Can't wait to see the "homeowner" version of Evan begin to emerge in next year's videos. You've been tested- yet had the discipline to maintain your focus. Well done!
Kudos to Evan for staying respectful to the people on the phone, despite how frustrating the situation was! And I'm on the edge of my seat to see if this will turn out alright 🤞
As a member of WHICH, it's amazing that nothing gets sorted until WHICH or the media get involved and highlight the Kafkaesque nightmare you and many others have been going through. Wishing you all the best Evan, I hope (finally) that you'll be able to move in.
God Evan I was getting stressed just watching that! Well done for staying civil and keeping your sanity just about intact. Keeping my fingers crossed it's all finally sorted for you and you can finally sit on your new sofa in your new flat and enjoy a new bottle of whisky!
I'm still keeping all my fingers and toes crossed for a Christmas miracle with a video of you in your new house surrounded by friends. You are so strong to have continued to persevere. Love and hugs.
Dude, I can so understand your frustration! I moved here from Switzerland and even though I love the UK, the absolute inefficiency of this country is unreal. So much potential and yet…..
I honestly don't even know what to say. I am genuinely impressed by your abilty to stay so calm during these phone calls. And honestly, from watching this the UK bureaucracy seems even worse than ours in Germany is and we already always meme around about how unnecessary everything seems to be. (Also bureaucracy is a hard word to spell). I really hope that things will stay positive now! ♥
Reading this made me giggle when I think of the fact German has words like Rechtsschutzversicherungsgesellschaften X) Bureaucracy is a weird word though, I will give you that. :)
My man has secrets. Call him Bond, Glenn Bond Glad you've finally got this shit sorted brother, I can only imagine how frustrating and rage inducing this was. hope the which interview SLAMS them
Seriously… I’m like… how the hell can people be like… I’ll sign the paper cuz it’s my job but I ain’t submitting it. 😳 I am looking forward to following the exposé
I haven’t finished the video yet (I’m at “7 days before”), but the whole countdown of days is reminding me of Looking for Alaska, and I just really hope everybody lives and Evan gets the mortgage!
I’m so sorry Evan. We’re terrified about trying to sell our flat because of that form. Our service charges and rent are rising but our wages are frozen and I don’t know how we’re going to carry on affording it but we won’t be able to sell. The whole situation is horrific. I truly hope your situation is cleared now and you can start 2022 happy, healthy and warm in a place of your own. This year will become a bad memory swiftly forgotten under brilliant new ones in your flat.
wow…. what a rollercoaster of a vlog. thank you for sharing this experience of the clusterfuck that is buying a house in the uk. so glad things seem to be *touch wood* going your way. everything crossed for you
I recently moved to and bought a home in Japan, and it was a unique experience to say the least. Comparatively to buying a home in the US it was simultaneously much harder and much easier in opposite ways. Some things were mind numbingly silly, but its just the way it's done here forever , while some things were so simple I wish the US would do it. I just do my best to smile and stumble through it all and learn not to have preconceived expectations. I can totally relate to what you are going through, hang in there Evan,
Me and my partner had eleven months waiting between accepted offer and completion. Seriously recognise the dead-sound in the voice once you've sat in that nightmare hellscape unendingly for long enough.
I don't know how you're coping as well as you are. I've been crying along with you. You're so strong even if you don't see it while you're right in the middle of all this. I've got aspergers and don't handle change well so I'd have had a breakdown been locked up by now. Keep strong 💜
So sorry, I can’t imagine how you’re feeling, I would have been so overwhelmed, anxious, I’m so impressed at your ability to stay calm. I hope it all works out for you Evan, you deserve it x
Jesus, this was awful. I can't imagine being in such a state of uncertainty for such a long time. That is unacceptable. The house buying situation in Ireland is bad but man, I don't know 😳
You "threaten" to sick the media on them & they buckled. They do NOT want this mess going to the media. As _their_ bosses will look bad. Good for you & bestest of luck! Hugs from this Canadian gal. 🤗💕
Evan we have so much in common! I moved to the UK from Florida in 2017 to pursue my MA in Environmental Law. I also applied for a mortgage back in August and I've JUST received my mortgage offer as of 3 weeks ago! Now you just have to go thru the conveyancing which let me tell you is an utter nightmare also and takes 2-3 months. So Unfortunately I doubt you'll be in your flat before Christmas as the lawyers are just nightmarishly slow at responding or conveyancing. But there is light at the end of the tunnel! We'll get there in the end :) I so agree with everything you said about British bureaucracy and customer service. It's truly nightmarishly horrible. At least my mortgage brokers (LandC) were absolutely amazing (thanks Hassan!!!)
Oh no don't worry! My conveyancing and whatnot has been long finished. I had gotten the solicitor duties finished in September. All that's left for the solicitors to do now is to exchange contracts and complete.
What you've had to go through is insanely unacceptable! I'm so sorry you've had such an emotional rollercoaster!! However, I know that once you're in your home, you will be one of the most grateful homeowners ever! We went through a lot to get our house (not as many hoops as you had to jump through, just different) and it's a humbling process. I wish you all the best!
Jesus Evan, I'm emotionally exhausted after that! So glad things are looking up for you and I hope I'll be seeing some videos from your very own place soon!
This sounds terrible… my husband and I have been going trough a lot of shit with flats that we rented over the last 1 1/2 years too and it’s seriously just so draining not knowing where to stay/ where to make a home and settle and to find new places over and over again. Glad to hear it’s finally going into the right direction for you.
