Nina Kollars - Confessions of an Nespresso Money Mule - DEF CON 27 Conference

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  • Опубликовано: 26 авг 2024

Комментарии • 1,2 тыс.

  • @xx1norm1xx
    @xx1norm1xx 4 года назад +1300

    I just clicked to find out what an nespresso money mule is...

    • @Lewis82100
      @Lewis82100 4 года назад +26

      and it blew your mind.

    • @themodfather9382
      @themodfather9382 4 года назад +46

      Turns out it's just someone with an eBay account

    • @zapfanzapfan
      @zapfanzapfan 4 года назад +42

      I thought it would be about someone smuggling something more potent than coffee.

    • @cutterhead13
      @cutterhead13 4 года назад +10

      This is click bate sponsored content fed doxing right there .

    • @Toshinben
      @Toshinben 4 года назад +16

      I put this video off for weeks because the phrase 'an Nespresso money mule' irritated me that much.

  • @JRJ360
    @JRJ360 4 года назад +901

    This is why I love DEFCON: intellectual curiosity, figuring out why something happens instead of accepting it and moving on.

    • @JohnDoe-sp3dc
      @JohnDoe-sp3dc 4 года назад +18

      More like fuck this fed for ruining a good deal on coffee. I could not give less of a fuck that a giant multi million dollar company is losing money from rebounding fraudulent purchases.

    • @liucyrus22
      @liucyrus22 4 года назад +19

      john doe well to me the card holder might losing as they might not even be aware of the scam/ don’t know how to deal with it. Besides, banks can also be dickheads in holding the cardholder somehow responsible.

    • @JRJ360
      @JRJ360 4 года назад +28

      There are multiple losers here, it's not victimless. As liucyrus22 mentions, cardholders often don't notice the chargers (hence targeting the elderly because the cards last longer) so they are paying for the cheap coffee. Even when noticed, the company winds up getting chargebacks and losing money. Theft is theft.

    • @KjetilSeimHaugen
      @KjetilSeimHaugen 4 года назад +27

      @Eric McManus Pssst, all the stuff got auctioned off at Defcon, she did not keep it. Proceeds went to charity.

    • @maxk4324
      @maxk4324 4 года назад +36

      @Eric McManus ypu watched the whole video right? Did you not see the part where she auctioned it all. off? Also she submitted sll her findings, including a complete expense sheet with the accounts she used for the purchases, to the FBI. There's *literally* nothing more she could have done as a civilian.

  • @gregotron2525
    @gregotron2525 4 года назад +1308

    The auction ended up at $120 in case you were wondering

    • @CapApollo
      @CapApollo 4 года назад +21

      fly away captain..

    • @Locane256
      @Locane256 4 года назад +83

      Thank you, random internet person!

    • @Jasonschannelplus
      @Jasonschannelplus 4 года назад +37

      I actually came to the comments just to figure out how much it sold for. Thank you much!

    • @kisame_5331
      @kisame_5331 4 года назад +7

      Lol I needed to know this

    • @haydn-db8z
      @haydn-db8z 4 года назад +8

      Was an interesting talk for me until that point. Yet another "Let's give women a helping hand" moment, while men just put their heads down and pound their way through a given problem or goal.

  • @sashimifr
    @sashimifr 4 года назад +796

    It's like TED style storytelling, but with actual content 👌

    • @DavidRackalicious
      @DavidRackalicious 4 года назад +1

      um

    • @jolllyroger1
      @jolllyroger1 4 года назад +10

      Except that Ted is propaganda of the worst kind

    • @pegadirty
      @pegadirty 4 года назад +3

      Surprise, she also has a TED talk

    • @kaeleklund6728
      @kaeleklund6728 4 года назад

      @@jolllyroger1 what kind is that

    • @jolllyroger1
      @jolllyroger1 4 года назад

      @@kaeleklund6728 Ted Turner is a nwo nazi that is literally working with the United Nations Bill Gates Gates the WHO to plan the killing of 7 and a half billion people..... don't say that's a conspiracy theory because ita a fact ..... you can watch bill gates eugenics speech or Ted Turner's multiple videos or even read agenda 21 the United Nation's plan of population reduction..... or read the Georgia guide stones.... the fact is that evil exists and the satanists are trying to get rid of everyone else

  • @dirtyspah
    @dirtyspah 4 года назад +957

    Not what I expected from a DEFCON talk, but really interesting anyway! Speaker was great.

    • @inthefade
      @inthefade 4 года назад +46

      Yeah she's really charismatic.
      It is also a very interesting scheme.

    • @thtrnerd221
      @thtrnerd221 4 года назад +11

      I thought that this was a great talk. She wanted to stop scammers.

    • @charstringetje
      @charstringetje 4 года назад +6

      @@thtrnerd221 I think she lost a lot of sleep over this...

    • @The_Cakeminator
      @The_Cakeminator 4 года назад +26

      @@charstringetje With that much coffee in her system she should have.

    • @stacksmasher
      @stacksmasher 4 года назад +2

      Fraud is fraud.... it works with cars just as good as coffee makers ; )

  • @jurriaandejongh8677
    @jurriaandejongh8677 4 года назад +178

    I have no idea how I ended up here, but this was very interesting and I'm glad I hung around till the end.

  • @chrisspicer4319
    @chrisspicer4319 4 года назад +131

    This happened to me, I ordered a Russian bride and receive 2 Brides,a 73 Lada and a RPG Launcher

    • @fetB
      @fetB 3 года назад +3

      so you're the one that ruined it for the rest of us.

    • @seegreen6484
      @seegreen6484 3 года назад +1

      Hey, I think they sent you my wife! Please send back to me

  • @Mateo-et3wl
    @Mateo-et3wl 4 года назад +115

    The backwards language detection game is real. I was an ESL instructor for ten years and could guess native language based on handwriting and grammar mistakes

    • @isettech
      @isettech 4 года назад +21

      Don't forget to paste the text of the email into google search. Anyone else with cancellations from them may already reported and you can collaborate findings. Possibly get IP addresses, etc.

    • @zknarc
      @zknarc 4 года назад +1

      @@isettech Exactly what I was thinking

    • @fauxshizl
      @fauxshizl 4 года назад +9

      I recall a story of a Russian girl who often asked for "for of X" and kept being baffled when she was offered 4 of the thing.

  • @embrs
    @embrs 4 года назад +769

    Speaker has a lot of energy, its like shes been slaming a lot of coffee

    • @josec3170
      @josec3170 4 года назад +2

      ba dam tsss

    • @santos.l.halper1999
      @santos.l.halper1999 4 года назад +1

      embrs probably slamming the espresso martinis

    • @kelzuya
      @kelzuya 4 года назад +4

      @Lucas Maupin She went like Fry halfway through this speech and put out a fire and saved the building when time froze.

    • @willtoulan
      @willtoulan 4 года назад +2

      I believe the term is "butt chugg"

    • @alexcarter8807
      @alexcarter8807 4 года назад

      Not just coffee - *Nespresso! which you can find on America's Marketplace(tm) Ebay!

