Living Paycheck to Paycheck | The New York Times
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- Опубликовано: 2 дек 2014
- The Vories family lives on a volatile income - not knowing how much each paycheck will contain month-to-month. In tough times, Alex Vories borrows his father’s car to deliver pizzas at night.
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Families around the United States are trying to find ways to meet ends meet. Living paycheck to paycheck has become all to familiar.
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Living Paycheck to Paycheck | The New York Times
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The MISTAKE that most people make in life, is they MAKE BABIES before they MAKE MONEY.
I came from the ghetto and saw my mother struggle. I promised myself I would never bring another life into this world until I had at least 50k in the bank and medical insurance.
And when my first kid was born I had over 75k in the bank. More people need to think like this to avoid a lifetime of poverty and suffering.
PROJECT DX how old were you when you had your first kid??
Errian Fears
I was 34 when my first child was born.
PROJECT DX lol i feel you but you aint need 50k. And he was making decent money before he got laid off. Thats a part of life you cant predict.
@project DX love to see your 75k 😹😹😹
unfortunately anyone can loss their job. you could make great money one day and the next none especially If you are in a fire at will state.
He should've made the kid wait one more day for the shoes. Stop with the instant gratification.
These parents now 23-36 years of age roughly Have ZERO 👌 BACKBONE
They don’t understand “hate me know, love me later” you’ll understand later kiddo
But no...everyone wants to be their kids best friend and buy their affection
OR....DONT HAVE 3 KIDS!!!!
What kind of parent chooses to spend $200 on sneakers rather them keep the lights on. There not living paycheck to paycheck. they have no money management skills. I don't feel sorry for their irresponsible chooses.
Choices
Omg. Shut up !!!
@@wandaboyle3745 Explain where he's wrong.
@@wandaboyle3745 who are you telling to shut up?
Short sighted parents with their priorities out of order. Not wanting the kid to think they are struggling so they keep up the facade that they have money. Ironically not realizing the kid will actually resent them if they fail and have the lights shut off or if they get kicked out of their house.
These people need to prioritize differently. My family came here from Asia with $0 in their pockets. I remember at the age of 4, my mom took me to Chuck E Cheese's with $1.75 in her pocket. We spent NONE of it because I just picked up tokens from the floor or watched other kids play. What's wrong with ADMITTING that you ARE suffering a little and teaching your kid STRENGTH? If you give them what they want, like that kid wanting "ice cream ice cream," you straight up tell them NO. Either you eat your dinner or go to bed hungry. The kids need to learn RESPECT. AND last but not least, girlfriend better start learning how to make some rice dishes. Asian market : sack of rice for $25 will feed you for a month. Stop playing. That's what we grew up on.
....✊
same with latinos and black people, you gotta have rice (and beans too 😆)
ouuhhh yessss i forgot all about that. lol. love me some rice and beans!
Most asian families have strong bonds with families and a strong sense of community. Its likely they borrowed the money or were sponsored by someone they know. Doesn't change the fact that they came with nothing.
And I forgot to add, since you're defending America so much, maybe you should know the word is "PAID" not PAYED. Shows how GREAT the schools are here eh?
For a family living paycheck to paycheck,the House is pretty loaded toys , including the kitchen. The father is talking about buying his son basketball shoes with Grandma's dollars when he should buying shoes at Walmart or Payless. This family needs financial education,not more money in my opinion.
I don't live paycheck to paycheck myself (I am one of those rare people who is fortunate enough to have extra money to save at the end of a month), and I buy my tennis shoes at Walmart for $12 a pair. Are they Air Jordans? No. Are they comfortable? Sure, good enough for me. However, how can I say what is most economical for them to go without? Perhaps having a tablet makes it easier to manage with children. And pudge is not, necessarily a sign of being well-fed. Corn subsdies ensure that the most calorie-dense nutirent-poor foods are cheap, while healthy alternatives like fresh fruits and vegetables are, like being thin, largely a luxury for the rich. To give an example of this, a tiny pot of salad tomatoes costs $4 here, and so does a GIANT bag of potato chips. If you have to feed four people with that $4, will you buy a tiny pot of tomatoes that might make a snack for one person or that giant bag of chips the whole family can share? Even if you know that the tomatoes will be a healthier choice, you just can't afford them. That's, in a simplified nutshell, is why the poor tend to be obese while the rich tend to be a healthier weight.
