प्रांजल भाई वीडियो के लिये धन्यवाद, पहली बात की गिवेर्मेंट को थैंक यू बोलने जैसा गवर्मेंट ने एम्प्लोयी कटेगरी के लिए कुछ विशेष किया नही है, दूसरी बात रिलायंस के प्रोडक्ट में मैं पर्सनली विश्वास नही करता, तीसरी बात वीडियो बहोत ही अच्छा है , लोगो को आपके वीडियो से बहोत मदत मिलेगी, धन्यवाद प्रांजल भाई
No Tax for Salaried employee is a myth in India. The ways described in the video are correct, but how many will fall under the conditions described. I have not met a single salaried person who pays almost no/negligible income tax. Practical implementation is almost impossible.
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
भाई हम लोगों ने the pitchers देख ली है हमें आपके संघर्षों का अंदाज़ा है साथ ही हमे ये भी पता चल गया है कि Reliance health insurance से अपने क्या लिया.... Any way लगे रहो
It's crisp and informative video. I enjoyed it. But I didn't find section 80D decuction of Medical insurance pratical. For example, someone who is in 20s can get 10L policy at around 10k and parents policy would be around 30k. I'm not sure if someone can really utilize the entire 75k limit practically.
Very Informative video. But nps employer contribution is zero sum game ( if employer contribute 10% then same will e added to gross salary and same 10% will deduct for taxable income so it doesn't actually help in lowering taxble income).
Pranjal... Your video is very helpful. But can you make a new video for the newest tax regime (after budget 2023)? About the deductions that have been discarded? And similar in depth analysis?
Agreed to all the terms , but HRA comes with formulas, for example if you've deposited 1Lac amount for financial year on an average rent of 8000/month so you'll not get benifits on whole amount instead only 2k can be considered, so the remaining amount becomes taxable , so @pranjal can you please also guide here how individual can get benifits on HRA
Yes brother there is a limit! Actuall HRA received Rent paif - 10% of salaries 50% of salaries for metro and 40% for non metro (least of the above will be exempt) Whole HRA is not exempt
ek question ka answer chahiye Father 60+ hai pension or fd interest Mila k 3.5 lakh bnta hai. To 87a k according tax rebate milega means koi tax liability nhi but itr file Krna hoga.aise me bank fd k interest pe tds karega ya nhi 50000 se upar hone par
@@jaiveersingh9669 ha bhai katega and jab app ITR bharoge tab agar apki koi tax liability nahi banegi tho wo refund miljayega ! and agar apko TDS nahi katwana bank se tho apko 15G 15H form bank ko submit karna hoga than bank TDS nahi katega .
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
Thanks for the video, very informative. I think Nps Employer contribution is 10% of basic salary which is 60k assuming 6L basic ( 50% of 12lpa) If your basic salary is 12L you will have to pay 3.2L(26k /month) in rent to get to get 2L HRA benefit. Also to get 2L in HRA one has to pay 2.6L in rent assuming 6L basic.
Please make a video for government employee with an income of around 13-14 lpa, focusing on maximising tax savings. I believe it would be helpful for many people.
To be practical for a regular year, we can get only these deduction below: 1. HRA that is also -10% salary= 1.5 lac 2. Std Deduction: 50 k 3. Sec 80c: 1.5 lac 4. Nps: 50 k 5. Medical: 25-30k (10 lac coverage) 6. Education: most of u: 0, for me 10 k 7. NPS (Emp): 1 lac Total deduction: 6 lac (maximum)
Now Indians have at least some Financial Literacy. Thanks Pranjal Kamra, Finance with Sharan, Investaajforkal, Labour Law Adviser (LLA), Bekifaayati, Tejas Joshi, CA Rachna Ranade, Asset Yogi, B wealthy etc.
I am watching it on October 7th ...... however you are very true .....I am not ahead of your prediction (you said you will watch it in March)...... actually I am 1 year late in that ..... in the previous year I paid 60000 IT😢
I have a SIP to equity and debt schemes ongoing for more than a year. However, I want to utilise Sec80c for tax savings by investing in ELSS. Is it a good practice to redeem some funds from my existing SIP and put them in ELSS on yearly basis?
