I'm definitely going to watch this video again with a pen and paper! This video alone tells me you're a criminally underrated channel, ESPECIALLY since you're talking about finance in the ZAMBIAN context🇿🇲. Thank you so much for having a slow and steady, clear style of explaining these topics for laypeople like some of us! Natotela mayo! 🙏🏾
@@MukonkiMukonkela informative video, appreciated. You didn't talk much on the calculations, e.g. the relationship between inflation and bonds and treasury bills and as well as interest rates ... would be really grateful if you did.
Now is the right time. If you really want to grow your money and attain financial independence. Start investing, that's the best way to accumulate wealth. Spent my 30s and 40s investing in stock and several multifamily real estates. That’s the best I did for myself as it has consistently beaten my expectations of a return. Lately, discovered ¢rypto, and life feels better.
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated.
@@alyciagordon3447 Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Alexandra Diana Jose) a consultant who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I'd advise you do get a good investment advisor for yourself.
@@alyciagordon3447 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location.
Tnx for this info, I just looked up your investment professional and found her page. Her experience is pretty impressive. I wrote her and I'm waiting on her reply. .
Your video also underscores how having the correct leadership / government administration that understands the basics of economic management is absolutely critical to our investments. If I as a Zambian will shun a bond because the inflation rate is at 15%, don't expect investors to come flocking. At the very least, any administration we put into office must keep basic economic indicators at bay. When we begin to think about how our own money and investments are in danger through economic chaos, we will stop taking gambles with leadership. These two are directly linked. I hope my generation can begin to educate themselves on economic indicators and fundamentals and how we as the people determine our economic future. It's critical to understand the potential policies / economic agenda of anyone wanting to lead this country. Thanks for this video!
Have not even finished listening to the video but clearly I'll start investing in the government securities and I'll save this video to watch it again..... Thank you so much madam 🙏🙏
I have been searching for simple and clear explanation of investment options in Zambia and you have definitely explained this so well. Thank you very much for making these videos for the public. My investment journey has just began right here with you🤸♀️
Well articulated and vital information. I really appreciate your explanation bringing it down to a learner's understanding. Thankyou and keep up the good work. I have learnt alot
So if I have a K600 000, and spread the investment into 6 government bonds bought at K100 000 monthly for a 10 year bond then I would have a coupon income of k13 000 monthly for the next 10 years. This looks better than building 2 houses in Lusaka. Is there a limit in the number of bonds one can buy?
OUTSTANDING you explanation on the system is right on point and loving the energy this was not easy but you made it work so hands together for that continue the amazing work you have my respect there is so much to be made in the Zambian finance sector and am happy to see someone share information worth millions for free oncemore you have my respect 💯👌🏾
@@MukonkiMukonkela True! And nadabwa che ba dandaula ba FIGHT MMA because they just watched a full video of someone SHARING! I think this person just has wrong people surrounding them. If you have the right contacts and know how to use the Internet, you will realise that many people do share lots of information. You can take the donkey to the water hole but cannot make it drink the water.
This is just beautiful, I swear am still behind in Life, tantalizingly brilliance what an amazing explanation, I need a ballpen with now Thanks for your explanation I need to watch this properly
Thank you so much, this is insightful, but I still do not understand why, in order to calculate for the face value of a bond, you are multiplying 100,000 and 100 then dividing the product by the cut off cost.
Brilliant flow of energy and words to explain it in layman's terms. The best about it is that I've understood this type of investment and I can compute transactions competently. Thus helping me to translate Ndalama insights into actionable investments. Cheers!
Nice explanation madam now my question is if I open an account with BOZ as the first step then where should I go or do you give a hand of help to buy bonds thanks.i really need to start.
Great information I'm absorbing here. Can a South African citizen, liable for tax only in SA be able to invest in the Zambian securities? If yes, please elaborate.
Madam I feel on coupon payment is different from the formula I have from bank of Zambia brochure coupon payment =coupon rate x no of days in coupon period/365x face value of bond..