Omg Evan! This was a rollercoaster. I’ve been following this so closely and I’m so cautiously happy for you when I deleted Instagram I was most sad about missing your updates. I have everything crossed for you 💕
Hey Evan, I really feel for you, this is horrid the run around that’s being had. Have you been talking with someone about your mental health? I definitely am concerned for you. But so happy that maybe fingers crossed this has been solved
You started the video with “Hi Victoria this is Evan” and it just caught me off guard. I feel like you should start all of your videos like that! PS good luck on the rest of the process!
i've been eagerly following your journey, and am so happy it finally might be over, it was very stressful and frustrating just watching it, can't imgaine how devastating this has been going through it. may you have a well deserved lovely christmas in your new flat!!
I feel something is not right: my house purchases went through in around 3-4 months! So OK, I didn't buy mine during covid but it shouldn't affect anything as it all can be done with computers at home. Edit: I'm also self-employed so that's not the point, but I think things got much more difficult since the housing bubble.
Ugh, I couldn't agree more with you on your beurocracy rant in there. We also got caught up in this cladding debacle. We even had a cash buyer back out of buying the place! And we know of at least two other families in our building who were unable to sell. It's been an absolute nightmare.
Hope it works out Evan! I'm in the proces of buying my first house, and my issues (so far) were all at the getting an offer accepted stage - So much competition this year for any house round here! Finally I got one (by offering well over the asking price) and despite some potentally serious issues, my lender sent an offer through with little fuss. Now my homebuyer survey report has come through with a few more red flags than I was hoping for. Fun times. It's certainly not an easy process, and I feel for you with the nightmare you've had to contend with! Good Luck!
I am so so sorry Evan, this is so painful. It shouldn't be this bad for anyone. It broke my heart to see you nearly in tears. A sad heads up, once you have a mortgage agreed it doesn't get passed in a week but this is ridiculous x
I'm so glad you now got the offer and boy, I can't wait for that moving in vlog. Also, I'm starting to save like right now, so I can just flat out buy a house instead of applying for a morgage. What a freaking torture. I'm also thankful for you Evan!
No matter how upset I am at a situation I always try to be incredibly kind and understanding on phone calls. Usually the person on the phone is just following orders, and you get more flies with honey than vinegar.
OMG Evan I'm crying so much for all the Bullshittery you've been through. I was born and raised in the UK and thanks to Brexit and now pregnancy, my husband and I have just had to move this month to Portugal. We've been planning for a long time and it's taken months to sort out but we couldnt stay in the UK anymore. Everything is going to shit and life is so expensive and stressful there we just had to leave for our own sanity. Thank you for sharing your life and experiences and I sincerely hope things get much better for you as you are a citizen and you have more rights than my husband did (EU national).
Oh man... What a whirlwind of emotions in this video. A few people have said it but definitely felt the anxiety of watching you go through this in this video. Great job surrounding yourself with friends and people who can help distract from this horrendous mess. Such good news at the end and keeping fingers crossed that it's all getting better.
Oh, honey, I am so, so sorry for all you've been put through. Hugs to you, though thy don't help much. Fingers crossed and happy thoughts winging your way from t1he opposite side of the globe. 💜
As someone who is anxiety ridden at making the most run of the mill phone calls, I am in AWE of you. And horrified at what you went through. I hope things only get better for you from now.
Wow I so feel for you. I almost gave up watching because it was so stressful. Goodness knows how you kept things together and kept persisting. Keeping my fingers crossed for you. Love and hugs
Wow what a *wonderful* video Evan. You had me crying in the middle there. This is solid gold, you have a wonderful way of telling a story and keeping calm. Reminds me of my applications last year when then I said feck the 'establishment' and downsized my expectations and live on the seafront in a 2 bedroom apartment in Southsea. Not quite my des res in Surrey or Brighton (requiring a mortgage) but no fecking mortgage. My rolercoaster last year was like yours. Good luck and I look forward to your NEW HOME video. Make it amazing. I'm sure you will xx
I've been watching this every moment I can at work it's been 5 hours. The suspense is killing me, just please tell me there isn't another delay. Edit yess finally! Hoping the next episode of the morgage diaries is the last for you.
I feel so sorry for the kind of shit you had to go through! Looking back at buying my own flat a year ago it was an incredibly simple process, and I feel really lucky. Hope you get into your own home soon, that feeling is outstanding!
I can fully empathise with the frustrations of getting a mortgage. The offer we made on our house was accepted in November and we didn't complete until June, having gone to a different lender. So pleased you're able to see light at the end of the tunnel now! Hope the rest of the process goes smoothly for you!
This has been one of the heaviest videos I've watched in a while, and I'm not even following his process that closely. I'm just occasionaly tuning in. But damn, this has been a very rough ride. I'm so glad worked out in the end! Thank you for sharing this!
I’m so sorry you’ve had to go through all of this! Really pleased it’s worked out for you, though. It’s super hard sorting out mortgage stuff, particularly when you’re self employed, even without the cladding issue, so nice one for persevering. It shouldn’t be this hard! With the amount of people who have successful businesses they run themselves, it should be as natural as being an “employee.”
Problem of UK mortgages is just the delays. For no reason. Whenever they need paperwork from you, you have to immediately rush to send/up load info within hours. But the amount of stuff that takes days and weeks because mortgage companies/ conveyancers/ solicitors just sit on their hands through lack of proactively is horrific. You are paying to chase your own mortgage. Felt like taking a commission cut from everyone for the work I did to speed everyone up. BTW, if the lender was Pl*****m, I share your pain....
This video has me on the edge of my seat more than any thriller. Our bureaucracy is absolute bollocks in this country. I'm so sorry you're going through this.