Debloke
My thoughts exactly. I would say son....you are not getting basketball shoes.No basketball and not hoop with netting. Get some of my old stickings and a tennis ball. LOL
Are you kidding me?? He can't buy electricity, but the ipad is ok? Let's be realistic here.
Why don't they grow tomatoes? When I used to work at family dollar, we sold packets of seeds 2 for a dollar. Even broke people on social security and medicaid could afford those.
Also, the tiny pot of tomatoes can become tomato sauce! You make lemons with lemonade. We don't know how to do that anymore!
Debloke right. You should definitely put the power before basketball shoes..it's not hard to go to a second hand store even. And buy some.
Shoes just got to be the priority. Not electric bill but shoes. There might cut the electricity but the son has a basketball shoes. Nice.very.nice.
Bro...you can't find a good job, but you have time to write a play??
Wtf??
It can be very hard to find a good job.
He's working in the church. Maybe he gets to tithe less in return.
seriously. Amazon warehouses hiring in almost every state. I just got hired for $13.50 an hour.
@Jessie Jay Not when your broke.
@Jessie Jay It's not ok for people to buy expensive food with food stamps. Enjoyment comes after you are not broke. Time spent doing that hobby is time not spent looking how to get out of poverty. Otherwise, if you are happy being broke that's fine. Nevertheless, you don't need to spend money for entertainment. Plenty of entertaining things to do without spending money. Like going to the park, library, exercising etc..
Their garage is bigger than my whole apartment!
gavloft plump exactly
It’s the size of my house 😂 If your warm and dry why pay more ? These ppl are strange indeed
@@YagwitOG Yes. They are certainly Strange. I Noticed that!😁
Why is our mortgage payment so high? It can't have anything to do with our $300k house
What about people like me who are wealthy but can never find a girlfriend because you’re ugly?
Sorry but $200 shoes? No. Sounds like he's mooching off gramma. They didn't deposit check in time and he took money from account to buy the shoes and he is afraid he can't pay bill on time? That's on them --both those things could have been prevented. Buy the $70
Shoes instead of $200. Come on.
They still fall for consumerism despite how hard capitalism has shrunk their lives
More like 30$ shoes
I agree!! Whats more important nourishing food and lights vs shoes that can wait?? Go figure!
@@TsarOfRuss Capitalism is the reason they're rich in a poor way. It's the reason why that woman has a job, and the reason why the man delivers pizzas. Capitalism hasn't failed anyone any more than laziness has.
I wouldn't even pay $70 for shoes. I wait till they're on sale or buy cheaper shoes.
1:58 Vacation is not an option when you can't pay bills on time. Hope things get better for this family.
@let love lead wow that’s great to hear. How were you able to pull that off?
@let love lead That’s great I’ve always known about brokers but some/most of them are unprofessionals, how were you able to reach her ???
@let love lead good to hear how can I reach her out ??? I’d like to give it a trial.
@let love lead Wow what coincidence I know her mate. She runs my kripto portfolio too. She’s really good and knows what she’s doing. The life of my family changed through her. From barely 1 grand to 200 grand family.
If they really are struggling financially, they sure could sell all that junk they have around the house.
I agree
I was about to say that 😭
They have a “vacation fund” LMFAO. My 3 kids are teens and we have NEVER gone on a vacation. Never. But I am debt free and have enough saved for their college. Priorities, people!
that is kind of sad actually.
Dean Marko I don't know man. I'd trade in my vacations for a free ride through college.
@@jeremynewcombe3422 Well of course i would as well but I would definitely push my kids at least after college to go on some sort of trip. You cant live your whole life never leaving the city or country you live in. Obviously save up and pay cash for a trip.
@@2legofreak Yes you can, not everyone is interested in travelling and besides, rent/property prices continue to rise...if you get your priorities straight and finances in order, a holiday will always be there. It's only becoming more and more affordable.
You need a vacation once with out it you'll burn out or be sick of the same thing over and over agian
Go to places where ya never been you have to live your life to the fullest
Cuz if you don't you will die with regrets
They don't seem poor. Their fridge and cupboard looked well stocked. Nice house, nice guitar, puffy kids. Oh yea, I forgot. In America poor people drive cars, have iphones, ipads, jordans, musical instruments, fancy cereal and can eat pizza regularly.