  • @thenear1send
    @thenear1send 4 года назад +14

    Very interesting story because I had a very similar experience to her. I built a new PC back in 2012 and was on a super tight budget, so I went overboard on bargain hunting, researching benchmarks, etc. I ordered about half of the parts used or new off of ebay. When filtering by price, you always find suspicious PC parts on eBay with cheap prices too good to be true. When I received my GPU, I noticed two identical units had been shipped. I thought the vendor would have been petrified that they shipped a unit to the wrong destination, but they didn't care. The vendors page ultimately disappeared and I realized I was probably the recipient of goods purchased by a credit card scam identical to the scam described in this video here. I felt really bad but had no idea what to do about it. All I can say today is that I rocked those graphics cards in crossfire configuration and thought my budget PC build was the most badass system for the dollar.

  • @robsmith5526
    @robsmith5526 4 года назад +46

    This was the best ad I have ever seen for a Nespresso listing on eBay!

  • @moonmaan
    @moonmaan 4 года назад +34

    This talk could have Ebay replaced with G2A, and pods replaced with games and describe an entire website of fraud that continues to run. I started watching this also thinking "victimless crime, insured money, etc" but you make a very good point at the end about the demographic of people taken advantage of. Great video

  • @MatthijsvanDuin
    @MatthijsvanDuin 4 года назад +87

    Entertaining talk, and I learned about a fraud scheme I hadn't heard of before

  • @cactustactics
    @cactustactics 4 года назад +146

    The "guess the writer's first language by their errors" idea is definitely a thing, if you're interested there's a book by Michael Swan called "Learner English: A Teacher's Guide to Interference and Other Problems" that covers some common patterns you see in English learners coming from various groups of first languages
    Basically the ways you express ideas in one language don't always map to others, so you can end up imposing certain conventions that stand out as wrong or unusual in the target language. Like as an example, in English we use pronouns all the time because "correct English" needs a subject for every verb, but in Spanish they're often omitted because the subject is wrapped into the verb conjugation, and Japanese is so contextual it's common to just have a plain verb because the subject is understood, so it's normal to leave most stuff unsaid
    If you're not aware of those natural differences in expressing the same idea, you end up doing what feels normal but sounds very specifically weird in those other languages. A tool could catalogue those patterns (like the book does) and then identify which ones are present in a piece of text, to try and narrow down which first language is probably producing them all. Of course a huge chunk of the world's population has more than one first language... 😏

    • @venmita
      @venmita 4 года назад +6

      That's pretty neat. And definitely an intuitive thing, which makes me wonder if polyglots would be able to determine a writers origin based on grammar mistakes.
      I'm sure the panel speaker would be interested in the book you mentioned. Perhaps you could tweet at her? @NianaSavage

    • @Trazynn
      @Trazynn 4 года назад +11

      This was easily the most interesting point of her talk (the rest was interesting as well, not trying to bash her). An algorithm that can figure out the native speaker's origin based on their grammar mistakes seems like something that's very feasible to create now that AI language has improved so much. At least it should be able to narrow it down to language families. And this helps not just with detective work but English lessons themselves would improve if they pre-empted the common mistakes speakers of a certain language make when trying to learn English.

    • @mrmidnight32
      @mrmidnight32 4 года назад

      cactustactics it’s clearly a google translation flop. They spoke their language and let google do the rest

    • @ryuuji159
      @ryuuji159 4 года назад +2

      Interesting, the part where you mention that english uses pronouns all the time and other languages don't, it explains why as spanish speaker is weird refering to the pronoun so often when I write english

    • @kcdiazWTV
      @kcdiazWTV 4 года назад +5

      @@Trazynn I agree. I am not a native English speaker and writer, and I find myself making the same grammatical error repeatedly when composing emails and posting comments online. And I've noticed that I make these mistakes because I am visualizing the English words in my head as how I would visualize my native language when I speak in it. I hope that made sense. 😂

  • @Axmirza2
    @Axmirza2 4 года назад +146

    Just realized I was a mule once. Ordered an air fryer, came straight from the company I paid half price

    • @anon2234
      @anon2234 4 года назад +23

      @@alexwhiteman2628 or a rogue agent in the company intentionally selling product they have access to illegally.

    • @maxk4324
      @maxk4324 4 года назад +4

      @@alexwhiteman2628 if it was a subsidiary then the shipping label would have listed the sender as the subsidiary, not the parent company.

    • @Fridelain
      @Fridelain 4 года назад +9

      It's a convection oven.

    • @dj1NM3
      @dj1NM3 4 года назад +7

      It could also have been last year's model (or one just about to be replaced in their product line-up) and they were being sold at a discount to clear warehouse space, using eBay so that it doesn't seem like they're basically dumping them onto the market.

    • @KenDanieli
      @KenDanieli 4 года назад +14

      Drop shipping doesn't necessarily mean it was fraud. The person you ordered it from may have had a coupon or promo offer that allowed them to pay less for the item than you did. They could have had access to wholesale pricing.

  • @ErinHopkinsFilm
    @ErinHopkinsFilm 4 года назад +25

    Really interesting about what we consider "victimless" fraud, this was a really great talk

  • @IMWATCHING501
    @IMWATCHING501 4 года назад +316

    Hey, why you trying to ruin Ebay's bread and butter... They thrive on scams.

    • @Seth9809
      @Seth9809 4 года назад +22

      Huh, Amazon has a problem where people order computers, say you forgot parts, and ship back the computer with parts missing, then rate you 1 star.

    • @ahmadramzy2716
      @ahmadramzy2716 4 года назад +10

      @@Seth9809 wow, first time i've heard about this, i'm not trolling i swear, but i thought a company the size of amazon would have something in place to stop something like this, they're not a bedding website after all.

    • @NicholasLittlejohn
      @NicholasLittlejohn 4 года назад +7

      AWS also hosts most modern web scams.

    • @jerrickmarques8777
      @jerrickmarques8777 4 года назад +4

      they probably got away with it as there's no way to prove that they are stolen unless reported(but i guess she did report them, but is it even worth the trouble to them to criminally charge random internationals?) they probably backed off because either they temporarily ran out of stolen cards or they noticed that they kept selling it to the same address which would have made nespresso look into her, thus her leading them to ebay and then possibly getting caught. They've probably moved on to other products or different kinds of scams

    • @alexcarter8807
      @alexcarter8807 4 года назад +8

      @@Seth9809 Amazon is actually hinkier than Ebay. Scary.

  • @jimviau327
    @jimviau327 4 года назад +106

    18:15 - Did you try contacting Visa or MC ? I would bet they'd get VERY interested in your investigation. Good job lady. I admire your level of ethic. If we were all like you this world wouldn't be in this mess.

    • @RFC3514
      @RFC3514 4 года назад +9

      We'd all be sweating caffeine from our eyeballs, though.