Evan I am so pleased you have had a successful conclusion to this horror show. I am horrified to find out that buying a house as a self employed person has not improved in the last 25 years since I suffered a similar experience despite having a 25% deposit. Hope you do get into your new flat for Christmas
Oh Evan, I feel so bad for this situation, the tension was so palpable. Everyone on the phone was so jolly, but not really very effective. I am so sorry the situatiin has had such an impact on you, your mental health , your new relationship and your job. Fingers crossed for you
Aww Evan, I feel so sorry for all the grief and anxiety that you have been through with this. Buying a home is always stressful, but you seem to have had an extremely bad time of it. I really hope that everything goes smoothly from now on and that you can be in your new home before Christmas.
So sorry this happened to you! Bought my cottage in October (first house!) at age 35 and was constantly looking around for an adultier adult to take some of it on. Hopefully by now (days later) you're mid-move or at least ready to spring into action. In any case I hope you have the best Christmas you can get, and good luck for what remains of the year.
Hearing your call with the bank (the hold tune), we have the same mortgage provider. It was pretty easy for us even with my Canadian wife (still on a visa). Maybe they don’t like RUclips! I hope it gets sorted for you asap it’s sad to hear this happening
Such a rollercoaster 😥! I can sympathise as I’m currently in a bureaucratic nightmare in selling my parents place and my place and buying one place just me and mum together. My place is shared ownership which has its own challenges. My dad passed away last year and we’ve had solicitors contacting my grieving OAP mum asking for reasons why he isn’t involved in the sale 😡! They paid their mortgage off over 10 years ago but the bank didn’t update the Land Registry and it’s still showing as having a mortgage on it. The banks files are all in archive so we’ve had to request them to prove it’s been paid. I’m now off sick from work as, like you, I’m just drained with all the nightmare of ringing people on the daily and places only open office hours when I’m supposed to be working and my mental health has just crashed. Also the whole grieving process and packing up my parents place and then we had to have my 16yo cat pts last month it’s just been a whole thing 😔. We wanted to be in the new place by Christmas and we’re starting to lose hope now too ☹️ Try and keep your chin up. I’ll be thinking about you x
I never bought property in the uk, but I did my law degree there and married a brit with every expectation of settling permanently. I absolutely agree with everything you said about bureaucracy being rampant and run by sloths. it made my blood boil when I lived there, made worse for the fact that whenever I complained about it people who had never lived anywhere else could not comprehend what I was complaining about. that frustration of being told on one phone call that everything's fine and sorted and then 5 minutes later you find out it's not, and the circular finger pointing, and never being able to get the correct information for your situation are things I've experienced as well, to the extent that it affected my degree classification and my ability to stay in the country. one of my housemates in uni had a misunderstanding with our uni admin and they gave her this bullshit runaround for over a year, during which she wasn't allowed to enroll but was still billed for tuition. I can't even imagine how horrible it would be in your situation, literally depending on these clowns to have a stable place to live. it's a testament to your character that you've made it through this especially coming into winter which is depressing in itself. I hope you take some time off once you're moved in to let the stability of owning your own place sink in, and heal from this experience. anyway I just wanted to let you know your frustration is valid and you're not the only one who thinks the uk is as bad as vogsphere.
I am sending you all the love in the world. I’m so sorry the U.K. is such a mess and that you have had so many issues. I hope everything gets sorted for you soon xxxx
Wow, all I can say is you were a lot more polite than I would have been, that was stressful to watch! Makes me very glad we didn't have to deal with that while buying our house a few years back. Hopefully all will work out and a few months in you'll be able to relax and feel it was worth all the stress.
Seeing what you’re going through just to get a mortgage is absolutely nuts. As much as I hate Canada’s overpriced housing market, I got preapproved for a mortgage via a half hour phone call with a broker. It shouldn’t be as hard as it seems to be in the UK.
I am not a hugging person, but this whole video i just wanted to give you a hug. I hope in the next video youll be able to move in, and am looking forward interestedly to this main channel video.
Omg. I admire your endurance and ability to still be nice on the phone. I probably would have dug myself a huge whole to wallow in and not get my depressed ass out of till some wonder happens. I so hope it works out for you
Jesus.....listening to this was so hard. As someone who finally finished a house purchase 2 months ago. I can sympathise wholeheartedly with your experiance trying to get this sorted. Ours was no where near this bad until the last couple of weeks where I had to run back and forth to the bank and solicitor to get it over. But I will say when it does get sorted the weight off your shoulders feels massive!!!
I feel for ya mate. I think all of us who have been through the property buying process all had a nervous breakdown through it. Each time it finally got sorted, I said, 'never again'. Last time I meant it and have been been in my current property for almost 20 years now.
The whole "We won't say why we won't use the portal" thing is bizarre. Well done for being so polite to everyone. If you want to yell down a whole train, may I recommend the London Overground? I just think the acoustics are better.
Oh my goodness what a mess! I work in architecture so I'm aware of the cladding issues and how much of a pain (although somewhat needed pain) it can be. I'm also right at the beginning of my own mortgage journey and I am dreading anything horrendous happening. I'm so glad you're nearing the end of this! Buying a property is stressful, and buying a flat in London as a lone, self employed person makes that so much more difficult.
I genuinely just cried from being overwhelmed and relieved for you at the end when you said everything got accepted and Im so happy for you, I hope everything goes to plan and you have a Merry Christmas 🎄
Mate, that is quite a delay- I hope it has been okayed by solicitors because that can take an AGE too! I have seen cladding forms that were just filled out and didn't even have to go through that platform/FIA but they were not large flats; so that is proper bad luck. Hope all is well.
Holy cluster fuck. I would have drowned in emotions way before you if I was in your situation. When I had my application for disability here in Denmark , I was in a bottleneck situation too and I kept calling then a couple times a week just to hear how far my application had come. I only had a couple of caseworkers to call but you having to call all these people every single day just to be told that your case hasn't gone any further and them just pointing fingers at everyone else. I'm amazed at your resilience.
