Financial Literacy for Resident Doctors - An introduction to why its important to save Income Tax.

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  • Опубликовано: 16 окт 2024

Комментарии • 241

  • @shubhampatel7598
    @shubhampatel7598 2 года назад +80

    Financial literacy is very important for Doctors. They spend their whole youth learning and hence they should focus on retiring as early as possible, so as to have some enjoyment in life before leaving this world

    • @drashutoshh
      @drashutoshh Год назад +11

      No doctor will retire as early as possible. Success comes late what is dumb point of retiring early for doctors

    • @Elninojunior
      @Elninojunior 2 месяца назад

      @@drashutoshh what if there’s premature death? I find the late success of doctors very disheartening

  • @dr.ruthsheeba3087
    @dr.ruthsheeba3087 2 года назад +74

    One of d most honest n practical videos I've ever seen on RUclips..U really deserve 100k subscribers Sir... Congratulations...👏🎉😊

  • @uma.mur06
    @uma.mur06 2 года назад +38

    This knowledge was really helpful sir. We'd definitely like to know more! Not many channels talk outside the box I.e how to study what to study etc. Your channel covers many more topics apart from just studies and I appreciate that!😃

  • @suriyaraj5216
    @suriyaraj5216 2 года назад +24

    You are from the few youtubers who talks about financial literacy for medicos..
    Keep it up✌️

  • @amrambbs8735
    @amrambbs8735 2 года назад +13

    Congratulations for 100k Subscribers. I genuinely want to see you growing in each and every field. I just started my MBBS journey. And literally your advices are just awesome.

  • @aritrachatterjee9090
    @aritrachatterjee9090 2 года назад +9

    A great man, a great doctor and a great video. Awesome channel with awesome honest content. So happy to be a part of he journey from 1k to 100k subscriber milestone

  • @aaryathakur3712
    @aaryathakur3712 2 года назад +5

    Congratulations for 100k "Doctor Bhaiya" 😄🥳💐🎊

  • @shebinshibu3413
    @shebinshibu3413 2 года назад +6

    Very very good video... It is so true that a medico's financial literacy is close to nil and with few steps we can save all that! Great initiative👏👏

  • @ganesunisidharth8908
    @ganesunisidharth8908 2 года назад +5

    Nice videos dr. Aditya, no one talks about financial literacy in medical school and it's a great thing you are doing this thing, it is helping me as I have joined residency very recently

    • @drashutoshh
      @drashutoshh Год назад

      No one talks about financial literacy anywhere in any undergraduate degree

  • @fanstargaming6350
    @fanstargaming6350 2 года назад +5

    Thanks sir surely we want more videos on such topics for medicos

  • @praachi5956
    @praachi5956 2 года назад +6

    Congratulations Doc for 100k subscribers !! Thank you for always motivating and guiding all of us!!May u reach 1M really super soon !!!

  • @amsa2462
    @amsa2462 2 года назад +12

    Congratulations on 100k subscribers! Your videos are crisp, to the point and very informative. Thank you for taking the time to educate us!

  • @krishnapriyasamaleti886
    @krishnapriyasamaleti886 2 года назад +3

    Really sir
    It's only because of you my brain is releasing dopamine in finance subject .
    Awaiting for more videos on such topics .

  • @Dr.AnuragNayak
    @Dr.AnuragNayak 2 года назад +12

    Eagerly waiting for your talks with one of your CA friends and your lovely mom! 💕Please keep educating students like me, your role as a mentor for me is unimaginable💜

  • @tinyGrowth8678
    @tinyGrowth8678 2 года назад +4

    Yes,, this series must help for medical students 👏 🙌 🙏 👍 😀 😉 👏

  • @anmolbhambhani
    @anmolbhambhani 2 года назад +14

    Aditya Sir please do enlighten upon medical indemnity insurance and scheme too... Like few years down the line if we have a practice and somebody sues us for compensation in a legal matter or some complication we may encounter as a surgeon or anywhere for that matter in our practice..... How to tackle that and save money for that in insurance

  • @biharijanwa7866
    @biharijanwa7866 Год назад +2

    The salary we got from college is called stipend and by court's order it is a form of scholarship which is exempted income from tax and you can clam it under section 10(16) of income tax.

