What perils are covered by a Homeowners Insurance Policy?

A peril is an event or circumstance that causes damage to your property. Your homeowners insurance policy contains certain covered perils for which the insurance company has a duty to pay you for that covered peril.
Find out what these perils are so that when you file a homeowners insurance claim, you know what covered peril to tell the insurance company caused damage to your property.
My name is Mike Keeler, a licensed public adjuster in Florida.
If you have any questions or need help with a claim, feel free to reach out to me by phone, text, or email.
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