And a Macbook that they showed in the video.
It's telling that at least one person in these "Life on the minimum wage" type videos is always overweight.
Sell all da stuff lol
I agree I think I could get them on track easily. This is a case of trying to keep up with the jones
I want to see the underweight, rag wearing, no shoes owning, shack dwelling poor people! Poverty in America is not real poverty.
Welcome to America. The sad thing is that people in these situations are doing far better than most in the world.
+Freedom vs Tyranny The sad thing is he has oppurtunity to do better but is brain dead. If i took a guy from the middle east, africa or mexico with no money 2 or more kids I bet in a year he would start a legal business in something and be making his money
+Gallardo 5Million you do know that government gives grants to foreigners right!?
Sorry to say this, but I've watched so many of these investigations and documentaries, and they all have one thing in common - the people live way above their means. This is bad money management - not poverty.
Andrew Costello he lost his job
True lol
You're kids don't need ice cream or new shoes lol I'm sorry I actually lived in poverty and this ain't close to rough.
Deuante Kelly right. I wish i had cereal for dinner some nights. I have two kids now but i have more than enough money for them and im only 24.
Deuante Kelly
YUP. I have no sympathy for them. They look comfortable and have things that are far from a necessity. :/ WiFi for those devices ain't necessary
compared to where I had to live their house is a palace
Deuante Kelly people have diferent kind of problems does not mean yours was any worst and what if they wanna give there children something to make them happy .No wonder why u had it rough cuase your parents did not do they best for you 😂😂😂
Kaeri Killington just becuase they look comfortable trust me behind those cameras they struggling
Deuante Kelly
It is spelled your, not you’re. Get a friggen education.
They have a nice big house with a garage and nice interior. Spoiled children with an iPad and we are suppose to feel bad for them? I didn't play for any school team not having the transportation while my family had to be at work and had a cheap flip phone with barely any minutes to use each month. I had to learn how to save and make money myself to buy my wants instead of expecting anything. Poor example to pick them for this when they have a better situation then so many people in our country.
Yeah, no way they bought that ipad on their salary. If Gramma's willing to pay 200 bucks to buy their kid shoes, she probably gave 'em an ipad as well.
Know what kind of phone I had when I was a kid? A wall phone. The one in the kitchen.
he got laid off , they probably had all of that stuff before he lost his job. If he had a decent paying job before you can’t blame them for living their life to the fullest
Annastasia Samuels
I'm living life to the fullest because I'm debt free and not anywhere near paycheck to paycheck.
Heck if I lose my job tomorrow I will just retire.
Maybe go backpacking in New Zealand. Because I can.
They were never living life to the fullest being in debt up to their eyeballs.
Not living to the fullest when one missing paycheck can disrupt the household.
They were living beyond their means.
That family is a mess.
All of this was inevitable.
Annastasia Samuels
He was working those unstable season jobs and call centers.
That doesn't tell me to go out and buy an iPad.
He should have been saving his money and not buying "stuff".
BlackWorldTraveler oh shut up crybaby!!! too little too late, for your advice now.
theyre complaining about money but ive noticed they did not divulge how much the wife made at the irs.Huge house i wish i had a house like that.
rat grandma who would let this be televised? do they pay them
The wife works at the IRS and the Fed Employees make a lot more than we in the private sector! Plus, they have great Health Care. To me, they look like they live above their means and need to stop that! They also have a bigger and nicer house than I do and we work our butts off and save money! I have zero sympathy for them!
Exactly. this is not an example of a family living in poverty. It's unfortunate dad lost his job. However, he still works temp jobs and the pizza place. If they budget, according to current income, they will be okay.
Beachbug1vw I 100% agree!!!
They never said they were in poverty, or under the poverty line. They never said they're living so poorly, they said that they're living pay check to pay check, meaning that they're barely scrapping along. They're maintaining what they have and it's a struggle for them. It's a struggle for them to save, to pay bills on time, to basically buy additional things that 'normal' families would have. Yes of course people will be poorer than them, yes it's evident, but that doesn't disregard their struggles to maintain living.
Tiramoana Taia What constitute as things "normal people" would have? To you I'm guessing would be the right to fine this like name-brand shoes, ice creams, etc.?