    • @CaptainComatose
      @CaptainComatose 4 года назад +13

      My credit card once got charged for something I did not buy and what was sent to someone else.I was contacted by my bank, got my money back and asked if they investigate it. As far as I can remember they told me that they won't.Pretty sure this got handled by the insurance and wasn't worth the effort to hunt down the frauds.

    • @h3xag0nal
      @h3xag0nal 4 года назад +10

      If you care about ethics, you don't buy disposable aluminum coffee pods.

    • @Brees1986
      @Brees1986 4 года назад +9

      I’ve contacted them before about fraudulent activity on eBay. Specifically, I was selling Apple TV a few years ago. I would get people with new accounts buying the product and shipping to shady strip mall addresses or drop shippers. A few weeks later I would get PayPal notices that the card used was stolen and I had to prove that I shipped the item. I would include the tracking ID number and the case would be closed and I could keep my money. I started experiencing almost a 50% fraud rate in selling these devices. I contacted EBay and PayPal and they didn’t care. I actually contacted the CC company a few times and they didn’t care either. One person told me if the stolen amount wasn’t more than $10,000 it wasn’t worth their time.

    • @ShadowZero27
      @ShadowZero27 4 года назад

      good idea

  • @__hetz
    @__hetz 4 года назад +130

    "...but my ethics were restored."
    Well, aside from supporting Nestle. 😕

    • @_BangDroid_
      @_BangDroid_ 4 года назад +13

      RIght. Those pods are so dodgy, not only financially uneconomical, but extraordinarily bad for the environment

    • @Nixo66
      @Nixo66 4 года назад +3

      @@_BangDroid_ right?

    • @_BangDroid_
      @_BangDroid_ 4 года назад +1

      Only some pods are recyclable and Nespresso wants club membership to their recycling program. Compostable would be better, though a technical challenge.
      Less energy due to smaller quantity. Heating the water remains the biggest power consumption. Specific heat capacity of water remains 4.187 J/g

    • @JeremyLevi
      @JeremyLevi 4 года назад +5

      @@happyfase Its not the pods that are the problem. It's all the other shady stuff that Nestle does, like refusing to reduce pumping for their bottled water operation in California in the middle of a drought, despite the fact that they only pay a few hundred dollars per million gallons for the water rights. Or refusing to commit to ethical sourcing for the palm oil that they use to make all their chocolate.

    • @kaeleklund6728
      @kaeleklund6728 4 года назад +3

      @@JeremyLevi Chocolate produced through slave labor is also probably worth mentioning.

  • @TheBouregard
    @TheBouregard 4 года назад +36

    As someone working in fraud detection, it's basically not something customer service is supposed to handle in most companies and the money mule has any influence on. In most cases the company will a at some point notice a large amount of credit card chargebacks and then either increase security measures to prevent this (pretty good options there, but they will likely block some perfectly legal purchases too) or adjust their pricing to account for loses. Given that Nespresso capsules and some machines are sold at a massive markup they'll likely choose or already have chosen that option.

    • @wildonemeister
      @wildonemeister 4 года назад +4

      Machines in such cases are often sold at zero profit or even loss. It's like printers - buy a cheap printer and then buy cartridges that they have huge margins on.

    • @APsupportsTerrorism
      @APsupportsTerrorism 4 года назад +3

      I suspect Nespresso is involved with reporting the Ebay accounts. Buyers certainly aren't going to report them. Ebay seller has no reason to abandon an account each time a stolen card stops working... the cards are in no way connected to Ebay, they would just switch cards and keep rolling.
      Nespresso probably has a handful of people engaged in brand protection, reporting suspect sellers on Ebay. And thus why the accounts get banned in about 2 weeks.
      In this endeavor, Nespresso also doesn't particularly care if they accidentally target a legitimate account. It has no effect on their bottom line.

    • @gplusgplus2286
      @gplusgplus2286 4 года назад +1

      Nespresso is evil. And tastes like shit.

  • @holyravioli5795
    @holyravioli5795 4 года назад +33

    Omg
    Drop shipping is the perfect money laundering technique.

  • @cumhugs
    @cumhugs 4 года назад +220

    RUclips recommendations on point again

    • @beau9956
      @beau9956 4 года назад +3

      Them algorithms are smashing it lately

    • @dismafuggerhere2753
      @dismafuggerhere2753 4 года назад +5

      yeah 1 video in every 100 is something I haven't seen already or been offered at least 5 times already.
      I think I'd rather have purely random stuff like this than them thinking they know what I like based on a video I watched.

    • @cumhugs
      @cumhugs 4 года назад +3

      @@dismafuggerhere2753 yeah I get repeats of stuff I've already seen, but I usually click 'not interested' and when it asks why I say 'I've already seen this video'

    • @dismafuggerhere2753
      @dismafuggerhere2753 4 года назад +1

      @@cumhugs I do that too, there's no sign of the algorithm learning that I don't want to see things I've already watched.

    • @fetB
      @fetB 3 года назад

      @@cumhugs you'll be interested to know, this doesn't matter. I literally talked to someone working on the team. You're essentially manually editing the playlist. YT's data shows certain people rewatch sometimes, which is reason enough for g/yt to think everyone does and keep this up.

  • @percyblakeney3743
    @percyblakeney3743 4 года назад +131

    Hunh, so eBay is the original Silk Road hiding in plain sight.

    • @wilsoncalhoun
      @wilsoncalhoun 4 года назад +8

      Absolutely. Check out their prohibited items list sometime, and then realize that those prohibitions exist because multiple people sold those things on eBay.

    • @MrLeovdmeer
      @MrLeovdmeer 4 года назад +7

      Yes and the shocking thing is that Nespresso is breaking the law when shipping this stuf nowing that she called them about the fraud.

    • @Astinsan
      @Astinsan 4 года назад +3

      MrLeovdmeer not really.. there isn’t a clear chain of custody.. and departments in a corporate entity isn’t all that efficient.. could be months before anyone does their job. As long as some action was taken there isn’t much that can be done.

    • @Synochra
      @Synochra 4 года назад +2

      Yeah so this is what I don't get: Isn't ebay terrible for the scammer in terms of opsec? You have to have a real bank account registered with your paypal, right? Isn't it all easily traceable?

    • @JeaneAdix
      @JeaneAdix 4 года назад +1

      how is this analogous to the silk road?

  • @Kylefassbinderful
    @Kylefassbinderful 4 года назад +4

    This is one of those great videos that barely caught my eye and had no relation to any videos I regularly watch. It was amazing.

  • @richardj163
    @richardj163 4 года назад +143

    Always thought of nespesso as a scam, worse than printer ink.

    • @SaHaRaSquad
      @SaHaRaSquad 4 года назад +24

      So this was a scam taking part in a scam.