Yes brother there is a limit! Actuall HRA received Rent paif - 10% of salaries 50% of salaries for metro and 40% for non metro (least of the above will be exempt) Whole HRA is not exempt
I request govt to see both private job holder and Govt job holder in different specs. Govt job holders get salary till 60 years and a private job holder has uncertainity in job. How come govt take same taxes from both . Private job holders are overbuddened now. Also many govt job holders are corrupt and that corruption money is totally tax free which they use for daily expenses keeping their salary money intact...Kindly provide some relief and encouragement for private job holders. 🙏🙏🙏 These street vendors,food hotels are earning lakhs of ruppees and not paying a single ruppee...Why THIS GOVT IS NOT TAKING TAX FROM TEA SELLER,PAANI PURI,STREET CHINESE FOOD HOTELS,BIRIYANI STALLS,CHAAT,VADAPAO STALLS.
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
My basic salary is only 25% of CTC which does not allow me to use HRA properly. Pranjal, can you tell me which law it is according to which, employers are not allowed to keep basic salary less than 50% of CTC?
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
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Good morning sir... Sabse pahle thanks sir itni achchi jankari ke liye. ... Sir mera ek dought hai please clear kijiye mai aur meri wife dono Govt employee hai to hame apni income ka ITR individual file karna padega ya dono ka income add hokar ek hi ITR file hoga...?
Short format courses are designed to provide insightful information about the stock market. Mr. Pushkaraj Thakur sir is the advisor who gives you such a course and suggests you to invest according to it. He is a real advisor who makes some predictions after studying like that.
I really feel left aside hearing and seeing several testimonies from people on profits they make from Bitcoin/Forex Investment. Can someone recommend a good expert that trades on my behalf and generates profit for me
Having adequate orientation or knowledge about bitcoin trade or any other crypto currency is a key to a profitable and a successful Investment. I can unequivocally say that Forex and crypto trading is one of the most profitable and lucrative business for every lnvestors with the right expert
@@Bernd428 That's true a lot of people Today I have been having a ton of disappointment in Forex and crypto trading in light of helpless direction and awful specialists
Thank you Pranjal sir, but you have not added special children's/ Differently abled deduction. Which is depend on disabilities level such as 40%, 75%, 80% etc. Also not elaborated for Government employees. Kindly consider !
Hi Pranjal nice video, is it possible to make a video for salaried employees + a person running proprietorship, as i was informed that HRA is not allowed for proprietor's a help would be great as there are hundreds of people like me searching on this and nothing good educational things available.
Being a salaried person, Hm tax nhi bcha skte isliye Aisi strategy bataye ki end of the year jo paise tax me katne wale h wo end of the year se pehle itna jayad ho jaye ki uske jane ka drd thoda km ho jaye...yani jane se pehle wo kuchh de k jaye
Sir Ye to ho Gaya salleried employees ke liye which is very good But I am a shopkeeper please tell these deduction and all other benefits which I can use in small scale business. It must be simple to understand and easy to comply Please a request to you for making a video on this topic
@@NitinSharma-tm5xl Go for 44AD scheme....you can show profits upto 8% of sales...you can show income till 5 lacs without tax and if you have some deductions as mentioned in the video...can easily show income upto 6-7 lakhs without tax
Maine apna default change Krna miss kar diya, ab mera new ke hisaab se tax jada kat ke aaya hai iss month. 1)Can I change next month itself ya mujhe next yr tak ka wait Krna hoga? 2) aur maine investment ki Hui hai toh kya mera extra deducted amount, ITR filing ke time wapas aa jaega?
@@heetkadia2132 Lol dude 🤣🤣🤣 But let me tell you my income start falling in Income Tax bracket from this year ... So this is my first year ... I want to learn how to file ITR without help of CA 😁
Since I'm not a salaried employee and work full-time as a freelancer, I cannot avail some of the benefits mentioned here, despite my income being in a similar bracket (12.5 - 15L p.a.). I can of course invest in ELSS/PPF/NPS. I'm curious about what other instruments may be available so I can minimize the amount of tax I pay. Any idea would be much appreciated!
Pranjal Sir, apke liye ek gaana.... "JAANE CHALE JAATE HAI KAHAN..... Ji, Haa sir aap jo bich bich me gayab se ho jaate hai na, ye uske liye hai. Pls 🙏 make video with minimum gap.
LLA video on the same topic is much much much better. I think Pranjal topics are very generalized which don't give you any meat after investing 10 minutes into the video. Because there is a topic he makes a video. That's it.
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
I want to ask one thing. My salary PF deduction goes to NPS. And it becomes more than 50000/-. For eg. my deduction in NPS is Rs. 65000/-, then can i use 15000/- from this in 80C section.
