

    this entire series is late for me. not too late but I can maybe still work my way up!!! thanks a lot!!! specially this one with Pattu sir it has been an eye opening one. I will share this family and friends.

  • @subhrajitsarkar3222
    @subhrajitsarkar3222 Год назад

    I always share Jagruk Talks videos with my friends. So many things to learn from these!

  • @funnymemejunction
    @funnymemejunction 7 месяцев назад

    Happy to see my both favourite person in single frame.
    Learnt a lot from both of them...
    Thank you for this podcast...🙏🏻

  • @JayaSurya1711
    @JayaSurya1711 Год назад +1

    I loved the conversation. In fact i made notes of it. Keep doing such value adding content.

  • @ganeshlakkaraju
    @ganeshlakkaraju Год назад +1

    Brilliant! I came from the short to the full video. In fact, this is the first LLA long-form video I have watched.

  • @RadeonArch2437
    @RadeonArch2437 Год назад +2

    Real genius, and most philosophical guide. Thanks Mandeep.

  • @rjintu001
    @rjintu001 Год назад +1

    Awesome episode.. lots of new thoughts, new insights rushing in..
    Thank you LLA.

  • @ankurpal1626
    @ankurpal1626 Год назад

    One of the best talk.. i have shared it with my friend because when i talk about the term end thing i always get the same response that don't be so much negative in life.

  • @Tree.3
    @Tree.3 Год назад

    Loved this episode! just shared with my friends and family :)

  • @aayushsarna6508
    @aayushsarna6508 Год назад +1

    Love this episode, and have made a note of a few pointers that I will definitely work on.
    Thank you LLA.

  • @sagardubewar7060
    @sagardubewar7060 Год назад

    Loved this episode! Shared with friends and families :)

  • @jitendertaneja2269
    @jitendertaneja2269 Год назад

    woderful talk bro , really appreciate your effort in identifying these type of personalities and asking all the pertinent questions on our behalf and of course shared with friends thanks a lot

  • @MrUCTeja
    @MrUCTeja Год назад

    Great episode. Loved the discussion between the both of you..! Thanks a lot.

  • @shailesh6355
    @shailesh6355 Год назад +2

    This video gave me too much hope🙏 .... Thanks alot guys .
    If possible, Bring this type of content more

  • @tilakjavagal
    @tilakjavagal Год назад

    Thank you for the informative discussion ! This video is shared to the larger group of mine. Plz bring in more videos on how to handle generated corpus after retirement and strategies around it !!

  • @jitendrakumarmeena3826
    @jitendrakumarmeena3826 Год назад +2

    I have listen so many podcast so far but sir your content is way better then any other ....

  • @armanikumar6086
    @armanikumar6086 Год назад +1

    good to see Pattu sir in a casual conversation. Thanks LLA fot the video 👍

  • @sahilGupta217
    @sahilGupta217 Год назад

    Amazing episode. Thanks for the series. 😊

  • @vigneshwar212
    @vigneshwar212 Год назад +3

    One of the best episodes. Big fan of pattu sir's blog . Please invite Shankar Nath sir who is also an amazing personal finance content creator.

  • @ChiragShahklc
    @ChiragShahklc Год назад

    Thank you so much for your efforts and making this video. Very informative. I shared it with my friends and I will share it with more and more people to whom I can. Thank you so much once again.

  • @nikhilsharma1294
    @nikhilsharma1294 Год назад

    Great advice and insights... Shared in multiple groups and with multiple people...

  • @minininjalive.9210
    @minininjalive.9210 Год назад

    I shared with my friends.....ur doing great things
    Educating peoples thank u

  • @adityakothari2350
    @adityakothari2350 Год назад

    Shared this further....
    Huge respect for Pattu and to ur efforts.
    Chasing FIRE, and i get a lot of inspiration in my journey to achieve FIRE

  • @abhijeet8975
    @abhijeet8975 Год назад +2

    The flow of interview is so nice, lots of learnings. Thanks for the video LLA and pattu sir.

  • @ankushdhawale4628
    @ankushdhawale4628 Год назад +4

    For the past 1 month I am exploring and reading articles from Mr. Patti sir's freefincal websites.And now you made a video interviewing him, what a coincidence or destiny !! He is so ept and well versed in financial education that now you interviewed him here !!