    • @noahhastings6145
      @noahhastings6145 4 года назад +32

      @@SaHaRaSquad It like a scam onion. A Scamion

    • @DavidVercettiMovies
      @DavidVercettiMovies 4 года назад +10

      There are 4 grams of coffee in a nespresso pod. 18 grams in the coffee machine at the cafè.... Of course it's a scam!

    • @Fridelain
      @Fridelain 4 года назад +4

      You pay for the convenience, and it's more onenient than a moka coffeee pot. You can use as many pods as required to fill your cup.

    • @ahpadt
      @ahpadt 4 года назад +4

      Why a scam? People are happy to pay so much for takeaway coffee but not way, way less for a capsule based coffee at home?

  • @jayanthramachandra7859
    @jayanthramachandra7859 4 года назад +139

    Plot twist: The fraudsters were in the audience, watching her give the talk.

    • @kevinbergman8532
      @kevinbergman8532 4 года назад +11

      @@gregoryhouse5240 I literally was thinking this about an awkward guy laughing in the background

    • @petersouba1041
      @petersouba1041 4 года назад +14

      You joke, but this is DEFCON... this exact thing ("perp" in the audience) happens all the time

    • @VisualJoey
      @VisualJoey 4 года назад +14

      Plot twist by @Wolf's Den: she is the fraudster and this is just an ad for people to go buy it.

    • @KenDanieli
      @KenDanieli 4 года назад +6

      Plot twist: We just got a lesson from a Fed and professor on how to set up a lucrative eBay scam.

    • @chicawhappa
      @chicawhappa 4 года назад

      @@petersouba1041What is defcon about, exactly? It seems really popular / famous.

  • @RFC3514
    @RFC3514 4 года назад +30

    12:24 - This is not true. You cannot report a _transaction_ as fraudulent if you received the item, but you can go to the listing page and click the "report item" link, which will then give you the option "Listing practices -> Fraudulent listing activities" and "Listing practices -> Stolen property". I have no idea if eBay actually does anything about it, but the option _does_ exist.
    9:51 - Also, seller rating (for both new and old accounts), a.k.a. feedback, is shown right next to the seller's name, in the "Seller information" box (which she cropped out of her screenshots...). It's obviously not the same as the _product_ ratings, which are clearly labelled with the words "product ratings". Makes me wonder if she's using some special version of eBay, or just lacks basic observation skills.

    • @michaelhull1813
      @michaelhull1813 4 года назад

      No one gives any f*cks.
      You seriously wasted more time than I just did.

    • @RFC3514
      @RFC3514 4 года назад +8

      Seek therapy before it's too late.

  • @theholk
    @theholk 4 года назад +9

    About "victimless": Even if it is NOT the elderly, and people just "charge back" the fraudulent charge, that is roled into the REGULAR price as "cost of doing business".
    This type of fraud is completely rampant in digital transferable goods like game keys, there often the actual vendor (in this case nespresso) can really get into trouble due to chargeback fees.

    • @manuelsoares4343
      @manuelsoares4343 4 года назад +1

      It was so rampant wot csgo in game keys that valve the game publisher made them be account locked

    • @theholk
      @theholk 4 года назад +2

      What do you mean "moralizing"? The fact of the matter is that in the Video game context the only thing the companies can do is to not process credit cards at all, or with a delay (that customers don't appreciate), or slam the "breakage" on the price for valid customers. At the core it is a security issue with credit cards, which the banks don't want to fix (as they just relegate the cost onto the vendors) nor the card holder (because they can initiate chargebacks relatively easy)

  • @MrLego3160
    @MrLego3160 4 года назад +13

    12:55 wouldn't that be covered by "item not as described"

    • @genewitch
      @genewitch 4 года назад

      ebay allows certain sellers to block this sort of thing. I ordered a sim card that was advertised many times over as doing X, and even said that "while some people claim it doesn't do X, they've never provided proof" - and then have the ability to send proof, blocked. It's cute.
      But hey, my sim card still works, i just had to buy $500 worth of hardware over the course of 2 years to use it :-D

  • @Enonymouse_
    @Enonymouse_ 4 года назад +4

    I've reported stuff to the FBI before, I was either ignored or laughed at.

  • @alexcarter8807
    @alexcarter8807 4 года назад +1

    Seller doesn't need to ask to cancel an order. They can just cancel the order and click "by buyer request" or "item was lost or damaged" or "there's a problem with the buyer's address".

  • @yomajo
    @yomajo 4 года назад +20

    I don't get the "everyone is incentivized" bit. Credit card owner sure did not think so.

    • @michaeldeitrick7383
      @michaeldeitrick7383 4 года назад +18

      Credit card owner was unaware or unwitting until it was too late. :(

    • @brendanfarthing
      @brendanfarthing 4 года назад +15

      Who pays here? Card owner would have reported the fraud and been fully refunded by their card provider. Does the card provider (bank) suffer the loss? No, they are covered by Visa, Mastercard etc. But does Visa or Mastercard suffer the loss, or are they insured against it and an insurance company covers the loss? I'm curious who actually pays? I know in the end the consumer will pay because any loss will flow back into the price a consumer is charged for a credit card in interest or fees. But at what key points and from which company is money flowing back to the consumer to cover the fraud?

    • @theholk
      @theholk 4 года назад +11

      The credit card companies recover the money from the vendor plus a charge-back fee (if the card holder notices and initiates one).So the vendor is incentivized to not inform the card holder on their own, because that means they have to give the money back+ the charge. They are also not interested in recouperation even IF there was a charge back, because the whole thing is calcualted as breakage, and included in the pricetag for regular customers. (Tells you something about profit margin, though).
      Other vendors where the profit margin seems lower, or the chargeback fee rivals the individual sales volume (indy computer games), there the vendors are making a bit more of a noise in terms of CC security and how that really hurts them.

    • @voltcorp
      @voltcorp 4 года назад +15

      @@brendanfarthing which is why she made a point to say most victims were elderly. they very likely do not notice suspicious charges and might just eat them up

    • @themodfather9382
      @themodfather9382 4 года назад

      Haha, credit card owner is incentivized not to check their bill.

  • @ruisless795
    @ruisless795 4 года назад +4

    very wholesome
    explanation of micro scams online and potentially being apart of a scam.

  • @goofycker
    @goofycker 4 года назад +17

    she destroys my business model

    • @Cimlite
      @Cimlite 4 года назад +8

      Mine too! Why she not take oder and just walk way?!

    • @NicholasLittlejohn
      @NicholasLittlejohn 4 года назад

      @@Cimlite the foul oder!

  • @KenDanieli
    @KenDanieli 4 года назад +2

    Nice job but she fails to explain why the eBay sellers send the extra items. The buyers would have been satisfied with what they ordered at the right price. She thinks maybe a clerical error, but it happened a few times.

    • @meranger92
      @meranger92 4 года назад

      Because they wan´t to increase sales, therefore to bind every customer by satisfiying him, which works perfectly with extra items.
      They just have the advantage that they needn´t to pay for the extra items, since the creditcard owner does.