Beachbug1vw Federal employees make more then we did? How do you know what she makes? He lost a full time job and has not been able to find a full time job yet. I know I know it’s all their fault.
This couple does not seem to be in deep poverty. The mom works full time, they live in a two story house , there son has a tablet with WIFI and they look like they eat plenty. They maybe not be as well off, but I've seen a lot worse situations then this. There still blessed.
two words rice and beans
the welsh shepard Okay Dave.
Eat Mustard Out of My Nostrils you should really cook your rice tho
the welsh shepard or beans and rice ,chips and soup
That’s 3 words
Rice and beans are highly nutritional when served together. When Combined they create whole proteins, the same as red meat!
Whenever I think about charging something expensive on one of my credit cards, I watch one of these shows!
Watching this makes me appreciate my life.
Wait, you're broke and looking at Nikes to buy? I make 280k a year and I go to payless with a coupon.
wow, what you do for a living?
You lying
Lmao they said she's lying ahaha I am done
Tamara Laird you got a man ?
Girl bye
This family needs to learn to budget and prioritze! You do not need 200.00 shoes for the kid's basketball games and practice. And you can learn to make nutritious dinners on a budget.
Try being 2 years out of college and having everyone want you to work for free or for next to nothing. That guy is NOT THAT BAD OFF their kids have nice clean clothes on their backs wife has a nice dress on and you have a car and a huge home what more do you want? I'm shocked you even have that with her good job and his delivering pizza. Also you may want to teach your kids to pay the bills before buying at least the second pair of $200 shoes he has. These people aren't poor; they're just ungrateful. Big difference!
i know how you feel
Lila Alex Inglis You're not entitled to a job tho, quit acting like a victim.
They never said they're poor. They said they're struggling, living paycheck to paycheck with no savings etc. That in it's self is a struggle to maintain their living. It is a struggle, living like that, worrying about missing bills, telling your kids no, having seasonal jobs, that is a struggle. Throughout the entire video, they never said they were really poor and under the poverty line like most of you expect from a video like this. But that doesn't disregard their struggles.
You dont seem poor i see tablet, macbook, and a good house
@Sheriff Hoyt money will not help them. They will blow it.
tonylama lmao
@@illinoishasenteredthechat950 not funny but true
So in the end the basketball shoes were more important than paying the bills....
...and these idiots are still trying to work out where they are going wrong...
The title should be changed to " Bad a money managing"
They have a vacation fund that should be switched to a investing fund. lmao
That’s easier said than done.
Or "Bought too much house" I mean a house I wish I could afford to buy a small condo.
COco Yo yo im agree,i think they cant manage the expenses
COco Yo yo
They appear to be horrible with money.
I've spent the last two hours watching these "Poverty in America" documentaries, primarily covering families who are supposedly "poor". I would say that 90% of the households whose life has been documented, have several members that are severely obese, several electrical gadgets, and all modern amenities paid for by the goverment. This is not poverty. Go to the Indian subcontinent. You'll see kids sleeping rough who have had their limbs cut off by their own mothers to boost revenue when begging. That's poverty. These fatties should be forced to do manual labour; f.ex. improving America's infrastructure by building and repairing roads and such, like in the good old days. No work, no food, and only two small meal per day until not morbidly obese anymore.
they live in a nicer house than I do. Sale the house and move to a apartment or a smaller house that they can afford on the mother's wage
+sharpieKat1 i was thinking the exact same thing, at that point i would look into an apartment for around 600 or 700 per month.
EXACTLY! I have a STUDIO apt In NY BUT still...they could very well be paying mortgage at like $300 a month or may have none! PPL struggling always prompt empathy in my heart...we don't want to admit because of reputation purposes BUT we are in a GREAT DEPRESSION
They need to sale that house and move to a cheaper area POINT. And stop have children.
@sharpieKat1 sometimes rent is more then a mortgage
I likely missed some talking points in the video. Was it mentioned as to whether or not they were leasing, renting, or mortgaging their home?
So this is their definition of struggling? Obviously the wife makes good money, sell that house and live within your means.
I’ve seen families in worse situations than this. Look at all those toys, basketball shoes?, a guitar. They can sell stuff to get by. Some people don’t even have their parents to help them.