  • @aniruddhachavan9895
    @aniruddhachavan9895 2 года назад +1

    Sir we really need more such a videos on this!! Financial managing for residents!!

  • @zionmoses1839
    @zionmoses1839 2 года назад +60

    Can u solve some online MCQ's and record yourself doing that...it would be great to see your approach and your thought process while doing the same and how fast u resolve them and what difficulties u face ....🙏🙏🙏🙏🤞🤞🤞🤞

    • @nayansonone4694
      @nayansonone4694 2 года назад +1

      Yes this is really good idea

    • @nayansonone4694
      @nayansonone4694 2 года назад +1

      Dr.Aditya plzz do this for us

    • @iamdanyboy1
      @iamdanyboy1 2 года назад

      He has done that. Post NEET he solved a few questions. Like question on digoxin toxicity he said digoxin cause hyperkalemia so drug that contains K or raises K should not be given. Hence he eliminated KCl, Triamterene etc.

  • @priyankamauryaa...
    @priyankamauryaa... 2 года назад +1

    Congrats Bhai for 100k🎊. Stay safe and blessed ✨

  • @prabdeepsinghMBBS
    @prabdeepsinghMBBS 2 года назад +7

    😂😂😂😂😂Bhai aap toh bade heavy driver nikle
    Thanks a lot to share this bro
    After Completing my MBBS, I'll keep this in mind 😁
    Actually, as per the Hukam of Guru Gobind Singh Ji, a Sikh has to give 10% of his income (called Dasvand) for the service of Humanity, so with Guru's Kirpa, i have to do that as it's the command of Almighty only. (It's so great that Waheguru Is just asking of 1 portion out of 10 and that too for His children only as all beings are his children only, U may call him Waheguru Allah Khuda Bhagwan Rabb, etc. It's ONE ONLY) anyways, now I'll definitely apply this & Will contribute to Dasvand 😇😇
    Bass Govt. Aur zyada besharam na ho jaye, aage hi bohat loot rahe ha desh ko & logo ko, Ache din nhi, Hadd bakwas din aye ha🤷‍♂️
    Khaer, Waheguru may bless all
    EDIT:- BHAI YE DEDICATION KA NHI SAMAJ AAYA, DOES IT MEAN KI VO MILEGA HI NHI??? YA IS IT INVESTMENT??
    ALSO, AIIMS JR GETS ABOUT 90K, SO WHAT'S THE TAX % FOR THAT?? PLZ THROW SOME LIGHT ON THIS 😇

  • @consistenthuman834
    @consistenthuman834 2 года назад +2

    It's 100K sir.
    Congratulations Sir.

  • @neondoc6108
    @neondoc6108 2 года назад +2

    Congratulations on 100k sir🥳. Please do post more about financial literacy.

  • @bhaswati0206
    @bhaswati0206 2 года назад +1

    Congratulations Dr Aditya for the Silver Play Button

  • @DrVarinderpalSingh
    @DrVarinderpalSingh 2 года назад +55

    1. Layman level = jyada dimag ni khrab krna/easy ways to manage money = NCERT of finance = Ankur Warikoo.
    2. Beginner level best learning = Pranjal
    3. In depth of FINANCE = in depth of methods = Akshat and Rachana (Akshat content is probably the most unique)
    4. Finance + Tax Knowledge+ other awareness = LLA

  • @bhartigoel2348
    @bhartigoel2348 2 года назад +6

    Thank you so much sir for making this video. Although I am not a resident , still a final year student 😂🙈 but this video was superb and really informative 🙏🙏

  • @raghunathdash6490
    @raghunathdash6490 2 года назад +2

    1lakh completed.
    Congratulations sir 💐

  • @amit_muses
    @amit_muses 2 года назад +42

    10 lakh ke uppar 30% tax hai 😅😅. I have joined as a data-scientist in a fortune 1 company, being a fresher it seems a lot of money going into tax.

    • @sunnybhaskar9199
      @sunnybhaskar9199 2 года назад +1

      If you have no deductions , pay by new tax slab rate.

    • @ashishbadchamp
      @ashishbadchamp 2 года назад +4

      Bro You can save almost all of your money just consult a good CA.When I had around the same package I was paying almost no tax , invest in 80C , NPS and other options atleast.