    • @KenDanieli
      @KenDanieli 4 года назад

      @@meranger92 Silly.

  • @Trazynn
    @Trazynn 4 года назад +38

    An algorithm that is able to spot the original language by grammar and spelling mistakes would be huge. Not just for detective work but also for educational purposes. You could start fine-tuning English lessons to each native language as they all struggle with their own obstacles.

    • @IamBHM
      @IamBHM 4 года назад

      It seems like it would be an easy thing to train an AI to do (you'd just have to feed it a lot of examples). I'm not sure how wide the margin of error on the final original language guesser would be though.

    • @jakenadalachgile1836
      @jakenadalachgile1836 4 года назад +3

      A simple dialect/language guessing algorithm already exists at archive.gameswithwords.org/WhichEnglish/

    • @familyplan979
      @familyplan979 4 года назад +2

      It’s a bummer that she self censored with her fear of racism

    • @RFC3514
      @RFC3514 4 года назад +2

      It would be mostly useless, because:
      a) Fraudsters will generally just copy & paste strings from other sellers, and not write anything original that could be traced uniquely to them, and
      b) Most errors that people associate with foreign eBay sellers are actually errors in common translation apps (like Google Translate); it's not the user struggling with English, it's the app translating idiomatic expressions literally.

    • @Trazynn
      @Trazynn 4 года назад +1

      @@RFC3514 Google translate would still be making different errors based on different languages.

  • @khronos7020
    @khronos7020 4 года назад +6

    couldn't you just parse the html code for the right buyer instead of looking through 100 of them daily? im asking

  • @noahhastings6145
    @noahhastings6145 4 года назад +55

    Of course ebay won't do anything about it. They get a comission off of every fraudulent transaction

    • @mattstorm360
      @mattstorm360 4 года назад +3

      Technically, eBay isn't getting any of the dirty money. The fraudster is buying products from a company with the stolen cards and sending it to the mule. The mule sends their clean money through eBay. Though I wonder how they will react when this goes past their feeds. A federal agent is noticing this? Maybe they can bribe her with coffee. It looks to be working so far.

    • @noahhastings6145
      @noahhastings6145 4 года назад +4

      @@mattstorm360 ebay takes a cut from every single sale on their platform.

    • @APsupportsTerrorism
      @APsupportsTerrorism 4 года назад

      @@mattstorm360 Define "dirty money". I mean, yes... Ebay is on the laundered side of the equation, and thus keeps all of it. As OP said.
      The transaction is still fraudulent.

    • @jerrickmarques8777
      @jerrickmarques8777 4 года назад

      @@APsupportsTerrorism Dirty money as in the stolen money that's about to get charged back from the legitimate retailer back to the cc company / cc owner.

    • @tobyvision
      @tobyvision 4 года назад

      @@mattstorm360 I think the idea is that the savings offered to the mules makes for more total sales, and more total commission for ebay.

  • @garaldtao1801
    @garaldtao1801 4 года назад +7

    The genius is not that Nina had figured it out but rather the loop holes that are being exploited to attack a very fragile economic model.

  • @CyberWallX
    @CyberWallX 4 года назад +103

    - "hey honey, whats in the box?"
    - "nespresso..."
    - "what else?"
    YEAAAAAAAAAAAAAHHHHHHHHHHHHHHHHH

  • @Fridelain
    @Fridelain 4 года назад +3

    My sister gifted me her old Pixie when she bought a Dolce Gusto machine. It leaks a bit of water and such, needed some cleaning of the coffee residue on the spout, which due to some easy to correct design flaws means taking it wholly apart. Store brand pods and refillables for us, thank you very much. I would hesitate to buy food products from eBay, on account of chinese counterfeits of such.

  • @verliebt3465
    @verliebt3465 4 года назад +4

    You can report on eBay for fraud, or pirated items.

  • @zapfanzapfan
    @zapfanzapfan 4 года назад +2

    Thank you, youtube algorithm, that was very interesting and entertaining and not at all what I thought it would be when I read the title.

  • @NinjaTankRush
    @NinjaTankRush 4 года назад +1

    I work for a company that sells Nespresso products, which is why this first caught my eye, but I never expected someone to be using their pods to run that kind of scam.

  • @jamesey
    @jamesey 4 года назад +57

    Those pods are awful for the environment

    • @anonymousmc7727
      @anonymousmc7727 4 года назад +13

      so are you.....

    • @LuxxSlovenia
      @LuxxSlovenia 4 года назад +9

      anonymous mc are you intentionally evil or just stupid?

    • @NicholasLittlejohn
      @NicholasLittlejohn 4 года назад +4

      Agreed, better to French press and compost.. or drink matcha

    • @backslash68
      @backslash68 4 года назад +4

      not only for the environment, also for the coffee drinker

    • @R3PTILENZ
      @R3PTILENZ 4 года назад +7

      Their capsules are recyclable 🤔

  • @ioannis69k
    @ioannis69k 4 года назад +31

    She should have called the agent on “manhunt: unabomber “ !

  • @dominickpastore
    @dominickpastore 4 года назад +2

    I saw some suspicious listings on eBay before, and it makes so much sense after this video.
    I set a search notification a few months ago for this particular monitor I wanted. A few days later, I started getting dozens of too-good-to-be-true deals from brand new sellers for exactly the same monitor. I stayed far away out of caution, but I'm thinking it was exactly what happened in this video.

  • @horrortackleharry
    @horrortackleharry 4 года назад +5

    In the United States, Receipt of stolen property is a federal crime- as it is in most other countries. Therefore, by not even having a 'Report' option, Ebay is actively participating in criminal activity and should be shut down.

  • @adatshhc
    @adatshhc 4 года назад +44

    She has a caffeine addiction and it is in direct conflict with her morals.

    • @Synochra
      @Synochra 4 года назад +4

      The addiction makes her do things she wouldn't normally do 😂

    • @AndrewFurmanczyk86
      @AndrewFurmanczyk86 4 года назад

      Sounds like a great movie.

    • @eyealienit
      @eyealienit 4 года назад +3

      Next thing you know, she sets up a mule to receive even more coffee. She knows too much about fraud triangles. She's obviously a smuggler.

    • @adatshhc
      @adatshhc 4 года назад

      @@eyealienit 😂😂

  • @devjock
    @devjock 4 года назад +71

    Knew this was gonna be a great talk when the heavy airquotes around "the cybering" came out.

    • @nxxxxzn
      @nxxxxzn 4 года назад +6

      cyber_ring

  • @nirfz
    @nirfz 4 года назад +1

    Years ago my working collegues bought a Nespresso machine directly from Nespresso. They also bought so much coffe (from Nespresso, not via ebay) that they got a new machine for every 1000 pads or so they ordered (i could be wrong about the exact number, but it was surprisingly low to me). So keep in mind that the few 100 $ or € they want for the machine aren't what the thing actually costs them. Also if you get a new machine, you will keep using it and buying new coffe (with which they make the real money)

    • @PeterKoperdan
      @PeterKoperdan 4 года назад +2

      Yeah, pod coffee is like printer ink. That's where they make their money.