I’m sorry you’ve been stuck in this Kafka-esque nightmare. I’ve been through this process 3 times now in London over the last 18 years and each time it was horrid for different reasons. 1st: keyworker scheme similar to shared-ownership and I got gazumped 4 times before finally finding a property that completed. 2nd: no chain (I was buying a newly renovated place and had already sold my old place) but from offer to exchange it took >6 months. The seller was irritated that things were dragging as so many random things cropped up, for example needing chancel liability insurance as it was originally in the church parish & in case they billed for repairs?! He threatened to put the flat back on the market if we didn’t exchange by x date. On x date HIS solicitor took annual leave and didn’t bother doing the exchange. The flat went back onto the market. It took another 5 weeks before they agreed to sell to me after all and it was painful. Most recently earlier in 2021, house valuation found issues so I had to re-negotiate; 3 days before exchange my deposit got frauded out of my account (thankfully sorted and returned to enable me to still purchase) and then I had to move by myself during lockdown so wasn’t able to get any family or friends to help or visit etc like you normally would. This is a convoluted way of saying that you’re not alone in this and 🤞🏽for you that you will be in your new place soon and can then start to enjoy it all!
As someone who has never tried to buy a house, I can't believe all of this you've been put through! It's truly insane. What would've happened if you weren't able to continue living in airbnbs? You would've been out on the streets. It's awful and feels like the classic UK attitude of 'oh you're gonna be homeless? but you didn't have the documents so it's your own fault.' I'm glad you're using your platform and influence to try and spread awareness about this issue.
The house buying process usually isn't this complicated! I've done it twice, now for flats & with a decent lender\broker & conveyancer it's actually possible for everything to go well. Seriously, the types of calls you're putting in to the fire guy should be getting done either by your broker or conveyancer - this shouldn't be you doing any of this, otherwise what are you paying for?!
I literally just secured my living situation here in France (Literally waiting to sign the lease while watching this video)! I lived in an airbnb for 3 months before I was finally able to find a place. I'm glad things are looking up for you. Hopefully we both are settled in our new homes by christmas
Omg Evan. I'm so happy that u managed to keep it all together and not spiraling out if control. All this shit to buy a house. And u wonder why ppl get depressed and end up breaking. I so hope u get moved in soon. U deserve to be happy and settled 🤞🤞❤️❤️
The US is backwards on a lot of things but the home buying process is much easier and simplified. 30 days from offer to closing. I dread buying in England.
such a relief that they gave you an offer. I was literally holding my breath watching this video. sorry you had to deal with all that chaos, but it looks like the future is hopeful. hope you can move in soon and have a wonderful christmas :)
OMG! It's a pain in the arse for self employed people to get mortgages! I've been self employed for over 20 years and still looked at differently to those employed. Not sure why? Even with a good credit score, my life story is needed. Hope everything gets sorted.
I just want to sing your praises for being so calm on all of those frustration phone calls. Gonna keep an eye out for that main channel video for more info on the. A similar thing happened to my husband with his visa after we got married that is still causing issues nearly a year later. The UK government is crazy .
My youngest son and his family have recently got a first time buyers mortgage and what's known as a "fixer upper". They have been working on it like mad, updating the kitchen, the wiring, blocking the serving hatch, putting a new boiler in, decorating and more. My little grandchildren are looking forward to their own rooms and my son and daughter-in-law are looking forward to more space than the rented house. The cat is probably looking forward to more territory to rule over. They hope to move into the house in the new year. But, both are hard workers and it has been a crazy time for them at their respective places of work. That and trying to fit in family time. So, no matter how bad you feel now, be thankful you're single and without the added stress of a young family. Whatever the decorating and furnishing decisions, once you get your own home, are yours and yours alone.
My best friend was a wreck during his house buying. He was so stressed. There was slight bidding war and then the home inspection showed some issues. But when I showed him how long you’ve had to deal with all this he was floored. Buying in Virginia is much easier. Though right now prices are a pain the process is no where near to hurdles you had to jump. Keeping fingers crossed and prayers you are in by Christmas
Can't wait to see the "homeowner" version of Evan begin to emerge in next year's videos. You've been tested- yet had the discipline to maintain your focus. Well done!
Kudos to Evan for staying respectful to the people on the phone, despite how frustrating the situation was! And I'm on the edge of my seat to see if this will turn out alright 🤞
As a member of WHICH, it's amazing that nothing gets sorted until WHICH or the media get involved and highlight the Kafkaesque nightmare you and many others have been going through. Wishing you all the best Evan, I hope (finally) that you'll be able to move in.
God Evan I was getting stressed just watching that! Well done for staying civil and keeping your sanity just about intact. Keeping my fingers crossed it's all finally sorted for you and you can finally sit on your new sofa in your new flat and enjoy a new bottle of whisky!
I'm still keeping all my fingers and toes crossed for a Christmas miracle with a video of you in your new house surrounded by friends. You are so strong to have continued to persevere. Love and hugs.
Dude, I can so understand your frustration! I moved here from Switzerland and even though I love the UK, the absolute inefficiency of this country is unreal. So much potential and yet…..