    • @Elninojunior
      @Elninojunior 2 месяца назад

      @@ashishbadchampCA will take huge amount of money

    • @ashishbadchamp
      @ashishbadchamp 2 месяца назад

      @@Elninojunior I used to think that as well , but now hardly pay 2.5k for tax advisory and 1k for ITR(2.5 for those who pay for ITR alone) , I believe it pays for itself

  • @sudiptabandyopadhyay6754
    @sudiptabandyopadhyay6754 2 года назад +3

    Congratulations on 100k!

  • @shivangitiwari1812
    @shivangitiwari1812 2 года назад +3

    Great 👍 sir...kindly continue this series

  • @souravkumaragarwal
    @souravkumaragarwal 2 года назад

    Congratulations sir from 1k to 100k fanstastic journey.

  • @shabana.m.s2923
    @shabana.m.s2923 2 года назад

    Thank you dr. aditya for increasing our knowledge about financial thing.

  • @aakashkamat2658
    @aakashkamat2658 2 года назад +3

    Dr. Aditya sir, please make a video on the 2nd year books and resources that you have used.

  • @Dr.Darshan.L.J
    @Dr.Darshan.L.J 2 года назад +1

    This is very much needed side of literary for Medicos ❤️

  • @prem6656
    @prem6656 2 года назад +2

    Congrats on 1 lakh subs Doctor ❤️✌️

  • @agam2743
    @agam2743 2 года назад +1

    Sir ! crossed 100k milestone ...... Congratulations...🤞🏻🎉

  • @epict.v1019
    @epict.v1019 2 года назад +4

    Aditya Sir!!! U Hit 100K SUBS!!! Congrats!

  • @prabuddhagoswami
    @prabuddhagoswami 2 года назад

    Congratulations for the 1 Lakh Subscribers Bhaiya 🥳 Onto greater achievements ahead ☺️

  • @flyingmedico7730
    @flyingmedico7730 2 года назад +1

    A very nice content u have brought for us... Thanku Sir...

  • @soumilkaul5538
    @soumilkaul5538 2 года назад +1

    Congratulations for 100k subscribers!!! ❤

  • @iqbal-oh5qx
    @iqbal-oh5qx Год назад

    The video I was searching for so long. Thank you so much💰💰💰

  • @kanishqtasare1093
    @kanishqtasare1093 2 года назад +1

    Sir i have already start investing in stock market and mutual funds, i have learned about stock market and finance during my free time in neet councelling period.

  • @dr.aromakalra92
    @dr.aromakalra92 2 года назад +6

    Have been following Pranjal Kamra 🔥 His book investonomy is also good. Have swept through it swiftly. I kind of like the market.

    • @dr.aromakalra92
      @dr.aromakalra92 2 года назад

      @@akshaybaser5494 Why stop following him? I can listen to/read all.
      I have been following a lot of investors named Sanjay Bhasin, Sanjay, Satpute,Asit, Chandan, Rachna, etc.
      It's good to see their insights and ponder.
      Other than that experiences of CEOs also are intriguing. I will go through this person as well.

  • @drnaazneenmohammed1094
    @drnaazneenmohammed1094 2 года назад

    Much needed video. Please do make more videos in this series.

  • @shreyaverma6675
    @shreyaverma6675 2 года назад

    Great Job 👏.Please arrange some more meaningful talks and discussion like this for sure on Finance literacy👍🏻👍🏻..

  • @priyanshupathak5202
    @priyanshupathak5202 2 года назад +2

    Great Financial + Academic tutor 🙏🙏🙏.

  • @techshare6002
    @techshare6002 2 года назад +2

    Congratulations for 100K sir

  • @glaucomflecken
    @glaucomflecken 2 года назад

    This is so heplful, thank you so much. Please 🙏🏻 do make more of these videos

  • @sriharshaneeli6416
    @sriharshaneeli6416 2 года назад

    Please please please kitni baar bhi please bulwalo continue this series.

  • @rishabhjain3523
    @rishabhjain3523 2 года назад

    Please make more videos on income tax and investing. I must say you are doing a great job by education students like me

  • @mannk8088
    @mannk8088 2 года назад

    Thank you. Amazing video. Was Looking for one such video for us by a Doctor..
    Plz do make series on this topic..