  • @FifaFrancesco
    @FifaFrancesco 4 года назад +10

    Ooh a Nestlé product, those are the people privatising drinking water. Excellent!

  • @stephenmeinhold5452
    @stephenmeinhold5452 4 года назад +59

    this woman has far to much spare time and coffee, but I like her.

    • @DonCurrywurst
      @DonCurrywurst 4 года назад +2

      Too much coffee? PAH! That doesnt exist D:

  • @blackevanuz
    @blackevanuz 4 года назад +14

    People still buying coffee capsules :/ cant understand how they dont think about the environmental repercussions.

    • @NicholasLittlejohn
      @NicholasLittlejohn 4 года назад

      Agreed! 🌱

    • @myview5840
      @myview5840 4 года назад +2

      Jar of coffee £5.00 lasts me 2 weeks. Glass recycled.

    • @natecompton1858
      @natecompton1858 4 года назад

      I believe nespresso uses 100% aluminum capsules and recycles those pods to be sustainable.

    • @myview5840
      @myview5840 4 года назад

      @@natecompton1858 energy into making and recycling the aluminium is ridiculous

    • @FuzzNiner
      @FuzzNiner 4 года назад +2

      Because convenience. Doesn’t impact them directly. Saves time. The more developed a country, the more service and convenience focused it becomes. Less about survivability and sustainability. Environmental conservation has to be made easy/convenient for people really adopt it. Tech and scientific advances are there to make things faster better cheaper. Aka preserving the one currency that can never be renewed or replaced. Time.

  • @GuillevinYYC
    @GuillevinYYC 4 года назад +1

    First video of 2020 that i did not have to skip through! Amazing Speaker!

  • @Moxtrox
    @Moxtrox 4 года назад +1

    I wonder if there's any way to actually cheat the fraudsters out of their money without hurting the unsuspecting victim that actually paid for the goods. Because there's nothing better than scamming the scammer.

    • @meranger92
      @meranger92 4 года назад

      Only way is not to pay the fraudster, that will cause no impact on the victim, but makes you a fraudster.

  • @michaelwhite880
    @michaelwhite880 4 года назад +3

    dang, sorry i missed out on the bid for that espresso machine! wish i had seen the vid sooner! no worries though, u for sure did ur part in it trying to get to the bottom of it, way way more than i can say for most, mad props to you! respect you tons!

  • @snooogly
    @snooogly 4 года назад +25

    These capsule produce so much unnecessary waste

    • @LoneWolf-wp9dn
      @LoneWolf-wp9dn 4 года назад +1

      dont forget to also use those plastic handled single use bits of floss... im not particularly concerned about the environment but those are just disgusting to me

    • @andrewbell6855
      @andrewbell6855 4 года назад

      u can recycle the aluminium from the capsule and the coffee gets turned into fertiliser. The information ur using is old, when capsules first came out they were very unsustainable but they've come a long way. Compared to barrista coffee cups its actually a very sustainable way to consume coffee.

    • @aspuzling
      @aspuzling 4 года назад +2

      @@andrewbell6855 what about the capsule itself? Aren't they still plastic and hard to recycle? There are coffee machines that take whole beans. If you need your coffee fix, why not buy one of them instead?

    • @andrewbell6855
      @andrewbell6855 4 года назад +3

      @@aspuzling all nespresso capsules are made from aluminium. They might have started as plastic but ive never had plastic capsules.

    • @spiloFTW
      @spiloFTW 4 года назад

      fuck you dirty hippie

  • @neuromantoo
    @neuromantoo 4 года назад

    I could listen to Nina Kollars stories every day. Nina if you want to leave the dark side of the military industrial complex, you could have a new career as a raconteur.

  • @KryzMasta
    @KryzMasta 4 года назад +33

    Great story to listen to. She’s a great talker.

    • @ciaranjd132
      @ciaranjd132 4 года назад +2

      No she's not. Annoying to listen to.... "Um..um..um..um" !

    • @KryzMasta
      @KryzMasta 4 года назад

      ciaranjd132 I didn’t notice at all really. But I can see how once you’ve noticed it, you can’t unhear it.

  • @mrsister5955
    @mrsister5955 4 года назад +8

    Funny. If I did that over here, the police would come and confiscate the items I bought. No such thing as bona fide or in good faith here. I might in fact even be charged for knowingly purchasing stolen goods if it's considered to be obvious. Too low a price is enough.

  • @robertkacala
    @robertkacala 4 года назад +10

    FBI offers you a free coffee in the office ;)

  • @davesmith9844
    @davesmith9844 4 года назад +1

    How many people are now looking for these accounts and being knowingly complicit to get cheap and free stuff???

  • @a_doggo
    @a_doggo 4 года назад +53

    "Item significantly not as described" would've sent her on the right path.

    • @RFC3514
      @RFC3514 4 года назад +19

      Actually, that just sends a message to the seller asking for a refund (if the seller doesn't reply within 3 days, then it goes to eBay customer service). The options she wanted are under "report item" (in the item listing itself, not in her purchase history) and are labelled "Listing practices -> Fraudulent listing activities" and "Listing practices -> Stolen property". Those get sent directly to eBay (not to the seller).

    • @crywhit4619
      @crywhit4619 4 года назад +4

      @@RFC3514 seems super convoluted and not (avg) user friendly. They should have a link on every listing or in every email sent, after confirmed purchases, to report fraud. They are making their cut on these listings so Ebay dgaf.

    • @RFC3514
      @RFC3514 4 года назад +7

      It's not convoluted at all, you're reporting *the item* not the transaction, so you report it from the *item page,* not your transaction history (the latter has a link to the former, anyway, so if you want to start from there it's just one extra click). The link itself could be a bit more visible, but it's in the right page. It also allows people to report fraudulent listings _without_ buying the item.

    • @xybersurfer
      @xybersurfer 4 года назад

      @@RFC3514 i don't think it's the right place. you don't know that it's a fraudulent listing in this case until you receive it. and they may remove the listing leaving only the transaction

    • @RFC3514
      @RFC3514 4 года назад

      @xybersurfer - The listing page is always available for transactions that have been concluded, so that you can check it after you receive the item (otherwise they could just send you something different, remove the listing, and tell you it had been your mistake).
      Just open the *item* page and click "report item". This would also have allowed her to report the other "suspicious sellers" _without_ playing along with (and benefiting from) the scam herself. She could then check whether or not eBay removed those listings and closed those accounts.
      There are several other... let's call them "untruths" in this video, so either she has extremely poor observation skills or she decided to misrepresent things deliberately to blame eBay. The way she cropped the whole "Seller Information" panel out of her screenshots makes me suspect the latter.

  • @sean3533
    @sean3533 4 года назад +46

    George Clooney is a coffee mafioso.

    • @alexcarter8807
      @alexcarter8807 4 года назад +1

      George Clooney is still a thing?