Canned and frozen vegetables and fruit work wonders. I use them frequently. And never throw food away. If it's starting to go bad, make soup ♥️ praying for this family
They certainly do not look underfed . . .
Lol
I work 2 jobs. Job 1: 400-700 a week @ 32 hours. Job 2: 160 a week @ 20 hours. I still struggle! Work til you die. Its the American dream.
It's crazy
I don’t mind working till I die. Then I’ll have nothing to do all day.
I'm in the same boat working two jobs and still broke
Its insane! something's gotta change ... something really's gotta change
Please. Get some room mates and start putting money away. Farther your education, learn a trade, join the armed forces.
Or, stay where you are, and complain “the man” is holding you back.
if you keep fighting, you'll make it through the tough times. never feel sorry for yourself and never give up hope.
I use to live paycheck to paycheck. I knew I had to cut back so I became an extreme couponer. I was saving a lot of money on my grocery bill & started saving money, as well. I'd learn by doing this that it's not what you earn, but it's what you KEEP that matters most.😁💸
Stop buying crap! Look at all the crap they have all over the house.
These people are terrible at money management. In 1987, my parents had one car, one computer, no telephones in the kid's rooms, no TV's in the bedrooms, one VCR, and we watched a video only once a week. No videogames, no expensive vacations, no expensive clothes, and they never brought soda or junk food home. Having soda or bags of cookies in the house was unheard of.
They should sell a lot of the stuff they have in their house. If there's always people helping them giving them $$$$ I just don't understand why they are complaining.
200 hundred dollars for a kid to have shoes hed grow out of in a month? i didnt wanna spend more then 30 bucks on shoes an i thought that was a lot. xD they are just bad at spending and savings of necessities. Ice cream isn't a necessity.
why y depends on the brands, no one likes to were $20 Payless shoes but I totally understand that their income is very low but your right they are spoil just like me, my dad bought me a $520 Louis Vullton belt😷
RACK-CITY_KiNG 00 bs
We always had Payless shoes and hand me downs. Never had ice cream or soda.
Yeah, I don't think you were listening.
Gramma gave them 200 bucks TO BUY THOSE SHOES.
If they use that money to buy necessities, they have stolen 200 dollars.
That little kid don't wanna wear buddy boys
My family of nine survives on $100 a week grocery budget. Momma needs to learn how to process a whole chicken. Their house is enormous for four people. Excess will sink you. Go into survival mode: If I don’t have this, will I or my children die? If the answer is no, keep walking. I wish the family better tomorrows.
they need dave ramsey in their life.
You already said this as Sharpiekat1 .....lol.....seriously you are embarrassing yourself here with your products
Dave Ramsey sucks they need RichDad poor Dad
no they need a job even if its passive
Cooking from scratch 3 meals a day x 7= $50 a week. You can make the ice cream very affordable.
No they don't need a scam in their life
I don't see a financial crisis on this chubby family.
luis Ruiz Alvarez I do. The primary reason they are chubby is that they can’t afford good nutritious food. Pizza, hot dogs, cheap Chinese food is cheap and unhealthy. It has low nutritional value but it helps budget conscious people survive. Their weight is a serious problem. It could be a precursor to serious health problems like diabetes, heart disease and stroke.
If you look at poor people in the US a lot of them are over weight. The rich in many cases are thin and healthy.
Same. Dried rice is way cheaper.
I'm on Social Security and live check to check. This month with 5 days to go I have 5 bucks left :D. Luckily I have a roof over my head paid to 6/1 and enough food, plus a bus pass that will get me through till Friday. I am lucky as I have no outstanding bills, no credit cards, no loans, etc. Housing, food and transport are my only expenses and a small sum for the one medication I'm on. Yesterday I treated myself to a kebab on the way home from the grocery store or I'd have $12 left ;) PS and my friends who have credit cards do not understand that when I am flat broke I am flat broke. I can't charge a dinner out or a movie or even a cup of coffee at the cafe.
If she can't afford anything, why does she have all of those decorations above the kitchen cabinets at 3:23?
a little suspicious..
This is not a family in poverty. this is a family who needs to budget.
FifthAmendment Maybe they should not buy house decorations and save money for their budget!
Jocelyn Jacob clever
Jocelyn Jacob
You can make up those excuses for them but I've seen too many families like this.