  • @nagarjunashok6951
    @nagarjunashok6951 2 года назад

    Very informative and insightful, please make more of such videos!

  • @drshivanisamaiya9956
    @drshivanisamaiya9956 2 года назад +2

    Sir, have you made more videos on finances for doctors, regarding 80C or insurances as you are talking about in the video??
    If not, please make some sir, they will be really helpful.

  • @dr.melbinjamesmdpsm
    @dr.melbinjamesmdpsm 2 года назад +1

    U deserve more than 1lakh subscribers..way to go from doctors

  • @learningmindset720
    @learningmindset720 2 месяца назад

    Sir, Please make a video regarding Health Insurance like what to consider and which one to buy ?

  • @subash7460
    @subash7460 Год назад +1

    Nice video...... My fav medico

  • @tanbirmonzoor7993
    @tanbirmonzoor7993 2 года назад +3

    Congrats on 1 Lacs. Fast growth

  • @sonalisutar2587
    @sonalisutar2587 2 года назад

    Your very honest bhaiya 🥺❤️🙋‍♀️

  • @princk3656
    @princk3656 2 года назад +2

    Sir is mbbs is like other profession after 5 -7 years like engineering and other low income jobs

  • @drswapdj
    @drswapdj 2 года назад

    Congratulations on 100k Guptaji

  • @Escapist_007
    @Escapist_007 2 года назад

    Congratulations for 100k subs Gupta Ji 👏👏

  • @subramanyaadiga8023
    @subramanyaadiga8023 2 года назад

    Hello sir, congratulations on reaching 100k milestone.

  • @pluripotentmedico
    @pluripotentmedico 2 года назад

    Amazing workkk …. Please keep posting more such content 💯💯

  • @DrPavitraaShankar
    @DrPavitraaShankar 2 года назад

    Also, Coffee Can Investing is good. Great video 🥁🥁

  • @Juhi
    @Juhi 2 года назад +1

    Actually there's no tax for a resident individual "upto 2.5 lakhs" and not if "less than 2.5 lakhs". And this limit becomes 3 lakhs if you've crossed the age of 60 or 5 lakhs if you're above 80 years of age.

  • @ishaanmodi601
    @ishaanmodi601 2 года назад +1

    WOW MAN KEEP UP THE GOOD WORK
    LOVE YOUR WORK EVEN THO I AM A JEE ASPIRANT!

  • @natsudragneel2385
    @natsudragneel2385 2 года назад

    Congratulations for 100k 🔥🔥🔥

  • @taranjeetsingh1804
    @taranjeetsingh1804 2 года назад +2

    Thanks for the video sir❤
    Please make a video on how to Start MBBS Journey like studies, lifestyle and studying basics for PG.

    • @DrAditya2935
      @DrAditya2935  2 года назад +3

      Have made a video about best resources- for each subject of first year MBBS.

  • @sabdeparikshit9253
    @sabdeparikshit9253 2 года назад +6

    We are so dam intelligent but don't know how financially we are not able get organized . 😅😅

  • @Dr.sohailsiddique
    @Dr.sohailsiddique Месяц назад

    Very very useful video

  • @sonalisutar2587
    @sonalisutar2587 2 года назад +1

    0:50 🥺true lines Bro❤️

  • @85kanadmayekar26
    @85kanadmayekar26 Год назад

    Great video 🙌 Thank u so much.

  • @yashwanthkiran473
    @yashwanthkiran473 2 года назад

    thanks aditya sir...please give more info regarding health insurance

  • @pramayvyas5610
    @pramayvyas5610 2 года назад

    Yes amazing videos sir thank you it’s much needed for us

  • @shaurya_tripathii
    @shaurya_tripathii 2 года назад +2

    What about NPS(National Pension Scheme)? Do we get tax deductions by investing in NPS?

    • @DrAditya2935
      @DrAditya2935  2 года назад +2

      We do. I’ll try to cover advantages and Disadvantages of NPS.

    • @shaurya_tripathii
      @shaurya_tripathii 2 года назад

      @@DrAditya2935 BTW Congratulations on 100K and many millions to come.

  • @adityashirke7203
    @adityashirke7203 2 года назад

    Congratulations sir for having 100k subs 🎊🎊🎉🥳👍 l am also a subscriber of your channel.