    • @CWGminer
      @CWGminer 4 года назад

      alex carter only in nespresso ads.

  • @namoric
    @namoric 4 года назад +2

    So this makes me wonder the lifespan of the fake accounts. If they're about 30 days, then if you ordered the product about two weeks into the process, received your stuff, then 2 weeks later the account goes dormant, open a damage claim and get a refund from EBay/PayPal
    I'm just brainstorming and not suggesting anyone take advantage of a broken system where someone could have had their identity stolen.
    I've witnessed larger issues with Pre-Order items where the estimated release date isn't even for 3 or 4 weeks yet, the "seller" takes all the money and just poofs away, maybe sending product to the first X pre-orders but then just ghosting the rest, money in hand.

  • @tedsaylor6016
    @tedsaylor6016 4 года назад +2

    It's right outta Goodfellas! "And as soon as the deliveries are made in the front door, you move the stuff out the back and sell it at a discount. You take a two hundred dollar case of booze and you sell it for a hundred. It doesn't matter. It's all profit."

  • @Frignothanks
    @Frignothanks 4 года назад +4

    Fed being a fed. So smarmy and self congratulatory. Talk was entertaining, reminded me why I dont like those people though.

  • @Warlock_UK
    @Warlock_UK 4 года назад +4

    In the UK you often get a free machine if you buy 200 pods at once, so I wouldn't have been surprised by it :D

    • @djosearth3618
      @djosearth3618 4 года назад

      makesense those things are such a scam by nespresso to begin ith.

  • @FTH1723
    @FTH1723 Год назад

    This has got to be one of my favorite talks. This is why I love the industry.

  • @chooselife3000
    @chooselife3000 4 года назад +2

    I would MUCH prefer to hear about her real professional work !!!

  • @nakedzebra67
    @nakedzebra67 4 года назад +3

    Indeed that was an awesome way to get To a Serious talking point. Thanks Nina

  • @michaelwhite880
    @michaelwhite880 4 года назад +3

    17:15, ive heard all the rest before, but ive never heard someone come up and say it like u did! My mom, poor lady, shes gone through the nigeriaan thing on the net, but i am with you 100% the majority of the fraud is targeted at the elderly! we need a system to help stop those attacks!

    • @Aladayle
      @Aladayle 4 года назад +1

      Take a look at 419eater. They're a forum specifically dedicated to messing with these guys and reporting their stolen bank accounts/credit cards/etc. They'll even match you up with an experienced scambuster to show you how it's done. There's "trophies" to put in your signature depending on whether you bust someone for a fake bank account, credit card, or website...and if you get them to travel!

    • @michaelwhite880
      @michaelwhite880 4 года назад

      @@Aladayle Nice :)

  • @bubbyis1337
    @bubbyis1337 4 года назад +1

    the tool she's describing, one that looks at english text and tries to guess the native language (by observing the grammatical errors, sentence structure etc.) does in fact exist, its an open question in the field of natural language processing, called Native Language Identification, or NLI.

  • @billjohnson69
    @billjohnson69 4 года назад +6

    We just got a Nespresso system and yes, the frother will change your life, lol.. Loved the talk :)

    • @dekeonus
      @dekeonus 4 года назад +3

      note that Nina didn't put the frother up for auction.

    • @Thedownliner2015
      @Thedownliner2015 4 года назад

      I was part of the test group so received it about 2 years ago but the pods are just too expensive and you get that feeling Nescafe are trying to do the same thing to Coffee that the Printer Companies did to Printer Ink by compartmentalising it and selling the Machines off at a loss but making it up with the sale of the ink. Spend more get less is the hallmark of Capitalism but thankfully the only ones embracing what is clearly an attempt to debase a product are those who like a fad so it never really lasts. Why would you spend 60-80p per pod where all the machine does is push water (not even boiling water which is dangerous) through it as opposed to using a spoon and a kettle and get 50 coffees for less than £5? BTW 50 is an estimate on a Nescafe Jar of Granulated Coffee.
      Also how are billions of plastic pods supposed to help the environment when we already have Coffee in Glass Jars?

  • @JoeyCap.
    @JoeyCap. 4 года назад +3

    I was really waiting for the plot twist in end where the speaker would say..
    "It was Nespresso all along, setting up third-party sites and offering the machine and other incentives for free because they knew that once you had a machine in place (or if it was given away) that machine would create another profit Center in someone's household and in the long run their data suggests nespresso makes more money that way over the long run..."
    Guess I was wrong

    • @VB2095_
      @VB2095_ 4 года назад +1

      Nestle HQ is trying to get your location

    • @thesnowmonkeyhaslanded3513
      @thesnowmonkeyhaslanded3513 4 года назад

      Nestle Death Squad en route to your location.

    • @peaceforgaelandscot
      @peaceforgaelandscot 4 года назад

      Joey...Run.

    • @RFC3514
      @RFC3514 4 года назад

      Or it was Nespresso all along, paying her for this viral marketing ad.

  • @thezaher
    @thezaher 4 года назад +4

    Came here for the mistake in the title "an Nespresso" stayed for the story.
    This is much like the g2a website that sells you video games for cheap.

    • @paeonia321
      @paeonia321 4 года назад

      It's not a mistake, see my response to the other person who asked about it.

  • @Duraltia
    @Duraltia 4 года назад +1

    1'200 Capsules are rookie numbers... You've got to ramp them up as a coffee user :°

  • @gwnbw
    @gwnbw 4 года назад +7

    They still do this? Could use a Pixie

  • @danielmartini3229
    @danielmartini3229 4 года назад +5

    so after having thought about it for a while she figured it wasn't a victimless crime?
    no shit sherlock

  • @worddunlap
    @worddunlap 4 года назад +3

    Any food you buy from EBAY should be labeled "Consume at your own peril".

    • @tobyvision
      @tobyvision 4 года назад +2

      Man no kidding. If I saw any packaged food item for half or less market value, there's no way I'd be eating it.

  • @RFC3514
    @RFC3514 4 года назад +1

    10:00 - One would only think that if one lacked the ability to read. Those stars are clearly labelled "product ratings" and are (surprise!) the user ratings for that product (not "a generic review of what people think of Nespresso coffee"). Seller feedback (for all accounts) is clearly displayed next to the seller name, inside a box labelled *"Seller information"* (in bold), which she cropped out of her screenshot. It is *not* "near the bottom in a tiny font".
    It's also pretty trivial to report fraud and stolen property on eBay; there's a link in the product page labelled "Report item" with those exact options in its sub-menu. Amazing how she spent all this time "investigating" these fraudsters and calling the FBI but was unable to find that link, which is on every single listing page on eBay. Good thing she doesn't work as a military strategist or anything like that...
    Also, "an Nespresso"? Really?

    • @tobyvision
      @tobyvision 4 года назад

      This is a person who is consuming a food product she bought on ebay.

