My Boss Left Me $1,000,000!
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- Опубликовано: 9 янв 2022
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Investment pros that earn their living buy selling you products...keep that in mind when evaluating their advice. If they aren't telling you to pay off high interest debt before investing or maxing out any employer matches in a 401k before investing with the pro, move on.
One of the kids are his. No way during a pandemic this would happen
Such honer & respect in that conversation 🌹❤️🌹 Thank you Mr David Ramsay ❤️🌹❤️
Dave's staff is probably hoping Dave gets inspired by this call 🤞
Lol. I saw (but could have read into it) Dave with a 'oh man'' look on his face.
News flash… he won’t! 🤣
This was that generosity that he talks about all of the time. This guy was probably worth half of what Dave is and took care of his family.
😂 😂 😂 😂
I was waiting for him to look at the co-host and say "don't expect that". 😀
Yeah pretty sure Rachel is gonna get a cool 20 million.
1.25 million dollars by a boss. What a decent human the boss is. He saw her need, and shared his abundance.
She totally didn't lay on her back for it!!
@@blurtam188 yeah wonder ware the 11mouth old baby came from
This story is very moving and touching. There are still good human beings in the world. It's sad people would rather speculate in your comments that there must have been something uncivil happening. Why is it so hard to believe someone can be kind and care for others? I believe it was a pure relationship. He must have loved her as a daughter. She sounds very kind and sweet. You can hear the innocence in her voice.
@@blurtam188found the incel 😂
@@vince11harris Between your legs
My boss wouldn’t even give me a smile.
Yeah well he probably isn't the father of some of your kids.
Dang lol
LOL!!!!!!!!!!
@@Kaodusanya 😂😂 I was thinking this too. I’m Taiwo btw
@@Kaodusanya I wasn’t even thinking that!!!! OMG! I think you may be right.
Great advice Dave. If I were talking to her I’d add:
-Keep your financial status private
-Avoid telling family and friends
-Live off of investments like Dave said
-Make a budget and stick to it
-Don’t feel guilty “
-Enjoy the blessings God has given you!
@Krystle Laughter
Those are good solid pieces of advice. Great post!
Agree with you 100%
Others will want to know what's in it for them.
Thaking these advices for me. Especially the first and second. 🙏🏾🙏🏾
I agree! Especially men she may decide to date!
Great advise and true words of wisdom! 🥰
What a boss, really took care of his staff.
She’s takin care of his staff, whose kids do you think those are? lol
@@Kaktus965 LOL, I was thinking the same thing when she said she also had a 1M old.
@@Kaktus965 dang you beat me to it
With more and more people not having any kids, I can see this scenario becoming more common over the next few decades...
Wow!! Great blessings for you!!
All my boss ever left me was in line at the unemployment office
It’s the thought that counts right?
LOL!
A lady that my mom used to clean her house and run errands for left her 30K when she died. It was such a blessing.
She needs to watch out for evil "family" members and "love" interests. Piranhas in human form can ruin her very fast. God bless.
She needs to do Dave Advice asap, because her life could feel normal again once this money is not immediately available but available still in a way that is familiar and better as before. Unfortunately she will now have to learn to live in budget.
No need to watch out for it if she and her dad keep their mouth shut. No one should know about this. She already made a mistake telling her father. Old people have big mouths
Especially baby daddy creeping back into the picture.
@TitoMolina604 funny you mentioned that. I dated a woman 6 months we broke up. She ended up with my best friend's cousin. She received a $70,000 Social Security disability settlement. He used her once the money was gone so was he. All she has left is a Dell computer.
That phone call was probably worth another million dollars for her. I think that was all great advice
This woman was blessed beyond belief and she needs to take every freaking word Dave tells her at heart.
What an amazing boss and woman. I hope she follows Dave's advice and that she is smart with her new found wealth.
His 'advise' was pretty self-serving. Imagine all the fees Ramsey will rake in with all those advisors she's supposed to use.
@@SoCalFreelance He isnt wrong to say she needs a investment amd tax advisors and a real estate agent and insurance through,she does need those people and things.
@@SoCalFreelance the lady is looking for someone to give her advice on how to manage her finance the man providing a service you don't think that he deserve a reward for is service
That's what every business is...@@SoCalFreelance
Lesson I’m learning from this story: You don’t have to marry someone with money, you just need to work for someone who has plenty of it.
@@paulsmith2279 But that didn't work for Monica now did it?
hahaha😂😂😂😂😂😂
Most people do. Giant corporations have loads of money. But none got inheritance when the board of directors or the ceo passed away. Sometimes you just have to be lucky
Or just make a lot of money
@@ikeacha4153 we so need a laughing button 🤣🤣🤣🤣
Truly one of the most interesting and unusual calls ever into this show
What a blessing
my boss left me a house
She got 20 years of pay tax free & went from steps 1-7 real quick
It's precisely the speed that makes it dangerous.