You're welcome! In answer to your question, yes, the Zambian government has issued international bonds in foreign currencies such as the US dollar and euro in the past. For instance, in 2012, Zambia issued a $750 million Eurobond with a 10-year maturity and a 5.625% coupon rate. Regarding sukuk bonds, to the best of my knowledge, Zambia has not yet issued any sukuk bonds. As for gold bonds, I'm not aware of Zambia issuing any bonds backed by gold.
Please do a video on the my LuSE app. Is it worth using it? Are the stock we buy from legitimate? Cause there are no forms to fill in in that app, so is it advisable to use it.
I have K50,000 to start with. So I was thinking that I can grow it through 3 or 6 months treasury bills. This way I get the maturity payment and maybe add onto it with other funds i may have sourced during the same period and reinvest it. Do you think its a sound plan?
This answered many questions i had thank you so much....I did not know about the inflation affecting government bonds especially long term ones... Can you make a part 2 of this video where you now break down different figures like the example you gave on a k100,000 bond. Except showing by writing how you are doing the calculations. It would really help learn how I could do my own calculations in the future.
I'm definitely going to watch this video again with a pen and paper! This video alone tells me you're a criminally underrated channel, ESPECIALLY since you're talking about finance in the ZAMBIAN context🇿🇲. Thank you so much for having a slow and steady, clear style of explaining these topics for laypeople like some of us! Natotela mayo! 🙏🏾
Wow, thank you!
"criminally underrated" LOL
@@MukonkiMukonkela informative video, appreciated. You didn't talk much on the calculations, e.g. the relationship between inflation and bonds and treasury bills and as well as interest rates ... would be really grateful if you did.
Thank you my sister (Tunasakililaku mwani) good explanation once am ready with money to invest i make sure I consult you for guidance, Thanks.
@@MukonkiMukonkelakindly share with me your email address
Now is the right time. If you really want to grow your money and attain financial independence. Start investing, that's the best way to accumulate wealth. Spent my 30s and 40s investing in stock and several multifamily real estates. That’s the best I did for myself as it has consistently beaten my expectations of a return. Lately, discovered ¢rypto, and life feels better.
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated.
@@alyciagordon3447 Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Alexandra Diana Jose) a consultant who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I'd advise you do get a good investment advisor for yourself.
@@davidreus9321 please how do i get in touch with her
Impressive. Would you mind sharing some more details. I’d like to have a talk with her.
@@alyciagordon3447 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location.
Tnx for this info, I just looked up your investment professional and found her page. Her experience is pretty impressive. I wrote her and I'm waiting on her reply. .
Your video also underscores how having the correct leadership / government administration that understands the basics of economic management is absolutely critical to our investments. If I as a Zambian will shun a bond because the inflation rate is at 15%, don't expect investors to come flocking. At the very least, any administration we put into office must keep basic economic indicators at bay. When we begin to think about how our own money and investments are in danger through economic chaos, we will stop taking gambles with leadership. These two are directly linked. I hope my generation can begin to educate themselves on economic indicators and fundamentals and how we as the people determine our economic future. It's critical to understand the potential policies / economic agenda of anyone wanting to lead this country. Thanks for this video!
Point blank period!!!
Have not even finished listening to the video but clearly I'll start investing in the government securities and I'll save this video to watch it again..... Thank you so much madam 🙏🙏
this is by far the best explanation on zambian govt securities, thank you so much
I have been searching for simple and clear explanation of investment options in Zambia and you have definitely explained this so well. Thank you very much for making these videos for the public. My investment journey has just began right here with you🤸♀️
Happy 🆕 year!
You have just earned a new subscriber. I will be watching this video each time it gets a new like.
Great information madam, very clear indeed. Thank you for the information 👍
This is by far the best explanation about govt securities.