  • @RodCornholio
    @RodCornholio 4 года назад +2

    Just lost her security clearance...accepting stolen goods...maybe her FBI informing will help.

  • @davidjohansson1416
    @davidjohansson1416 4 года назад +9

    Just keep doing this and resell the stuff on ebay and when they undercut your price just buy them up.

  • @changthunderwang7543
    @changthunderwang7543 4 года назад +3

    Nespresso marketing is getting crazy

  • @41stmiller
    @41stmiller 4 года назад

    WOW! Nice talk Dr Kollars--- to think I knew you when you were Ms Kollars in Symposium!

  • @alexdavies7112
    @alexdavies7112 4 года назад +1

    This activity won't be limited to new accounts with zero rating, scammers frequently buy hacked / dormant eBay accounts and use them for fraud.

  • @Jab_hutt
    @Jab_hutt 4 года назад +6

    That's one of a hell sales pitch...Nespresso outdid themselves:D

  • @thedevilsadvocate3710
    @thedevilsadvocate3710 4 года назад +3

    What a great fraud scheme. I wonder how much those websites make with those frauds.

  • @kurtstergar1042
    @kurtstergar1042 4 года назад +2

    Ok, so who was defrauded?
    Did someone defraud nesspresso by hacking Nesspresso, sending her an extra item. Then claim that they never got their item. Resulting in a charge back to an account the seller made up?

    • @kurtstergar1042
      @kurtstergar1042 4 года назад

      @Mister Donkey maybe! Didn't you hear the speaker also say Fraud?
      Who's ID theft hers? Nesspresso's ID or account info from Nesspresso?
      You don't understand what I've been asking. Who was defrauded and how it works?
      The speaker got what she payed for plus more but I'm ASSuming that Nesspresso's ordering system was hacked and tricked.

    • @kurtstergar1042
      @kurtstergar1042 4 года назад

      @Mister Donkey Go fuck yourself!
      Listen to her story again!
      You wrote a bunch of words with bad grammar and missing a S here and there. So you just negated your attempt at sounding intelligent, which you are not!
      I asked a few different ways, a simple question and you couldn't answer it.
      Don't respond anymore.

    • @Frank-pj2tb
      @Frank-pj2tb 4 года назад

      @@kurtstergar1042 the middle man stole someone's credit card but instead of buying stuff with it creates a store on Ebay that sells stuff from another company (Nespresso) without having to touch any inventory (dropshipping). Ebay cuts him a check minus ebay fees and voila $$$ good old hard cash, instead of having to buy and sell stuff with the stolen card/identity.

    • @kurtstergar1042
      @kurtstergar1042 4 года назад

      @@Frank-pj2tb thank you. I was thinking it was something along those lines.
      But the thing I don't get is how the drop shipper was able to sell the items for half price to the women telling the story. When Nesspresso sells the items for full price from their site. Are these items from Nesspresso getting close to there extaration and they work with drop shippers to make some profit and get rid of the items?
      Damn this women's investigative curiosity is contagious.

    • @Frank-pj2tb
      @Frank-pj2tb 4 года назад

      @@kurtstergar1042 I think scammer pays full price with stolen credit card and sells cheap to undercut other sellers on ebay. His stuff sells quicker and it's still 100% profit since he's not paying with his money.

  • @Unitedstatesian
    @Unitedstatesian 4 года назад +2

    Nina is a great speaker. I enjoyed the talk!

  • @dco5055
    @dco5055 4 года назад +3

    You would think Nespresso would have marked her address as receiving fraudulent products and at the minimum not ship to her only less this happened so fast the stolen cards weren't reported stolen yet.

    • @huma474
      @huma474 4 года назад +1

      Or just looked the other way and not cared since they're still getting paid

    • @dco5055
      @dco5055 4 года назад

      @@huma474 no the credit card companies will refund the money to the persons card that was stolen since the items were purchased fraudulent so Nespresso loses. She sent real money to the person that used the stolen credit cards. So the fraudulent person isn't out of money and she got her product + other items.

    • @huma474
      @huma474 4 года назад +1

      @@dco5055 The fraud refunds would only happen if the person who had their card stolen contacts the credit card company within a reasonable time after the purchase clears - 30 to 60 days. Given that these card numbers appeared to be related to retirees per what she said there is a very good chance that they might not see the fraud charges before it becomes to late to be actioned on, leading to everyone walking away. Nespresso is working from a place of apathy and partial good faith (partial because things should have been flagged the moment she made the first call). They want to keep the money and not look too hard at where its coming from because if they see something they must do something.

    • @SaHaRaSquad
      @SaHaRaSquad 4 года назад

      Nestle is known for indirectly killing people for profits and being shady whenever it gets them more money...you can bet they knew full well what was happening, and the profit margin of their stupid coffee capsules alone would easily pay for the few refunds.

  • @user-sw1wq8lh2w
    @user-sw1wq8lh2w 4 года назад +4

    ebay advice #1: don't buy from 0 feedback sellers.

    • @khhnator
      @khhnator 4 года назад

      or buy from 0 feedback sellers... it all depends where your moral compass is

  • @josephlieberman5324
    @josephlieberman5324 4 года назад +1

    At the root of this hypothesized fraud scheme is not simply elderly victims of identity theft.
    These victims are in an unrecognized but significant demographic of crime victims. They are "defendant adults" or those who are able to function and survive with assistance yet without that assistance; they are not able to manage. Now obviously those persons involved in assisting or entrusted with the responsibility to assist them, have simply assisted themselves with their clients assets or good name (credit).

  • @philhersh
    @philhersh 4 года назад +1

    Way better title than triangulation fraud and how to prevent it

  • @DavidFregoli
    @DavidFregoli 4 года назад +6

    bizarre fraud triangle

  • @kevinbergman8532
    @kevinbergman8532 4 года назад +4

    I think I was hit with this, buying pods from Amazon actually.

  • @theodorheuss3292
    @theodorheuss3292 4 года назад

    What I got from this is people are willing to pay insane amounts of money for coffee while thinking it's a bargain.

  • @icanhaskpop1239
    @icanhaskpop1239 4 года назад

    It's pretty obvious that the star rating at the top is NOT the seller rating because it clearly says "PRODUCT rating" and not "seller rating".

  • @Mickeysternum245
    @Mickeysternum245 4 года назад +24

    kinda ironic it involved nestle, such a terrible company

    • @Seth9809
      @Seth9809 4 года назад +5

      Water or baby formula?

    • @87channels
      @87channels 4 года назад +10

      @@Seth9809 or deforestation? Or human trafficking? I did a video detailing all of Nestle's sins if anyone's interested in learning more

    • @myview5840
      @myview5840 4 года назад +1

      Corporations are not your friend

    • @fionafiona1146
      @fionafiona1146 4 года назад

      Shooting union members ect.

    • @Skeptic2006
      @Skeptic2006 4 года назад

      Too bad cuz I've learned to drink instant coffee and Nestle is the only good one I can buy where I live.