I honestly don't even know what to say. I am genuinely impressed by your abilty to stay so calm during these phone calls. And honestly, from watching this the UK bureaucracy seems even worse than ours in Germany is and we already always meme around about how unnecessary everything seems to be. (Also bureaucracy is a hard word to spell). I really hope that things will stay positive now! ♥
Reading this made me giggle when I think of the fact German has words like Rechtsschutzversicherungsgesellschaften X)
Bureaucracy is a weird word though, I will give you that. :)
Germany bureaucracy is bad? Try the Italian one! 😂😂
My man has secrets. Call him Bond, Glenn Bond
Glad you've finally got this shit sorted brother, I can only imagine how frustrating and rage inducing this was. hope the which interview SLAMS them
The interview will slame the system more than anything! System's broken. Like me :)
Seriously… I’m like… how the hell can people be like… I’ll sign the paper cuz it’s my job but I ain’t submitting it. 😳 I am looking forward to following the exposé
I haven’t finished the video yet (I’m at “7 days before”), but the whole countdown of days is reminding me of Looking for Alaska, and I just really hope everybody lives and Evan gets the mortgage!
That was also my mood throughout the video 😂
That was exactly the vibe I was going for
I’m so sorry Evan. We’re terrified about trying to sell our flat because of that form. Our service charges and rent are rising but our wages are frozen and I don’t know how we’re going to carry on affording it but we won’t be able to sell. The whole situation is horrific. I truly hope your situation is cleared now and you can start 2022 happy, healthy and warm in a place of your own. This year will become a bad memory swiftly forgotten under brilliant new ones in your flat.
wow…. what a rollercoaster of a vlog. thank you for sharing this experience of the clusterfuck that is buying a house in the uk. so glad things seem to be *touch wood* going your way. everything crossed for you
Absolutely amazing that the hold music at 14:30 is universal
if its the grenfell cladding issue, my friend had the same problem. Gov dont want to do anything about buildings that have flammable cladding
I recently moved to and bought a home in Japan, and it was a unique experience to say the least. Comparatively to buying a home in the US it was simultaneously much harder and much easier in opposite ways. Some things were mind numbingly silly, but its just the way it's done here forever , while some things were so simple I wish the US would do it. I just do my best to smile and stumble through it all and learn not to have preconceived expectations. I can totally relate to what you are going through, hang in there Evan,
Me and my partner had eleven months waiting between accepted offer and completion. Seriously recognise the dead-sound in the voice once you've sat in that nightmare hellscape unendingly for long enough.
I don't know how you're coping as well as you are. I've been crying along with you. You're so strong even if you don't see it while you're right in the middle of all this. I've got aspergers and don't handle change well so I'd have had a breakdown been locked up by now. Keep strong 💜
So sorry, I can’t imagine how you’re feeling, I would have been so overwhelmed, anxious, I’m so impressed at your ability to stay calm. I hope it all works out for you Evan, you deserve it x
First time I've been able to watch within minutes of upload. Evan, I'm so sorry you've gone through this. Many virtual hugs from Florida!
Jesus, this was awful. I can't imagine being in such a state of uncertainty for such a long time. That is unacceptable. The house buying situation in Ireland is bad but man, I don't know 😳
You "threaten" to sick the media on them & they buckled. They do NOT want this mess going to the media. As _their_ bosses will look bad. Good for you & bestest of luck! Hugs from this Canadian gal. 🤗💕
Sic is to chase or attack. Sick is to be ill. Many people have this misunderstanding, as they sound the same. Just FYI. :)
Evan we have so much in common! I moved to the UK from Florida in 2017 to pursue my MA in Environmental Law. I also applied for a mortgage back in August and I've JUST received my mortgage offer as of 3 weeks ago! Now you just have to go thru the conveyancing which let me tell you is an utter nightmare also and takes 2-3 months. So Unfortunately I doubt you'll be in your flat before Christmas as the lawyers are just nightmarishly slow at responding or conveyancing. But there is light at the end of the tunnel! We'll get there in the end :) I so agree with everything you said about British bureaucracy and customer service. It's truly nightmarishly horrible. At least my mortgage brokers (LandC) were absolutely amazing (thanks Hassan!!!)
Oh no don't worry! My conveyancing and whatnot has been long finished. I had gotten the solicitor duties finished in September. All that's left for the solicitors to do now is to exchange contracts and complete.
What you've had to go through is insanely unacceptable! I'm so sorry you've had such an emotional rollercoaster!! However, I know that once you're in your home, you will be one of the most grateful homeowners ever! We went through a lot to get our house (not as many hoops as you had to jump through, just different) and it's a humbling process. I wish you all the best!
Jesus Evan, I'm emotionally exhausted after that! So glad things are looking up for you and I hope I'll be seeing some videos from your very own place soon!
This sounds terrible… my husband and I have been going trough a lot of shit with flats that we rented over the last 1 1/2 years too and it’s seriously just so draining not knowing where to stay/ where to make a home and settle and to find new places over and over again.
Glad to hear it’s finally going into the right direction for you.
this gives big inside vibes mixed with an expose and im here for it. keep doing what you do.
Omg Evan! This was a rollercoaster. I’ve been following this so closely and I’m so cautiously happy for you when I deleted Instagram I was most sad about missing your updates. I have everything crossed for you 💕
2/3 into the video, this is pure madness I bought a flat in Spain few years back and my mortgage process took all of 48 hours in total. Madness I say!
Hey Evan, I really feel for you, this is horrid the run around that’s being had. Have you been talking with someone about your mental health? I definitely am concerned for you. But so happy that maybe fingers crossed this has been solved
You started the video with “Hi Victoria this is Evan” and it just caught me off guard. I feel like you should start all of your videos like that!
PS good luck on the rest of the process!
Bless you, Evan! These vlogs are honestly heartbreaking but insightful. May you be warm and comfy in your new home soon.
i've been eagerly following your journey, and am so happy it finally might be over, it was very stressful and frustrating just watching it, can't imgaine how devastating this has been going through it. may you have a well deserved lovely christmas in your new flat!!