Her boss was an amazing man to think to look after her like that. That is an expression of kindness and grace beyond words.
That was good advice. She has four kids and the little one is just a baby. There’s no point for her to go back to work right now and pay for daycare. What a gift her boss gave her.
If this lady wasn’t her boss’ secret mistress and he wasn’t the father of her children, she needs to be extremely wary of her baby daddy/ies sniffing around all that money.
This is what I was thinking as she was talking - their relationship could have been intimate and he might be baby-daddy for her younger kids
I thought I was the only one thinking this!!
We woke
@@ffrnando4388And smart!
Not married and getting kid after kid I guess every kid different father so looks like she got those money for 8y of bj's Maybe one kid is his that's why he left her this money ........
I am rooting for her... sounds like she understands the responsibility, even though she is not completely prepared... All the best! :)
I have never seen Dave speechless. He had to stop for a minute to absorb that information. This is amazing what her boss did for her.
The fact this left Dave speechless tell you alot about him. As much as he says give like Noone else" why should this be shocking to him
@@zappyeats2579 maybe just very usual.
Zappy eats
Give like no one else might actually mean Give myself like no one else
Thought about that before?
@@zappyeats2579 Maybe he thought that she was a mistress or something? That’s what I thought at first, until she said that the wife was talking to her about it.
@@sami-9233 I don't understand what you mean actually, like when Dave gives you a course for free that leads you to buy into his system creating him more and more money?
happy he gave her something, especially considering he knew she would be unemployed for a little bit before she could get another secretarial job once he passed away.
1.25 million = "something" hahaha.
That’s awesome.
That is the best recommendation letter he could have given her. "I was so good at my job that my late boss left me a million and a half" you're hired!
She was more than just a secretary..
@@random-nz7dy Gravy on them taters
Dave being speechless after hearing her state the inheritance amount...I laughed as I have never seen him this dumbfounded. She was super blessed!
That’s amazing. He knew she’d be unemployed when he died and considered that.
Wow, $1.25M, she could definitely never work again if she learns how to budget and doesn’t listen to people who want her to waste the money. But that money could be blown so fast if she tries to move up in life too quick
Yeah she instantly became a millionaire. If I was her I would just pay off EVERYTHING that I owe and get an easy job and just take it easy in life. Be debt free with a good amount of money in the bank. Being debt free is already a huge step up
@@silentnot4812 did she not call Dave Ramsey? relax
@@silentnot4812 She needs guard the news of her windfall very carefully.
She can live off the interest by messing in a mutual fund if she didn’t try to live like a rockstar
I really hope she gets a fiduciary advisor and not get ripped off by mutual fund managers getting lots of sweet extra fees they charge.
It's calling churning! Every time you move in and out of funds, they get a piece of the action.
I don't think she should be telling anyone she got money. Friends will start coming out of nowhere.
She called Dave Ramsey first
Asking someone who knows what to do with money was probably the wisest thing she has ever done. Smart lady!
An annuity would pay her $50k/yr without doing anything. She doesn't need a new job, she needs a new budget. If you're living paycheck to paycheck on $65k in Arkansas, you're doing something really wrong.
Extremely wrong
Exactly.
With inflation, that annuity is losing money.
An annuity is the worst advice you could give this woman. You haven't been listening to Ramsey that long and it shows.
An annuity on 1.25M should produce more than that, and good investments should produce a lot more.
Four kids and single mom… this is a game changer, if it’s real. I hope it is.
It makes you wonder who she had those kids by 🤔
@@jamesross1798 I'm just wondering also, the youngest are 3yr old and 11month old...where the father go ?
@@blessedfromtx.1910 oh he will try and come back believe that. And I hope she doesn’t let him back but only to see the kids.
Dave forgot to tell her to pay off the 40k in school debt. Get a house and suddenly all her bills got much lower.
With that many kids, she should open a daycare from her house as her new career.
I agree with you! She needs extra money aside from investment income while taking care of her children.
What a blessing. I’m so happy for her.
I hope she listens to Dave, slows down and makes this money work for her.
Wow what a wonderful story! Bless this man and his family.
What a blessed man. Thought about people that would be affected by his passing and helped them.
Ramsey just trying to soak it all in at first haha. His face
He gets so jealous, he can't hide it.
I pray everything works out for her and god continue to bless her
thanks for sharing Dave...one of your best...thoughts, ideas, advise, counsel, awe struck compassion...
