Watch Me Apply: Chase Sapphire Preferred (80,000 Points - LAST DAY!)
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- Опубликовано: 26 авг 2024
- I applied for the Chase Sapphire Preferred Credit Card. At the time of recording, it currently has a sign up bonus offer of 80,000 Ultimate Rewards points when you spend $4,000 in the first 3 months. Since I'm under Chase 5/24 and the card has a $95 annual fee, along with using a referral bonus, I decided it was the right card for me, so watch me apply!
🟡 Chase Sapphire Preferred:
💳 tr.ee/-spj6hKxg2
🟢 All Credit Card Referrals
💳 linktr.ee/jaco...
Please support this channel by using the referral links, where I may be compensated at no cost to you. The information in the video is not financial advice.
#ChaseCreditCard #ChaseSapphirePreferred #WatchMeApply #SapphirePreferred #ChaseReconsiderationLine #CreditCardApproval #CreditCardDenial
Congrats on the new card Jacob! Glad you were able to get that elevated 80k offer before it expired! And hope you enjoyed your trip in Japan 👍!!
Thank you! I'm really excited to receive those 80k points. The trip to Japan was amazing!
Walked into one of the chase branches near me and applied in house, today 90k sign up bonus. This is my Second personal Credit card application with 2 business cards already.
Approved with 72k self employment income with Fico 741, trans union 773, Experian 793
Credit line approved for $16,900
Can’t wait to rack in those points for travel!
That’s awesome! The 90k offer looked really solid and I’m glad you got approved. We’ve been enjoying this card ever since my wife got approved
nice, i got denied.
i’m 4/24, $100k income, 750 credit score, 100% payment history.
the denial letter reasons were unhelpful and calling recon twice still didn’t help. each time i received different reasons than the initial denial letter
Oh man, that's rough. Honestly, if it were me, I'd call the reconsideration line again lol. I don't like accepting their "no" when I truly think I meet all of the requirements
i’m glad i took your advice. called back AGAIN and i was approved!
@@JacobsPointsAndProfit educate him jacob!
@@AboveAllBeOriginal That's amazing! I'm so glad you got approved
The Amex card are currently making it I got my after the activation the next 2 days I got $500k you should try the Amex card ,I sent you the info here if you’re interested
Nice! I'm new to Chase and this is my first Chase credit card. I instantly got approved on my end too with $20K credit limit, but now idk if imma be able to meet the 4K spending in 3 months, oof.
Congrats on the approval! $4,000 is certainly a lot in 3 months. There are little tricks to meeting the minimum spend. My favorite might be paying rent with the card (if you’re able to). My complex charges a 2.5% fee but I’d consider the $1,000+ in free travel worth the extra $50 I pay in rent if I couldn’t find any other way to hit the minimum spend
Lloyd, I think so if you want a high end PC.
@@JacobsPointsAndProfitdo you have to carry over the 4k balance or how does that work? or can you pay rent, pay it off right away, and repeat until everything adds up to 4k? that’s the confusing part for me tbh
@@mercibeau you never need to carry a balance with a credit card to meet a minimum spend. You can pay your card off right away if you want and still meet the spend requirement
Congratulations 🍾 I am currently at 3/24; but passed on CSP right now since I won’t be able that minimum spend for the bonus. I will wait for Q4 to apply for the holidays. I am sure the elevated offer will come around once again.
Seems like a reasonable choice. Wouldn’t want to spend a lot of extra money and ruin the finances just to hit a sign up bonus
@@JacobsPointsAndProfit Amén to that brother . Doesn’t make sense
Powerful! Did the same with my fiancée last year, she got the same 80k bonus too.
That's awesome! I'm excited to start working towards the sign up bonus
Congratulations!! 🎉🎉🎉
Thank you! Feels good to be approved
Chase has me pre-approved for this card. Was tempted but didn’t want an inquiry, LOL!
Which cards do you have your eyes on?
@@JacobsPointsAndProfit I haven’t applied for a card in more than 5 years and only have one inquiry. It would have to be something with a cash-back that significantly outperformed Chase, Citi, USAA, or AmEx BCP.
I don’t use the BCP often enough to justify its annual fee. At this point, paying better attention would serve me more than another card, LOL!
Congratulations! Recently got approved for the same offer! Great video 🫡
That's great! Thank you so much for watching
Awesome, but the only thing that gets me is the 25% when non-taxable income is included. So if I have an SSI payment of $914/month (so $10,968/year), would that turn to be $13,710/year?
I believe you're correct with that assumption. I don't have any non-taxable income, so I haven't needed to use the 25% calculation, but I just went over the application again and I think it sounds right
3x groceries. In texas is easy. Lol HEB! But currently still have the 5x groceries from the freedom flex sign up bonus.
That’s great! I missed out on the 5x for groceries. I signed up for the Freedom Flex before they started offering that
Last month i open a news credit card account. My credit is 710 score but i don't know why i get denied 😒 😑
710 isn't that low, but maybe they're looking for something higher. Either way, there could be other reasons why you got denied. Make sure to follow up with them about the exact reason
I apply for sapphire preferred but is denied me can someone explain to me
There can be a lot of reasons why you got denied. I'd recommend calling them and ask why. They'll usually give you a reason that's easy to understand and change for the future
I got robbed, I got it last month it was only 60K :(
Edit, nvm i got the reserve
I’m interested by the reserve. How do you plan on using it to maximize the benefits?
💳
💳 Now we just have to spend $4,000 to hit that sign up bonus!