Oh Evan, you’ve been put through the ringer. I hope you’re in your new place and settled before Xmas 🙏
I feel something is not right: my house purchases went through in around 3-4 months! So OK, I didn't buy mine during covid but it shouldn't affect anything as it all can be done with computers at home.
Edit: I'm also self-employed so that's not the point, but I think things got much more difficult since the housing bubble.
No it takes so much longer with covid and not everything can be done with computers.
Ugh, I couldn't agree more with you on your beurocracy rant in there. We also got caught up in this cladding debacle. We even had a cash buyer back out of buying the place! And we know of at least two other families in our building who were unable to sell. It's been an absolute nightmare.
Hope it works out Evan! I'm in the proces of buying my first house, and my issues (so far) were all at the getting an offer accepted stage - So much competition this year for any house round here! Finally I got one (by offering well over the asking price) and despite some potentally serious issues, my lender sent an offer through with little fuss. Now my homebuyer survey report has come through with a few more red flags than I was hoping for. Fun times. It's certainly not an easy process, and I feel for you with the nightmare you've had to contend with! Good Luck!
Really sorry you've had to go through this Evan. Things should be better
I am so so sorry Evan, this is so painful. It shouldn't be this bad for anyone. It broke my heart to see you nearly in tears. A sad heads up, once you have a mortgage agreed it doesn't get passed in a week but this is ridiculous x
I'm so glad you now got the offer and boy, I can't wait for that moving in vlog.
Also, I'm starting to save like right now, so I can just flat out buy a house instead of applying for a morgage. What a freaking torture.
I'm also thankful for you Evan!
My fave video yet THOUGH I AM SORRY FOR YOUR INSANE TROUBLES. Love you Evan. Cant wait to see the interview!!! Thanks for sharing. xoxo
God, Evan, I’m so, so sorry you’ve gone through this. I really hope this is the last hurdle now and you will be able to move into your new place soon.
So impressed with how calm you were on your phone calls, Evan. Good luck. X
No matter how upset I am at a situation I always try to be incredibly kind and understanding on phone calls. Usually the person on the phone is just following orders, and you get more flies with honey than vinegar.
@@evan I love your attitude and kindness. I hope you are able to move into your new home very soon.
OMG Evan I'm crying so much for all the Bullshittery you've been through. I was born and raised in the UK and thanks to Brexit and now pregnancy, my husband and I have just had to move this month to Portugal. We've been planning for a long time and it's taken months to sort out but we couldnt stay in the UK anymore. Everything is going to shit and life is so expensive and stressful there we just had to leave for our own sanity. Thank you for sharing your life and experiences and I sincerely hope things get much better for you as you are a citizen and you have more rights than my husband did (EU national).
Oh man... What a whirlwind of emotions in this video. A few people have said it but definitely felt the anxiety of watching you go through this in this video. Great job surrounding yourself with friends and people who can help distract from this horrendous mess. Such good news at the end and keeping fingers crossed that it's all getting better.
Congratulations Evan! I hope the next part of your journey goes better.
Thank you for sharing all of this
Oh, honey, I am so, so sorry for all you've been put through. Hugs to you, though thy don't help much. Fingers crossed and happy thoughts winging your way from t1he opposite side of the globe. 💜
As someone who is anxiety ridden at making the most run of the mill phone calls, I am in AWE of you. And horrified at what you went through.
I hope things only get better for you from now.
Wow I so feel for you. I almost gave up watching because it was so stressful. Goodness knows how you kept things together and kept persisting. Keeping my fingers crossed for you. Love and hugs
Wow what a *wonderful* video Evan. You had me crying in the middle there. This is solid gold, you have a wonderful way of telling a story and keeping calm. Reminds me of my applications last year when then I said feck the 'establishment' and downsized my expectations and live on the seafront in a 2 bedroom apartment in Southsea. Not quite my des res in Surrey or Brighton (requiring a mortgage) but no fecking mortgage. My rolercoaster last year was like yours. Good luck and I look forward to your NEW HOME video. Make it amazing. I'm sure you will xx
I've been watching this every moment I can at work it's been 5 hours. The suspense is killing me, just please tell me there isn't another delay.
Edit yess finally! Hoping the next episode of the morgage diaries is the last for you.
I so hope that Christmas and 2022 is so much better for you! xx
I hope all is settled and you are in your new place by Christmas. But no matter where you are have a mery Christmas and a happy New Year.
I feel so sorry for the kind of shit you had to go through! Looking back at buying my own flat a year ago it was an incredibly simple process, and I feel really lucky. Hope you get into your own home soon, that feeling is outstanding!
I can fully empathise with the frustrations of getting a mortgage. The offer we made on our house was accepted in November and we didn't complete until June, having gone to a different lender. So pleased you're able to see light at the end of the tunnel now! Hope the rest of the process goes smoothly for you!
This has been one of the heaviest videos I've watched in a while, and I'm not even following his process that closely. I'm just occasionaly tuning in. But damn, this has been a very rough ride. I'm so glad worked out in the end! Thank you for sharing this!
I’m so sorry you’ve had to go through all of this! Really pleased it’s worked out for you, though. It’s super hard sorting out mortgage stuff, particularly when you’re self employed, even without the cladding issue, so nice one for persevering. It shouldn’t be this hard! With the amount of people who have successful businesses they run themselves, it should be as natural as being an “employee.”
This has been horrific just as a viewer. My heart has been breaking for you. Can’t wait to see your Christmas tree where it should be!
Problem of UK mortgages is just the delays. For no reason. Whenever they need paperwork from you, you have to immediately rush to send/up load info within hours. But the amount of stuff that takes days and weeks because mortgage companies/ conveyancers/ solicitors just sit on their hands through lack of proactively is horrific. You are paying to chase your own mortgage. Felt like taking a commission cut from everyone for the work I did to speed everyone up.