This will end really well or really bad and sadly for this caller. I feel it’s leaning to ending good because she has reached out for help and her first inclination is not to just blow it on a shopping spree
It depends quite a bit on who she later on marries. She has a few children and is not currently married. We don't know the backstory on how that or how those relationships were like. Based on her first 32 yrs of life not knowing how to manage money well, the odds are against her in my opinion. It's such a great story, and so I really hope it ends as well as it started.
@@hebrews11vs5 I agree, also she was making 65k a year but says several times how she was living paycheck to paycheck all while everyone around her gives her everything. Mom car boss vacations, I bet ppl bought them food all the time.
I feel sorry for this lady. I hope it works out for her I really do but she is going to have to learn how to manage money.
He didn't tell her to pay off the debt first
I know everyone is happy for her windfall, but there were some troubling concerns. Why is she living paycheck to paycheck and supporting so many kids. Where's the father? He needs to cover daycare expenses and she needs to work. I would purchase a home, pay off debt, pay taxes, and leave the rest alone. Contrary to popular belief, $1.25 million isn't that much. She could end up in debt after taxes, a few vacations, a home purchase (which will require maintenance and repairs), and one unscrupulous family or boyfriend.
Good job helping this woman Dave! Its so nice that people can call you to get selfless advice!
Four kids, the youngest is 11 months, and she was working for 8 years at this office…. 😳
That’s why Dave asked the kids ages. He’s not slow.😂😂😂
@@nickimillennium3748Dave wasn’t even trying to be subtle either lol
The 3 younger children have the same father who died in a car accident 8 months prior to this call. But thanks for the judgment. But my kids and I are doing well now.
And the newest child? Who he daddy
@@minjaboo1 why did he give you so much money? Why didn't he give it all to his wife and kids?
She should’ve told no one not even her dad about the money. Lives have been ruined by this kind of inheritance and people who can’t keep their mouths shut.
This was such a beautiful call and I’m sure Dave’s advice helped her to put everything in perspective and breathe a bit easier.
Dave was speechless when he heard the amount.
Haha I'm guessing he's not leaving his assistant anything 😂
He was like I might not even leave my kids that much.
@@eldermillennial2000 Yeah, his "give like no one else" doesn't really go for people who could actually use the case. More like a church or something like that.
I had a friend's mom lose her job after her employer had passed away. Her mom was the admin for a man who was a successful businessperson for many years. It was just the two of them working together. She didn't receive any money or anything that I am aware of. What she did encounter is that she couldn't find another job. She didn't have a reference for the time that she worked with her former employer.
Oof
That's a true shame. Employer could at least set her up with a small 401K.
“Give like no one else”. Merely what Dave has advocated, though still a rare generosity.
Oh she gave alright. 8 mo old baby😂😂😂😂
1:46 co host writes down “be extra nice to Dave”
I have seen this before where a business owners leaves money to the staff after they pass because they know the business will be ending and they want to make sure the hard workers are rewarded for doing a good job.
This was such a happy story even though the lady sounded shocked and a bit scared. Great that you were able to give her good advice. May it go well with her from here on. I am always so glad when moms are able to stay home with their children. Thanks Dave. Blessings to you and your staff and this callet
What a life changing moment that she never saw coming!!! Wow!!! Truly unbelievable and amazing. So happy for her I’m crying!
Love Dave’s reactions
I've heard a lot of these calls. This is the best one yet.
Thats wild! Most of my stress comes from having to decide how much OT I should work each week. It's not a question of IF but HOW MUCH at this point. This is a huge blessing for her.
Good for her, so happy for her!
Wow what a humble and sweet young lady and what an amazing boss!!! he has truly a friend! Great advice Dave 🎁🎁
Great Job Dave .... Perfect Advice. She needs someone that has managed that kind of money. She was wise to call you!!
Dave, you’re so wise and helpful. I love the “advisory board” piece of advice - amazing!!
Awesome boss, great advice Dave. Good luck to the caller! 👍
This is awesome. She said she was making 65k and living paycheck to paycheck. Definitely have to manage this well. You can go through that money pretty fast if you don’t. Also, is there taxes on that kind of gift?
Not to her personally, but there will be a gift tax to his estate unless it is under the lifetime gift/estate tax exemption
@@nickkirkman50 thanks I wondered how that worked.
@@nickkirkman50 if he’s got enough money to give an assistant over 1million (I’m sure that is pennies to him) then I’m sure he had a good accountant who would avoid a lot of those taxes
@Josh thanks
If it's through an estate it's not income, it's inheritance, and there should not be tax on that from federal. Some states attempt to have an inheritance tax though. If it's a "gift" then gift tax applies on everything over i think 14k a year, but it doesn't sound like he cut her a big check right before he died or something.