  • @shubhrajain3231
    @shubhrajain3231 Год назад

    Shared..thank you for this episode 👍

  • @SubhasishSahoo78
    @SubhasishSahoo78 Год назад +1

    One of the best discussion....thanks for this

  • @harshita2023
    @harshita2023 Год назад +2

    Thankyou so much sir for making such informative things in simple terms for youngsters like us! Loved this podcast and shared it to all my friends and family. Please Keep making such content..

  • @hotices
    @hotices Год назад +3

    Pattu Sir is the real deal.
    This man is reason why I have financial stability and I am on the way to financial freedom.

  • @meri4339
    @meri4339 Год назад

    This was an eye opener... Very subtle and high value thoughts
    Thanks for interviewing him 🙏

  • @jijothomas19
    @jijothomas19 Год назад

    I have shared this in my circle and thanks for this great effort.

  • @satish7919
    @satish7919 Год назад

    Its been an eye opener since i listened to pattu sir and subra. Both of these people are helping many people by throwing light with their knowledge in right direction.

  • @KAUSTUBH447
    @KAUSTUBH447 11 месяцев назад

    Absolutely loved the episode. I have been watching Pattu sir since 2019 and have gained valuable knowledge about investing since then. Obviously had to share this episode with my friends and in my family.

  • @harvinder84
    @harvinder84 12 дней назад

    I shared this interview in my family / friends groups.

  • @ashimpathak5035
    @ashimpathak5035 Год назад +1

    Most based content yet! Loved it.. thank you for your effort in helping and guiding the common people..

  • @apineaa
    @apineaa Год назад

    Wonderful Interview with the perfect advisor. Thank you Pattu Sir and LLA for such great insight.

  • @jaspreetkaurkhurana5978
    @jaspreetkaurkhurana5978 Год назад

    Simply loved watching simple words on financing from very simple people

  • @sairules23
    @sairules23 Год назад

    One of the best video about investing. So much useful content and so much food for thought !!!

  • @YogeshBohara09
    @YogeshBohara09 Год назад

    Shared this to my known circle, very informative and helpful. Thankyou.

  • @64vivek
    @64vivek Год назад

    Loved it! Pattu sir's wisdom is truly amazing

  • @rinashah2752
    @rinashah2752 Год назад +1

    So much I learnt from this episode. Thanks For such a wonderful informative video 🙏🏼 yeah and I shared it with all my dear one who needs to improve knowledge and understanding of finances like me.

  • @akshayharjai
    @akshayharjai Год назад

    Thanks LLA. Lot of learnings. Shared ahead with friends and family.

  • @satishkrshnn
    @satishkrshnn Год назад

    Loved this episode. Simple man with high thinking. Shared this episode.

  • @srkntksm
    @srkntksm 6 месяцев назад

    This video changed my life.. thank you Pattu sir and LLA Team .. can't thank enough

  • @rushabhbarot703
    @rushabhbarot703 Год назад

    I have shared it :)
    loved this discussion and one of the best videos are on Insurance from LLB
    Thank you Team LLB, Lots of Love

  • @kumarrahul85
    @kumarrahul85 Год назад

    Following pattu sir for around 5 years now, great interview!!!

  • @smrutiranjanpatra7660
    @smrutiranjanpatra7660 Год назад +2

    This podcast series is very informative and realistic.
    Thanks LLA team for all the content you create.🙏🙏

  • @jewslikefunk
    @jewslikefunk Год назад +1

    Amazing that you got Pattu on board. Those who are part of Asan group and in the hardcore know what a legend he is!

  • @khazirahamathulla
    @khazirahamathulla Год назад

    I shared it on 7 whatsapp groups. Thanks for this video.

  • @kedarmedhekar6196
    @kedarmedhekar6196 Год назад

    Loved the episode ans shared it with friends !! Very thoughtful insight 👏 👌

  • @rashmilouis79
    @rashmilouis79 Год назад

    Hats off to your sincere effort to get to us the views of Pattu Sir.... Indebted!
    I am speechless... having seen the contents in freefincal...

