Reducing-EMI loan | புதுவித கடன் திட்டம் - மாதத்தவணை ஒவ்வொரு மாதமும் குறையும் | Calculation | Tamil
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- Опубликовано: 29 июл 2024
- This video explains new type of loan, Reducing-EMI loan. The calculation for Reducing-EMI loan differs from that of other two type of loans such as reducing balance loan and flat-interest loan. Reducing-EMI loan concept is explained with example for your better understanding.
#Reducing-EMI_Loan
Timeline:
00:00 Logo intro
00:11 Introduction
00:38 Reducing-EMI loan - Key points
01:00 Example calculation
08:27 Conclusion
08:31 End credits
Contact:
/ anandexplains
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Reducing-EMI loan Calculator: (Excel worksheet)
1drv.ms/x/s!AqsYJ-VmY-g5vAkdn...
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Attributions:
Music: instrumentalsfree.com
Disclaimer:
This channel is for education purpose only and is not affiliated with any financial institution.
Comparing loan types: Flat-rate vs Reducing balance vs Reducing-EMI.
Video link: ruclips.net/video/zADj0k0waFY/видео.html
இந்த அளவுக்கு, இவ்ளோ தெளிவா சாமானியருக்கும் புரியுறா மாதிரி யாரும் சொன்னதா தெர்ல.. சிறப்பானதொரு முயற்சி.. வாழ்த்துக்கள் தோழர்.. 😍👍
Super sir...
Recgaring deposit one ward please sir
Flat rate loan la monthly EMI epady sir calculate pananum and Reducing balance loan
Flat rate loan calculation: ruclips.net/video/G7c9X2k0WDs/видео.html
Hi Sir..So ( PartPayament, Reducing EMI LOAN and Every Month Increase emi 5 -10% ) .So which is better to close emi as soon as possible..Thanks in advance
Increase EMI 5% or 10% will help close the loan faster in my opinion. But it depends, in case, if you pay couple of big part payments, that will also work. I suggest you to do some number crunching to get better idea. Thanks!
What I am going to say is which emi(s) are better to choose...
Reducing-EMI loan is better choice if you get to choose between Reducing-EMI loan & Reducing-balance loan & Flat-interest loan.
Bank friendly loan...
In this loan payment method will give more interest to Bank.
No brother. Comparatively, this type of loan give less interest to banks. Total interest amount paid here is ₹31.35 lakhs. For RBL, it will be ₹43.15 lakhs. For flat-interest loan, it will be ₹62.5 lakhs.
It will reduce total interest amount compared to others
Dear sir,
இந்த 3 method la எது நமக்கு பெஸ்ட் கம்பேர் panni ஒரு டேபிள் ல எப்டி வித்தியாசம் வரும்னு சொல்லுங்க சார் kathukirom 🙏
நிச்சயமாக பதிவிடுகிறேன். நன்றி!
Ayyo! 25lac loan ku 56lac repayment ha 😮😮😮
Yes, bro... Loans are very expensive.
Vera oru vedio vil 2500000 lacs, 10%, 300 month ku EMI calculation 22,717.5206 entru sonneergal.
Sarithaan. Athu Reducing-balance loan, ithu Reducing-EMI loan. Rendukkum kanakku vera vera. Vidyasam irukku.
@@AnandExplains k sir thanks.unga vedio ellam super.
Yes wrong answer check calculater
I have 10 lakh personal loan at 11% interest 6 years tenure and I have 34 lakh home loan at 6.6 percent interest 12 years tenure. So I plan to pay part payment .But which lone i want to complete first. I hope u must and me
I would suggest pay-off your personal loan first since it has high interest rate.
Bro I having loan of 20 years..for 32 lacs any ideas of repayment of my loan in 5-10years.
Increase the EMI amount and do part-payment whenever you can. It will bring the loan tenure down.
Hello sir... Intha 3 emi la yethu customer ku benefit nu oru video poda mudiyuma?
Yeah sure...👍🏼
@@AnandExplains ... Thank u and eagerly waiting sir...
Bank fd calculation please. Explain.
கம்பன் வீட்டு கட்டுத்தரியும் கவி பாடும்
Very nice explanation bro. What's the use of this type?
It is another type of loan calculation method. In this type, the total interest paid will be less when compared to other two types.
@@AnandExplains hoo ok bro.
@@AnandExplains will part payment help in reducing tenure and interest with this method ?
@@viveksathiamoorthy1808 Yes, part-payment will reduce tenure and total interest paid.
@@AnandExplains how do we get this . Do we need to aak the bank...will bank accept this method since the interest will be lesser
EMI calculation formula wrong answer... Using by calculator
Please try this in calculator.
i) 25,00,000 x 0.008333333 x 300 = 62,49,999.75
ii) 25,00,000 + 62,49,999.75 = 87,49,999,75
iii) 87,49,999.75 / 300 = 29,166.67
@@AnandExplains in your video not mentioned interest divided by 100.
Any how now calculation is correct. Thanks for ur explanation