Nps investment falls in 80 c upto 1.5 lacs/year Additional 50000 per year can be availed according to 80 CCD so total 80C + 80 CCD = 200000 per year can be saved. But after exhausting 1.5 lacs 80 C limit one cannot invest in any other tax saving instrument and claim deduction. Minor correction in your tax exemption break up
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
LTA me is it back and forth journey price? Like Lucknow to Delhi and then back tickets both can be applied? And what if I have travelled 4 such journeys? Please answer.
प्रांजल भाई वीडियो के लिये धन्यवाद, पहली बात की गिवेर्मेंट को थैंक यू बोलने जैसा गवर्मेंट ने एम्प्लोयी कटेगरी के लिए कुछ विशेष किया नही है, दूसरी बात रिलायंस के प्रोडक्ट में मैं पर्सनली विश्वास नही करता, तीसरी बात वीडियो बहोत ही अच्छा है , लोगो को आपके वीडियो से बहोत मदत मिलेगी, धन्यवाद प्रांजल भाई
Thanks a lot for guiding us , who r salaried but don't know how to do tax saving . 🙏🏾
I didn't knew a single thing about Tax or ITR. But your content is very clear and unambiguous to understand. Thanks Pranjal sir
The most genuine and down to earth finance creator of our country
"Tax bachane ke sath sath achi return bhi jaroori hai ".......nice quote 👍👏
Hats of Pranjal Kamra for such a nice video. I was searching this for almost a year.
No Tax for Salaried employee is a myth in India. The ways described in the video are correct, but how many will fall under the conditions described. I have not met a single salaried person who pays almost no/negligible income tax. Practical implementation is almost impossible.
True that
Correct everyone does not fit in this calculation
But good informative video
Thanks, someone has the same thought as me.
Right 🙏
Jan me sir 😆
गीता से ज्ञान मिला, रामायण से राम।।
भाग्य से हिंदू धर्म और किस्मत से हिंदुस्तान।।
जय हिन्द 🇮🇳🇮🇳🙏🚩🚩
10:40 There is no limit on the amount of deduction from educational loan interest, and the deduction can be claimed for a maximum of 8 years.
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
भाई
हम लोगों ने the pitchers देख ली है
हमें आपके संघर्षों का अंदाज़ा है
साथ ही हमे ये भी पता चल गया है कि
Reliance health insurance से अपने क्या लिया....
Any way लगे रहो
Nps (10% deducation ) is also calculated in 80C. That is 1.5 lac is upper limit so (NPS 10% + 80C )
NPS final settlement amount will count in LTCG??
Sir mai to 25 Jan mai hi dekh Raha hu ☺️
Apka ek bhi video miss nhi karta hu
Thanks for sharing great knowledge. Please keep sharing financial knowledge because indian people needs this for better development of india.
Yes
Im 16 yo , don't have any Income but just watching coz you are a great teacher
It's crisp and informative video. I enjoyed it.
But I didn't find section 80D decuction of Medical insurance pratical. For example, someone who is in 20s can get 10L policy at around 10k and parents policy would be around 30k. I'm not sure if someone can really utilize the entire 75k limit practically.
It's not practical but it's possible!
7:15 he also mentioned 80D also bro 🌚😂
NPS (10% deduction) is part of Sec 80C (upper limit 1.5 lakh)
No NPS is not under 80C.. it is in addition to 1.5 lac 80C
@Ankit Jain @@sharmaatul85 NPS Under 80CCD1(B) UPTO 50000 you can save
HRA cannot be claimed as on said. It has separate 3 rule - of which minimum should be considered.
Pranjal, for HRA there is a limit on tax dedn. Entire amount cannot be deducted.
HRA full amount is not non taxable. For Metro city 50% and Non Metro city 40% HRA exemption milta hai
Right
@solapatrick hi
@@amolsapkale2453 there is more limitations than this. Many are able to claim only 2k - 1k per month. Even after getting hra 20k
@@lakshmi1994-d4t Yes. It will vary case to case basis 😀
Very Informative video. But nps employer contribution is zero sum game ( if employer contribute 10% then same will e added to gross salary and same 10% will deduct for taxable income so it doesn't actually help in lowering taxble income).
Bhot ache se peheli bar kisi ne smajhaya. Thank youuuu ❤
Pranjal... Your video is very helpful.