This educative information is very timely how I wish this data was available long before now this is good investment information keep up educating us
Well articulated and vital information. I really appreciate your explanation bringing it down to a learner's understanding. Thankyou and keep up the good work. I have learnt alot
Wow wow wow I have been looking for this information thank you so much please keep on giving us these wonderful insights. thank you
Following after listening to you on ZNBC- Radio 1- just now.
So if I have a K600 000, and spread the investment into 6 government bonds bought at K100 000 monthly for a 10 year bond then I would have a coupon income of k13 000 monthly for the next 10 years. This looks better than building 2 houses in Lusaka. Is there a limit in the number of bonds one can buy?
Very elaborate. Useful insights there.
This is the information I was looking for, very clear
The best video 👏👏👏👏👏, I will forever becoming back to this video
Very educatefully
Thank you! This was well articulated
You are the best in this......... Many thanks please
This is well articulated. Thank you
OUTSTANDING you explanation on the system is right on point and loving the energy this was not easy but you made it work so hands together for that continue the amazing work you have my respect there is so much to be made in the Zambian finance sector and am happy to see someone share information worth millions for free oncemore you have my respect
💯👌🏾
Many thanks 🙏
Thank you very made something complex very understandable
Insightful
Great stuff
Excellent
Very fruitful information
Awesome video. Very educative. You should also make one on how to invest on LuSE.
Yes please
I love the way you explain. Thank you for this video
You are so welcome!
This should be taught in schools
Business studies or commerce under the topic Banking it's there
Pah Zambia tamwababwino bwino guys you should be sharing such information
I need to invest as fast as possible
Sharing starts with YOU!! 🙂🙂🙂
@@MukonkiMukonkela True! And nadabwa che ba dandaula ba FIGHT MMA because they just watched a full video of someone SHARING! I think this person just has wrong people surrounding them. If you have the right contacts and know how to use the Internet, you will realise that many people do share lots of information. You can take the donkey to the water hole but cannot make it drink the water.
Thank you awesome and great information
Wow this is so good. Thank you
Thank you so much for this educational video on bonds and treasury bills. I have learnt so much from it.
Glad it was helpful!
Will watch again to grasp points
Great stuff from a great lady, thanks for the knowledge.
Clear and concise explanation
I don't comment on vids but this one deserves my attention.thanks
Thanks Sam
Thanks for the explanation
You're welcome
Very insightful and the way to go...
This was really thorough, thanks for the info.
Mama may God make your RUclips channel bigger beyond borders. Good works
Thanks Richard!!
This is just beautiful, I swear am still behind in Life, tantalizingly brilliance what an amazing explanation, I need a ballpen with now
Thanks for your explanation I need to watch this properly
Go get that ball 🖊️🖊️ pen....
This is is really insightful, I just need to rewatch this more and more
Thanks 🙏
This was very informative, thank you.
Glad it was helpful!
Please keep making videos I've learnt alot
Worthy watching..
Thank you so much, this is insightful, but I still do not understand why, in order to calculate for the face value of a bond, you are multiplying 100,000 and 100 then dividing the product by the cut off cost.
Awesome content!
Appreciate it!
Brilliant flow of energy and words to explain it in layman's terms. The best about it is that I've understood this type of investment and I can compute transactions competently. Thus helping me to translate Ndalama insights into actionable investments. Cheers!
Actionable Insights!
excellent
Thanks very simply put....
This is very helpful in understanding the markets
Thanks for watching!
You are so amazing 😊
Thanks
Nice explanation madam now my question is if I open an account with BOZ as the first step then where should I go or do you give a hand of help to buy bonds thanks.i really need to start.
Educative video
I needed this information
Awesome detailed.thank you for sharing Insight
Most appreciated and timely..thanks
Perfect,
This was insightful. Thank you so much
Well explained and easy to understand. Thank you Mukonkela
Very helpful thanks
Glad it helped
interesting. i would like to learn more.
Good morning Mukonki. How do I go about investing in Government bonds?. Do I need to engage a financial expert?. I really want to invest
this is lovely..nicely broken down
Thank you so much. You are a very good teacher.