People like this will pay $50 instead of buying the same item for $1 in a thrift store. Seen it too often in over 30 years in the upper middle class area I live.
The crap in their home says a lot about them and how they threw money away even if they did this before having children. They just didn't wake up one day and was in this mess. This took years of mismanagement of money.
Nope, the people I know that will buy at a thrift shop are not paycheck to paycheck and have savings.
And it's not trinkets and crap like what I see in that home.
@@jocelynmary2376 Why can't they sell those items now?
That’s not poverty, they just don’t know how to manage their money, and keep having children.
Its not that hard to tell your bratty kid that you need the $200
They don't seem to know any better. Sucks for them.
How do you forget to cash a check to pay electric bill? Irresponsible
I'm sorry if I'm being cynical. But this isn't poverty, manage your lifestyle frugally and you'll have ample funds. These people are not poor.
This is also a lesson in " be careful who you procreate/ have children with". The best he could do is pizza deliveries? As a woman, no thank...NEXT!
you are a gold-digger.
VACATION FUND!?!
no sympathy here..everyone should have at least 3 months of bills put away never to be touched.. only in emergency. i buy clothes at goodwill even though i could afford the gap and buy no name brands at grocery store etc... i even drive a 10 year old truck. i could get fired tommorow and live off savings for 3 years. its all " live for today" mentality that puts people in these ways.
AMEN!!!!!
Agree ,I am disabled,visually impaired,
SSI /SOCIAL SECURITY/ FOOD STAMPS ,
I never buy at the big stores ,
I go to Save A Lot ,Dollar Stores ,
I buy my food, clothes,shoes at The
Dollar Store,as well Goodwill ,
Maybe 2 or 3 times a year I'll buy
Something new ,
But it be at The Dollar Store ,
T Shirts ,pants between 5 and 12 dollars,
Shoes between 6 and 10 dollars,
And in the summer If need be ,
I stop at yard sales ,flea markets ,
my land lord a real nice ,
He gave me my dishes and stuff,
my dad and step mom gave me a tv,
And my cousin got me a microwave,
electric can opener,
And other family gave me two
Cookers ,one on Christmas,
the other on my birthday,
I'm blessed to have family ,
I'm not able to drive a car ,
Couldn't afford to have one anyway,
I prefer a safe roof over my head ,
It's hard but I watch RUclips
And watch stories about the hardships
of the homeless,
It makes me Grateful and appreciative
Of what I do have ,
A loving supportive family ,
Home ,Food ,Ect,
Blessings to you my friend,
Sorry I wrote so much here ☺
working shlub realistically if you'd never know unless you lived it that's the point they're getting hit with new things every month so they can never save and if they do they'll get hit with something ekse
Bless this family.
Buy some Walmart shoes for $10 and before you say they are cheaply made i used some for my PE class. They lasted the entire year. They are still in great condition i used em throughout covid for random yard work and other things. I outgrew em tho.
I've worked a low pay job before, no kids but I make a monthly budget. It helps keep my cost down and covers unexpected surprises.
I don't mean to be hateful but it seems they have a lovely large house filled with unnecesary items which if they needed to they could sell, they could even sell the house and downsize to a smaller property if they needed too. It seems they are living above there means which they are unable to afford.
You know whenever they do these reports they always feature a family with children!!! Are my husband and I the only married couple struggling WITHOUT kids!!?? Now, we will be ok, once all our debts are finally paid off. But, my point is. . .I don't think this is the only representation of being poor in our society.
I grew up in huge poor family. We were never dirty or hungry. My mom stayed home. Dad worked 2 full time jobs and an extra on weekends. We were still poor. But we all turned out okay and even worked our way through college. It is all about planning and prioritizing. We had NO TV. Not a lot of toys. No new clothes. No medical insurance. And no grandparents to help us either. No Nikes and often no Christmas presents except the homemade kind.
If they lived below their means by not buying name brand groceries , $200 shoes , MacBooks , tablets and get a cheaper house they could do pretty well
Agreed, the problem isn't their incomes but what they're doing with it - spending it on all the wrong crap. My friend makes four times my salary but she lives paycheck to paycheck and always struggles... and that's because she just spends spends spends whilst I make minimum wage and don't feel like I'm struggling at all because I pay for essentials and live sensibly
stop making all of those babies!!!