But can you make a new video for the newest tax regime (after budget 2023)? About the deductions that have been discarded? And similar in depth analysis?
yea its truly needed, cant find 1 in the internet
Really needed
Agreed to all the terms , but HRA comes with formulas, for example if you've deposited 1Lac amount for financial year on an average rent of 8000/month so you'll not get benifits on whole amount instead only 2k can be considered, so the remaining amount becomes taxable , so @pranjal can you please also guide here how individual can get benifits on HRA
Yes brother there is a limit!
Actuall HRA received
Rent paif - 10% of salaries
50% of salaries for metro and 40% for non metro
(least of the above will be exempt)
Whole HRA is not exempt
ek question ka answer chahiye
Father 60+ hai pension or fd interest Mila k 3.5 lakh bnta hai. To 87a k according tax rebate milega means koi tax liability nhi but itr file Krna hoga.aise me bank fd k interest pe tds karega ya nhi 50000 se upar hone par
@@jaiveersingh9669 ha bhai katega and jab app ITR bharoge tab agar apki koi tax liability nahi banegi tho wo refund miljayega ! and agar apko TDS nahi katwana bank se tho apko 15G 15H form bank ko submit karna hoga than bank TDS nahi katega .
@@KUSH_Joshi but form 15h to tab bharna hota hai jab annual income 3 lakk se kam ho
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
so far I have been waiting for this kind of video in tax detail. Thank you sir. Very nicely explained.
U R really great sir, aapki videos me bhar bhar ke jaankari rehti h 🙏🙏
I have been watching your videos from a very long time :) I started creating videos by getting motivated by you ❤ thank you
Watching it on 28/01/2013. Thank you for the video.
Thank youuu so muchhh pranjal!!!! PLEASE make more videos on this topic.
Thanks for the video, very informative.
I think Nps Employer contribution is 10% of basic salary which is 60k assuming 6L basic ( 50% of 12lpa)
If your basic salary is 12L you will have to pay 3.2L(26k /month) in rent to get to get 2L HRA benefit.
Also to get 2L in HRA one has to pay 2.6L in rent assuming 6L basic.
Febuary
Hello sir...U explain so easily and in a fun way... thank you!
Please make a video for government employee with an income of around 13-14 lpa, focusing on maximising tax savings. I believe it would be helpful for many people.
bhagwan kare Jo jo video dekh rha hu un sab ko 12 lakh har din profit ho😘😘
June end, because I was just getting a job, so learning more things😊
Base salary may be less than 50% of CTC. My friend has placed in Amazon with 45.5 lakh ctc, but his base salary is only 15.5 lakh.
in TCS as well
@@smukherjee9231 I am in govt. service and my base salary is 42% of In hand salary.
To be practical for a regular year, we can get only these deduction below:
1. HRA that is also -10% salary= 1.5 lac
2. Std Deduction: 50 k
3. Sec 80c: 1.5 lac
4. Nps: 50 k
5. Medical: 25-30k (10 lac coverage)
6. Education: most of u: 0, for me 10 k
7. NPS (Emp): 1 lac
Total deduction: 6 lac (maximum)
Sir ITR kaise bhare is par complete video banaye ||🙏🙏
Now Indians have at least some Financial Literacy.
Thanks Pranjal Kamra, Finance with Sharan, Investaajforkal, Labour Law Adviser (LLA), Bekifaayati, Tejas Joshi, CA Rachna Ranade, Asset Yogi, B wealthy etc.
Bro, Video is good but it would have been great if you could have mentioned all the sections for the detection. I was wondering about 80EEA
I am watching it on October 7th ...... however you are very true .....I am not ahead of your prediction (you said you will watch it in March)...... actually I am 1 year late in that ..... in the previous year I paid 60000 IT😢
I have a SIP to equity and debt schemes ongoing for more than a year. However, I want to utilise Sec80c for tax savings by investing in ELSS. Is it a good practice to redeem some funds from my existing SIP and put them in ELSS on yearly basis?
No
Watching after 4hrs of uploading. Cuz I love all of your videos.
HRA full amount is not non taxable. For Metro city 50% and Non Metro city 40% HRA exemption milta hai
You shd know one more rule rent paid - 10% basic. If this is less than 40% of metro hra. Then you get exemption even less than that
@@lakshmi1994-d4t I know this rule as well. Comment pura type karne ke liye time nahi tha. Isliye shortcut me likha
Yes brother there is a limit!
Actuall HRA received
Rent paif - 10% of salaries
50% of salaries for metro and 40% for non metro
(least of the above will be exempt)
Whole HRA is not exempt
Today 25 Jan I am seeing the video
It's awesome
As per the newest tax regime, the deductions are even lesser compared to old regime.