  • @arshadsiddiqui6758
    @arshadsiddiqui6758 5 месяцев назад +1

    Very informative,
    Shared with friends and cousins

  • @aksh9422
    @aksh9422 Год назад

    I love you so much Mandeep for bringing such amazing video , i can relate to it totally .

  • @garimapaliwal21
    @garimapaliwal21 Год назад

    Shared on WhatsApp status.... everyone should watch this!
    Thanks LLA

  • @legoinsan
    @legoinsan Год назад +1

    Finally two of my top financial educators together!!!

  • @ashwinijois3857
    @ashwinijois3857 Год назад

    very nice to hear from a person who learn finance for everyday life n future, because even i started doing this fearing my retirement. theinfo how he got till here is inspiring n education for us here.

  • @akshadabhujbal8089
    @akshadabhujbal8089 Год назад

    Such a wonderful person, thoughts and discussion. I have shared this to what's app status already

  • @maazblue007
    @maazblue007 Год назад

    Need clarity like how Pattu sir has in his life.... it was amazing to listen his journey

  • @surajsingla4439
    @surajsingla4439 Год назад

    This is the first podcast that I ever saw and I am glad I choose this. :)
    Shared it with many :D

  • @DKSahasi
    @DKSahasi Год назад

    Wonderful
    One of the finest guest talk.
    Loved the video.

  • @InvestmentInsightsTamil
    @InvestmentInsightsTamil Год назад

    Good to see you here Pattu Sir. 👍🏽

  • @dr.amitpalkar9301
    @dr.amitpalkar9301 Год назад +3

    Very few can articulate thoughts into clear words. That’s Pattu Sir!
    But no interview is enriching if the questions asked are not intelligent. Superb questions LLB! Especially the last one. Marriage expenses, debt payment, child rearing and education. Thanks for such a wonderful discussion 😊

  • @Prithvi911
    @Prithvi911 Год назад

    shared and loved...keep doing!!!

  • @amitkumarpraharaj1300
    @amitkumarpraharaj1300 Год назад +3

    Thank you so much for this episode. Eye opening tha. Kuch esi chise sunne Or janne ko mila jo pehle kabhi socha nhi tha.
    For example - negative compounding, think of the worst negative thing and act accordingly and many many more things.
    Hope to see such more content in future. Thanks Mandeep and LLA Team.

  • @saurabhpal7053
    @saurabhpal7053 Год назад +1

    Fabulous session....the whole series of jagruk talks is commendable.... Team #LLA keep it up.....❤️

  • @anupgiri7392
    @anupgiri7392 Год назад

    Loved the whole conversation...
    Thanks @LLA..

  • @puneetc2310
    @puneetc2310 Год назад

    I have shared this episode as its a big eye opener.

  • @MrAntarikshkarmakar
    @MrAntarikshkarmakar Год назад

    Great episode, everyone should watch this

  • @hariprashant
    @hariprashant Год назад

    Very interesting videos, keep up the good work ! I shared it with my friends. 🙂

  • @soumyajain6982
    @soumyajain6982 Год назад +82

    Hey! I am 20 years old and my girlfriend wanted to have a lavish wedding; I on the other hand wanted to save that and invest somewhere. I sent her this video and hopefully, she will understand the consequences of such unnecessary exorbitant expenses. I wish I could send this to more people but not many people are interested to listen to the advice of others. I love your channel and have been following it for a long time now. Great work and Respect.

    • @pradeepdhakaofficial2511
      @pradeepdhakaofficial2511 Год назад +3

      God bless bro ❣️

    • @coolbuddy4444
      @coolbuddy4444 Год назад +46

      20 years and planning for marriage 😂😂🤡

    • @sinchannnn8690
      @sinchannnn8690 Год назад +6

      Dono milke sip chalu kardo…..shadi tak mast return aayega….tum bhi khush vo bhi khush…meanwhile tab tak….use bhi idea as Gaya hoga…compound ki power…Shayad same continue karo rest of life😅

    • @adwaitvedant3297
      @adwaitvedant3297 Год назад +5

      Money flows from the pocket of those who spends more to the pocket of those who saves and invests more...This is the only rule in open market...There is no other way you can grow rich....One who understood this game much earlier in his life..Is unstoppable...

    • @projjwalhalder93
      @projjwalhalder93 Год назад +11

      Just leave your girl friend... Life will be sorted