Great story. I wish her the best.
The advice Dave Ramsey gave her is the best thing I’ve ever heard move slowly move slowly keyword
That is unbelievable, I am so happy for her!👏🏽 She was smart to call Dave.
I know everyone is thinking the same LOOOOL rich boss assistant ...
Yeah I was thinking maybe a personal attendant 💀
a man of culture i see 👀 😂
I mean if it gets you 1.25 million 😂
Far from the truth. But you all can believe what you want.
@@minjaboo1 If you are the same Corie, you follow his advice. Pay off your student loan. Find an investment advisor to come up with a monthly income for yourself and learn your new way of life for a few years. Don't tell anyone other than your father that you received this.
Great advice from Dave!
This is unheard of! What a man! Congrats to this lady!
That boss/man sounds like an amazing person.
Amazing. This is a wonderful story. Good for her!
What an amazing episode!
Bless you Corey!
She must have been an AMAZING personal assistant and her boss really appreciated her. Wow, he was greatly generous. What a blessing.
Great advice from Dave! It’s very important to help people make smart decisions in situations like this. A lot of people think that their financial situation is sorted for a lifetime when they get a million dollars but you have to make sure you invest it properly pay off your debt and not make too many changes too fast because it is not as much as many people think.
This is a cool story..strong advice as always from Dave💪
Solid advice. I pray she understands what he's saying; the difference between using the money and using the interest.
Excellent advice by Dave Ramsey.
What a beautiful blessing for this woman and her family!!! GOD IS good! Tears in my eyes, joy in my heart.
I love it when Dave says move slowly.
Dave’s first advice was the most important to me...Sloooow down.
People make mistakes when there going too fast. Just speaking from experience.
This lady has been blessed and I hope she makes wise decisions for the rest of her life where she don't have to struggle and regret making mistakes with this large amount of money because something like this rarely ever happens, I would say one of the main things she needs to look out for is people who will try to manipulate her and take advantage of her by using her youth and being naive to the world
How sweet of her boss to provide for her in his passing. Sad for the loss of those who loved him. I hope her family and "friends" don't manipulate her in taking her money. If she does it right, she can set herself and her kids up for years to come.
Only way she's getting that kind of money is if she was sleeping with the boss.
@@farzana6676 and had his kid. The baby is only eight months old.
Dave's look and shock...
What a wonderful boss and family.
Very good Advice
Personal assistant sounds like Side Chick.
That's what I was thinking.
bless that boss rip. you helped person huge in life.
Dave gave this woman AMAZING ADVICE!!
Dave's face after hearing $1.25M lol
I am forwarding this video to my boss, with side note of "I don't want you to die though"
God bless her. Great advice.
That's awesome. I love this for her. ❤
WOW, people are so mean. I'm very happy for her. There are still good people out there.
I don’t see anyone being mean. I see people not being naive like you. It is for sure plausible theories.
We’re not mean, we’re just not slow. He left her $1 million and she has an eight month old baby. It doesn’t take Elon Musk to figure out what’s going on.
This was so beautiful. Like I was watching a sad Disney movie. This woman deserves all the positivity.
His wife had to be wondering why the husband felt the need to be so generous. 😂
The wife knew about the secretary being her husband's work gf it's pretty obvious she was "taking care of him" lol
For real agagaggag
She said boss brought "her and kids" on HIS family trips...
So this was probably Not such a surprise to Wife.
☀️☀️
Not necessarily,
@@elainecoyle2704 okay Elaine lol. You re in never never land with your comment. That’s not normal !
Fantastic news!!!
Wow!... This is an amazing story!... So happy for her.
Very good advice as always.
Wow what a blessing!! She only needs to talk to Dave and keep family out of her pockets until she’s worked the baby steps which should be rather quick for her. Congrats to her!! Thank you God🙏🏾🙌🏾🙌🏾❤️
Wonderful blessing.
Truly remarkable.
Sharing it to inspire my boss.
Amazing story. And not exactly the answer I expected from Dave. Only surprise, was I expected him to tell her to keep working, you can find a remote job you have the time to do it. Max out retirement, work x years, and retire early if you want. Very cool!
Wow, amazing!
Lol, I think the old boss is also the father of the three younger kids😂. At least he left 💵
I thought the same thing lol
Exactly man
There is no other way . Like seriously you have wife kids and you leave 1.2mil to your secretary? no f....g way.
If that was the case, she wouldn't have been living paycheck to paycheck, right?
@@greyeye5345 lol don't be ridiculous you can't live from paycheck to paycheck making 65k a year in Arkansas.