@@sparshwadhwa8695 aa gaye scammer ek aur insaan ko katne
I request govt to see both private job holder and Govt job holder in different specs. Govt job holders get salary till 60 years and a private job holder has uncertainity in job. How come govt take same taxes from both . Private job holders are overbuddened now. Also many govt job holders are corrupt and that corruption money is totally tax free which they use for daily expenses keeping their salary money intact...Kindly provide some relief and encouragement for private job holders. 🙏🙏🙏 These street vendors,food hotels are earning lakhs of ruppees and not paying a single ruppee...Why THIS GOVT IS NOT TAKING TAX FROM TEA SELLER,PAANI PURI,STREET CHINESE FOOD HOTELS,BIRIYANI STALLS,CHAAT,VADAPAO STALLS.
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
Hi Pranjal, For Tax deduction on Education Loan repayment, there is no limit on the amount of interest paid during the financial year.
interest on educational loan repayment is fully exempt for 8 years under 80E
Limit is about 50000
You are genius @Pranjalkamra
Kbhi kbhi sapno me bhi koi advice de jate ho 😂😂
Video dekh dekh kr aadhe CA khud bn gye hai
My basic salary is only 25% of CTC which does not allow me to use HRA properly.
Pranjal, can you tell me which law it is according to which, employers are not allowed to keep basic salary less than 50% of CTC?
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
Bhai aap bahut sahi bande ho
Good evening sir.
Salary ka 10% NPS , 1.5 lac ki tax saving me include h ya 1.5 lac ki saving exception se extra h.
Employer contribution 80C me included hai.
Can u please make video on tax planning for salaried employees for no loan taken
Thank you Pranjal ji.. it's very nice & well info videos on tax...ELSS are u/s 80c or any other sections to save the tax
80c
One of the beat video for tax saving..
Full hra is not exempt right? There is a formula lower of 3 values it comes to 50-60% of hra received which can be taken as exempt value
Excellent observation. .. March me dhundenge sabhi log ye vdo...😅😅😅
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HRA Received
Rent paid -10% of Salary
50 or 40% of Salary (metro or non-metro)
Least is considered
Really hoping 80c limit is increased this time
Sir ji bilkul sahi kaha March me hi dekh raha hu
What about home loan deduction?
Good morning sir...
Sabse pahle thanks sir itni achchi jankari ke liye. ...
Sir mera ek dought hai please clear kijiye mai aur meri wife dono Govt employee hai to hame apni income ka ITR individual file karna padega ya dono ka income add hokar ek hi ITR file hoga...?
Short format courses are designed to provide insightful information about the stock market. Mr. Pushkaraj Thakur sir is the advisor who gives you such a course and suggests you to invest according to it. He is a real advisor who makes some predictions after studying like that.
More oriented towards salaried employees, was hoping this video for businesses
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very informative video. You solved all the doubts I had 15 mintues ago.
Thank you Pranjal sir, but you have not added special children's/ Differently abled deduction. Which is depend on disabilities level such as 40%, 75%, 80% etc.
Also not elaborated for Government employees.
Kindly consider !
मैं तो second dayपर ही देख रहा हूँ दोस्त! Fond of that fun😎
Hi Pranjal nice video, is it possible to make a video for salaried employees + a person running proprietorship, as i was informed that HRA is not allowed for proprietor's a help would be great as there are hundreds of people like me searching on this and nothing good educational things available.
Being a salaried person, Hm tax nhi bcha skte isliye Aisi strategy bataye ki end of the year jo paise tax me katne wale h wo end of the year se pehle itna jayad ho jaye ki uske jane ka drd thoda km ho jaye...yani jane se pehle wo kuchh de k jaye
In which head can we claim NPS (Employer’s contribution of 10% of salary)?
80 CCD(2) if your private 10% and government employees are 14% of nps contribution
Sir Ye to ho Gaya salleried employees ke liye which is very good
But I am a shopkeeper please tell these deduction and all other benefits which I can use in small scale business.
It must be simple to understand and easy to comply
Please a request to you for making a video on this topic
Hello I am a Chartered Accountant.
How much is your yearly sales ?