BTW, if the lender was Pl*****m, I share your pain....
This video has me on the edge of my seat more than any thriller. Our bureaucracy is absolute bollocks in this country. I'm so sorry you're going through this.
I'm just glad that it sounds like it is finally working out. Good luck with the closing and moving in.
Evan I am so pleased you have had a successful conclusion to this horror show. I am horrified to find out that buying a house as a self employed person has not improved in the last 25 years since I suffered a similar experience despite having a 25% deposit. Hope you do get into your new flat for Christmas
Oh Evan, I feel so bad for this situation, the tension was so palpable. Everyone on the phone was so jolly, but not really very effective. I am so sorry the situatiin has had such an impact on you, your mental health , your new relationship and your job. Fingers crossed for you
Aww Evan, I feel so sorry for all the grief and anxiety that you have been through with this. Buying a home is always stressful, but you seem to have had an extremely bad time of it. I really hope that everything goes smoothly from now on and that you can be in your new home before Christmas.
So sorry this happened to you! Bought my cottage in October (first house!) at age 35 and was constantly looking around for an adultier adult to take some of it on. Hopefully by now (days later) you're mid-move or at least ready to spring into action. In any case I hope you have the best Christmas you can get, and good luck for what remains of the year.
I am so excited for you and glad that you are almost done~!
Hearing your call with the bank (the hold tune), we have the same mortgage provider. It was pretty easy for us even with my Canadian wife (still on a visa). Maybe they don’t like RUclips!
I hope it gets sorted for you asap it’s sad to hear this happening
Such a rollercoaster 😥! I can sympathise as I’m currently in a bureaucratic nightmare in selling my parents place and my place and buying one place just me and mum together. My place is shared ownership which has its own challenges. My dad passed away last year and we’ve had solicitors contacting my grieving OAP mum asking for reasons why he isn’t involved in the sale 😡! They paid their mortgage off over 10 years ago but the bank didn’t update the Land Registry and it’s still showing as having a mortgage on it. The banks files are all in archive so we’ve had to request them to prove it’s been paid. I’m now off sick from work as, like you, I’m just drained with all the nightmare of ringing people on the daily and places only open office hours when I’m supposed to be working and my mental health has just crashed. Also the whole grieving process and packing up my parents place and then we had to have my 16yo cat pts last month it’s just been a whole thing 😔. We wanted to be in the new place by Christmas and we’re starting to lose hope now too ☹️ Try and keep your chin up. I’ll be thinking about you x
I never bought property in the uk, but I did my law degree there and married a brit with every expectation of settling permanently. I absolutely agree with everything you said about bureaucracy being rampant and run by sloths. it made my blood boil when I lived there, made worse for the fact that whenever I complained about it people who had never lived anywhere else could not comprehend what I was complaining about. that frustration of being told on one phone call that everything's fine and sorted and then 5 minutes later you find out it's not, and the circular finger pointing, and never being able to get the correct information for your situation are things I've experienced as well, to the extent that it affected my degree classification and my ability to stay in the country. one of my housemates in uni had a misunderstanding with our uni admin and they gave her this bullshit runaround for over a year, during which she wasn't allowed to enroll but was still billed for tuition.
I can't even imagine how horrible it would be in your situation, literally depending on these clowns to have a stable place to live. it's a testament to your character that you've made it through this especially coming into winter which is depressing in itself. I hope you take some time off once you're moved in to let the stability of owning your own place sink in, and heal from this experience. anyway I just wanted to let you know your frustration is valid and you're not the only one who thinks the uk is as bad as vogsphere.
Good luck & blessings. You've really been through the wringer. Hope everything will be smooth sailing from now on....
I am sending you all the love in the world. I’m so sorry the U.K. is such a mess and that you have had so many issues. I hope everything gets sorted for you soon xxxx
I really felt for you as you stayed civil as you were sent on that endless phone merry-go-round. It must be utterly exhausting.
Wow, all I can say is you were a lot more polite than I would have been, that was stressful to watch! Makes me very glad we didn't have to deal with that while buying our house a few years back. Hopefully all will work out and a few months in you'll be able to relax and feel it was worth all the stress.
Seeing what you’re going through just to get a mortgage is absolutely nuts. As much as I hate Canada’s overpriced housing market, I got preapproved for a mortgage via a half hour phone call with a broker. It shouldn’t be as hard as it seems to be in the UK.
I am not a hugging person, but this whole video i just wanted to give you a hug. I hope in the next video youll be able to move in, and am looking forward interestedly to this main channel video.
Omg. I admire your endurance and ability to still be nice on the phone. I probably would have dug myself a huge whole to wallow in and not get my depressed ass out of till some wonder happens. I so hope it works out for you
Jesus.....listening to this was so hard. As someone who finally finished a house purchase 2 months ago. I can sympathise wholeheartedly with your experiance trying to get this sorted. Ours was no where near this bad until the last couple of weeks where I had to run back and forth to the bank and solicitor to get it over. But I will say when it does get sorted the weight off your shoulders feels massive!!!
I feel for ya mate. I think all of us who have been through the property buying process all had a nervous breakdown through it. Each time it finally got sorted, I said, 'never again'. Last time I meant it and have been been in my current property for almost 20 years now.
well done on the editing and the video - sorry for the awful time of it. Thanks for keeping us updated.
The whole "We won't say why we won't use the portal" thing is bizarre. Well done for being so polite to everyone. If you want to yell down a whole train, may I recommend the London Overground? I just think the acoustics are better.