I know it's easy to jump to assumptions, but if you actually watched the video, you would understand that the husband was recently laid off from a higher paying, stable job and thus, the financial troubles. Life throws curveballs at you when you least expect them. Therefore, don't belittle and mock people for their unfortunate times because you never know when they can happen to you.
John Ryan well you know darn well that it isn't safe to have kids, big house, and a car... and depending on your job. A lot of things can go wrong. You gotta have $100,000 in your saving and a stable job before you start a family.
Jé Be well. they can't force corporation to pay you more. blessings aren't guaranteed. CEOs do hard work, they don't sit around and do nothing. There are a lot of competition... companies will fail... they don't stay afloat forever. Someone will eventually will get layoff. I know that I as a disabled black female will have a hard time climbing to success. I refused to have babies. Men, stay away from me. I'll just live off SSI, social security income.
***** the system is designed this way and it doesn't have to be, there is no reason why EVERYONE can't live comfortably.
Jé Be well vote for Trump, he'll help bring jobs back in USA.
They are not even remotely “poor.” They’re just living beyond their means and not prioritizing well. If I could give them advice: this isn’t even directly a money thing, but just for starters, CLEAN AND ORGANIZE YOUR HOUSE AND DONATE/SELL ALL THE CLUTTER. Trust me, you’ll be able to think more clearly and make better financial decisions in a clean, organized home. Then, STOP BUYING MORE STUFF. In an uncluttered home, you’ll think better, appreciate what you have more, and be able to make better decisions. Right now, your cluttered, disorganized home is a reflection of your cluttered, disorganized minds.
Me and my girl both going to finish our degrees and get decent jobs and save before we start having kids. People rush into it too fast
Don't have kids and enjoy life. Having kids is too much of a burden
@@varunmanjunath6204 boring life too with out kids
did you find a job ?
It's called Act your Wage. Dave Ramsey.
Thats a good one!
Look at how much stuff they have in their house. All the stuff they have purchased, just wasted junk in the home.
Y'all are savage in the comments 🤣
Dang they have a nice house. I'm jelly right now I don't see what they mean by poor.
They aren't in poverty. They are living pay check to pay check. not the same thing. They spend every dollar they make and save nothing.
+Z Jones That's how I see it.
FifthAmendment
There are lots of people living very nice lifestyles who are living pay check to pay check. I remember when I went to college my best friend had to get a loan because his parents had saved NOTHING and they made 300k plus a year. They always had brand new cars and nice things but had no savings. My parents made a third of that and paid for most of my college because they lived a modest lifestyle and saved money.
+Z Jones That's the problem most of society has...over spending. That's exactly what this family is guilty of. I'm not buying the song they're selling. no sympathy from me at all. If they start prioritizing and budgeting they'll be okay.
My dad owns 3 companies makes 50,000 a month. But they got a bigger house.
He got a new job now area manager for amazon! He lives in my state
So they chose shoes over the electricity bill? Their priorities are messed up. Go to a second hand shop or get a pair donated if you are that strapped for cash. Pay your electricity bill so you don't go cold.
I agree with most of these comments. House full of toys etc. Nikes. C'mon! Sell unwanted items online ebay or yard sale sites on facebook. This is not poverty.
Walmart got basketball shoes homie
Look ar their house it's big it has everything from microwave to TV to ac half of the people on earth don't even have such a nice house
This is what people complain about poverty today. They appeared to be very wasteful and make excuses. Poverty in the past was much worse. Poverty today while bad is much better than poverty 50 years ago. They have a house, an iPad, internet and all sorts of stuff.
Drives that huge car to deliver pizzas. lol.
Get out church and get a job.
Don't have kids if you can't support them.
He had a better job,but he is got fired/laid off
TheSampLamp well that obviously wasn't good. enough. have enough saved and have a stable career not a job. with a career you can take your skills to other companies.
TheSampLamp He was a call center rep. No offense to any call center reps out there, but I would hardly call that a position that should be relied upon to raise one child for 18 years, let alone two.
Agreed. Every one of these videos always has kids. No wonder they're not stable.
It's terrible when you can't be sure of how much you will have from month to month, especially if you have children you have to provide for. I'm so glad that you trust the Lord to provide, even in the worst times. I will be praying you will be doing better. Never give up the faith!!!