  • @dr.alluahir
    @dr.alluahir Месяц назад

    Sir ji...pg me residency ke doran jo stipend milta jisme tax kitna cut hota he ya fir nhii hota gujrat me govt medical College stipend tax system explain sir please ...

  • @beinglogical1756
    @beinglogical1756 2 года назад

    Impressive topic selection

  • @SandeepKumar-fw5hy
    @SandeepKumar-fw5hy 2 года назад

    Congratulations. For 100k subs. Sir. 👍👍

  • @nitikabhutani3340
    @nitikabhutani3340 2 года назад

    Congratulations sir on 100k 🎉

  • @dr.melbinjamesmdpsm
    @dr.melbinjamesmdpsm Год назад

    Kindly put a video on how senior residents earning 13 to 14LpA income to save tax

  • @robbinkumar8508
    @robbinkumar8508 2 года назад

    Bhaiya , want more videos about financial literacy from a doctor and how can a first year mbbs student earn enough to get certain amount of money during their college time to take a step in becoming self reliance

  • @mallikarjunachowdavaram8978
    @mallikarjunachowdavaram8978 2 года назад

    Sir u told to read usmle first aid sir. Which edition sir,international or 32nd sir?

  • @Manoj-ky4wf
    @Manoj-ky4wf 2 года назад +1

    Actually the calculated tax is 56500 sir. Instead of 66500

  • @samujjwalbhattacharjee4634
    @samujjwalbhattacharjee4634 2 года назад +1

    But stipend is non taxable under section 10(16). You start paying from the time you derive a salary; SR stage.

    • @DrAditya2935
      @DrAditya2935  2 года назад +2

      In many institute including AIIMS, we are given salary- not stipend .

  • @rutwikpatel4923
    @rutwikpatel4923 2 года назад +2

    Hi brother, I'm a doctor with type 1 DM. Can you suggest me some insurance that covers my day to day insulin and glucometer expanses???

  • @krtkpredator6475
    @krtkpredator6475 Год назад

    thankyou big brother for a good idea

  • @sunnyh8898
    @sunnyh8898 2 года назад

    dil ki baat bol di guptaji !!!!!

  • @afrinkhan8799
    @afrinkhan8799 2 года назад

    Sir please make a video on 80c..... out of all videos on u tube yours in much relatebl.e...plzmakeit asap

  • @shanawazalam5643
    @shanawazalam5643 2 года назад

    Sir make video on surgeons
    How much they study,work,
    What types of work pressure they have

  • @ayushsinghai3360
    @ayushsinghai3360 2 года назад +3

    Does residents get free accomodation from government???

    • @sushilpatel7710
      @sushilpatel7710 2 года назад +2

      Not totally, bt they offer accommodation at very reasonable amount

    • @ayushsinghai3360
      @ayushsinghai3360 2 года назад

      @@sushilpatel7710 ohh

    • @DrAditya2935
      @DrAditya2935  2 года назад +1

      Depends upon college.
      At AIIMS, you either get HRA (15-16k) or you get hostel.

  • @tanbirmonzoor7993
    @tanbirmonzoor7993 2 года назад

    Best of luck for 1 million

  • @arcturianstarseed2135
    @arcturianstarseed2135 2 года назад

    Thank you for this video gupta ji

  • @shauryapratapsingh2553
    @shauryapratapsingh2553 2 года назад

    Congrats sir on 100k Subs❤🔥

  • @ChandanGupta-lr9zm
    @ChandanGupta-lr9zm 2 года назад

    Good way to teach how to save income tax

  • @yashraj5760
    @yashraj5760 2 года назад

    Sir should I take covaxin I am teen of 15 years . Do it have any side effects ?

  • @aniketsaha1601
    @aniketsaha1601 2 года назад

    Worth 16 mins of my time ❤️

  • @origamicrafts7918
    @origamicrafts7918 2 года назад

    I saw your interview at Aakash Institute. What you said- did you really mean by that Or you just uttered that. By the way nice video. 👍👍

  • @AnitaSharma-lr6hx
    @AnitaSharma-lr6hx 2 года назад

    Sir kya govt.clg ke resident doctor.. medical certificate bnaa skte h leave k liye ???

  • @amrutajeeragal3471
    @amrutajeeragal3471 2 года назад

    Pls make a video on how to choose health insurance sir