Oh my goodness what a mess! I work in architecture so I'm aware of the cladding issues and how much of a pain (although somewhat needed pain) it can be. I'm also right at the beginning of my own mortgage journey and I am dreading anything horrendous happening. I'm so glad you're nearing the end of this! Buying a property is stressful, and buying a flat in London as a lone, self employed person makes that so much more difficult.
I genuinely just cried from being overwhelmed and relieved for you at the end when you said everything got accepted and Im so happy for you, I hope everything goes to plan and you have a Merry Christmas 🎄
Good luck with getting the keys! We had issues getting a house I wasn't even excited when I got our keys just relieved it was all over.
!0 days out Evan decides to re-create the blair witch😂
So wanted to give You a big hug because of what happened on the big day and You just looked like You needed a hug so much...
Mate, that is quite a delay- I hope it has been okayed by solicitors because that can take an AGE too! I have seen cladding forms that were just filled out and didn't even have to go through that platform/FIA but they were not large flats; so that is proper bad luck. Hope all is well.
My last house move in England was super stressful and messy and I did not even need a mortgage! I understand how you feel.
Holy cluster fuck. I would have drowned in emotions way before you if I was in your situation. When I had my application for disability here in Denmark , I was in a bottleneck situation too and I kept calling then a couple times a week just to hear how far my application had come. I only had a couple of caseworkers to call but you having to call all these people every single day just to be told that your case hasn't gone any further and them just pointing fingers at everyone else. I'm amazed at your resilience.
I’m sorry you’ve been stuck in this Kafka-esque nightmare.
I’ve been through this process 3 times now in London over the last 18 years and each time it was horrid for different reasons.
1st: keyworker scheme similar to shared-ownership and I got gazumped 4 times before finally finding a property that completed.
2nd: no chain (I was buying a newly renovated place and had already sold my old place) but from offer to exchange it took >6 months. The seller was irritated that things were dragging as so many random things cropped up, for example needing chancel liability insurance as it was originally in the church parish & in case they billed for repairs?! He threatened to put the flat back on the market if we didn’t exchange by x date. On x date HIS solicitor took annual leave and didn’t bother doing the exchange. The flat went back onto the market. It took another 5 weeks before they agreed to sell to me after all and it was painful.
Most recently earlier in 2021, house valuation found issues so I had to re-negotiate; 3 days before exchange my deposit got frauded out of my account (thankfully sorted and returned to enable me to still purchase) and then I had to move by myself during lockdown so wasn’t able to get any family or friends to help or visit etc like you normally would.
This is a convoluted way of saying that you’re not alone in this and 🤞🏽for you that you will be in your new place soon and can then start to enjoy it all!
As someone who has never tried to buy a house, I can't believe all of this you've been put through! It's truly insane. What would've happened if you weren't able to continue living in airbnbs? You would've been out on the streets. It's awful and feels like the classic UK attitude of 'oh you're gonna be homeless? but you didn't have the documents so it's your own fault.' I'm glad you're using your platform and influence to try and spread awareness about this issue.
The house buying process usually isn't this complicated! I've done it twice, now for flats & with a decent lender\broker & conveyancer it's actually possible for everything to go well. Seriously, the types of calls you're putting in to the fire guy should be getting done either by your broker or conveyancer - this shouldn't be you doing any of this, otherwise what are you paying for?!
💯💯💯
I literally just secured my living situation here in France (Literally waiting to sign the lease while watching this video)! I lived in an airbnb for 3 months before I was finally able to find a place. I'm glad things are looking up for you. Hopefully we both are settled in our new homes by christmas
Gosh how awful for you, you have been amazing getting through this,. All fingers crossed you get your home before Christmas 🤞🤞🤞🤞
Omg Evan. I'm so happy that u managed to keep it all together and not spiraling out if control. All this shit to buy a house. And u wonder why ppl get depressed and end up breaking. I so hope u get moved in soon. U deserve to be happy and settled 🤞🤞❤️❤️
This is so terrible, I'm so sorry for your situation!
The US is backwards on a lot of things but the home buying process is much easier and simplified. 30 days from offer to closing. I dread buying in England.
such a relief that they gave you an offer. I was literally holding my breath watching this video. sorry you had to deal with all that chaos, but it looks like the future is hopeful. hope you can move in soon and have a wonderful christmas :)
OMG! It's a pain in the arse for self employed people to get mortgages! I've been self employed for over 20 years and still looked at differently to those employed. Not sure why? Even with a good credit score, my life story is needed. Hope everything gets sorted.
I just want to sing your praises for being so calm on all of those frustration phone calls. Gonna keep an eye out for that main channel video for more info on the.
A similar thing happened to my husband with his visa after we got married that is still causing issues nearly a year later. The UK government is crazy .
Love you lots, Evan. Hopefully the next time we see you, it'll be from your new house! Merry Christmas! x
My youngest son and his family have recently got a first time buyers mortgage and what's known as a "fixer upper". They have been working on it like mad, updating the kitchen, the wiring, blocking the serving hatch, putting a new boiler in, decorating and more. My little grandchildren are looking forward to their own rooms and my son and daughter-in-law are looking forward to more space than the rented house. The cat is probably looking forward to more territory to rule over. They hope to move into the house in the new year. But, both are hard workers and it has been a crazy time for them at their respective places of work. That and trying to fit in family time. So, no matter how bad you feel now, be thankful you're single and without the added stress of a young family. Whatever the decorating and furnishing decisions, once you get your own home, are yours and yours alone.
My best friend was a wreck during his house buying. He was so stressed. There was slight bidding war and then the home inspection showed some issues. But when I showed him how long you’ve had to deal with all this he was floored. Buying in Virginia is much easier. Though right now prices are a pain the process is no where near to hurdles you had to jump. Keeping fingers crossed and prayers you are in by Christmas