Transfer Tuesday | Last bit to 401(k) + Brokerage Account!
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- Опубликовано: 1 окт 2024
- Happy Transfer Tuesday!
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What is Transfer Tuesday?
It was coined by Mary from @PenniesNotPerfection and it's the day of the week where you move ANY amount of money to ANY of your financial goals (debt, savings, investments, sinking funds, etc.).
I tend to transfer money multiple times a week to my various goals, but I always make a transfer on Tuesday as well!
What's the point?
You will make quicker progress the more transfers you make (less interest paid on debt, more interest gained in your savings accounts, more money compounding in your investments). It also helps your money mindset because it feels good to make progress on a regular basis!
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DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!
This quarter I have a goal to pay off my car. At the beginning of April I owed 15,400$, as of today I owe $5,959.42… well on my way to having this debt gone!
You're killing it!!
I finally reached 10k in my HYSA for emergency fund. Starting my journey to fully fund Roth IRA and some in my after-tax brokerage starting next paycheck :)
Amazing!!! Great work! 👏🏻
Just started a new Monthly Saver at 7%. I can save a max of £300pm. I also transferred some shopping points to money and put into a xmas saver for groceries. I rarely manage to do anything on a Tuesday so this feels really special. Rooting for you in your new endeavour!
Amazing!! Thank you for sharing!!
What do you do for medical and dental insurance being self-employed?
I went through healthcare.gov! I'll make a whole video on this soon!
I love these Transfer Tuesday videos! Very inspiring!
Thank you!!
Keep that money moving!
Yay, we hit 27K subscribers, 2K away from 30K.
Congratulations on hitting this milestone and for quitting your job to do something you enjoy and love.
❤️❤️ thank you!! You're leaving your job soon too right??
@PersonalFinancewithLeila yes i am, i give my resignation next week Tuesday the 28th of June 2024.
I already printed it out lol 😆 😂. I know i will finally be free and happier from next week.
@@Tashas_Travels So exciting!! Keep us posted on your journey!
Thank you Leila, you’ve inspired me so much on my financial journey through your persistence & consistency. I became debt free in March & so pleased to say I’ve reached my goal of opening a HYSA , which now has over 3k ! Next step is to reach 10k in savings by August 2024 & begin investing a small amount in a Roth IRA sometime in June !
That is so amazing!! Huge congrats and thank YOU for being here! ❤️
Congrats! 🎉
Quick question: are you rolling your 401k over into a rollover (traditional) IRA? 🤔
After paying down some debt, I've been able to increase my 401k contributions to my employer's full match! 😊
Still trucking along with debt payoff, but wanted to get every penny I work for. Leaving nothing on the table as they say. 😂
Thank you! I'm not sure on my 401(k) yet, I will either keep it where it is or roll it into my SEP IRA, but I'm waiting to talk to my CPA!
And love that you increased your contributions!! Great work!!
So proud of you 👏👏
Thank you so much!!
What do you do for health insurance now
I went through healthcare.gov! I'll make a whole video on this soon!
Random question but how did you know if your company contributions were vested before you left your job?
I knew from the beginning it was vested immediately (all of it). I asked during the hiring process and it was part of the "paper work!"
When you open your sep, will you invest in the same etf as your roth ira or change it up a bit?
I'll probably continue investing in VTSAX /VTI!
All money moves should be celebrated so congrats on the invested amount even as you transition to being self employed. I'm working on setting new goals since I finally achieved debt freedom last week. Haven't made money moves as making that payment of 50k has left me feeling nervous about spending. Although I know that I need not feel anxious as that money was saved specifically for that purpose and it hasn't hurt my progress in any way, I still can't shake the feeling that I need to move slowly now 🥴. Any tips on how to break that mindset? Love your content 💞
Congrats on being debt free. I'd say think of all the progress you made being debt free and saving up for it. Then imagine how much more you can now do as a result of no longer having this payments and paying interest if it was applicable. If you need a 2 week break, take it. Thereafter, get back to the next goal you've set. I always reward myself with something even if it's a meal when I accomplish a goal then on to the next. I also always make sure I know what the next goal is before I complete the current goal to be prepared.
HUGE congrats Jaela!! Definitely celebrate your accomplishment in a way that you want to celebrate. I agree with what Stephanie said above. Start small if you need to and work up to larger goals!
You go girl🎉
Thank you!
Didn't realize how much I've come to love watching these TT videos! 😀 Have a great rest of the week, miss self-employed 🤍😘
❤️❤️ thank you!!
😊❤😊 $300 to HYSA & $200 to ROTH. U look so much happier😊 Have you decided to sell your crochet animals? I need a bee 🐝 for a parrot 🦜 rescue raffle basket I’m putting together
Great transfers!! And I am much happier 😊 I do want to start selling them. I'll have to start small/slowly! When do you need your basket ready?
@@PersonalFinancewithLeila July 10th
@@catgodfrey6451 ok! I'll work to get things up and running asap 😊