@@CAMridul my yearly sale is approximately 50lakh
@@NitinSharma-tm5xl Go for 44AD scheme....you can show profits upto 8% of sales...you can show income till 5 lacs without tax and if you have some deductions as mentioned in the video...can easily show income upto 6-7 lakhs without tax
Really nice content.always humble & productive content.really really appreciable. 🙏❤️🎉🎈
Maine apna default change Krna miss kar diya, ab mera new ke hisaab se tax jada kat ke aaya hai iss month.
1)Can I change next month itself ya mujhe next yr tak ka wait Krna hoga?
2) aur maine investment ki Hui hai toh kya mera extra deducted amount, ITR filing ke time wapas aa jaega?
Hi,
May I know how this is derived NPS ( Employer contribution 10% of basic salary) which is 93760 here ?
Thanks bro... Muje abhi 2 din pahele hi 12 lake ka pakage Mila. Mare liye perfect example he....
Sir their is no such limit in deduction of education loan interest of 40k and all.
Can you please make a video on "How to file ITR" with a simple and easy understanding
CA left the chat😂😂
@@heetkadia2132 Lol dude 🤣🤣🤣 But let me tell you my income start falling in Income Tax bracket from this year ... So this is my first year ... I want to learn how to file ITR without help of CA 😁
Since I'm not a salaried employee and work full-time as a freelancer, I cannot avail some of the benefits mentioned here, despite my income being in a similar bracket (12.5 - 15L p.a.). I can of course invest in ELSS/PPF/NPS. I'm curious about what other instruments may be available so I can minimize the amount of tax I pay. Any idea would be much appreciated!
May I know Which benefit you cannot avail if you are not a salaried employee?
@@dasavijitkr the HRA, the travel allowance, etc
If you are self employed(freelancer) , you can claim deduction u/s 80GG for housing rent paid during the year.
@@aniketgupta5507 yes that's a good way but I have my own house. Thanks for the information though!
Which platform do you use for freelancing?
Pranjal Sir, apke liye ek gaana....
"JAANE CHALE JAATE HAI KAHAN.....
Ji, Haa sir aap jo bich bich me gayab se ho jaate hai na, ye uske liye hai.
Pls 🙏 make video with minimum gap.
Most of this is applicable for salaried person only. Not much useful for self employed. Also, full HRA cannot be claimed for tax deduction.
LLA video on the same topic is much much much better. I think Pranjal topics are very generalized which don't give you any meat after investing 10 minutes into the video.
Because there is a topic he makes a video. That's it.
Elss mutual fund returns are very low
Kindly suggest a fund were we can get atleast 12 %😁
Index Fund
Sir parents ko kise rent dena h, means agreement ka zarurat h kya?
Please make a detailed video.
Feb 23 me
Bahut he sundar explain kiya hai aapne
Jaldi jaldi comment karta hu likes milenge 😂
Comment to Karo like ke liye
Abe kuch to naya lao 🤦🏻♂️
Abe kuch to naya lao 🤦🏻♂️
Lol
Mc
Nahi Sir.
Apka video tabhi k tabhi dekha jata h ❤️
Please make 2 video per week.
Pranjal sir please make video on corporate governance consept
When the new budget will came
Will I have to file my itr according to new budget or according to old budget
Kindly ans
Jai johar Pranjal Bhaiya,
Great informative video about tax system.
Thanks for such a video.
Sir NCD, Corporate Bonds and Corporate FD ko please explain kar dijiye
05 February ko dekh raha hu main aapki video sir.
Can you please let us know where does VPF fall under ?
M apki help kar sakta hu apka tax reduce karne me.. apki return file karke tax refund aa jayega...If you need any help in filing your ITR and discuss regarding tax saving tips and tricks you can contact us. Contact number is shown in DP and Description
I want to ask one thing. My salary PF deduction goes to NPS. And it becomes more than 50000/-. For eg. my deduction in NPS is Rs. 65000/-, then can i use 15000/- from this in 80C section.
Nps investment falls in 80 c upto 1.5 lacs/year
Additional 50000 per year can be availed according to 80 CCD
so total 80C + 80 CCD = 200000 per year can be saved. But after exhausting 1.5 lacs 80 C limit one cannot invest in any other tax saving instrument and claim deduction.
Minor correction in your tax exemption break up
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
Yes, I think it won't be an issue. Since amount is same.
Sir is it applicable for government employees???
Pranjal very informative content hope it will help all
LTA me is it back and forth journey price? Like Lucknow to Delhi and then back tickets both can be applied? And what if I have travelled 4 such journeys? Please answer.
Great video, Thanks for sharing insightful details in simplified way