I used to be the same way.. then I got my trucking license and oh baby , started from the bottom now we here .. thank you cdl..
If you can afford cereal and milk, you don't know what broke is.
Where are they living? Im pretty sure an IRS employee and a minimum wage worker can make enough in most parts of the country ... unless they're living in NYC or SF.
Based on that church and larosa franchise, they are somewhere in Kentucky
A large chunk of people live paycheck to paycheck because the idea of saving money is a foreign concept to them. The vast majority of us mishandle are personal income by simply not living with a budget in mind. A budget doesnt mean your poor, a budget simply tells your money where to go instead of wondering where it went.
I understand life can be hard but if you choose not to have a emergency fund of ATLEAST 3-6 months worth of living expenses then each and every time you run in to a emergency it's going to feel like the end of the world. Plus chances are you will need to borrow money which in turn leaves you more financially burdened. If you never save or invest your money by definition you will alway live paycheck to paycheck.
You see that house. We got 6 people in a 2 bedroom. You guys are doing just fine
Having a government job in Canada is one of the best paying jobs. the pay is way above the poverty line and there are benefits. One of my goods friends works for Human resources.
So?
+The Fine Print They make up for that with outrageous taxes, higher home prices and an increased cost of living.
My parents are wealthy but my house is like 3 times smaller than theirs. Wtf
your parents are intelligent. they don't waste money on an expensive house.
+Son of god a house is an investment so you're not exactly spending lots of you're money because you can sell the house when the value of it goes up.
Amy Lorenzo
One of the problems in the U.S. people thinking of a home as an investment.
How to get out of this:
- Better money management
- save money
- learn investment
- buy only neccesties
- read books on finance, investment
- live healthier
- get rid of holidays
- make a schedule and allowance spreadsheet to plan effectively
Felt bad 2 seconds in. Then slowly felt less and less bad. Then the play part happened. 😂
There are families that have it worser you know
boizchannilzz worse. Lesson number 1 for a better future: learn to speak properly.
Worser isn't a word.
If you don't have money, then why did you have kids???
They are definitely not struggling
I have a decent paying job but..they have a house. I don't. They have each other. I have no family. So sometimes you can be well off without having any money.
Yeah that’s why I don’t have kids cause I know I would be struggling
I agree
From the age of about 10 my son wanted to mow grass, so my mother bought him a used lawn mower. He went around the neighborhood and made good money. He mowed grass for several years, buying his own clothes, fast food, and whatever else he wanted. He was a little hustler, and still is today, in his 50's. He's a workaholic, has his own business, etc. and has made good money. Kids can make some money on their own by raking leaves or shoveling snow for the neighbors. They can grab a bucket and some sponges and use the neighbor's hose to wash their car in the driveway. Kids can paint a fence, weed a garden, walk the neighbor's dog, babysit (if they're old enough), or help the neighbors clean up the yard. If they go to a local shop, they can wash windows, sweep sidewalks, etc. There is money to be made out there, even for kids and teenagers.
The problem with all these “touchy-feely” NYT pieces on making ends meet is that they almost always involve people who simply make one stupid decision after another! Not one of them seems to be about people who are truly down on their luck - just folks who have no CLUE how to manage their priorities or day-to-day financial lives!
They should do a story on someone that literally could never get a break in life. Never mind these people that make good money and waste it.
What is the freaking hurry to have kids??? I know so many people that struggle with money, and have either put off having them, or stopped at the one they have. I myself and in financial trouble and I haven't even thought of it yet. No way will I bring a child into this world until I can provide them with basic comforts and trouble free life. People need to stop and think of children rather than themselves. Nobody is holding a gun to your head and asking you to get pregnant. Nobody. My parents, born in the 40's and 50's had us in the 80's. They got married in the 60's but had us much later when they were settled, and had plenty of money. It's silly.
Were suppose to feel bad? Seems to me like they got a roof over their head a warm bed to sleep and food to eat. Could be alot worse be grateful your not on the streets
Dave Ramsey could be a huge blessing to them like he has been to me.
The speaker 's voice is so calming =)
RICE AND BEANS. Trying my best not to be judgmental but the home shots they have sooo much stuff around they can sell to make some money. I would be selling everything in sight if I need to have my lights on. If you have an ipad and can order nice Jordan shoes from there, you ain't struggling. I swear...