Thank you! 😃
❤❤❤ insightful
@ Mukonki this ia very helpful thank you
absolutely what i was looking for, many years i searched i could not find. my lady you are trending.
@malama share
This is great. Thank you so much
This is really nice....do you offer financial advise?
On one on one. I do training instead. The next workshop is in September
@@MukonkiMukonkela Count me in please
Beautiful presentation! Kindly counter check the Cost Value @13:34 as you calculate the Interest Income.
Thanks Clara, I will
Thank you for sharing
Welcome
Well explained. Thank you for the information. This video answered a lot of my questions.
Thanks memory, happy it did.
Extremely helpful 👏🏿👏🏿👏🏿👏🏿❤️
Thank you, when is the next video?
Thanks alot
Welcome Sir ☺️
Love the content 🤗
6:37 6:43 i would love to know how much i can make on treasury bills which seem to be a short term investment..
Well explained, thank you.
Can you do step by step procedure on how to apply for bond directly with bank of Zambia. The commercial bank I am with is reluctant
Sure will do so
Good afternoon what the steps to take when investing in bond's and security. And stoke?
In your opinion, what is a reasonable amount to invest in this that would give a sizable return? Rather above what amount would be ideal?
Which app can i use?
Great information I'm absorbing here. Can a South African citizen, liable for tax only in SA be able to invest in the Zambian securities? If yes, please elaborate.
Learnt something
Thankyou
Can foreigners invest in Zambian goverment bonds as well?
How can I submit the CSD form once completed to register on the central securities depository at the Bank of Zambia?
Are you doing the application online on the investor portal?
@@MukonkiMukonkela I downloaded the forms. Is there online submission?
Information is power, thanks for sharing. Since the government is in debt, is it still safe to invest in government bonds and treasury bills?
Madam I feel on coupon payment is different from the formula I have from bank of Zambia brochure coupon payment =coupon rate x no of days in coupon period/365x face value of bond..
Hi Ernest, I'll take a look and revert back thanks 🙏
Thank you Madam wonderful presentation please keep doing what you are doing..
Thanks for this very informative video. Does Zambia gov. issues international bond and sukuk bond in different currencies (usd, eur, gbp or gold)?
You're welcome! In answer to your question, yes, the Zambian government has issued international bonds in foreign currencies such as the US dollar and euro in the past. For instance, in 2012, Zambia issued a $750 million Eurobond with a 10-year maturity and a 5.625% coupon rate. Regarding sukuk bonds, to the best of my knowledge, Zambia has not yet issued any sukuk bonds.
As for gold bonds, I'm not aware of Zambia issuing any bonds backed by gold.
@@MukonkiMukonkela Thank you very much Mukonki for letting me know!
Please do a video on the my LuSE app.
Is it worth using it? Are the stock we buy from legitimate? Cause there are no forms to fill in in that app, so is it advisable to use it.
Thanks, I will do a video on luse and their app. I've installed it but never used it.
Can you do a similar detailed computation for a treasury bill?
Thanks for the suggestion
I have K50,000 to start with. So I was thinking that I can grow it through 3 or 6 months treasury bills. This way I get the maturity payment and maybe add onto it with other funds i may have sourced during the same period and reinvest it. Do you think its a sound plan?
What is the minimum amount one can start with to invest in government bonds
1000 kwacha
Hey madam,can i share your video online?
Hi Chilufya, yes please go ahead
Is there a difference between buying a bond as corporate and an individual.?
Yes, the forms to complete are different.
@@MukonkiMukonkela are the coupon rates and yeild rates different
How can I contact you?
This answered many questions i had thank you so much....I did not know about the inflation affecting government bonds especially long term ones...
Can you make a part 2 of this video where you now break down different figures like the example you gave on a k100,000 bond. Except showing by writing how you are doing the calculations. It would really help learn how I could do my own calculations in the future.
Hello Mwaka, i'm working on another video, will consider your feedback. Thanks for watching.